The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 6,886 239,433 SH   SOLE   235,149 0 4,284
AT&T INC COMMON STOCK 00206R102 69 2,387 SH   DFND   2,363 0 24
AT&T INC COMMON STOCK 00206R102 495 17,214 SH   OTR   16,964 0 250
ABBOTT LABORATORIES COMMON STOCK 002824100 13,484 123,151 SH   SOLE   119,630 0 3,521
ABBOTT LABORATORIES COMMON STOCK 002824100 138 1,259 SH   DFND   1,209 0 50
ABBOTT LABORATORIES COMMON STOCK 002824100 870 7,948 SH   OTR   7,713 0 235
ABBVIE INC COMMON STOCK 00287Y109 361 3,365 SH   SOLE   3,365 0 0
ABBVIE INC COMMON STOCK 00287Y109 5 50 SH   DFND   0 0 50
ABBVIE INC COMMON STOCK 00287Y109 88 825 SH   OTR   825 0 0
ALLSTATE CORP COMMON STOCK 020002101 1,068 9,712 SH   SOLE   9,712 0 0
ALLSTATE CORP COMMON STOCK 020002101 74 677 SH   OTR   227 0 450
ALPHABET INC CL COMMON STOCK 02079K107 582 332 SH   SOLE   332 0 0
ALPHABET INC CL COMMON STOCK 02079K107 277 158 SH   OTR   158 0 0
ALPHABET INC CL COMMON STOCK 02079K305 1,039 593 SH   SOLE   593 0 0
ALPHABET INC CL COMMON STOCK 02079K305 280 160 SH   OTR   160 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 231 5,632 SH   SOLE   5,632 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 53 1,287 SH   OTR   787 0 500
AMAZON.COM INC COMMON STOCK 023135106 3,570 1,096 SH   SOLE   1,096 0 0
AMAZON.COM INC COMMON STOCK 023135106 228 70 SH   OTR   70 0 0
AMERICAN ELECTRIC COMMON STOCK 025537101 196 2,349 SH   SOLE   2,349 0 0
AMERICAN ELECTRIC COMMON STOCK 025537101 10 116 SH   OTR   116 0 0
AMERICAN EXPRESS COMMON STOCK 025816109 323 2,670 SH   SOLE   2,670 0 0
AMERICAN EXPRESS COMMON STOCK 025816109 9 72 SH   OTR   72 0 0
AMERICAN FINANCIAL GROUP INC COMMON STOCK 025932104 460 5,250 SH   OTR   5,250 0 0
AMERICAN STATES WATER COMPANY COMMON STOCK 029899101 239 3,000 SH   OTR   3,000 0 0
AMGEN COMMON STOCK 031162100 214 930 SH   SOLE   834 0 96
AMGEN COMMON STOCK 031162100 29 124 SH   OTR   124 0 0
ANTHEM INC COMMON STOCK 036752103 377 1,175 SH   SOLE   1,175 0 0
APPLE COMMON STOCK 037833100 23,597 177,837 SH   SOLE   171,592 0 6,245
APPLE COMMON STOCK 037833100 154 1,163 SH   DFND   899 0 264
APPLE COMMON STOCK 037833100 2,459 18,531 SH   OTR   16,531 0 2,000
ASHLAND GLOBAL HOLDINGS COMMON STOCK 044186104 5,008 63,230 SH   SOLE   61,754 0 1,476
ASHLAND GLOBAL HOLDINGS COMMON STOCK 044186104 54 688 SH   DFND   688 0 0
ASHLAND GLOBAL HOLDINGS COMMON STOCK 044186104 175 2,210 SH   OTR   2,210 0 0
ASTRAZENECA PLC ADR UK UNITED FOREIGN STOCK 046353108 231 4,628 SH   SOLE   4,628 0 0
ASTRAZENECA PLC ADR UK UNITED FOREIGN STOCK 046353108 30 600 SH   OTR   0 0 600
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 1,298 7,364 SH   SOLE   7,364 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 337 1,912 SH   OTR   1,912 0 0
BP PLC - ADR UK UNITED KINGDOM FOREIGN STOCK 055622104 453 22,092 SH   SOLE   22,092 0 0
BP PLC - ADR UK UNITED KINGDOM FOREIGN STOCK 055622104 168 8,165 SH   OTR   7,091 0 1,074
BANK COMMON STOCK 060505104 2,954 97,456 SH   SOLE   94,405 0 3,051
BANK COMMON STOCK 060505104 32 1,043 SH   DFND   1,043 0 0
BANK COMMON STOCK 060505104 94 3,114 SH   OTR   3,114 0 0
BANKUNITED INC. COMMON STOCK 06652K103 169 4,846 SH   SOLE   4,846 0 0
BANKUNITED INC. COMMON STOCK 06652K103 34 971 SH   OTR   971 0 0
BECTON DICKINSON COMMON STOCK 075887109 294 1,173 SH   SOLE   1,173 0 0
BERKSHIRE HATHAWAY COMMON STOCK 084670702 689 2,973 SH   SOLE   2,973 0 0
BERKSHIRE HATHAWAY COMMON STOCK 084670702 176 757 SH   OTR   757 0 0
