The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,087 16,022 SH   SOLE   0 0 16,022
ABBOTT LABORATORIES COM 002824100 644 5,375 SH   SOLE   0 0 5,375
ABBVIE INC COM 00287Y109 467 4,318 SH   SOLE   0 0 4,318
ACCENTURE PLC-CL A COM G1151C101 5,997 21,710 SH   SOLE   0 0 21,710
ADOBE INC COM 00724F101 514 1,081 SH   SOLE   0 0 1,081
ADVANCED MICRO DEVICES COM 007903107 221 2,816 SH   SOLE   0 0 2,816
AKOUSTIS TECHNOLOGIES INC COM 00973N102 179 13,411 SH   SOLE   0 0 13,411
ALPHABET INC-CL A COM 02079K305 10,688 5,182 SH   SOLE   0 0 5,182
ALPHABET INC-CL C COM 02079K107 1,249 604 SH   SOLE   0 0 604
AMAZON.COM INC COM 023135106 12,113 3,915 SH   SOLE   0 0 3,915
AMGEN INC COM 031162100 260 1,046 SH   SOLE   0 0 1,046
AMPHENOL CORP-CL A COM 032095101 3,608 54,696 SH   SOLE   0 0 54,696
AMPLIFY LITHIUM BATTERY TECH COM 032108805 167 10,900 SH   SOLE   0 0 10,900
ANTHEM INC COM 036752103 256 713 SH   SOLE   0 0 713
APPLE INC COM 037833100 18,463 151,151 SH   SOLE   0 0 151,151
APPLIED MATERIALS INC COM 038222105 403 3,017 SH   SOLE   0 0 3,017
AT&T INC COM 00206R102 466 15,397 SH   SOLE   0 0 15,397
ATHLON ACQUISITION CORP-A COM 04748A106 0 100,000 SH   SOLE   0 0 100,000
AUTO TRADER GROUP-UNSP ADR COM 05277E104 33 16,978 SH   SOLE   0 0 16,978
BALL CORP COM 058498106 2,170 25,607 SH   SOLE   0 0 25,607
BANCO SANTANDER SA-SPON ADR COM 05964H105 57 16,678 SH   SOLE   0 0 16,678
BANK OF AMERICA CORP COM 060505104 503 13,003 SH   SOLE   0 0 13,003
BERKSHIRE HATHAWAY INC COM 084670108 386 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC-CL A COM 084670108 386 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC-CL B COM 084670702 2,262 8,854 SH   SOLE   0 0 8,854
BIO-TECHNE CORP COM 09073M104 307 805 SH   SOLE   0 0 805
BLACKROCK INC COM 09247X101 3,317 4,399 SH   SOLE   0 0 4,399
BOEING CO/THE COM 097023105 273 1,071 SH   SOLE   0 0 1,071
BRISTOL-MYERS SQUIBB CO COM 110122108 410 6,491 SH   SOLE   0 0 6,491
BROADCOM INC COM 11135F101 5,213 11,244 SH   SOLE   0 0 11,244
BROWN & BROWN INC COM 115236101 1,464 32,020 SH   SOLE   0 0 32,020
CALYPTE BIOMEDICAL CORP COM 131722605 0 595,888 SH   SOLE   0 0 595,888
CAMBRIA SHAREHOLDER YIELD ET COM 132061201 294 4,900 SH   SOLE   0 0 4,900
CATERPILLAR INC COM 149123101 330 1,425 SH   SOLE   0 0 1,425
CHEVRON CORP COM 166764100 727 6,937 SH   SOLE   0 0 6,937
CHURCH & DWIGHT CO INC COM 171340102 3,063 35,065 SH   SOLE   0 0 35,065
CIGNA CORP COM 125523100 3,553 14,699 SH   SOLE   0 0 14,699
CISCO SYSTEMS INC COM 17275R102 5,099 98,609 SH   SOLE   0 0 98,609
CITIGROUP INC COM 172967424 237 3,257 SH   SOLE   0 0 3,257
COCA-COLA CO/THE COM 191216100 418 7,924 SH   SOLE   0 0 7,924
COMCAST CORP-CLASS A COM 20030N101 1,999 36,947 SH   SOLE   0 0 36,947
CONOCOPHILLIPS COM 20825C104 202 3,808 SH   SOLE   0 0 3,808
