The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101   920,386 7,675 SH   SOLE   7,675 0 0
3M COM 88579Y101   47,968 400 SH   DFND 1 0 400 0
ABBOTT LABS COM 002824100   2,297,795 20,929 SH   SOLE   20,929 0 0
ABBOTT LABS COM 002824100   964,835 8,788 SH   DFND 13 0 8,788 0
ABBOTT LABS COM 002824100   3,279,757 29,873 SH   DFND 5 0 29,873 0
ABBOTT LABS COM 002824100   2,821,054 25,695 SH   DFND 1 0 25,695 0
ABBOTT LABS COM 002824100   576,397 5,250 SH   DFND 12 0 5,250 0
ABBOTT LABS COM 002824100   126,258 1,150 SH   DFND 14 0 1,150 0
ABBOTT LABS COM 002824100   9,881 90 SH   DFND 6 0 90 0
ABBVIE COM 00287Y109   597,957 3,700 SH   SOLE   3,700 0 0
ABBVIE COM 00287Y109   359,582 2,225 SH   DFND 13 0 2,225 0
ABBVIE COM 00287Y109   1,368,837 8,470 SH   DFND 1 0 8,470 0
ABBVIE COM 00287Y109   250,495 1,550 SH   DFND 12 0 1,550 0
ABBVIE COM 00287Y109   12,929 80 SH   DFND 5 0 80 0
ABBVIE COM 00287Y109   6,464 40 SH   DFND 6 0 40 0
ADVANCED MICRO DEVICES INC COM 007903107   1,445,407 22,316 SH   SOLE   22,316 0 0
ADVANCED MICRO DEVICES INC COM 007903107   464,142 7,166 SH   DFND 13 0 7,166 0
ADVANCED MICRO DEVICES INC COM 007903107   2,401,801 37,082 SH   DFND 5 0 37,082 0
ADVANCED MICRO DEVICES INC COM 007903107   1,401,299 21,635 SH   DFND 1 0 21,635 0
ADVANCED MICRO DEVICES INC COM 007903107   301,310 4,652 SH   DFND 12 0 4,652 0
ADVANCED MICRO DEVICES INC COM 007903107   44,627 689 SH   DFND 14 0 689 0
ADVANCED MICRO DEVICES INC COM 007903107   5,829 90 SH   DFND 6 0 90 0
AIR PRODUCTS & CHEM COM 009158106   339,086 1,100 SH   DFND 1 0 1,100 0
ALPHABET INC CL A COM 02079K305   2,018,438 22,877 SH   SOLE   22,877 0 0
ALPHABET INC CL A COM 02079K305   674,077 7,640 SH   DFND 13 0 7,640 0
ALPHABET INC CL A COM 02079K305   2,985,527 33,838 SH   DFND 5 0 33,838 0
ALPHABET INC CL A COM 02079K305   2,894,826 32,810 SH   DFND 1 0 32,810 0
ALPHABET INC CL A COM 02079K305   400,564 4,540 SH   DFND 12 0 4,540 0
ALPHABET INC CL A COM 02079K305   35,292 400 SH   DFND 6 0 400 0
ALPHABET INC CL A COM 02079K305   97,053 1,100 SH   DFND 14 0 1,100 0
ALPHABET INC CL C COM 02079K107   212,957 2,400 SH   DFND 1 0 2,400 0
AMAZON.COM COM 023135106   886,200 10,550 SH   SOLE   10,550 0 0
AMAZON.COM COM 023135106   314,160 3,740 SH   DFND 13 0 3,740 0
AMAZON.COM COM 023135106   1,364,916 16,249 SH   DFND 5 0 16,249 0
AMAZON.COM COM 023135106   1,429,680 17,020 SH   DFND 1 0 17,020 0
AMAZON.COM COM 023135106   176,400 2,100 SH   DFND 12 0 2,100 0
AMAZON.COM COM 023135106   49,140 585 SH   DFND 14 0 585 0
AMAZON.COM COM 023135106   5,040 60 SH   DFND 6 0 60 0
AMGEN INC COM 031162100   207,486 790 SH   SOLE   790 0 0
AMGEN INC COM 031162100   19,698 75 SH   DFND 13 0 75 0
AMGEN INC COM 031162100   18,385 70 SH   DFND 1 0 70 0
ANALOG DEVICES COM 032654105   2,232,120 13,608 SH   SOLE   13,608 0 0
ANALOG DEVICES COM 032654105   876,904 5,346 SH   DFND 13 0 5,346 0
