The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ZOETIS INC COM 98978V103 4,473 24,004 SH   SOLE   0 0 24,004
3M CO COM 88579Y101 3,331 16,769 SH   SOLE   0 0 16,769
ABBOTT LABORATORIES COM 002824100 718 6,193 SH   SOLE   0 0 6,193
ABBVIE INC COM 00287Y109 700 6,217 SH   SOLE   0 0 6,217
ACCENTURE PLC-CL A COM G1151C101 6,592 22,363 SH   SOLE   0 0 22,363
ADOBE INC COM 00724F101 942 1,608 SH   SOLE   0 0 1,608
ADVANCED MICRO DEVICES COM 007903107 379 4,037 SH   SOLE   0 0 4,037
AKOUSTIS TECHNOLOGIES INC COM 00973N102 144 13,400 SH   SOLE   0 0 13,400
ALPHABET INC-CL A COM 02079K305 13,315 5,453 SH   SOLE   0 0 5,453
ALPHABET INC-CL C COM 02079K107 1,905 760 SH   SOLE   0 0 760
ALTRIA GROUP INC COM 02209S103 216 4,525 SH   SOLE   0 0 4,525
AMAZON.COM INC COM 023135106 14,745 4,286 SH   SOLE   0 0 4,286
AMERICAN EXPRESS CO COM 025816109 264 1,595 SH   SOLE   0 0 1,595
AMERICAN TOWER CORP COM 03027X100 303 1,121 SH   SOLE   0 0 1,121
AMGEN INC COM 031162100 323 1,324 SH   SOLE   0 0 1,324
AMPHENOL CORP-CL A COM 032095101 3,823 55,885 SH   SOLE   0 0 55,885
AMPLIFY LITHIUM BATTERY TECH COM 032108805 196 10,900 SH   SOLE   0 0 10,900
ANTHEM INC COM 036752103 336 881 SH   SOLE   0 0 881
APPLE INC COM 037833100 22,110 161,437 SH   SOLE   0 0 161,437
APPLIED MATERIALS INC COM 038222105 537 3,769 SH   SOLE   0 0 3,769
AT&T INC COM 00206R102 593 20,614 SH   SOLE   0 0 20,614
ATHLON ACQUISITION CORP-A COM 04748A106 0 100,000 SH   SOLE   0 0 100,000
AUTO TRADER GROUP-UNSP ADR COM 05277E104 38 16,978 SH   SOLE   0 0 16,978
BALL CORP COM 058498106 2,127 26,250 SH   SOLE   0 0 26,250
BANCO SANTANDER SA-SPON ADR COM 05964H105 92 23,465 SH   SOLE   0 0 23,465
BANK OF AMERICA CORP COM 060505104 728 17,648 SH   SOLE   0 0 17,648
BERKSHIRE HATHAWAY INC-CL A COM 084670108 419 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC-CL B COM 084670702 2,817 10,136 SH   SOLE   0 0 10,136
BIO-TECHNE CORP COM 09073M104 377 837 SH   SOLE   0 0 837
BLACKROCK INC COM 09247X101 4,002 4,574 SH   SOLE   0 0 4,574
BLACKROCK ULTRA SHORT-TERM B COM 46434V878 26,340 521,378 SH   SOLE   0 0 521,378
BOEING CO/THE COM 097023105 359 1,497 SH   SOLE   0 0 1,497
BRISTOL-MYERS SQUIBB CO COM 110122108 648 9,696 SH   SOLE   0 0 9,696
BROADCOM INC COM 11135F101 5,480 11,493 SH   SOLE   0 0 11,493
BROWN & BROWN INC COM 115236101 1,728 32,523 SH   SOLE   0 0 32,523
CALYPTE BIOMEDICAL CORP COM 131722605 0 595,888 SH   SOLE   0 0 595,888
CAMBRIA SHAREHOLDER YIELD ET COM 132061201 314 4,900 SH   SOLE   0 0 4,900
CAPITAL ONE FINANCIAL CORP COM 14040H105 223 1,442 SH   SOLE   0 0 1,442
CATERPILLAR INC COM 149123101 386 1,773 SH   SOLE   0 0 1,773
CHARTER COMMUNICATIONS INC-A COM 16119P108 271 375 SH   SOLE   0 0 375
