The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Amazon Communications COM 023135106 256 135 SH   SOLE   0 0 135
Apple Inc COM 037833100 250 1,263 SH   SOLE   0 0 1,263
Emerson Electric Co COM 291011104 259 3,880 SH   SOLE   0 0 3,880
Exxon Mobil Corporation COM 30231G102 262 3,415 SH   SOLE   0 0 3,415
JP Morgan Chase & Co COM 46625h100 307 2,747 SH   SOLE   0 0 2,747
Johnson & Johnson COM 478160104 389 2,795 SH   SOLE   0 0 2,795
Merck & Co Inc COM 58933Y105 379 4,518 SH   SOLE   0 0 4,518
NexPoint Residential Trust, In COM 65341d102 226 5,447 SH   SOLE   0 0 5,447
Nokia Oyj COM x61873133 222 44,701 SH   SOLE   0 0 44,701
Texas Instruments Inc COM 882508104 250 2,180 SH   SOLE   0 0 2,180
TransDigm Group Inc COM 893641100 275 568 SH   SOLE   0 0 568
E Tracs Alerian MLP Infrastruc COM 902641646 17,761 795,388 SH   SOLE   0 0 795,388
JP Morgan Alerian MLP Index ET COM 46625h365 2,196 87,474 SH   SOLE   0 0 87,474
Nuveen Real Estate Income Fund COM 67071B108 147 14,028 SH   SOLE   0 0 14,028
Pimco 0-5 Year High Yield Corp COM 72201r783 2,491 24,807 SH   SOLE   0 0 24,807
SPDR DJ Wilshire International COM 78463x863 863 22,274 SH   SOLE   0 0 22,274
SPDR S&P 500 ETF Trust COM 78462F103 84,041 286,831 SH   SOLE   0 0 286,831
SPDR S&P MidCap 400 ETF Trust COM 78467y107 2,665 7,515 SH   SOLE   0 0 7,515
Schwab Emerging Markets COM 808524706 14,639 557,907 SH   SOLE   0 0 557,907
Schwab Intermediate Term US Tr COM 808524854 641 11,658 SH   SOLE   0 0 11,658
Schwab International Equity ET COM 808524805 7,733 240,994 SH   SOLE   0 0 240,994
Schwab US Aggregate Bond ETF COM 808524839 7,067 133,349 SH   SOLE   0 0 133,349
Schwab US Broad Market ETF COM 808524102 6,295 89,250 SH   SOLE   0 0 89,250
Schwab US Large Cap ETF COM 808524201 36,011 513,053 SH   SOLE   0 0 513,053
Schwab US Large Cap Growth ETF COM 808524300 1,191 14,312 SH   SOLE   0 0 14,312
Schwab US Mid Cap ETF COM 808524508 32,769 573,987 SH   SOLE   0 0 573,987
Schwab US REIT ETF COM 808524847 7,143 160,724 SH   SOLE   0 0 160,724
Schwab US Tips ETF COM 808524870 4,442 78,881 SH   SOLE   0 0 78,881
Vanguard Dividend Appreciation COM 921908844 2,105 18,281 SH   SOLE   0 0 18,281
Vanguard Extended Market Viper COM 922908652 288 2,426 SH   SOLE   0 0 2,426
Vanguard FTSE All-World EX-US COM 922042775 15,618 306,288 SH   SOLE   0 0 306,288
Vanguard Global Ex US Real Est COM 922042676 11,311 191,711 SH   SOLE   0 0 191,711
Vanguard Growth Vipers COM 922908736 4,986 30,516 SH   SOLE   0 0 30,516
Vanguard Large Cap COM 922908637 29,316 217,605 SH   SOLE   0 0 217,605
Vanguard MSCI EAFE ETF COM 921943858 30,611 733,900 SH   SOLE   0 0 733,900
Vanguard MSCI Emerging Markets COM 922042858 42,921 1,009,200 SH   SOLE   0 0 1,009,200
Vanguard Mid Cap Growth Index COM 922908538 642 4,298 SH   SOLE   0 0 4,298
