The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Amazon Communications COM 023135106 243 140 SH   SOLE   0 0 140
Apple Inc COM 037833100 283 1,263 SH   SOLE   0 0 1,263
Emerson Electric Co COM 291011104 259 3,880 SH   SOLE   0 0 3,880
Exxon Mobil Corporation COM 30231G102 255 3,617 SH   SOLE   0 0 3,617
JP Morgan Chase & Co COM 46625h100 251 2,133 SH   SOLE   0 0 2,133
Johnson & Johnson COM 478160104 362 2,795 SH   SOLE   0 0 2,795
Merck & Co Inc COM 58933Y105 380 4,518 SH   SOLE   0 0 4,518
NexPoint Residential Trust, In COM 65341d102 234 5,012 SH   SOLE   0 0 5,012
Nokia Oyj COM x61873133 227 44,701 SH   SOLE   0 0 44,701
Texas Instruments Inc COM 882508104 282 2,180 SH   SOLE   0 0 2,180
TransDigm Group Inc COM 893641100 296 568 SH   SOLE   0 0 568
E Tracs Alerian MLP Infrastruc COM 902641646 17,765 852,044 SH   SOLE   0 0 852,044
JP Morgan Alerian MLP Index ET COM 46625h365 2,036 87,474 SH   SOLE   0 0 87,474
Nuveen Real Estate Income Fund COM 67071B108 154 14,028 SH   SOLE   0 0 14,028
Pimco 0-5 Year High Yield Corp COM 72201r783 2,498 25,037 SH   SOLE   0 0 25,037
SPDR DJ Wilshire International COM 78463x863 880 22,274 SH   SOLE   0 0 22,274
SPDR S&P 500 ETF Trust COM 78462F103 86,791 292,451 SH   SOLE   0 0 292,451
SPDR S&P MidCap 400 ETF Trust COM 78467y107 2,649 7,515 SH   SOLE   0 0 7,515
Schwab Emerging Markets COM 808524706 14,668 583,701 SH   SOLE   0 0 583,701
Schwab Intermediate Term US Tr COM 808524854 648 11,658 SH   SOLE   0 0 11,658
Schwab International Equity ET COM 808524805 8,152 255,862 SH   SOLE   0 0 255,862
Schwab US Aggregate Bond ETF COM 808524839 7,122 132,259 SH   SOLE   0 0 132,259
Schwab US Broad Market ETF COM 808524102 6,426 90,486 SH   SOLE   0 0 90,486
Schwab US Large Cap ETF COM 808524201 37,086 522,850 SH   SOLE   0 0 522,850
Schwab US Large Cap Growth ETF COM 808524300 1,191 14,172 SH   SOLE   0 0 14,172
Schwab US Mid Cap ETF COM 808524508 32,729 578,870 SH   SOLE   0 0 578,870
Schwab US REIT ETF COM 808524847 7,304 154,841 SH   SOLE   0 0 154,841
Schwab US Tips ETF COM 808524870 4,385 77,260 SH   SOLE   0 0 77,260
Vanguard Dividend Appreciation COM 921908844 2,198 18,377 SH   SOLE   0 0 18,377
Vanguard Extended Market Viper COM 922908652 282 2,426 SH   SOLE   0 0 2,426
Vanguard FTSE All-World EX-US COM 922042775 14,490 290,389 SH   SOLE   0 0 290,389
Vanguard Global Ex US Real Est COM 922042676 10,850 185,193 SH   SOLE   0 0 185,193
Vanguard Growth Vipers COM 922908736 4,950 29,767 SH   SOLE   0 0 29,767
Vanguard Large Cap COM 922908637 29,087 213,354 SH   SOLE   0 0 213,354
Vanguard MSCI EAFE ETF COM 921943858 33,148 806,917 SH   SOLE   0 0 806,917
Vanguard MSCI Emerging Markets COM 922042858 42,673 1,059,946 SH   SOLE   0 0 1,059,946