CHEVRON CORP COM 166764100 856 8,168 SH   SOLE   0 0 8,168
CHURCH & DWIGHT CO INC COM 171340102 3,051 35,797 SH   SOLE   0 0 35,797
CIGNA CORP COM 125523100 3,532 14,898 SH   SOLE   0 0 14,898
CISCO SYSTEMS INC COM 17275R102 5,464 103,094 SH   SOLE   0 0 103,094
CITIGROUP INC COM 172967424 371 5,249 SH   SOLE   0 0 5,249
CME GROUP INC COM 12572Q105 205 964 SH   SOLE   0 0 964
COCA-COLA CO/THE COM 191216100 716 13,223 SH   SOLE   0 0 13,223
COLGATE-PALMOLIVE CO COM 194162103 255 3,140 SH   SOLE   0 0 3,140
COMCAST CORP-CLASS A COM 20030N101 2,372 41,603 SH   SOLE   0 0 41,603
CONOCOPHILLIPS COM 20825C104 358 5,883 SH   SOLE   0 0 5,883
CORTEVA INC COM 22052L104 335 7,549 SH   SOLE   0 0 7,549
COSTCO WHOLESALE CORP COM 22160K105 6,130 15,493 SH   SOLE   0 0 15,493
CROWN CASTLE INTL CORP COM 22822V101 2,304 11,811 SH   SOLE   0 0 11,811
CULLEN/FROST BANKERS INC COM 229899109 913 8,155 SH   SOLE   0 0 8,155
CVS HEALTH CORP COM 126650100 308 3,696 SH   SOLE   0 0 3,696
DANAHER CORP COM 235851102 573 2,135 SH   SOLE   0 0 2,135
DIGITAL REALTY TRUST INC COM 253868103 2,023 13,445 SH   SOLE   0 0 13,445
DIMENSIONAL US EQUITY ETF COM 25434V401 534 11,331 SH   SOLE   0 0 11,331
DIMENSIONAL US SMALL CAP ETF COM 25434V500 705 12,070 SH   SOLE   0 0 12,070
DISCOVER FINANCIAL SERVICES COM 254709108 212 1,793 SH   SOLE   0 0 1,793
DOVER CORP COM 260003108 284 1,883 SH   SOLE   0 0 1,883
DOW INC COM 260557103 669 10,579 SH   SOLE   0 0 10,579
DUKE ENERGY CORP COM 26441C204 232 2,347 SH   SOLE   0 0 2,347
DUPONT DE NEMOURS INC COM 26614N102 631 8,149 SH   SOLE   0 0 8,149
EATON CORP PLC COM G29183103 208 1,407 SH   SOLE   0 0 1,407
ECOLAB INC COM 278865100 3,691 17,918 SH   SOLE   0 0 17,918
EDWARDS LIFESCIENCES CORP COM 28176E108 4,953 47,818 SH   SOLE   0 0 47,818
ELI LILLY & CO COM 532457108 886 3,858 SH   SOLE   0 0 3,858
EMERSON ELECTRIC CO COM 291011104 414 4,301 SH   SOLE   0 0 4,301
ESTEE LAUDER COMPANIES-CL A COM 518439104 1,222 3,843 SH   SOLE   0 0 3,843
EXPEDIA GROUP INC COM 30212P303 2,615 15,974 SH   SOLE   0 0 15,974
EXXON MOBIL CORP COM 30231G102 915 14,511 SH   SOLE   0 0 14,511
FACEBOOK INC-CLASS A COM 30303M102 2,876 8,272 SH   SOLE   0 0 8,272
FASTENAL CO COM 311900104 319 6,143 SH   SOLE   0 0 6,143
FIDELITY NATIONAL INFO SERV COM 31620M106 294 2,074 SH   SOLE   0 0 2,074
FIDELITY REAL ESTATE ETF COM 316092857 1,372 45,088 SH   SOLE   0 0 45,088
FIRST REPUBLIC BANK/CA COM 33616C100 202 1,081 SH   SOLE   0 0 1,081
FORD MOTOR CO COM 345370860 178 12,010 SH   SOLE   0 0 12,010
FORTIVE CORP COM 34959J108 2,848 40,837 SH   SOLE   0 0 40,837
GENERAL ELECTRIC CO COM 369604103 261 19,374 SH   SOLE   0 0 19,374