ANALOG DEVICES COM 032654105   3,718,888 22,672 SH   DFND 5 0 22,672 0
ANALOG DEVICES COM 032654105   2,661,387 16,225 SH   DFND 1 0 16,225 0
ANALOG DEVICES COM 032654105   426,478 2,600 SH   DFND 12 0 2,600 0
ANALOG DEVICES COM 032654105   22,964 140 SH   DFND 6 0 140 0
ANALOG DEVICES COM 032654105   131,224 800 SH   DFND 14 0 800 0
AON PLC COM G0403H108   292,636 975 SH   SOLE   975 0 0
APPLE INC COM 037833100   2,676,818 20,602 SH   SOLE   20,602 0 0
APPLE INC COM 037833100   827,004 6,365 SH   DFND 13 0 6,365 0
APPLE INC COM 037833100   4,080,062 31,402 SH   DFND 5 0 31,402 0
APPLE INC COM 037833100   11,663,686 89,769 SH   DFND 1 0 89,769 0
APPLE INC COM 037833100   448,258 3,450 SH   DFND 12 0 3,450 0
APPLE INC COM 037833100   61,067 470 SH   DFND 6 0 470 0
APPLE INC COM 037833100   123,433 950 SH   DFND 14 0 950 0
APTARGROUP COM 038336103   1,861,962 16,930 SH   SOLE   16,930 0 0
APTARGROUP COM 038336103   522,955 4,755 SH   DFND 13 0 4,755 0
APTARGROUP COM 038336103   2,627,202 23,888 SH   DFND 5 0 23,888 0
APTARGROUP COM 038336103   1,957,094 17,795 SH   DFND 1 0 17,795 0
APTARGROUP COM 038336103   362,934 3,300 SH   DFND 12 0 3,300 0
APTARGROUP COM 038336103   8,248 75 SH   DFND 6 0 75 0
APTARGROUP COM 038336103   76,986 700 SH   DFND 14 0 700 0
APTIV PLC COM G6095L109   146,214 1,570 SH   SOLE   1,570 0 0
APTIV PLC COM G6095L109   54,481 585 SH   DFND 13 0 585 0
APTIV PLC COM G6095L109   204,141 2,192 SH   DFND 5 0 2,192 0
APTIV PLC COM G6095L109   148,077 1,590 SH   DFND 1 0 1,590 0
APTIV PLC COM G6095L109   3,260 35 SH   DFND 6 0 35 0
AUTOMATIC DATA PROCESSING COM 053015103   5,459,384 22,856 SH   SOLE   22,856 0 0
AUTOMATIC DATA PROCESSING COM 053015103   988,880 4,140 SH   DFND 13 0 4,140 0
AUTOMATIC DATA PROCESSING COM 053015103   4,435,869 18,571 SH   DFND 5 0 18,571 0
AUTOMATIC DATA PROCESSING COM 053015103   4,053,454 16,970 SH   DFND 1 0 16,970 0
AUTOMATIC DATA PROCESSING COM 053015103   591,178 2,475 SH   DFND 12 0 2,475 0
AUTOMATIC DATA PROCESSING COM 053015103   28,663 120 SH   DFND 6 0 120 0
AUTOMATIC DATA PROCESSING COM 053015103   143,316 600 SH   DFND 14 0 600 0
BANK OF AMERICA COM 060505104   23,184 700 SH   SOLE   700 0 0
BANK OF AMERICA COM 060505104   995,753 30,065 SH   DFND 1 0 30,065 0
BCE INC COM 05534B760   492,240 11,200 SH   SOLE   11,200 0 0
BECTON DICKINSON COM 075887109   296,259 1,165 SH   SOLE   1,165 0 0
BECTON DICKINSON COM 075887109   621,763 2,445 SH   DFND 5 0 2,445 0
BECTON DICKINSON COM 075887109   16,529 65 SH   DFND 13 0 65 0
BECTON DICKINSON COM 075887109   31,787 125 SH   DFND 1 0 125 0
BERKSHIRE HATHAWAY CL B COM 084670702   853,800 2,764 SH   SOLE   2,764 0 0
BERKSHIRE HATHAWAY CL B COM 084670702   438,638 1,420 SH   DFND 1 0 1,420 0
BOEING COM 097023105   1,152,464 6,050 SH   SOLE   6,050 0 0
