The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co Common Stock 88579Y101   1,295 10,800 SH   SOLE   10,800 0 0
ABBOTT LABS Common Stock 002824100   2,584 23,533 SH   SOLE   23,533 0 0
ABBVIE INC Common Stock 00287Y109   4,962 30,705 SH   SOLE   30,705 0 0
ADOBE SYSTEMS INCORPORATED Common Stock 00724F101   4,171 12,395 SH   SOLE   12,391 4 0
AFLAC INC Common Stock 001055102   280 3,890 SH   SOLE   3,890 0 0
AIR PRODS & CHEMS INC Common Stock 009158106   3,194 10,360 SH   SOLE   10,356 4 0
ALLSTATE CORP Common Stock 020002101   582 4,295 SH   SOLE   4,295 0 0
Alphabet Inc Common Stock 02079K305   8,963 101,587 SH   SOLE   101,547 40 0
ALTRIA GROUP INC Common Stock 02209S103   394 8,625 SH   SOLE   8,625 0 0
AMAZON COM INC Common Stock 023135106   220 2,620 SH   SOLE   2,620 0 0
AMERISOURCEBERGEN CORP Common Stock 03073E105   1,618 9,765 SH   SOLE   9,765 0 0
AMGEN INC Common Stock 031162100   425 1,617 SH   SOLE   1,617 0 0
ANALOG DEVICES INC Common Stock 032654105   532 3,243 SH   SOLE   3,243 0 0
APPLE INC Common Stock 037833100   15,202 117,001 SH   SOLE   116,947 54 0
APPLIED MATLS INC Common Stock 038222105   331 3,401 SH   SOLE   3,401 0 0
AT&T INC Common Stock 00206R102   3,815 207,207 SH   SOLE   207,137 70 0
Automatic Data Processing Inc Common Stock 053015103   516 2,160 SH   SOLE   2,160 0 0
AUTOZONE INC Common Stock 053332102   4,644 1,883 SH   SOLE   1,883 0 0
BANK AMERICA CORP Common Stock 060505104   399 12,050 SH   SOLE   12,050 0 0
BERKSHIRE HATHAWAY INC DEL Common Stock 084670702   7,583 24,550 SH   SOLE   24,540 10 0
Bristol-Myers Squibb Co Common Stock 110122108   570 7,916 SH   SOLE   7,916 0 0
CARRIER GLOBAL CORPORATION Common Stock 14448C104   331 8,022 SH   SOLE   8,022 0 0
CATERPILLAR INC Common Stock 149123101   1,136 4,740 SH   SOLE   4,740 0 0
CBOE GLOBAL MKTS INC Common Stock 12503M108   5,163 41,148 SH   SOLE   41,133 15 0
CHEVRON CORP NEW Common Stock 166764100   1,768 9,850 SH   SOLE   9,850 0 0
CHUBB LIMITED Int'l Common Stock H1467J104   6,237 28,274 SH   SOLE   28,272 2 0
CIGNA CORP NEW Common Stock 125523100   520 1,569 SH   SOLE   1,569 0 0
CINCINNATI FINL CORP Common Stock 172062101   3,265 31,886 SH   SOLE   31,886 0 0
CISCO SYS INC Common Stock 17275R102   7,355 154,397 SH   SOLE   154,342 55 0
Citigroup Inc Common Stock 172967424   4,179 92,397 SH   SOLE   92,373 24 0
CLOROX CO DEL Common Stock 189054109   207 1,474 SH   SOLE   1,474 0 0
CME GROUP INC Common Stock 12572Q105   2,890 17,187 SH   SOLE   17,185 2 0
COCA COLA CO Common Stock 191216100   1,173 18,435 SH   SOLE   18,435 0 0
CONOCOPHILLIPS Common Stock 20825C104   642 5,442 SH   SOLE   5,442 0 0
CONSTELLATION BRANDS INC Common Stock 21036P108   305 1,316 SH   SOLE   1,311 5 0
CUMMINS INC Common Stock 231021106   269 1,109 SH   SOLE   1,109 0 0
CVS HEALTH CORP Common Stock 126650100   5,485 58,854 SH   SOLE   58,831 23 0
D R HORTON INC Common Stock 23331A109   5,609 62,918 SH   SOLE   62,891 27 0
DANAHER CORPORATION Common Stock 235851102   1,492 5,620 SH   SOLE   5,620 0 0
DARDEN RESTAURANTS INC Common Stock 237194105   651 4,709 SH   SOLE   4,709 0 0
DEERE & CO Common Stock 244199105   467 1,089 SH   SOLE   1,089 0 0
