The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 4,904 233,972 SH   SOLE   229,748 0 4,224
AT&T INC COMMON STOCK 00206R102 43 2,041 SH   DFND   2,041 0 0
AT&T INC COMMON STOCK 00206R102 290 13,828 SH   OTR   13,828 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 13,618 125,338 SH   SOLE   123,427 0 1,911
ABBOTT LABORATORIES COMMON STOCK 002824100 113 1,040 SH   DFND   1,040 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 858 7,898 SH   OTR   7,898 0 0
ABBVIE INC COMMON STOCK 00287Y109 127 828 SH   SOLE   828 0 0
ABBVIE INC COMMON STOCK 00287Y109 126 825 SH   OTR   825 0 0
ALLEGHANY CORP COMMON STOCK 017175100 207 248 SH   OTR   248 0 0
ALLSTATE CORP COMMON STOCK 020002101 933 7,359 SH   SOLE   7,359 0 0
ALLSTATE CORP COMMON STOCK 020002101 63 497 SH   OTR   497 0 0
ALPHABET INC CL COMMON STOCK 02079K107 558 255 SH   SOLE   255 0 0
ALPHABET INC CL COMMON STOCK 02079K107 346 158 SH   OTR   158 0 0
ALPHABET INC CL COMMON STOCK 02079K305 887 407 SH   SOLE   407 0 0
ALPHABET INC CL COMMON STOCK 02079K305 344 158 SH   OTR   158 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 261 6,240 SH   SOLE   6,240 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 32 758 SH   OTR   758 0 0
AMAZON.COM INC COMMON STOCK 023135106 2,328 21,920 SH   SOLE   21,920 0 0
AMAZON.COM INC COMMON STOCK 023135106 149 1,400 SH   OTR   1,400 0 0
AMERICAN ELECTRIC COMMON STOCK 025537101 185 1,928 SH   SOLE   1,928 0 0
AMERICAN ELECTRIC COMMON STOCK 025537101 68 713 SH   OTR   713 0 0
AMERICAN EXPRESS COMMON STOCK 025816109 374 2,695 SH   SOLE   2,695 0 0
AMERICAN EXPRESS COMMON STOCK 025816109 10 72 SH   OTR   72 0 0
AMERICAN FINANCIAL GROUP INC COMMON STOCK 025932104 486 3,500 SH   OTR   3,500 0 0
AMERICAN STATES WATER COMPANY COMMON STOCK 029899101 245 3,000 SH   OTR   3,000 0 0
AMGEN COMMON STOCK 031162100 175 720 SH   SOLE   720 0 0
AMGEN COMMON STOCK 031162100 27 112 SH   OTR   112 0 0
ANTHEM INC COMMON STOCK 036752103 471 976 SH   SOLE   976 0 0
APPLE COMMON STOCK 037833100 23,487 171,789 SH   SOLE   169,961 0 1,828
APPLE COMMON STOCK 037833100 105 771 SH   DFND   771 0 0
APPLE COMMON STOCK 037833100 2,530 18,503 SH   OTR   16,503 0 2,000
ASHLAND GLOBAL HOLDINGS COMMON STOCK 044186104 6,879 66,755 SH   SOLE   65,319 0 1,436
ASHLAND GLOBAL HOLDINGS COMMON STOCK 044186104 61 594 SH   DFND   594 0 0
ASHLAND GLOBAL HOLDINGS COMMON STOCK 044186104 232 2,251 SH   OTR   2,251 0 0
ASTRAZENECA PLC ADR UK UNITED FOREIGN STOCK 046353108 268 4,058 SH   SOLE   4,058 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 970 4,619 SH   SOLE   4,619 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 400 1,904 SH   OTR   1,904 0 0
BP PLC - ADR UK UNITED KINGDOM FOREIGN STOCK 055622104 625 22,054 SH   SOLE   22,054 0 0
BP PLC - ADR UK UNITED KINGDOM FOREIGN STOCK 055622104 219 7,725 SH   OTR   6,708 0 1,017
BANK OF AMERICA COMMON STOCK 060505104 5,164 165,870 SH   SOLE   161,688 0 4,182
BANK OF AMERICA COMMON STOCK 060505104 53 1,704 SH   DFND   1,704 0 0
BANK OF AMERICA COMMON STOCK 060505104 116 3,736 SH   OTR   3,736 0 0
BECTON DICKINSON COMMON STOCK 075887109 289 1,173 SH   SOLE   1,173 0 0
BED BATH & BEYOND INC COMMON STOCK 075896100 99 20,000 SH   SOLE   20,000 0 0
BERKSHIRE HATHAWAY COMMON STOCK 084670702 728 2,668 SH   SOLE   2,668 0 0
