The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
MARRIOTT INTERNATIONAL -CL A COM 571903202 202 1,151 SH   SOLE   0 0 1,151
APPLE INC COM 037833100 30,157 172,710 SH   SOLE   0 0 172,710
ABBVIE INC COM 00287Y109 2,351 14,501 SH   SOLE   0 0 14,501
ABBOTT LABORATORIES COM 002824100 1,919 16,214 SH   SOLE   0 0 16,214
ACCENTURE PLC-CL A COM G1151C101 6,711 19,900 SH   SOLE   0 0 19,900
ADOBE INC COM 00724F101 945 2,073 SH   SOLE   0 0 2,073
ANALOG DEVICES INC COM 032654105 359 2,175 SH   SOLE   0 0 2,175
ARCHER-DANIELS-MIDLAND CO COM 039483102 207 2,290 SH   SOLE   0 0 2,290
AUTOMATIC DATA PROCESSING COM 053015103 1,289 5,666 SH   SOLE   0 0 5,666
AUTODESK INC COM 052769106 203 949 SH   SOLE   0 0 949
ISHARES CORE U.S. AGGREGATE COM 464287226 1,299 12,125 SH   SOLE   0 0 12,125
AMERICAN INTERNATIONAL GROUP COM 026874784 265 4,227 SH   SOLE   0 0 4,227
APPLIED MATERIALS INC COM 038222105 767 5,818 SH   SOLE   0 0 5,818
ADVANCED MICRO DEVICES COM 007903107 957 8,749 SH   SOLE   0 0 8,749
AMGEN INC COM 031162100 1,559 6,448 SH   SOLE   0 0 6,448
AMERIPRISE FINANCIAL INC COM 03076C106 254 844 SH   SOLE   0 0 844
AMERICAN TOWER CORP COM 03027X100 498 1,981 SH   SOLE   0 0 1,981
AMAZON.COM INC COM 023135106 16,192 4,967 SH   SOLE   0 0 4,967
ANTHEM INC COM 036752103 735 1,496 SH   SOLE   0 0 1,496
AON PLC-CLASS A COM G0403H108 331 1,015 SH   SOLE   0 0 1,015
AIR PRODUCTS & CHEMICALS INC COM 009158106 239 955 SH   SOLE   0 0 955
AMPHENOL CORP-CL A COM 032095101 4,204 55,797 SH   SOLE   0 0 55,797
ACTIVISION BLIZZARD INC COM 00507V109 252 3,148 SH   SOLE   0 0 3,148
BROADCOM INC COM 11135F101 7,861 12,484 SH   SOLE   0 0 12,484
AMERICAN EXPRESS CO COM 025816109 505 2,702 SH   SOLE   0 0 2,702
ASTRAZENECA PLC-SPONS ADR COM 046353108 1,723 25,977 SH   SOLE   0 0 25,977
BOEING CO/THE COM 097023105 320 1,670 SH   SOLE   0 0 1,670
BANK OF AMERICA CORP COM 060505104 1,492 36,202 SH   SOLE   0 0 36,202
BECTON DICKINSON AND CO COM 075887109 1,077 4,047 SH   SOLE   0 0 4,047
BHP GROUP LTD-SPON ADR COM 088606108 236 3,058 SH   SOLE   0 0 3,058
BANK OF NEW YORK MELLON CORP COM 064058100 279 5,622 SH   SOLE   0 0 5,622
BOOKING HOLDINGS INC COM 09857L108 256 109 SH   SOLE   0 0 109
BLACKROCK INC COM 09247X101 3,534 4,625 SH   SOLE   0 0 4,625
BALL CORP COM 058498106 2,359 26,210 SH   SOLE   0 0 26,210
BRISTOL-MYERS SQUIBB CO COM 110122108 935 12,800 SH   SOLE   0 0 12,800
VANGUARD TOTAL INTL BOND ETF COM 92203J407 1,140 21,743 SH   SOLE   0 0 21,743
BERKSHIRE HATHAWAY INC-CL A COM 084670108 529 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC-CL A COM 084670108 2,645 5 SH   SOLE   0 0 5
BERKSHIRE HATHAWAY INC-CL B COM 084670702 5,839 16,544 SH   SOLE   0 0 16,544
