The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101   761,631 5,900 SH   SOLE   5,900 0 0
ABBOTT LABS COM 002824100   2,466,364 21,805 SH   SOLE   21,805 0 0
ABBOTT LABS COM 002824100   965,959 8,540 SH   DFND 13 0 8,540 0
ABBOTT LABS COM 002824100   3,899,128 34,472 SH   DFND 5 0 34,472 0
ABBOTT LABS COM 002824100   3,041,415 26,889 SH   DFND 1 0 26,889 0
ABBOTT LABS COM 002824100   10,180 90 SH   DFND 6 0 90 0
ABBOTT LABS COM 002824100   101,799 900 SH   DFND 14 0 900 0
ABBVIE COM 00287Y109   836,078 4,705 SH   SOLE   4,705 0 0
ABBVIE COM 00287Y109   303,867 1,710 SH   DFND 13 0 1,710 0
ABBVIE COM 00287Y109   1,157,005 6,511 SH   DFND 1 0 6,511 0
ABBVIE COM 00287Y109   8,885 50 SH   DFND 5 0 50 0
ABBVIE COM 00287Y109   7,108 40 SH   DFND 6 0 40 0
ADVANCED MICRO DEVICES COM 007903107   1,804,965 14,943 SH   SOLE   14,943 0 0
ADVANCED MICRO DEVICES COM 007903107   737,785 6,108 SH   DFND 13 0 6,108 0
ADVANCED MICRO DEVICES COM 007903107   3,216,758 26,631 SH   DFND 5 0 26,631 0
ADVANCED MICRO DEVICES COM 007903107   2,048,478 16,959 SH   DFND 1 0 16,959 0
ADVANCED MICRO DEVICES COM 007903107   7,851 65 SH   DFND 6 0 65 0
ADVANCED MICRO DEVICES COM 007903107   62,448 517 SH   DFND 14 0 517 0
AIR PRODUCTS & CHEM COM 009158106   319,044 1,100 SH   DFND 1 0 1,100 0
ALPHABET INC CL A COM 02079K305   4,013,160 21,200 SH   SOLE   21,200 0 0
ALPHABET INC CL A COM 02079K305   1,341,569 7,087 SH   DFND 13 0 7,087 0
ALPHABET INC CL A COM 02079K305   6,160,768 32,545 SH   DFND 5 0 32,545 0
ALPHABET INC CL A COM 02079K305   5,644,926 29,820 SH   DFND 1 0 29,820 0
ALPHABET INC CL A COM 02079K305   15,144 80 SH   DFND 6 0 80 0
ALPHABET INC CL A COM 02079K305   146,707 775 SH   DFND 14 0 775 0
ALPHABET INC CL C COM 02079K107   687,118 3,608 SH   DFND 1 0 3,608 0
AMAZON.COM COM 023135106   3,064,878 13,970 SH   SOLE   13,970 0 0
AMAZON.COM COM 023135106   1,125,471 5,130 SH   DFND 13 0 5,130 0
AMAZON.COM COM 023135106   5,040,485 22,975 SH   DFND 5 0 22,975 0
AMAZON.COM COM 023135106   4,583,935 20,894 SH   DFND 1 0 20,894 0
AMAZON.COM COM 023135106   13,163 60 SH   DFND 6 0 60 0
AMAZON.COM COM 023135106   120,664 550 SH   DFND 14 0 550 0
ANALOG DEVICES COM 032654105   2,399,736 11,295 SH   SOLE   11,295 0 0
ANALOG DEVICES COM 032654105   967,968 4,556 SH   DFND 13 0 4,556 0
ANALOG DEVICES COM 032654105   4,347,994 20,465 SH   DFND 5 0 20,465 0
ANALOG DEVICES COM 032654105   2,760,918 12,995 SH   DFND 1 0 12,995 0
ANALOG DEVICES COM 032654105   5,311 25 SH   DFND 6 0 25 0
