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    <nameOfIssuer>Capitol Federal Financial Inc.</nameOfIssuer>
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    <votingAuthority>
      <Sole>7841</Sole>
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      <None>0</None>
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    <titleOfClass>COM</titleOfClass>
    <cusip>17275R102</cusip>
    <value>43976</value>
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    <nameOfIssuer>CNL LIFESTYLE PROPERTIES NSA</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>18975F109</cusip>
    <value>325</value>
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    <votingAuthority>
      <Sole>10647</Sole>
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    <titleOfClass>COM</titleOfClass>
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    <value>3032</value>
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      <sshPrnamt>7964</sshPrnamt>
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      <Sole>7964</Sole>
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    <nameOfIssuer>Colgate Palmolive</nameOfIssuer>
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    <value>2476</value>
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    <nameOfIssuer>Comcast Corp A</nameOfIssuer>
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    <nameOfIssuer>Commerce Bancshares Inc</nameOfIssuer>
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    <value>2886</value>
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    <nameOfIssuer>Concho Resources Inc.</nameOfIssuer>
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    <cusip>20825C104</cusip>
    <value>24262</value>
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      <Sole>55813</Sole>
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    <nameOfIssuer>Constantine Metal Resources Lt</nameOfIssuer>
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    <cusip>210317103</cusip>
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      <Sole>7800000</Sole>
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      <None>0</None>
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    <value>13198</value>
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      <sshPrnamt>25400</sshPrnamt>
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      <Sole>25400</Sole>
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    <nameOfIssuer>CVS Corp</nameOfIssuer>
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      <sshPrnamt>101961</sshPrnamt>
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      <Sole>101961</Sole>
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    <nameOfIssuer>Deere &amp; Co</nameOfIssuer>
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    <cusip>244199105</cusip>
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    <putCall>Call</putCall>
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    <nameOfIssuer>Delaware VIP Emerging Markets</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <value>1116</value>
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      <Sole>11896</Sole>
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    <nameOfIssuer>DELL TECHNOLOGIES CL V</nameOfIssuer>
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    <cusip>24703L103</cusip>
    <value>11197</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23426</sshPrnamt>
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      <Sole>23426</Sole>
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      <None>0</None>
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    <nameOfIssuer>DJ Wilshire REIT ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>78464A607</cusip>
    <value>2481</value>
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      <Sole>2548</Sole>
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    <nameOfIssuer>Doubleline Income Solutions</nameOfIssuer>
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    <cusip>258622109</cusip>
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      <sshPrnamt>191887</sshPrnamt>
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    <votingAuthority>
      <Sole>191887</Sole>
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      <None>0</None>
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    <nameOfIssuer>Dover Corporation</nameOfIssuer>
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    <cusip>260003108</cusip>
    <value>81610</value>
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      <sshPrnamt>110823</sshPrnamt>
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      <Sole>110823</Sole>
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    <nameOfIssuer>Dow Chemical Company</nameOfIssuer>
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    <cusip>260543103</cusip>
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    <nameOfIssuer>Duke Energy Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>26441C105</cusip>
    <value>2898</value>
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    <nameOfIssuer>DuPont</nameOfIssuer>
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    <nameOfIssuer>Eaton Corp</nameOfIssuer>
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    <cusip>278058102</cusip>
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    <nameOfIssuer>EMPIRE PETROLUEM CORP COM</nameOfIssuer>
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    <nameOfIssuer>Energy Transfer Equity LP</nameOfIssuer>
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    <nameOfIssuer>Enterprise Products Partners L</nameOfIssuer>
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    <nameOfIssuer>Equity Commonwealth</nameOfIssuer>
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    <nameOfIssuer>Esc Seventy Seven (NV)</nameOfIssuer>
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    <nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
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    <nameOfIssuer>Facebook Inc</nameOfIssuer>
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    <nameOfIssuer>Fidelity Natl Finl Inc</nameOfIssuer>
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    <nameOfIssuer>First Trust North American Ene</nameOfIssuer>
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    <value>48966</value>
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    <nameOfIssuer>Freeport Mcmoran</nameOfIssuer>
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    <cusip>35671D857</cusip>
    <value>2972</value>
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    <nameOfIssuer>Gaming &amp; Leisure Properties</nameOfIssuer>
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    <cusip>36467J108</cusip>
    <value>82587</value>
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    <nameOfIssuer>Gastar Exploration Ltd</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>367299104</cusip>
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    <nameOfIssuer>General Electric Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>369604103</cusip>
    <value>183521</value>
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    <nameOfIssuer>General Motors</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>370442105</cusip>
    <value>198906</value>
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    <nameOfIssuer>Genuine Parts Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>372460105</cusip>
    <value>3406</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3391</sshPrnamt>
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    <nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>375558103</cusip>
    <value>52847</value>
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    <cusip>G3910J112</cusip>
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      <sshPrnamt>13200</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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    <cusip>37733W105</cusip>
