The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COMM 88579Y101   1,276 12,135 SH   SOLE   12,135 0 0
AbbVie Inc COMM 00287Y109   3,920 24,598 SH   SOLE   24,598 0 0
Abbott Laboratories COMM 002824100   1,568 15,481 SH   SOLE   15,481 0 0
Adobe Systems COMM 00724F101   1,386 3,597 SH   SOLE   3,597 0 0
Advanced Micro Devices COMM 007903107   978 9,983 SH   SOLE   9,983 0 0
Alphabet (Google) Cl C COMM 02079K107   7,759 74,603 SH   SOLE   74,603 0 0
Amazon.com COMM 023135106   6,396 61,925 SH   SOLE   61,925 0 0
Amgen Inc COMM 031162100   884 3,658 SH   SOLE   3,658 0 0
Analog Devices COMM 032654105   1,172 5,942 SH   SOLE   5,942 0 0
Apple Computer COMM 037833100   19,245 116,709 SH   SOLE   116,709 0 0
Applied Materials COMM 038222105   1,578 12,851 SH   SOLE   12,851 0 0
AutoZone COMM 053332102   3,240 1,318 SH   SOLE   1,318 0 0
Automatic Data Processing COMM 053015103   258 1,160 SH   SOLE   1,160 0 0
Bank of America Corp COMM 060505104   2,185 76,409 SH   SOLE   76,409 0 0
Berkshire Hathaway Cl B COMM 084670702   3,708 12,009 SH   SOLE   12,009 0 0
BlackRock Inc COMM 09247X101   1,584 2,368 SH   SOLE   2,368 0 0
Boeing Co COMM 097023105   1,567 7,377 SH   SOLE   7,377 0 0
Bristol-Myers Squibb COMM 110122108   6,406 92,422 SH   SOLE   92,422 0 0
Broadcom Inc COMM 11135F101   5,072 7,906 SH   SOLE   7,906 0 0
CBRL Group Inc COMM 22410J106   893 7,857 SH   SOLE   7,857 0 0
CVS Health Corp COMM 126650100   1,109 14,930 SH   SOLE   14,930 0 0
Carnival Corporation COMM 143658300   987 97,197 SH   SOLE   97,197 0 0
Chevron Corp COMM 166764100   2,147 13,159 SH   SOLE   13,159 0 0
Chipotle Mexican Grill COMM 169656105   1,244 728 SH   SOLE   728 0 0
Cisco Systems COMM 17275R102   2,812 53,786 SH   SOLE   53,786 0 0
Citigroup Inc COMM 172967424   2,523 53,807 SH   SOLE   53,807 0 0
Coca-Cola Co COMM 191216100   262 4,230 SH   SOLE   4,230 0 0
Comerica Inc COMM 200340107   1,890 43,517 SH   SOLE   43,517 0 0
ConocoPhillips COMM 20825C104   2,317 23,352 SH   SOLE   23,352 0 0
Costco Wholesale COMM 22160K105   1,237 2,489 SH   SOLE   2,489 0 0
Crown Castle International COMM 22822V101   861 6,430 SH   SOLE   6,430 0 0
Dow Inc COMM 260557103   1,984 36,197 SH   SOLE   36,197 0 0
Eli Lilly COMM 532457108   728 2,119 SH   SOLE   2,119 0 0
Enbridge Inc COMM 29250N105   1,621 42,503 SH   SOLE   42,503 0 0
Estee Lauder Co COMM 518439104   1,010 4,098 SH   SOLE   4,098 0 0
Exxon Mobil COMM 30231G102   4,809 43,856 SH   SOLE   43,856 0 0
General Dynamics COMM 369550108   749 3,283 SH   SOLE   3,283 0 0
Gilead Sciences COMM 375558103   923 11,125 SH   SOLE   11,125 0 0
Goldman Sachs Group COMM 38141G104   2,251 6,881 SH   SOLE   6,881 0 0
Home Depot COMM 437076102   4,702 15,933 SH   SOLE   15,933 0 0
Honeywell Inc COMM 438516106   4,104 21,474 SH   SOLE   21,474 0 0
Humana COMM 444859102   1,731 3,565 SH   SOLE   3,565 0 0
International Flavors & Fragra COMM 459506101   665 7,230 SH   SOLE   7,230 0 0
Intuit Inc COMM 461202103   1,935 4,340 SH   SOLE   4,340 0 0
Intuitive Surgical COMM 46120E602   1,773 6,942 SH   SOLE   6,942 0 0
J P Morgan Chase & Co COMM 46625H100   3,383 25,963 SH   SOLE   25,963 0 0
Johnson & Johnson COMM 478160104   2,466 15,908 SH   SOLE   15,908 0 0
Kinder Morgan Inc COMM 49456B101   3,023 172,621 SH   SOLE   172,621 0 0
Lam Research COMM 512807108   1,668 3,147 SH   SOLE   3,147 0 0
