The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101   909,665 5,862 SH   SOLE   5,862 0 0
ABBOTT LABS COM 002824100   2,540,976 18,971 SH   SOLE   18,971 0 0
ABBOTT LABS COM 002824100   1,003,077 7,489 SH   DFND 13 0 7,489 0
ABBOTT LABS COM 002824100   4,541,905 33,910 SH   DFND 5 0 33,910 0
ABBOTT LABS COM 002824100   3,433,150 25,632 SH   DFND 1 0 25,632 0
ABBOTT LABS COM 002824100   430,617 3,215 SH   DFND 16 0 3,215 0
ABBOTT LABS COM 002824100   10,715 80 SH   DFND 6 0 80 0
ABBOTT LABS COM 002824100   120,546 900 SH   DFND 14 0 900 0
ABBVIE COM 00287Y109   828,913 3,580 SH   SOLE   3,580 0 0
ABBVIE COM 00287Y109   366,991 1,585 SH   DFND 13 0 1,585 0
ABBVIE COM 00287Y109   1,472,826 6,361 SH   DFND 1 0 6,361 0
ABBVIE COM 00287Y109   225,751 975 SH   DFND 16 0 975 0
ABBVIE COM 00287Y109   9,262 40 SH   DFND 6 0 40 0
ADVANCED MICRO DEVICES COM 007903107   2,014,285 12,450 SH   SOLE   12,450 0 0
ADVANCED MICRO DEVICES COM 007903107   893,566 5,523 SH   DFND 13 0 5,523 0
ADVANCED MICRO DEVICES COM 007903107   4,134,705 25,556 SH   DFND 5 0 25,556 0
ADVANCED MICRO DEVICES COM 007903107   2,520,850 15,581 SH   DFND 1 0 15,581 0
ADVANCED MICRO DEVICES COM 007903107   380,206 2,350 SH   DFND 16 0 2,350 0
ADVANCED MICRO DEVICES COM 007903107   10,516 65 SH   DFND 6 0 65 0
ADVANCED MICRO DEVICES COM 007903107   97,074 600 SH   DFND 14 0 600 0
AIR PRODUCTS & CHEM COM 009158106   299,992 1,100 SH   DFND 1 0 1,100 0
ALPHABET INC CL A COM 02079K305   4,306,517 17,715 SH   SOLE   17,715 0 0
ALPHABET INC CL A COM 02079K305   1,528,370 6,287 SH   DFND 13 0 6,287 0
ALPHABET INC CL A COM 02079K305   7,517,867 30,925 SH   DFND 5 0 30,925 0
ALPHABET INC CL A COM 02079K305   6,863,928 28,235 SH   DFND 1 0 28,235 0
ALPHABET INC CL A COM 02079K305   742,670 3,055 SH   DFND 16 0 3,055 0
ALPHABET INC CL A COM 02079K305   18,232 75 SH   DFND 6 0 75 0
ALPHABET INC CL A COM 02079K305   188,402 775 SH   DFND 14 0 775 0
ALPHABET INC CL C COM 02079K107   81,102 333 SH   SOLE   333 0 0
ALPHABET INC CL C COM 02079K107   712,397 2,925 SH   DFND 1 0 2,925 0
AMAZON.COM COM 023135106   2,755,823 12,551 SH   SOLE   12,551 0 0
AMAZON.COM COM 023135106   1,024,294 4,665 SH   DFND 13 0 4,665 0
AMAZON.COM COM 023135106   4,912,879 22,375 SH   DFND 5 0 22,375 0
AMAZON.COM COM 023135106   4,465,615 20,338 SH   DFND 1 0 20,338 0
AMAZON.COM COM 023135106   463,293 2,110 SH   DFND 16 0 2,110 0
AMAZON.COM COM 023135106   12,076 55 SH   DFND 6 0 55 0
AMAZON.COM COM 023135106   120,763 550 SH   DFND 14 0 550 0
AMERICAN EXPRESS COM 025816109   478,643 1,441 SH   SOLE   1,441 0 0
AMERICAN EXPRESS COM 025816109   224,208 675 SH   DFND 13 0 675 0
AMERICAN EXPRESS COM 025816109   896,832 2,700 SH   DFND 5 0 2,700 0