ANALOG DEVICES COM 032654105   106,230 500 SH   DFND 14 0 500 0
AON PLC COM G0403H108   224,475 625 SH   SOLE   625 0 0
APPLE COM 037833100   4,418,661 17,645 SH   SOLE   17,645 0 0
APPLE COM 037833100   1,413,120 5,643 SH   DFND 13 0 5,643 0
APPLE COM 037833100   7,340,061 29,311 SH   DFND 5 0 29,311 0
APPLE COM 037833100   21,567,923 86,127 SH   DFND 1 0 86,127 0
APPLE COM 037833100   16,277 65 SH   DFND 6 0 65 0
APPLE COM 037833100   162,773 650 SH   DFND 14 0 650 0
APTARGROUP COM 038336103   2,308,584 14,695 SH   SOLE   14,695 0 0
APTARGROUP COM 038336103   719,832 4,582 SH   DFND 13 0 4,582 0
APTARGROUP COM 038336103   4,328,577 27,553 SH   DFND 5 0 27,553 0
APTARGROUP COM 038336103   2,590,108 16,487 SH   DFND 1 0 16,487 0
APTARGROUP COM 038336103   10,997 70 SH   DFND 6 0 70 0
APTARGROUP COM 038336103   102,115 650 SH   DFND 14 0 650 0
AUTOMATIC DATA PROCESSING COM 053015103   5,632,125 19,240 SH   SOLE   19,240 0 0
AUTOMATIC DATA PROCESSING COM 053015103   1,113,545 3,804 SH   DFND 13 0 3,804 0
AUTOMATIC DATA PROCESSING COM 053015103   4,922,255 16,815 SH   DFND 5 0 16,815 0
AUTOMATIC DATA PROCESSING COM 053015103   4,331,819 14,798 SH   DFND 1 0 14,798 0
AUTOMATIC DATA PROCESSING COM 053015103   7,318 25 SH   DFND 6 0 25 0
AUTOMATIC DATA PROCESSING COM 053015103   117,092 400 SH   DFND 14 0 400 0
BALL CORP COM 058498106   940,518 17,060 SH   SOLE   17,060 0 0
BALL CORP COM 058498106   388,942 7,055 SH   DFND 13 0 7,055 0
BALL CORP COM 058498106   1,692,215 30,695 SH   DFND 5 0 30,695 0
BALL CORP COM 058498106   729,370 13,230 SH   DFND 1 0 13,230 0
BALL CORP COM 058498106   2,756 50 SH   DFND 6 0 50 0
BALL CORP COM 058498106   27,565 500 SH   DFND 14 0 500 0
BANK OF AMERICA COM 060505104   14,284 325 SH   SOLE   325 0 0
BANK OF AMERICA COM 060505104   1,321,357 30,065 SH   DFND 1 0 30,065 0
BECTON DICKINSON COM 075887109   56,717 250 SH   SOLE   250 0 0
BECTON DICKINSON COM 075887109   51,046 225 SH   DFND 13 0 225 0
BECTON DICKINSON COM 075887109   117,065 516 SH   DFND 1 0 516 0
BECTON DICKINSON COM 075887109   285,856 1,260 SH   DFND 5 0 1,260 0
BECTON DICKINSON COM 075887109   3,403 15 SH   DFND 6 0 15 0
BERKSHIRE HATHAWAY CL B COM 084670702   1,110,083 2,449 SH   SOLE   2,449 0 0
BERKSHIRE HATHAWAY CL B COM 084670702   790,067 1,743 SH   DFND 1 0 1,743 0
BOEING COM 097023105   1,008,900 5,700 SH   SOLE   5,700 0 0
BOEING COM 097023105   22,125 125 SH   DFND 1 0 125 0
BRISTOL-MYERS SQUIBB COM 110122108   260,176 4,600 SH   SOLE   4,600 0 0
