The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
E Tracs Alerian MLP Infrastruc COM 902641646 12,978 486,803 SH   SOLE   0 0 486,803
JP Morgan Alerian MLP Index ET COM 46625h365 6,946 233,858 SH   SOLE   0 0 233,858
Nuveen Real Estate Income Fund COM 67071B108 134 11,828 SH   SOLE   0 0 11,828
SPDR DJ Wilshire International COM 78463x863 1,065 27,961 SH   SOLE   0 0 27,961
SPDR S&P 500 ETF Trust COM 78462F103 76,464 316,228 SH   SOLE   0 0 316,228
SPDR S&P International Small C COM 78463x871 211 6,329 SH   SOLE   0 0 6,329
SPDR S&P MidCap 400 ETF Trust COM 78467y107 3,085 9,712 SH   SOLE   0 0 9,712
Schwab Emerging Markets COM 808524706 10,233 411,800 SH   SOLE   0 0 411,800
Schwab International Equity ET COM 808524805 10,297 323,996 SH   SOLE   0 0 323,996
Schwab US Aggregate Bond ETF COM 808524839 691 13,233 SH   SOLE   0 0 13,233
Schwab US Broad Market ETF COM 808524102 3,007 51,433 SH   SOLE   0 0 51,433
Schwab US Large Cap ETF COM 808524201 20,683 358,018 SH   SOLE   0 0 358,018
Schwab US Large Cap Growth ETF COM 808524300 1,042 16,488 SH   SOLE   0 0 16,488
Schwab US Mid Cap ETF COM 808524508 13,563 281,630 SH   SOLE   0 0 281,630
Schwab US REIT ETF COM 808524847 4,347 105,486 SH   SOLE   0 0 105,486
Vanguard Dividend Appreciation COM 921908844 1,791 19,326 SH   SOLE   0 0 19,326
Vanguard Extended Market Viper COM 922908652 269 2,631 SH   SOLE   0 0 2,631
Vanguard FTSE All-World EX-US COM 922042775 34,098 681,552 SH   SOLE   0 0 681,552
Vanguard FTSE Europe ETF COM 922042874 1,008 18,280 SH   SOLE   0 0 18,280
Vanguard Global Ex US Real Est COM 922042676 7,155 127,203 SH   SOLE   0 0 127,203
Vanguard Growth Vipers COM 922908736 4,251 33,463 SH   SOLE   0 0 33,463
Vanguard Large Cap COM 922908637 27,019 243,375 SH   SOLE   0 0 243,375
Vanguard MSCI EAFE ETF COM 921943858 79,233 1,917,557 SH   SOLE   0 0 1,917,557
Vanguard MSCI Emerging Markets COM 922042858 35,294 864,417 SH   SOLE   0 0 864,417
Vanguard Mid Cap Growth Index COM 922908538 712 6,047 SH   SOLE   0 0 6,047
Vanguard Mid Cap Value COM 922908512 1,473 14,317 SH   SOLE   0 0 14,317
Vanguard Mid Cap Vipers COM 922908629 110,098 772,513 SH   SOLE   0 0 772,513
Vanguard REIT Vipers COM 922908553 13,132 157,783 SH   SOLE   0 0 157,783
Vanguard S&P 500 ETF COM 922908363 136,931 616,639 SH   SOLE   0 0 616,639
Vanguard ST Inflation Protecte COM 922020805 11,334 230,232 SH   SOLE   0 0 230,232
Vanguard Small Cap COM 922908751 2,989 22,056 SH   SOLE   0 0 22,056
Vanguard Small Cap Value COM 922908611 326 2,653 SH   SOLE   0 0 2,653
Vanguard Total Bond Market ETF COM 921937835 282 3,445 SH   SOLE   0 0 3,445
Vanguard Total International B COM 92203j407 4,247 78,135 SH   SOLE   0 0 78,135
Vanguard Total Stock Market Vi COM 922908769 34,669 278,581 SH   SOLE   0 0 278,581
Vanguard Value COM 922908744 1,099 11,383 SH   SOLE   0 0 11,383
iShares DJ Select Dividend Ind COM 464287168 212 2,294 SH   SOLE   0 0 2,294
iShares MSCI All Country World COM 464286525 668 8,450 SH   SOLE   0 0 8,450
iShares MSCI EAFE Index Fund COM 464287465 771 11,827 SH   SOLE   0 0 11,827
iShares MSCI EAFE Minimum Vola COM 46429b689 1,799 25,979 SH   SOLE   0 0 25,979
iShares MSCI Emerging Markets COM 464287234 797 19,244 SH   SOLE   0 0 19,244
iShares MSCI Emerging Markets COM 464286533 1,541 27,809 SH   SOLE   0 0 27,809
iShares MSCI Minimum Volatilit COM 46429b697 2,017 41,228 SH   SOLE   0 0 41,228
iShares Russell 1000 Growth COM 464287614 7,312 61,434 SH   SOLE   0 0 61,434
iShares Russell 1000 Index Fun COM 464287622 4,854 35,881 SH   SOLE   0 0 35,881
iShares Russell 1000 Value Ind COM 464287598 3,340 28,687 SH   SOLE   0 0 28,687
iShares Russell 2000 Growth COM 464287648 376 2,226 SH   SOLE   0 0 2,226
iShares Russell 2000 Index COM 464287655 6,037 42,842 SH   SOLE   0 0 42,842
iShares Russell 2000 Value COM 464287630 398 3,352 SH   SOLE   0 0 3,352
iShares Russell 3000 Index COM 464287689 977 6,786 SH   SOLE   0 0 6,786
iShares Russell Midcap COM 464287499 67,902 353,452 SH   SOLE   0 0 353,452
iShares Russell Midcap Growth COM 464287481 11,128 102,968 SH   SOLE   0 0 102,968
iShares Russell Midcap Value COM 464287473 11,972 142,375 SH   SOLE   0 0 142,375
iShares S&P Mid Cap 400 Index COM 464287507 221 1,270 SH   SOLE   0 0 1,270
iShares Tr S&P 500/Barra Growt COM 464287309 857 6,265 SH   SOLE   0 0 6,265
iShares Trust S&P 500 Index COM 464287200 7,763 31,893 SH   SOLE   0 0 31,893