AMERICAN EXPRESS COM 025816109   489,936 1,475 SH   DFND 1 0 1,475 0
AMERICAN EXPRESS COM 025816109   84,701 255 SH   DFND 16 0 255 0
AMERICAN EXPRESS COM 025816109   3,322 10 SH   DFND 6 0 10 0
AMERICAN EXPRESS COM 025816109   19,930 60 SH   DFND 14 0 60 0
ANALOG DEVICES COM 032654105   2,432,430 9,900 SH   SOLE   9,900 0 0
ANALOG DEVICES COM 032654105   1,025,552 4,174 SH   DFND 13 0 4,174 0
ANALOG DEVICES COM 032654105   4,861,174 19,785 SH   DFND 5 0 19,785 0
ANALOG DEVICES COM 032654105   3,019,653 12,290 SH   DFND 1 0 12,290 0
ANALOG DEVICES COM 032654105   465,601 1,895 SH   DFND 16 0 1,895 0
ANALOG DEVICES COM 032654105   6,142 25 SH   DFND 6 0 25 0
ANALOG DEVICES COM 032654105   122,850 500 SH   DFND 14 0 500 0
APPLE COM 037833100   4,458,317 17,509 SH   SOLE   17,509 0 0
APPLE COM 037833100   1,272,386 4,997 SH   DFND 13 0 4,997 0
APPLE COM 037833100   7,049,686 27,686 SH   DFND 5 0 27,686 0
APPLE COM 037833100   21,730,379 85,341 SH   DFND 1 0 85,341 0
APPLE COM 037833100   614,931 2,415 SH   DFND 16 0 2,415 0
APPLE COM 037833100   16,551 65 SH   DFND 6 0 65 0
APPLE COM 037833100   165,509 650 SH   DFND 14 0 650 0
APPLIED MATERIAL COM 038222105   524,134 2,560 SH   SOLE   2,560 0 0
APPLIED MATERIAL COM 038222105   240,569 1,175 SH   DFND 13 0 1,175 0
APPLIED MATERIAL COM 038222105   782,107 3,820 SH   DFND 5 0 3,820 0
APPLIED MATERIAL COM 038222105   785,587 3,837 SH   DFND 1 0 3,837 0
APPLIED MATERIAL COM 038222105   82,920 405 SH   DFND 16 0 405 0
APPLIED MATERIAL COM 038222105   2,047 10 SH   DFND 6 0 10 0
APPLIED MATERIAL COM 038222105   40,948 200 SH   DFND 14 0 200 0
APTARGROUP COM 038336103   1,652,038 12,360 SH   SOLE   12,360 0 0
APTARGROUP COM 038336103   561,372 4,200 SH   DFND 13 0 4,200 0
APTARGROUP COM 038336103   3,579,148 26,778 SH   DFND 5 0 26,778 0
APTARGROUP COM 038336103   2,168,633 16,225 SH   DFND 1 0 16,225 0
APTARGROUP COM 038336103   323,457 2,420 SH   DFND 16 0 2,420 0
APTARGROUP COM 038336103   8,020 60 SH   DFND 6 0 60 0
APTARGROUP COM 038336103   86,879 650 SH   DFND 14 0 650 0
AUTOMATIC DATA PROCESSING COM 053015103   4,801,073 16,358 SH   SOLE   16,358 0 0
AUTOMATIC DATA PROCESSING COM 053015103   950,059 3,237 SH   DFND 13 0 3,237 0
AUTOMATIC DATA PROCESSING COM 053015103   4,424,512 15,075 SH   DFND 5 0 15,075 0
AUTOMATIC DATA PROCESSING COM 053015103   4,109,000 14,000 SH   DFND 1 0 14,000 0
AUTOMATIC DATA PROCESSING COM 053015103   454,925 1,550 SH   DFND 16 0 1,550 0
AUTOMATIC DATA PROCESSING COM 053015103   7,337 25 SH   DFND 6 0 25 0
AUTOMATIC DATA PROCESSING COM 053015103   110,062 375 SH   DFND 14 0 375 0
BANK NEW YORK MELLON COM 064058100   217,920 2,000 SH   SOLE   2,000 0 0
BANK OF AMERICA COM 060505104   10,318 200 SH   SOLE   200 0 0