GILEAD SCIENCES INC COM 375558103 228 3,313 SH   SOLE   0 0 3,313
GLOBAL X LITHIUM & BATTERY T COM 37954Y855 207 2,850 SH   SOLE   0 0 2,850
GOLDMAN ACTIVEBETA US LC ETF COM 381430503 453 5,264 SH   SOLE   0 0 5,264
GOLDMAN SACHS GROUP INC COM 38141G104 243 639 SH   SOLE   0 0 639
HARTFORD FINANCIAL SVCS GRP COM 416515104 808 13,040 SH   SOLE   0 0 13,040
HEALTH CARE SELECT SECTOR COM 81369Y209 219 1,740 SH   SOLE   0 0 1,740
HILL-ROM HOLDINGS INC COM 431475102 2,164 19,049 SH   SOLE   0 0 19,049
HOME DEPOT INC COM 437076102 1,565 4,909 SH   SOLE   0 0 4,909
HONEYWELL INTERNATIONAL INC COM 438516106 5,508 25,111 SH   SOLE   0 0 25,111
HUMANA INC COM 444859102 231 522 SH   SOLE   0 0 522
IDEXX LABORATORIES INC COM 45168D104 224 355 SH   SOLE   0 0 355
ILLINOIS TOOL WORKS COM 452308109 208 932 SH   SOLE   0 0 932
INTEL CORP COM 458140100 777 13,832 SH   SOLE   0 0 13,832
INTERCONTINENTAL EXCHANGE IN COM 45866F104 4,720 39,768 SH   SOLE   0 0 39,768
INTL BUSINESS MACHINES CORP COM 459200101 377 2,575 SH   SOLE   0 0 2,575
INTUIT INC COM 461202103 7,341 14,976 SH   SOLE   0 0 14,976
INTUITIVE SURGICAL INC COM 46120E602 276 300 SH   SOLE   0 0 300
INVESCO S&P 500 EQUAL WEIGHT COM 46137V357 5,589 37,079 SH   SOLE   0 0 37,079
INVESCO S&P 500 HIGH DIVIDEN COM 46138E362 207 4,687 SH   SOLE   0 0 4,687
INVESCO S&P 500 LOW VOLATILI COM 46138E354 337 5,525 SH   SOLE   0 0 5,525
IQVIA HOLDINGS INC COM 46266C105 3,074 12,684 SH   SOLE   0 0 12,684
ISHA CURR HEDGED MSCI EAFE COM 46434V803 4,013 115,836 SH   SOLE   0 0 115,836
ISHARES CORE MSCI EAFE ETF COM 46432F842 6,759 90,285 SH   SOLE   0 0 90,285
ISHARES CORE MSCI EMERGING COM 46434G103 11,154 166,505 SH   SOLE   0 0 166,505
ISHARES CORE S&P 500 ETF COM 464287200 71,385 166,044 SH   SOLE   0 0 166,044
ISHARES CORE S&P MIDCAP ETF COM 464287507 86,049 320,206 SH   SOLE   0 0 320,206
ISHARES CORE S&P SMALL-CAP E COM 464287804 25,666 227,174 SH   SOLE   0 0 227,174
ISHARES CORE TOTAL BOND ETF COM 46434V613 1,035 19,340 SH   SOLE   0 0 19,340
ISHARES CORE U.S. AGGREGATE COM 464287226 2,071 17,959 SH   SOLE   0 0 17,959
ISHARES INTL AGGREGATE BOND COM 46435G672 257 4,665 SH   SOLE   0 0 4,665
ISHARES MSCI EAFE ETF COM 464287465 7,523 95,379 SH   SOLE   0 0 95,379
ISHARES MSCI EAFE GROWTH ETF COM 464288885 35,459 330,525 SH   SOLE   0 0 330,525
ISHARES MSCI EAFE SMALL-CAP COM 464288273 783 10,561 SH   SOLE   0 0 10,561
ISHARES MSCI EAFE VALUE ETF COM 464288877 26,758 516,955 SH   SOLE   0 0 516,955
ISHARES MSCI EMERGING MARKET COM 464287234 2,528 45,830 SH   SOLE   0 0 45,830
ISHARES MSCI USA MOMENTUM FA COM 46432F396 399 2,303 SH   SOLE   0 0 2,303
ISHARES MSCI USA QUALITY FAC COM 46432F339 31,475 236,886 SH   SOLE   0 0 236,886