BROADRIDGE FINANCIAL SOLUTIONS COM 11133T103   666,965 2,950 SH   SOLE   2,950 0 0
CANADIAN NATL RAILWAY COM 136375102   1,677,453 16,525 SH   SOLE   16,525 0 0
CANADIAN NATL RAILWAY COM 136375102   663,368 6,535 SH   DFND 13 0 6,535 0
CANADIAN NATL RAILWAY COM 136375102   2,759,549 27,185 SH   DFND 5 0 27,185 0
CANADIAN NATL RAILWAY COM 136375102   1,815,100 17,881 SH   DFND 1 0 17,881 0
CANADIAN NATL RAILWAY COM 136375102   7,106 70 SH   DFND 6 0 70 0
CANADIAN NATL RAILWAY COM 136375102   68,519 675 SH   DFND 14 0 675 0
CARRIER GLOBAL COM 14448C104   1,401,036 20,525 SH   SOLE   20,525 0 0
CARRIER GLOBAL COM 14448C104   558,708 8,185 SH   DFND 13 0 8,185 0
CARRIER GLOBAL COM 14448C104   2,328,007 34,105 SH   DFND 5 0 34,105 0
CARRIER GLOBAL COM 14448C104   1,412,641 20,695 SH   DFND 1 0 20,695 0
CARRIER GLOBAL COM 14448C104   5,461 80 SH   DFND 6 0 80 0
CARRIER GLOBAL COM 14448C104   40,956 600 SH   DFND 14 0 600 0
CHEVRON COM 166764100   954,496 6,590 SH   SOLE   6,590 0 0
CHEVRON COM 166764100   354,858 2,450 SH   DFND 13 0 2,450 0
CHEVRON COM 166764100   2,636,088 18,200 SH   DFND 5 0 18,200 0
CHEVRON COM 166764100   881,496 6,086 SH   DFND 1 0 6,086 0
CHEVRON COM 166764100   65,178 450 SH   DFND 14 0 450 0
CHUBB LIMITED COM H1467J104   165,780 600 SH   SOLE   600 0 0
CHUBB LIMITED COM H1467J104   63,549 230 SH   DFND 1 0 230 0
COCA COLA COM 191216100   431,462 6,930 SH   SOLE   6,930 0 0
COCA COLA COM 191216100   96,503 1,550 SH   DFND 5 0 1,550 0
COSTCO WHOLESALE COM 22160K105   246,477 269 SH   DFND 1 0 269 0
DANAHER CORP COM 235851102   1,910,315 8,322 SH   SOLE   8,322 0 0
DANAHER CORP COM 235851102   836,251 3,643 SH   DFND 13 0 3,643 0
DANAHER CORP COM 235851102   3,630,334 15,815 SH   DFND 5 0 15,815 0
DANAHER CORP COM 235851102   1,841,909 8,024 SH   DFND 1 0 8,024 0
DANAHER CORP COM 235851102   9,182 40 SH   DFND 6 0 40 0
DANAHER CORP COM 235851102   97,559 425 SH   DFND 14 0 425 0
DEERE & CO COM 244199105   315,656 745 SH   SOLE   745 0 0
DEERE & CO COM 244199105   1,584,638 3,740 SH   DFND 5 0 3,740 0
DEERE & CO COM 244199105   921,547 2,175 SH   DFND 1 0 2,175 0
DEERE & CO COM 244199105   21,185 50 SH   DFND 13 0 50 0
DOMINION RES INC COM 25746U109   439,336 8,157 SH   SOLE   8,157 0 0
EXXON MOBIL COM 30231G102   1,508,669 14,025 SH   SOLE   14,025 0 0
EXXON MOBIL COM 30231G102   291,192 2,707 SH   DFND 13 0 2,707 0
EXXON MOBIL COM 30231G102   430,280 4,000 SH   DFND 1 0 4,000 0
EXXON MOBIL COM 30231G102   62,928 585 SH   DFND 5 0 585 0
