Consolidated Balance Sheets - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 25,321,000	$ 20,571,000
Interest earning deposits with banks	571,232,000	438,030,000
Cash and cash equivalents	596,553,000	458,601,000
Investment securities available for sale, at fair value	13,351,000	19,882,000
Investment securities held to maturity (fair value of $10,025 at December 31, 2021 and $1,530 at December 31, 2020)	9,918,000	1,224,000
Total investment securities	23,269,000	21,106,000
Loans held for sale	0	200,000
Loans, net of unearned income	1,484,847,000	1,565,807,000
Less: Allowance for loan losses	(29,845,000)	(29,698,000)
Net loans	1,455,002,000	1,536,109,000
Accrued interest receivable	7,681,000	8,772,000
Premises and equipment, net	6,265,000	6,698,000
Restricted stock	5,144,000	7,542,000
Bank owned life insurance (BOLI)	27,577,000	27,002,000
Deferred tax asset	7,608,000	8,611,000
Other	7,346,000	3,681,000
Total Assets	2,136,445,000	2,078,322,000
Deposits
Noninterest-bearing deposits	553,810,000	428,860,000
Interest-bearing deposits	1,214,600,000	1,163,583,000
Total deposits	1,768,410,000	1,592,443,000
FHLBNY borrowings	78,150,000	134,650,000
FRB advances	0	90,026,000
Subordinated debentures	42,732,000	42,542,000
Accrued interest payable	1,603,000	2,338,000
Other	13,189,000	13,726,000
Total liabilities	1,904,084,000	1,875,725,000
Equity
Preferred stock, 1,000,000 shares authorized, $1,000 liquidation value Series B non-cumulative convertible; 445 shares and 480 shares outstanding at December 31, 2021 and 2020, respectively	445,000	480,000
Common stock, $0.10 par value; authorized 15,000,000 shares; Issued: 12,182,081 shares and 12,136,567 shares at December 31, 2021 and 2020, respectively	1,218,000	1,214,000
Additional paid-in capital	135,451,000	134,989,000
Retained earnings	98,017,000	66,794,000
Accumulated other comprehensive loss	245,000	463,000
Treasury stock, 284,522 shares at December 31, 2021 and 2020, at cost	(3,015,000)	(3,015,000)
Total shareholders’ equity	232,361,000	200,925,000
Noncontrolling interest in consolidated subsidiaries	0	1,672,000
Total equity	232,361,000	202,597,000
Total liabilities and equity	$ 2,136,445,000	$ 2,078,322,000