The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 6,916 242,597 SH   SOLE   238,259 0 4,338
AT&T INC COMMON STOCK 00206R102 50 1,753 SH   DFND   1,729 0 24
AT&T INC COMMON STOCK 00206R102 470 16,472 SH   OTR   16,222 0 250
ABBOTT LABORATORIES COMMON STOCK 002824100 13,590 124,872 SH   SOLE   121,295 0 3,577
ABBOTT LABORATORIES COMMON STOCK 002824100 129 1,183 SH   DFND   1,133 0 50
ABBOTT LABORATORIES COMMON STOCK 002824100 824 7,574 SH   OTR   7,339 0 235
ALLSTATE CORP COMMON STOCK 020002101 917 9,738 SH   SOLE   9,738 0 0
ALLSTATE CORP COMMON STOCK 020002101 64 680 SH   OTR   230 0 450
ALPHABET INC CL COMMON STOCK 02079K107 489 333 SH   SOLE   333 0 0
ALPHABET INC CL COMMON STOCK 02079K107 232 158 SH   OTR   158 0 0
ALPHABET INC CL COMMON STOCK 02079K305 897 612 SH   SOLE   612 0 0
ALPHABET INC CL COMMON STOCK 02079K305 232 158 SH   OTR   158 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 273 7,053 SH   SOLE   7,053 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 54 1,387 SH   OTR   787 0 600
AMAZON.COM INC COMMON STOCK 023135106 3,492 1,109 SH   SOLE   1,109 0 0
AMAZON.COM INC COMMON STOCK 023135106 220 70 SH   OTR   70 0 0
AMERICAN ELECTRIC COMMON STOCK 025537101 192 2,349 SH   SOLE   2,349 0 0
AMERICAN ELECTRIC COMMON STOCK 025537101 9 116 SH   OTR   116 0 0
AMERICAN EXPRESS COMMON STOCK 025816109 268 2,670 SH   SOLE   2,670 0 0
AMERICAN EXPRESS COMMON STOCK 025816109 7 72 SH   OTR   72 0 0
AMERICAN FINANCIAL GROUP INC COMMON STOCK 025932104 352 5,250 SH   OTR   5,250 0 0
AMERICAN STATES WATER COMPANY COMMON STOCK 029899101 225 3,000 SH   OTR   3,000 0 0
AMGEN COMMON STOCK 031162100 246 966 SH   SOLE   870 0 96
AMGEN COMMON STOCK 031162100 32 125 SH   OTR   125 0 0
ANTHEM INC COMMON STOCK 036752103 317 1,181 SH   SOLE   1,181 0 0
APPLE COMMON STOCK 037833100 21,123 182,395 SH   SOLE   176,095 0 6,300
APPLE COMMON STOCK 037833100 208 1,800 SH   DFND   1,536 0 264
APPLE COMMON STOCK 037833100 2,138 18,459 SH   OTR   16,459 0 2,000
ASHLAND GLOBAL HOLDINGS COMMON STOCK 044186104 4,498 63,425 SH   SOLE   61,925 0 1,500
ASHLAND GLOBAL HOLDINGS COMMON STOCK 044186104 46 643 SH   DFND   643 0 0
ASHLAND GLOBAL HOLDINGS COMMON STOCK 044186104 141 1,983 SH   OTR   1,983 0 0
ASTRAZENECA PLC ADR UK UNITED FOREIGN STOCK 046353108 248 4,528 SH   SOLE   4,528 0 0
ASTRAZENECA PLC ADR UK UNITED FOREIGN STOCK 046353108 33 600 SH   OTR   0 0 600
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 1,130 8,098 SH   SOLE   8,098 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 267 1,912 SH   OTR   1,912 0 0
BP PLC - ADR UK UNITED KINGDOM FOREIGN STOCK 055622104 387 22,167 SH   SOLE   22,167 0 0
BP PLC - ADR UK UNITED KINGDOM FOREIGN STOCK 055622104 144 8,261 SH   OTR   7,187 0 1,074
BANK COMMON STOCK 060505104 2,346 97,381 SH   SOLE   94,281 0 3,100
BANK COMMON STOCK 060505104 67 2,766 SH   OTR   2,766 0 0
BANKUNITED INC. COMMON STOCK 06652K103 207 9,463 SH   SOLE   9,463 0 0
BANKUNITED INC. COMMON STOCK 06652K103 29 1,335 SH   DFND   1,335 0 0
BANKUNITED INC. COMMON STOCK 06652K103 31 1,422 SH   OTR   1,422 0 0
BECTON DICKINSON COMMON STOCK 075887109 273 1,173 SH   SOLE   1,173 0 0
BERKSHIRE HATHAWAY COMMON STOCK 084670702 674 3,166 SH   SOLE   3,166 0 0
BERKSHIRE HATHAWAY COMMON STOCK 084670702 161 757 SH   OTR   757 0 0
BLACKROCK INC COMMON STOCK 09247X101 9,794 17,379 SH   SOLE   16,915 0 464
