The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 904 4,597 SH   SOLE   4,597 0 0
3M COM 88579Y101 385 1,955 SH   DFND 13 0 1,955 0
3M COM 88579Y101 3,841 19,525 SH   DFND 5 0 19,525 0
3M COM 88579Y101 1,935 9,835 SH   DFND 1 0 9,835 0
3M COM 88579Y101 654 3,325 SH   DFND 12 0 3,325 0
3M COM 88579Y101 77 390 SH   DFND 6 0 390 0
3M COM 88579Y101 118 600 SH   DFND 15 0 600 0
3M COM 88579Y101 309 1,570 SH   DFND 16 0 1,570 0
3M COM 88579Y101 105 535 SH   DFND 14 0 535 0
3M COM 88579Y101 689 3,500 SH   DFND 05,13 0 3,500 0
ABBOTT LABS COM 002824100 527 8,644 SH   SOLE   8,644 0 0
ABBOTT LABS COM 002824100 449 7,360 SH   DFND 13 0 7,360 0
ABBOTT LABS COM 002824100 3,056 50,101 SH   DFND 5 0 50,101 0
ABBOTT LABS COM 002824100 2,089 34,255 SH   DFND 1 0 34,255 0
ABBOTT LABS COM 002824100 973 15,950 SH   DFND 12 0 15,950 0
ABBOTT LABS COM 002824100 206 3,370 SH   DFND 15 0 3,370 0
ABBOTT LABS COM 002824100 308 5,055 SH   DFND 16 0 5,055 0
ABBOTT LABS COM 002824100 152 2,500 SH   DFND 14 0 2,500 0
ABBOTT LABS COM 002824100 457 7,500 SH   DFND 05,13 0 7,500 0
ABBOTT LABS COM 002824100 9 150 SH   DFND 6 0 150 0
ABBVIE COM 00287Y109 129 1,393 SH   SOLE   1,393 0 0
ABBVIE COM 00287Y109 1,134 12,240 SH   DFND 1 0 12,240 0
ABBVIE COM 00287Y109 146 1,575 SH   DFND 13 0 1,575 0
ABBVIE COM 00287Y109 783 8,450 SH   DFND 12 0 8,450 0
ABBVIE COM 00287Y109 144 1,550 SH   DFND 16 0 1,550 0
ABBVIE COM 00287Y109 56 600 SH   DFND 5 0 600 0
ABBVIE COM 00287Y109 556 6,000 SH   DFND 05,13 0 6,000 0
ABBVIE COM 00287Y109 9 100 SH   DFND 6 0 100 0
AIR PRODUCTS & CHEM COM 009158106 39 250 SH   SOLE   250 0 0
AIR PRODUCTS & CHEM COM 009158106 249 1,600 SH   DFND 1 0 1,600 0
ALPHABET INC CL A COM 02079K305 662 586 SH   SOLE   586 0 0
ALPHABET INC CL A COM 02079K305 425 376 SH   DFND 13 0 376 0
ALPHABET INC CL A COM 02079K305 4,046 3,583 SH   DFND 5 0 3,583 0
ALPHABET INC CL A COM 02079K305 2,273 2,013 SH   DFND 1 0 2,013 0
ALPHABET INC CL A COM 02079K305 570 505 SH   DFND 12 0 505 0
ALPHABET INC CL A COM 02079K305 24 21 SH   DFND 6 0 21 0
ALPHABET INC CL A COM 02079K305 215 190 SH   DFND 15 0 190 0
ALPHABET INC CL A COM 02079K305 270 239 SH   DFND 16 0 239 0
ALPHABET INC CL A COM 02079K305 158 140 SH   DFND 14 0 140 0
ALPHABET INC CL C COM 02079K107 444 398 SH   DFND 1 0 398 0
AMAZON.COM COM 023135106 8 5 SH   SOLE   5 0 0
AMAZON.COM COM 023135106 629 370 SH   DFND 1 0 370 0
AMGEN INC COM 031162100 245 1,325 SH   SOLE   1,325 0 0
AMGEN INC COM 031162100 18 100 SH   DFND 13 0 100 0
AMGEN INC COM 031162100 92 500 SH   DFND 1 0 500 0
ANALOG DEVICES COM 032654105 410 4,270 SH   SOLE   4,270 0 0