BOEING COM 097023105   134,295 705 SH   DFND 1 0 705 0
BRISTOL-MYERS SQUIBB COM 110122108   359,750 5,000 SH   SOLE   5,000 0 0
BRISTOL-MYERS SQUIBB COM 110122108   5,828 81 SH   DFND 1 0 81 0
BRISTOL-MYERS SQUIBB COM 110122108   35,975 500 SH   DFND 5 0 500 0
BROADRIDGE FINANCIAL SOLUTIONS COM 11133T103   409,096 3,050 SH   SOLE   3,050 0 0
CANADIAN NATL RAILWAY COM 136375102   2,610,605 21,960 SH   SOLE   21,960 0 0
CANADIAN NATL RAILWAY COM 136375102   834,538 7,020 SH   DFND 13 0 7,020 0
CANADIAN NATL RAILWAY COM 136375102   3,469,632 29,186 SH   DFND 5 0 29,186 0
CANADIAN NATL RAILWAY COM 136375102   2,732,457 22,985 SH   DFND 1 0 22,985 0
CANADIAN NATL RAILWAY COM 136375102   534,960 4,500 SH   DFND 12 0 4,500 0
CANADIAN NATL RAILWAY COM 136375102   82,027 690 SH   DFND 6 0 690 0
CANADIAN NATL RAILWAY COM 136375102   104,020 875 SH   DFND 14 0 875 0
CHEVRON COM 166764100   808,243 4,503 SH   SOLE   4,503 0 0
CHEVRON COM 166764100   275,517 1,535 SH   DFND 13 0 1,535 0
CHEVRON COM 166764100   2,146,880 11,961 SH   DFND 5 0 11,961 0
CHEVRON COM 166764100   1,118,223 6,230 SH   DFND 1 0 6,230 0
CHEVRON COM 166764100   251,286 1,400 SH   DFND 12 0 1,400 0
CHEVRON COM 166764100   71,796 400 SH   DFND 14 0 400 0
CHURCH & DWIGHT COM 171340102   133,006 1,650 SH   SOLE   1,650 0 0
CHURCH & DWIGHT COM 171340102   106,808 1,325 SH   DFND 1 0 1,325 0
COCA COLA COM 191216100   454,811 7,150 SH   SOLE   7,150 0 0
COCA COLA COM 191216100   165,386 2,600 SH   DFND 1 0 2,600 0
COCA COLA COM 191216100   95,415 1,500 SH   DFND 12 0 1,500 0
COCA COLA COM 191216100   114,498 1,800 SH   DFND 5 0 1,800 0
CVS HEALTH COM 126650100   811,685 8,710 SH   SOLE   8,710 0 0
CVS HEALTH COM 126650100   634,158 6,805 SH   DFND 13 0 6,805 0
CVS HEALTH COM 126650100   1,911,047 20,507 SH   DFND 5 0 20,507 0
CVS HEALTH COM 126650100   946,997 10,162 SH   DFND 1 0 10,162 0
CVS HEALTH COM 126650100   15,376 165 SH   DFND 6 0 165 0
CVS HEALTH COM 126650100   163,082 1,750 SH   DFND 12 0 1,750 0
CVS HEALTH COM 126650100   34,946 375 SH   DFND 14 0 375 0
DANAHER CORP COM 235851102   2,069,480 7,797 SH   SOLE   7,797 0 0
DANAHER CORP COM 235851102   839,523 3,163 SH   DFND 13 0 3,163 0
DANAHER CORP COM 235851102   3,517,877 13,254 SH   DFND 5 0 13,254 0
DANAHER CORP COM 235851102   2,147,779 8,092 SH   DFND 1 0 8,092 0
DANAHER CORP COM 235851102   411,401 1,550 SH   DFND 12 0 1,550 0
DANAHER CORP COM 235851102   127,402 480 SH   DFND 14 0 480 0
DANAHER CORP COM 235851102   10,617 40 SH   DFND 6 0 40 0
DEERE & CO COM 244199105   378,166 882 SH   SOLE   882 0 0
DEERE & CO COM 244199105   932,553 2,175 SH   DFND 1 0 2,175 0
DEERE & CO COM 244199105   1,286,280 3,000 SH   DFND 5 0 3,000 0
DEERE & CO COM 244199105   300,132 700 SH   DFND 12 0 700 0
DEERE & CO COM 244199105   27,869 65 SH   DFND 13 0 65 0
DISNEY COM 254687106   318,415 3,665 SH   SOLE   3,665 0 0