VANGUARD SHORT-TERM BOND ETF COM 921937827 2,603 33,419 SH   SOLE   0 0 33,419
BOSTON SCIENTIFIC CORP COM 101137107 261 5,885 SH   SOLE   0 0 5,885
CITIGROUP INC COM 172967424 307 5,746 SH   SOLE   0 0 5,746
CATERPILLAR INC COM 149123101 645 2,897 SH   SOLE   0 0 2,897
CHUBB LTD COM H1467J104 323 1,512 SH   SOLE   0 0 1,512
CROWN CASTLE INTL CORP COM 22822V101 2,320 12,567 SH   SOLE   0 0 12,567
CADENCE DESIGN SYS INC COM 127387108 309 1,876 SH   SOLE   0 0 1,876
CITIZENS FINANCIAL GROUP COM 174610105 220 4,854 SH   SOLE   0 0 4,854
CULLEN/FROST BANKERS INC COM 229899109 318 2,294 SH   SOLE   0 0 2,294
CHURCH & DWIGHT CO INC COM 171340102 3,526 35,480 SH   SOLE   0 0 35,480
CHARTER COMMUNICATIONS INC-A COM 16119P108 292 535 SH   SOLE   0 0 535
CIGNA CORP COM 125523100 4,016 16,762 SH   SOLE   0 0 16,762
COLGATE-PALMOLIVE CO COM 194162103 348 4,585 SH   SOLE   0 0 4,585
COMCAST CORP-CLASS A COM 20030N101 3,022 64,542 SH   SOLE   0 0 64,542
CME GROUP INC COM 12572Q105 521 2,191 SH   SOLE   0 0 2,191
CHIPOTLE MEXICAN GRILL INC COM 169656105 202 128 SH   SOLE   0 0 128
CENTENE CORP COM 15135B101 204 2,428 SH   SOLE   0 0 2,428
CAPITAL ONE FINANCIAL CORP COM 14040H105 218 1,659 SH   SOLE   0 0 1,659
CONOCOPHILLIPS COM 20825C104 1,298 12,980 SH   SOLE   0 0 12,980
COSTCO WHOLESALE CORP COM 22160K105 7,970 13,841 SH   SOLE   0 0 13,841
SALESFORCE INC COM 79466L302 1,260 5,933 SH   SOLE   0 0 5,933
CISCO SYSTEMS INC COM 17275R102 6,411 114,973 SH   SOLE   0 0 114,973
CSX CORP COM 126408103 256 6,834 SH   SOLE   0 0 6,834
COGNIZANT TECH SOLUTIONS-A COM 192446102 301 3,354 SH   SOLE   0 0 3,354
CVS HEALTH CORP COM 126650100 701 6,925 SH   SOLE   0 0 6,925
CHEVRON CORP COM 166764100 2,407 14,785 SH   SOLE   0 0 14,785
DOMINION ENERGY INC COM 25746U109 239 2,811 SH   SOLE   0 0 2,811
XTRACKERS MSCI EAFE HEDGED E COM 233051200 3,166 83,957 SH   SOLE   0 0 83,957
DEERE & CO COM 244199105 740 1,782 SH   SOLE   0 0 1,782
WISDOMTREE US SMALLCAP DIVID COM 97717W604 735 23,055 SH   SOLE   0 0 23,055
DISCOVER FINANCIAL SERVICES COM 254709108 218 1,979 SH   SOLE   0 0 1,979
DANAHER CORP COM 235851102 707 2,409 SH   SOLE   0 0 2,409
WALT DISNEY CO/THE COM 254687106 4,214 30,721 SH   SOLE   0 0 30,721
DIGITAL REALTY TRUST INC COM 253868103 1,976 13,938 SH   SOLE   0 0 13,938
DUKE ENERGY CORP COM 26441C204 434 3,884 SH   SOLE   0 0 3,884
DEVON ENERGY CORP COM 25179M103 207 3,499 SH   SOLE   0 0 3,499
ISHARES SELECT DIVIDEND ETF COM 464287168 1,423 11,108 SH   SOLE   0 0 11,108
ECOLAB INC COM 278865100 3,208 18,171 SH   SOLE   0 0 18,171
ISHARES MSCI EMERGING MARKET COM 464287234 1,844 40,841 SH   SOLE   0 0 40,841
ISHARES MSCI EAFE ETF COM 464287465 6,946 94,372 SH   SOLE   0 0 94,372