BANK OF AMERICA COM 060505104   1,551,053 30,065 SH   DFND 1 0 30,065 0
BERKSHIRE HATHAWAY CL B COM 084670702   1,092,454 2,173 SH   SOLE   2,173 0 0
BERKSHIRE HATHAWAY CL B COM 084670702   838,570 1,668 SH   DFND 1 0 1,668 0
BOEING COM 097023105   1,181,669 5,475 SH   SOLE   5,475 0 0
BOEING COM 097023105   26,979 125 SH   DFND 1 0 125 0
BROADRIDGE FINANCIAL SOLUTIONS COM 11133T103   702,601 2,950 SH   SOLE   2,950 0 0
CANADIAN NATL RAILWAY COM 136375102   957,616 10,155 SH   SOLE   10,155 0 0
CANADIAN NATL RAILWAY COM 136375102   303,646 3,220 SH   DFND 13 0 3,220 0
CANADIAN NATL RAILWAY COM 136375102   2,103,833 22,310 SH   DFND 5 0 22,310 0
CANADIAN NATL RAILWAY COM 136375102   961,388 10,195 SH   DFND 1 0 10,195 0
CANADIAN NATL RAILWAY COM 136375102   252,724 2,680 SH   DFND 16 0 2,680 0
CANADIAN NATL RAILWAY COM 136375102   6,601 70 SH   DFND 6 0 70 0
CANADIAN NATL RAILWAY COM 136375102   23,575 250 SH   DFND 14 0 250 0
CARRIER GLOBAL COM 14448C104   1,132,210 18,965 SH   SOLE   18,965 0 0
CARRIER GLOBAL COM 14448C104   502,793 8,422 SH   DFND 13 0 8,422 0
CARRIER GLOBAL COM 14448C104   2,215,168 37,105 SH   DFND 5 0 37,105 0
CARRIER GLOBAL COM 14448C104   1,315,788 22,040 SH   DFND 1 0 22,040 0
CARRIER GLOBAL COM 14448C104   228,054 3,820 SH   DFND 16 0 3,820 0
CARRIER GLOBAL COM 14448C104   5,373 90 SH   DFND 6 0 90 0
CARRIER GLOBAL COM 14448C104   41,790 700 SH   DFND 14 0 700 0
CHARLES SCHWAB COM 808513105   281,636 2,950 SH   SOLE   2,950 0 0
CHARLES SCHWAB COM 808513105   174,710 1,830 SH   DFND 13 0 1,830 0
CHARLES SCHWAB COM 808513105   831,066 8,705 SH   DFND 5 0 8,705 0
CHARLES SCHWAB COM 808513105   412,908 4,325 SH   DFND 1 0 4,325 0
CHARLES SCHWAB COM 808513105   70,170 735 SH   DFND 16 0 735 0
CHARLES SCHWAB COM 808513105   23,867 250 SH   DFND 14 0 250 0
CHEVRON COM 166764100   857,511 5,522 SH   SOLE   5,522 0 0
CHEVRON COM 166764100   357,633 2,303 SH   DFND 13 0 2,303 0
CHEVRON COM 166764100   2,815,408 18,130 SH   DFND 5 0 18,130 0
CHEVRON COM 166764100   934,069 6,015 SH   DFND 1 0 6,015 0
CHEVRON COM 166764100   246,135 1,585 SH   DFND 16 0 1,585 0
CHEVRON COM 166764100   69,880 450 SH   DFND 14 0 450 0
CISCO SYS INC COM 17275R102   184,734 2,700 SH   SOLE   2,700 0 0
CISCO SYS INC COM 17275R102   22,579 330 SH   DFND 13 0 330 0
CISCO SYS INC COM 17275R102   13,684 200 SH   DFND 1 0 200 0
CISCO SYS INC COM 17275R102   44,473 650 SH   DFND 16 0 650 0
COCA COLA COM 191216100   497,400 7,500 SH   SOLE   7,500 0 0
COCA COLA COM 191216100   102,796 1,550 SH   DFND 5 0 1,550 0
COSTCO WHOLESALE COM 22160K105   234,184 253 SH   SOLE   253 0 0
COSTCO WHOLESALE COM 22160K105   225,854 244 SH   DFND 1 0 244 0
DANAHER CORP COM 235851102   1,421,524 7,170 SH   SOLE   7,170 0 0
DANAHER CORP COM 235851102   666,947 3,364 SH   DFND 13 0 3,364 0