DISNEY COM 254687106   83,839 965 SH   DFND 13 0 965 0
DISNEY COM 254687106   353,602 4,070 SH   DFND 5 0 4,070 0
DISNEY COM 254687106   354,036 4,075 SH   DFND 1 0 4,075 0
DISNEY COM 254687106   34,752 400 SH   DFND 12 0 400 0
DISNEY COM 254687106   8,688 100 SH   DFND 14 0 100 0
DISNEY COM 254687106   4,344 50 SH   DFND 6 0 50 0
DOMINION RES INC COM 25746U109   523,611 8,539 SH   SOLE   8,539 0 0
DOMINION RES INC COM 25746U109   39,858 650 SH   DFND 6 0 650 0
DOMINION RES INC COM 25746U109   55,188 900 SH   DFND 12 0 900 0
EDWARDS LIFESCIENCES COM 28176E108   314,108 4,210 SH   SOLE   4,210 0 0
EDWARDS LIFESCIENCES COM 28176E108   33,574 450 SH   DFND 13 0 450 0
EDWARDS LIFESCIENCES COM 28176E108   348,056 4,665 SH   DFND 5 0 4,665 0
EDWARDS LIFESCIENCES COM 28176E108   105,946 1,420 SH   DFND 1 0 1,420 0
EDWARDS LIFESCIENCES COM 28176E108   2,238 30 SH   DFND 6 0 30 0
EMERSON ELECTRIC COM 291011104   28,818 300 SH   SOLE   300 0 0
EMERSON ELECTRIC COM 291011104   76,848 800 SH   DFND 1 0 800 0
EMERSON ELECTRIC COM 291011104   98,942 1,030 SH   DFND 13 0 1,030 0
EMERSON ELECTRIC COM 291011104   19,212 200 SH   DFND 5 0 200 0
EXXON MOBIL COM 30231G102   1,645,124 14,915 SH   SOLE   14,915 0 0
EXXON MOBIL COM 30231G102   298,582 2,707 SH   DFND 13 0 2,707 0
EXXON MOBIL COM 30231G102   732,943 6,645 SH   DFND 1 0 6,645 0
EXXON MOBIL COM 30231G102   435,023 3,944 SH   DFND 5 0 3,944 0
EXXON MOBIL COM 30231G102   121,330 1,100 SH   DFND 12 0 1,100 0
EXXON MOBIL COM 30231G102   9,927 90 SH   DFND 6 0 90 0
EXXON MOBIL COM 30231G102   44,120 400 SH   DFND 14 0 400 0
FASTENAL CO COM 311900104   422,568 8,930 SH   SOLE   8,930 0 0
FIDELITY NATL INFO SVCS COM 31620M106   210,335 3,100 SH   DFND 5 0 3,100 0
FISERV COM 337738108   1,836,240 18,168 SH   SOLE   18,168 0 0
FISERV COM 337738108   664,636 6,576 SH   DFND 13 0 6,576 0
FISERV COM 337738108   3,003,194 29,714 SH   DFND 5 0 29,714 0
FISERV COM 337738108   3,031,089 29,990 SH   DFND 1 0 29,990 0
FISERV COM 337738108   368,905 3,650 SH   DFND 12 0 3,650 0
FISERV COM 337738108   12,634 125 SH   DFND 6 0 125 0
FISERV COM 337738108   80,856 800 SH   DFND 14 0 800 0
GENERAL ELECTRIC COM 369604301   93,677 1,118 SH   SOLE   1,118 0 0
GENERAL ELECTRIC COM 369604301   104,402 1,246 SH   DFND 1 0 1,246 0
GENERAL ELECTRIC COM 369604301   37,705 450 SH   DFND 13 0 450 0
GENERAL ELECTRIC COM 369604301   16,758 200 SH   DFND 12 0 200 0
GENERAL MILLS COM 370334104   452,790 5,400 SH   DFND 1 0 5,400 0
GENERAL MILLS COM 370334104   25,155 300 SH   DFND 13 0 300 0
GENERAL MILLS COM 370334104   209,625 2,500 SH   DFND 5 0 2,500 0
GILEAD SCIENCES COM 375558103   312,494 3,640 SH   SOLE   3,640 0 0
GILEAD SCIENCES COM 375558103   128,775 1,500 SH   DFND 1 0 1,500 0
GOLDMAN SACHS GROUP COM 38141G104   230,065 670 SH   DFND 1 0 670 0
HOME DEPOT COM 437076102   1,880,946 5,955 SH   SOLE   5,955 0 0