EXXON MOBIL COM 30231G102   9,681 90 SH   DFND 6 0 90 0
EXXON MOBIL COM 30231G102   40,339 375 SH   DFND 14 0 375 0
FIDELITY NATL INFO SVCS COM 31620M106   234,233 2,900 SH   DFND 5 0 2,900 0
FISERV COM 337738108   3,156,278 15,365 SH   SOLE   15,365 0 0
FISERV COM 337738108   1,182,192 5,755 SH   DFND 13 0 5,755 0
FISERV COM 337738108   5,310,107 25,850 SH   DFND 5 0 25,850 0
FISERV COM 337738108   5,528,468 26,913 SH   DFND 1 0 26,913 0
FISERV COM 337738108   12,325 60 SH   DFND 6 0 60 0
FISERV COM 337738108   133,523 650 SH   DFND 14 0 650 0
GENERAL ELECTRIC COM 369604301   169,292 1,015 SH   SOLE   1,015 0 0
GENERAL ELECTRIC COM 369604301   41,697 250 SH   DFND 13 0 250 0
GENERAL ELECTRIC COM 369604301   8,339 50 SH   DFND 1 0 50 0
GENERAL MILLS COM 370334104   13,392 210 SH   DFND 13 0 210 0
GENERAL MILLS COM 370334104   159,425 2,500 SH   DFND 5 0 2,500 0
GENERAL MILLS COM 370334104   181,744 2,850 SH   DFND 1 0 2,850 0
GOLDMAN SACHS GROUP COM 38141G104   383,655 670 SH   DFND 1 0 670 0
HOME DEPOT COM 437076102   2,254,197 5,795 SH   SOLE   5,795 0 0
HOME DEPOT COM 437076102   907,125 2,332 SH   DFND 13 0 2,332 0
HOME DEPOT COM 437076102   4,131,463 10,621 SH   DFND 5 0 10,621 0
HOME DEPOT COM 437076102   3,265,571 8,395 SH   DFND 1 0 8,395 0
HOME DEPOT COM 437076102   5,835 15 SH   DFND 6 0 15 0
HOME DEPOT COM 437076102   87,523 225 SH   DFND 14 0 225 0
INTEL COM 458140100   383,757 19,140 SH   SOLE   19,140 0 0
INTEL COM 458140100   32,080 1,600 SH   DFND 1 0 1,600 0
ISHARES S&P 500 COM 464287200   441,510 750 SH   DFND 13 0 750 0
JOHNSON AND JOHNSON COM 478160104   2,937,955 20,315 SH   SOLE   20,315 0 0
JOHNSON AND JOHNSON COM 478160104   782,683 5,412 SH   DFND 13 0 5,412 0
JOHNSON AND JOHNSON COM 478160104   4,202,802 29,061 SH   DFND 5 0 29,061 0
JOHNSON AND JOHNSON COM 478160104   2,274,149 15,725 SH   DFND 1 0 15,725 0
JOHNSON AND JOHNSON COM 478160104   8,677 60 SH   DFND 6 0 60 0
JOHNSON AND JOHNSON COM 478160104   94,003 650 SH   DFND 14 0 650 0
JPMORGAN CHASE COM 46625H100   1,559,793 6,507 SH   SOLE   6,507 0 0
JPMORGAN CHASE COM 46625H100   966,750 4,033 SH   DFND 1 0 4,033 0
MASTERCARD COM 57636Q104   3,269,473 6,209 SH   SOLE   6,209 0 0
MASTERCARD COM 57636Q104   1,250,604 2,375 SH   DFND 13 0 2,375 0
MASTERCARD COM 57636Q104   5,775,420 10,968 SH   DFND 5 0 10,968 0
MASTERCARD COM 57636Q104   4,603,275 8,742 SH   DFND 1 0 8,742 0
MASTERCARD COM 57636Q104   10,531 20 SH   DFND 6 0 20 0
MASTERCARD COM 57636Q104   131,642 250 SH   DFND 14 0 250 0