BLACKROCK INC COMMON STOCK 09247X101 81 144 SH   DFND   144 0 0
BLACKROCK INC COMMON STOCK 09247X101 496 881 SH   OTR   881 0 0
BOEING COMMON STOCK 097023105 618 3,739 SH   SOLE   3,739 0 0
BOEING COMMON STOCK 097023105 638 3,862 SH   OTR   3,862 0 0
BOULDER GROWTH & INCOME FUND INC ETF-EQUITY 101507101 242 24,187 SH   OTR   24,187 0 0
BRISTOL-MYERS SQUIBB COMPANY COMMON STOCK 110122108 1,101 18,265 SH   SOLE   15,265 0 3,000
BRISTOL-MYERS SQUIBB COMPANY COMMON STOCK 110122108 102 1,692 SH   OTR   1,262 0 430
CSX CORPORATION COMMON STOCK 126408103 459 5,909 SH   SOLE   5,909 0 0
CANADIAN NATIONAL RAILWAY CA FOREIGN STOCK 136375102 6,318 59,347 SH   SOLE   57,461 0 1,886
CANADIAN NATIONAL RAILWAY CA FOREIGN STOCK 136375102 65 615 SH   DFND   615 0 0
CANADIAN NATIONAL RAILWAY CA FOREIGN STOCK 136375102 192 1,801 SH   OTR   1,801 0 0
CARRIER GLOBAL COMMON STOCK 14448C104 190 6,226 SH   SOLE   6,226 0 0
CARRIER GLOBAL COMMON STOCK 14448C104 13 442 SH   DFND   442 0 0
CARRIER GLOBAL COMMON STOCK 14448C104 46 1,504 SH   OTR   1,504 0 0
CATERPILLAR COMMON STOCK 149123101 3,299 22,117 SH   SOLE   20,722 0 1,395
CATERPILLAR COMMON STOCK 149123101 43 286 SH   OTR   286 0 0
CHEVRON COMMON STOCK 166764100 5,636 78,283 SH   SOLE   73,175 0 5,108
CHEVRON COMMON STOCK 166764100 49 682 SH   DFND   682 0 0
CHEVRON COMMON STOCK 166764100 282 3,915 SH   OTR   3,915 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 1,356 14,466 SH   SOLE   14,466 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 227 2,420 SH   OTR   2,420 0 0
CINCINNATI FINANCIAL CORPORATION COMMON STOCK 172062101 2,291 29,378 SH   SOLE   29,378 0 0
CINCINNATI FINANCIAL CORPORATION COMMON STOCK 172062101 8,179 104,897 SH   OTR   104,897 0 0
CISCO COMMON STOCK 17275R102 7,276 184,713 SH   SOLE   178,407 0 6,306
CISCO COMMON STOCK 17275R102 82 2,089 SH   DFND   1,489 0 600
CISCO COMMON STOCK 17275R102 732 18,593 SH   OTR   17,293 0 1,300
CINTAS CORPORATION COMMON STOCK 172908105 3,639 10,934 SH   SOLE   10,559 0 375
CINTAS CORPORATION COMMON STOCK 172908105 232 696 SH   OTR   696 0 0
CLINTON-MASSIE OHIO LSD UNLT MUNICIPAL OBLIG 188018DZ5 277 270,000 PRN   SOLE   270,000 0 0
CLOROX COMPANY COMMON STOCK 189054109 256 1,218 SH   SOLE   1,218 0 0
CLOROX COMPANY COMMON STOCK 189054109 168 800 SH   OTR   800 0 0
COCA-COLA COMMON STOCK 191216100 634 12,837 SH   SOLE   12,644 0 193
COCA-COLA COMMON STOCK 191216100 157 3,177 SH   OTR   2,277 0 900
COGNIZANT TECHNOLGY SOLUTIONS COMMON STOCK 192446102 233 3,352 SH   SOLE   3,352 0 0
COGNIZANT TECHNOLGY SOLUTIONS COMMON STOCK 192446102 86 1,237 SH   OTR   837 0 400
COLGATE-PALMOLIVE COMPANY COMMON STOCK 194162103 1,367 17,722 SH   SOLE   17,722 0 0
COLGATE-PALMOLIVE COMPANY COMMON STOCK 194162103 459 5,947 SH   OTR   5,947 0 0
COMCAST CORP COMMON STOCK 20030N101 1,106 23,908 SH   SOLE   23,908 0 0
COMCAST CORP COMMON STOCK 20030N101 277 5,995 SH   OTR   4,455 0 1,540
COMMERCE BANCSHARES COMMON STOCK 200525103 288 5,111 SH   SOLE   5,111 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 132 4,032 SH   SOLE   4,032 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 117 3,553 SH   OTR   2,533 0 1,020
CUMMINS ENGINE COMPANY, COMMON STOCK 231021106 834 3,951 SH   SOLE   3,951 0 0
CUMMINS ENGINE COMPANY, COMMON STOCK 231021106 121 573 SH   OTR   573 0 0
DANAHER CORP COMMON STOCK 235851102 615 2,856 SH   SOLE   2,856 0 0