BLACKROCK INC COMMON STOCK 09247X101 12,482 17,299 SH   SOLE   16,842 0 457
BLACKROCK INC COMMON STOCK 09247X101 104 144 SH   DFND   144 0 0
BLACKROCK INC COMMON STOCK 09247X101 671 930 SH   OTR   930 0 0
BOEING COMMON STOCK 097023105 800 3,738 SH   SOLE   3,738 0 0
BOEING COMMON STOCK 097023105 826 3,858 SH   OTR   3,858 0 0
BOULDER GROWTH & INCOME FUND INC ETF-EQUITY 101507101 269 24,187 SH   OTR   24,187 0 0
BRISTOL-MYERS SQUIBB COMPANY COMMON STOCK 110122108 1,045 16,848 SH   SOLE   13,848 0 3,000
BRISTOL-MYERS SQUIBB COMPANY COMMON STOCK 110122108 105 1,690 SH   OTR   1,260 0 430
CSX CORPORATION COMMON STOCK 126408103 541 5,957 SH   SOLE   5,957 0 0
CANADIAN NATIONAL RAILWAY CA FOREIGN STOCK 136375102 6,492 59,097 SH   SOLE   57,241 0 1,856
CANADIAN NATIONAL RAILWAY CA FOREIGN STOCK 136375102 72 654 SH   DFND   654 0 0
CANADIAN NATIONAL RAILWAY CA FOREIGN STOCK 136375102 220 2,006 SH   OTR   2,006 0 0
CARRIER GLOBAL COMMON STOCK 14448C104 198 5,251 SH   SOLE   5,251 0 0
CARRIER GLOBAL COMMON STOCK 14448C104 57 1,504 SH   OTR   1,504 0 0
CATERPILLAR COMMON STOCK 149123101 4,103 22,541 SH   SOLE   21,168 0 1,373
CATERPILLAR COMMON STOCK 149123101 65 355 SH   DFND   355 0 0
CATERPILLAR COMMON STOCK 149123101 73 400 SH   OTR   400 0 0
CHEVRON COMMON STOCK 166764100 6,497 76,928 SH   SOLE   71,894 0 5,034
CHEVRON COMMON STOCK 166764100 60 710 SH   DFND   710 0 0
CHEVRON COMMON STOCK 166764100 348 4,125 SH   OTR   4,125 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 1,133 12,983 SH   SOLE   12,983 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 209 2,399 SH   OTR   2,399 0 0
CINCINNATI FINANCIAL CORPORATION COMMON STOCK 172062101 2,506 28,678 SH   SOLE   28,678 0 0
CINCINNATI FINANCIAL CORPORATION COMMON STOCK 172062101 9,062 103,721 SH   OTR   103,721 0 0
CISCO COMMON STOCK 17275R102 8,168 182,525 SH   SOLE   176,301 0 6,224
CISCO COMMON STOCK 17275R102 97 2,175 SH   DFND   1,575 0 600
CISCO COMMON STOCK 17275R102 852 19,048 SH   OTR   17,748 0 1,300
CINTAS CORPORATION COMMON STOCK 172908105 3,901 11,038 SH   SOLE   10,669 0 369
CINTAS CORPORATION COMMON STOCK 172908105 43 122 SH   DFND   122 0 0
CINTAS CORPORATION COMMON STOCK 172908105 261 739 SH   OTR   739 0 0
CLINTON-MASSIE OHIO LSD UNLT MUNICIPAL OBLIG 188018DZ5 274 270,000 PRN   SOLE   270,000 0 0
CLOROX COMPANY COMMON STOCK 189054109 246 1,218 SH   SOLE   1,218 0 0
CLOROX COMPANY COMMON STOCK 189054109 162 800 SH   OTR   800 0 0
COCA-COLA COMMON STOCK 191216100 698 12,734 SH   SOLE   12,541 0 193
COCA-COLA COMMON STOCK 191216100 174 3,177 SH   OTR   2,277 0 900
COGNIZANT TECHNOLGY SOLUTIONS COMMON STOCK 192446102 208 2,537 SH   SOLE   2,537 0 0
COGNIZANT TECHNOLGY SOLUTIONS COMMON STOCK 192446102 101 1,237 SH   OTR   837 0 400
COLGATE-PALMOLIVE COMPANY COMMON STOCK 194162103 1,515 17,722 SH   SOLE   17,722 0 0
COLGATE-PALMOLIVE COMPANY COMMON STOCK 194162103 509 5,947 SH   OTR   5,947 0 0
COMCAST CORP COMMON STOCK 20030N101 1,249 23,840 SH   SOLE   23,840 0 0
COMCAST CORP COMMON STOCK 20030N101 314 5,985 SH   OTR   4,445 0 1,540
COMMERCE BANCSHARES COMMON STOCK 200525103 324 4,925 SH   SOLE   4,925 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 161 4,032 SH   SOLE   4,032 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 142 3,553 SH   OTR   2,533 0 1,020
CUMMINS ENGINE COMPANY, COMMON STOCK 231021106 891 3,923 SH   SOLE   3,923 0 0
CUMMINS ENGINE COMPANY, COMMON STOCK 231021106 128 562 SH   OTR   562 0 0
DANAHER CORP COMMON STOCK 235851102 634 2,856 SH   SOLE   2,856 0 0
