The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 512 3,194 SH   SOLE   3,194 0 0
3M COM 88579Y101 228 1,426 SH   DFND 13 0 1,426 0
3M COM 88579Y101 1,734 10,825 SH   DFND 5 0 10,825 0
3M COM 88579Y101 1,118 6,979 SH   DFND 1 0 6,979 0
3M COM 88579Y101 61 380 SH   DFND 6 0 380 0
3M COM 88579Y101 108 675 SH   DFND 16 0 675 0
3M COM 88579Y101 376 2,350 SH   DFND 12 0 2,350 0
ABBOTT LABS COM 002824100 930 8,546 SH   SOLE   8,546 0 0
ABBOTT LABS COM 002824100 742 6,822 SH   DFND 13 0 6,822 0
ABBOTT LABS COM 002824100 4,450 40,887 SH   DFND 5 0 40,887 0
ABBOTT LABS COM 002824100 2,935 26,965 SH   DFND 1 0 26,965 0
ABBOTT LABS COM 002824100 1,393 12,800 SH   DFND 12 0 12,800 0
ABBOTT LABS COM 002824100 332 3,050 SH   DFND 15 0 3,050 0
ABBOTT LABS COM 002824100 392 3,600 SH   DFND 16 0 3,600 0
ABBOTT LABS COM 002824100 125 1,150 SH   DFND 14 0 1,150 0
ABBOTT LABS COM 002824100 11 100 SH   DFND 6 0 100 0
ABBVIE COM 00287Y109 109 1,243 SH   SOLE   1,243 0 0
ABBVIE COM 00287Y109 894 10,210 SH   DFND 1 0 10,210 0
ABBVIE COM 00287Y109 107 1,227 SH   DFND 13 0 1,227 0
ABBVIE COM 00287Y109 604 6,900 SH   DFND 12 0 6,900 0
ABBVIE COM 00287Y109 127 1,450 SH   DFND 16 0 1,450 0
ABBVIE COM 00287Y109 53 600 SH   DFND 5 0 600 0
ABBVIE COM 00287Y109 7 75 SH   DFND 6 0 75 0
AIR PRODUCTS & CHEM COM 009158106 387 1,300 SH   DFND 1 0 1,300 0
ALPHABET INC CL A COM 02079K305 746 509 SH   SOLE   509 0 0
ALPHABET INC CL A COM 02079K305 626 427 SH   DFND 13 0 427 0
ALPHABET INC CL A COM 02079K305 4,357 2,973 SH   DFND 5 0 2,973 0
ALPHABET INC CL A COM 02079K305 2,774 1,893 SH   DFND 1 0 1,893 0
ALPHABET INC CL A COM 02079K305 682 465 SH   DFND 12 0 465 0
ALPHABET INC CL A COM 02079K305 31 21 SH   DFND 6 0 21 0
ALPHABET INC CL A COM 02079K305 292 199 SH   DFND 15 0 199 0
ALPHABET INC CL A COM 02079K305 311 212 SH   DFND 16 0 212 0
ALPHABET INC CL A COM 02079K305 117 80 SH   DFND 14 0 80 0
ALPHABET INC CL C COM 02079K107 100 68 SH   SOLE   68 0 0
ALPHABET INC CL C COM 02079K107 414 282 SH   DFND 1 0 282 0
AMAZON.COM COM 023135106 680 216 SH   SOLE   216 0 0
AMAZON.COM COM 023135106 3,016 958 SH   DFND 5 0 958 0
AMAZON.COM COM 023135106 2,749 873 SH   DFND 1 0 873 0
AMAZON.COM COM 023135106 315 100 SH   DFND 12 0 100 0
AMAZON.COM COM 023135106 397 126 SH   DFND 13 0 126 0
AMAZON.COM COM 023135106 202 64 SH   DFND 15 0 64 0
AMAZON.COM COM 023135106 249 79 SH   DFND 16 0 79 0
AMAZON.COM COM 023135106 88 28 SH   DFND 14 0 28 0
AMAZON.COM COM 023135106 9 3 SH   DFND 6 0 3 0
AMGEN INC COM 031162100 84 330 SH   SOLE   330 0 0
AMGEN INC COM 031162100 19 75 SH   DFND 13 0 75 0
AMGEN INC COM 031162100 133 525 SH   DFND 15 0 525 0
AMGEN INC COM 031162100 76 300 SH   DFND 1 0 300 0
ANALOG DEVICES COM 032654105 607 5,200 SH   SOLE   5,200 0 0
ANALOG DEVICES COM 032654105 601 5,146 SH   DFND 13 0 5,146 0
ANALOG DEVICES COM 032654105 3,198 27,394 SH   DFND 5 0 27,394 0
ANALOG DEVICES COM 032654105 2,027 17,360 SH   DFND 1 0 17,360 0
ANALOG DEVICES COM 032654105 269 2,300 SH   DFND 12 0 2,300 0
ANALOG DEVICES COM 032654105 18 155 SH   DFND 6 0 155 0
ANALOG DEVICES COM 032654105 263 2,250 SH   DFND 15 0 2,250 0