DANAHER CORP COM 235851102   3,089,882 15,585 SH   DFND 5 0 15,585 0
DANAHER CORP COM 235851102   1,570,219 7,920 SH   DFND 1 0 7,920 0
DANAHER CORP COM 235851102   302,346 1,525 SH   DFND 16 0 1,525 0
DANAHER CORP COM 235851102   7,930 40 SH   DFND 6 0 40 0
DANAHER CORP COM 235851102   84,260 425 SH   DFND 14 0 425 0
DEERE & CO COM 244199105   313,223 685 SH   SOLE   685 0 0
DEERE & CO COM 244199105   1,646,136 3,600 SH   DFND 5 0 3,600 0
DEERE & CO COM 244199105   994,540 2,175 SH   DFND 1 0 2,175 0
DEERE & CO COM 244199105   20,577 45 SH   DFND 16 0 45 0
DEERE & CO COM 244199105   22,863 50 SH   DFND 13 0 50 0
DOMINION RES INC COM 25746U109   498,964 8,157 SH   SOLE   8,157 0 0
ELI LILLY & CO COM 532457108   543,256 712 SH   SOLE   712 0 0
ELI LILLY & CO COM 532457108   275,443 361 SH   DFND 13 0 361 0
ELI LILLY & CO COM 532457108   1,187,228 1,556 SH   DFND 5 0 1,556 0
ELI LILLY & CO COM 532457108   957,565 1,255 SH   DFND 1 0 1,255 0
ELI LILLY & CO COM 532457108   106,820 140 SH   DFND 16 0 140 0
ELI LILLY & CO COM 532457108   3,052 4 SH   DFND 6 0 4 0
ELI LILLY & CO COM 532457108   45,780 60 SH   DFND 14 0 60 0
EMERSON ELECTRIC COM 291011104   91,826 700 SH   SOLE   700 0 0
EMERSON ELECTRIC COM 291011104   19,677 150 SH   DFND 1 0 150 0
EMERSON ELECTRIC COM 291011104   98,385 750 SH   DFND 13 0 750 0
EXXON MOBIL COM 30231G102   1,423,469 12,625 SH   SOLE   12,625 0 0
EXXON MOBIL COM 30231G102   305,214 2,707 SH   DFND 13 0 2,707 0
EXXON MOBIL COM 30231G102   451,000 4,000 SH   DFND 1 0 4,000 0
EXXON MOBIL COM 30231G102   65,959 585 SH   DFND 5 0 585 0
EXXON MOBIL COM 30231G102   112,750 1,000 SH   DFND 16 0 1,000 0
EXXON MOBIL COM 30231G102   10,147 90 SH   DFND 6 0 90 0
EXXON MOBIL COM 30231G102   42,281 375 SH   DFND 14 0 375 0
FISERV COM 337738108   1,674,801 12,990 SH   SOLE   12,990 0 0
FISERV COM 337738108   630,726 4,892 SH   DFND 13 0 4,892 0
FISERV COM 337738108   3,165,231 24,550 SH   DFND 5 0 24,550 0
FISERV COM 337738108   3,301,639 25,608 SH   DFND 1 0 25,608 0
FISERV COM 337738108   300,407 2,330 SH   DFND 16 0 2,330 0
FISERV COM 337738108   7,091 55 SH   DFND 6 0 55 0
FISERV COM 337738108   77,358 600 SH   DFND 14 0 600 0
GE VERNOVA INC COM COM 36828A101   135,278 220 SH   SOLE   220 0 0
GE VERNOVA INC COM COM 36828A101   60,875 99 SH   DFND 13 0 99 0
GE VERNOVA INC COM COM 36828A101   142,657 232 SH   DFND 1 0 232 0
GENERAL ELECTRIC COM 369604301   305,332 1,015 SH   SOLE   1,015 0 0
GENERAL ELECTRIC COM 369604301   75,205 250 SH   DFND 13 0 250 0
GENERAL ELECTRIC COM 369604301   15,041 50 SH   DFND 1 0 50 0
GOLDMAN SACHS GROUP COM 38141G104   139,361 175 SH   SOLE   175 0 0
GOLDMAN SACHS GROUP COM 38141G104   533,554 670 SH   DFND 1 0 670 0