ANALOG DEVICES COM 032654105 361 3,760 SH   DFND 13 0 3,760 0
ANALOG DEVICES COM 032654105 2,587 26,970 SH   DFND 5 0 26,970 0
ANALOG DEVICES COM 032654105 1,681 17,525 SH   DFND 1 0 17,525 0
ANALOG DEVICES COM 032654105 211 2,200 SH   DFND 12 0 2,200 0
ANALOG DEVICES COM 032654105 17 175 SH   DFND 6 0 175 0
ANALOG DEVICES COM 032654105 177 1,850 SH   DFND 15 0 1,850 0
ANALOG DEVICES COM 032654105 267 2,785 SH   DFND 16 0 2,785 0
ANALOG DEVICES COM 032654105 125 1,300 SH   DFND 14 0 1,300 0
ANALOG DEVICES COM 032654105 288 3,000 SH   DFND 05,13 0 3,000 0
APOLLO COMMERCIAL REAL ESTATE COM 03762U105 296 16,189 SH   DFND 1 0 16,189 0
APPLE INC COM 037833100 720 3,890 SH   SOLE   3,890 0 0
APPLE INC COM 037833100 474 2,561 SH   DFND 13 0 2,561 0
APPLE INC COM 037833100 4,633 25,030 SH   DFND 5 0 25,030 0
APPLE INC COM 037833100 5,428 29,323 SH   DFND 1 0 29,323 0
APPLE INC COM 037833100 611 3,300 SH   DFND 12 0 3,300 0
APPLE INC COM 037833100 31 165 SH   DFND 6 0 165 0
APPLE INC COM 037833100 255 1,375 SH   DFND 15 0 1,375 0
APPLE INC COM 037833100 297 1,605 SH   DFND 16 0 1,605 0
APPLE INC COM 037833100 170 920 SH   DFND 14 0 920 0
APPLE INC COM 037833100 777 4,200 SH   DFND 05,13 0 4,200 0
APTARGROUP COM 038336103 714 7,651 SH   SOLE   7,651 0 0
APTARGROUP COM 038336103 293 3,135 SH   DFND 13 0 3,135 0
APTARGROUP COM 038336103 3,965 42,461 SH   DFND 5 0 42,461 0
APTARGROUP COM 038336103 1,748 18,720 SH   DFND 1 0 18,720 0
APTARGROUP COM 038336103 784 8,400 SH   DFND 12 0 8,400 0
APTARGROUP COM 038336103 142 1,525 SH   DFND 15 0 1,525 0
APTARGROUP COM 038336103 360 3,850 SH   DFND 16 0 3,850 0
APTARGROUP COM 038336103 126 1,350 SH   DFND 14 0 1,350 0
APTARGROUP COM 038336103 588 6,300 SH   DFND 05,13 0 6,300 0
APTARGROUP COM 038336103 10 110 SH   DFND 6 0 110 0
ARMOUR RESIDENTIAL REIT INC COM 042315507 1,300 57,000 SH   DFND 1 0 57,000 0
AUTOMATIC DATA PROCESSING COM 053015103 826 6,155 SH   SOLE   6,155 0 0
AUTOMATIC DATA PROCESSING COM 053015103 530 3,950 SH   DFND 13 0 3,950 0
AUTOMATIC DATA PROCESSING COM 053015103 4,635 34,555 SH   DFND 5 0 34,555 0
AUTOMATIC DATA PROCESSING COM 053015103 3,117 23,235 SH   DFND 1 0 23,235 0
AUTOMATIC DATA PROCESSING COM 053015103 771 5,750 SH   DFND 12 0 5,750 0
AUTOMATIC DATA PROCESSING COM 053015103 198 1,475 SH   DFND 15 0 1,475 0
AUTOMATIC DATA PROCESSING COM 053015103 382 2,850 SH   DFND 16 0 2,850 0
AUTOMATIC DATA PROCESSING COM 053015103 174 1,300 SH   DFND 14 0 1,300 0
AUTOMATIC DATA PROCESSING COM 053015103 738 5,500 SH   DFND 05,13 0 5,500 0
AUTOMATIC DATA PROCESSING COM 053015103 12 90 SH   DFND 6 0 90 0