Lockheed Martin COMM 539830109   1,724 3,646 SH   SOLE   3,646 0 0
MasterCard Inc. COMM 57636Q104   1,961 5,395 SH   SOLE   5,395 0 0
Merck & Co Inc COMM 58933Y105   4,792 45,039 SH   SOLE   45,039 0 0
Meta Platforms Inc - Class A COMM 30303M102   2,712 12,798 SH   SOLE   12,798 0 0
Micron Technology COMM 595112103   1,680 27,841 SH   SOLE   27,841 0 0
Microsoft Corp COMM 594918104   14,075 48,821 SH   SOLE   48,821 0 0
NextEra Energy Inc COMM 65339F101   1,176 15,251 SH   SOLE   15,251 0 0
Novartis COMM 66987V109   974 10,587 SH   SOLE   10,587 0 0
Nvidia COMM 67066G104   6,381 22,971 SH   SOLE   22,971 0 0
Olin Corp COMM 680665205   1,069 19,269 SH   SOLE   19,269 0 0
Oracle Systems COMM 68389X105   1,752 18,852 SH   SOLE   18,852 0 0
PNC Financial Services COMM 693475105   898 7,062 SH   SOLE   7,062 0 0
Paypal COMM 70450Y103   1,112 14,643 SH   SOLE   14,643 0 0
PepsiCo Inc COMM 713448108   2,308 12,661 SH   SOLE   12,661 0 0
Pfizer Inc COMM 717081103   1,290 31,607 SH   SOLE   31,607 0 0
Procter & Gamble COMM 742718109   2,323 15,622 SH   SOLE   15,622 0 0
QUALCOMM Inc COMM 747525103   900 7,054 SH   SOLE   7,054 0 0
Quest Diagnostics Inc COMM 74834L100   1,578 11,152 SH   SOLE   11,152 0 0
Raytheon Technologies Corp COMM 75513E101   3,546 36,211 SH   SOLE   36,211 0 0
Regions Financial COMM 7591EP100   2,047 110,283 SH   SOLE   110,283 0 0
Salesforce.com COMM 79466L302   1,182 5,919 SH   SOLE   5,919 0 0
Spirit AeroSystems Holdings COMM 848574109   2,384 69,044 SH   SOLE   69,044 0 0
Starbucks Corp COMM 855244109   1,471 14,123 SH   SOLE   14,123 0 0
Sysco Corporation COMM 871829107   2,557 33,115 SH   SOLE   33,115 0 0
Target Corporation COMM 87612E106   1,090 6,581 SH   SOLE   6,581 0 0
Texas Instruments COMM 882508104   1,115 5,993 SH   SOLE   5,993 0 0
Thermo Fisher COMM 883556102   3,669 6,366 SH   SOLE   6,366 0 0
Ulta Beauty Inc COMM 90384S303   1,694 3,105 SH   SOLE   3,105 0 0
Unilever PLC COMM 904767704   1,021 19,665 SH   SOLE   19,665 0 0
Union Pacific Corp COMM 907818108   1,987 9,871 SH   SOLE   9,871 0 0
United Healthcare COMM 91324P102   3,935 8,327 SH   SOLE   8,327 0 0
Visa Inc COMM 92826C839   2,443 10,836 SH   SOLE   10,836 0 0
Vulcan Materials COMM 929160109   1,162 6,774 SH   SOLE   6,774 0 0
Walt Disney Co COMM 254687106   1,715 17,129 SH   SOLE   17,129 0 0
Waste Management COMM 94106L109   2,678 16,413 SH   SOLE   16,413 0 0
Wells Fargo COMM 949746101   1,141 30,527 SH   SOLE   30,527 0 0
Whirlpool Corp COMM 963320106   956 7,243 SH   SOLE   7,243 0 0
Williams Cos COMM 969457100   3,112 104,213 SH   SOLE   104,213 0 0
Zoetis Inc COMM 98978V103   1,985 11,925 SH   SOLE   11,925 0 0
NASDAQ 100 Index ETF 46090E103   780 2,430 SH   SOLE   2,430 0 0
Schwab US Broad Market ETF ETF 808524102   342 7,141 SH   SOLE   7,141 0 0
Schwab US Dividend Equity ETF ETF 808524797   2,696 36,847 SH   SOLE   36,847 0 0
Vanguard Dividend Appreciation ETF 921908844   4,226 27,441 SH   SOLE   27,441 0 0
Vanguard Growth ETF ETF 922908736   4,234 16,973 SH   SOLE   16,973 0 0
Vanguard High Dividend Yield E ETF 921946406   502 4,756 SH   SOLE   4,756 0 0
Vanguard Large-Cap ETF ETF 922908637   1,763 9,436 SH   SOLE   9,436 0 0
Vanguard Mid-Cap Value ETF ETF 922908512   402 3,000 SH   SOLE   3,000 0 0
iShares Core Dividend Growth E ETF 46434V621   411 8,213 SH   SOLE   8,213 0 0