HOME DEPOT COM 437076102   721,108 2,283 SH   DFND 13 0 2,283 0
HOME DEPOT COM 437076102   3,153,546 9,984 SH   DFND 5 0 9,984 0
HOME DEPOT COM 437076102   2,805,784 8,883 SH   DFND 1 0 8,883 0
HOME DEPOT COM 437076102   402,721 1,275 SH   DFND 12 0 1,275 0
HOME DEPOT COM 437076102   55,275 175 SH   DFND 6 0 175 0
HOME DEPOT COM 437076102   55,275 175 SH   DFND 14 0 175 0
HONEYWELL INTL COM 438516106   546,465 2,550 SH   SOLE   2,550 0 0
HONEYWELL INTL COM 438516106   106,078 495 SH   DFND 13 0 495 0
HONEYWELL INTL COM 438516106   1,777,404 8,294 SH   DFND 5 0 8,294 0
HONEYWELL INTL COM 438516106   1,088,644 5,080 SH   DFND 1 0 5,080 0
HONEYWELL INTL COM 438516106   64,290 300 SH   DFND 14 0 300 0
ILLUMINA COM 452327109   373,666 1,848 SH   SOLE   1,848 0 0
ILLUMINA COM 452327109   151,650 750 SH   DFND 13 0 750 0
ILLUMINA COM 452327109   1,133,938 5,608 SH   DFND 5 0 5,608 0
ILLUMINA COM 452327109   101,100 500 SH   DFND 12 0 500 0
ILLUMINA COM 452327109   383,776 1,898 SH   DFND 1 0 1,898 0
ILLUMINA COM 452327109   4,044 20 SH   DFND 6 0 20 0
ILLUMINA COM 452327109   30,330 150 SH   DFND 14 0 150 0
INTEL CORP COM 458140100   630,091 23,840 SH   SOLE   23,840 0 0
INTEL CORP COM 458140100   7,929 300 SH   DFND 13 0 300 0
INTEL CORP COM 458140100   163,866 6,200 SH   DFND 1 0 6,200 0
INTEL CORP COM 458140100   86,823 3,285 SH   DFND 5 0 3,285 0
INTEL CORP COM 458140100   39,645 1,500 SH   DFND 12 0 1,500 0
ISHARES S&P 500 COM 464287200   422,631 1,100 SH   DFND 13 0 1,100 0
JOHNSON & JOHNSON COM 478160104   4,254,969 24,087 SH   SOLE   24,087 0 0
JOHNSON & JOHNSON COM 478160104   956,206 5,413 SH   DFND 13 0 5,413 0
JOHNSON & JOHNSON COM 478160104   5,586,556 31,625 SH   DFND 5 0 31,625 0
JOHNSON & JOHNSON COM 478160104   2,854,487 16,159 SH   DFND 1 0 16,159 0
JOHNSON & JOHNSON COM 478160104   552,031 3,125 SH   DFND 12 0 3,125 0
JOHNSON & JOHNSON COM 478160104   144,853 820 SH   DFND 14 0 820 0
JOHNSON & JOHNSON COM 478160104   10,599 60 SH   DFND 6 0 60 0
JPMORGAN CHASE COM 46625H100   961,095 7,167 SH   SOLE   7,167 0 0
JPMORGAN CHASE COM 46625H100   482,760 3,600 SH   DFND 1 0 3,600 0
LOCKHEED MARTIN CORP COM 539830109   194,596 400 SH   SOLE   400 0 0
LOCKHEED MARTIN CORP COM 539830109   20,919 43 SH   DFND 1 0 43 0
MASTERCARD COM 57636Q104   2,536,690 7,295 SH   SOLE   7,295 0 0
MASTERCARD COM 57636Q104   878,018 2,525 SH   DFND 13 0 2,525 0
MASTERCARD COM 57636Q104   3,893,533 11,197 SH   DFND 5 0 11,197 0
MASTERCARD COM 57636Q104   3,553,801 10,220 SH   DFND 1 0 10,220 0
MASTERCARD COM 57636Q104   580,709 1,670 SH   DFND 12 0 1,670 0
MASTERCARD COM 57636Q104   45,205 130 SH   DFND 6 0 130 0
MASTERCARD COM 57636Q104   113,012 325 SH   DFND 14 0 325 0
MEDTRONIC COM G5960L103   176,813 2,275 SH   SOLE   2,275 0 0
MEDTRONIC COM G5960L103   182,253 2,345 SH   DFND 13 0 2,345 0