BANK OF AMERICA COM 060505104 848 30,065 SH   DFND 1 0 30,065 0
BERKSHIRE HATHAWAY CL B COM 084670702 289 1,550 SH   DFND 1 0 1,550 0
BERKSHIRE HATHAWAY CL B COM 084670702 747 4,000 SH   DFND 12 0 4,000 0
BERKSHIRE HATHAWAY CL B COM 084670702 355 1,900 SH   DFND 05,13 0 1,900 0
BERKSHIRE HATHAWAY CL B COM 084670702 84 450 SH   DFND 13 0 450 0
BOEING COM 097023105 307 915 SH   DFND 1 0 915 0
BRISTOL-MYERS SQUIBB COM 110122108 147 2,650 SH   DFND 5 0 2,650 0
BRISTOL-MYERS SQUIBB COM 110122108 39 700 SH   DFND 13 0 700 0
BRISTOL-MYERS SQUIBB COM 110122108 111 2,000 SH   DFND 1 0 2,000 0
CANADIAN NATL RAILWAY COM 136375102 835 10,216 SH   SOLE   10,216 0 0
CANADIAN NATL RAILWAY COM 136375102 337 4,125 SH   DFND 13 0 4,125 0
CANADIAN NATL RAILWAY COM 136375102 3,671 44,900 SH   DFND 5 0 44,900 0
CANADIAN NATL RAILWAY COM 136375102 1,927 23,570 SH   DFND 1 0 23,570 0
CANADIAN NATL RAILWAY COM 136375102 711 8,700 SH   DFND 12 0 8,700 0
CANADIAN NATL RAILWAY COM 136375102 76 925 SH   DFND 6 0 925 0
CANADIAN NATL RAILWAY COM 136375102 151 1,850 SH   DFND 15 0 1,850 0
CANADIAN NATL RAILWAY COM 136375102 355 4,340 SH   DFND 16 0 4,340 0
CANADIAN NATL RAILWAY COM 136375102 90 1,100 SH   DFND 14 0 1,100 0
CANADIAN NATL RAILWAY COM 136375102 736 9,000 SH   DFND 05,13 0 9,000 0
CDK GLOBAL COM 12508E101 4 66 SH   SOLE   66 0 0
CDK GLOBAL COM 12508E101 314 4,832 SH   DFND 1 0 4,832 0
CDK GLOBAL COM 12508E101 17 266 SH   DFND 13 0 266 0
CELGENE CORP COM 151020104 89 1,115 SH   SOLE   1,115 0 0
CELGENE CORP COM 151020104 589 7,415 SH   DFND 5 0 7,415 0
CELGENE CORP COM 151020104 256 3,226 SH   DFND 1 0 3,226 0
CELGENE CORP COM 151020104 44 550 SH   DFND 13 0 550 0
CELGENE CORP COM 151020104 60 750 SH   DFND 15 0 750 0
CELGENE CORP COM 151020104 24 300 SH   DFND 16 0 300 0
CELGENE CORP COM 151020104 24 300 SH   DFND 12 0 300 0
CELGENE CORP COM 151020104 79 1,000 SH   DFND 05,13 0 1,000 0
CELGENE CORP COM 151020104 4 50 SH   DFND 6 0 50 0
CELGENE CORP COM 151020104 24 300 SH   DFND 14 0 300 0
CHEVRON COM 166764100 66 525 SH   SOLE   525 0 0
CHEVRON COM 166764100 212 1,675 SH   DFND 5 0 1,675 0
CHEVRON COM 166764100 360 2,850 SH   DFND 1 0 2,850 0
CHEVRON COM 166764100 51 400 SH   DFND 13 0 400 0
CHEVRON COM 166764100 569 4,500 SH   DFND 12 0 4,500 0
CHEVRON COM 166764100 379 3,000 SH   DFND 05,13 0 3,000 0
CHIMERA INVESTMENT COM 16934Q208 813 44,500 SH   DFND 1 0 44,500 0
CHUBB LIMITED COM H1467J104 530 4,170 SH   SOLE   4,170 0 0
CHUBB LIMITED COM H1467J104 237 1,865 SH   DFND 13 0 1,865 0
CHUBB LIMITED COM H1467J104 2,540 19,995 SH   DFND 5 0 19,995 0