ANALOG DEVICES COM 032654105 319 2,730 SH   DFND 16 0 2,730 0
ANALOG DEVICES COM 032654105 85 725 SH   DFND 14 0 725 0
APPLE INC COM 037833100 1,430 12,347 SH   SOLE   12,347 0 0
APPLE INC COM 037833100 1,022 8,821 SH   DFND 13 0 8,821 0
APPLE INC COM 037833100 7,121 61,492 SH   DFND 5 0 61,492 0
APPLE INC COM 037833100 11,494 99,251 SH   DFND 1 0 99,251 0
APPLE INC COM 037833100 1,193 10,300 SH   DFND 12 0 10,300 0
APPLE INC COM 037833100 63 540 SH   DFND 6 0 540 0
APPLE INC COM 037833100 435 3,760 SH   DFND 15 0 3,760 0
APPLE INC COM 037833100 445 3,845 SH   DFND 16 0 3,845 0
APPLE INC COM 037833100 162 1,400 SH   DFND 14 0 1,400 0
APTARGROUP COM 038336103 730 6,450 SH   SOLE   6,450 0 0
APTARGROUP COM 038336103 455 4,022 SH   DFND 13 0 4,022 0
APTARGROUP COM 038336103 3,548 31,345 SH   DFND 5 0 31,345 0
APTARGROUP COM 038336103 1,990 17,578 SH   DFND 1 0 17,578 0
APTARGROUP COM 038336103 821 7,250 SH   DFND 12 0 7,250 0
APTARGROUP COM 038336103 192 1,700 SH   DFND 15 0 1,700 0
APTARGROUP COM 038336103 289 2,550 SH   DFND 16 0 2,550 0
APTARGROUP COM 038336103 9 80 SH   DFND 6 0 80 0
APTARGROUP COM 038336103 79 700 SH   DFND 14 0 700 0
AUTOMATIC DATA PROCESSING COM 053015103 630 4,520 SH   SOLE   4,520 0 0
AUTOMATIC DATA PROCESSING COM 053015103 532 3,816 SH   DFND 13 0 3,816 0
AUTOMATIC DATA PROCESSING COM 053015103 3,429 24,585 SH   DFND 5 0 24,585 0
AUTOMATIC DATA PROCESSING COM 053015103 2,442 17,505 SH   DFND 1 0 17,505 0
AUTOMATIC DATA PROCESSING COM 053015103 736 5,275 SH   DFND 12 0 5,275 0
AUTOMATIC DATA PROCESSING COM 053015103 178 1,275 SH   DFND 15 0 1,275 0
AUTOMATIC DATA PROCESSING COM 053015103 277 1,985 SH   DFND 16 0 1,985 0
AUTOMATIC DATA PROCESSING COM 053015103 82 590 SH   DFND 14 0 590 0
AUTOMATIC DATA PROCESSING COM 053015103 8 55 SH   DFND 6 0 55 0
BANK OF AMERICA COM 060505104 724 30,065 SH   DFND 1 0 30,065 0
BECTON DICKINSON COM 075887109 503 2,160 SH   SOLE   2,160 0 0
BECTON DICKINSON COM 075887109 371 1,595 SH   DFND 13 0 1,595 0
BECTON DICKINSON COM 075887109 2,063 8,865 SH   DFND 5 0 8,865 0
BECTON DICKINSON COM 075887109 1,283 5,515 SH   DFND 1 0 5,515 0
BECTON DICKINSON COM 075887109 238 1,025 SH   DFND 12 0 1,025 0
BECTON DICKINSON COM 075887109 154 660 SH   DFND 15 0 660 0
BECTON DICKINSON COM 075887109 209 900 SH   DFND 16 0 900 0
BECTON DICKINSON COM 075887109 5 20 SH   DFND 6 0 20 0
BECTON DICKINSON COM 075887109 64 275 SH   DFND 14 0 275 0
BERKSHIRE HATHAWAY CL B COM 084670702 47 223 SH   SOLE   223 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 314 1,475 SH   DFND 1 0 1,475 0
BERKSHIRE HATHAWAY CL B COM 084670702 799 3,750 SH   DFND 12 0 3,750 0
CANADIAN NATL RAILWAY COM 136375102 904 8,488 SH   SOLE   8,488 0 0
CANADIAN NATL RAILWAY COM 136375102 630 5,918 SH   DFND 13 0 5,918 0
CANADIAN NATL RAILWAY COM 136375102 4,051 38,055 SH   DFND 5 0 38,055 0
CANADIAN NATL RAILWAY COM 136375102 2,439 22,910 SH   DFND 1 0 22,910 0
CANADIAN NATL RAILWAY COM 136375102 926 8,700 SH   DFND 12 0 8,700 0
CANADIAN NATL RAILWAY COM 136375102 96 900 SH   DFND 6 0 900 0
CANADIAN NATL RAILWAY COM 136375102 282 2,650 SH   DFND 15 0 2,650 0