BERKSHIRE HATHAWAY COMMON STOCK 084670702 247 903 SH   OTR   903 0 0
BLACKROCK INC COMMON STOCK 09247X101 2,154 3,536 SH   SOLE   3,536 0 0
BLACKROCK INC COMMON STOCK 09247X101 330 542 SH   OTR   542 0 0
BOEING COMMON STOCK 097023105 514 3,759 SH   SOLE   3,759 0 0
BOEING COMMON STOCK 097023105 489 3,580 SH   OTR   3,580 0 0
BOULDER GROWTH & INCOME FUND INC ETF-EQUITY 101507101 170 14,187 SH   OTR   14,187 0 0
BRISTOL-MYERS SQUIBB COMPANY COMMON STOCK 110122108 1,068 13,873 SH   SOLE   10,973 0 2,900
BRISTOL-MYERS SQUIBB COMPANY COMMON STOCK 110122108 137 1,775 SH   OTR   1,348 0 427
CSX CORPORATION COMMON STOCK 126408103 515 17,727 SH   SOLE   17,727 0 0
CANADIAN NATIONAL RAILWAY CA FOREIGN STOCK 136375102 8,805 78,287 SH   SOLE   75,749 0 2,538
CANADIAN NATIONAL RAILWAY CA FOREIGN STOCK 136375102 87 774 SH   DFND   774 0 0
CANADIAN NATIONAL RAILWAY CA FOREIGN STOCK 136375102 299 2,661 SH   OTR   2,661 0 0
CATERPILLAR COMMON STOCK 149123101 4,954 27,713 SH   SOLE   27,036 0 677
CATERPILLAR COMMON STOCK 149123101 55 306 SH   DFND   306 0 0
CATERPILLAR COMMON STOCK 149123101 106 594 SH   OTR   594 0 0
CHEVRON COMMON STOCK 166764100 13,765 95,073 SH   SOLE   88,576 0 6,497
CHEVRON COMMON STOCK 166764100 121 837 SH   DFND   837 0 0
CHEVRON COMMON STOCK 166764100 656 4,534 SH   OTR   4,534 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 795 8,582 SH   SOLE   8,582 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 163 1,754 SH   OTR   1,754 0 0
CINCINNATI FINANCIAL CORPORATION COMMON STOCK 172062101 3,133 26,331 SH   SOLE   26,331 0 0
CINCINNATI FINANCIAL CORPORATION COMMON STOCK 172062101 12,223 102,732 SH   OTR   102,732 0 0
CISCO COMMON STOCK 17275R102 7,651 179,442 SH   SOLE   174,058 0 5,384
CISCO COMMON STOCK 17275R102 58 1,356 SH   DFND   1,356 0 0
CISCO COMMON STOCK 17275R102 791 18,547 SH   OTR   17,447 0 1,100
CINTAS CORPORATION COMMON STOCK 172908105 164 440 SH   SOLE   440 0 0
CINTAS CORPORATION COMMON STOCK 172908105 103 276 SH   OTR   276 0 0
CLOROX COMPANY COMMON STOCK 189054109 172 1,218 SH   SOLE   1,218 0 0
CLOROX COMPANY COMMON STOCK 189054109 113 800 SH   OTR   800 0 0
COCA-COLA COMMON STOCK 191216100 681 10,820 SH   SOLE   10,820 0 0
COCA-COLA COMMON STOCK 191216100 198 3,154 SH   OTR   2,254 0 900
COGNIZANT TECHNOLGY SOLUTIONS COMMON STOCK 192446102 156 2,315 SH   SOLE   2,315 0 0
COGNIZANT TECHNOLGY SOLUTIONS COMMON STOCK 192446102 55 813 SH   OTR   813 0 0
COLGATE-PALMOLIVE COMPANY COMMON STOCK 194162103 736 9,184 SH   SOLE   9,184 0 0
COLGATE-PALMOLIVE COMPANY COMMON STOCK 194162103 430 5,365 SH   OTR   5,365 0 0
COMCAST CORP COMMON STOCK 20030N101 878 22,370 SH   SOLE   22,370 0 0
COMCAST CORP COMMON STOCK 20030N101 184 4,700 SH   OTR   4,700 0 0
COMMERCE BANCSHARES COMMON STOCK 200525103 328 4,999 SH   SOLE   4,999 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 379 4,222 SH   SOLE   4,222 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 250 2,780 SH   OTR   2,360 0 420
CUMMINS ENGINE COMPANY, COMMON STOCK 231021106 686 3,547 SH   SOLE   3,547 0 0
CUMMINS ENGINE COMPANY, COMMON STOCK 231021106 106 547 SH   OTR   547 0 0
DANAHER CORP COMMON STOCK 235851102 416 1,639 SH   SOLE   1,639 0 0
DANAHER CORP COMMON STOCK 235851102 3 11 SH   OTR   11 0 0
