The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BP Plc Adr COM 055622104 326 6,182 SH   SOLE   0 0 6,182
Chevron Corp COM 166764100 352 2,699 SH   SOLE   0 0 2,699
McDonalds Corp COM 580135101 4,208 41,772 SH   SOLE   0 0 41,772
Alerian MLP ETF COM 00162q866 6,087 320,345 SH   SOLE   0 0 320,345
E Tracs Alerian MLP Infrastruc COM 902641646 4,294 96,313 SH   SOLE   0 0 96,313
JP Morgan Alerian MLP Index ET COM 46625h365 31,215 595,933 SH   SOLE   0 0 595,933
Nuveen Real Estate Income Fund COM 67071B108 132 11,828 SH   SOLE   0 0 11,828
Pimco Enhanced Short Maturity COM 72201r833 215 2,120 SH   SOLE   0 0 2,120
SPDR DJ Wilshire International COM 78463x863 597 13,495 SH   SOLE   0 0 13,495
SPDR Gold Trust COM 78463v107 275 2,146 SH   SOLE   0 0 2,146
SPDR S&P 500 ETF Trust COM 78462F103 38,905 198,777 SH   SOLE   0 0 198,777
SPDR S&P International Small C COM 78463x871 461 13,083 SH   SOLE   0 0 13,083
SPDR S&P MidCap 400 ETF Trust COM 78467y107 1,160 4,450 SH   SOLE   0 0 4,450
Schwab Emerging Markets COM 808524706 3,532 135,694 SH   SOLE   0 0 135,694
Schwab International Equity ET COM 808524805 2,002 60,717 SH   SOLE   0 0 60,717
Schwab International Small Cap COM 808524888 441 12,859 SH   SOLE   0 0 12,859
Schwab US Aggregate Bond ETF COM 808524839 331 6,371 SH   SOLE   0 0 6,371
Schwab US Broad Market ETF COM 808524102 861 18,038 SH   SOLE   0 0 18,038
Schwab US Large Cap ETF COM 808524201 4,138 88,368 SH   SOLE   0 0 88,368
Schwab US Large Cap Growth ETF COM 808524300 864 17,815 SH   SOLE   0 0 17,815
Schwab US Mid Cap ETF COM 808524508 1,900 47,214 SH   SOLE   0 0 47,214
Schwab US REIT ETF COM 808524847 2,814 79,555 SH   SOLE   0 0 79,555
Schwab US Small Cap ETF COM 808524607 1,196 21,824 SH   SOLE   0 0 21,824
Vanguard FTSE All-World EX-US COM 922042775 51,240 979,925 SH   SOLE   0 0 979,925
Vanguard Growth Vipers COM 922908736 2,349 23,752 SH   SOLE   0 0 23,752
Vanguard Large Cap COM 922908637 13,522 150,233 SH   SOLE   0 0 150,233
Vanguard MSCI Emerging Markets COM 922042858 28,513 661,094 SH   SOLE   0 0 661,094
Vanguard Mid Cap Growth Index COM 922908538 322 3,343 SH   SOLE   0 0 3,343
Vanguard Mid Cap Value COM 922908512 727 8,365 SH   SOLE   0 0 8,365
Vanguard Mid Cap Vipers COM 922908629 14,074 118,595 SH   SOLE   0 0 118,595
Vanguard REIT Vipers COM 922908553 7,425 99,206 SH   SOLE   0 0 99,206
Vanguard S&P 500 ETF COM 922908363 20,004 111,484 SH   SOLE   0 0 111,484
Vanguard ST Inflation Protecte COM 922020805 18,676 372,627 SH   SOLE   0 0 372,627
Vanguard Small Cap COM 922908751 2,838 24,235 SH   SOLE   0 0 24,235
Vanguard Total Stock Market Vi COM 922908769 12,296 120,819 SH   SOLE   0 0 120,819
Vanguard Value COM 922908744 955 11,798 SH   SOLE   0 0 11,798
iShares Barclays US Treasury I COM 464287176 985 8,540 SH   SOLE   0 0 8,540
iShares MSCI EAFE Index Fund COM 464287465 1,643 24,025 SH   SOLE   0 0 24,025
iShares MSCI EAFE Minimum Vola COM 46429b689 2,633 40,268 SH   SOLE   0 0 40,268
iShares MSCI Emerging Markets COM 464287234 1,207 27,922 SH   SOLE   0 0 27,922
iShares MSCI Emerging Markets COM 464286533 3,144 52,344 SH   SOLE   0 0 52,344
iShares MSCI Minimum Volatilit COM 46429b697 2,225 59,782 SH   SOLE   0 0 59,782
iShares Russell 1000 Growth COM 464287614 5,503 60,520 SH   SOLE   0 0 60,520
iShares Russell 1000 Index Fun COM 464287622 3,610 32,786 SH   SOLE   0 0 32,786
iShares Russell 1000 Value Ind COM 464287598 3,680 36,341 SH   SOLE   0 0 36,341
iShares Russell 2000 Growth COM 464287648 545 3,937 SH   SOLE   0 0 3,937
iShares Russell 2000 Index COM 464287655 4,930 41,494 SH   SOLE   0 0 41,494
iShares Russell 2000 Value COM 464287630 517 5,002 SH   SOLE   0 0 5,002
iShares Russell 3000 Index COM 464287689 650 5,518 SH   SOLE   0 0 5,518
iShares Russell Midcap COM 464287499 13,313 81,899 SH   SOLE   0 0 81,899
iShares Russell Midcap Growth COM 464287481 12,054 134,593 SH   SOLE   0 0 134,593
iShares Russell Midcap Value COM 464287473 12,434 171,248 SH   SOLE   0 0 171,248
iShares S&P Mid Cap 400 Index COM 464287507 201 1,407 SH   SOLE   0 0 1,407
iShares Tr S&P 500/Barra Growt COM 464287309 609 5,793 SH   SOLE   0 0 5,793
iShares Trust S&P 500 Index COM 464287200 5,575 28,301 SH   SOLE   0 0 28,301