DANAHER CORP COMMON STOCK 235851102 121 564 SH   OTR   11 0 553
DARDEN RESTAURANTS INC. COMMON STOCK 237194105 713 7,073 SH   SOLE   7,073 0 0
DARDEN RESTAURANTS INC. COMMON STOCK 237194105 144 1,425 SH   OTR   1,425 0 0
DEERE AND COMPANY COMMON STOCK 244199105 1,306 5,893 SH   SOLE   5,893 0 0
DEERE AND COMPANY COMMON STOCK 244199105 385 1,737 SH   OTR   1,737 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 7,329 49,942 SH   SOLE   48,052 0 1,890
DIGITAL RLTY TR INC COMMON STOCK 253868103 72 490 SH   DFND   490 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 211 1,436 SH   OTR   1,436 0 0
WALT DISNEY CO. COMMON STOCK 254687106 8,022 64,651 SH   SOLE   63,401 0 1,250
WALT DISNEY CO. COMMON STOCK 254687106 76 615 SH   DFND   615 0 0
WALT DISNEY CO. COMMON STOCK 254687106 610 4,916 SH   OTR   4,816 0 100
DOMINION ENERGY COMMON STOCK 25746U109 212 2,681 SH   SOLE   2,681 0 0
DOMINION ENERGY COMMON STOCK 25746U109 16 200 SH   OTR   200 0 0
DUKE ENERGY COMMON STOCK 26441C204 449 5,067 SH   SOLE   5,067 0 0
DUKE ENERGY COMMON STOCK 26441C204 38 429 SH   OTR   329 0 100
ECOLAB INC COMMON STOCK 278865100 7,797 39,014 SH   SOLE   38,164 0 850
ECOLAB INC COMMON STOCK 278865100 77 384 SH   DFND   384 0 0
ECOLAB INC COMMON STOCK 278865100 496 2,482 SH   OTR   2,287 0 195
EMERSON ELECTRIC COMPANY COMMON STOCK 291011104 370 5,642 SH   SOLE   5,642 0 0
EMERSON ELECTRIC COMPANY COMMON STOCK 291011104 61 934 SH   OTR   934 0 0
EQUIFAX INCORPORATED COMMON STOCK 294429105 729 4,644 SH   SOLE   4,644 0 0
EQUIFAX INCORPORATED COMMON STOCK 294429105 264 1,683 SH   OTR   1,683 0 0
EXXON MOBIL COMMON STOCK 30231G102 700 20,385 SH   SOLE   20,385 0 0
EXXON MOBIL COMMON STOCK 30231G102 26 759 SH   DFND   759 0 0
EXXON MOBIL COMMON STOCK 30231G102 200 5,831 SH   OTR   5,406 0 425
FACEBOOK INC. COMMON STOCK 30303M102 387 1,479 SH   SOLE   1,479 0 0
FACTSET RESEARCH SYSTEMS INC COMMON STOCK 303075105 997 2,976 SH   SOLE   2,976 0 0
FACTSET RESEARCH SYSTEMS INC COMMON STOCK 303075105 17 50 SH   OTR   50 0 0
FASTENAL CO. COMMON STOCK 311900104 7,510 166,565 SH   SOLE   159,065 0 7,500
FASTENAL CO. COMMON STOCK 311900104 88 1,950 SH   DFND   1,950 0 0
FASTENAL CO. COMMON STOCK 311900104 323 7,156 SH   OTR   7,156 0 0
FEDEX CORP COMMON STOCK 31428X106 212 841 SH   SOLE   841 0 0
FIFTH THIRD COMMON STOCK 316773100 265 12,412 SH   SOLE   12,412 0 0
FIFTH THIRD COMMON STOCK 316773100 87 4,085 SH   DFND   0 0 4,085
FIFTH THIRD COMMON STOCK 316773100 6 300 SH   OTR   300 0 0
FIRST FINANCIAL BANCORP COMMON STOCK 320209109 4,997 416,261 SH   SOLE   415,014 0 1,247
FIRST FINANCIAL BANCORP COMMON STOCK 320209109 40 3,361 SH   DFND   0 0 3,361
FIRST FINANCIAL BANCORP COMMON STOCK 320209109 2,551 212,454 SH   OTR   212,454 0 0
FIRST MERCHANTS CORP COMMON STOCK 320817109 74 3,205 SH   SOLE   3,205 0 0
FIRST MERCHANTS CORP COMMON STOCK 320817109 1,681 72,574 SH   OTR   72,574 0 0
FIRST REPUBLIC BANK COMMON STOCK 33616C100 8,135 74,588 SH   SOLE   72,843 0 1,745
FIRST REPUBLIC BANK COMMON STOCK 33616C100 114 1,047 SH   DFND   1,047 0 0
FIRST REPUBLIC BANK COMMON STOCK 33616C100 79 728 SH   OTR   728 0 0
FISERV INC. COMMON STOCK 337738108 372 3,609 SH   SOLE   3,609 0 0
FORTUNE BRANDS HOME & SECURITY, COMMON STOCK 34964C106 326 3,770 SH   SOLE   3,770 0 0
FORTUNE BRANDS HOME & SECURITY, COMMON STOCK 34964C106 56 651 SH   OTR   651 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 244 1,762 SH   SOLE   1,762 0 0