DARDEN RESTAURANTS INC. COMMON STOCK 237194105 709 6,265 SH   SOLE   6,265 0 0
DARDEN RESTAURANTS INC. COMMON STOCK 237194105 102 899 SH   OTR   899 0 0
DEERE AND COMPANY COMMON STOCK 244199105 1,525 5,093 SH   SOLE   5,093 0 0
DEERE AND COMPANY COMMON STOCK 244199105 540 1,803 SH   OTR   1,803 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 6,961 53,613 SH   SOLE   51,811 0 1,802
DIGITAL RLTY TR INC COMMON STOCK 253868103 69 535 SH   DFND   535 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 232 1,789 SH   OTR   1,789 0 0
WALT DISNEY CO. COMMON STOCK 254687106 6,244 66,145 SH   SOLE   64,945 0 1,200
WALT DISNEY CO. COMMON STOCK 254687106 53 563 SH   DFND   563 0 0
WALT DISNEY CO. COMMON STOCK 254687106 486 5,148 SH   OTR   5,049 0 99
DUKE ENERGY COMMON STOCK 26441C204 574 5,357 SH   SOLE   5,357 0 0
DUKE ENERGY COMMON STOCK 26441C204 46 428 SH   OTR   329 0 99
ECOLAB INC COMMON STOCK 278865100 6,173 40,144 SH   SOLE   39,328 0 816
ECOLAB INC COMMON STOCK 278865100 53 347 SH   DFND   347 0 0
ECOLAB INC COMMON STOCK 278865100 416 2,706 SH   OTR   2,706 0 0
EMERSON ELECTRIC COMPANY COMMON STOCK 291011104 349 4,393 SH   SOLE   4,393 0 0
EMERSON ELECTRIC COMPANY COMMON STOCK 291011104 72 906 SH   OTR   906 0 0
EQUIFAX INCORPORATED COMMON STOCK 294429105 826 4,520 SH   SOLE   4,520 0 0
EQUIFAX INCORPORATED COMMON STOCK 294429105 308 1,683 SH   OTR   1,683 0 0
EXXON MOBIL COMMON STOCK 30231G102 7,796 91,031 SH   SOLE   89,238 0 1,793
EXXON MOBIL COMMON STOCK 30231G102 70 819 SH   DFND   819 0 0
EXXON MOBIL COMMON STOCK 30231G102 542 6,325 SH   OTR   6,126 0 199
FNB CORPORATION COMMON STOCK 302520101 167 15,401 SH   SOLE   15,401 0 0
FACTSET RESEARCH SYSTEMS INC COMMON STOCK 303075105 887 2,307 SH   SOLE   2,307 0 0
FACTSET RESEARCH SYSTEMS INC COMMON STOCK 303075105 142 370 SH   OTR   370 0 0
FASTENAL CO. COMMON STOCK 311900104 9,141 183,117 SH   SOLE   175,982 0 7,135
FASTENAL CO. COMMON STOCK 311900104 87 1,743 SH   DFND   1,743 0 0
FASTENAL CO. COMMON STOCK 311900104 443 8,865 SH   OTR   8,865 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 392 11,659 SH   SOLE   11,659 0 0
FIRST FINANCIAL BANCORP COMMON STOCK 320209109 10,536 543,087 SH   SOLE   543,032 0 55
FIRST FINANCIAL BANCORP COMMON STOCK 320209109 4,188 215,851 SH   OTR   212,490 0 3,361
FIRST MERCHANTS CORP COMMON STOCK 320817109 114 3,205 SH   SOLE   3,205 0 0
FIRST MERCHANTS CORP COMMON STOCK 320817109 2,585 72,574 SH   OTR   72,574 0 0
FIRST REPUBLIC BANK COMMON STOCK 33616C100 8,972 62,216 SH   SOLE   61,162 0 1,054
FIRST REPUBLIC BANK COMMON STOCK 33616C100 97 672 SH   DFND   672 0 0
FIRST REPUBLIC BANK COMMON STOCK 33616C100 124 857 SH   OTR   857 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 369 1,670 SH   SOLE   1,670 0 0
GENERAL ELECTRIC COMMON STOCK 369604301 165 2,598 SH   SOLE   2,598 0 0
GENERAL ELECTRIC COMMON STOCK 369604301 285 4,471 SH   OTR   4,471 0 0
GENERAL MILLS COMMON STOCK 370334104 256 3,391 SH   SOLE   3,391 0 0
GENERAL MILLS COMMON STOCK 370334104 8 107 SH   OTR   107 0 0
GILEAD SCIENCES COMMON STOCK 375558103 7,951 128,629 SH   SOLE   121,200 0 7,429
GILEAD SCIENCES COMMON STOCK 375558103 80 1,289 SH   DFND   1,289 0 0
GILEAD SCIENCES COMMON STOCK 375558103 175 2,830 SH   OTR   2,830 0 0
