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Consolidated Balance Sheets - USD ($)
$ in Thousands
Sep. 30, 2015
Dec. 31, 2014
Current assets:    
Cash and cash equivalents $ 64,826 $ 67,216
Disbursement prefunding 54,559 71,167
Short-term investments 87,615 111,777
Customer funds receivable 24,632 18,590
Prepaid expenses and other current assets 7,757 5,417
Total current assets 239,389 274,167
Non-current assets:    
Property, equipment and software, net 16,785 15,670
Goodwill 9,032 9,032
Intangibles, net 4,500 5,129
Restricted cash 13,754 10,971
Other assets 1,106 755
Total assets 284,566 315,724
Current liabilities:    
Accounts payable and accrued expenses 15,965 14,533
Customer liabilities 12,338 11,540
Line of credit   28,000
Total current liabilities 28,303 54,073
Non-current liabilities:    
Non-current liabilities 6,169 5,885
Total liabilities $ 34,472 $ 59,958
Commitments and Contingencies (Note 11)
Stockholders' equity:    
Common stock, $0.0001 par value, 500,000,000 shares authorized; issued and outstanding 39,554,634 and 38,592,808 shares at September 30, 2015 and December 31, 2014, respectively $ 4 $ 4
Additional paid-in capital 353,060 339,169
Accumulated other comprehensive loss (6) (55)
Accumulated deficit (102,964) (83,352)
Total stockholders' equity 250,094 255,766
Total liabilities and stockholders' equity $ 284,566 $ 315,724