CANADIAN NATL RAILWAY COM 136375102 377 3,545 SH   DFND 16 0 3,545 0
CANADIAN NATL RAILWAY COM 136375102 93 875 SH   DFND 14 0 875 0
CHEVRON COM 166764100 294 4,085 SH   SOLE   4,085 0 0
CHEVRON COM 166764100 115 1,600 SH   DFND 13 0 1,600 0
CHEVRON COM 166764100 1,904 26,440 SH   DFND 5 0 26,440 0
CHEVRON COM 166764100 589 8,180 SH   DFND 1 0 8,180 0
CHEVRON COM 166764100 428 5,950 SH   DFND 12 0 5,950 0
CHEVRON COM 166764100 54 750 SH   DFND 15 0 750 0
CHEVRON COM 166764100 106 1,475 SH   DFND 16 0 1,475 0
CHUBB LIMITED COM H1467J104 451 3,888 SH   SOLE   3,888 0 0
CHUBB LIMITED COM H1467J104 258 2,222 SH   DFND 13 0 2,222 0
CHUBB LIMITED COM H1467J104 1,887 16,253 SH   DFND 5 0 16,253 0
CHUBB LIMITED COM H1467J104 837 7,205 SH   DFND 1 0 7,205 0
CHUBB LIMITED COM H1467J104 206 1,775 SH   DFND 12 0 1,775 0
CHUBB LIMITED COM H1467J104 10 90 SH   DFND 6 0 90 0
CHUBB LIMITED COM H1467J104 70 600 SH   DFND 15 0 600 0
CHUBB LIMITED COM H1467J104 171 1,470 SH   DFND 16 0 1,470 0
CHUBB LIMITED COM H1467J104 58 500 SH   DFND 14 0 500 0
CISCO SYS INC COM 17275R102 6 150 SH   DFND 6 0 150 0
CISCO SYS INC COM 17275R102 197 5,000 SH   DFND 12 0 5,000 0
CISCO SYS INC COM 17275R102 39 1,000 SH   DFND 16 0 1,000 0
CISCO SYS INC COM 17275R102 138 3,500 SH   DFND 1 0 3,500 0
CISCO SYS INC COM 17275R102 118 3,000 SH   DFND 5 0 3,000 0
CISCO SYS INC COM 17275R102 20 500 SH   DFND 13 0 500 0
COCA COLA COM 191216100 96 1,950 SH   SOLE   1,950 0 0
COCA COLA COM 191216100 202 4,100 SH   DFND 1 0 4,100 0
COCA COLA COM 191216100 422 8,550 SH   DFND 12 0 8,550 0
COCA COLA COM 191216100 109 2,200 SH   DFND 5 0 2,200 0
COLGATE-PALMOLIVE COM 194162103 24 315 SH   SOLE   315 0 0
COLGATE-PALMOLIVE COM 194162103 68 875 SH   DFND 13 0 875 0
COLGATE-PALMOLIVE COM 194162103 18 230 SH   DFND 1 0 230 0
COLGATE-PALMOLIVE COM 194162103 104 1,350 SH   DFND 16 0 1,350 0
COLGATE-PALMOLIVE COM 194162103 69 900 SH   DFND 12 0 900 0
CVS HEALTH COM 126650100 255 4,360 SH   SOLE   4,360 0 0
CVS HEALTH COM 126650100 1,454 24,905 SH   DFND 5 0 24,905 0
CVS HEALTH COM 126650100 629 10,762 SH   DFND 1 0 10,762 0
CVS HEALTH COM 126650100 10 165 SH   DFND 6 0 165 0
CVS HEALTH COM 126650100 233 3,983 SH   DFND 13 0 3,983 0
CVS HEALTH COM 126650100 96 1,650 SH   DFND 16 0 1,650 0
CVS HEALTH COM 126650100 102 1,750 SH   DFND 12 0 1,750 0
CVS HEALTH COM 126650100 29 500 SH   DFND 15 0 500 0
DANAHER CORP COM 235851102 881 4,090 SH   SOLE   4,090 0 0
DANAHER CORP COM 235851102 779 3,619 SH   DFND 13 0 3,619 0
DANAHER CORP COM 235851102 4,489 20,845 SH   DFND 5 0 20,845 0
DANAHER CORP COM 235851102 1,995 9,265 SH   DFND 1 0 9,265 0
DANAHER CORP COM 235851102 452 2,100 SH   DFND 12 0 2,100 0
DANAHER CORP COM 235851102 366 1,700 SH   DFND 15 0 1,700 0
DANAHER CORP COM 235851102 307 1,425 SH   DFND 16 0 1,425 0
DANAHER CORP COM 235851102 136 630 SH   DFND 14 0 630 0
DANAHER CORP COM 235851102 12 55 SH   DFND 6 0 55 0
DEERE & CO COM 244199105 6 25 SH   SOLE   25 0 0
DEERE & CO COM 244199105 482 2,175 SH   DFND 1 0 2,175 0
DEERE & CO COM 244199105 19 85 SH   DFND 16 0 85 0