GOLDMAN COMMON STOCK 38141G104 1,096 3,691 SH   SOLE   3,691 0 0
GOLDMAN COMMON STOCK 38141G104 176 592 SH   OTR   592 0 0
HOME DEPOT COMMON STOCK 437076102 883 3,221 SH   SOLE   3,221 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 7,617 43,826 SH   SOLE   42,279 0 1,547
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 67 386 SH   DFND   386 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 514 2,958 SH   OTR   2,710 0 248
INTEL COMMON STOCK 458140100 6,780 181,244 SH   SOLE   179,155 0 2,089
INTEL COMMON STOCK 458140100 60 1,594 SH   DFND   1,594 0 0
INTEL COMMON STOCK 458140100 845 22,580 SH   OTR   22,580 0 0
IBM COMMON STOCK 459200101 679 4,806 SH   SOLE   4,806 0 0
IBM COMMON STOCK 459200101 283 2,003 SH   OTR   1,804 0 199
INVESCO ETF-EQUITY 46090E103 10 37 SH   SOLE   37 0 0
INVESCO ETF-EQUITY 46090E103 218 777 SH   OTR   777 0 0
INTUIT COM COMMON STOCK 461202103 619 1,607 SH   SOLE   1,607 0 0
INVESCO COMMON STOCK 46138E578 6,267 117,371 SH   SOLE   113,021 0 4,350
INVESCO COMMON STOCK 46138E578 66 1,237 SH   DFND   1,237 0 0
INVESCO COMMON STOCK 46138E578 179 3,355 SH   OTR   3,355 0 0
ISHARES ETF-EQUITY 464287150 3,141 37,487 SH   SOLE   37,487 0 0
ISHARES ETF-EQUITY 464287150 2,055 24,529 SH   OTR   24,529 0 0
ISHARES ETF-FIXED INCOM 464287176 118 1,038 SH   SOLE   1,038 0 0
ISHARES ETF-FIXED INCOM 464287176 488 4,286 SH   OTR   4,286 0 0
ISHARES ETF-EQUITY 464287200 15,946 42,056 SH   SOLE   42,056 0 0
ISHARES ETF-EQUITY 464287200 224 590 SH   DFND   0 0 590
ISHARES ETF-EQUITY 464287200 276 729 SH   OTR   426 0 303
ISHARES ETF-FIXED INCOM 464287226 579 5,692 SH   SOLE   5,638 0 54
ISHARES ETF-FIXED INCOM 464287226 858 8,442 SH   OTR   8,442 0 0
ISHARES ETF-EQUITY 464287234 5,052 125,984 SH   SOLE   109,288 0 16,696
ISHARES ETF-EQUITY 464287234 615 15,342 SH   OTR   15,342 0 0
ISHARES ETF-FIXED INCOM 464287242 270 2,452 SH   SOLE   2,400 0 52
ISHARES ETF-FIXED INCOM 464287242 90 819 SH   OTR   819 0 0
ISHARES ETF-EQUITY 464287309 8,816 146,077 SH   SOLE   145,421 0 656
ISHARES ETF-EQUITY 464287309 8 125 SH   OTR   125 0 0
ISHARES ETF-FIXED INCOM 464287457 212 2,566 SH   SOLE   2,566 0 0
ISHARES ETF-FIXED INCOM 464287457 335 4,049 SH   OTR   4,049 0 0
ISHARES ETF-EQUITY 464287465 8,594 137,523 SH   SOLE   108,961 0 28,562
ISHARES ETF-EQUITY 464287465 7 110 SH   DFND   110 0 0
ISHARES ETF-EQUITY 464287465 1,871 29,938 SH   OTR   29,938 0 0
ISHARES ETF-EQUITY 464287499 371 5,738 SH   SOLE   5,738 0 0
ISHARES ETF-EQUITY 464287499 59 916 SH   OTR   916 0 0
ISHARES COMMON STOCK 464287523 1,542 4,411 SH   SOLE   4,411 0 0
ISHARES COMMON STOCK 464287523 185 528 SH   OTR   528 0 0
ISHARES ETF-EQUITY 464287556 247 2,103 SH   SOLE   2,103 0 0
ISHARES ETF-EQUITY 464287556 36 302 SH   OTR   302 0 0
ISHARES ETF-EQUITY 464287655 42,766 252,515 SH   SOLE   248,818 0 3,697
ISHARES ETF-EQUITY 464287655 410 2,422 SH   DFND   2,422 0 0
ISHARES ETF-EQUITY 464287655 1,255 7,408 SH   OTR   7,315 0 93
ISHARES ETF-EQUITY 464287804 16,399 177,454 SH   SOLE   177,454 0 0
ISHARES ETF-EQUITY 464287804 97 1,054 SH   OTR   862 0 192
ISHARES ETF-EQUITY 464287879 448 5,036 SH   SOLE   5,036 0 0
ISHARES ETF-EQUITY 464287879 36 400 SH   OTR   400 0 0
ISHARES ETF-FIXED INCOM 464288612 696 6,591 SH   SOLE   6,591 0 0