CORTEVA INC COM 22052L104 341 7,320 SH   SOLE   0 0 7,320
COSTCO WHOLESALE CORP COM 22160K105 5,288 15,003 SH   SOLE   0 0 15,003
CROWN CASTLE INTL CORP COM 22822V101 1,885 10,949 SH   SOLE   0 0 10,949
CULLEN/FROST BANKERS INC COM 229899109 887 8,155 SH   SOLE   0 0 8,155
DANAHER CORP COM 235851102 340 1,512 SH   SOLE   0 0 1,512
DIGITAL REALTY TRUST INC COM 253868103 1,771 12,575 SH   SOLE   0 0 12,575
DOVER CORP COM 260003108 249 1,816 SH   SOLE   0 0 1,816
DOW INC COM 260557103 507 7,925 SH   SOLE   0 0 7,925
DUPONT DE NEMOURS INC COM 26614N102 397 5,142 SH   SOLE   0 0 5,142
ECOLAB INC COM 278865100 3,788 17,697 SH   SOLE   0 0 17,697
EDWARDS LIFESCIENCES CORP COM 28176E108 3,898 46,600 SH   SOLE   0 0 46,600
ELI LILLY & CO COM 532457108 578 3,092 SH   SOLE   0 0 3,092
EMERSON ELECTRIC CO COM 291011104 338 3,746 SH   SOLE   0 0 3,746
ESTEE LAUDER COMPANIES-CL A COM 518439104 1,079 3,709 SH   SOLE   0 0 3,709
EXPEDIA GROUP INC COM 30212P303 2,515 14,609 SH   SOLE   0 0 14,609
EXXON MOBIL CORP COM 30231G102 628 11,250 SH   SOLE   0 0 11,250
FACEBOOK INC-CLASS A COM 30303M102 1,846 6,266 SH   SOLE   0 0 6,266
FASTENAL CO COM 311900104 288 5,738 SH   SOLE   0 0 5,738
FIDELITY NATIONAL INFO SERV COM 31620M106 213 1,517 SH   SOLE   0 0 1,517
FIDELITY REAL ESTATE ETF COM 316092857 3,061 111,342 SH   SOLE   0 0 111,342
FORTIVE CORP COM 34959J108 2,771 39,231 SH   SOLE   0 0 39,231
GENERAL ELECTRIC CO COM 369604103 186 14,158 SH   SOLE   0 0 14,158
GOLDMAN ACTIVEBETA US LC ETF COM 381430503 329 4,155 SH   SOLE   0 0 4,155
HARTFORD FINANCIAL SVCS GRP COM 416515104 974 14,582 SH   SOLE   0 0 14,582
HEALTH CARE SELECT SECTOR COM 81369Y209 203 1,740 SH   SOLE   0 0 1,740
HILL-ROM HOLDINGS INC COM 431475102 2,038 18,443 SH   SOLE   0 0 18,443
HOME DEPOT INC COM 437076102 1,211 3,968 SH   SOLE   0 0 3,968
HONEYWELL INTERNATIONAL INC COM 438516106 5,238 24,132 SH   SOLE   0 0 24,132
INTEL CORP COM 458140100 767 11,991 SH   SOLE   0 0 11,991
INTERCONTINENTAL EXCHANGE IN COM 45866F104 4,371 39,137 SH   SOLE   0 0 39,137
INTL BUSINESS MACHINES CORP COM 459200101 284 2,135 SH   SOLE   0 0 2,135
INTUIT INC COM 461202103 5,582 14,573 SH   SOLE   0 0 14,573
INVESCO S&P 500 EQUAL WEIGHT COM 46137V357 5,627 39,719 SH   SOLE   0 0 39,719
INVESCO S&P 500 HIGH DIVIDEN COM 46138E362 201 4,687 SH   SOLE   0 0 4,687
INVESCO S&P 500 LOW VOLATILI COM 46138E354 329 5,659 SH   SOLE   0 0 5,659
IQVIA HOLDINGS INC COM 46266C105 2,338 12,105 SH   SOLE   0 0 12,105
ISHA CURR HEDGED MSCI EAFE COM 46434V803 4,024 122,058 SH   SOLE   0 0 122,058
ISHARES CORE MSCI EAFE ETF COM 46432F842 6,907 95,858 SH   SOLE   0 0 95,858
ISHARES CORE MSCI EMERGING COM 46434G103 10,942 170,008 SH   SOLE   0 0 170,008
ISHARES CORE S&P 500 ETF COM 464287200 67,865 170,591 SH   SOLE   0 0 170,591