DEERE & CO COM 244199105 1,640 7,400 SH   DFND 5 0 7,400 0
DEERE & CO COM 244199105 177 800 SH   DFND 12 0 800 0
DEERE & CO COM 244199105 22 100 SH   DFND 13 0 100 0
DISNEY COM 254687106 547 4,405 SH   SOLE   4,405 0 0
DISNEY COM 254687106 349 2,815 SH   DFND 13 0 2,815 0
DISNEY COM 254687106 2,505 20,190 SH   DFND 5 0 20,190 0
DISNEY COM 254687106 1,478 11,915 SH   DFND 1 0 11,915 0
DISNEY COM 254687106 397 3,200 SH   DFND 12 0 3,200 0
DISNEY COM 254687106 195 1,575 SH   DFND 15 0 1,575 0
DISNEY COM 254687106 217 1,750 SH   DFND 16 0 1,750 0
DISNEY COM 254687106 53 425 SH   DFND 14 0 425 0
DISNEY COM 254687106 5 40 SH   DFND 6 0 40 0
EMERSON ELECTRIC COM 291011104 20 300 SH   SOLE   300 0 0
EMERSON ELECTRIC COM 291011104 246 3,750 SH   DFND 1 0 3,750 0
EMERSON ELECTRIC COM 291011104 282 4,300 SH   DFND 12 0 4,300 0
EMERSON ELECTRIC COM 291011104 85 1,300 SH   DFND 13 0 1,300 0
EMERSON ELECTRIC COM 291011104 98 1,500 SH   DFND 5 0 1,500 0
EOG RESOURCES COM 26875P101 92 2,565 SH   SOLE   2,565 0 0
EOG RESOURCES COM 26875P101 488 13,585 SH   DFND 5 0 13,585 0
EOG RESOURCES COM 26875P101 59 1,630 SH   DFND 1 0 1,630 0
EOG RESOURCES COM 26875P101 25 700 SH   DFND 13 0 700 0
EOG RESOURCES COM 26875P101 22 600 SH   DFND 15 0 600 0
EOG RESOURCES COM 26875P101 18 500 SH   DFND 16 0 500 0
EOG RESOURCES COM 26875P101 4 100 SH   DFND 6 0 100 0
EXXON MOBIL COM 30231G102 113 3,295 SH   SOLE   3,295 0 0
EXXON MOBIL COM 30231G102 300 8,740 SH   DFND 1 0 8,740 0
EXXON MOBIL COM 30231G102 158 4,600 SH   DFND 5 0 4,600 0
EXXON MOBIL COM 30231G102 61 1,775 SH   DFND 13 0 1,775 0
EXXON MOBIL COM 30231G102 34 1,000 SH   DFND 16 0 1,000 0
EXXON MOBIL COM 30231G102 38 1,100 SH   DFND 12 0 1,100 0
EXXON MOBIL COM 30231G102 3 90 SH   DFND 6 0 90 0
EXXON MOBIL COM 30231G102 14 400 SH   DFND 14 0 400 0
FIDELITY NATL INFO SVCS COM 31620M106 52 350 SH   SOLE   350 0 0
FIDELITY NATL INFO SVCS COM 31620M106 456 3,100 SH   DFND 5 0 3,100 0
FISERV COM 337738108 641 6,219 SH   SOLE   6,219 0 0
FISERV COM 337738108 579 5,619 SH   DFND 13 0 5,619 0
FISERV COM 337738108 3,635 35,275 SH   DFND 5 0 35,275 0
FISERV COM 337738108 3,008 29,190 SH   DFND 1 0 29,190 0
FISERV COM 337738108 325 3,150 SH   DFND 12 0 3,150 0
FISERV COM 337738108 13 125 SH   DFND 6 0 125 0
FISERV COM 337738108 217 2,110 SH   DFND 15 0 2,110 0
FISERV COM 337738108 245 2,375 SH   DFND 16 0 2,375 0
FISERV COM 337738108 72 700 SH   DFND 14 0 700 0
GENERAL ELECTRIC COM 369604103 30 4,750 SH   SOLE   4,750 0 0
GENERAL ELECTRIC COM 369604103 62 10,000 SH   DFND 1 0 10,000 0
GENERAL ELECTRIC COM 369604103 24 3,910 SH   DFND 13 0 3,910 0
GENERAL ELECTRIC COM 369604103 12 2,000 SH   DFND 12 0 2,000 0
GENERAL MILLS COM 370334104 401 6,500 SH   DFND 1 0 6,500 0
GENERAL MILLS COM 370334104 19 300 SH   DFND 13 0 300 0
GENERAL MILLS COM 370334104 197 3,200 SH   DFND 5 0 3,200 0
HERSHEY COMPANY COM 427866108 215 1,500 SH   DFND 1 0 1,500 0
HOME DEPOT COM 437076102 877 3,157 SH   SOLE   3,157 0 0
HOME DEPOT COM 437076102 4,359 15,695 SH   DFND 5 0 15,695 0
HOME DEPOT COM 437076102 2,398 8,635 SH   DFND 1 0 8,635 0
HOME DEPOT COM 437076102 708 2,550 SH   DFND 12 0 2,550 0
