Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Cash Flows from Operating Activities:
Net income	$ 7,368	$ 7,175
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	119	98
Provision for loan losses	1,396	700
Increase in value of bank-owned life insurance	(146)	(147)
Gain on sale of SBA loans		(40)
Proceeds from sale of SBA loans originated for sale	0	459
Net loss on sale of OREO and valuation adjustments	132	0
Net accretion of purchase premiums and discounts on securities	7	52
Stock based compensation	64	5
Net changes in:
Decrease in accrued interest receivable and other assets	1,754	1,153
Increase (decrease) in accrued interest payable and other accrued liabilities	(1,273)	1,179
Net cash provided by operating activities	9,421	10,634
Cash Flows from Investing Activities:
Repayments and maturities of investment securities available for sale	1,253	1,173
Net increase in loans	(47,443)	(57,550)
Purchases of bank premises and equipment	(74)	(180)
Proceeds from sale of OREO, net	645	13
Net cash used in investing activities	(45,619)	(56,544)
Cash Flows from Financing Activities:
Cash dividends	(1,735)	(1,514)
Earnings distribution to non-controlling interest	(594)	0
Proceeds from exercise of stock options	0	48
Net increase in noninterest-bearing deposits	92,623	14,997
Net increase in interest-bearing deposits	37,488	66,438
Other	0	(12)
Net cash provided by financing activities	127,782	79,957
Net increase in cash and cash equivalents	91,584	34,047
Cash and Cash Equivalents, January 1,	191,607	154,471
Cash and Cash Equivalents, March 31,	283,191	188,518
Supplemental Disclosure of Cash Flow Information:
Interest paid	5,217	4,529
Income taxes paid	0	0
Non-cash Investing and Financing Items
Loans transferred to OREO	$ 0	$ 45