ISHARES PREFERRED & INCOME S COM 464288687 2,018 51,299 SH   SOLE   0 0 51,299
ISHARES RUSSELL 1000 ETF COM 464287622 28,118 116,152 SH   SOLE   0 0 116,152
ISHARES RUSSELL 1000 GROWTH COM 464287614 3,435 12,653 SH   SOLE   0 0 12,653
ISHARES RUSSELL 1000 VALUE E COM 464287598 616 3,883 SH   SOLE   0 0 3,883
ISHARES RUSSELL 2000 ETF COM 464287655 4,495 19,599 SH   SOLE   0 0 19,599
ISHARES RUSSELL 3000 ETF COM 464287689 428 1,671 SH   SOLE   0 0 1,671
ISHARES RUSSELL TOP 200 GROW COM 464289438 300 1,993 SH   SOLE   0 0 1,993
ISHARES S&P 500 GROWTH ETF COM 464287309 10,072 138,485 SH   SOLE   0 0 138,485
ISHARES S&P 500 VALUE ETF COM 464287408 1,113 7,539 SH   SOLE   0 0 7,539
ISHARES SELECT DIVIDEND ETF COM 464287168 1,242 10,653 SH   SOLE   0 0 10,653
ISHARES US REAL ESTATE ETF COM 464287739 227 2,224 SH   SOLE   0 0 2,224
JACOBS ENGINEERING GROUP INC COM 469814107 3,352 25,120 SH   SOLE   0 0 25,120
JOHNSON & JOHNSON COM 478160104 7,629 46,312 SH   SOLE   0 0 46,312
JPMORGAN CHASE & CO COM 46625H100 8,420 54,132 SH   SOLE   0 0 54,132
KEYSIGHT TECHNOLOGIES IN COM 49338L103 3,391 21,963 SH   SOLE   0 0 21,963
KIMBERLY-CLARK CORP COM 494368103 260 1,946 SH   SOLE   0 0 1,946
LAM RESEARCH CORP COM 512807108 401 617 SH   SOLE   0 0 617
LINDE PLC COM G5494J103 277 959 SH   SOLE   0 0 959
LINDSAY CORP COM 535555106 322 1,950 SH   SOLE   0 0 1,950
LOCKHEED MARTIN CORP COM 539830109 212 559 SH   SOLE   0 0 559
LOWE'S COS INC COM 548661107 6,132 31,616 SH   SOLE   0 0 31,616
LVMH MOET HENNESSY-UNSP ADR COM 502441306 249 1,575 SH   SOLE   0 0 1,575
MARSH & MCLENNAN COS COM 571748102 225 1,602 SH   SOLE   0 0 1,602
MASTERCARD INC - A COM 57636Q104 8,143 22,303 SH   SOLE   0 0 22,303
MCDONALD'S CORP COM 580135101 343 1,484 SH   SOLE   0 0 1,484
MCKESSON CORP COM 58155Q103 278 1,455 SH   SOLE   0 0 1,455
MEDTRONIC PLC COM G5960L103 493 3,969 SH   SOLE   0 0 3,969
MERCK & CO. INC. COM 58933Y105 1,091 14,029 SH   SOLE   0 0 14,029
MICRON TECHNOLOGY INC COM 595112103 229 2,695 SH   SOLE   0 0 2,695
MICROSOFT CORP COM 594918104 14,817 54,695 SH   SOLE   0 0 54,695
MONDELEZ INTERNATIONAL INC-A COM 609207105 452 7,231 SH   SOLE   0 0 7,231
MOODY'S CORP COM 615369105 245 675 SH   SOLE   0 0 675
MORGAN STANLEY COM 617446448 4,657 50,790 SH   SOLE   0 0 50,790
NETFLIX INC COM 64110L106 575 1,088 SH   SOLE   0 0 1,088
NEXTERA ENERGY INC COM 65339F101 322 4,400 SH   SOLE   0 0 4,400
NIKE INC -CL B COM 654106103 2,649 17,145 SH   SOLE   0 0 17,145
NOVO-NORDISK A/S-SPONS ADR COM 670100205 405 4,831 SH   SOLE   0 0 4,831
NUVEEN ESG SMALL-CAP ETF COM 67092P607 256 5,672 SH   SOLE   0 0 5,672
NVIDIA CORP COM 67066G104 1,472 1,840 SH   SOLE   0 0 1,840