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      <sshPrnamt>6740</sshPrnamt>
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    <votingAuthority>
      <Sole>6740</Sole>
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      <None>0</None>
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    <value>145</value>
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      <sshPrnamt>12000</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>12000</Sole>
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      <None>0</None>
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    <cusip>38059T106</cusip>
    <value>5592</value>
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      <sshPrnamt>115300</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>Goldman Sachs Group PFD J</nameOfIssuer>
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      <sshPrnamt>269828</sshPrnamt>
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      <Sole>269828</Sole>
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      <None>0</None>
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    <cusip>38173M102</cusip>
    <value>74031</value>
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      <sshPrnamt>398657</sshPrnamt>
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    <votingAuthority>
      <Sole>398657</Sole>
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      <None>0</None>
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    <nameOfIssuer>Guggenheim BulletShares 2018 C</nameOfIssuer>
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    <cusip>18383M530</cusip>
    <value>20088</value>
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      <sshPrnamt>94220</sshPrnamt>
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    <votingAuthority>
      <Sole>94220</Sole>
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      <None>0</None>
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    <nameOfIssuer>Guggenheim S&amp;P 500 Equal Weig</nameOfIssuer>
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    <cusip>78355W825</cusip>
    <value>73783</value>
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      <sshPrnamt>84838</sshPrnamt>
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    <votingAuthority>
      <Sole>84838</Sole>
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      <None>0</None>
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    <nameOfIssuer>Guggenheim S&amp;P 500 Equal Weig</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>78355W841</cusip>
    <value>147875</value>
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      <sshPrnamt>95029</sshPrnamt>
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    <votingAuthority>
      <Sole>95029</Sole>
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      <None>0</None>
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    <value>2106</value>
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      <sshPrnamt>9376</sshPrnamt>
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    <votingAuthority>
      <Sole>9376</Sole>
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      <None>0</None>
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    <nameOfIssuer>Home Depot Inc</nameOfIssuer>
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    <value>2473</value>
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      <sshPrnamt>1922</sshPrnamt>
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    <votingAuthority>
      <Sole>1922</Sole>
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      <None>0</None>
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    <nameOfIssuer>Hudson Global Inc</nameOfIssuer>
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    <cusip>443787106</cusip>
    <value>8037</value>
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      <sshPrnamt>521901</sshPrnamt>
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    <votingAuthority>
      <Sole>521901</Sole>
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      <None>0</None>
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    <nameOfIssuer>Illinois Tool Works Inc</nameOfIssuer>
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      <sshPrnamt>8270</sshPrnamt>
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      <Sole>77743</Sole>
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    <nameOfIssuer>Intel Corp.</nameOfIssuer>
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    <value>6153</value>
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      <sshPrnamt>3874</sshPrnamt>
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    <votingAuthority>
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      <None>0</None>
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    <nameOfIssuer>iShares Barclays 3-7 Yr Treas</nameOfIssuer>
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      <None>0</None>
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    <nameOfIssuer>iShares Core MSCI Emerging Mar</nameOfIssuer>
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    <nameOfIssuer>John Hancock Premium Dividend</nameOfIssuer>
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    <nameOfIssuer>JP Morgan Chase &amp; Co.</nameOfIssuer>
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      <sshPrnamt>25659</sshPrnamt>
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      <Sole>25659</Sole>
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    <value>35448</value>
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    <nameOfIssuer>Kinder Morgan Inc</nameOfIssuer>
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    <nameOfIssuer>Kleangas Energy Technologies I</nameOfIssuer>
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    <value>28154</value>
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      <Sole>31454</Sole>
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      <None>0</None>
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    <nameOfIssuer>Kroger Corp</nameOfIssuer>
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    <cusip>501044101</cusip>
    <value>7024</value>
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      <sshPrnamt>23667</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>23667</Sole>
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    <nameOfIssuer>Kroger Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>501044101</cusip>
    <value>7004</value>
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      <sshPrnamt>23600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <putCall>Put</putCall>
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      <Sole>23600</Sole>
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      <None>0</None>
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    <nameOfIssuer>Lamar Advertising REIT Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>512816109</cusip>
    <value>3736</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5720</sshPrnamt>
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      <Sole>5720</Sole>
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    <nameOfIssuer>Leucadia National Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>527288104</cusip>
    <value>33391</value>
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      <sshPrnamt>175375</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>Life Partners Holdings Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>53215T106</cusip>
    <value>5</value>
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    <votingAuthority>
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      <None>0</None>
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    <nameOfIssuer>Lincoln Natl Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>534187109</cusip>