ISHARES CORE S&P MIDCAP ETF COM 464287507 83,320 320,116 SH   SOLE   0 0 320,116
ISHARES CORE S&P SMALL-CAP E COM 464287804 23,187 213,650 SH   SOLE   0 0 213,650
ISHARES CORE TOTAL BOND ETF COM 46434V613 1,530 29,008 SH   SOLE   0 0 29,008
ISHARES CORE U.S. AGGREGATE COM 464287226 5,237 46,009 SH   SOLE   0 0 46,009
ISHARES IBOXX HIGH YLD CORP COM 464288513 240 2,755 SH   SOLE   0 0 2,755
ISHARES INTL AGGREGATE BOND COM 46435G672 269 4,896 SH   SOLE   0 0 4,896
ISHARES MSCI EAFE ETF COM 464287465 7,595 100,104 SH   SOLE   0 0 100,104
ISHARES MSCI EAFE GROWTH ETF COM 464288885 33,166 330,143 SH   SOLE   0 0 330,143
ISHARES MSCI EAFE SMALL-CAP COM 464288273 798 11,108 SH   SOLE   0 0 11,108
ISHARES MSCI EAFE VALUE ETF COM 464288877 26,371 517,388 SH   SOLE   0 0 517,388
ISHARES MSCI EMERGING MARKET COM 464287234 2,473 46,355 SH   SOLE   0 0 46,355
ISHARES MSCI USA MOMENTUM FA COM 46432F396 262 1,631 SH   SOLE   0 0 1,631
ISHARES MSCI USA QUALITY FAC COM 46432F339 31,229 256,441 SH   SOLE   0 0 256,441
ISHARES PREFERRED & INCOME S COM 464288687 1,970 51,299 SH   SOLE   0 0 51,299
ISHARES RUSSELL 1000 ETF COM 464287622 28,763 128,506 SH   SOLE   0 0 128,506
ISHARES RUSSELL 1000 GROWTH COM 464287614 2,850 11,728 SH   SOLE   0 0 11,728
ISHARES RUSSELL 1000 VALUE E COM 464287598 628 4,141 SH   SOLE   0 0 4,141
ISHARES RUSSELL 2000 ETF COM 464287655 3,547 16,052 SH   SOLE   0 0 16,052
ISHARES RUSSELL 3000 ETF COM 464287689 1,364 5,751 SH   SOLE   0 0 5,751
ISHARES RUSSELL TOP 200 GROW COM 464289438 313 2,327 SH   SOLE   0 0 2,327
ISHARES S&P 500 GROWTH ETF COM 464287309 9,823 150,865 SH   SOLE   0 0 150,865
ISHARES S&P 500 VALUE ETF COM 464287408 1,170 8,282 SH   SOLE   0 0 8,282
ISHARES SELECT DIVIDEND ETF COM 464287168 1,235 10,820 SH   SOLE   0 0 10,820
ISHARES US REAL ESTATE ETF COM 464287739 220 2,389 SH   SOLE   0 0 2,389
JACOBS ENGINEERING GROUP INC COM 469814107 3,113 24,085 SH   SOLE   0 0 24,085
JOHNSON & JOHNSON COM 478160104 7,203 43,829 SH   SOLE   0 0 43,829
JPMORGAN CHASE & CO COM 46625H100 7,875 51,731 SH   SOLE   0 0 51,731
KEYSIGHT TECHNOLOGIES IN COM 49338L103 3,080 21,476 SH   SOLE   0 0 21,476
KIMBERLY-CLARK CORP COM 494368103 364 2,620 SH   SOLE   0 0 2,620
LAM RESEARCH CORP COM 512807108 283 476 SH   SOLE   0 0 476
LINDE PLC COM G5494J103 211 753 SH   SOLE   0 0 753
LINDSAY CORP COM 535555106 325 1,950 SH   SOLE   0 0 1,950
LOWE'S COS INC COM 548661107 5,833 30,672 SH   SOLE   0 0 30,672
LVMH MOET HENNESSY-UNSP ADR COM 502441306 211 1,575 SH   SOLE   0 0 1,575
MASTERCARD INC - A COM 57636Q104 7,677 21,561 SH   SOLE   0 0 21,561
MCDONALD'S CORP COM 580135101 475 2,118 SH   SOLE   0 0 2,118
MCKESSON CORP COM 58155Q103 262 1,344 SH   SOLE   0 0 1,344
MEDTRONIC PLC COM G5960L103 380 3,213 SH   SOLE   0 0 3,213