ISHARES MSCI EAFE GROWTH ETF COM 464288885 33,776 350,843 SH   SOLE   0 0 350,843
ESTEE LAUDER COMPANIES-CL A COM 518439104 1,013 3,721 SH   SOLE   0 0 3,721
EMERSON ELECTRIC CO COM 291011104 544 5,543 SH   SOLE   0 0 5,543
EOG RESOURCES INC COM 26875P101 217 1,820 SH   SOLE   0 0 1,820
EQUINIX INC COM 29444U700 277 373 SH   SOLE   0 0 373
EATON CORP PLC COM G29183103 347 2,288 SH   SOLE   0 0 2,288
EDWARDS LIFESCIENCES CORP COM 28176E108 5,688 48,316 SH   SOLE   0 0 48,316
EXELON CORP COM 30161N101 220 4,624 SH   SOLE   0 0 4,624
EXPEDIA GROUP INC COM 30212P303 258 1,317 SH   SOLE   0 0 1,317
FORD MOTOR CO COM 345370860 348 20,598 SH   SOLE   0 0 20,598
FASTENAL CO COM 311900104 437 7,360 SH   SOLE   0 0 7,360
META PLATFORMS INC-CLASS A COM 30303M102 2,141 9,628 SH   SOLE   0 0 9,628
FREEPORT-MCMORAN INC COM 35671D857 333 6,703 SH   SOLE   0 0 6,703
FEDEX CORP COM 31428X106 231 997 SH   SOLE   0 0 997
FISERV INC COM 337738108 274 2,705 SH   SOLE   0 0 2,705
FIFTH THIRD BANCORP COM 316773100 250 5,814 SH   SOLE   0 0 5,814
FIRST REPUBLIC BANK/CA COM 33616C100 238 1,467 SH   SOLE   0 0 1,467
FIDELITY REAL ESTATE ETF COM 316092857 1,457 44,994 SH   SOLE   0 0 44,994
FORTINET INC COM 34959E109 260 760 SH   SOLE   0 0 760
FORTIVE CORP COM 34959J108 2,317 38,020 SH   SOLE   0 0 38,020
GENERAL DYNAMICS CORP COM 369550108 278 1,154 SH   SOLE   0 0 1,154
GENERAL ELECTRIC CO COM 369604301 336 3,676 SH   SOLE   0 0 3,676
GILEAD SCIENCES INC COM 375558103 217 3,643 SH   SOLE   0 0 3,643
SPDR GOLD SHARES COM 78463V107 3,184 17,624 SH   SOLE   0 0 17,624
CORNING INC COM 219350105 207 5,620 SH   SOLE   0 0 5,620
ALPHABET INC-CL C COM 02079K107 3,474 1,244 SH   SOLE   0 0 1,244
ALPHABET INC-CL A COM 02079K305 16,396 5,895 SH   SOLE   0 0 5,895
GOLDMAN SACHS GROUP INC COM 38141G104 404 1,224 SH   SOLE   0 0 1,224
GLAXOSMITHKLINE PLC-SPON ADR COM 37733W105 398 9,133 SH   SOLE   0 0 9,133
HCA HEALTHCARE INC COM 40412C101 310 1,238 SH   SOLE   0 0 1,238
HOME DEPOT INC COM 437076102 3,615 12,076 SH   SOLE   0 0 12,076
ISHA CURR HEDGED MSCI EAFE COM 46434V803 3,667 108,041 SH   SOLE   0 0 108,041
HARTFORD FINANCIAL SVCS GRP COM 416515104 736 10,256 SH   SOLE   0 0 10,256
HONEYWELL INTERNATIONAL INC COM 438516106 4,094 21,041 SH   SOLE   0 0 21,041
HP INC COM 40434L105 279 7,691 SH   SOLE   0 0 7,691
HUMANA INC COM 444859102 229 526 SH   SOLE   0 0 526
INTL BUSINESS MACHINES CORP COM 459200101 611 4,703 SH   SOLE   0 0 4,703
INTERCONTINENTAL EXCHANGE IN COM 45866F104 5,257 39,793 SH   SOLE   0 0 39,793
IDEXX LABORATORIES INC COM 45168D104 208 380 SH   SOLE   0 0 380
ISHARES CORE MSCI EAFE ETF COM 46432F842 9,335 134,293 SH   SOLE   0 0 134,293
ISHARES CORE MSCI EMERGING COM 46434G103 9,422 169,614 SH   SOLE   0 0 169,614