MCCORMICK & CO COM 579780206   858,462 11,260 SH   SOLE   11,260 0 0
MCCORMICK & CO COM 579780206   370,908 4,865 SH   DFND 13 0 4,865 0
MCCORMICK & CO COM 579780206   1,448,560 19,000 SH   DFND 5 0 19,000 0
MCCORMICK & CO COM 579780206   839,784 11,015 SH   DFND 1 0 11,015 0
MCCORMICK & CO COM 579780206   3,431 45 SH   DFND 6 0 45 0
MCCORMICK & CO COM 579780206   38,120 500 SH   DFND 14 0 500 0
MERCK COM 58933Y105   539,679 5,425 SH   SOLE   5,425 0 0
MERCK COM 58933Y105   36,111 363 SH   DFND 5 0 363 0
MERCK COM 58933Y105   295,058 2,966 SH   DFND 1 0 2,966 0
MICROSOFT COM 594918104   3,031,428 7,192 SH   SOLE   7,192 0 0
MICROSOFT COM 594918104   1,353,858 3,212 SH   DFND 13 0 3,212 0
MICROSOFT COM 594918104   5,966,333 14,155 SH   DFND 5 0 14,155 0
MICROSOFT COM 594918104   4,354,516 10,331 SH   DFND 1 0 10,331 0
MICROSOFT COM 594918104   12,645 30 SH   DFND 6 0 30 0
MICROSOFT COM 594918104   147,525 350 SH   DFND 14 0 350 0
NESTLE SA ADR COM 641069406   863,896 10,574 SH   SOLE   10,574 0 0
NESTLE SA ADR COM 641069406   286,767 3,510 SH   DFND 13 0 3,510 0
NESTLE SA ADR COM 641069406   2,043,480 25,012 SH   DFND 5 0 25,012 0
NESTLE SA ADR COM 641069406   300,656 3,680 SH   DFND 1 0 3,680 0
NESTLE SA ADR COM 641069406   6,944 85 SH   DFND 6 0 85 0
NESTLE SA ADR COM 641069406   32,680 400 SH   DFND 14 0 400 0
NEXTERA ENERGY COM 65339F101   87,820 1,225 SH   SOLE   1,225 0 0
NEXTERA ENERGY COM 65339F101   118,288 1,650 SH   DFND 1 0 1,650 0
NOVO NORDISK A S ADR COM 670100205   218,491 2,540 SH   SOLE   2,540 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902   156,694 2,775 SH   SOLE   2,775 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902   64,936 1,150 SH   DFND 5 0 1,150 0
NVIDIA CORP COM 67066G104   3,077,255 22,915 SH   SOLE   22,915 0 0
NVIDIA CORP COM 67066G104   1,330,814 9,910 SH   DFND 13 0 9,910 0
NVIDIA CORP COM 67066G104   5,491,521 40,893 SH   DFND 5 0 40,893 0
NVIDIA CORP COM 67066G104   3,361,950 25,035 SH   DFND 1 0 25,035 0
NVIDIA CORP COM 67066G104   14,772 110 SH   DFND 6 0 110 0
NVIDIA CORP COM 67066G104   161,148 1,200 SH   DFND 14 0 1,200 0
PAYCHEX COM 704326107   304,978 2,175 SH   SOLE   2,175 0 0
PEPSICO COM 713448108   553,498 3,640 SH   SOLE   3,640 0 0
PEPSICO COM 713448108   821,884 5,405 SH   DFND 5 0 5,405 0
PEPSICO COM 713448108   1,472,701 9,685 SH   DFND 1 0 9,685 0
PEPSICO COM 713448108   102,336 673 SH   DFND 13 0 673 0
PEPSICO COM 713448108   59,303 390 SH   DFND 14 0 390 0