CHUBB LIMITED COM H1467J104 1,416 11,145 SH   DFND 1 0 11,145 0
CHUBB LIMITED COM H1467J104 642 5,054 SH   DFND 12 0 5,054 0
CHUBB LIMITED COM H1467J104 11 90 SH   DFND 6 0 90 0
CHUBB LIMITED COM H1467J104 159 1,250 SH   DFND 15 0 1,250 0
CHUBB LIMITED COM H1467J104 245 1,932 SH   DFND 16 0 1,932 0
CHUBB LIMITED COM H1467J104 121 950 SH   DFND 14 0 950 0
CHUBB LIMITED COM H1467J104 318 2,500 SH   DFND 05,13 0 2,500 0
CISCO SYS INC COM 17275R102 6 150 SH   DFND 6 0 150 0
CISCO SYS INC COM 17275R102 215 5,000 SH   DFND 12 0 5,000 0
CISCO SYS INC COM 17275R102 120 2,800 SH   DFND 16 0 2,800 0
CISCO SYS INC COM 17275R102 168 3,900 SH   DFND 1 0 3,900 0
CISCO SYS INC COM 17275R102 129 3,000 SH   DFND 5 0 3,000 0
CISCO SYS INC COM 17275R102 22 500 SH   DFND 13 0 500 0
CISCO SYS INC COM 17275R102 22 500 SH   DFND 14 0 500 0
COCA COLA COM 191216100 167 3,800 SH   SOLE   3,800 0 0
COCA COLA COM 191216100 224 5,100 SH   DFND 1 0 5,100 0
COCA COLA COM 191216100 399 9,100 SH   DFND 12 0 9,100 0
COCA COLA COM 191216100 169 3,850 SH   DFND 5 0 3,850 0
COLGATE-PALMOLIVE COM 194162103 50 775 SH   SOLE   775 0 0
COLGATE-PALMOLIVE COM 194162103 68 1,050 SH   DFND 13 0 1,050 0
COLGATE-PALMOLIVE COM 194162103 51 780 SH   DFND 1 0 780 0
COLGATE-PALMOLIVE COM 194162103 139 2,150 SH   DFND 16 0 2,150 0
COLGATE-PALMOLIVE COM 194162103 97 1,500 SH   DFND 12 0 1,500 0
CONOCOPHILLIPS COM 20825C104 17 240 SH   DFND 13 0 240 0
CONOCOPHILLIPS COM 20825C104 383 5,500 SH   DFND 05,13 0 5,500 0
CVS HEALTH COM 126650100 394 6,128 SH   SOLE   6,128 0 0
CVS HEALTH COM 126650100 2,788 43,333 SH   DFND 5 0 43,333 0
CVS HEALTH COM 126650100 1,164 18,094 SH   DFND 1 0 18,094 0
CVS HEALTH COM 126650100 244 3,795 SH   DFND 13 0 3,795 0
CVS HEALTH COM 126650100 330 5,125 SH   DFND 12 0 5,125 0
CVS HEALTH COM 126650100 11 165 SH   DFND 6 0 165 0
CVS HEALTH COM 126650100 114 1,775 SH   DFND 15 0 1,775 0
CVS HEALTH COM 126650100 153 2,380 SH   DFND 16 0 2,380 0
CVS HEALTH COM 126650100 64 1,000 SH   DFND 14 0 1,000 0
CVS HEALTH COM 126650100 418 6,500 SH   DFND 05,13 0 6,500 0
DANAHER CORP COM 235851102 445 4,505 SH   SOLE   4,505 0 0
DANAHER CORP COM 235851102 367 3,720 SH   DFND 13 0 3,720 0
DANAHER CORP COM 235851102 2,493 25,265 SH   DFND 5 0 25,265 0
DANAHER CORP COM 235851102 1,211 12,275 SH   DFND 1 0 12,275 0
DANAHER CORP COM 235851102 247 2,500 SH   DFND 12 0 2,500 0
DANAHER CORP COM 235851102 168 1,700 SH   DFND 15 0 1,700 0
DANAHER CORP COM 235851102 207 2,100 SH   DFND 16 0 2,100 0
DANAHER CORP COM 235851102 138 1,400 SH   DFND 14 0 1,400 0
DANAHER CORP COM 235851102 296 3,000 SH   DFND 05,13 0 3,000 0