ISHARES CORE S&P MIDCAP ETF COM 464287507 92,551 344,901 SH   SOLE   0 0 344,901
ISHARES CORE S&P SMALL-CAP E COM 464287804 27,473 254,664 SH   SOLE   0 0 254,664
INTEL CORP COM 458140100 947 19,114 SH   SOLE   0 0 19,114
INTUIT INC COM 461202103 6,004 12,486 SH   SOLE   0 0 12,486
IQVIA HOLDINGS INC COM 46266C105 2,929 12,670 SH   SOLE   0 0 12,670
INTUITIVE SURGICAL INC COM 46120E602 383 1,269 SH   SOLE   0 0 1,269
ITT INC COM 45073V108 2,868 38,136 SH   SOLE   0 0 38,136
ILLINOIS TOOL WORKS COM 452308109 278 1,326 SH   SOLE   0 0 1,326
ISHARES S&P 500 VALUE ETF COM 464287408 1,170 7,516 SH   SOLE   0 0 7,516
ISHARES CORE S&P 500 ETF COM 464287200 68,210 150,345 SH   SOLE   0 0 150,345
ISHARES S&P 500 GROWTH ETF COM 464287309 11,113 145,497 SH   SOLE   0 0 145,497
ISHARES RUSSELL 1000 ETF COM 464287622 30,396 121,549 SH   SOLE   0 0 121,549
ISHARES RUSSELL 1000 VALUE E COM 464287598 693 4,176 SH   SOLE   0 0 4,176
ISHARES RUSSELL 1000 GROWTH COM 464287614 3,428 12,346 SH   SOLE   0 0 12,346
ISHARES RUSSELL 2000 ETF COM 464287655 3,653 17,794 SH   SOLE   0 0 17,794
ISHARES RUSSELL 3000 ETF COM 464287689 334 1,272 SH   SOLE   0 0 1,272
ISHARES RUSSELL TOP 200 GROW COM 464289438 317 1,993 SH   SOLE   0 0 1,993
JOHNSON CONTROLS INTERNATION COM G51502105 209 3,192 SH   SOLE   0 0 3,192
JOHNSON & JOHNSON COM 478160104 9,986 56,345 SH   SOLE   0 0 56,345
JPMORGAN CHASE & CO COM 46625H100 7,780 57,070 SH   SOLE   0 0 57,070
KAO CORP COM 485537401 103 12,859 SH   SOLE   0 0 12,859
KEYSIGHT TECHNOLOGIES IN COM 49338L103 3,495 22,124 SH   SOLE   0 0 22,124
KLA CORP COM 482480100 350 957 SH   SOLE   0 0 957
COCA-COLA CO/THE COM 191216100 1,509 24,342 SH   SOLE   0 0 24,342
KROGER CO COM 501044101 304 5,291 SH   SOLE   0 0 5,291
LINDE PLC COM G5494J103 346 1,082 SH   SOLE   0 0 1,082
ELI LILLY & CO COM 532457108 1,214 4,238 SH   SOLE   0 0 4,238
LOCKHEED MARTIN CORP COM 539830109 469 1,062 SH   SOLE   0 0 1,062
LOWE'S COS INC COM 548661107 5,633 27,861 SH   SOLE   0 0 27,861
LAM RESEARCH CORP COM 512807108 353 656 SH   SOLE   0 0 656
LVMH MOET HENNESSY-UNSP ADR COM 502441306 231 1,617 SH   SOLE   0 0 1,617
MASTERCARD INC - A COM 57636Q104 8,414 23,544 SH   SOLE   0 0 23,544
MCDONALD'S CORP COM 580135101 1,338 5,412 SH   SOLE   0 0 5,412
MCKESSON CORP COM 58155Q103 518 1,692 SH   SOLE   0 0 1,692
MOODY'S CORP COM 615369105 385 1,140 SH   SOLE   0 0 1,140
MONDELEZ INTERNATIONAL INC-A COM 609207105 581 9,247 SH   SOLE   0 0 9,247
MEDTRONIC PLC COM G5960L103 683 6,158 SH   SOLE   0 0 6,158
METLIFE INC COM 59156R108 242 3,438 SH   SOLE   0 0 3,438
MARSH & MCLENNAN COS COM 571748102 399 2,341 SH   SOLE   0 0 2,341