HOME DEPOT COM 437076102 58 210 SH   DFND 6 0 210 0
HOME DEPOT COM 437076102 548 1,975 SH   DFND 13 0 1,975 0
HOME DEPOT COM 437076102 181 650 SH   DFND 15 0 650 0
HOME DEPOT COM 437076102 304 1,095 SH   DFND 16 0 1,095 0
HOME DEPOT COM 437076102 14 50 SH   DFND 14 0 50 0
HONEYWELL INTL COM 438516106 58 350 SH   SOLE   350 0 0
HONEYWELL INTL COM 438516106 209 1,270 SH   DFND 1 0 1,270 0
HONEYWELL INTL COM 438516106 33 200 SH   DFND 5 0 200 0
ILLUMINA COM 452327109 318 1,029 SH   SOLE   1,029 0 0
ILLUMINA COM 452327109 240 776 SH   DFND 13 0 776 0
ILLUMINA COM 452327109 1,907 6,170 SH   DFND 5 0 6,170 0
ILLUMINA COM 452327109 201 650 SH   DFND 12 0 650 0
ILLUMINA COM 452327109 597 1,933 SH   DFND 1 0 1,933 0
ILLUMINA COM 452327109 133 430 SH   DFND 15 0 430 0
ILLUMINA COM 452327109 19 60 SH   DFND 16 0 60 0
ILLUMINA COM 452327109 51 165 SH   DFND 14 0 165 0
ILLUMINA COM 452327109 6 20 SH   DFND 6 0 20 0
INTEL CORP COM 458140100 521 10,065 SH   SOLE   10,065 0 0
INTEL CORP COM 458140100 163 3,150 SH   DFND 13 0 3,150 0
INTEL CORP COM 458140100 2,457 47,457 SH   DFND 5 0 47,457 0
INTEL CORP COM 458140100 1,227 23,690 SH   DFND 1 0 23,690 0
INTEL CORP COM 458140100 399 7,700 SH   DFND 12 0 7,700 0
INTEL CORP COM 458140100 5 100 SH   DFND 6 0 100 0
INTEL CORP COM 458140100 47 900 SH   DFND 14 0 900 0
ISHARES S&P 500 COM 464287200 1,008 3,000 SH   DFND 13 0 3,000 0
JOHNSON & JOHNSON COM 478160104 1,016 6,823 SH   SOLE   6,823 0 0
JOHNSON & JOHNSON COM 478160104 563 3,783 SH   DFND 13 0 3,783 0
JOHNSON & JOHNSON COM 478160104 5,774 38,780 SH   DFND 5 0 38,780 0
JOHNSON & JOHNSON COM 478160104 2,538 17,045 SH   DFND 1 0 17,045 0
JOHNSON & JOHNSON COM 478160104 1,057 7,100 SH   DFND 12 0 7,100 0
JOHNSON & JOHNSON COM 478160104 186 1,250 SH   DFND 15 0 1,250 0
JOHNSON & JOHNSON COM 478160104 268 1,800 SH   DFND 16 0 1,800 0
JOHNSON & JOHNSON COM 478160104 106 710 SH   DFND 14 0 710 0
JOHNSON & JOHNSON COM 478160104 10 65 SH   DFND 6 0 65 0
JPMORGAN CHASE COM 46625H100 4 37 SH   SOLE   37 0 0
JPMORGAN CHASE COM 46625H100 347 3,600 SH   DFND 1 0 3,600 0
MASTERCARD COM 57636Q104 988 2,922 SH   SOLE   2,922 0 0
MASTERCARD COM 57636Q104 788 2,331 SH   DFND 13 0 2,331 0
MASTERCARD COM 57636Q104 5,435 16,073 SH   DFND 5 0 16,073 0
MASTERCARD COM 57636Q104 3,454 10,214 SH   DFND 1 0 10,214 0
MASTERCARD COM 57636Q104 773 2,285 SH   DFND 12 0 2,285 0
MASTERCARD COM 57636Q104 44 130 SH   DFND 6 0 130 0
MASTERCARD COM 57636Q104 287 850 SH   DFND 15 0 850 0
MASTERCARD COM 57636Q104 384 1,135 SH   DFND 16 0 1,135 0
MASTERCARD COM 57636Q104 122 360 SH   DFND 14 0 360 0
MERCK COM 58933Y105 56 675 SH   SOLE   675 0 0
MERCK COM 58933Y105 41 500 SH   DFND 5 0 500 0
MERCK COM 58933Y105 253 3,049 SH   DFND 1 0 3,049 0
MERCK COM 58933Y105 58 700 SH   DFND 12 0 700 0
MICROSOFT CORP COM 594918104 1,181 5,614 SH   SOLE   5,614 0 0
MICROSOFT CORP COM 594918104 426 2,025 SH   DFND 13 0 2,025 0
MICROSOFT CORP COM 594918104 5,167 24,565 SH   DFND 5 0 24,565 0
MICROSOFT CORP COM 594918104 2,730 12,980 SH   DFND 1 0 12,980 0
MICROSOFT CORP COM 594918104 968 4,600 SH   DFND 12 0 4,600 0