DANAHER CORP COM 235851102 7 70 SH   DFND 6 0 70 0
DEERE & CO COM 244199105 3 25 SH   SOLE   25 0 0
DEERE & CO COM 244199105 304 2,175 SH   DFND 1 0 2,175 0
DEERE & CO COM 244199105 14 100 SH   DFND 16 0 100 0
DEERE & CO COM 244199105 1,335 9,550 SH   DFND 5 0 9,550 0
DEERE & CO COM 244199105 112 800 SH   DFND 12 0 800 0
DEERE & CO COM 244199105 18 130 SH   DFND 13 0 130 0
DISNEY COM 254687106 262 2,500 SH   DFND 1 0 2,500 0
DISNEY COM 254687106 17 166 SH   DFND 16 0 166 0
DISNEY COM 254687106 63 600 SH   DFND 5 0 600 0
DOWDUPONT INC COM 26078J100 108 1,634 SH   SOLE   1,634 0 0
DOWDUPONT INC COM 26078J100 8 128 SH   DFND 13 0 128 0
DOWDUPONT INC COM 26078J100 68 1,025 SH   DFND 12 0 1,025 0
DOWDUPONT INC COM 26078J100 232 3,525 SH   DFND 1 0 3,525 0
DOWDUPONT INC COM 26078J100 659 10,000 SH   DFND 05,13 0 10,000 0
EMERSON ELECTRIC COM 291011104 41 600 SH   SOLE   600 0 0
EMERSON ELECTRIC COM 291011104 294 4,250 SH   DFND 1 0 4,250 0
EMERSON ELECTRIC COM 291011104 297 4,300 SH   DFND 12 0 4,300 0
EMERSON ELECTRIC COM 291011104 201 2,900 SH   DFND 5 0 2,900 0
EOG RESOURCES COM 26875P101 165 1,330 SH   SOLE   1,330 0 0
EOG RESOURCES COM 26875P101 1,074 8,635 SH   DFND 5 0 8,635 0
EOG RESOURCES COM 26875P101 432 3,475 SH   DFND 1 0 3,475 0
EOG RESOURCES COM 26875P101 156 1,250 SH   DFND 12 0 1,250 0
EOG RESOURCES COM 26875P101 139 1,120 SH   DFND 13 0 1,120 0
EOG RESOURCES COM 26875P101 112 900 SH   DFND 15 0 900 0
EOG RESOURCES COM 26875P101 87 700 SH   DFND 14 0 700 0
EOG RESOURCES COM 26875P101 101 815 SH   DFND 16 0 815 0
EOG RESOURCES COM 26875P101 4 35 SH   DFND 6 0 35 0
EXXON MOBIL COM 30231G102 491 5,929 SH   SOLE   5,929 0 0
EXXON MOBIL COM 30231G102 204 2,465 SH   DFND 13 0 2,465 0
EXXON MOBIL COM 30231G102 2,262 27,343 SH   DFND 5 0 27,343 0
EXXON MOBIL COM 30231G102 1,488 17,990 SH   DFND 1 0 17,990 0
EXXON MOBIL COM 30231G102 285 3,450 SH   DFND 12 0 3,450 0
EXXON MOBIL COM 30231G102 74 900 SH   DFND 15 0 900 0
EXXON MOBIL COM 30231G102 304 3,675 SH   DFND 16 0 3,675 0
EXXON MOBIL COM 30231G102 91 1,100 SH   DFND 14 0 1,100 0
EXXON MOBIL COM 30231G102 7 90 SH   DFND 6 0 90 0
FIDELITY NATL INFO SVCS COM 31620M106 329 3,100 SH   DFND 5 0 3,100 0
FISERV COM 337738108 712 9,615 SH   SOLE   9,615 0 0
FISERV COM 337738108 611 8,245 SH   DFND 13 0 8,245 0
FISERV COM 337738108 4,473 60,378 SH   DFND 5 0 60,378 0
FISERV COM 337738108 2,797 37,750 SH   DFND 1 0 37,750 0
FISERV COM 337738108 333 4,500 SH   DFND 12 0 4,500 0
FISERV COM 337738108 14 190 SH   DFND 6 0 190 0
FISERV COM 337738108 178 2,400 SH   DFND 15 0 2,400 0
