Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Cash Flows from Operating Activities:
Net income	$ 5,522	$ 5,297
Adjustments to reconcile net income to net cash provided (used in) operating activities:
Depreciation and amortization	157	175
Provision for loan losses	1,590	2,000
Provision for OREO	0	500
Net gain from sales of investment securities	0	(178)
Bank owned life insurance	(176)	(178)
Gain on sale of SBA loans	(1,757)	(1,332)
SBA loans originated for sale	(13,653)	(11,678)
Proceeds from sale of SBA loans originated for sale	17,280	12,981
Loss on sale & write down of OREO	1,123	435
Net accretion of purchase premiums and discounts on securities	(659)	5
Contribution of OREO property	0	22
Deferred income tax benefit	(233)	(7,889)
Changes in operating assets and liabilities:
(Increase) decrease in accrued interest receivable and other assets	(466)	3,256
(Decrease) increase in accrued interest payable and other accrued liabilities	(2,119)	1,051
Net cash provided by operating activities	6,609	4,467
Cash Flows from Investing Activities:
Purchases of investment securities available for sale	(19,976)	0
(Purchases) redemptions of restricted stock	(967)	106
Proceeds from sale and call of securities available for sale	0	3,974
Proceeds from maturities and principal payments on mortgage backed securities	2,877	2,048
Proceeds from sale of OREO	2,639	5,871
Advances on OREO	(292)	(361)
Net increase in loans	(21,864)	(8,667)
Purchases of bank premises and equipment	(192)	(112)
Net cash (used in) provided by investing activities	(37,775)	2,859
Cash Flows from Financing Activities:
Payment of dividend on preferred stock	(1,261)	(357)
Purchase of treasury stock	(351)	0
Minority interest capital withdrawal, net	(403)	(370)
Proceeds from exercise of stock options and warrants	1,163	61
Net increase (decrease) in FHLBNY and short term borrowings	20,408	(4,588)
Net increase in noninterest-bearing deposits	2,429	3,412
Net increase in interest-bearing deposits	22,318	18,603
Net cash provided by financing activities	44,303	16,761
Net increase in cash and cash equivalents	13,137	24,087
Cash and Cash Equivalents, January 1,	36,238	45,661
Cash and Cash Equivalents, June 30,	49,375	69,748
Cash paid during the year for:
Interest on deposits and borrowed funds	2,756	2,761
Income taxes	2,904	4,300
Supplemental Schedule of Noncash Activities:
Real estate acquired in settlement of loans	$ 2,291	$ 1,712