Allowance for Loan Losses (Tables)

12 Months Ended

Dec. 31, 2016

Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]

Analysis of Allowance for Loan Losses

An analysis of the allowance for loan losses as of and for the years ended December 31, 2016 and 2015, is as follows:

Allowance for Loan Losses:	For the year ended December 31, 2016
	Beginning Balance		Charge-offs			Recoveries		Provisions			Ending Balance
	(Amounts in thousands)
Commercial and Industrial	$	952	$	(76	)	$	8	$	304		$	1,188
Real Estate Construction:
Residential	247		—			—		21			268
Commercial	2,501		(1,081		)	—		1,076			2,496
Real Estate Mortgage:
Commercial – Owner Occupied	3,267		—			1		(1,186		)	2,082
Commercial – Non-owner Occupied	3,838		(154		)	—		205			3,889
Residential – 1 to 4 Family	4,802		(704		)	39		779			4,916
Residential – Multifamily	254		(45		)	—		296			505
Consumer	275		(6		)	—		(33		)	236
Unallocated	—		—			—		—			—
Total	$	16,136	$	(2,066	)	$	48	$	1,462		$	15,580

Allowance for Loan Losses:	For the year ended December 31, 2015
	Beginning Balance		Charge-offs			Recoveries		Provisions			Ending Balance
	(Amounts in thousands)
Commercial and Industrial	$	1,679	$	(1,554	)	$	121	$	706		$	952
Real Estate Construction:
Residential	316		(238		)	—		169			247
Commercial	3,015		(2,745		)	—		2,231			2,501
Real Estate Mortgage:
Commercial – Owner Occupied	3,296		—			66		(95		)	3,267
Commercial – Non-owner Occupied	4,962		(638		)	398		(884		)	3,838
Residential – 1 to 4 Family	4,156		(504		)	148		1,002			4,802
Residential – Multifamily	357		—			—		(103		)	254
Consumer	262		(1		)	—		14			275
Unallocated	—		—			—		—			—
Total	$	18,043	$	(5,680	)	$	733	$	3,040		$	16,136

Allowance for Loan Losses, at    December 31, 2016	Individually evaluated for impairment		Collectively evaluated for impairment		Total
	(Amounts in thousands)
Commercial and Industrial	$	138	$	1,050	$	1,188
Real Estate Construction:
Residential	—		268		268
Commercial	155		2,341		2,496
Real Estate Mortgage:
Commercial – Owner Occupied	498		1,584		2,082
Commercial – Non-owner Occupied	226		3,663		3,889
Residential – 1 to 4 Family	234		4,682		4,916
Residential – Multifamily	—		505		505
Consumer	—		236		236
Total	$	1,251	$	14,329	$	15,580

Allowance for Loan Losses, at    December 31, 2015	Individually evaluated for impairment		Collectively evaluated for impairment		Total
	(Amounts in thousands)
Commercial and Industrial	$	67	$	885	$	952
Real Estate Construction:
Residential	—		247		247
Commercial	1,149		1,352		2,501
Real Estate Mortgage:
Commercial – Owner Occupied	73		3,194		3,267
Commercial – Non-owner Occupied	486		3,352		3,838
Residential – 1 to 4 Family	709		4,093		4,802
Residential – Multifamily	5		249		254
Consumer	—		275		275
Total	$	2,489	$	13,647	$	16,136

Loans, at December 31, 2016:	Individually evaluated for impairment		Collectively evaluated for impairment		Total
	(Amounts in thousands)
Commercial and Industrial	$	159	$	26,615	$	26,774
Real Estate Construction:
Residential	—		8,825		8,825
Commercial	8,386		50,083		58,469
Real Estate Mortgage:
Commercial – Owner Occupied	4,380		119,518		123,898
Commercial – Non-owner Occupied	19,000		249,123		268,123
Residential – 1 to 4 Family	4,065		305,275		309,340
Residential – Multifamily	308		39,496		39,804
Consumer	107		16,613		16,720
Total	$	36,405	$	815,548	$	851,953

Loans, at December 31, 2015:	Individually evaluated for impairment		Collectively evaluated for impairment		Total
	(Amounts in thousands)
Commercial and Industrial	$	1,183	$	25,957	$	27,140
Real Estate Construction:
Residential	—		7,750		7,750
Commercial	7,117		38,128		45,245
Real Estate Mortgage:
Commercial – Owner Occupied	4,698		167,342		172,040
Commercial – Non-owner Occupied	24,584		231,887		256,471
Residential – 1 to 4 Family	4,284		208,982		213,266
Residential – Multifamily	356		17,757		18,113
Consumer	—		18,476		18,476
Total	$	42,222	$	716,279	$	758,501