FISERV COM 337738108 273 3,690 SH   DFND 16 0 3,690 0
FISERV COM 337738108 156 2,100 SH   DFND 14 0 2,100 0
FISERV COM 337738108 682 9,200 SH   DFND 05,13 0 9,200 0
FORTIVE CORP COM 34959J108 188 2,440 SH   SOLE   2,440 0 0
FORTIVE CORP COM 34959J108 1,485 19,260 SH   DFND 5 0 19,260 0
FORTIVE CORP COM 34959J108 527 6,830 SH   DFND 1 0 6,830 0
FORTIVE CORP COM 34959J108 135 1,750 SH   DFND 12 0 1,750 0
FORTIVE CORP COM 34959J108 48 625 SH   DFND 13 0 625 0
FORTIVE CORP COM 34959J108 93 1,200 SH   DFND 15 0 1,200 0
FORTIVE CORP COM 34959J108 81 1,050 SH   DFND 16 0 1,050 0
FORTIVE CORP COM 34959J108 69 900 SH   DFND 14 0 900 0
FORTIVE CORP COM 34959J108 4 50 SH   DFND 6 0 50 0
GENERAL ELECTRIC COM 369604103 109 8,040 SH   SOLE   8,040 0 0
GENERAL ELECTRIC COM 369604103 341 25,050 SH   DFND 1 0 25,050 0
GENERAL ELECTRIC COM 369604103 117 8,568 SH   DFND 5 0 8,568 0
GENERAL ELECTRIC COM 369604103 53 3,910 SH   DFND 13 0 3,910 0
GENERAL ELECTRIC COM 369604103 163 12,000 SH   DFND 12 0 12,000 0
GENERAL ELECTRIC COM 369604103 12 900 SH   DFND 16 0 900 0
GENERAL ELECTRIC COM 369604103 286 21,000 SH   DFND 05,13 0 21,000 0
GENERAL MILLS COM 370334104 328 7,400 SH   DFND 1 0 7,400 0
GENERAL MILLS COM 370334104 18 400 SH   DFND 13 0 400 0
GENERAL MILLS COM 370334104 177 4,000 SH   DFND 5 0 4,000 0
GILEAD SCIENCES COM 375558103 46 650 SH   SOLE   650 0 0
GILEAD SCIENCES COM 375558103 585 8,260 SH   DFND 5 0 8,260 0
GILEAD SCIENCES COM 375558103 386 5,455 SH   DFND 1 0 5,455 0
GILEAD SCIENCES COM 375558103 25 350 SH   DFND 12 0 350 0
GILEAD SCIENCES COM 375558103 0 7 SH   DFND 13 0 7 0
GILEAD SCIENCES COM 375558103 21 300 SH   DFND 14 0 300 0
HELMERICH & PAYNE COM 423452101 15 230 SH   SOLE   230 0 0
HELMERICH & PAYNE COM 423452101 32 500 SH   DFND 5 0 500 0
HELMERICH & PAYNE COM 423452101 287 4,500 SH   DFND 12 0 4,500 0
HELMERICH & PAYNE COM 423452101 11 175 SH   DFND 1 0 175 0
HERSHEY COMPANY COM 427866108 205 2,200 SH   DFND 1 0 2,200 0
HOME DEPOT COM 437076102 630 3,230 SH   SOLE   3,230 0 0
HOME DEPOT COM 437076102 4,448 22,800 SH   DFND 5 0 22,800 0
HOME DEPOT COM 437076102 1,493 7,655 SH   DFND 1 0 7,655 0
HOME DEPOT COM 437076102 325 1,665 SH   DFND 13 0 1,665 0
HOME DEPOT COM 437076102 537 2,750 SH   DFND 12 0 2,750 0
HOME DEPOT COM 437076102 39 200 SH   DFND 6 0 200 0
HOME DEPOT COM 437076102 190 975 SH   DFND 15 0 975 0
HOME DEPOT COM 437076102 262 1,345 SH   DFND 16 0 1,345 0
HOME DEPOT COM 437076102 49 250 SH   DFND 14 0 250 0
HOME DEPOT COM 437076102 780 4,000 SH   DFND 05,13 0 4,000 0
ILLUMINA COM 452327109 246 880 SH   SOLE   880 0 0
ILLUMINA COM 452327109 113 405 SH   DFND 13 0 405 0