3M CO COM 88579Y101 583 3,916 SH   SOLE   0 0 3,916
ALTRIA GROUP INC COM 02209S103 366 6,997 SH   SOLE   0 0 6,997
MARATHON PETROLEUM CORP COM 56585A102 304 3,550 SH   SOLE   0 0 3,550
MERCK & CO. INC. COM 58933Y105 1,550 18,896 SH   SOLE   0 0 18,896
MORGAN STANLEY COM 617446448 4,501 51,500 SH   SOLE   0 0 51,500
MICROSOFT CORP COM 594918104 22,594 73,285 SH   SOLE   0 0 73,285
ISHARES MSCI USA MOMENTUM FA COM 46432F396 274 1,631 SH   SOLE   0 0 1,631
MICRON TECHNOLOGY INC COM 595112103 371 4,766 SH   SOLE   0 0 4,766
MAZDA MOTOR CORP-UNSPON ADR COM 578787103 39 10,561 SH   SOLE   0 0 10,561
NEXTERA ENERGY INC COM 65339F101 631 7,445 SH   SOLE   0 0 7,445
NEWMONT CORP COM 651639106 284 3,571 SH   SOLE   0 0 3,571
NETFLIX INC COM 64110L106 717 1,913 SH   SOLE   0 0 1,913
NIKE INC -CL B COM 654106103 3,795 28,203 SH   SOLE   0 0 28,203
NORTHROP GRUMMAN CORP COM 666807102 267 597 SH   SOLE   0 0 597
SERVICENOW INC COM 81762P102 488 877 SH   SOLE   0 0 877
NORFOLK SOUTHERN CORP COM 655844108 485 1,701 SH   SOLE   0 0 1,701
NESTLE SA-SPONS ADR COM 641069406 1,350 10,378 SH   SOLE   0 0 10,378
NUTRIEN LTD COM 67077M108 348 3,345 SH   SOLE   0 0 3,345
NUCOR CORP COM 670346105 247 1,663 SH   SOLE   0 0 1,663
NVIDIA CORP COM 67066G104 3,177 11,643 SH   SOLE   0 0 11,643
NOVO-NORDISK A/S-SPONS ADR COM 670100205 1,126 10,140 SH   SOLE   0 0 10,140
OLD DOMINION FREIGHT LINE COM 679580100 272 912 SH   SOLE   0 0 912
ORACLE CORP COM 68389X105 655 7,919 SH   SOLE   0 0 7,919
O'REILLY AUTOMOTIVE INC COM 67103H107 1,901 2,775 SH   SOLE   0 0 2,775
PALO ALTO NETWORKS INC COM 697435105 5,486 8,813 SH   SOLE   0 0 8,813
PAYCHEX INC COM 704326107 272 1,991 SH   SOLE   0 0 1,991
PACCAR INC COM 693718108 212 2,411 SH   SOLE   0 0 2,411
PEPSICO INC COM 713448108 4,535 27,093 SH   SOLE   0 0 27,093
PFIZER INC COM 717081103 2,099 40,547 SH   SOLE   0 0 40,547
PROCTER & GAMBLE CO/THE COM 742718109 1,942 12,708 SH   SOLE   0 0 12,708
PROGRESSIVE CORP COM 743315103 376 3,296 SH   SOLE   0 0 3,296
PROLOGIS INC COM 74340W103 497 3,076 SH   SOLE   0 0 3,076
PHILIP MORRIS INTERNATIONAL COM 718172109 493 5,251 SH   SOLE   0 0 5,251
PNC FINANCIAL SERVICES GROUP COM 693475105 314 1,701 SH   SOLE   0 0 1,701
PRUDENTIAL FINANCIAL INC COM 744320102 367 3,105 SH   SOLE   0 0 3,105
PUBLIC STORAGE COM 74460D109 256 655 SH   SOLE   0 0 655
PHILLIPS 66 COM 718546104 460 5,326 SH   SOLE   0 0 5,326
PIONEER NATURAL RESOURCES CO COM 723787107 5,794 23,172 SH   SOLE   0 0 23,172
PAYPAL HOLDINGS INC COM 70450Y103 455 3,934 SH   SOLE   0 0 3,934
QUALCOMM INC COM 747525103 1,218 7,970 SH   SOLE   0 0 7,970
INVESCO QQQ TRUST SERIES 1 COM 46090E103 360 993 SH   SOLE   0 0 993
ISHARES MSCI USA QUALITY FAC COM 46432F339 28,107 208,774 SH   SOLE   0 0 208,774