MEDTRONIC COM G5960L103   199,352 2,565 SH   DFND 5 0 2,565 0
MEDTRONIC COM G5960L103   162,435 2,090 SH   DFND 1 0 2,090 0
MEDTRONIC COM G5960L103   3,109 40 SH   DFND 6 0 40 0
MEDTRONIC COM G5960L103   11,658 150 SH   DFND 14 0 150 0
MERCK COM 58933Y105   563,071 5,075 SH   SOLE   5,075 0 0
MERCK COM 58933Y105   51,370 463 SH   DFND 5 0 463 0
MERCK COM 58933Y105   77,665 700 SH   DFND 12 0 700 0
MERCK COM 58933Y105   277,375 2,500 SH   DFND 1 0 2,500 0
MICROSOFT CORP COM 594918104   1,990,506 8,300 SH   SOLE   8,300 0 0
MICROSOFT CORP COM 594918104   802,678 3,347 SH   DFND 13 0 3,347 0
MICROSOFT CORP COM 594918104   3,546,938 14,790 SH   DFND 5 0 14,790 0
MICROSOFT CORP COM 594918104   2,678,310 11,168 SH   DFND 1 0 11,168 0
MICROSOFT CORP COM 594918104   359,730 1,500 SH   DFND 12 0 1,500 0
MICROSOFT CORP COM 594918104   17,986 75 SH   DFND 6 0 75 0
MICROSOFT CORP COM 594918104   125,905 525 SH   DFND 14 0 525 0
MULLEN AUTOMOTIVE COM 62526P109   15,444 54,000 SH   DFND 14 0 54,000 0
NESTLE SA ADR COM 641069406   2,089,384 18,115 SH   SOLE   18,115 0 0
NESTLE SA ADR COM 641069406   711,648 6,170 SH   DFND 13 0 6,170 0
NESTLE SA ADR COM 641069406   2,890,305 25,059 SH   DFND 5 0 25,059 0
NESTLE SA ADR COM 641069406   2,201,841 19,090 SH   DFND 1 0 19,090 0
NESTLE SA ADR COM 641069406   464,243 4,025 SH   DFND 12 0 4,025 0
NESTLE SA ADR COM 641069406   38,639 335 SH   DFND 6 0 335 0
NESTLE SA ADR COM 641069406   77,854 675 SH   DFND 14 0 675 0
NIKE INC CLASS B COM 654106103   908,583 7,765 SH   SOLE   7,765 0 0
NIKE INC CLASS B COM 654106103   300,716 2,570 SH   DFND 13 0 2,570 0
NIKE INC CLASS B COM 654106103   1,032,496 8,824 SH   DFND 5 0 8,824 0
NIKE INC CLASS B COM 654106103   711,421 6,080 SH   DFND 1 0 6,080 0
NIKE INC CLASS B COM 654106103   122,860 1,050 SH   DFND 12 0 1,050 0
NIKE INC CLASS B COM 654106103   4,680 40 SH   DFND 6 0 40 0
NIKE INC CLASS B COM 654106103   17,551 150 SH   DFND 14 0 150 0
NOVARTIS AG ADR COM 66987V109   1,053,804 11,616 SH   SOLE   11,616 0 0
NOVARTIS AG ADR COM 66987V109   367,053 4,046 SH   DFND 13 0 4,046 0
NOVARTIS AG ADR COM 66987V109   436,272 4,809 SH   DFND 1 0 4,809 0
NOVARTIS AG ADR COM 66987V109   628,145 6,924 SH   DFND 5 0 6,924 0
NOVARTIS AG ADR COM 66987V109   108,864 1,200 SH   DFND 12 0 1,200 0
NOVARTIS AG ADR COM 66987V109   45,360 500 SH   DFND 14 0 500 0
NOVO NORDISK A S ADR COM 670100205   233,461 1,725 SH   SOLE   1,725 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902   248,701 4,925 SH   SOLE   4,925 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902   35,348 700 SH   DFND 1 0 700 0
NOVOZYMES A S DKK 2.0 COM B798FW902   276,475 5,475 SH   DFND 5 0 5,475 0
NVIDIA CORP COM 67066G104   544,664 3,727 SH   SOLE   3,727 0 0
NVIDIA CORP COM 67066G104   154,908 1,060 SH   DFND 13 0 1,060 0
NVIDIA CORP COM 67066G104   416,499 2,850 SH   DFND 5 0 2,850 0