GENERAL ELECTRIC COMMON STOCK 369604103 150 24,064 SH   SOLE   23,871 0 193
GENERAL ELECTRIC COMMON STOCK 369604103 2 300 SH   DFND   0 0 300
GENERAL ELECTRIC COMMON STOCK 369604103 235 37,700 SH   OTR   37,700 0 0
GENERAL MILLS COMMON STOCK 370334104 254 4,114 SH   SOLE   4,114 0 0
GENERAL MILLS COMMON STOCK 370334104 7 115 SH   OTR   115 0 0
GILEAD SCIENCES COMMON STOCK 375558103 5,998 94,919 SH   SOLE   89,339 0 5,580
GILEAD SCIENCES COMMON STOCK 375558103 14 221 SH   DFND   0 0 221
GILEAD SCIENCES COMMON STOCK 375558103 135 2,141 SH   OTR   2,141 0 0
GOLDMAN COMMON STOCK 38141G104 4,308 21,435 SH   SOLE   20,448 0 987
GOLDMAN COMMON STOCK 38141G104 50 250 SH   DFND   250 0 0
GOLDMAN COMMON STOCK 38141G104 145 723 SH   OTR   723 0 0
HOME DEPOT COMMON STOCK 437076102 992 3,572 SH   SOLE   3,572 0 0
HOME DEPOT COMMON STOCK 437076102 14 50 SH   DFND   0 0 50
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 7,347 44,635 SH   SOLE   43,009 0 1,626
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 385 2,340 SH   OTR   2,090 0 250
ILLINOIS TOOL WORKS COMMON STOCK 452308109 86 444 SH   SOLE   444 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109 116 600 SH   OTR   600 0 0
INTEL COMMON STOCK 458140100 10,342 199,724 SH   SOLE   197,093 0 2,631
INTEL COMMON STOCK 458140100 90 1,729 SH   DFND   1,729 0 0
INTEL COMMON STOCK 458140100 1,101 21,268 SH   OTR   21,268 0 0
IBM COMMON STOCK 459200101 563 4,627 SH   SOLE   4,627 0 0
IBM COMMON STOCK 459200101 250 2,052 SH   OTR   1,852 0 200
INVESCO ETF-EQUITY 46090E103 216 777 SH   OTR   777 0 0
INTUIT COM COMMON STOCK 461202103 522 1,600 SH   SOLE   1,600 0 0
ISHARES ETF-EQUITY 464287150 3,509 46,486 SH   SOLE   46,486 0 0
ISHARES ETF-EQUITY 464287150 1,793 23,750 SH   OTR   23,750 0 0
ISHARES ETF-FIXED INCOM 464287176 187 1,478 SH   SOLE   1,478 0 0
ISHARES ETF-FIXED INCOM 464287176 49 389 SH   OTR   389 0 0
ISHARES ETF-EQUITY 464287200 13,416 39,921 SH   SOLE   39,921 0 0
ISHARES ETF-EQUITY 464287200 72 213 SH   DFND   213 0 0
ISHARES ETF-EQUITY 464287200 151 450 SH   OTR   147 0 303
ISHARES ETF-FIXED INCOM 464287226 1,082 9,167 SH   SOLE   9,042 0 125
ISHARES ETF-FIXED INCOM 464287226 997 8,445 SH   OTR   8,445 0 0
ISHARES ETF-EQUITY 464287234 6,758 153,275 SH   SOLE   136,579 0 16,696
ISHARES ETF-EQUITY 464287234 616 13,970 SH   OTR   13,970 0 0
ISHARES ETF-FIXED INCOM 464287242 516 3,832 SH   SOLE   3,712 0 120
ISHARES ETF-FIXED INCOM 464287242 110 819 SH   OTR   819 0 0
ISHARES ETF-FIXED INCOM 464287457 424 4,906 SH   SOLE   4,906 0 0
ISHARES ETF-FIXED INCOM 464287457 351 4,057 SH   OTR   4,057 0 0
ISHARES ETF-EQUITY 464287465 11,487 180,475 SH   SOLE   151,817 0 28,658
ISHARES ETF-EQUITY 464287465 7 110 SH   DFND   110 0 0
ISHARES ETF-EQUITY 464287465 1,723 27,063 SH   OTR   25,455 0 1,608
ISHARES ETF-EQUITY 464287499 326 5,688 SH   SOLE   5,688 0 0
ISHARES ETF-EQUITY 464287499 57 1,000 SH   OTR   1,000 0 0
ISHARES COMMON STOCK 464287523 1,871 6,142 SH   SOLE   6,142 0 0
ISHARES COMMON STOCK 464287523 161 529 SH   OTR   529 0 0
ISHARES ETF-EQUITY 464287556 376 2,777 SH   SOLE   2,777 0 0
ISHARES ETF-EQUITY 464287630 211 2,124 SH   SOLE   2,124 0 0
ISHARES ETF-EQUITY 464287630 30 300 SH   OTR   300 0 0
ISHARES ETF-EQUITY 464287655 36,224 241,829 SH   SOLE   238,255 0 3,574