Vanguard Mid Cap Growth Index COM 922908538 637 4,298 SH   SOLE   0 0 4,298
Vanguard Mid Cap Value COM 922908512 1,468 12,988 SH   SOLE   0 0 12,988
Vanguard Mid Cap Vipers COM 922908629 156,874 936,004 SH   SOLE   0 0 936,004
Vanguard REIT Vipers COM 922908553 17,390 186,491 SH   SOLE   0 0 186,491
Vanguard S&P 500 ETF COM 922908363 192,250 705,248 SH   SOLE   0 0 705,248
Vanguard ST Inflation Protecte COM 922020805 11,221 228,767 SH   SOLE   0 0 228,767
Vanguard Small Cap COM 922908751 2,561 16,640 SH   SOLE   0 0 16,640
Vanguard Total Bond Market ETF COM 921937835 3,679 43,571 SH   SOLE   0 0 43,571
Vanguard Total International B COM 92203j407 5,025 85,415 SH   SOLE   0 0 85,415
Vanguard Total Stock Market Vi COM 922908769 37,061 245,436 SH   SOLE   0 0 245,436
Vanguard Value COM 922908744 1,407 12,604 SH   SOLE   0 0 12,604
iShares Barclays US Treasury I COM 464287176 476 4,089 SH   SOLE   0 0 4,089
iShares Core MSCI Total Intl S COM 46432f834 658 11,390 SH   SOLE   0 0 11,390
iShares Core US Growth ETF COM 464287671 1,572 25,000 SH   SOLE   0 0 25,000
iShares Lehman 3-7 Year Treasu COM 464288661 7,827 61,724 SH   SOLE   0 0 61,724
iShares MSCI ACWI Index Fund COM 464288257 726 9,843 SH   SOLE   0 0 9,843
iShares MSCI All Country World COM 464286525 457 4,819 SH   SOLE   0 0 4,819
iShares MSCI EAFE Index Fund COM 464287465 4,482 68,737 SH   SOLE   0 0 68,737
iShares MSCI EAFE Minimum Vola COM 46429b689 529 7,213 SH   SOLE   0 0 7,213
iShares MSCI Emerging Markets COM 464287234 2,758 67,475 SH   SOLE   0 0 67,475
iShares MSCI Emerging Markets COM 464286533 1,250 21,902 SH   SOLE   0 0 21,902
iShares MSCI Minimum Volatilit COM 46429b697 2,382 37,168 SH   SOLE   0 0 37,168
iShares Russell 1000 Growth COM 464287614 7,606 47,650 SH   SOLE   0 0 47,650
iShares Russell 1000 Index Fun COM 464287622 6,071 36,895 SH   SOLE   0 0 36,895
iShares Russell 1000 Value Ind COM 464287598 3,585 27,950 SH   SOLE   0 0 27,950
iShares Russell 2000 Growth COM 464287648 208 1,081 SH   SOLE   0 0 1,081
iShares Russell 2000 Index COM 464287655 7,823 51,692 SH   SOLE   0 0 51,692
iShares Russell 2000 Value COM 464287630 204 1,711 SH   SOLE   0 0 1,711
iShares Russell 3000 Index COM 464287689 4,334 24,941 SH   SOLE   0 0 24,941
iShares Russell Midcap COM 464287499 66,601 1,190,363 SH   SOLE   0 0 1,190,363
iShares Russell Midcap Growth COM 464287481 11,800 83,481 SH   SOLE   0 0 83,481
iShares Russell Midcap Value COM 464287473 10,640 118,616 SH   SOLE   0 0 118,616
iShares S&P Mid Cap 400 Index COM 464287507 464 2,401 SH   SOLE   0 0 2,401
iShares Tr S&P 500/Barra Growt COM 464287309 614 3,413 SH   SOLE   0 0 3,413
iShares Trust S&P 500 Index COM 464287200 9,024 30,230 SH   SOLE   0 0 30,230
iShares Trust S&P SmallCap 600 COM 464287804 724 9,304 SH   SOLE   0 0 9,304