DANAHER CORP COMMON STOCK 235851102 125 564 SH   OTR   11 0 553
DARDEN RESTAURANTS INC. COMMON STOCK 237194105 828 6,955 SH   SOLE   6,955 0 0
DARDEN RESTAURANTS INC. COMMON STOCK 237194105 170 1,424 SH   OTR   1,424 0 0
DEERE AND COMPANY COMMON STOCK 244199105 1,570 5,836 SH   SOLE   5,836 0 0
DEERE AND COMPANY COMMON STOCK 244199105 464 1,724 SH   OTR   1,724 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 6,984 50,061 SH   SOLE   48,201 0 1,860
DIGITAL RLTY TR INC COMMON STOCK 253868103 87 621 SH   DFND   621 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 229 1,640 SH   OTR   1,640 0 0
WALT DISNEY CO. COMMON STOCK 254687106 11,665 64,382 SH   SOLE   63,152 0 1,230
WALT DISNEY CO. COMMON STOCK 254687106 118 654 SH   DFND   654 0 0
WALT DISNEY CO. COMMON STOCK 254687106 925 5,103 SH   OTR   5,003 0 100
DUKE ENERGY COMMON STOCK 26441C204 463 5,061 SH   SOLE   5,061 0 0
DUKE ENERGY COMMON STOCK 26441C204 39 429 SH   OTR   329 0 100
ECOLAB INC COMMON STOCK 278865100 8,317 38,441 SH   SOLE   37,604 0 837
ECOLAB INC COMMON STOCK 278865100 86 399 SH   DFND   399 0 0
ECOLAB INC COMMON STOCK 278865100 564 2,607 SH   OTR   2,412 0 195
EMERSON ELECTRIC COMPANY COMMON STOCK 291011104 375 4,670 SH   SOLE   4,670 0 0
EMERSON ELECTRIC COMPANY COMMON STOCK 291011104 75 934 SH   OTR   934 0 0
EQUIFAX INCORPORATED COMMON STOCK 294429105 896 4,644 SH   SOLE   4,644 0 0
EQUIFAX INCORPORATED COMMON STOCK 294429105 325 1,683 SH   OTR   1,683 0 0
EXXON MOBIL COMMON STOCK 30231G102 783 18,997 SH   SOLE   18,997 0 0
EXXON MOBIL COMMON STOCK 30231G102 240 5,816 SH   OTR   5,391 0 425
FNB CORPORATION COMMON STOCK 302520101 146 15,401 SH   SOLE   15,401 0 0
FACEBOOK INC. COMMON STOCK 30303M102 353 1,293 SH   SOLE   1,293 0 0
FACTSET RESEARCH SYSTEMS INC COMMON STOCK 303075105 986 2,966 SH   SOLE   2,966 0 0
FACTSET RESEARCH SYSTEMS INC COMMON STOCK 303075105 17 50 SH   OTR   50 0 0
FASTENAL CO. COMMON STOCK 311900104 8,138 166,650 SH   SOLE   159,268 0 7,382
FASTENAL CO. COMMON STOCK 311900104 99 2,019 SH   DFND   2,019 0 0
FASTENAL CO. COMMON STOCK 311900104 380 7,791 SH   OTR   7,791 0 0
FEDEX CORP COMMON STOCK 31428X106 218 841 SH   SOLE   841 0 0
FIFTH THIRD COMMON STOCK 316773100 342 12,412 SH   SOLE   12,412 0 0
FIFTH THIRD COMMON STOCK 316773100 113 4,085 SH   DFND   0 0 4,085
FIFTH THIRD COMMON STOCK 316773100 8 300 SH   OTR   300 0 0
FIRST FINANCIAL BANCORP COMMON STOCK 320209109 7,014 400,111 SH   SOLE   398,864 0 1,247
FIRST FINANCIAL BANCORP COMMON STOCK 320209109 59 3,361 SH   DFND   0 0 3,361
FIRST FINANCIAL BANCORP COMMON STOCK 320209109 3,742 213,490 SH   OTR   213,490 0 0
FIRST MERCHANTS CORP COMMON STOCK 320817109 120 3,205 SH   SOLE   3,205 0 0
FIRST MERCHANTS CORP COMMON STOCK 320817109 2,715 72,574 SH   OTR   72,574 0 0
FIRST REPUBLIC BANK COMMON STOCK 33616C100 10,942 74,473 SH   SOLE   72,756 0 1,717
FIRST REPUBLIC BANK COMMON STOCK 33616C100 163 1,109 SH   DFND   1,109 0 0
FIRST REPUBLIC BANK COMMON STOCK 33616C100 101 689 SH   OTR   689 0 0
FISERV INC. COMMON STOCK 337738108 347 3,049 SH   SOLE   3,049 0 0
FORTUNE BRANDS HOME & SECURITY, COMMON STOCK 34964C106 260 3,033 SH   SOLE   3,033 0 0
FORTUNE BRANDS HOME & SECURITY, COMMON STOCK 34964C106 56 651 SH   OTR   651 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 262 1,758 SH   SOLE   1,758 0 0
GENERAL ELECTRIC COMMON STOCK 369604103 256 23,721 SH   SOLE   23,528 0 193
GENERAL ELECTRIC COMMON STOCK 369604103 3 300 SH   DFND   0 0 300