ISHARES ETF-EQUITY 464287655 405 2,705 SH   DFND   2,705 0 0
ISHARES ETF-EQUITY 464287655 1,032 6,890 SH   OTR   6,796 0 94
ISHARES ETF-EQUITY 464287804 11,935 169,936 SH   SOLE   169,936 0 0
ISHARES ETF-EQUITY 464287804 16 233 SH   DFND   233 0 0
ISHARES ETF-EQUITY 464287804 31 438 SH   OTR   246 0 192
ISHARES ETF-EQUITY 464287879 311 2,540 SH   SOLE   2,540 0 0
ISHARES ETF-EQUITY 464287879 24 200 SH   OTR   200 0 0
ISHARES ETF-FIXED INCOM 464288638 275 4,526 SH   SOLE   4,526 0 0
ISHARES ETF-FIXED INCOM 464288687 777 21,321 SH   SOLE   21,321 0 0
ISHARES ETF-FIXED INCOM 464288687 108 2,972 SH   OTR   2,339 0 633
ISHARES SILVER ETF-ALTERNATIVE 46428Q109 402 18,596 SH   SOLE   18,596 0 0
ISHARES MSCI ETF-EQUITY 46429B697 595 9,333 SH   SOLE   9,333 0 0
ISHARES MSCI ETF-EQUITY 46429B697 10 160 SH   OTR   160 0 0
ISHARES ETF-EQUITY 46432F339 17,366 167,403 SH   SOLE   166,900 0 503
ISHARES ETF-EQUITY 46432F339 5 44 SH   DFND   44 0 0
ISHARES ETF-EQUITY 46432F339 244 2,355 SH   OTR   2,264 0 91
ISHARES ETF-EQUITY 46432F842 58,323 967,528 SH   SOLE   966,549 0 979
ISHARES ETF-EQUITY 46432F842 946 15,695 SH   DFND   15,695 0 0
ISHARES ETF-EQUITY 46432F842 611 10,142 SH   OTR   9,367 0 775
ISHARES ETF-EQUITY 46434G103 15,435 292,329 SH   SOLE   292,279 0 50
ISHARES ETF-EQUITY 46434G103 14 257 SH   DFND   257 0 0
ISHARES ETF-EQUITY 46434G103 312 5,914 SH   OTR   5,280 0 634
ISHARES MSCI ETF-EQUITY 46435G516 927 14,607 SH   SOLE   14,607 0 0
JP MORGAN COMMON STOCK 46625H100 9,340 97,020 SH   SOLE   91,399 0 5,621
JP MORGAN COMMON STOCK 46625H100 66 682 SH   DFND   682 0 0
JP MORGAN COMMON STOCK 46625H100 708 7,351 SH   OTR   7,121 0 230
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 14 150 SH   SOLE   150 0 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 353 3,800 SH   OTR   3,800 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 12,316 82,725 SH   SOLE   80,979 0 1,746
JOHNSON & JOHNSON COMMON STOCK 478160104 70 471 SH   DFND   471 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,670 11,218 SH   OTR   10,228 0 990
KELLOGG COMPANY COMMON STOCK 487836108 6,853 106,107 SH   SOLE   101,267 0 4,840
KELLOGG COMPANY COMMON STOCK 487836108 54 836 SH   DFND   836 0 0
KELLOGG COMPANY COMMON STOCK 487836108 34 522 SH   OTR   522 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 547 3,702 SH   SOLE   3,702 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 79 533 SH   OTR   533 0 0
LAUDER ESTEE CO COMMON STOCK 518439104 24 112 SH   SOLE   112 0 0
LAUDER ESTEE CO COMMON STOCK 518439104 449 2,058 SH   OTR   1,858 0 200
ELI LILLY & COMMON STOCK 532457108 1,228 8,298 SH   SOLE   2,635 0 5,663
ELI LILLY & COMMON STOCK 532457108 60 407 SH   OTR   157 0 250
LOCKHEED MARTIN GROUP COMMON STOCK 539830109 2,100 5,479 SH   SOLE   5,479 0 0
LOCKHEED MARTIN GROUP COMMON STOCK 539830109 404 1,053 SH   OTR   778 0 275
LOWES COMPANIES INC COMMON STOCK 548661107 6,259 37,738 SH   SOLE   36,938 0 800
LOWES COMPANIES INC COMMON STOCK 548661107 742 4,474 SH   OTR   4,474 0 0
MC DONALDS CORPORATION COMMON STOCK 580135101 4,118 18,760 SH   SOLE   18,760 0 0
MC DONALDS CORPORATION COMMON STOCK 580135101 703 3,202 SH   OTR   3,012 0 190
MERCK & CO COMMON STOCK 58933Y105 3,660 44,119 SH   SOLE   37,068 0 7,051
MERCK & CO COMMON STOCK 58933Y105 70 845 SH   DFND   845 0 0
MERCK & CO COMMON STOCK 58933Y105 731 8,807 SH   OTR   8,507 0 300