ISHARES ETF-FIXED INCOM 464288687 1,006 30,586 SH   SOLE   30,586 0 0
ISHARES ETF-FIXED INCOM 464288687 623 18,939 SH   OTR   18,366 0 573
ISHARES ETF-EQUITY 46429B697 6,027 85,843 SH   SOLE   85,478 0 365
ISHARES ETF-EQUITY 46432F339 976 8,739 SH   SOLE   8,739 0 0
ISHARES ETF-EQUITY 46432F339 5 44 SH   DFND   44 0 0
ISHARES ETF-EQUITY 46432F339 159 1,420 SH   OTR   1,329 0 91
ISHARES ETF-EQUITY 46432F388 719 7,947 SH   SOLE   7,947 0 0
ISHARES ETF-EQUITY 46432F388 43 478 SH   OTR   478 0 0
ISHARES ETF-EQUITY 46432F842 68,843 1,169,803 SH   SOLE   1,166,996 0 2,807
ISHARES ETF-EQUITY 46432F842 1,110 18,861 SH   DFND   18,861 0 0
ISHARES ETF-EQUITY 46432F842 603 10,251 SH   OTR   9,482 0 769
ISHARES ETF-EQUITY 46434G103 15,689 319,800 SH   SOLE   319,800 0 0
ISHARES ETF-EQUITY 46434G103 339 6,918 SH   OTR   6,289 0 629
ISHARES ETF-EQUITY 46435G516 969 15,432 SH   SOLE   15,432 0 0
JP MORGAN COMMON STOCK 46625H100 10,614 94,250 SH   SOLE   88,798 0 5,452
JP MORGAN COMMON STOCK 46625H100 70 624 SH   DFND   624 0 0
JP MORGAN COMMON STOCK 46625H100 903 8,015 SH   OTR   8,015 0 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 19 150 SH   SOLE   150 0 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 483 3,800 SH   OTR   3,800 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 13,732 77,360 SH   SOLE   75,789 0 1,571
JOHNSON & JOHNSON COMMON STOCK 478160104 79 445 SH   DFND   445 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,949 10,978 SH   OTR   10,230 0 748
KELLOGG COMPANY COMMON STOCK 487836108 8,208 115,053 SH   SOLE   110,448 0 4,605
KELLOGG COMPANY COMMON STOCK 487836108 83 1,160 SH   DFND   1,160 0 0
KELLOGG COMPANY COMMON STOCK 487836108 109 1,527 SH   OTR   1,527 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 483 3,576 SH   SOLE   3,576 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 71 526 SH   OTR   526 0 0
LAUDER ESTEE CO COMMON STOCK 518439104 29 112 SH   SOLE   112 0 0
LAUDER ESTEE CO COMMON STOCK 518439104 473 1,858 SH   OTR   1,858 0 0
ELI LILLY & COMMON STOCK 532457108 2,417 7,456 SH   SOLE   2,507 0 4,949
ELI LILLY & COMMON STOCK 532457108 131 405 SH   OTR   157 0 248
LOCKHEED MARTIN GROUP COMMON STOCK 539830109 1,407 3,272 SH   SOLE   3,272 0 0
LOCKHEED MARTIN GROUP COMMON STOCK 539830109 405 943 SH   OTR   943 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 8,129 46,540 SH   SOLE   45,773 0 767
LOWES COMPANIES INC COMMON STOCK 548661107 61 347 SH   DFND   347 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 780 4,467 SH   OTR   4,467 0 0
MC DONALDS CORPORATION COMMON STOCK 580135101 3,730 15,110 SH   SOLE   15,110 0 0
MC DONALDS CORPORATION COMMON STOCK 580135101 879 3,562 SH   OTR   3,562 0 0
MERCK & CO COMMON STOCK 58933Y105 3,251 35,660 SH   SOLE   28,609 0 7,051
MERCK & CO COMMON STOCK 58933Y105 755 8,286 SH   OTR   8,286 0 0
MICROSOFT COMMON STOCK 594918104 23,148 90,128 SH   SOLE   89,488 0 640
MICROSOFT COMMON STOCK 594918104 125 486 SH   DFND   486 0 0
MICROSOFT COMMON STOCK 594918104 3,427 13,342 SH   OTR   13,019 0 323
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 461 7,932 SH   SOLE   7,932 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 21 360 SH   OTR   360 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 865 13,934 SH   SOLE   13,934 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 30 480 SH   OTR   480 0 0