MERCK & CO. INC. COM 58933Y105 777 10,085 SH   SOLE   0 0 10,085
MICRON TECHNOLOGY INC COM 595112103 205 2,323 SH   SOLE   0 0 2,323
MICROSOFT CORP COM 594918104 11,253 47,729 SH   SOLE   0 0 47,729
MONDELEZ INTERNATIONAL INC-A COM 609207105 593 10,137 SH   SOLE   0 0 10,137
MORGAN STANLEY COM 617446448 3,792 48,833 SH   SOLE   0 0 48,833
NETFLIX INC COM 64110L106 383 735 SH   SOLE   0 0 735
NEXTERA ENERGY INC COM 65339F101 235 3,114 SH   SOLE   0 0 3,114
NIKE INC -CL B COM 654106103 2,162 16,269 SH   SOLE   0 0 16,269
NOVO-NORDISK A/S-SPONS ADR COM 670100205 326 4,837 SH   SOLE   0 0 4,837
NVIDIA CORP COM 67066G104 696 1,304 SH   SOLE   0 0 1,304
ORACLE CORP COM 68389X105 602 8,573 SH   SOLE   0 0 8,573
O'REILLY AUTOMOTIVE INC COM 67103H107 1,405 2,770 SH   SOLE   0 0 2,770
PALO ALTO NETWORKS INC COM 697435105 2,570 7,979 SH   SOLE   0 0 7,979
PAYPAL HOLDINGS INC COM 70450Y103 470 1,934 SH   SOLE   0 0 1,934
PEPSICO INC COM 713448108 3,078 21,761 SH   SOLE   0 0 21,761
PFIZER INC COM 717081103 686 18,921 SH   SOLE   0 0 18,921
PHILIP MORRIS INTERNATIONAL COM 718172109 227 2,555 SH   SOLE   0 0 2,555
PHILLIPS EDISON GROCERY CENT COM 71844V102 1,777 203,131 SH   SOLE   0 0 203,131
PIONEER NATURAL RESOURCES CO COM 723787107 1,674 10,539 SH   SOLE   0 0 10,539
PROCTER & GAMBLE CO/THE COM 742718109 679 5,010 SH   SOLE   0 0 5,010
QUALCOMM INC COM 747525103 664 5,011 SH   SOLE   0 0 5,011
RECRUIT HOLDINGS CO LTD-ADR COM 75629J101 117 11,939 SH   SOLE   0 0 11,939
S&P GLOBAL INC COM 78409V104 213 602 SH   SOLE   0 0 602
SALESFORCE.COM INC COM 79466L302 3,146 14,849 SH   SOLE   0 0 14,849
SCHWAB (CHARLES) CORP COM 808513105 253 3,889 SH   SOLE   0 0 3,889
SCHWAB EMERGING MARKETS EQUI COM 808524706 261 8,198 SH   SOLE   0 0 8,198
SCHWAB INTL EQUITY ETF COM 808524805 12,159 323,195 SH   SOLE   0 0 323,195
SCHWAB SHORT-TERM US TREAS COM 808524862 634 12,358 SH   SOLE   0 0 12,358
SCHWAB US BROAD MARKET ETF COM 808524102 5,621 58,126 SH   SOLE   0 0 58,126
SCHWAB US DVD EQUITY ETF COM 808524797 706 9,675 SH   SOLE   0 0 9,675
SCHWAB US LARGE-CAP ETF COM 808524201 2,866 29,849 SH   SOLE   0 0 29,849
SCHWAB US LARGE-CAP VALUE COM 808524409 268 4,109 SH   SOLE   0 0 4,109
SCHWAB US REIT ETF COM 808524847 2,143 52,157 SH   SOLE   0 0 52,157
SCHWAB US SMALL-CAP ETF COM 808524607 453 4,541 SH   SOLE   0 0 4,541
SPDR GOLD SHARES COM 78463V107 2,883 18,024 SH   SOLE   0 0 18,024
SPDR S&P 500 ETF TRUST COM 78462F103 924 2,332 SH   SOLE   0 0 2,332
SPDR S&P DIVIDEND ETF COM 78464A763 3,869 32,780 SH   SOLE   0 0 32,780
STARBUCKS CORP COM 855244109 3,604 32,984 SH   SOLE   0 0 32,984
STIFEL FINANCIAL CORP COM 860630409 238 9,300 SH   SOLE   0 0 9,300
STRYKER CORP COM 863667101 212 870 SH   SOLE   0 0 870
TARGET CORP COM 87612E106 296 1,494 SH   SOLE   0 0 1,494