MICROSOFT COMMON STOCK 594918104 22,683 107,846 SH   SOLE   105,548 0 2,298
MICROSOFT COMMON STOCK 594918104 127 605 SH   DFND   605 0 0
MICROSOFT COMMON STOCK 594918104 2,799 13,306 SH   OTR   12,381 0 925
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 445 4,326 SH   SOLE   4,326 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 18 180 SH   OTR   180 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 261 4,551 SH   SOLE   4,551 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 62 1,080 SH   OTR   480 0 600
MORGAN STANLEY COMMON STOCK 617446448 96 1,980 SH   SOLE   1,980 0 0
MORGAN STANLEY COMMON STOCK 617446448 174 3,601 SH   OTR   3,601 0 0
NATIONAL RETAIL COMMON STOCK 637417106 666 19,292 SH   SOLE   19,292 0 0
NATIONAL RETAIL COMMON STOCK 637417106 49 1,412 SH   DFND   1,412 0 0
NATIONAL RETAIL COMMON STOCK 637417106 109 3,151 SH   OTR   2,876 0 275
NEXTERA ENERGY INC. COMMON STOCK 65339F101 185 667 SH   SOLE   667 0 0
NEXTERA ENERGY INC. COMMON STOCK 65339F101 28 100 SH   OTR   100 0 0
NIKE INCORPORATED CLASS B COMMON STOCK 654106103 3,889 30,976 SH   SOLE   30,976 0 0
NIKE INCORPORATED CLASS B COMMON STOCK 654106103 1,054 8,393 SH   OTR   8,393 0 0
NORFOLK SOUTHERN CORPORATION COMMON STOCK 655844108 727 3,396 SH   SOLE   3,396 0 0
NORFOLK SOUTHERN CORPORATION COMMON STOCK 655844108 51 238 SH   OTR   238 0 0
NUCOR CORPORATION COMMON STOCK 670346105 507 11,310 SH   SOLE   11,310 0 0
NUCOR CORPORATION COMMON STOCK 670346105 120 2,677 SH   OTR   2,222 0 455
OMNICOM GROUP INCORPORATED COMMON STOCK 681919106 662 13,373 SH   SOLE   13,373 0 0
OMNICOM GROUP INCORPORATED COMMON STOCK 681919106 428 8,646 SH   OTR   8,446 0 200
ORACLE COMMON STOCK 68389X105 2,574 43,119 SH   SOLE   43,119 0 0
ORACLE COMMON STOCK 68389X105 932 15,604 SH   OTR   14,904 0 700
OSHKOSH TRUCK CORP COMMON STOCK 688239201 616 8,381 SH   SOLE   8,381 0 0
OSHKOSH TRUCK CORP COMMON STOCK 688239201 60 819 SH   OTR   819 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 181 2,897 SH   SOLE   2,897 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 14 221 SH   DFND   221 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 36 584 SH   OTR   584 0 0
PNC COMMON STOCK 693475105 670 6,100 SH   SOLE   6,100 0 0
PAYCHEX INC COMMON STOCK 704326107 6,259 78,464 SH   SOLE   75,586 0 2,878
PAYCHEX INC COMMON STOCK 704326107 69 864 SH   DFND   864 0 0
PAYCHEX INC COMMON STOCK 704326107 337 4,221 SH   OTR   4,221 0 0
PEPSICO COMMON STOCK 713448108 10,714 77,298 SH   SOLE   76,167 0 1,131
PEPSICO COMMON STOCK 713448108 68 490 SH   DFND   490 0 0
PEPSICO COMMON STOCK 713448108 1,180 8,516 SH   OTR   8,376 0 140
PFIZER COMMON STOCK 717081103 6,786 184,906 SH   SOLE   177,842 0 7,064
PFIZER COMMON STOCK 717081103 85 2,317 SH   DFND   1,767 0 550
PFIZER COMMON STOCK 717081103 491 13,380 SH   OTR   12,780 0 600
PHILIP MORRIS INTERNATIONAL INC. COMMON STOCK 718172109 362 4,828 SH   SOLE   4,828 0 0
PHILIP MORRIS INTERNATIONAL INC. COMMON STOCK 718172109 30 395 SH   OTR   145 0 250
PROCTER & GAMBLE COMPANY COMMON STOCK 742718109 38,745 278,764 SH   SOLE   276,926 0 1,838
PROCTER & GAMBLE COMPANY COMMON STOCK 742718109 79 571 SH   DFND   471 0 100
PROCTER & GAMBLE COMPANY COMMON STOCK 742718109 3,621 26,053 SH   OTR   24,273 0 1,780
QUALCOMM INCORPORATED COMMON STOCK 747525103 4,069 34,580 SH   SOLE   33,580 0 1,000