MORGAN STANLEY COMMON STOCK 617446448 50 657 SH   SOLE   657 0 0
MORGAN STANLEY COMMON STOCK 617446448 254 3,344 SH   OTR   3,344 0 0
NANOVIRICIDES INC COMMON STOCK 630087302 20 10,881 SH   SOLE   10,881 0 0
NATIONAL RETAIL COMMON STOCK 637417106 456 10,610 SH   SOLE   10,610 0 0
NATIONAL RETAIL COMMON STOCK 637417106 78 1,805 SH   OTR   1,805 0 0
NEXTERA ENERGY INC. COMMON STOCK 65339F101 209 2,693 SH   SOLE   2,693 0 0
NEXTERA ENERGY INC. COMMON STOCK 65339F101 22 290 SH   OTR   290 0 0
NIKE INCORPORATED CLASS B COMMON STOCK 654106103 2,511 24,565 SH   SOLE   24,565 0 0
NIKE INCORPORATED CLASS B COMMON STOCK 654106103 834 8,165 SH   OTR   8,165 0 0
NORFOLK SOUTHERN CORPORATION COMMON STOCK 655844108 516 2,272 SH   SOLE   2,272 0 0
NORFOLK SOUTHERN CORPORATION COMMON STOCK 655844108 54 238 SH   OTR   238 0 0
NUCOR CORPORATION COMMON STOCK 670346105 595 5,699 SH   SOLE   5,699 0 0
NUCOR CORPORATION COMMON STOCK 670346105 252 2,415 SH   OTR   2,142 0 273
OMNICOM GROUP INCORPORATED COMMON STOCK 681919106 679 10,681 SH   SOLE   10,681 0 0
OMNICOM GROUP INCORPORATED COMMON STOCK 681919106 512 8,042 SH   OTR   8,042 0 0
ORACLE COMMON STOCK 68389X105 2,105 30,128 SH   SOLE   30,128 0 0
ORACLE COMMON STOCK 68389X105 1,047 14,981 SH   OTR   14,981 0 0
OSHKOSH TRUCK CORP COMMON STOCK 688239201 544 6,625 SH   SOLE   6,625 0 0
OSHKOSH TRUCK CORP COMMON STOCK 688239201 63 769 SH   OTR   769 0 0
PNC COMMON STOCK 693475105 530 3,360 SH   SOLE   3,360 0 0
PAYCHEX INC COMMON STOCK 704326107 9,569 84,030 SH   SOLE   81,549 0 2,481
PAYCHEX INC COMMON STOCK 704326107 91 802 SH   DFND   802 0 0
PAYCHEX INC COMMON STOCK 704326107 531 4,660 SH   OTR   4,660 0 0
PEPSICO COMMON STOCK 713448108 12,045 72,271 SH   SOLE   71,420 0 851
PEPSICO COMMON STOCK 713448108 74 446 SH   DFND   446 0 0
PEPSICO COMMON STOCK 713448108 1,493 8,958 SH   OTR   8,958 0 0
PFIZER COMMON STOCK 717081103 11,969 228,290 SH   SOLE   218,984 0 9,306
PFIZER COMMON STOCK 717081103 106 2,031 SH   DFND   2,031 0 0
PFIZER COMMON STOCK 717081103 771 14,703 SH   OTR   14,103 0 600
PHILIP MORRIS INTERNATIONAL INC. COMMON STOCK 718172109 271 2,740 SH   SOLE   2,740 0 0
PHILIP MORRIS INTERNATIONAL INC. COMMON STOCK 718172109 13 127 SH   OTR   127 0 0
PHILLIPS 66 COMMON STOCK 718546104 125 1,523 SH   SOLE   1,523 0 0
PHILLIPS 66 COMMON STOCK 718546104 84 1,025 SH   OTR   1,025 0 0
PROCTER & GAMBLE COMPANY COMMON STOCK 742718109 37,987 264,186 SH   SOLE   262,434 0 1,752
PROCTER & GAMBLE COMPANY COMMON STOCK 742718109 80 555 SH   DFND   555 0 0
PROCTER & GAMBLE COMPANY COMMON STOCK 742718109 3,762 26,166 SH   OTR   25,387 0 779
QUALCOMM INCORPORATED COMMON STOCK 747525103 6,202 48,550 SH   SOLE   47,239 0 1,311
QUALCOMM INCORPORATED COMMON STOCK 747525103 60 469 SH   DFND   469 0 0
QUALCOMM INCORPORATED COMMON STOCK 747525103 327 2,557 SH   OTR   2,557 0 0
QUEST DIAGNOSTICS COMMON STOCK 74834L100 10,647 80,065 SH   SOLE   78,360 0 1,705
QUEST DIAGNOSTICS COMMON STOCK 74834L100 107 802 SH   DFND   802 0 0
QUEST DIAGNOSTICS COMMON STOCK 74834L100 541 4,067 SH   OTR   4,067 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 558 5,806 SH   SOLE   5,806 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 91 946 SH   OTR   946 0 0