PROCTER & GAMBLE COM 742718109   2,322,288 13,852 SH   SOLE   13,852 0 0
PROCTER & GAMBLE COM 742718109   878,654 5,241 SH   DFND 13 0 5,241 0
PROCTER & GAMBLE COM 742718109   3,983,532 23,761 SH   DFND 5 0 23,761 0
PROCTER & GAMBLE COM 742718109   2,838,147 16,929 SH   DFND 1 0 16,929 0
PROCTER & GAMBLE COM 742718109   10,897 65 SH   DFND 6 0 65 0
PROCTER & GAMBLE COM 742718109   83,825 500 SH   DFND 14 0 500 0
RESMED INC COM 761152107   203,077 888 SH   DFND 1 0 888 0
ROCKWELL AUTOMATION COM 773903109   1,623,001 5,679 SH   SOLE   5,679 0 0
ROCKWELL AUTOMATION COM 773903109   724,478 2,535 SH   DFND 13 0 2,535 0
ROCKWELL AUTOMATION COM 773903109   3,466,633 12,130 SH   DFND 5 0 12,130 0
ROCKWELL AUTOMATION COM 773903109   2,530,956 8,856 SH   DFND 1 0 8,856 0
ROCKWELL AUTOMATION COM 773903109   10,003 35 SH   DFND 6 0 35 0
ROCKWELL AUTOMATION COM 773903109   100,026 350 SH   DFND 14 0 350 0
RTX CORPORATION COM 75513E101   2,003,113 17,310 SH   SOLE   17,310 0 0
RTX CORPORATION COM 75513E101   838,970 7,250 SH   DFND 13 0 7,250 0
RTX CORPORATION COM 75513E101   4,156,778 35,921 SH   DFND 5 0 35,921 0
RTX CORPORATION COM 75513E101   2,597,220 22,444 SH   DFND 1 0 22,444 0
RTX CORPORATION COM 75513E101   10,415 90 SH   DFND 6 0 90 0
RTX CORPORATION COM 75513E101   83,897 725 SH   DFND 14 0 725 0
SALESFORCE.COM COM 79466L302   248,407 743 SH   SOLE   743 0 0
SALESFORCE.COM COM 79466L302   145,434 435 SH   DFND 13 0 435 0
SALESFORCE.COM COM 79466L302   531,585 1,590 SH   DFND 5 0 1,590 0
SALESFORCE.COM COM 79466L302   362,748 1,085 SH   DFND 1 0 1,085 0
SALESFORCE.COM COM 79466L302   25,075 75 SH   DFND 14 0 75 0
SCHNEIDER ELEC SA ADR COM 80687P106   1,586,395 31,958 SH   SOLE   31,958 0 0
SCHNEIDER ELEC SA ADR COM 80687P106   591,461 11,915 SH   DFND 13 0 11,915 0
SCHNEIDER ELEC SA ADR COM 80687P106   2,730,448 55,005 SH   DFND 5 0 55,005 0
SCHNEIDER ELEC SA ADR COM 80687P106   1,707,368 34,395 SH   DFND 1 0 34,395 0
SCHNEIDER ELEC SA ADR COM 80687P106   7,446 150 SH   DFND 6 0 150 0
SCHNEIDER ELEC SA ADR COM 80687P106   57,086 1,150 SH   DFND 14 0 1,150 0
SPDR S&P 500 ETF COM 78462F103   205,128 350 SH   SOLE   350 0 0
SPDR S&P 500 ETF COM 78462F103   750,182 1,280 SH   DFND 5 0 1,280 0
STATE STREET COM 857477103   14,722 150 SH   SOLE   150 0 0
STATE STREET COM 857477103   83,427 850 SH   DFND 13 0 850 0
STATE STREET COM 857477103   186,485 1,900 SH   DFND 1 0 1,900 0
STRYKER CORP COM 863667101   618,926 1,719 SH   DFND 1 0 1,719 0
STRYKER CORP COM 863667101   45,366 126 SH   DFND 13 0 126 0