NVIDIA CORP COM 67066G104   405,100 2,772 SH   DFND 1 0 2,772 0
NVIDIA CORP COM 67066G104   10,960 75 SH   DFND 12 0 75 0
NVIDIA CORP COM 67066G104   2,192 15 SH   DFND 6 0 15 0
NVIDIA CORP COM 67066G104   14,614 100 SH   DFND 14 0 100 0
PAYCHEX COM 704326107   251,343 2,175 SH   SOLE   2,175 0 0
PAYPAL HOLDINGS COM 70450Y103   427,676 6,005 SH   SOLE   6,005 0 0
PAYPAL HOLDINGS COM 70450Y103   138,167 1,940 SH   DFND 13 0 1,940 0
PAYPAL HOLDINGS COM 70450Y103   598,106 8,398 SH   DFND 5 0 8,398 0
PAYPAL HOLDINGS COM 70450Y103   573,321 8,050 SH   DFND 1 0 8,050 0
PAYPAL HOLDINGS COM 70450Y103   64,098 900 SH   DFND 12 0 900 0
PAYPAL HOLDINGS COM 70450Y103   3,205 45 SH   DFND 6 0 45 0
PAYPAL HOLDINGS COM 70450Y103   23,146 325 SH   DFND 14 0 325 0
PEPSICO COM 713448108   1,529,287 8,465 SH   SOLE   8,465 0 0
PEPSICO COM 713448108   1,367,596 7,570 SH   DFND 5 0 7,570 0
PEPSICO COM 713448108   2,069,460 11,455 SH   DFND 1 0 11,455 0
PEPSICO COM 713448108   27,099 150 SH   DFND 6 0 150 0
PEPSICO COM 713448108   261,415 1,447 SH   DFND 13 0 1,447 0
PEPSICO COM 713448108   144,528 800 SH   DFND 12 0 800 0
PEPSICO COM 713448108   70,457 390 SH   DFND 14 0 390 0
PROCTER & GAMBLE COM 742718109   2,598,496 17,145 SH   SOLE   17,145 0 0
PROCTER & GAMBLE COM 742718109   833,277 5,498 SH   DFND 13 0 5,498 0
PROCTER & GAMBLE COM 742718109   3,404,947 22,466 SH   DFND 5 0 22,466 0
PROCTER & GAMBLE COM 742718109   2,653,816 17,510 SH   DFND 1 0 17,510 0
PROCTER & GAMBLE COM 742718109   363,744 2,400 SH   DFND 12 0 2,400 0
PROCTER & GAMBLE COM 742718109   30,312 200 SH   DFND 6 0 200 0
PROCTER & GAMBLE COM 742718109   128,826 850 SH   DFND 14 0 850 0
RAYTHEON TECHNOLOGIES COM 75513E101   2,140,513 21,210 SH   SOLE   21,210 0 0
RAYTHEON TECHNOLOGIES COM 75513E101   717,138 7,106 SH   DFND 13 0 7,106 0
RAYTHEON TECHNOLOGIES COM 75513E101   3,149,309 31,206 SH   DFND 5 0 31,206 0
RAYTHEON TECHNOLOGIES COM 75513E101   2,553,881 25,306 SH   DFND 1 0 25,306 0
RAYTHEON TECHNOLOGIES COM 75513E101   348,174 3,450 SH   DFND 12 0 3,450 0
RAYTHEON TECHNOLOGIES COM 75513E101   23,313 231 SH   DFND 6 0 231 0
RAYTHEON TECHNOLOGIES COM 75513E101   93,351 925 SH   DFND 14 0 925 0
ROCKWELL AUTOMATION COM 773903109   1,631,191 6,333 SH   SOLE   6,333 0 0
ROCKWELL AUTOMATION COM 773903109   619,456 2,405 SH   DFND 13 0 2,405 0
ROCKWELL AUTOMATION COM 773903109   2,948,661 11,448 SH   DFND 5 0 11,448 0
ROCKWELL AUTOMATION COM 773903109   2,343,114 9,097 SH   DFND 1 0 9,097 0
ROCKWELL AUTOMATION COM 773903109   186,738 725 SH   DFND 12 0 725 0
ROCKWELL AUTOMATION COM 773903109   73,407 285 SH   DFND 6 0 285 0
ROCKWELL AUTOMATION COM 773903109   117,194 455 SH   DFND 14 0 455 0
SPDR S&P 500 ETF COM 78462F103   210,336 550 SH   DFND 12 0 550 0
SPDR S&P 500 ETF COM 78462F103   497,159 1,300 SH   DFND 5 0 1,300 0
STATE STREET COM 857477103   38,785 500 SH   SOLE   500 0 0