REGENERON PHARMACEUTICALS COM 75886F107 367 525 SH   SOLE   0 0 525
ROCHE HOLDINGS LTD-SPONS ADR COM 771195104 213 4,305 SH   SOLE   0 0 4,305
STARBUCKS CORP COM 855244109 3,252 35,744 SH   SOLE   0 0 35,744
SCHWAB US SMALL-CAP ETF COM 808524607 419 8,857 SH   SOLE   0 0 8,857
SCHWAB US BROAD MARKET ETF COM 808524102 4,890 91,587 SH   SOLE   0 0 91,587
SCHWAB US DVD EQUITY ETF COM 808524797 1,294 16,405 SH   SOLE   0 0 16,405
SCHWAB INTL EQUITY ETF COM 808524805 7,331 199,644 SH   SOLE   0 0 199,644
SCHWAB US REIT ETF COM 808524847 1,070 42,998 SH   SOLE   0 0 42,998
SCHWAB SHORT-TERM US TREAS COM 808524862 458 9,246 SH   SOLE   0 0 9,246
SCHWAB (CHARLES) CORP COM 808513105 562 6,667 SH   SOLE   0 0 6,667
SCHWAB US LARGE-CAP ETF COM 808524201 2,540 47,167 SH   SOLE   0 0 47,167
ISHARES MSCI EAFE SMALL-CAP COM 464288273 588 8,868 SH   SOLE   0 0 8,868
SPDR S&P DIVIDEND ETF COM 78464A763 3,157 24,643 SH   SOLE   0 0 24,643
JM SMUCKER CO/THE COM 832696405 320 2,365 SH   SOLE   0 0 2,365
SCHLUMBERGER LTD COM 806857108 3,812 92,275 SH   SOLE   0 0 92,275
SYNOPSYS INC COM 871607107 319 957 SH   SOLE   0 0 957
SOUTHERN CO/THE COM 842587107 330 4,555 SH   SOLE   0 0 4,555
SIMON PROPERTY GROUP INC COM 828806109 232 1,762 SH   SOLE   0 0 1,762
S&P GLOBAL INC COM 78409V104 705 1,719 SH   SOLE   0 0 1,719
INVESCO S&P 500 HIGH DIVIDEN COM 46138E362 221 4,687 SH   SOLE   0 0 4,687
INVESCO S&P 500 LOW VOLATILI COM 46138E354 487 7,263 SH   SOLE   0 0 7,263
SPDR S&P 500 ETF TRUST COM 78462F103 2,438 5,399 SH   SOLE   0 0 5,399
SEMPRA ENERGY COM 816851109 208 1,238 SH   SOLE   0 0 1,238
STATE STREET CORP COM 857477103 266 3,050 SH   SOLE   0 0 3,050
STRYKER CORP COM 863667101 478 1,788 SH   SOLE   0 0 1,788
AT&T INC COM 00206R102 755 31,969 SH   SOLE   0 0 31,969
BIO-TECHNE CORP COM 09073M104 369 852 SH   SOLE   0 0 852
TARGET CORP COM 87612E106 544 2,564 SH   SOLE   0 0 2,564
ISHARES TIPS BOND ETF COM 464287176 374 3,000 SH   SOLE   0 0 3,000
THERMO FISHER SCIENTIFIC INC COM 883556102 6,182 10,466 SH   SOLE   0 0 10,466
T-MOBILE US INC COM 872590104 2,278 17,750 SH   SOLE   0 0 17,750
T ROWE PRICE GROUP INC COM 74144T108 279 1,847 SH   SOLE   0 0 1,847
TRAVELERS COS INC/THE COM 89417E109 248 1,357 SH   SOLE   0 0 1,357
TESLA INC COM 88160R101 3,553 3,297 SH   SOLE   0 0 3,297
TEXAS INSTRUMENTS INC COM 882508104 1,143 6,231 SH   SOLE   0 0 6,231
UNILEVER PLC-SPONSORED ADR COM 904767704 373 8,179 SH   SOLE   0 0 8,179
UNITEDHEALTH GROUP INC COM 91324P102 8,628 16,918 SH   SOLE   0 0 16,918
UNION PACIFIC CORP COM 907818108 5,340 19,545 SH   SOLE   0 0 19,545
UNITED PARCEL SERVICE-CL B COM 911312106 868 4,049 SH   SOLE   0 0 4,049