GENERAL ELECTRIC COMMON STOCK 369604103 407 37,651 SH   OTR   37,651 0 0
GENERAL MILLS COMMON STOCK 370334104 227 3,867 SH   SOLE   3,867 0 0
GENERAL MILLS COMMON STOCK 370334104 7 115 SH   OTR   115 0 0
GILEAD SCIENCES COMMON STOCK 375558103 5,504 94,468 SH   SOLE   88,976 0 5,492
GILEAD SCIENCES COMMON STOCK 375558103 72 1,230 SH   DFND   1,009 0 221
GILEAD SCIENCES COMMON STOCK 375558103 143 2,456 SH   OTR   2,456 0 0
GOLDMAN COMMON STOCK 38141G104 5,607 21,262 SH   SOLE   20,291 0 971
GOLDMAN COMMON STOCK 38141G104 70 266 SH   DFND   266 0 0
GOLDMAN COMMON STOCK 38141G104 213 807 SH   OTR   807 0 0
HOME DEPOT COMMON STOCK 437076102 949 3,572 SH   SOLE   3,572 0 0
HOME DEPOT COMMON STOCK 437076102 13 50 SH   DFND   0 0 50
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 9,525 44,779 SH   SOLE   43,179 0 1,600
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 94 444 SH   DFND   444 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 529 2,486 SH   OTR   2,236 0 250
ILLINOIS TOOL WORKS COMMON STOCK 452308109 90 442 SH   SOLE   442 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109 122 600 SH   OTR   600 0 0
INTEL COMMON STOCK 458140100 9,672 194,135 SH   SOLE   191,538 0 2,597
INTEL COMMON STOCK 458140100 92 1,853 SH   DFND   1,853 0 0
INTEL COMMON STOCK 458140100 1,085 21,777 SH   OTR   21,777 0 0
IBM COMMON STOCK 459200101 551 4,377 SH   SOLE   4,377 0 0
IBM COMMON STOCK 459200101 258 2,048 SH   OTR   1,848 0 200
INVESCO ETF-EQUITY 46090E103 244 777 SH   OTR   777 0 0
INTUIT COM COMMON STOCK 461202103 608 1,600 SH   SOLE   1,600 0 0
ISHARES ETF-EQUITY 464287150 4,004 46,442 SH   SOLE   46,442 0 0
ISHARES ETF-EQUITY 464287150 2,038 23,642 SH   OTR   23,642 0 0
ISHARES ETF-FIXED INCOM 464287176 169 1,324 SH   SOLE   1,324 0 0
ISHARES ETF-FIXED INCOM 464287176 49 384 SH   OTR   384 0 0
ISHARES ETF-EQUITY 464287200 13,841 36,870 SH   SOLE   36,870 0 0
ISHARES ETF-EQUITY 464287200 339 903 SH   OTR   600 0 303
ISHARES ETF-FIXED INCOM 464287226 1,076 9,105 SH   SOLE   8,980 0 125
ISHARES ETF-FIXED INCOM 464287226 998 8,444 SH   OTR   8,444 0 0
ISHARES ETF-EQUITY 464287234 7,844 151,801 SH   SOLE   135,105 0 16,696
ISHARES ETF-EQUITY 464287234 718 13,889 SH   OTR   13,889 0 0
ISHARES ETF-FIXED INCOM 464287242 550 3,981 SH   SOLE   3,861 0 120
ISHARES ETF-FIXED INCOM 464287242 113 819 SH   OTR   819 0 0
ISHARES ETF-EQUITY 464287309 9,095 142,503 SH   SOLE   142,031 0 472
ISHARES ETF-EQUITY 464287309 10 149 SH   OTR   149 0 0
ISHARES ETF-FIXED INCOM 464287457 443 5,128 SH   SOLE   5,128 0 0
ISHARES ETF-FIXED INCOM 464287457 350 4,055 SH   OTR   4,055 0 0
ISHARES ETF-EQUITY 464287465 12,981 177,926 SH   SOLE   149,268 0 28,658
ISHARES ETF-EQUITY 464287465 8 110 SH   DFND   110 0 0
ISHARES ETF-EQUITY 464287465 1,932 26,485 SH   OTR   24,877 0 1,608
ISHARES ETF-EQUITY 464287499 390 5,688 SH   SOLE   5,688 0 0
ISHARES ETF-EQUITY 464287499 69 1,000 SH   OTR   1,000 0 0
ISHARES COMMON STOCK 464287523 2,032 5,360 SH   SOLE   5,360 0 0
ISHARES COMMON STOCK 464287523 201 529 SH   OTR   529 0 0
ISHARES ETF-EQUITY 464287556 419 2,769 SH   SOLE   2,769 0 0
ISHARES ETF-EQUITY 464287630 276 2,094 SH   SOLE   2,094 0 0
ISHARES ETF-EQUITY 464287630 40 300 SH   OTR   300 0 0
ISHARES ETF-EQUITY 464287655 51,177 261,025 SH   SOLE   257,427 0 3,598
ISHARES ETF-EQUITY 464287655 523 2,668 SH   DFND   2,668 0 0
ISHARES ETF-EQUITY 464287655 1,409 7,186 SH   OTR   7,092 0 94
ISHARES ETF-EQUITY 464287804 15,642 170,210 SH   SOLE   170,210 0 0