MICROSOFT CORP COM 594918104 163 775 SH   DFND 15 0 775 0
MICROSOFT CORP COM 594918104 258 1,225 SH   DFND 16 0 1,225 0
MICROSOFT CORP COM 594918104 142 675 SH   DFND 14 0 675 0
MICROSOFT CORP COM 594918104 5 25 SH   DFND 6 0 25 0
NESTLE SA ADR COM 641069406 771 6,463 SH   SOLE   6,463 0 0
NESTLE SA ADR COM 641069406 4,192 35,148 SH   DFND 5 0 35,148 0
NESTLE SA ADR COM 641069406 2,217 18,590 SH   DFND 1 0 18,590 0
NESTLE SA ADR COM 641069406 936 7,850 SH   DFND 12 0 7,850 0
NESTLE SA ADR COM 641069406 40 335 SH   DFND 6 0 335 0
NESTLE SA ADR COM 641069406 575 4,823 SH   DFND 13 0 4,823 0
NESTLE SA ADR COM 641069406 166 1,390 SH   DFND 15 0 1,390 0
NESTLE SA ADR COM 641069406 310 2,599 SH   DFND 16 0 2,599 0
NESTLE SA ADR COM 641069406 72 600 SH   DFND 14 0 600 0
NIKE INC CLASS B COM 654106103 265 2,107 SH   SOLE   2,107 0 0
NIKE INC CLASS B COM 654106103 1,395 11,110 SH   DFND 5 0 11,110 0
NIKE INC CLASS B COM 654106103 525 4,180 SH   DFND 1 0 4,180 0
NIKE INC CLASS B COM 654106103 163 1,300 SH   DFND 12 0 1,300 0
NIKE INC CLASS B COM 654106103 247 1,965 SH   DFND 13 0 1,965 0
NIKE INC CLASS B COM 654106103 142 1,135 SH   DFND 15 0 1,135 0
NIKE INC CLASS B COM 654106103 85 675 SH   DFND 16 0 675 0
NIKE INC CLASS B COM 654106103 19 150 SH   DFND 14 0 150 0
NOVARTIS AG ADR COM 66987V109 525 6,040 SH   SOLE   6,040 0 0
NOVARTIS AG ADR COM 66987V109 465 5,347 SH   DFND 13 0 5,347 0
NOVARTIS AG ADR COM 66987V109 3,144 36,160 SH   DFND 5 0 36,160 0
NOVARTIS AG ADR COM 66987V109 1,437 16,524 SH   DFND 1 0 16,524 0
NOVARTIS AG ADR COM 66987V109 522 6,000 SH   DFND 12 0 6,000 0
NOVARTIS AG ADR COM 66987V109 139 1,600 SH   DFND 15 0 1,600 0
NOVARTIS AG ADR COM 66987V109 300 3,450 SH   DFND 16 0 3,450 0
NOVARTIS AG ADR COM 66987V109 9 100 SH   DFND 6 0 100 0
NOVARTIS AG ADR COM 66987V109 61 700 SH   DFND 14 0 700 0
NOVOZYMES A S DKK 2.0 COM B798FW902 426 6,775 SH   SOLE   6,775 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 2,908 46,280 SH   DFND 5 0 46,280 0
NOVOZYMES A S DKK 2.0 COM B798FW902 1,031 16,415 SH   DFND 1 0 16,415 0
NOVOZYMES A S DKK 2.0 COM B798FW902 550 8,750 SH   DFND 12 0 8,750 0
NOVOZYMES A S DKK 2.0 COM B798FW902 242 3,853 SH   DFND 13 0 3,853 0
NOVOZYMES A S DKK 2.0 COM B798FW902 157 2,500 SH   DFND 15 0 2,500 0
NOVOZYMES A S DKK 2.0 COM B798FW902 53 850 SH   DFND 16 0 850 0
NOVOZYMES A S DKK 2.0 COM B798FW902 8 135 SH   DFND 6 0 135 0
NOVOZYMES A S DKK 2.0 COM B798FW902 50 800 SH   DFND 14 0 800 0
NVIDIA CORP COM 67066G104 298 550 SH   SOLE   550 0 0
NVIDIA CORP COM 67066G104 108 200 SH   DFND 1 0 200 0
NVIDIA CORP COM 67066G104 295 545 SH   DFND 15 0 545 0
PAYPAL HOLDINGS COM 70450Y103 764 3,878 SH   SOLE   3,878 0 0
PAYPAL HOLDINGS COM 70450Y103 396 2,010 SH   DFND 13 0 2,010 0
PAYPAL HOLDINGS COM 70450Y103 3,219 16,340 SH   DFND 5 0 16,340 0
PAYPAL HOLDINGS COM 70450Y103 2,045 10,380 SH   DFND 1 0 10,380 0
PAYPAL HOLDINGS COM 70450Y103 286 1,450 SH   DFND 12 0 1,450 0
PAYPAL HOLDINGS COM 70450Y103 261 1,325 SH   DFND 15 0 1,325 0
PAYPAL HOLDINGS COM 70450Y103 241 1,225 SH   DFND 16 0 1,225 0
PAYPAL HOLDINGS COM 70450Y103 102 520 SH   DFND 14 0 520 0