TECHNOLOGY SELECT SECT SPDR COM 81369Y803 214 1,613 SH   SOLE   0 0 1,613
TESLA INC COM 88160R101 842 1,260 SH   SOLE   0 0 1,260
TEXAS INSTRUMENTS INC COM 882508104 2,619 13,859 SH   SOLE   0 0 13,859
THERMO FISHER SCIENTIFIC INC COM 883556102 4,468 9,789 SH   SOLE   0 0 9,789
TRUIST FINANCIAL CORP COM 89832Q109 202 3,456 SH   SOLE   0 0 3,456
UNION PACIFIC CORP COM 907818108 2,579 11,703 SH   SOLE   0 0 11,703
UNITED PARCEL SERVICE-CL B COM 911312106 285 1,675 SH   SOLE   0 0 1,675
UNITEDHEALTH GROUP INC COM 91324P102 5,509 14,806 SH   SOLE   0 0 14,806
US BANCORP COM 902973304 294 5,308 SH   SOLE   0 0 5,308
VANGUARD FTSE ALL-WORLD EX-U COM 922042775 3,698 60,943 SH   SOLE   0 0 60,943
VANGUARD FTSE DEVELOPED ETF COM 921943858 60,037 1,222,494 SH   SOLE   0 0 1,222,494
VANGUARD FTSE EMERGING MARKE COM 922042858 27,066 520,003 SH   SOLE   0 0 520,003
VANGUARD GROWTH ETF COM 922908736 99,720 387,955 SH   SOLE   0 0 387,955
VANGUARD MID-CAP ETF COM 922908629 38,653 174,632 SH   SOLE   0 0 174,632
VANGUARD MID-CAP GROWTH ETF COM 922908538 343 1,596 SH   SOLE   0 0 1,596
VANGUARD REAL ESTATE ETF COM 922908553 28,222 307,231 SH   SOLE   0 0 307,231
VANGUARD RUSSELL 3000 COM 92206C599 981 5,307 SH   SOLE   0 0 5,307
VANGUARD S&P 500 ETF COM 922908363 86,707 238,011 SH   SOLE   0 0 238,011
VANGUARD S&P 500 GROWTH ETF COM 921932505 594 2,528 SH   SOLE   0 0 2,528
VANGUARD SHORT-TERM BOND ETF COM 921937827 613 7,459 SH   SOLE   0 0 7,459
VANGUARD SHORT-TERM TREASURY COM 92206C102 957 15,552 SH   SOLE   0 0 15,552
VANGUARD SMALL-CAP ETF COM 922908751 14,459 67,540 SH   SOLE   0 0 67,540
VANGUARD SMALL-CAP VALUE ETF COM 922908611 353 2,131 SH   SOLE   0 0 2,131
VANGUARD TOTAL BOND MARKET COM 921937835 6,360 75,076 SH   SOLE   0 0 75,076
VANGUARD TOTAL INTL BOND ETF COM 92203J407 2,186 38,274 SH   SOLE   0 0 38,274
VANGUARD TOTAL INTL STOCK COM 921909768 2,891 46,101 SH   SOLE   0 0 46,101
VANGUARD TOTAL STOCK MKT ETF COM 922908769 7,369 35,653 SH   SOLE   0 0 35,653
VANGUARD VALUE ETF COM 922908744 60,505 460,254 SH   SOLE   0 0 460,254
VERIZON COMMUNICATIONS INC COM 92343V104 983 16,905 SH   SOLE   0 0 16,905
VISA INC-CLASS A SHARES COM 92826C839 612 2,889 SH   SOLE   0 0 2,889
WALMART INC COM 931142103 1,095 8,063 SH   SOLE   0 0 8,063
WALT DISNEY CO/THE COM 254687106 5,146 27,889 SH   SOLE   0 0 27,889
WELLS FARGO & CO COM 949746101 208 5,328 SH   SOLE   0 0 5,328
WISDOMTREE US HIGH DIVIDEND COM 97717W208 329 4,310 SH   SOLE   0 0 4,310
WISDOMTREE US SMALLCAP DIVID COM 97717W604 1,000 32,105 SH   SOLE   0 0 32,105
XTRACKERS MSCI EAFE HEDGED E COM 233051200 3,444 94,840 SH   SOLE   0 0 94,840
XTRACKERS USD HIGH YIELD COR COM 233051432 641 12,826 SH   SOLE   0 0 12,826
ZOETIS INC COM 98978V103 3,696 23,469 SH   SOLE   0 0 23,469