DISNEY WALT CO Common Stock 254687106   389 4,480 SH   SOLE   4,467 13 0
DOMINION ENERGY INC Common Stock 25746U109   420 6,842 SH   SOLE   6,842 0 0
DTE ENERGY CO Common Stock 233331107   220 1,872 SH   SOLE   1,872 0 0
DUKE ENERGY CORP NEW Common Stock 26441C204   6,152 59,737 SH   SOLE   59,713 24 0
EATON CORP PLC Int'l Common Stock G29183103   675 4,302 SH   SOLE   4,302 0 0
EBAY INC. Common Stock 278642103   203 4,898 SH   SOLE   4,898 0 0
ELEVANCE HEALTH INC Common Stock 036752103   578 1,126 SH   SOLE   1,126 0 0
EMERSON ELEC CO Common Stock 291011104   2,584 26,895 SH   SOLE   26,895 0 0
ENBRIDGE INC Int'l Common Stock 29250N105   347 8,866 SH   SOLE   8,866 0 0
EQT CORP Common Stock 26884L109   1,824 53,904 SH   SOLE   53,904 0 0
ESSENTIAL UTILS INC Common Stock 29670G102   5,657 118,525 SH   SOLE   118,475 50 0
EXXON MOBIL CORP Common Stock 30231G102   3,791 34,367 SH   SOLE   34,367 0 0
Farmers National Banc Corp Common Stock 309627107   7,758 549,459 SH   SOLE   278,026 9,034 0
FirstEnergy Corp Common Stock 337932107   209 4,985 SH   SOLE   4,985 0 0
Freeport-McMoRan Inc Common Stock 35671D857   3,516 92,519 SH   SOLE   92,495 24 0
General Electric Co Common Stock 369604301   1,135 13,544 SH   SOLE   13,544 0 0
GENERAL MLS INC Common Stock 370334104   7,129 85,020 SH   SOLE   85,020 0 0
GSK PLC Int'l Common Stock 37733W204   382 10,882 SH   SOLE   10,822 60 0
HERSHEY CO Common Stock 427866108   831 3,589 SH   SOLE   3,589 0 0
HOME DEPOT INC Common Stock 437076102   2,515 7,962 SH   SOLE   7,962 0 0
HONEYWELL INTL INC Common Stock 438516106   1,758 8,203 SH   SOLE   8,196 7 0
HOST HOTELS & RESORTS INC Common Stock 44107P104   172 10,689 SH   SOLE   10,689 0 0
HP INC Common Stock 40434L105   624 23,219 SH   SOLE   23,168 51 0
HUBBELL INC Common Stock 443510607   774 3,300 SH   SOLE   3,300 0 0
HUNTINGTON BANCSHARES INC Common Stock 446150104   1,454 103,156 SH   SOLE   103,156 0 0
ILLINOIS TOOL WKS INC Common Stock 452308109   276 1,253 SH   SOLE   1,253 0 0
ILLUMINA INC Common Stock 452327109   2,100 10,385 SH   SOLE   10,382 3 0
INTEL CORP Common Stock 458140100   3,371 127,560 SH   SOLE   127,560 0 0
INTERNATIONAL BUSINESS MACHS Common Stock 459200101   5,355 38,011 SH   SOLE   37,997 14 0
INVESCO QQQ TR Exchange Traded Fund 46090E103   742 2,785 SH   SOLE   2,785 0 0
ISHARES GOLD TR Exchange Traded Fund 464285204   287 8,305 SH   SOLE   8,305 0 0
ISHARES TR Exchange Traded Fund 464287200   1,359 3,537 SH   SOLE   3,537 0 0
ISHARES TR Exchange Traded Fund 464287234   1,133 29,885 SH   SOLE   29,885 0 0
ISHARES TR Exchange Traded Fund 464287465   2,002 30,498 SH   SOLE   30,498 0 0
ISHARES TR Exchange Traded Fund 464287499   216 3,196 SH   SOLE   3,196 0 0
ISHARES TR Exchange Traded Fund 464287507   2,958 12,230 SH   SOLE   12,230 0 0
ISHARES TR Exchange Traded Fund 464287598   479 3,160 SH   SOLE   3,160 0 0
ISHARES TR Exchange Traded Fund 464287804   3,216 33,982 SH   SOLE   33,982 0 0
ISHARES TR Fixed Income ETF 464287457   779 9,600 SH   SOLE   9,600 0 0
JOHNSON & JOHNSON Common Stock 478160104   12,437 70,403 SH   SOLE   70,387 16 0