PAYPAL HOLDINGS COM 70450Y103 8 40 SH   DFND 6 0 40 0
PEPSICO COM 713448108 243 1,755 SH   SOLE   1,755 0 0
PEPSICO COM 713448108 1,850 13,350 SH   DFND 5 0 13,350 0
PEPSICO COM 713448108 1,663 12,000 SH   DFND 1 0 12,000 0
PEPSICO COM 713448108 21 150 SH   DFND 6 0 150 0
PEPSICO COM 713448108 216 1,555 SH   DFND 13 0 1,555 0
PEPSICO COM 713448108 284 2,050 SH   DFND 16 0 2,050 0
PEPSICO COM 713448108 111 800 SH   DFND 12 0 800 0
PEPSICO COM 713448108 54 390 SH   DFND 14 0 390 0
PROCTER & GAMBLE COM 742718109 795 5,720 SH   SOLE   5,720 0 0
PROCTER & GAMBLE COM 742718109 590 4,247 SH   DFND 13 0 4,247 0
PROCTER & GAMBLE COM 742718109 4,534 32,622 SH   DFND 5 0 32,622 0
PROCTER & GAMBLE COM 742718109 2,214 15,930 SH   DFND 1 0 15,930 0
PROCTER & GAMBLE COM 742718109 896 6,450 SH   DFND 12 0 6,450 0
PROCTER & GAMBLE COM 742718109 28 205 SH   DFND 6 0 205 0
PROCTER & GAMBLE COM 742718109 302 2,175 SH   DFND 15 0 2,175 0
PROCTER & GAMBLE COM 742718109 386 2,775 SH   DFND 16 0 2,775 0
PROCTER & GAMBLE COM 742718109 101 725 SH   DFND 14 0 725 0
RAYTHEON TECHNOLOGIES COM 75513E101 509 8,845 SH   SOLE   8,845 0 0
RAYTHEON TECHNOLOGIES COM 75513E101 333 5,792 SH   DFND 13 0 5,792 0
RAYTHEON TECHNOLOGIES COM 75513E101 2,140 37,190 SH   DFND 5 0 37,190 0
RAYTHEON TECHNOLOGIES COM 75513E101 1,433 24,906 SH   DFND 1 0 24,906 0
RAYTHEON TECHNOLOGIES COM 75513E101 178 3,100 SH   DFND 12 0 3,100 0
RAYTHEON TECHNOLOGIES COM 75513E101 13 231 SH   DFND 6 0 231 0
RAYTHEON TECHNOLOGIES COM 75513E101 86 1,500 SH   DFND 15 0 1,500 0
RAYTHEON TECHNOLOGIES COM 75513E101 199 3,450 SH   DFND 16 0 3,450 0
RAYTHEON TECHNOLOGIES COM 75513E101 47 825 SH   DFND 14 0 825 0
ROCKWELL AUTOMATION COM 773903109 550 2,491 SH   SOLE   2,491 0 0
ROCKWELL AUTOMATION COM 773903109 377 1,710 SH   DFND 13 0 1,710 0
ROCKWELL AUTOMATION COM 773903109 3,436 15,570 SH   DFND 5 0 15,570 0
ROCKWELL AUTOMATION COM 773903109 1,960 8,880 SH   DFND 1 0 8,880 0
ROCKWELL AUTOMATION COM 773903109 154 700 SH   DFND 12 0 700 0
ROCKWELL AUTOMATION COM 773903109 76 345 SH   DFND 6 0 345 0
ROCKWELL AUTOMATION COM 773903109 243 1,100 SH   DFND 15 0 1,100 0
ROCKWELL AUTOMATION COM 773903109 204 925 SH   DFND 16 0 925 0
ROCKWELL AUTOMATION COM 773903109 117 530 SH   DFND 14 0 530 0
SNAP ON COM 833034101 221 1,500 SH   DFND 12 0 1,500 0
SPDR S&P 500 ETF COM 78462F103 385 1,150 SH   DFND 12 0 1,150 0
SPDR S&P 500 ETF COM 78462F103 184 550 SH   DFND 14 0 550 0
SPDR S&P 500 ETF COM 78462F103 757 2,260 SH   DFND 5 0 2,260 0
STRYKER CORP COM 863667101 219 1,050 SH   DFND 1 0 1,050 0
STRYKER CORP COM 863667101 36 175 SH   DFND 13 0 175 0
SYSCO COM 871829107 473 7,600 SH   DFND 12 0 7,600 0
SYSCO COM 871829107 37 600 SH   DFND 15 0 600 0
SYSCO COM 871829107 87 1,400 SH   DFND 1 0 1,400 0
TESLA MOTORS COM 88160R101 450 1,050 SH   DFND 14 0 1,050 0
TJX COS COM 872540109 278 4,988 SH   SOLE   4,988 0 0
TJX COS COM 872540109 214 3,850 SH   DFND 13 0 3,850 0
TJX COS COM 872540109 1,225 22,010 SH   DFND 5 0 22,010 0
TJX COS COM 872540109 605 10,880 SH   DFND 1 0 10,880 0
TJX COS COM 872540109 145 2,600 SH   DFND 12 0 2,600 0