ROYCE COMMON STOCK 780910105 152 10,899 SH   OTR   10,899 0 0
ROYCE COMMON STOCK 780915104 90 10,741 SH   OTR   10,741 0 0
S&P 500 DEPOSITARY RECEIPTS ETF-EQUITY 78462F103 22,237 58,946 SH   SOLE   58,937 0 9
S&P 500 DEPOSITARY RECEIPTS ETF-EQUITY 78462F103 103 272 SH   DFND   272 0 0
S&P 500 DEPOSITARY RECEIPTS ETF-EQUITY 78462F103 2,282 6,048 SH   OTR   6,048 0 0
SPDR GOLD TRUST ETF-ALTERNATIVE 78463V107 521 3,094 SH   SOLE   3,094 0 0
SPDR GOLD TRUST ETF-ALTERNATIVE 78463V107 200 1,185 SH   OTR   1,185 0 0
SPDR S&P MIDCAP 400 ETF TR UNIT ETF-EQUITY 78467Y107 9,106 22,023 SH   SOLE   22,023 0 0
SPDR S&P MIDCAP 400 ETF TR UNIT ETF-EQUITY 78467Y107 1,272 3,077 SH   OTR   3,077 0 0
SCHLUMBERGER LTD FR FRANCE FOREIGN STOCK 806857108 132 3,699 SH   SOLE   3,699 0 0
SCHLUMBERGER LTD FR FRANCE FOREIGN STOCK 806857108 103 2,875 SH   OTR   2,875 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 6,578 104,110 SH   SOLE   100,771 0 3,339
CHARLES SCHWAB CORP COMMON STOCK 808513105 68 1,070 SH   DFND   1,070 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 107 1,692 SH   OTR   1,692 0 0
SPDR ETF-EQUITY 81369Y209 649 5,062 SH   SOLE   5,062 0 0
SPDR ETF-EQUITY 81369Y209 389 3,034 SH   OTR   3,034 0 0
SPDR ETF-EQUITY 81369Y506 2,331 32,592 SH   SOLE   32,442 0 150
SPDR ETF-EQUITY 81369Y803 2,281 17,941 SH   SOLE   17,941 0 0
SPDR ETF-EQUITY 81369Y803 544 4,278 SH   OTR   4,278 0 0
SPDR COMMON STOCK 81369Y886 14,052 200,374 SH   SOLE   196,904 0 3,470
SPDR COMMON STOCK 81369Y886 144 2,051 SH   DFND   2,051 0 0
SPDR COMMON STOCK 81369Y886 636 9,073 SH   OTR   9,073 0 0
SHERWIN WILLIAMS CO. COMMON STOCK 824348106 426 1,902 SH   SOLE   1,902 0 0
SHERWIN WILLIAMS CO. COMMON STOCK 824348106 73 327 SH   OTR   327 0 0
SMUCKER (J.M.) COMPANY COMMON STOCK 832696405 258 2,019 SH   SOLE   2,019 0 0
SMUCKER (J.M.) COMPANY COMMON STOCK 832696405 46 357 SH   OTR   357 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 319 4,468 SH   SOLE   4,468 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 19 269 SH   OTR   269 0 0
STARBUCKS COFFEE COMMON STOCK 855244109 676 8,850 SH   SOLE   8,850 0 0
STARBUCKS COFFEE COMMON STOCK 855244109 55 714 SH   OTR   714 0 0
STOCK YARDS BANCORP, INC. COMMON STOCK 861025104 351 5,866 SH   SOLE   5,866 0 0
STRYKER CORPORATION COMMON STOCK 863667101 10,470 52,632 SH   SOLE   51,762 0 870
STRYKER CORPORATION COMMON STOCK 863667101 93 466 SH   DFND   466 0 0
STRYKER CORPORATION COMMON STOCK 863667101 764 3,843 SH   OTR   3,843 0 0
SYSCO CORP COMMON STOCK 871829107 295 3,482 SH   SOLE   3,482 0 0
SYSCO CORP COMMON STOCK 871829107 69 810 SH   OTR   810 0 0
TJX COS INC COMMON STOCK 872540109 2,327 41,658 SH   SOLE   41,658 0 0
TJX COS INC COMMON STOCK 872540109 511 9,154 SH   OTR   9,154 0 0
TARGET COMMON STOCK 87612E106 8,890 62,949 SH   SOLE   61,757 0 1,192
TARGET COMMON STOCK 87612E106 81 575 SH   DFND   575 0 0
TARGET COMMON STOCK 87612E106 443 3,134 SH   OTR   3,134 0 0
3M COMPANY COMMON STOCK 88579Y101 859 6,634 SH   SOLE   6,154 0 480
3M COMPANY COMMON STOCK 88579Y101 264 2,042 SH   OTR   2,042 0 0
TURNING POINT BRANDS INC COMMON STOCK 90041L105 1,489 54,888 SH   SOLE   54,888 0 0