ISHARES ETF-EQUITY 464287804 68 744 SH   OTR   552 0 192
ISHARES ETF-EQUITY 464287879 413 5,079 SH   SOLE   5,079 0 0
ISHARES ETF-EQUITY 464287879 33 400 SH   OTR   400 0 0
ISHARES ETF-EQUITY 464287887 215 1,886 SH   SOLE   1,886 0 0
ISHARES ETF-FIXED INCOM 464288638 280 4,526 SH   SOLE   4,526 0 0
ISHARES ETF-FIXED INCOM 464288687 819 21,260 SH   SOLE   21,260 0 0
ISHARES ETF-FIXED INCOM 464288687 115 2,975 SH   OTR   2,342 0 633
ISHARES SILVER ETF-ALTERNATIVE 46428Q109 457 18,596 SH   SOLE   18,596 0 0
ISHARES MSCI ETF-EQUITY 46429B697 633 9,321 SH   SOLE   9,321 0 0
ISHARES ETF-EQUITY 46432F339 1,965 16,908 SH   SOLE   16,908 0 0
ISHARES ETF-EQUITY 46432F339 5 44 SH   DFND   44 0 0
ISHARES ETF-EQUITY 46432F339 251 2,158 SH   OTR   2,067 0 91
ISHARES ETF-EQUITY 46432F388 29,618 340,794 SH   SOLE   339,656 0 1,138
ISHARES ETF-EQUITY 46432F388 31 359 SH   OTR   359 0 0
ISHARES ETF-EQUITY 46432F842 67,841 981,915 SH   SOLE   980,936 0 979
ISHARES ETF-EQUITY 46432F842 1,262 18,270 SH   DFND   18,270 0 0
ISHARES ETF-EQUITY 46432F842 734 10,618 SH   OTR   9,843 0 775
ISHARES ETF-EQUITY 46434G103 18,262 294,364 SH   SOLE   294,315 0 49
ISHARES ETF-EQUITY 46434G103 382 6,157 SH   OTR   5,523 0 634
ISHARES MSCI ETF-EQUITY 46435G516 1,087 14,887 SH   SOLE   14,887 0 0
JP MORGAN COMMON STOCK 46625H100 12,251 96,415 SH   SOLE   90,847 0 5,568
JP MORGAN COMMON STOCK 46625H100 92 721 SH   DFND   721 0 0
JP MORGAN COMMON STOCK 46625H100 961 7,566 SH   OTR   7,336 0 230
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 16 150 SH   SOLE   150 0 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 414 3,800 SH   OTR   3,800 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 12,867 81,760 SH   SOLE   80,040 0 1,720
JOHNSON & JOHNSON COMMON STOCK 478160104 80 510 SH   DFND   510 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,789 11,366 SH   OTR   10,376 0 990
KELLOGG COMPANY COMMON STOCK 487836108 6,517 104,723 SH   SOLE   99,959 0 4,764
KELLOGG COMPANY COMMON STOCK 487836108 84 1,353 SH   DFND   1,353 0 0
KELLOGG COMPANY COMMON STOCK 487836108 61 973 SH   OTR   973 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 499 3,700 SH   SOLE   3,700 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 72 533 SH   OTR   533 0 0
LAUDER ESTEE CO COMMON STOCK 518439104 30 112 SH   SOLE   112 0 0
LAUDER ESTEE CO COMMON STOCK 518439104 535 2,008 SH   OTR   1,858 0 150
ELI LILLY & COMMON STOCK 532457108 1,350 7,998 SH   SOLE   2,635 0 5,363
ELI LILLY & COMMON STOCK 532457108 69 407 SH   OTR   157 0 250
LOCKHEED MARTIN GROUP COMMON STOCK 539830109 1,771 4,988 SH   SOLE   4,988 0 0
LOCKHEED MARTIN GROUP COMMON STOCK 539830109 373 1,052 SH   OTR   777 0 275
LOWES COMPANIES INC COMMON STOCK 548661107 6,006 37,415 SH   SOLE   36,628 0 787
LOWES COMPANIES INC COMMON STOCK 548661107 44 277 SH   DFND   277 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 731 4,554 SH   OTR   4,554 0 0
MC DONALDS CORPORATION COMMON STOCK 580135101 3,980 18,550 SH   SOLE   18,550 0 0
MC DONALDS CORPORATION COMMON STOCK 580135101 685 3,190 SH   OTR   3,000 0 190
MERCK & CO COMMON STOCK 58933Y105 3,532 43,176 SH   SOLE   36,125 0 7,051
MERCK & CO COMMON STOCK 58933Y105 717 8,764 SH   OTR   8,464 0 300
MICROSOFT COMMON STOCK 594918104 23,306 104,785 SH   SOLE   102,514 0 2,271
MICROSOFT COMMON STOCK 594918104 126 566 SH   DFND   566 0 0
MICROSOFT COMMON STOCK 594918104 2,956 13,292 SH   OTR   12,467 0 825