TJX COS COM 872540109 95 1,700 SH   DFND 15 0 1,700 0
TJX COS COM 872540109 102 1,825 SH   DFND 16 0 1,825 0
TJX COS COM 872540109 22 400 SH   DFND 14 0 400 0
UNILEVER PLC NEW ADR COM 904767704 522 8,465 SH   SOLE   8,465 0 0
UNILEVER PLC NEW ADR COM 904767704 330 5,347 SH   DFND 13 0 5,347 0
UNILEVER PLC NEW ADR COM 904767704 2,448 39,689 SH   DFND 5 0 39,689 0
UNILEVER PLC NEW ADR COM 904767704 1,074 17,410 SH   DFND 1 0 17,410 0
UNILEVER PLC NEW ADR COM 904767704 231 3,750 SH   DFND 12 0 3,750 0
UNILEVER PLC NEW ADR COM 904767704 14 225 SH   DFND 6 0 225 0
UNILEVER PLC NEW ADR COM 904767704 257 4,160 SH   DFND 15 0 4,160 0
UNILEVER PLC NEW ADR COM 904767704 207 3,350 SH   DFND 16 0 3,350 0
UNILEVER PLC NEW ADR COM 904767704 80 1,300 SH   DFND 14 0 1,300 0
UNION PACIFIC COM 907818108 261 1,328 SH   SOLE   1,328 0 0
UNION PACIFIC COM 907818108 46 232 SH   DFND 5 0 232 0
UNION PACIFIC COM 907818108 34 175 SH   DFND 13 0 175 0
UNION PACIFIC COM 907818108 44 225 SH   DFND 1 0 225 0
UNITED HEALTH GROUP COM 91324P102 286 918 SH   SOLE   918 0 0
UNITED HEALTH GROUP COM 91324P102 260 833 SH   DFND 13 0 833 0
UNITED HEALTH GROUP COM 91324P102 1,157 3,710 SH   DFND 5 0 3,710 0
UNITED HEALTH GROUP COM 91324P102 731 2,344 SH   DFND 1 0 2,344 0
UNITED HEALTH GROUP COM 91324P102 148 475 SH   DFND 12 0 475 0
UNITED HEALTH GROUP COM 91324P102 117 375 SH   DFND 15 0 375 0
UNITED HEALTH GROUP COM 91324P102 94 300 SH   DFND 16 0 300 0
UNITED HEALTH GROUP COM 91324P102 47 150 SH   DFND 14 0 150 0
UNITED HEALTH GROUP COM 91324P102 2 5 SH   DFND 6 0 5 0
VIACOMCBS ORD SHS CLASS B COM 92556H206 252 9,000 SH   DFND 1 0 9,000 0
VIMY RESOURCES COM ACI0B7WJ1 95 3,800,000 SH   DFND 1 0 3,800,000 0
WAL-MART STORES COM 931142103 49 352 SH   SOLE   352 0 0
WAL-MART STORES COM 931142103 154 1,100 SH   DFND 12 0 1,100 0
WAL-MART STORES COM 931142103 308 2,200 SH   DFND 1 0 2,200 0
WAL-MART STORES COM 931142103 860 6,150 SH   DFND 5 0 6,150 0
WAL-MART STORES COM 931142103 56 400 SH   DFND 14 0 400 0
XILINX COM 983919101 633 6,069 SH   SOLE   6,069 0 0
XILINX COM 983919101 429 4,120 SH   DFND 13 0 4,120 0
XILINX COM 983919101 3,300 31,660 SH   DFND 5 0 31,660 0
XILINX COM 983919101 1,485 14,250 SH   DFND 1 0 14,250 0
XILINX COM 983919101 308 2,950 SH   DFND 12 0 2,950 0
XILINX COM 983919101 188 1,800 SH   DFND 15 0 1,800 0
XILINX COM 983919101 149 1,425 SH   DFND 16 0 1,425 0
XILINX COM 983919101 42 400 SH   DFND 14 0 400 0
XILINX COM 983919101 8 80 SH   DFND 6 0 80 0
XYLEM INC COM 98419M100 234 2,780 SH   SOLE   2,780 0 0
XYLEM INC COM 98419M100 1,853 22,030 SH   DFND 5 0 22,030 0
XYLEM INC COM 98419M100 126 1,500 SH   DFND 12 0 1,500 0
XYLEM INC COM 98419M100 796 9,465 SH   DFND 1 0 9,465 0
XYLEM INC COM 98419M100 214 2,547 SH   DFND 13 0 2,547 0
XYLEM INC COM 98419M100 147 1,750 SH   DFND 15 0 1,750 0
XYLEM INC COM 98419M100 143 1,700 SH   DFND 16 0 1,700 0
XYLEM INC COM 98419M100 46 550 SH   DFND 14 0 550 0
GABELLI UTILITES FUND CLASS A Equity Mutual Fu 36240E202 1,006 138,714 SH   DFND 1 0 138,714 0
VANGUARD TOTAL STOCK MARKET IN Equity Mutual Fu 922908728 307 3,701 SH   DFND 12 0 3,701 0