HOME DEPOT COM 437076102   2,145,886 5,296 SH   SOLE   5,296 0 0
HOME DEPOT COM 437076102   850,494 2,099 SH   DFND 13 0 2,099 0
HOME DEPOT COM 437076102   4,282,453 10,569 SH   DFND 5 0 10,569 0
HOME DEPOT COM 437076102   3,364,293 8,303 SH   DFND 1 0 8,303 0
HOME DEPOT COM 437076102   439,631 1,085 SH   DFND 16 0 1,085 0
HOME DEPOT COM 437076102   6,078 15 SH   DFND 6 0 15 0
HOME DEPOT COM 437076102   101,297 250 SH   DFND 14 0 250 0
INTEL COM 458140100   719,647 21,450 SH   SOLE   21,450 0 0
ISHARES S&P 500 COM 464287200   435,045 650 SH   DFND 13 0 650 0
JOHNSON AND JOHNSON COM 478160104   3,231,871 17,430 SH   SOLE   17,430 0 0
JOHNSON AND JOHNSON COM 478160104   873,328 4,710 SH   DFND 13 0 4,710 0
JOHNSON AND JOHNSON COM 478160104   5,112,956 27,575 SH   DFND 5 0 27,575 0
JOHNSON AND JOHNSON COM 478160104   2,737,726 14,765 SH   DFND 1 0 14,765 0
JOHNSON AND JOHNSON COM 478160104   384,746 2,075 SH   DFND 16 0 2,075 0
JOHNSON AND JOHNSON COM 478160104   10,198 55 SH   DFND 6 0 55 0
JOHNSON AND JOHNSON COM 478160104   111,252 600 SH   DFND 14 0 600 0
JPMORGAN CHASE COM 46625H100   1,851,574 5,870 SH   SOLE   5,870 0 0
JPMORGAN CHASE COM 46625H100   1,272,129 4,033 SH   DFND 1 0 4,033 0
JPMORGAN CHASE COM 46625H100   31,543 100 SH   DFND 16 0 100 0
MASTERCARD COM 57636Q104   2,958,381 5,201 SH   SOLE   5,201 0 0
MASTERCARD COM 57636Q104   1,073,913 1,888 SH   DFND 13 0 1,888 0
MASTERCARD COM 57636Q104   5,390,612 9,477 SH   DFND 5 0 9,477 0
MASTERCARD COM 57636Q104   4,390,644 7,719 SH   DFND 1 0 7,719 0
MASTERCARD COM 57636Q104   492,021 865 SH   DFND 16 0 865 0
MASTERCARD COM 57636Q104   11,376 20 SH   DFND 6 0 20 0
MASTERCARD COM 57636Q104   130,826 230 SH   DFND 14 0 230 0
MCCORMICK & CO COM 579780206   710,250 10,615 SH   SOLE   10,615 0 0
MCCORMICK & CO COM 579780206   351,947 5,260 SH   DFND 13 0 5,260 0
MCCORMICK & CO COM 579780206   1,285,676 19,215 SH   DFND 5 0 19,215 0
MCCORMICK & CO COM 579780206   595,499 8,900 SH   DFND 1 0 8,900 0
MCCORMICK & CO COM 579780206   138,504 2,070 SH   DFND 16 0 2,070 0
MCCORMICK & CO COM 579780206   4,015 60 SH   DFND 6 0 60 0
MERCK COM 58933Y105   583,313 6,950 SH   SOLE   6,950 0 0
MERCK COM 58933Y105   28,368 338 SH   DFND 5 0 338 0
MERCK COM 58933Y105   248,936 2,966 SH   DFND 1 0 2,966 0
MICROSOFT COM 594918104   3,410,701 6,585 SH   SOLE   6,585 0 0
MICROSOFT COM 594918104   1,450,260 2,800 SH   DFND 13 0 2,800 0
MICROSOFT COM 594918104   7,005,274 13,525 SH   DFND 5 0 13,525 0
MICROSOFT COM 594918104   4,980,607 9,616 SH   DFND 1 0 9,616 0
MICROSOFT COM 594918104   608,591 1,175 SH   DFND 16 0 1,175 0
MICROSOFT COM 594918104   15,538 30 SH   DFND 6 0 30 0
MICROSOFT COM 594918104   181,282 350 SH   DFND 14 0 350 0