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 597 4,326 SH   SOLE   4,326 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 25 180 SH   OTR   180 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 207 3,546 SH   SOLE   3,546 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 63 1,080 SH   OTR   480 0 600
MORGAN STANLEY COMMON STOCK 617446448 136 1,980 SH   SOLE   1,980 0 0
MORGAN STANLEY COMMON STOCK 617446448 246 3,587 SH   OTR   3,587 0 0
NATIONAL RETAIL COMMON STOCK 637417106 690 16,856 SH   SOLE   16,856 0 0
NATIONAL RETAIL COMMON STOCK 637417106 92 2,247 SH   OTR   1,972 0 275
NEXTERA ENERGY INC. COMMON STOCK 65339F101 206 2,668 SH   SOLE   2,668 0 0
NEXTERA ENERGY INC. COMMON STOCK 65339F101 31 400 SH   OTR   400 0 0
NIKE INCORPORATED CLASS B COMMON STOCK 654106103 4,315 30,499 SH   SOLE   30,499 0 0
NIKE INCORPORATED CLASS B COMMON STOCK 654106103 1,179 8,336 SH   OTR   8,336 0 0
NORFOLK SOUTHERN CORPORATION COMMON STOCK 655844108 710 2,987 SH   SOLE   2,987 0 0
NORFOLK SOUTHERN CORPORATION COMMON STOCK 655844108 57 238 SH   OTR   238 0 0
NUCOR CORPORATION COMMON STOCK 670346105 538 10,106 SH   SOLE   10,106 0 0
NUCOR CORPORATION COMMON STOCK 670346105 142 2,676 SH   OTR   2,221 0 455
OMNICOM GROUP INCORPORATED COMMON STOCK 681919106 834 13,367 SH   SOLE   13,367 0 0
OMNICOM GROUP INCORPORATED COMMON STOCK 681919106 539 8,634 SH   OTR   8,434 0 200
ORACLE COMMON STOCK 68389X105 2,754 42,567 SH   SOLE   42,567 0 0
ORACLE COMMON STOCK 68389X105 1,009 15,598 SH   OTR   14,898 0 700
OSHKOSH TRUCK CORP COMMON STOCK 688239201 702 8,152 SH   SOLE   8,152 0 0
OSHKOSH TRUCK CORP COMMON STOCK 688239201 70 819 SH   OTR   819 0 0
PNC COMMON STOCK 693475105 877 5,885 SH   SOLE   5,885 0 0
PAYCHEX INC COMMON STOCK 704326107 7,418 79,609 SH   SOLE   76,772 0 2,837
PAYCHEX INC COMMON STOCK 704326107 88 943 SH   DFND   943 0 0
PAYCHEX INC COMMON STOCK 704326107 421 4,522 SH   OTR   4,522 0 0
PEPSICO COMMON STOCK 713448108 11,368 76,657 SH   SOLE   75,540 0 1,117
PEPSICO COMMON STOCK 713448108 76 510 SH   DFND   510 0 0
PEPSICO COMMON STOCK 713448108 1,280 8,632 SH   OTR   8,532 0 100
PFIZER COMMON STOCK 717081103 6,849 186,071 SH   SOLE   179,119 0 6,952
PFIZER COMMON STOCK 717081103 88 2,403 SH   DFND   1,853 0 550
PFIZER COMMON STOCK 717081103 514 13,952 SH   OTR   13,352 0 600
PHILIP MORRIS INTERNATIONAL INC. COMMON STOCK 718172109 314 3,797 SH   SOLE   3,797 0 0
PHILIP MORRIS INTERNATIONAL INC. COMMON STOCK 718172109 33 395 SH   OTR   145 0 250
PHILLIPS 66 COMMON STOCK 718546104 132 1,892 SH   SOLE   1,892 0 0
PHILLIPS 66 COMMON STOCK 718546104 72 1,025 SH   OTR   1,025 0 0
PROCTER & GAMBLE COMPANY COMMON STOCK 742718109 38,999 280,287 SH   SOLE   278,478 0 1,809
PROCTER & GAMBLE COMPANY COMMON STOCK 742718109 103 743 SH   DFND   643 0 100
PROCTER & GAMBLE COMPANY COMMON STOCK 742718109 3,626 26,063 SH   OTR   24,383 0 1,680
QUALCOMM INCORPORATED COMMON STOCK 747525103 5,260 34,528 SH   SOLE   33,544 0 984
QUALCOMM INCORPORATED COMMON STOCK 747525103 56 366 SH   DFND   366 0 0
QUALCOMM INCORPORATED COMMON STOCK 747525103 358 2,351 SH   OTR   2,351 0 0
QUEST DIAGNOSTICS COMMON STOCK 74834L100 8,439 70,816 SH   SOLE   69,069 0 1,747
QUEST DIAGNOSTICS COMMON STOCK 74834L100 112 943 SH   DFND   943 0 0
QUEST DIAGNOSTICS COMMON STOCK 74834L100 430 3,607 SH   OTR   3,607 0 0
RAYTHEON TECHNOLOGIES COMMON STOCK 75513E101 580 8,117 SH   SOLE   8,117 0 0
RAYTHEON TECHNOLOGIES COMMON STOCK 75513E101 68 956 SH   OTR   956 0 0
