The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
E Tracs Alerian MLP Infrastruc COM 902641646 12,857 511,435 SH   SOLE   0 0 511,435
JP Morgan Alerian MLP Index ET COM 46625h365 6,272 222,269 SH   SOLE   0 0 222,269
Nuveen Real Estate Income Fund COM 67071B108 156 14,028 SH   SOLE   0 0 14,028
SPDR DJ Wilshire International COM 78463x863 1,122 29,237 SH   SOLE   0 0 29,237
SPDR S&P 500 ETF Trust COM 78462F103 70,878 282,125 SH   SOLE   0 0 282,125
SPDR S&P International Small C COM 78463x871 222 6,329 SH   SOLE   0 0 6,329
SPDR S&P MidCap 400 ETF Trust COM 78467y107 2,864 8,776 SH   SOLE   0 0 8,776
Schwab Emerging Markets COM 808524706 10,555 392,237 SH   SOLE   0 0 392,237
Schwab International Equity ET COM 808524805 8,881 265,339 SH   SOLE   0 0 265,339
Schwab US Aggregate Bond ETF COM 808524839 895 17,092 SH   SOLE   0 0 17,092
Schwab US Broad Market ETF COM 808524102 3,105 50,971 SH   SOLE   0 0 50,971
Schwab US Large Cap ETF COM 808524201 17,807 296,586 SH   SOLE   0 0 296,586
Schwab US Large Cap Growth ETF COM 808524300 932 14,104 SH   SOLE   0 0 14,104
Schwab US Mid Cap ETF COM 808524508 11,759 234,672 SH   SOLE   0 0 234,672
Schwab US REIT ETF COM 808524847 4,804 116,789 SH   SOLE   0 0 116,789
Vanguard Dividend Appreciation COM 921908844 1,736 18,311 SH   SOLE   0 0 18,311
Vanguard Extended Market Viper COM 922908652 282 2,631 SH   SOLE   0 0 2,631
Vanguard FTSE All-World EX-US COM 922042775 32,324 613,246 SH   SOLE   0 0 613,246
Vanguard FTSE Europe ETF COM 922042874 1,157 19,833 SH   SOLE   0 0 19,833
Vanguard Global Ex US Real Est COM 922042676 7,139 120,161 SH   SOLE   0 0 120,161
Vanguard Growth Vipers COM 922908736 4,010 30,210 SH   SOLE   0 0 30,210
Vanguard Large Cap COM 922908637 23,497 203,613 SH   SOLE   0 0 203,613
Vanguard MSCI EAFE ETF COM 921943858 78,237 1,802,276 SH   SOLE   0 0 1,802,276
Vanguard MSCI Emerging Markets COM 922042858 38,573 885,300 SH   SOLE   0 0 885,300
Vanguard Mid Cap Growth Index COM 922908538 774 6,361 SH   SOLE   0 0 6,361
Vanguard Mid Cap Value COM 922908512 1,612 15,261 SH   SOLE   0 0 15,261
Vanguard Mid Cap Vipers COM 922908629 108,375 737,248 SH   SOLE   0 0 737,248
Vanguard REIT Vipers COM 922908553 14,996 180,476 SH   SOLE   0 0 180,476
Vanguard S&P 500 ETF COM 922908363 130,690 566,345 SH   SOLE   0 0 566,345
Vanguard ST Inflation Protecte COM 922020805 11,233 227,154 SH   SOLE   0 0 227,154
Vanguard Small Cap COM 922908751 2,564 18,141 SH   SOLE   0 0 18,141
Vanguard Small Cap Value COM 922908611 218 1,708 SH   SOLE   0 0 1,708
Vanguard Total Bond Market ETF COM 921937835 411 5,020 SH   SOLE   0 0 5,020
Vanguard Total International B COM 92203j407 4,559 83,512 SH   SOLE   0 0 83,512
Vanguard Total Stock Market Vi COM 922908769 36,859 284,582 SH   SOLE   0 0 284,582
Vanguard Value COM 922908744 1,136 11,383 SH   SOLE   0 0 11,383
iShares DJ Select Dividend Ind COM 464287168 215 2,294 SH   SOLE   0 0 2,294
iShares MSCI All Country World COM 464286525 1,147 14,100 SH   SOLE   0 0 14,100
iShares MSCI EAFE Index Fund COM 464287465 791 11,547 SH   SOLE   0 0 11,547
iShares MSCI EAFE Minimum Vola COM 46429b689 1,213 17,073 SH   SOLE   0 0 17,073
iShares MSCI Emerging Markets COM 464287234 903 20,154 SH   SOLE   0 0 20,154
iShares MSCI Emerging Markets COM 464286533 1,581 27,204 SH   SOLE   0 0 27,204
iShares MSCI Minimum Volatilit COM 46429b697 1,943 38,602 SH   SOLE   0 0 38,602
iShares Russell 1000 Growth COM 464287614 7,373 58,959 SH   SOLE   0 0 58,959
iShares Russell 1000 Index Fun COM 464287622 4,690 33,527 SH   SOLE   0 0 33,527
iShares Russell 1000 Value Ind COM 464287598 3,394 28,638 SH   SOLE   0 0 28,638
iShares Russell 2000 Growth COM 464287648 398 2,226 SH   SOLE   0 0 2,226
iShares Russell 2000 Index COM 464287655 5,076 34,253 SH   SOLE   0 0 34,253
iShares Russell 2000 Value COM 464287630 416 3,352 SH   SOLE   0 0 3,352
iShares Russell 3000 Index COM 464287689 965 6,465 SH   SOLE   0 0 6,465
iShares Russell Midcap COM 464287499 64,555 327,442 SH   SOLE   0 0 327,442
iShares Russell Midcap Growth COM 464287481 11,199 98,942 SH   SOLE   0 0 98,942
iShares Russell Midcap Value COM 464287473 11,570 136,226 SH   SOLE   0 0 136,226
iShares S&P Mid Cap 400 Index COM 464287507 227 1,270 SH   SOLE   0 0 1,270
iShares Tr S&P 500/Barra Growt COM 464287309 474 3,303 SH   SOLE   0 0 3,303
iShares Trust S&P 500 Index COM 464287200 7,180 28,388 SH   SOLE   0 0 28,388