NESTLE SA ADR COM 641069406   238,602 2,600 SH   SOLE   2,600 0 0
NESTLE SA ADR COM 641069406   24,778 270 SH   DFND 13 0 270 0
NESTLE SA ADR COM 641069406   367,080 4,000 SH   DFND 5 0 4,000 0
NESTLE SA ADR COM 641069406   18,354 200 SH   DFND 16 0 200 0
NEXTERA ENERGY COM 65339F101   149,093 1,975 SH   SOLE   1,975 0 0
NEXTERA ENERGY COM 65339F101   124,558 1,650 SH   DFND 1 0 1,650 0
NOVO NORDISK A S ADR COM 670100205   207,810 3,745 SH   SOLE   3,745 0 0
NOVO NORDISK A S ADR COM 670100205   42,450 765 SH   DFND 13 0 765 0
NOVO NORDISK A S ADR COM 670100205   239,994 4,325 SH   DFND 5 0 4,325 0
NOVO NORDISK A S ADR COM 670100205   28,855 520 SH   DFND 1 0 520 0
NOVO NORDISK A S ADR COM 670100205   63,813 1,150 SH   DFND 16 0 1,150 0
NOVO NORDISK A S ADR COM 670100205   2,220 40 SH   DFND 6 0 40 0
NOVOZYMES A S DKK 2.0 COM B798FW902   183,033 3,000 SH   SOLE   3,000 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902   39,657 650 SH   DFND 5 0 650 0
NOVOZYMES A S DKK 2.0 COM B798FW902   10,677 175 SH   DFND 16 0 175 0
NVIDIA CORP COM 67066G104   3,475,985 18,630 SH   SOLE   18,630 0 0
NVIDIA CORP COM 67066G104   1,472,116 7,890 SH   DFND 13 0 7,890 0
NVIDIA CORP COM 67066G104   6,783,116 36,355 SH   DFND 5 0 36,355 0
NVIDIA CORP COM 67066G104   4,100,095 21,975 SH   DFND 1 0 21,975 0
NVIDIA CORP COM 67066G104   598,922 3,210 SH   DFND 16 0 3,210 0
NVIDIA CORP COM 67066G104   17,725 95 SH   DFND 6 0 95 0
NVIDIA CORP COM 67066G104   186,580 1,000 SH   DFND 14 0 1,000 0
PAYCHEX COM 704326107   258,590 2,040 SH   SOLE   2,040 0 0
PEPSICO COM 713448108   308,266 2,195 SH   SOLE   2,195 0 0
PEPSICO COM 713448108   118,672 845 SH   DFND 5 0 845 0
PEPSICO COM 713448108   968,334 6,895 SH   DFND 1 0 6,895 0
PEPSICO COM 713448108   42,132 300 SH   DFND 16 0 300 0
PEPSICO COM 713448108   6,039 43 SH   DFND 13 0 43 0
PEPSICO COM 713448108   14,044 100 SH   DFND 14 0 100 0
PROCTER & GAMBLE COM 742718109   1,871,457 12,180 SH   SOLE   12,180 0 0
PROCTER & GAMBLE COM 742718109   736,905 4,796 SH   DFND 13 0 4,796 0
PROCTER & GAMBLE COM 742718109   3,639,354 23,686 SH   DFND 5 0 23,686 0
PROCTER & GAMBLE COM 742718109   2,491,435 16,215 SH   DFND 1 0 16,215 0
PROCTER & GAMBLE COM 742718109   381,052 2,480 SH   DFND 16 0 2,480 0
PROCTER & GAMBLE COM 742718109   9,987 65 SH   DFND 6 0 65 0
PROCTER & GAMBLE COM 742718109   76,825 500 SH   DFND 14 0 500 0
PTC INC COM 69370C100   203,020 1,000 SH   DFND 1 0 1,000 0
RESMED INC COM 761152107   20,530 75 SH   SOLE   75 0 0
RESMED INC COM 761152107   234,587 857 SH   DFND 1 0 857 0
ROCKWELL AUTOMATION COM 773903109   1,544,573 4,419 SH   SOLE   4,419 0 0
ROCKWELL AUTOMATION COM 773903109   599,444 1,715 SH   DFND 13 0 1,715 0
ROCKWELL AUTOMATION COM 773903109   3,488,309 9,980 SH   DFND 5 0 9,980 0