ORACLE CORP COM 68389X105 672 8,628 SH   SOLE   0 0 8,628
O'REILLY AUTOMOTIVE INC COM 67103H107 1,592 2,811 SH   SOLE   0 0 2,811
PALO ALTO NETWORKS INC COM 697435105 3,030 8,167 SH   SOLE   0 0 8,167
PAYPAL HOLDINGS INC COM 70450Y103 860 2,952 SH   SOLE   0 0 2,952
PEPSICO INC COM 713448108 3,565 24,057 SH   SOLE   0 0 24,057
PFIZER INC COM 717081103 890 22,727 SH   SOLE   0 0 22,727
PHILIP MORRIS INTERNATIONAL COM 718172109 367 3,702 SH   SOLE   0 0 3,702
PHILLIPS EDISON GROCERY CENT COM 71844V102 2,008 190,377 SH   SOLE   0 0 190,377
PIONEER NATURAL RESOURCES CO COM 723787107 1,791 11,018 SH   SOLE   0 0 11,018
PNC FINANCIAL SERVICES GROUP COM 693475105 203 1,064 SH   SOLE   0 0 1,064
PROCTER & GAMBLE CO/THE COM 742718109 873 6,472 SH   SOLE   0 0 6,472
QUALCOMM INC COM 747525103 814 5,693 SH   SOLE   0 0 5,693
RAYTHEON TECHNOLOGIES CORP COM 75513E101 276 3,241 SH   SOLE   0 0 3,241
RECRUIT HOLDINGS CO LTD-ADR COM 75629J101 126 12,769 SH   SOLE   0 0 12,769
ROCHE HOLDINGS LTD-SPONS ADR COM 771195104 224 4,768 SH   SOLE   0 0 4,768
S&P GLOBAL INC COM 78409V104 309 753 SH   SOLE   0 0 753
SALESFORCE.COM INC COM 79466L302 3,889 15,920 SH   SOLE   0 0 15,920
SCHLUMBERGER LTD COM 806857108 1,669 52,131 SH   SOLE   0 0 52,131
SCHWAB (CHARLES) CORP COM 808513105 374 5,139 SH   SOLE   0 0 5,139
SCHWAB EMERGING MARKETS EQUI COM 808524706 265 8,054 SH   SOLE   0 0 8,054
SCHWAB INTL EQUITY ETF COM 808524805 12,685 321,534 SH   SOLE   0 0 321,534
SCHWAB SHORT-TERM US TREAS COM 808524862 556 10,856 SH   SOLE   0 0 10,856
SCHWAB US BROAD MARKET ETF COM 808524102 5,993 57,478 SH   SOLE   0 0 57,478
SCHWAB US DVD EQUITY ETF COM 808524797 684 9,044 SH   SOLE   0 0 9,044
SCHWAB US LARGE-CAP ETF COM 808524201 3,047 29,309 SH   SOLE   0 0 29,309
SCHWAB US LARGE-CAP VALUE COM 808524409 279 4,081 SH   SOLE   0 0 4,081
SCHWAB US REIT ETF COM 808524847 1,138 24,845 SH   SOLE   0 0 24,845
SCHWAB US SMALL-CAP ETF COM 808524607 466 4,473 SH   SOLE   0 0 4,473
SERVICENOW INC COM 81762P102 258 470 SH   SOLE   0 0 470
SPDR GOLD SHARES COM 78463V107 2,985 18,024 SH   SOLE   0 0 18,024
SPDR S&P 500 ETF TRUST COM 78462F103 957 2,235 SH   SOLE   0 0 2,235
SPDR S&P DIVIDEND ETF COM 78464A763 3,550 29,031 SH   SOLE   0 0 29,031
STARBUCKS CORP COM 855244109 3,858 34,504 SH   SOLE   0 0 34,504
STIFEL FINANCIAL CORP COM 860630409 239 9,300 SH   SOLE   0 0 9,300
STRYKER CORP COM 863667101 273 1,051 SH   SOLE   0 0 1,051
TAIWAN SEMICONDUCTOR-SP ADR COM 874039100 208 1,735 SH   SOLE   0 0 1,735
TARGET CORP COM 87612E106 456 1,885 SH   SOLE   0 0 1,885
TECHNOLOGY SELECT SECT SPDR COM 81369Y803 238 1,613 SH   SOLE   0 0 1,613
TESLA INC COM 88160R101 1,234 1,816 SH   SOLE   0 0 1,816