TJX COS COM 872540109   1,917,376 15,871 SH   SOLE   15,871 0 0
TJX COS COM 872540109   872,852 7,225 SH   DFND 13 0 7,225 0
TJX COS COM 872540109   4,054,988 33,565 SH   DFND 5 0 33,565 0
TJX COS COM 872540109   2,171,077 17,971 SH   DFND 1 0 17,971 0
TJX COS COM 872540109   10,873 90 SH   DFND 6 0 90 0
TJX COS COM 872540109   96,648 800 SH   DFND 14 0 800 0
UNION PACIFIC COM 907818108   857,430 3,760 SH   SOLE   3,760 0 0
UNION PACIFIC COM 907818108   36,486 160 SH   DFND 5 0 160 0
UNION PACIFIC COM 907818108   33,066 145 SH   DFND 13 0 145 0
UNION PACIFIC COM 907818108   11,402 50 SH   DFND 1 0 50 0
UNITEDHEALTH GROUP COM 91324P102   1,594,977 3,153 SH   SOLE   3,153 0 0
UNITEDHEALTH GROUP COM 91324P102   673,300 1,331 SH   DFND 13 0 1,331 0
UNITEDHEALTH GROUP COM 91324P102   3,315,406 6,554 SH   DFND 5 0 6,554 0
UNITEDHEALTH GROUP COM 91324P102   1,769,498 3,498 SH   DFND 1 0 3,498 0
UNITEDHEALTH GROUP COM 91324P102   7,588 15 SH   DFND 6 0 15 0
UNITEDHEALTH GROUP COM 91324P102   85,996 170 SH   DFND 14 0 170 0
VERIZON COMMUNICATIONS COM 92343V104   255,936 6,400 SH   SOLE   6,400 0 0
VERIZON COMMUNICATIONS COM 92343V104   11,277 282 SH   DFND 1 0 282 0
VERTEX PHARMACEUTICALS COM 92532F100   873,859 2,170 SH   SOLE   2,170 0 0
VERTEX PHARMACEUTICALS COM 92532F100   366,860 911 SH   DFND 13 0 911 0
VERTEX PHARMACEUTICALS COM 92532F100   1,723,153 4,279 SH   DFND 5 0 4,279 0
VERTEX PHARMACEUTICALS COM 92532F100   1,126,755 2,798 SH   DFND 1 0 2,798 0
VERTEX PHARMACEUTICALS COM 92532F100   4,027 10 SH   DFND 6 0 10 0
VERTEX PHARMACEUTICALS COM 92532F100   32,216 80 SH   DFND 14 0 80 0
VISA COM 92826C839   337,215 1,067 SH   DFND 1 0 1,067 0
WAL-MART STORES COM 931142103   397,540 4,400 SH   SOLE   4,400 0 0
WAL-MART STORES COM 931142103   465,302 5,150 SH   DFND 1 0 5,150 0
WAL-MART STORES COM 931142103   279,181 3,090 SH   DFND 5 0 3,090 0
WAL-MART STORES COM 931142103   90,350 1,000 SH   DFND 14 0 1,000 0
XYLEM INC COM 98419M100   1,252,436 10,795 SH   SOLE   10,795 0 0
XYLEM INC COM 98419M100   576,039 4,965 SH   DFND 13 0 4,965 0
XYLEM INC COM 98419M100   2,537,357 21,870 SH   DFND 5 0 21,870 0
XYLEM INC COM 98419M100   1,276,220 11,000 SH   DFND 1 0 11,000 0
XYLEM INC COM 98419M100   5,801 50 SH   DFND 6 0 50 0
XYLEM INC COM 98419M100   63,811 550 SH   DFND 14 0 550 0
GABELLI UTILITES FUND CLASS A Equity Mutual Fu 36240E202   710,217 138,714 SH   DFND 1 0 138,714 0
VANGUARD 500 INDEX FD ADMIRAL Equity Mutual Fu 922908710   217,077 400 SH   SOLE   400 0 0