STATE STREET COM 857477103   75,631 975 SH   DFND 13 0 975 0
STATE STREET COM 857477103   108,598 1,400 SH   DFND 1 0 1,400 0
STRYKER CORP COM 863667101   256,714 1,050 SH   DFND 1 0 1,050 0
STRYKER CORP COM 863667101   42,052 172 SH   DFND 13 0 172 0
TELEFLEX COM 879369106   212,185 850 SH   SOLE   850 0 0
TJX COS COM 872540109   1,370,553 17,218 SH   SOLE   17,218 0 0
TJX COS COM 872540109   579,090 7,275 SH   DFND 13 0 7,275 0
TJX COS COM 872540109   2,403,840 30,199 SH   DFND 5 0 30,199 0
TJX COS COM 872540109   1,408,522 17,695 SH   DFND 1 0 17,695 0
TJX COS COM 872540109   286,560 3,600 SH   DFND 12 0 3,600 0
TJX COS COM 872540109   7,164 90 SH   DFND 6 0 90 0
TJX COS COM 872540109   63,680 800 SH   DFND 14 0 800 0
UNILEVER PLC NEW ADR COM 904767704   226,071 4,490 SH   SOLE   4,490 0 0
UNILEVER PLC NEW ADR COM 904767704   40,280 800 SH   DFND 13 0 800 0
UNILEVER PLC NEW ADR COM 904767704   98,182 1,950 SH   DFND 5 0 1,950 0
UNILEVER PLC NEW ADR COM 904767704   12,587 250 SH   DFND 14 0 250 0
UNION PACIFIC COM 907818108   1,003,254 4,845 SH   SOLE   4,845 0 0
UNION PACIFIC COM 907818108   41,414 200 SH   DFND 5 0 200 0
UNION PACIFIC COM 907818108   35,202 170 SH   DFND 13 0 170 0
UNION PACIFIC COM 907818108   40,379 195 SH   DFND 1 0 195 0
UNITED HEALTH GROUP COM 91324P102   1,149,960 2,169 SH   SOLE   2,169 0 0
UNITED HEALTH GROUP COM 91324P102   570,474 1,076 SH   DFND 13 0 1,076 0
UNITED HEALTH GROUP COM 91324P102   2,632,874 4,966 SH   DFND 5 0 4,966 0
UNITED HEALTH GROUP COM 91324P102   1,368,395 2,581 SH   DFND 1 0 2,581 0
UNITED HEALTH GROUP COM 91324P102   339,315 640 SH   DFND 12 0 640 0
UNITED HEALTH GROUP COM 91324P102   106,036 200 SH   DFND 14 0 200 0
UNITED HEALTH GROUP COM 91324P102   5,302 10 SH   DFND 6 0 10 0
VERIZON COMMUNICATIONS COM 92343V104   299,440 7,600 SH   SOLE   7,600 0 0
VERIZON COMMUNICATIONS COM 92343V104   8,116 206 SH   DFND 1 0 206 0
VERIZON COMMUNICATIONS COM 92343V104   27,580 700 SH   DFND 12 0 700 0
WAL-MART STORES COM 931142103   56,716 400 SH   SOLE   400 0 0
WAL-MART STORES COM 931142103   155,969 1,100 SH   DFND 12 0 1,100 0
WAL-MART STORES COM 931142103   308,393 2,175 SH   DFND 1 0 2,175 0
WAL-MART STORES COM 931142103   836,561 5,900 SH   DFND 5 0 5,900 0
WAL-MART STORES COM 931142103   56,716 400 SH   DFND 14 0 400 0
XYLEM INC COM 98419M100   1,067,553 9,655 SH   SOLE   9,655 0 0
XYLEM INC COM 98419M100   446,703 4,040 SH   DFND 13 0 4,040 0
XYLEM INC COM 98419M100   2,299,635 20,798 SH   DFND 5 0 20,798 0
XYLEM INC COM 98419M100   1,184,205 10,710 SH   DFND 1 0 10,710 0
XYLEM INC COM 98419M100   287,482 2,600 SH   DFND 12 0 2,600 0
XYLEM INC COM 98419M100   5,528 50 SH   DFND 6 0 50 0
XYLEM INC COM 98419M100   60,813 550 SH   DFND 14 0 550 0
GABELLI UTILITES FUND CLASS A Equity Mutual Fu 36240E202   957,128 138,714 SH   DFND 1 0 138,714 0