Allowance for Loan Losses (Tables)

12 Months Ended

Dec. 31, 2017

Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]

Analysis of Allowance for Loan Losses

An analysis of the allowance for loan losses as of and for the years ended December 31, 2017, 2016 and 2015 is as follows:

Allowance for Loan Losses:	For the year ended December 31, 2017
	Beginning Balance		Charge-offs			Recoveries		Provisions			Ending Balance
	(Amounts in thousands)
Commercial and Industrial	$	1,188	$	(134	)	$	45	$	(415	)	$	684
Real Estate Construction:
Residential	268		—			—		131			399
Commercial	2,496		(687		)	—		(140		)	1,669
Real Estate Mortgage:
Commercial – Owner Occupied	2,082		(430		)	113		252			2,017
Commercial – Non-owner Occupied	3,889		(622		)	319		1,044			4,630
Residential – 1 to 4 Family	4,916		(118		)	17		1,462			6,277
Residential – Multifamily	505		(50		)	—		172			627
Consumer	236		—			—		(6		)	230
Total	$	15,580	$	(2,041	)	$	494	$	2,500		$	16,533

Allowance for Loan Losses:	For the year ended December 31, 2016
	Beginning Balance		Charge-offs			Recoveries		Provisions			Ending Balance
	(Amounts in thousands)
Commercial and Industrial	$	952	$	(76	)	$	8	$	304		$	1,188
Real Estate Construction:
Residential	247		—			—		21			268
Commercial	2,501		(1,081		)	—		1,076			2,496
Real Estate Mortgage:
Commercial – Owner Occupied	3,267		—			1		(1,186		)	2,082
Commercial – Non-owner Occupied	3,838		(154		)	—		205			3,889
Residential – 1 to 4 Family	4,802		(704		)	39		779			4,916
Residential – Multifamily	254		(45		)	—		296			505
Consumer	275		(6		)	—		(33		)	236
Total	$	16,136	$	(2,066	)	$	48	$	1,462		$	15,580

Allowance for Loan Losses:	For the year ended December 31, 2015
	Beginning Balance		Charge-offs			Recoveries		Provisions			Ending Balance
	(Amounts in thousands)
Commercial and Industrial	$	1,679	$	(1,554	)	$	121	$	706		$	952
Real Estate Construction:
Residential	316		(238		)	—		169			247
Commercial	3,015		(2,745		)	—		2,231			2,501
Real Estate Mortgage:
Commercial – Owner Occupied	3,296		—			66		(95		)	3,267
Commercial – Non-owner Occupied	4,962		(638		)	398		(884		)	3,838
Residential – 1 to 4 Family	4,156		(504		)	148		1,002			4,802
Residential – Multifamily	357		—			—		(103		)	254
Consumer	262		(1		)	—		14			275
Total	$	18,043	$	(5,680	)	$	733	$	3,040		$	16,136

Allowance for Loan Losses, at    December 31, 2017	Individually evaluated for impairment		Collectively evaluated for impairment		Total
	(Amounts in thousands)
Commercial and Industrial	$	—	$	684	$	684
Real Estate Construction:
Residential	—		399		399
Commercial	135		1,534		1,669
Real Estate Mortgage:
Commercial – Owner Occupied	58		1,959		2,017
Commercial – Non-owner Occupied	250		4,380		4,630
Residential – 1 to 4 Family	15		6,262		6,277
Residential – Multifamily	—		627		627
Consumer	—		230		230
Total	$	458	$	16,075	$	16,533

Allowance for Loan Losses, at    December 31, 2016	Individually evaluated for impairment		Collectively evaluated for impairment		Total
	(Amounts in thousands)
Commercial and Industrial	$	138	$	1,050	$	1,188
Real Estate Construction:
Residential	—		268		268
Commercial	155		2,341		2,496
Real Estate Mortgage:
Commercial – Owner Occupied	498		1,584		2,082
Commercial – Non-owner Occupied	226		3,663		3,889
Residential – 1 to 4 Family	234		4,682		4,916
Residential – Multifamily	—		505		505
Consumer	—		236		236
Total	$	1,251	$	14,329	$	15,580

Loans, at December 31, 2017:	Individually evaluated for impairment		Collectively evaluated for impairment		Total
	(Amounts in thousands)
Commercial and Industrial	$	17	$	38,955	$	38,972
Real Estate Construction:
Residential	—		28,486		28,486
Commercial	5,952		61,187		67,139
Real Estate Mortgage:
Commercial – Owner Occupied	3,790		122,460		126,250
Commercial – Non-owner Occupied	12,401		258,071		270,472
Residential – 1 to 4 Family	3,211		413,106		416,317
Residential – Multifamily	—		47,832		47,832
Consumer	81		16,168		16,249
Total	$	25,452	$	986,265	$	1,011,717

Loans, at December 31, 2016:	Individually evaluated for impairment		Collectively evaluated for impairment		Total
	(Amounts in thousands)
Commercial and Industrial	$	159	$	26,615	$	26,774
Real Estate Construction:
Residential	—		8,825		8,825
Commercial	8,386		50,083		58,469
Real Estate Mortgage:
Commercial – Owner Occupied	4,380		119,518		123,898
Commercial – Non-owner Occupied	19,000		249,123		268,123
Residential – 1 to 4 Family	4,065		305,275		309,340
Residential – Multifamily	308		39,496		39,804
Consumer	107		16,613		16,720
Total	$	36,405	$	815,548	$	851,953