US BANCORP COMMON STOCK 902973304 876 19,029 SH   SOLE   19,029 0 0
US BANCORP COMMON STOCK 902973304 750 16,289 SH   OTR   16,289 0 0
UNION PACIFIC COMMON STOCK 907818108 370 1,733 SH   SOLE   1,733 0 0
UNION PACIFIC COMMON STOCK 907818108 213 1,000 SH   OTR   1,000 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 937 5,131 SH   SOLE   5,131 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 210 1,148 SH   OTR   1,148 0 0
UNITEDHEALTH GROUP COMMON STOCK 91324P102 1,740 3,387 SH   SOLE   3,387 0 0
UNITEDHEALTH GROUP COMMON STOCK 91324P102 72 140 SH   OTR   140 0 0
VF CORPORATION COMMON STOCK 918204108 337 7,630 SH   SOLE   7,630 0 0
VF CORPORATION COMMON STOCK 918204108 31 709 SH   OTR   709 0 0
VANGUARD ETF-EQUITY 92206C599 829 4,903 SH   SOLE   4,903 0 0
VANGUARD ETF-FIXED INCOM 92206C771 1,096 22,926 SH   SOLE   22,926 0 0
VANGUARD ETF-EQUITY 922908538 584 3,328 SH   SOLE   3,328 0 0
VANGUARD ETF-ALTERNATIVE 922908553 21,770 238,943 SH   SOLE   235,395 0 3,548
VANGUARD ETF-ALTERNATIVE 922908553 2 24 SH   DFND   24 0 0
VANGUARD ETF-ALTERNATIVE 922908553 966 10,607 SH   OTR   10,324 0 283
VANGUARD ETF-EQUITY 922908629 320 1,625 SH   SOLE   1,625 0 0
VANGUARD ETF-EQUITY 922908637 280 1,623 SH   SOLE   1,623 0 0
VANGUARD ETF-EQUITY 922908744 15,487 117,429 SH   SOLE   116,996 0 433
VANGUARD ETF-EQUITY 922908744 6 45 SH   DFND   45 0 0
VANGUARD ETF-EQUITY 922908744 159 1,208 SH   OTR   1,208 0 0
VERIZON COMMON STOCK 92343V104 1,130 22,262 SH   SOLE   22,262 0 0
VERIZON COMMON STOCK 92343V104 312 6,155 SH   OTR   5,708 0 447
VISA INC CL A COMMON STOCK 92826C839 10,994 55,838 SH   SOLE   54,842 0 996
VISA INC CL A COMMON STOCK 92826C839 86 436 SH   DFND   436 0 0
VISA INC CL A COMMON STOCK 92826C839 1,013 5,145 SH   OTR   4,906 0 239
WAL-MART COMMON STOCK 931142103 697 5,731 SH   SOLE   5,731 0 0
WAL-MART COMMON STOCK 931142103 508 4,182 SH   OTR   4,182 0 0
WATERS CORP COM COMMON STOCK 941848103 109 330 SH   SOLE   330 0 0
WATERS CORP COM COMMON STOCK 941848103 331 1,000 SH   OTR   1,000 0 0
WELLS FARGO COMMON STOCK 949746101 1,009 25,748 SH   SOLE   25,748 0 0
WELLS FARGO COMMON STOCK 949746101 74 1,899 SH   OTR   1,399 0 500
YUM BRANDS INC COMMON STOCK 988498101 207 1,821 SH   SOLE   1,821 0 0
YUM BRANDS INC COMMON STOCK 988498101 40 355 SH   OTR   355 0 0
ACCENTURE PLC IE IRELAND FOREIGN STOCK G1151C101 1,469 5,291 SH   SOLE   5,291 0 0
ACCENTURE PLC IE IRELAND FOREIGN STOCK G1151C101 979 3,526 SH   OTR   3,526 0 0
EATON CORPORATION PLC IE IRELAND FOREIGN STOCK G29183103 8,124 64,479 SH   SOLE   63,342 0 1,137
EATON CORPORATION PLC IE IRELAND FOREIGN STOCK G29183103 69 546 SH   DFND   546 0 0
EATON CORPORATION PLC IE IRELAND FOREIGN STOCK G29183103 240 1,904 SH   OTR   1,904 0 0
MEDTRONIC PLC IE IRELAND FOREIGN STOCK G5960L103 655 7,299 SH   SOLE   7,299 0 0
MEDTRONIC PLC IE IRELAND FOREIGN STOCK G5960L103 321 3,580 SH   OTR   3,580 0 0
INGERSOLL RAND INC. FOREIGN STOCK G8994E103 390 3,000 SH   SOLE   3,000 0 0
INGERSOLL RAND INC. FOREIGN STOCK G8994E103 170 1,310 SH   OTR   1,310 0 0
CHUBB LTD ORD CH SWITZERLAND FOREIGN STOCK H1467J104 101 512 SH   SOLE   512 0 0
CHUBB LTD ORD CH SWITZERLAND FOREIGN STOCK H1467J104 137 695 SH   OTR   695 0 0
TE CONNECTIVITY LTD. CH FOREIGN STOCK H84989104 386 3,413 SH   SOLE   3,413 0 0