TEXAS INSTRUMENTS INC COM 882508104 2,926 15,213 SH   SOLE   0 0 15,213
THERMO FISHER SCIENTIFIC INC COM 883556102 5,105 10,119 SH   SOLE   0 0 10,119
TRUIST FINANCIAL CORP COM 89832Q109 239 4,311 SH   SOLE   0 0 4,311
UNION PACIFIC CORP COM 907818108 2,784 12,660 SH   SOLE   0 0 12,660
UNITED PARCEL SERVICE-CL B COM 911312106 482 2,316 SH   SOLE   0 0 2,316
UNITEDHEALTH GROUP INC COM 91324P102 6,161 15,384 SH   SOLE   0 0 15,384
US BANCORP COM 902973304 356 6,251 SH   SOLE   0 0 6,251
VANGUARD FTSE ALL-WORLD EX-U COM 922042775 3,828 60,393 SH   SOLE   0 0 60,393
VANGUARD FTSE DEVELOPED ETF COM 921943858 71,742 1,392,505 SH   SOLE   0 0 1,392,505
VANGUARD FTSE EMERGING MARKE COM 922042858 28,779 529,908 SH   SOLE   0 0 529,908
VANGUARD GROWTH ETF COM 922908736 111,293 388,038 SH   SOLE   0 0 388,038
VANGUARD HIGH DVD YIELD ETF COM 921946406 1,837 17,536 SH   SOLE   0 0 17,536
VANGUARD INFO TECH ETF COM 92204A702 376 944 SH   SOLE   0 0 944
VANGUARD MID-CAP ETF COM 922908629 38,589 162,581 SH   SOLE   0 0 162,581
VANGUARD MID-CAP GROWTH ETF COM 922908538 311 1,317 SH   SOLE   0 0 1,317
VANGUARD REAL ESTATE ETF COM 922908553 27,485 270,021 SH   SOLE   0 0 270,021
VANGUARD RUSSELL 3000 COM 92206C599 1,057 5,307 SH   SOLE   0 0 5,307
VANGUARD S&P 500 ETF COM 922908363 98,167 249,458 SH   SOLE   0 0 249,458
VANGUARD S&P 500 GROWTH ETF COM 921932505 703 2,679 SH   SOLE   0 0 2,679
VANGUARD SHORT-TERM BOND ETF COM 921937827 1,646 20,028 SH   SOLE   0 0 20,028
VANGUARD SHORT-TERM TREASURY COM 92206C102 682 11,098 SH   SOLE   0 0 11,098
VANGUARD SMALL-CAP ETF COM 922908751 14,762 65,527 SH   SOLE   0 0 65,527
VANGUARD TOTAL BOND MARKET COM 921937835 5,145 59,899 SH   SOLE   0 0 59,899
VANGUARD TOTAL INTL BOND ETF COM 92203J407 3,316 58,068 SH   SOLE   0 0 58,068
VANGUARD TOTAL INTL STOCK COM 921909768 3,212 48,899 SH   SOLE   0 0 48,899
VANGUARD TOTAL STOCK MKT ETF COM 922908769 7,369 33,072 SH   SOLE   0 0 33,072
VANGUARD VALUE ETF COM 922908744 66,487 483,681 SH   SOLE   0 0 483,681
VERIZON COMMUNICATIONS INC COM 92343V104 1,072 19,128 SH   SOLE   0 0 19,128
VISA INC-CLASS A SHARES COM 92826C839 1,043 4,461 SH   SOLE   0 0 4,461
WALMART INC COM 931142103 1,307 9,266 SH   SOLE   0 0 9,266
WALT DISNEY CO/THE COM 254687106 5,161 29,360 SH   SOLE   0 0 29,360
WELLS FARGO & CO COM 949746101 386 8,533 SH   SOLE   0 0 8,533
WISDOMTREE US HIGH DIVIDEND COM 97717W208 328 4,188 SH   SOLE   0 0 4,188
WISDOMTREE US SMALLCAP DIVID COM 97717W604 967 30,309 SH   SOLE   0 0 30,309
XTRACKERS MSCI EAFE HEDGED E COM 233051200 3,499 93,235 SH   SOLE   0 0 93,235
XTRACKERS USD HIGH YIELD COR COM 233051432 586 14,549 SH   SOLE   0 0 14,549