Vanguard Mid Cap Value COM 922908512 1,426 12,806 SH   SOLE   0 0 12,806
Vanguard Mid Cap Vipers COM 922908629 151,136 904,138 SH   SOLE   0 0 904,138
Vanguard REIT Vipers COM 922908553 16,325 186,782 SH   SOLE   0 0 186,782
Vanguard S&P 500 ETF COM 922908363 182,059 676,424 SH   SOLE   0 0 676,424
Vanguard ST Inflation Protecte COM 922020805 10,891 220,819 SH   SOLE   0 0 220,819
Vanguard Small Cap COM 922908751 2,582 16,480 SH   SOLE   0 0 16,480
Vanguard Total Bond Market ETF COM 921937835 2,071 24,929 SH   SOLE   0 0 24,929
Vanguard Total International B COM 92203j407 4,204 73,369 SH   SOLE   0 0 73,369
Vanguard Total Stock Market Vi COM 922908769 36,044 240,147 SH   SOLE   0 0 240,147
Vanguard Value COM 922908744 1,474 13,291 SH   SOLE   0 0 13,291
iShares Barclays US Treasury I COM 464287176 464 4,019 SH   SOLE   0 0 4,019
iShares Core MSCI Total Intl S COM 46432f834 668 11,390 SH   SOLE   0 0 11,390
iShares Core US Growth ETF COM 464287671 1,567 25,000 SH   SOLE   0 0 25,000
iShares DJ Select Dividend Ind COM 464287168 228 2,294 SH   SOLE   0 0 2,294
iShares Lehman 3-7 Year Treasu COM 464288661 9,106 72,407 SH   SOLE   0 0 72,407
iShares MSCI ACWI Index Fund COM 464288257 726 9,843 SH   SOLE   0 0 9,843
iShares MSCI All Country World COM 464286525 444 4,819 SH   SOLE   0 0 4,819
iShares MSCI EAFE Index Fund COM 464287465 4,504 68,528 SH   SOLE   0 0 68,528
iShares MSCI EAFE Minimum Vola COM 46429b689 524 7,213 SH   SOLE   0 0 7,213
iShares MSCI Emerging Markets COM 464287234 2,869 66,863 SH   SOLE   0 0 66,863
iShares MSCI Emerging Markets COM 464286533 1,289 21,902 SH   SOLE   0 0 21,902
iShares MSCI Minimum Volatilit COM 46429b697 1,902 30,813 SH   SOLE   0 0 30,813
iShares Russell 1000 Growth COM 464287614 7,722 49,076 SH   SOLE   0 0 49,076
iShares Russell 1000 Index Fun COM 464287622 5,967 36,652 SH   SOLE   0 0 36,652
iShares Russell 1000 Value Ind COM 464287598 3,574 28,094 SH   SOLE   0 0 28,094
iShares Russell 2000 Growth COM 464287648 217 1,081 SH   SOLE   0 0 1,081
iShares Russell 2000 Index COM 464287655 8,271 53,190 SH   SOLE   0 0 53,190
iShares Russell 2000 Value COM 464287630 206 1,711 SH   SOLE   0 0 1,711
iShares Russell 3000 Index COM 464287689 4,307 24,991 SH   SOLE   0 0 24,991
iShares Russell Midcap COM 464287499 66,392 1,188,338 SH   SOLE   0 0 1,188,338
iShares Russell Midcap Growth COM 464287481 12,826 89,951 SH   SOLE   0 0 89,951
iShares Russell Midcap Value COM 464287473 11,022 123,656 SH   SOLE   0 0 123,656
iShares S&P Mid Cap 400 Index COM 464287507 412 2,120 SH   SOLE   0 0 2,120
iShares Tr S&P 500/Barra Growt COM 464287309 592 3,303 SH   SOLE   0 0 3,303
iShares Trust S&P 500 Index COM 464287200 9,151 31,048 SH   SOLE   0 0 31,048
iShares Trust S&P SmallCap 600 COM 464287804 728 9,304 SH   SOLE   0 0 9,304