ROSS STORES INC. COMMON STOCK 778296103 149 1,214 SH   SOLE   1,214 0 0
ROSS STORES INC. COMMON STOCK 778296103 74 600 SH   OTR   600 0 0
ROYCE COMMON STOCK 780910105 176 10,899 SH   OTR   10,899 0 0
ROYCE COMMON STOCK 780915104 109 10,741 SH   OTR   10,741 0 0
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S&P 500 DEPOSITARY RECEIPTS ETF-EQUITY 78462F103 137 367 SH   DFND   300 0 67
S&P 500 DEPOSITARY RECEIPTS ETF-EQUITY 78462F103 2,048 5,479 SH   OTR   5,479 0 0
SPDR GOLD TRUST ETF-ALTERNATIVE 78463V107 630 3,530 SH   SOLE   3,530 0 0
SPDR GOLD TRUST ETF-ALTERNATIVE 78463V107 226 1,269 SH   OTR   1,269 0 0
SPDR S&P MIDCAP 400 ETF TR UNIT ETF-EQUITY 78467Y107 11,120 26,482 SH   SOLE   26,435 0 47
SPDR S&P MIDCAP 400 ETF TR UNIT ETF-EQUITY 78467Y107 1,046 2,490 SH   OTR   2,490 0 0
SCHLUMBERGER LTD FR FRANCE FOREIGN STOCK 806857108 151 6,897 SH   SOLE   6,897 0 0
SCHLUMBERGER LTD FR FRANCE FOREIGN STOCK 806857108 65 2,996 SH   OTR   2,996 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 4,931 92,967 SH   SOLE   89,522 0 3,445
CHARLES SCHWAB CORP COMMON STOCK 808513105 66 1,242 SH   DFND   1,242 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 84 1,578 SH   OTR   1,578 0 0
SPDR ETF-EQUITY 81369Y209 528 4,651 SH   SOLE   4,651 0 0
SPDR ETF-EQUITY 81369Y209 238 2,100 SH   OTR   2,100 0 0
SPDR ETF-EQUITY 81369Y605 3,402 115,415 SH   SOLE   115,030 0 385
SPDR ETF-EQUITY 81369Y605 4 121 SH   OTR   121 0 0
SPDR ETF-EQUITY 81369Y704 2,114 23,869 SH   SOLE   23,788 0 81
SPDR ETF-EQUITY 81369Y704 2 25 SH   OTR   25 0 0
SPDR ETF-EQUITY 81369Y803 2,355 18,115 SH   SOLE   18,115 0 0
SPDR ETF-EQUITY 81369Y803 528 4,062 SH   OTR   4,062 0 0
SPDR COMMON STOCK 81369Y886 8,044 128,289 SH   SOLE   126,242 0 2,047
SPDR COMMON STOCK 81369Y886 88 1,398 SH   DFND   1,398 0 0
SPDR COMMON STOCK 81369Y886 541 8,622 SH   OTR   7,997 0 625
SHERWIN WILLIAMS CO. COMMON STOCK 824348106 3,609 4,911 SH   SOLE   4,763 0 148
SHERWIN WILLIAMS CO. COMMON STOCK 824348106 32 44 SH   DFND   44 0 0
SHERWIN WILLIAMS CO. COMMON STOCK 824348106 99 135 SH   OTR   135 0 0
SMUCKER (J.M.) COMPANY COMMON STOCK 832696405 247 2,136 SH   SOLE   2,136 0 0
SMUCKER (J.M.) COMPANY COMMON STOCK 832696405 54 467 SH   OTR   367 0 100
SOUTHERN COMPANY COMMON STOCK 842587107 332 5,406 SH   SOLE   5,406 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 19 309 SH   OTR   309 0 0
STARBUCKS COFFEE COMMON STOCK 855244109 1,698 15,870 SH   SOLE   15,870 0 0
STARBUCKS COFFEE COMMON STOCK 855244109 98 916 SH   OTR   916 0 0
STOCK YARDS BANCORP, INC. COMMON STOCK 861025104 247 6,092 SH   SOLE   6,092 0 0
STRYKER CORPORATION COMMON STOCK 863667101 12,314 50,255 SH   SOLE   49,000 0 1,255
STRYKER CORPORATION COMMON STOCK 863667101 130 532 SH   DFND   532 0 0
STRYKER CORPORATION COMMON STOCK 863667101 813 3,317 SH   OTR   3,317 0 0
SYSCO CORP COMMON STOCK 871829107 273 3,676 SH   SOLE   3,676 0 0
SYSCO CORP COMMON STOCK 871829107 98 1,315 SH   OTR   810 0 505
TJX COS INC COMMON STOCK 872540109 10,862 159,064 SH   SOLE   155,915 0 3,149
TJX COS INC COMMON STOCK 872540109 109 1,597 SH   DFND   1,597 0 0
TJX COS INC COMMON STOCK 872540109 669 9,795 SH   OTR   9,795 0 0
TARGET COMMON STOCK 87612E106 10,451 59,201 SH   SOLE   56,150 0 3,051
TARGET COMMON STOCK 87612E106 118 666 SH   DFND   666 0 0
TARGET COMMON STOCK 87612E106 450 2,547 SH   OTR   2,547 0 0
TESLA MOTORS INC COMMON STOCK 88160R101 328 465 SH   SOLE   465 0 0
THERMO FISHER SCIENTIFIC, INC. COMMON STOCK 883556102 266 572 SH   SOLE   572 0 0