    <value>25132</value>
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      <sshPrnamt>53495</sshPrnamt>
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    <votingAuthority>
      <Sole>53495</Sole>
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      <None>0</None>
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    <nameOfIssuer>Lloyds TSB Group PLC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>539439109</cusip>
    <value>2409</value>
    <shrsOrPrnAmt>
      <sshPrnamt>83936</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>83936</Sole>
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      <None>0</None>
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    <nameOfIssuer>Lockheed Martin Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>539830109</cusip>
    <value>2677</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1117</sshPrnamt>
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    <nameOfIssuer>Putnam VT Equity Income</nameOfIssuer>
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    <nameOfIssuer>Regions Financial Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>7591EP100</cusip>
    <value>15281</value>
    <shrsOrPrnAmt>
      <sshPrnamt>154818</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>154818</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Reynolds American Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>761713106</cusip>
    <value>54286</value>
    <shrsOrPrnAmt>
      <sshPrnamt>115134</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>115134</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Rolls Rouce Holdings Plc Londo</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>G76225112</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>101520</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>101520</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Rydex S&amp;P Equal Weight ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>78355W106</cusip>
    <value>58259</value>
    <shrsOrPrnAmt>
      <sshPrnamt>69696</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>69696</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>S P D R TRUST Unit SR</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>78462F103</cusip>
    <value>12150</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5718</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5718</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>S P D R TRUST Unit SR</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>78462F103</cusip>
    <value>2778157</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1284400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <putCall>Put</putCall>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1284400</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>S P D R TRUST Unit SR</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>78462F103</cusip>
    <value>5840</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2700</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <putCall>Put</putCall>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2700</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Sanofi Aventis Adr</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>80105N105</cusip>
    <value>5591</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14639</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>14639</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Sanofi-Aventis ADR</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>80105N105</cusip>
    <value>20714</value>
    <shrsOrPrnAmt>
      <sshPrnamt>54240</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>54240</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Savient Pharmaceuticals</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>80517Q100</cusip>
    <value>3086</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16373</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>16373</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Schwab Emerging Markets Equity</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>808524706</cusip>
    <value>79300</value>
    <shrsOrPrnAmt>
      <sshPrnamt>343886</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>343886</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Schwab International Equity ET</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>808524805</cusip>
    <value>37197</value>
    <shrsOrPrnAmt>
      <sshPrnamt>129201</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>129201</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Schwab U.S. Broad Market ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>808524102</cusip>
    <value>3432</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6559</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6559</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Schwab U.S. Dividend Equity ET</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>808524797</cusip>
    <value>9867</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23322</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>23322</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Schwab U.S. Small-Cap ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>808524607</cusip>
    <value>19809</value>
    <shrsOrPrnAmt>
      <sshPrnamt>34420</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>34420</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SEADRILL LTD COM 8FMN8</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>G7945E105</cusip>
    <value>399</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16832</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>16832</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Sherwin Williams Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>824348106</cusip>
    <value>10534</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3807</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3807</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Silver Wheaton Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>828336107</cusip>
    <value>3876</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14340</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>14340</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Sirius Satellite Radio</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>82967N108</cusip>
    <value>10427</value>
    <shrsOrPrnAmt>
      <sshPrnamt>250043</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>250043</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SK3 Group Inc (NV)</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>78440L107</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>115000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>115000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Southern Company</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>842587107</cusip>
    <value>3536</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6893</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6893</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Sprott Physical Gold Trust</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>85207H104</cusip>
    <value>12825</value>
    <shrsOrPrnAmt>
      <sshPrnamt>117125</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>117125</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Sprott Physical Silver Trust</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>85207K107</cusip>
    <value>1192</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16129</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>16129</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Taseko Mines Ltd</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>876511106</cusip>
    <value>72</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>15000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Teekay Tankers Ltd Cl Af</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>Y8565N102</cusip>