US BANCORP COM 902973304 443 8,334 SH   SOLE   0 0 8,334
VISA INC-CLASS A SHARES COM 92826C839 1,714 7,730 SH   SOLE   0 0 7,730
VANGUARD SMALL-CAP ETF COM 922908751 13,234 62,272 SH   SOLE   0 0 62,272
VANGUARD FTSE DEVELOPED ETF COM 921943858 68,694 1,430,223 SH   SOLE   0 0 1,430,223
VANGUARD FTSE ALL-WORLD EX-U COM 922042775 3,162 54,906 SH   SOLE   0 0 54,906
VANGUARD SHORT-TERM TREASURY COM 92206C102 658 11,098 SH   SOLE   0 0 11,098
VANGUARD INFO TECH ETF COM 92204A702 393 944 SH   SOLE   0 0 944
VULCAN MATERIALS CO COM 929160109 986 5,366 SH   SOLE   0 0 5,366
VANGUARD REAL ESTATE ETF COM 922908553 44,508 410,707 SH   SOLE   0 0 410,707
VANGUARD MID-CAP ETF COM 922908629 34,547 145,255 SH   SOLE   0 0 145,255
VANGUARD S&P 500 ETF COM 922908363 110,112 265,222 SH   SOLE   0 0 265,222
VANGUARD MID-CAP GROWTH ETF COM 922908538 247 1,110 SH   SOLE   0 0 1,110
VERTEX PHARMACEUTICALS INC COM 92532F100 367 1,405 SH   SOLE   0 0 1,405
VANGUARD RUSSELL 3000 COM 92206C599 1,082 5,307 SH   SOLE   0 0 5,307
VANGUARD TOTAL STOCK MKT ETF COM 922908769 8,094 35,553 SH   SOLE   0 0 35,553
VANGUARD VALUE ETF COM 922908744 80,353 543,734 SH   SOLE   0 0 543,734
VANGUARD GROWTH ETF COM 922908736 114,084 396,677 SH   SOLE   0 0 396,677
VANGUARD FTSE EMERGING MARKE COM 922042858 27,636 599,081 SH   SOLE   0 0 599,081
VANGUARD HIGH DVD YIELD ETF COM 921946406 1,969 17,544 SH   SOLE   0 0 17,544
VERIZON COMMUNICATIONS INC COM 92343V104 1,302 25,567 SH   SOLE   0 0 25,567
WALGREENS BOOTS ALLIANCE INC COM 931427108 215 4,802 SH   SOLE   0 0 4,802
WELLS FARGO & CO COM 949746101 788 16,268 SH   SOLE   0 0 16,268
WASTE MANAGEMENT INC COM 94106L109 1,519 9,584 SH   SOLE   0 0 9,584
WALMART INC COM 931142103 1,887 12,674 SH   SOLE   0 0 12,674
FINANCIAL SELECT SECTOR SPDR COM 81369Y605 320 8,362 SH   SOLE   0 0 8,362
TECHNOLOGY SELECT SECT SPDR COM 81369Y803 421 2,648 SH   SOLE   0 0 2,648
HEALTH CARE SELECT SECTOR COM 81369Y209 201 1,470 SH   SOLE   0 0 1,470
EXXON MOBIL CORP COM 30231G102 2,580 31,234 SH   SOLE   0 0 31,234
XYLEM INC COM 98419M100 2,917 34,208 SH   SOLE   0 0 34,208
YUM! BRANDS INC COM 988498101 503 4,240 SH   SOLE   0 0 4,240
ZOETIS INC COM 98978V103 4,556 24,159 SH   SOLE   0 0 24,159
VANGUARD TOTAL BOND MARKET COM 921937835 1,973 24,807 SH   SOLE   0 0 24,807
BROWN & BROWN INC COM 115236101 2,725 37,701 SH   SOLE   0 0 37,701
CORTEVA INC COM 22052L104 630 10,958 SH   SOLE   0 0 10,958
DUPONT DE NEMOURS INC COM 26614N102 806 10,949 SH   SOLE   0 0 10,949
DOVER CORP COM 260003108 300 1,911 SH   SOLE   0 0 1,911
DOW INC COM 260557103 838 13,150 SH   SOLE   0 0 13,150
ISHARES MSCI EAFE VALUE ETF COM 464288877 26,947 536,152 SH   SOLE   0 0 536,152
LABORATORY CRP OF AMER HLDGS COM 50540R409 2,165 8,212 SH   SOLE   0 0 8,212
