IN WITNESS WHEREOF, Pledgor and Pledgee have executed this Pledge Agreement as of the date set forth above.

PLEDGOR:

FREEDOM FINANCIAL GROUP, INC., a Delaware corporation

By:    /s/ Jerry Fenstermaker                                 

          Jerry Fenstermaker

          President

SECURED PARTY

REMARK LENDING GO, a division of REMARK CAPITAL GROUP, LLC, a Delaware limited liability company

By:    /s/ Jeffrey W. Kramer                                       

         Jeffrey W. Kramer

         Chief Executive Officer