Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Cash Flows from Operating Activities:
Net income	$ 14,784	$ 11,887
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	202	185
Provision for loan losses	1,150	600
Increase in value of bank-owned life insurance	(297)	(303)
Gain on sale of SBA loans	(40)	(214)
SBA loans originated for sale	(823)	(3,075)
Proceeds from sale of SBA loans originated for sale	459	2,991
Net loss on sale and valuation adjustments of OREO	343	509
Net accretion of purchase premiums and discounts on securities	15	27
Stock based compensation	94	41
Net changes in:
Decrease in accrued interest receivable and other assets	(1,429)	(897)
Increase in accrued interest payable and other accrued liabilities	1,432	523
Net cash provided by operating activities	15,890	12,274
Cash Flows from Investing Activities:
Repayments and maturities of investment securities available for sale	2,565	2,862
Repayments and maturities of investment securities held to maturity	0	1,205
Net increase in loans	(67,962)	(90,443)
Purchases of bank premises and equipment	(251)	(124)
Proceeds from sale of OREO, net	590	1,638
Redemption (purchase) of restricted stock	(232)	314
Net cash used in investing activities	(65,290)	(84,548)
Cash Flows from Financing Activities:
Cash dividends	(3,028)	(2,407)
Proceeds from exercise of stock options	48	41
Net decrease in FHLBNY and short-term borrowings	0	1,225
Net increase in noninterest-bearing deposits	(19,150)	(10,000)
Net increase in interest-bearing deposits	84,864	86,313
Other	(12)	65,200
Net cash provided by financing activities	62,722	140,372
Net increase in cash and cash equivalents	13,322	68,098
Cash and cash equivalents at beginning of period	154,471	42,113
Cash and cash equivalents at end of period	167,793	110,211
Supplemental Disclosure of Cash Flow Information:
Interest paid	10,056	5,384
Income taxes paid	5,404	3,354
Non-cash Investing and Financing Items
Loans transferred to OREO	45	1,057
Establishment of lease liability and right-of-use asset	$ 2,785	$ 0