L3HARRIS TECHNOLOGIES INC COM 502431109 1,917 7,715 SH   SOLE   0 0 7,715
RECRUIT HOLDINGS CO LTD-ADR COM 75629J101 103 11,715 SH   SOLE   0 0 11,715
SWEDISH MATCH AB-UNSPON ADR COM 870309606 89 11,963 SH   SOLE   0 0 11,963
ISHARES MSCI ACWI ETF COM 464288257 315 3,152 SH   SOLE   0 0 3,152
AKOUSTIS TECHNOLOGIES INC COM 00973N102 88 13,584 SH   SOLE   0 0 13,584
AUTO TRADER GROUP-UNSP ADR COM 05277E104 52 24,894 SH   SOLE   0 0 24,894
BLACKSTONE INC COM 09260D107 292 2,301 SH   SOLE   0 0 2,301
CARRIER GLOBAL CORP COM 14448C104 239 5,210 SH   SOLE   0 0 5,210
CALYPTE BIOMEDICAL CORP COM 131722605 0 595,888 SH   SOLE   0 0 595,888
DIMENSIONAL US SMALL CAP ETF COM 25434V500 452 8,058 SH   SOLE   0 0 8,058
DIMENSIONAL INTERNATIONAL VA COM 25434V807 2,019 60,315 SH   SOLE   0 0 60,315
DIMENSIONAL US EQUITY ETF COM 25434V401 555 11,331 SH   SOLE   0 0 11,331
WISDOMTREE US HIGH DIVIDEND COM 97717W208 260 2,957 SH   SOLE   0 0 2,957
ISHARES INC ISHARES ESG AWAR COM 46434G863 882 24,006 SH   SOLE   0 0 24,006
ISHARES ESG AWARE MSCI USA COM 46435G425 203 2,002 SH   SOLE   0 0 2,002
GOLDMAN ACTIVEBETA US LC ETF COM 381430503 454 5,094 SH   SOLE   0 0 5,094
ISHARES GOLD TRUST COM 464285204 41,960 1,139,293 SH   SOLE   0 0 1,139,293
BLACKROCK ULTRA SHORT-TERM B COM 46434V878 24,770 493,912 SH   SOLE   0 0 493,912
ISHARES CORE TOTAL BOND ETF COM 46434V613 372 7,497 SH   SOLE   0 0 7,497
JACOBS ENGINEERING GROUP INC COM 469814107 3,447 25,012 SH   SOLE   0 0 25,012
LINDSAY CORP COM 535555106 306 1,950 SH   SOLE   0 0 1,950
ISHARES MSCI USA MULTIFACTOR COM 46434V282 255 5,730 SH   SOLE   0 0 5,730
MODERNA INC COM 60770K107 216 1,253 SH   SOLE   0 0 1,253
NUVEEN ESG SMALL-CAP ETF COM 67092P607 617 15,489 SH   SOLE   0 0 15,489
INVESCO S&P 500 EQUAL WEIGHT COM 46137V357 4,138 26,238 SH   SOLE   0 0 26,238
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,840 28,666 SH   SOLE   0 0 28,666
RAYONIER ADVANCED MATERIALS COM 75508B104 148 22,500 SH   SOLE   0 0 22,500
RAYONIER INC COM 754907103 3,294 80,119 SH   SOLE   0 0 80,119
CAMBRIA SHAREHOLDER YIELD ET COM 132061201 313 4,900 SH   SOLE   0 0 4,900
TRUIST FINANCIAL CORP COM 89832Q109 364 6,417 SH   SOLE   0 0 6,417
VECTRUS INC COM 92242T101 270 7,524 SH   SOLE   0 0 7,524
VANGUARD RUSSELL 1000 VALUE COM 92206C714 227 3,119 SH   SOLE   0 0 3,119
VANGUARD S&P 500 GROWTH ETF COM 921932505 823 2,987 SH   SOLE   0 0 2,987
VANGUARD TOTAL INTL STOCK COM 921909768 2,984 49,958 SH   SOLE   0 0 49,958
SPDR DJIA TRUST COM 78467X109 211 609 SH   SOLE   0 0 609
3I GROUP PLC-UNSPON ADR COM 88579N105 113 12,048 SH   SOLE   0 0 12,048
ENERGY SELECT SECTOR SPDR COM 81369Y506 200 2,621 SH   SOLE   0 0 2,621