3M COMPANY COMMON STOCK 88579Y101 1,268 7,257 SH   SOLE   6,777 0 480
3M COMPANY COMMON STOCK 88579Y101 400 2,290 SH   OTR   2,125 0 165
US BANCORP COMMON STOCK 902973304 983 21,101 SH   SOLE   21,101 0 0
US BANCORP COMMON STOCK 902973304 775 16,634 SH   OTR   16,134 0 500
UNION PACIFIC COMMON STOCK 907818108 492 2,361 SH   SOLE   2,361 0 0
UNION PACIFIC COMMON STOCK 907818108 208 1,000 SH   OTR   1,000 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 1,147 6,809 SH   SOLE   6,809 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 209 1,242 SH   OTR   1,242 0 0
UNITEDHEALTH GROUP COMMON STOCK 91324P102 1,955 5,576 SH   SOLE   5,576 0 0
VF CORPORATION COMMON STOCK 918204108 694 8,120 SH   SOLE   8,120 0 0
VF CORPORATION COMMON STOCK 918204108 66 768 SH   OTR   768 0 0
VANGUARD ETF-EQUITY 922042858 327 6,534 SH   SOLE   6,298 0 236
VANGUARD ETF-EQUITY 922908538 706 3,328 SH   SOLE   3,328 0 0
VANGUARD ETF-ALTERNATIVE 922908553 13,108 154,335 SH   SOLE   150,211 0 4,124
VANGUARD ETF-ALTERNATIVE 922908553 2 24 SH   DFND   24 0 0
VANGUARD ETF-ALTERNATIVE 922908553 857 10,091 SH   OTR   9,790 0 301
VANGUARD ETF-EQUITY 922908629 553 2,674 SH   SOLE   2,674 0 0
VANGUARD ETF-EQUITY 922908637 288 1,637 SH   SOLE   1,637 0 0
VANGUARD ETF-EQUITY 922908744 2,926 24,599 SH   SOLE   24,599 0 0
VANGUARD ETF-EQUITY 922908744 5 45 SH   DFND   45 0 0
VANGUARD ETF-EQUITY 922908744 199 1,671 SH   OTR   1,671 0 0
VERIZON COMMON STOCK 92343V104 1,628 27,704 SH   SOLE   27,704 0 0
VERIZON COMMON STOCK 92343V104 383 6,514 SH   OTR   5,764 0 750
VISA INC CL A COMMON STOCK 92826C839 12,076 55,210 SH   SOLE   53,143 0 2,067
VISA INC CL A COMMON STOCK 92826C839 132 605 SH   DFND   499 0 106
VISA INC CL A COMMON STOCK 92826C839 961 4,392 SH   OTR   4,152 0 240
WAL-MART COMMON STOCK 931142103 1,132 7,851 SH   SOLE   7,851 0 0
WAL-MART COMMON STOCK 931142103 620 4,300 SH   OTR   4,025 0 275
WATERS CORP COM COMMON STOCK 941848103 82 330 SH   SOLE   330 0 0
WATERS CORP COM COMMON STOCK 941848103 285 1,150 SH   OTR   1,000 0 150
WELLS FARGO COMMON STOCK 949746101 829 27,456 SH   SOLE   27,456 0 0
WELLS FARGO COMMON STOCK 949746101 72 2,397 SH   OTR   1,597 0 800
XCEL ENERGY INC COMMON STOCK 98389B100 238 3,575 SH   SOLE   3,575 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 28 415 SH   OTR   415 0 0
YUM BRANDS INC COMMON STOCK 988498101 367 3,380 SH   SOLE   3,380 0 0
YUM BRANDS INC COMMON STOCK 988498101 39 355 SH   OTR   355 0 0
ACCENTURE PLC IE IRELAND FOREIGN STOCK G1151C101 1,717 6,572 SH   SOLE   6,572 0 0
ACCENTURE PLC IE IRELAND FOREIGN STOCK G1151C101 898 3,438 SH   OTR   3,438 0 0
EATON CORPORATION PLC IE IRELAND FOREIGN STOCK G29183103 7,296 60,731 SH   SOLE   59,565 0 1,166
EATON CORPORATION PLC IE IRELAND FOREIGN STOCK G29183103 76 632 SH   DFND   632 0 0
EATON CORPORATION PLC IE IRELAND FOREIGN STOCK G29183103 215 1,789 SH   OTR   1,789 0 0
MEDTRONIC PLC IE IRELAND FOREIGN STOCK G5960L103 813 6,938 SH   SOLE   6,938 0 0
MEDTRONIC PLC IE IRELAND FOREIGN STOCK G5960L103 442 3,777 SH   OTR   3,777 0 0
INGERSOLL RAND INC. COMMON STOCK G8994E103 435 3,000 SH   SOLE   3,000 0 0
INGERSOLL RAND INC. COMMON STOCK G8994E103 248 1,710 SH   OTR   1,310 0 400
CHUBB LTD ORD CH SWITZERLAND FOREIGN STOCK H1467J104 94 608 SH   SOLE   608 0 0
CHUBB LTD ORD CH SWITZERLAND FOREIGN STOCK H1467J104 130 845 SH   OTR   695 0 150
TE CONNECTIVITY LTD. CH FOREIGN STOCK H84989104 413 3,413 SH   SOLE   3,413 0 0