ROCKWELL AUTOMATION COM 773903109   2,213,224 6,332 SH   DFND 1 0 6,332 0
ROCKWELL AUTOMATION COM 773903109   281,372 805 SH   DFND 16 0 805 0
ROCKWELL AUTOMATION COM 773903109   10,486 30 SH   DFND 6 0 30 0
ROCKWELL AUTOMATION COM 773903109   104,859 300 SH   DFND 14 0 300 0
RTX CORPORATION COM 75513E101   2,202,063 13,160 SH   SOLE   13,160 0 0
RTX CORPORATION COM 75513E101   998,123 5,965 SH   DFND 13 0 5,965 0
RTX CORPORATION COM 75513E101   5,110,258 30,540 SH   DFND 5 0 30,540 0
RTX CORPORATION COM 75513E101   3,257,748 19,469 SH   DFND 1 0 19,469 0
RTX CORPORATION COM 75513E101   491,114 2,935 SH   DFND 16 0 2,935 0
RTX CORPORATION COM 75513E101   11,713 70 SH   DFND 6 0 70 0
RTX CORPORATION COM 75513E101   121,314 725 SH   DFND 14 0 725 0
SALESFORCE.COM COM 79466L302   465,942 1,966 SH   SOLE   1,966 0 0
SALESFORCE.COM COM 79466L302   215,433 909 SH   DFND 13 0 909 0
SALESFORCE.COM COM 79466L302   961,035 4,055 SH   DFND 5 0 4,055 0
SALESFORCE.COM COM 79466L302   519,741 2,193 SH   DFND 1 0 2,193 0
SALESFORCE.COM COM 79466L302   86,505 365 SH   DFND 16 0 365 0
SALESFORCE.COM COM 79466L302   2,370 10 SH   DFND 6 0 10 0
SALESFORCE.COM COM 79466L302   23,700 100 SH   DFND 14 0 100 0
SCHNEIDER ELEC SA ADR COM 80687P106   1,730,346 30,888 SH   SOLE   30,888 0 0
SCHNEIDER ELEC SA ADR COM 80687P106   693,416 12,378 SH   DFND 13 0 12,378 0
SCHNEIDER ELEC SA ADR COM 80687P106   3,093,144 55,215 SH   DFND 5 0 55,215 0
SCHNEIDER ELEC SA ADR COM 80687P106   1,968,823 35,145 SH   DFND 1 0 35,145 0
SCHNEIDER ELEC SA ADR COM 80687P106   313,992 5,605 SH   DFND 16 0 5,605 0
SCHNEIDER ELEC SA ADR COM 80687P106   8,403 150 SH   DFND 6 0 150 0
SCHNEIDER ELEC SA ADR COM 80687P106   78,428 1,400 SH   DFND 14 0 1,400 0
SPDR S&P 500 ETF COM 78462F103   216,508 325 SH   SOLE   325 0 0
SPDR S&P 500 ETF COM 78462F103   799,416 1,200 SH   DFND 5 0 1,200 0
STATE STREET COM 857477103   8,701 75 SH   SOLE   75 0 0
STATE STREET COM 857477103   98,608 850 SH   DFND 13 0 850 0
STATE STREET COM 857477103   220,419 1,900 SH   DFND 1 0 1,900 0
STRYKER CORP COM 863667101   24,398 66 SH   SOLE   66 0 0
STRYKER CORP COM 863667101   616,979 1,669 SH   DFND 1 0 1,669 0
STRYKER CORP COM 863667101   46,578 126 SH   DFND 13 0 126 0
TJX COS COM 872540109   1,959,240 13,555 SH   SOLE   13,555 0 0
TJX COS COM 872540109   934,740 6,467 SH   DFND 13 0 6,467 0
TJX COS COM 872540109   4,593,481 31,780 SH   DFND 5 0 31,780 0
TJX COS COM 872540109   2,476,404 17,133 SH   DFND 1 0 17,133 0
TJX COS COM 872540109   387,367 2,680 SH   DFND 16 0 2,680 0
TJX COS COM 872540109   10,840 75 SH   DFND 6 0 75 0
TJX COS COM 872540109   115,632 800 SH   DFND 14 0 800 0
UBER TECHNOLOGIES INC COM 90353T100   554,020 5,655 SH   SOLE   5,655 0 0