JOHNSON CTLS INTL PLC Int'l Common Stock G51502105   5,184 80,996 SH   SOLE   80,964 32 0
JPMORGAN CHASE & CO Common Stock 46625H100   12,902 96,211 SH   SOLE   96,211 0 0
Kimberly-Clark Corp Common Stock 494368103   293 2,160 SH   SOLE   2,160 0 0
KINDER MORGAN INC DEL Common Stock 49456B101   5,110 282,625 SH   SOLE   282,525 100 0
KROGER CO Common Stock 501044101   323 7,237 SH   SOLE   7,237 0 0
LAM RESEARCH CORP Common Stock 512807108   3,526 8,389 SH   SOLE   8,386 3 0
LINDE PLC Common Stock G5494J103   238 730 SH   SOLE   730 0 0
Lockheed Martin Corp Common Stock 539830109   6,914 14,211 SH   SOLE   14,205 6 0
LOWES COS INC Common Stock 548661107   211 1,061 SH   SOLE   1,061 0 0
MCDONALDS CORP Common Stock 580135101   2,193 8,323 SH   SOLE   8,323 0 0
Merck & Co Inc Common Stock 58933Y105   593 5,344 SH   SOLE   5,344 0 0
METLIFE INC Common Stock 59156R108   266 3,669 SH   SOLE   3,669 0 0
Microsoft Corp Common Stock 594918104   16,544 68,983 SH   SOLE   68,968 15 0
MICROVISION INC DEL Common Stock 594960304   319 135,800 SH   SOLE   135,800 0 0
MID-AMER APT CMNTYS INC Common Stock 59522J103   4,716 30,040 SH   SOLE   30,027 13 0
NEWMONT CORP Common Stock 651639106   2,978 63,089 SH   SOLE   63,060 29 0
NEXTERA ENERGY INC Common Stock 65339F101   7,541 90,202 SH   SOLE   90,174 28 0
Nike Inc Common Stock 654106103   1,930 16,495 SH   SOLE   16,495 0 0
NORDSON CORP Common Stock 655663102   571 2,400 SH   SOLE   2,400 0 0
NORFOLK SOUTHN CORP Common Stock 655844108   783 3,177 SH   SOLE   3,177 0 0
NUCOR CORP Common Stock 670346105   500 3,795 SH   SOLE   3,795 0 0
NVIDIA CORPORATION Common Stock 67066G104   393 2,688 SH   SOLE   2,688 0 0
ORACLE CORP Common Stock 68389X105   1,519 18,587 SH   SOLE   18,587 0 0
OTIS WORLDWIDE CORP Common Stock 68902V107   213 2,725 SH   SOLE   2,725 0 0
PARKER-HANNIFIN CORP Common Stock 701094104   1,996 6,859 SH   SOLE   6,859 0 0
PAYPAL HLDGS INC Common Stock 70450Y103   305 4,279 SH   SOLE   4,279 0 0
PEPSICO INC Common Stock 713448108   11,177 61,870 SH   SOLE   61,859 11 0
PFIZER INC Common Stock 717081103   11,060 215,846 SH   SOLE   215,768 78 0
PHILIP MORRIS INTL INC Common Stock 718172109   563 5,565 SH   SOLE   5,565 0 0
PNC FINL SVCS GROUP INC Common Stock 693475105   1,705 10,794 SH   SOLE   10,794 0 0
PPG INDS INC Common Stock 693506107   2,188 17,404 SH   SOLE   17,404 0 0
PREMIER FINANCIAL CORP Common Stock 74052F108   237 8,782 SH   SOLE   8,782 0 0
PROCTER AND GAMBLE CO Common Stock 742718109   5,739 37,868 SH   SOLE   37,868 0 0
PROGRESSIVE CORP Common Stock 743315103   987 7,610 SH   SOLE   7,610 0 0
QUALCOMM INC Common Stock 747525103   390 3,551 SH   SOLE   3,551 0 0
QUANTA SVCS INC Common Stock 74762E102   321 2,251 SH   SOLE   2,251 0 0
RAYTHEON TECHNOLOGIES CORP Common Stock 75513E101   504 4,995 SH   SOLE   4,995 0 0
RPM INTL INC Common Stock 749685103   224 2,299 SH   SOLE   2,299 0 0
SCHLUMBERGER LTD Common Stock 806857108   7,163 133,980 SH   SOLE   133,938 42 0