QUALCOMM INCORPORATED COMMON STOCK 747525103 263 2,237 SH   OTR   2,237 0 0
QUEST DIAGNOSTICS COMMON STOCK 74834L100 8,130 71,010 SH   SOLE   69,235 0 1,775
QUEST DIAGNOSTICS COMMON STOCK 74834L100 87 759 SH   DFND   759 0 0
QUEST DIAGNOSTICS COMMON STOCK 74834L100 379 3,312 SH   OTR   3,312 0 0
RAYTHEON TECHNOLOGIES COMMON STOCK 75513E101 524 9,101 SH   SOLE   9,101 0 0
RAYTHEON TECHNOLOGIES COMMON STOCK 75513E101 64 1,114 SH   DFND   1,114 0 0
RAYTHEON TECHNOLOGIES COMMON STOCK 75513E101 88 1,537 SH   OTR   1,537 0 0
ROYCE COMMON STOCK 780910105 138 10,899 SH   OTR   10,899 0 0
ROYCE COMMON STOCK 780915104 82 10,741 SH   OTR   10,741 0 0
S&P 500 DEPOSITARY RECEIPTS ETF-EQUITY 78462F103 23,278 69,509 SH   SOLE   69,509 0 0
S&P 500 DEPOSITARY RECEIPTS ETF-EQUITY 78462F103 577 1,722 SH   DFND   1,655 0 67
S&P 500 DEPOSITARY RECEIPTS ETF-EQUITY 78462F103 1,846 5,513 SH   OTR   5,513 0 0
SPDR GOLD TRUST ETF-ALTERNATIVE 78463V107 667 3,765 SH   SOLE   3,765 0 0
SPDR GOLD TRUST ETF-ALTERNATIVE 78463V107 212 1,195 SH   OTR   1,195 0 0
SPDR ETF-EQUITY 78464A763 333 3,600 SH   SOLE   3,600 0 0
SPDR S&P MIDCAP 400 ETF TR UNIT ETF-EQUITY 78467Y107 9,028 26,644 SH   SOLE   26,597 0 47
SPDR S&P MIDCAP 400 ETF TR UNIT ETF-EQUITY 78467Y107 856 2,527 SH   OTR   2,527 0 0
SCHLUMBERGER LTD FR FRANCE FOREIGN STOCK 806857108 121 7,778 SH   SOLE   7,778 0 0
SCHLUMBERGER LTD FR FRANCE FOREIGN STOCK 806857108 47 3,003 SH   OTR   3,003 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 3,369 92,985 SH   SOLE   89,485 0 3,500
CHARLES SCHWAB CORP COMMON STOCK 808513105 42 1,153 SH   DFND   1,153 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 43 1,195 SH   OTR   1,195 0 0
SPDR ETF-EQUITY 81369Y209 515 4,878 SH   SOLE   4,878 0 0
SPDR ETF-EQUITY 81369Y209 223 2,115 SH   OTR   2,115 0 0
SPDR ETF-EQUITY 81369Y803 2,148 18,407 SH   SOLE   18,407 0 0
SPDR ETF-EQUITY 81369Y803 476 4,081 SH   OTR   4,081 0 0
SPDR COMMON STOCK 81369Y886 7,669 129,144 SH   SOLE   127,064 0 2,080
SPDR COMMON STOCK 81369Y886 83 1,393 SH   DFND   1,393 0 0
SPDR COMMON STOCK 81369Y886 528 8,891 SH   OTR   8,266 0 625
SHERWIN WILLIAMS CO. COMMON STOCK 824348106 3,413 4,899 SH   SOLE   4,749 0 150
SHERWIN WILLIAMS CO. COMMON STOCK 824348106 83 119 SH   OTR   119 0 0
SMUCKER (J.M.) COMPANY COMMON STOCK 832696405 237 2,048 SH   SOLE   2,048 0 0
SMUCKER (J.M.) COMPANY COMMON STOCK 832696405 54 467 SH   OTR   367 0 100
STARBUCKS COFFEE COMMON STOCK 855244109 1,414 16,456 SH   SOLE   16,456 0 0
STARBUCKS COFFEE COMMON STOCK 855244109 117 1,358 SH   OTR   1,358 0 0
STOCK YARDS BANCORP, INC. COMMON STOCK 861025104 207 6,092 SH   SOLE   6,092 0 0
STRYKER CORPORATION COMMON STOCK 863667101 10,644 51,084 SH   SOLE   49,809 0 1,275
STRYKER CORPORATION COMMON STOCK 863667101 104 499 SH   DFND   499 0 0
STRYKER CORPORATION COMMON STOCK 863667101 657 3,152 SH   OTR   3,152 0 0
SYSCO CORP COMMON STOCK 871829107 229 3,676 SH   SOLE   3,676 0 0
SYSCO CORP COMMON STOCK 871829107 82 1,315 SH   OTR   810 0 505
TJX COS INC COMMON STOCK 872540109 8,889 159,731 SH   SOLE   156,531 0 3,200
TJX COS INC COMMON STOCK 872540109 86 1,537 SH   DFND   1,537 0 0
TJX COS INC COMMON STOCK 872540109 527 9,477 SH   OTR   9,477 0 0
TARGET COMMON STOCK 87612E106 9,334 59,291 SH   SOLE   56,191 0 3,100
TARGET COMMON STOCK 87612E106 98 624 SH   DFND   624 0 0
TARGET COMMON STOCK 87612E106 366 2,326 SH   OTR   2,326 0 0