UBER TECHNOLOGIES INC COM 90353T100   242,966 2,480 SH   DFND 13 0 2,480 0
UBER TECHNOLOGIES INC COM 90353T100   1,243,239 12,690 SH   DFND 5 0 12,690 0
UBER TECHNOLOGIES INC COM 90353T100   987,048 10,075 SH   DFND 1 0 10,075 0
UBER TECHNOLOGIES INC COM 90353T100   120,013 1,225 SH   DFND 16 0 1,225 0
UBER TECHNOLOGIES INC COM 90353T100   3,919 40 SH   DFND 6 0 40 0
UBER TECHNOLOGIES INC COM 90353T100   48,985 500 SH   DFND 14 0 500 0
UNION PACIFIC COM 907818108   862,750 3,650 SH   SOLE   3,650 0 0
UNION PACIFIC COM 907818108   37,819 160 SH   DFND 5 0 160 0
UNION PACIFIC COM 907818108   20,091 85 SH   DFND 13 0 85 0
UNION PACIFIC COM 907818108   5,909 25 SH   DFND 1 0 25 0
UNITEDHEALTH GROUP COM 91324P102   964,423 2,793 SH   SOLE   2,793 0 0
UNITEDHEALTH GROUP COM 91324P102   367,744 1,065 SH   DFND 13 0 1,065 0
UNITEDHEALTH GROUP COM 91324P102   2,247,558 6,509 SH   DFND 5 0 6,509 0
UNITEDHEALTH GROUP COM 91324P102   969,948 2,809 SH   DFND 1 0 2,809 0
UNITEDHEALTH GROUP COM 91324P102   207,180 600 SH   DFND 16 0 600 0
UNITEDHEALTH GROUP COM 91324P102   5,179 15 SH   DFND 6 0 15 0
UNITEDHEALTH GROUP COM 91324P102   51,795 150 SH   DFND 14 0 150 0
VERIZON COMMUNICATIONS COM 92343V104   350,809 7,982 SH   SOLE   7,982 0 0
VERTEX PHARMACEUTICALS COM 92532F100   922,312 2,355 SH   SOLE   2,355 0 0
VERTEX PHARMACEUTICALS COM 92532F100   424,929 1,085 SH   DFND 13 0 1,085 0
VERTEX PHARMACEUTICALS COM 92532F100   2,010,288 5,133 SH   DFND 5 0 5,133 0
VERTEX PHARMACEUTICALS COM 92532F100   1,223,875 3,125 SH   DFND 1 0 3,125 0
VERTEX PHARMACEUTICALS COM 92532F100   191,904 490 SH   DFND 16 0 490 0
VERTEX PHARMACEUTICALS COM 92532F100   3,916 10 SH   DFND 6 0 10 0
VERTEX PHARMACEUTICALS COM 92532F100   39,164 100 SH   DFND 14 0 100 0
VISA COM 92826C839   24,921 73 SH   SOLE   73 0 0
VISA COM 92826C839   335,235 982 SH   DFND 1 0 982 0
WAL-MART STORES COM 931142103   484,382 4,700 SH   SOLE   4,700 0 0
WAL-MART STORES COM 931142103   401,934 3,900 SH   DFND 1 0 3,900 0
WAL-MART STORES COM 931142103   284,961 2,765 SH   DFND 5 0 2,765 0
WAL-MART STORES COM 931142103   92,754 900 SH   DFND 14 0 900 0
XYLEM INC COM 98419M100   1,328,237 9,005 SH   SOLE   9,005 0 0
XYLEM INC COM 98419M100   702,837 4,765 SH   DFND 13 0 4,765 0
XYLEM INC COM 98419M100   3,206,650 21,740 SH   DFND 5 0 21,740 0
XYLEM INC COM 98419M100   1,554,650 10,540 SH   DFND 1 0 10,540 0
XYLEM INC COM 98419M100   297,212 2,015 SH   DFND 16 0 2,015 0
XYLEM INC COM 98419M100   7,375 50 SH   DFND 6 0 50 0
XYLEM INC COM 98419M100   81,125 550 SH   DFND 14 0 550 0
GABELLI UTILITES FUND CLASS A Equity Mutual Fu 36240E202   731,024 138,714 SH   DFND 1 0 138,714 0
VANGUARD 500 INDEX FD ADMIRAL Equity Mutual Fu 922908710   231,453 375 SH   SOLE   375 0 0