SCHWAB CHARLES CORP Common Stock 808513105   230 2,760 SH   SOLE   2,760 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y209   3,209 23,623 SH   SOLE   23,623 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y407   6,784 52,521 SH   SOLE   52,498 23 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y506   2,025 23,156 SH   SOLE   23,156 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y605   211 6,177 SH   SOLE   6,177 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y886   1,029 14,591 SH   SOLE   14,591 0 0
ServiceNow Inc Common Stock 81762P102   2,007 5,169 SH   SOLE   5,166 3 0
SHELL PLC Int'l Common Stock 780259305   446 7,829 SH   SOLE   7,829 0 0
SHOPIFY INC Common Stock 82509L107   255 7,350 SH   SOLE   7,350 0 0
SMUCKER J M CO Common Stock 832696405   1,569 9,900 SH   SOLE   9,900 0 0
SOUTHERN CO Common Stock 842587107   798 11,173 SH   SOLE   11,173 0 0
SPDR GOLD TR Exchange Traded Fund 78463V107   1,070 6,310 SH   SOLE   6,310 0 0
SPDR S&P 500 ETF TR Exchange Traded Fund 78462F103   44,749 117,013 SH   SOLE   117,013 0 0
SPDR SER TR Exchange Traded Fund 78464A698   288 4,905 SH   SOLE   4,905 0 0
SPDR SER TR Exchange Traded Fund 78464A870   2,620 31,569 SH   SOLE   31,569 0 0
SPROTT PHYSICAL GOLD & SILVER Exchange Traded Fund 85208R101   184 10,250 SH   SOLE   10,250 0 0
SPROTT PHYSICAL GOLD TR Exchange Traded Fund 85207H104   319 22,600 SH   SOLE   22,600 0 0
STARBUCKS CORP Common Stock 855244109   261 2,628 SH   SOLE   2,628 0 0
STRYKER CORPORATION Common Stock 863667101   5,837 23,873 SH   SOLE   23,865 8 0
TARGET CORP Common Stock 87612E106   253 1,696 SH   SOLE   1,696 0 0
TE Connectivity Ltd Int'l Common Stock H84989104   3,913 34,085 SH   SOLE   34,070 15 0
TJX COS INC NEW Common Stock 872540109   7,667 96,324 SH   SOLE   96,294 30 0
TRANE TECHNOLOGIES PLC Int'l Common Stock G8994E103   450 2,677 SH   SOLE   2,677 0 0
TRAVELERS COMPANIES INC Common Stock 89417E109   241 1,287 SH   SOLE   1,287 0 0
TRUIST FINL CORP Common Stock 89832Q109   495 11,505 SH   SOLE   11,505 0 0
TYSON FOODS INC Common Stock 902494103   3,970 63,774 SH   SOLE   63,743 31 0
United Parcel Service Inc Common Stock 911312106   4,736 27,242 SH   SOLE   27,231 11 0
UNITEDHEALTH GROUP INC Common Stock 91324P102   3,184 6,006 SH   SOLE   6,005 1 0
Valero Energy Corp Common Stock 91913Y100   322 2,538 SH   SOLE   2,538 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908363   351 1,000 SH   SOLE   1,000 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908553   396 4,800 SH   SOLE   4,800 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908736   625 2,931 SH   SOLE   2,931 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908751   284 1,549 SH   SOLE   1,549 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908769   861 4,504 SH   SOLE   4,504 0 0
VANGUARD SPECIALIZED FUNDS Exchange Traded Fund 921908844   261 1,721 SH   SOLE   1,721 0 0
VENTAS INC Common Stock 92276F100   2,290 50,836 SH   SOLE   50,798 38 0
Verizon Communications Inc Common Stock 92343V104   4,326 109,790 SH   SOLE   109,755 35 0
VISA INC Common Stock 92826C839   6,290 30,276 SH   SOLE   30,263 13 0
WALMART INC Common Stock 931142103   11,417 80,517 SH   SOLE   80,492 25 0
WELLS FARGO CO NEW Common Stock 949746101   485 11,754 SH   SOLE   11,754 0 0
YUM BRANDS INC Common Stock 988498101   767 5,986 SH   SOLE   5,986 0 0