The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BP Plc Adr COM 055622104 236 6,182 SH   SOLE   0 0 6,182
Chevron Corp COM 166764100 303 2,699 SH   SOLE   0 0 2,699
McDonalds Corp COM 580135101 3,862 41,220 SH   SOLE   0 0 41,220
Alerian MLP ETF COM 00162q866 3,796 216,678 SH   SOLE   0 0 216,678
E Tracs Alerian MLP Infrastruc COM 902641646 4,584 112,909 SH   SOLE   0 0 112,909
JP Morgan Alerian MLP Index ET COM 46625h365 27,677 602,327 SH   SOLE   0 0 602,327
Nuveen Real Estate Income Fund COM 67071B108 136 11,828 SH   SOLE   0 0 11,828
Pimco Enhanced Short Maturity COM 72201r833 214 2,120 SH   SOLE   0 0 2,120
SPDR DJ Wilshire International COM 78463x863 755 18,159 SH   SOLE   0 0 18,159
SPDR S&P 500 ETF Trust COM 78462F103 40,227 195,714 SH   SOLE   0 0 195,714
SPDR S&P International Small C COM 78463x871 375 13,738 SH   SOLE   0 0 13,738
SPDR S&P MidCap 400 ETF Trust COM 78467y107 1,172 4,438 SH   SOLE   0 0 4,438
Schwab Emerging Markets COM 808524706 11,850 495,812 SH   SOLE   0 0 495,812
Schwab International Equity ET COM 808524805 3,599 124,478 SH   SOLE   0 0 124,478
Schwab International Small Cap COM 808524888 716 24,816 SH   SOLE   0 0 24,816
Schwab US Aggregate Bond ETF COM 808524839 356 6,793 SH   SOLE   0 0 6,793
Schwab US Broad Market ETF COM 808524102 1,223 24,539 SH   SOLE   0 0 24,539
Schwab US Large Cap ETF COM 808524201 7,399 150,849 SH   SOLE   0 0 150,849
Schwab US Large Cap Growth ETF COM 808524300 1,543 29,790 SH   SOLE   0 0 29,790
Schwab US Mid Cap ETF COM 808524508 2,989 73,481 SH   SOLE   0 0 73,481
Schwab US REIT ETF COM 808524847 3,971 101,947 SH   SOLE   0 0 101,947
Schwab US Small Cap ETF COM 808524607 2,183 39,610 SH   SOLE   0 0 39,610
Vanguard FTSE All-World EX-US COM 922042775 46,912 1,001,106 SH   SOLE   0 0 1,001,106
Vanguard Global Ex US Real Est COM 922042676 10,653 199,053 SH   SOLE   0 0 199,053
Vanguard Growth Vipers COM 922908736 2,486 23,815 SH   SOLE   0 0 23,815
Vanguard Large Cap COM 922908637 13,975 148,057 SH   SOLE   0 0 148,057
Vanguard MSCI EAFE ETF COM 921943858 690 18,211 SH   SOLE   0 0 18,211
Vanguard MSCI Emerging Markets COM 922042858 22,885 571,828 SH   SOLE   0 0 571,828
Vanguard Mid Cap Growth Index COM 922908538 361 3,554 SH   SOLE   0 0 3,554
Vanguard Mid Cap Value COM 922908512 786 8,793 SH   SOLE   0 0 8,793
Vanguard Mid Cap Vipers COM 922908629 15,291 123,757 SH   SOLE   0 0 123,757
Vanguard REIT Vipers COM 922908553 8,847 109,219 SH   SOLE   0 0 109,219
Vanguard S&P 500 ETF COM 922908363 24,742 131,329 SH   SOLE   0 0 131,329
Vanguard ST Inflation Protecte COM 922020805 15,270 316,546 SH   SOLE   0 0 316,546
Vanguard Small Cap COM 922908751 2,937 25,178 SH   SOLE   0 0 25,178
Vanguard Small Cap Value COM 922908611 1,147 10,845 SH   SOLE   0 0 10,845
Vanguard Total Stock Market Vi COM 922908769 15,021 141,710 SH   SOLE   0 0 141,710
Vanguard Value COM 922908744 1,086 12,852 SH   SOLE   0 0 12,852
iShares Barclays US Treasury I COM 464287176 957 8,543 SH   SOLE   0 0 8,543
iShares MSCI EAFE Index Fund COM 464287465 1,418 23,309 SH   SOLE   0 0 23,309
iShares MSCI EAFE Minimum Vola COM 46429b689 2,543 41,209 SH   SOLE   0 0 41,209
iShares MSCI Emerging Markets COM 464287234 1,170 29,772 SH   SOLE   0 0 29,772
iShares MSCI Emerging Markets COM 464286533 2,782 49,130 SH   SOLE   0 0 49,130
iShares MSCI Minimum Volatilit COM 46429b697 2,581 63,767 SH   SOLE   0 0 63,767
iShares Russell 1000 Growth COM 464287614 5,627 58,853 SH   SOLE   0 0 58,853
iShares Russell 1000 Index Fun COM 464287622 3,810 33,238 SH   SOLE   0 0 33,238
iShares Russell 1000 Value Ind COM 464287598 3,668 35,130 SH   SOLE   0 0 35,130
iShares Russell 2000 Growth COM 464287648 529 3,717 SH   SOLE   0 0 3,717
iShares Russell 2000 Index COM 464287655 7,863 65,733 SH   SOLE   0 0 65,733
iShares Russell 2000 Value COM 464287630 603 5,932 SH   SOLE   0 0 5,932
iShares Russell 3000 Index COM 464287689 739 6,047 SH   SOLE   0 0 6,047
iShares Russell Midcap COM 464287499 15,507 92,832 SH   SOLE   0 0 92,832
iShares Russell Midcap Growth COM 464287481 12,304 131,977 SH   SOLE   0 0 131,977
iShares Russell Midcap Value COM 464287473 12,665 171,705 SH   SOLE   0 0 171,705
iShares Tr S&P 500/Barra Growt COM 464287309 604 5,412 SH   SOLE   0 0 5,412
iShares Trust S&P 500 Index COM 464287200 5,696 27,534 SH   SOLE   0 0 27,534