THERMO FISHER SCIENTIFIC, INC. COMMON STOCK 883556102 297 672 SH   SOLE   672 0 0
3M COMPANY COMMON STOCK 88579Y101 1,187 7,408 SH   SOLE   6,928 0 480
3M COMPANY COMMON STOCK 88579Y101 367 2,294 SH   OTR   2,129 0 165
US BANCORP COMMON STOCK 902973304 802 22,362 SH   SOLE   22,362 0 0
US BANCORP COMMON STOCK 902973304 597 16,648 SH   OTR   16,148 0 500
UNION PACIFIC COMMON STOCK 907818108 465 2,361 SH   SOLE   2,361 0 0
UNION PACIFIC COMMON STOCK 907818108 197 1,000 SH   OTR   1,000 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 1,156 6,939 SH   SOLE   6,939 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 208 1,251 SH   OTR   1,251 0 0
UNITEDHEALTH GROUP COMMON STOCK 91324P102 1,751 5,617 SH   SOLE   5,617 0 0
VF CORPORATION COMMON STOCK 918204108 571 8,124 SH   SOLE   8,124 0 0
VF CORPORATION COMMON STOCK 918204108 54 774 SH   OTR   774 0 0
VANGUARD ETF-EQUITY 922042858 303 7,006 SH   SOLE   6,770 0 236
VANGUARD ETF-EQUITY 922908538 600 3,328 SH   SOLE   3,328 0 0
VANGUARD ETF-ALTERNATIVE 922908553 12,142 153,780 SH   SOLE   149,656 0 4,124
VANGUARD ETF-ALTERNATIVE 922908553 2 24 SH   DFND   24 0 0
VANGUARD ETF-ALTERNATIVE 922908553 788 9,986 SH   OTR   9,685 0 301
VANGUARD ETF-EQUITY 922908629 481 2,728 SH   SOLE   2,728 0 0
VANGUARD ETF-EQUITY 922908637 258 1,650 SH   SOLE   1,650 0 0
VANGUARD ETF-EQUITY 922908744 2,619 25,064 SH   SOLE   25,064 0 0
VANGUARD ETF-EQUITY 922908744 5 45 SH   DFND   45 0 0
VANGUARD ETF-EQUITY 922908744 138 1,317 SH   OTR   1,317 0 0
VERIZON COMMON STOCK 92343V104 1,480 24,871 SH   SOLE   24,871 0 0
VERIZON COMMON STOCK 92343V104 388 6,515 SH   OTR   5,765 0 750
VISA INC CL A COMMON STOCK 92826C839 11,285 56,431 SH   SOLE   54,331 0 2,100
VISA INC CL A COMMON STOCK 92826C839 117 586 SH   DFND   480 0 106
VISA INC CL A COMMON STOCK 92826C839 851 4,256 SH   OTR   4,016 0 240
WAL-MART COMMON STOCK 931142103 1,099 7,857 SH   SOLE   7,857 0 0
WAL-MART COMMON STOCK 931142103 602 4,306 SH   OTR   4,031 0 275
WATERS CORP COM COMMON STOCK 941848103 65 330 SH   SOLE   330 0 0
WATERS CORP COM COMMON STOCK 941848103 225 1,150 SH   OTR   1,000 0 150
WELLS FARGO COMMON STOCK 949746101 654 27,815 SH   SOLE   27,815 0 0
WELLS FARGO COMMON STOCK 949746101 56 2,397 SH   OTR   1,597 0 800
XCEL ENERGY INC COMMON STOCK 98389B100 248 3,589 SH   SOLE   3,589 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 29 415 SH   OTR   415 0 0
YUM BRANDS INC COMMON STOCK 988498101 309 3,386 SH   SOLE   3,386 0 0
YUM BRANDS INC COMMON STOCK 988498101 42 455 SH   OTR   455 0 0
ACCENTURE PLC IE IRELAND FOREIGN STOCK G1151C101 1,607 7,113 SH   SOLE   7,113 0 0
ACCENTURE PLC IE IRELAND FOREIGN STOCK G1151C101 816 3,609 SH   OTR   3,609 0 0
EATON CORPORATION PLC IE IRELAND FOREIGN STOCK G29183103 6,239 61,147 SH   SOLE   59,962 0 1,185
EATON CORPORATION PLC IE IRELAND FOREIGN STOCK G29183103 59 576 SH   DFND   576 0 0
EATON CORPORATION PLC IE IRELAND FOREIGN STOCK G29183103 163 1,593 SH   OTR   1,593 0 0
MEDTRONIC PLC IE IRELAND FOREIGN STOCK G5960L103 734 7,061 SH   SOLE   7,061 0 0
MEDTRONIC PLC IE IRELAND FOREIGN STOCK G5960L103 393 3,777 SH   OTR   3,777 0 0
INGERSOLL RAND INC. COMMON STOCK G8994E103 364 3,000 SH   SOLE   3,000 0 0
INGERSOLL RAND INC. COMMON STOCK G8994E103 207 1,710 SH   OTR   1,310 0 400
TE CONNECTIVITY LTD. CH FOREIGN STOCK H84989104 334 3,413 SH   SOLE   3,413 0 0