    <value>994</value>
    <shrsOrPrnAmt>
      <sshPrnamt>39308</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>39308</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Templeton Global Bond</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>880208103</cusip>
    <value>1128</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12260</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>12260</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Templeton Global Incm Fd</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>880198106</cusip>
    <value>81926</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1312920</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1312920</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Texas Instruments Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>882508104</cusip>
    <value>17790</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25349</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>25349</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Thermo Fisher Scientific Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>883556102</cusip>
    <value>3534</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2222</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2222</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Total SA Adr</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>89151E109</cusip>
    <value>73054</value>
    <shrsOrPrnAmt>
      <sshPrnamt>153152</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>153152</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TransCanada Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>89353D107</cusip>
    <value>138626</value>
    <shrsOrPrnAmt>
      <sshPrnamt>291477</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>291477</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Tweedy Browne Global</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>901165100</cusip>
    <value>2707</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10669</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10669</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Twenty-First Century Fox Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>90130A101</cusip>
    <value>67623</value>
    <shrsOrPrnAmt>
      <sshPrnamt>279205</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>279205</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Twitter Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>90184L102</cusip>
    <value>2367</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10270</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10270</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Universal Insurance Holdings I</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>91359V107</cusip>
    <value>53827</value>
    <shrsOrPrnAmt>
      <sshPrnamt>213600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>213600</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Vanguard Dividend Appreciation</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>921908844</cusip>
    <value>34429</value>
    <shrsOrPrnAmt>
      <sshPrnamt>41694</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>41694</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Vanguard Emerging Market ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>922042858</cusip>
    <value>13776</value>
    <shrsOrPrnAmt>
      <sshPrnamt>37520</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>37520</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Vanguard Growth ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>922908736</cusip>
    <value>12715</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11323</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>11323</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Vanguard Mortgage-Backed Secur</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92206C771</cusip>
    <value>5236</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9704</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>9704</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Vanguard MSCI EAFE ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>921943858</cusip>
    <value>9383</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25873</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>25873</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Vanguard Short Term Corp Bond</nameOfIssuer>
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    <titleOfClass>COM</titleOfClass>
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    <value>175185</value>
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    <nameOfIssuer>Visa Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92826C839</cusip>
    <value>159604</value>
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      <sshPrnamt>192992</sshPrnamt>
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    <titleOfClass>COM</titleOfClass>
    <cusip>92845K101</cusip>
    <value>0</value>
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      <sshPrnamt>250000</sshPrnamt>
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    <nameOfIssuer>Vodafone Group ADR</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92857W209</cusip>
    <value>46825</value>
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      <sshPrnamt>160634</sshPrnamt>
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    <titleOfClass>COM</titleOfClass>
    <cusip>931142103</cusip>
    <value>149974</value>
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      <sshPrnamt>207951</sshPrnamt>
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    <votingAuthority>
      <Sole>207951</Sole>
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      <None>0</None>
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    <nameOfIssuer>Waste Connections Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>941053100</cusip>
    <value>9303</value>
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      <sshPrnamt>12454</sshPrnamt>
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      <Sole>12454</Sole>
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    <nameOfIssuer>Wells Fargo &amp; Co</nameOfIssuer>
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    <cusip>949746101</cusip>
    <value>152919</value>
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      <Sole>346496</Sole>
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      <None>0</None>
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    <nameOfIssuer>Wells Fargo PFD - Q</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>949746556</cusip>
    <value>78384</value>
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      <sshPrnamt>293025</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>White Mountains Insurance Grou</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>9618E1075</cusip>
    <value>44372</value>
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      <sshPrnamt>5346</sshPrnamt>
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      <Sole>5346</Sole>
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      <None>0</None>
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    <nameOfIssuer>Whole Foods Market Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>966837106</cusip>
    <value>6741</value>
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      <sshPrnamt>24179</sshPrnamt>
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    <votingAuthority>
      <Sole>24179</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>WR Berkley Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>084423102</cusip>
    <value>33720</value>
    <shrsOrPrnAmt>
      <sshPrnamt>58380</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>58380</Sole>
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      <None>0</None>
    </votingAuthority>
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</informationTable>