ILLUMINA COM 452327109 2,194 7,855 SH   DFND 5 0 7,855 0
ILLUMINA COM 452327109 182 650 SH   DFND 12 0 650 0
ILLUMINA COM 452327109 568 2,035 SH   DFND 1 0 2,035 0
ILLUMINA COM 452327109 112 400 SH   DFND 15 0 400 0
ILLUMINA COM 452327109 17 60 SH   DFND 16 0 60 0
ILLUMINA COM 452327109 91 325 SH   DFND 14 0 325 0
ILLUMINA COM 452327109 6 20 SH   DFND 6 0 20 0
INTEL CORP COM 458140100 724 14,565 SH   SOLE   14,565 0 0
INTEL CORP COM 458140100 252 5,065 SH   DFND 13 0 5,065 0
INTEL CORP COM 458140100 3,730 75,029 SH   DFND 5 0 75,029 0
INTEL CORP COM 458140100 2,016 40,555 SH   DFND 1 0 40,555 0
INTEL CORP COM 458140100 435 8,750 SH   DFND 12 0 8,750 0
INTEL CORP COM 458140100 30 600 SH   DFND 15 0 600 0
INTEL CORP COM 458140100 746 15,000 SH   DFND 05,13 0 15,000 0
INTEL CORP COM 458140100 11 220 SH   DFND 6 0 220 0
INTEL CORP COM 458140100 50 1,000 SH   DFND 14 0 1,000 0
IPG PHOTONICS COM 44980X109 150 680 SH   SOLE   680 0 0
IPG PHOTONICS COM 44980X109 1,474 6,679 SH   DFND 5 0 6,679 0
IPG PHOTONICS COM 44980X109 94 425 SH   DFND 12 0 425 0
IPG PHOTONICS COM 44980X109 83 375 SH   DFND 13 0 375 0
IPG PHOTONICS COM 44980X109 146 660 SH   DFND 1 0 660 0
IPG PHOTONICS COM 44980X109 22 100 SH   DFND 15 0 100 0
IPG PHOTONICS COM 44980X109 44 200 SH   DFND 14 0 200 0
ISHARES S&P 500 COM 464287200 1,201 4,400 SH   DFND 13 0 4,400 0
JOHNSON & JOHNSON COM 478160104 947 7,806 SH   SOLE   7,806 0 0
JOHNSON & JOHNSON COM 478160104 390 3,210 SH   DFND 13 0 3,210 0
JOHNSON & JOHNSON COM 478160104 5,502 45,340 SH   DFND 5 0 45,340 0
JOHNSON & JOHNSON COM 478160104 2,354 19,396 SH   DFND 1 0 19,396 0
JOHNSON & JOHNSON COM 478160104 980 8,075 SH   DFND 12 0 8,075 0
JOHNSON & JOHNSON COM 478160104 176 1,450 SH   DFND 15 0 1,450 0
JOHNSON & JOHNSON COM 478160104 294 2,420 SH   DFND 16 0 2,420 0
JOHNSON & JOHNSON COM 478160104 124 1,020 SH   DFND 14 0 1,020 0
JOHNSON & JOHNSON COM 478160104 849 7,000 SH   DFND 05,13 0 7,000 0
JOHNSON & JOHNSON COM 478160104 10 85 SH   DFND 6 0 85 0
JPMORGAN CHASE COM 46625H100 375 3,600 SH   DFND 1 0 3,600 0
JPMORGAN CHASE COM 46625H100 30 290 SH   DFND 13 0 290 0
MASTERCARD COM 57636Q104 840 4,275 SH   SOLE   4,275 0 0
MASTERCARD COM 57636Q104 605 3,080 SH   DFND 13 0 3,080 0
MASTERCARD COM 57636Q104 5,494 27,955 SH   DFND 5 0 27,955 0
MASTERCARD COM 57636Q104 2,771 14,100 SH   DFND 1 0 14,100 0
MASTERCARD COM 57636Q104 688 3,500 SH   DFND 12 0 3,500 0
MASTERCARD COM 57636Q104 31 160 SH   DFND 6 0 160 0
MASTERCARD COM 57636Q104 246 1,250 SH   DFND 15 0 1,250 0
MASTERCARD COM 57636Q104 367 1,865 SH   DFND 16 0 1,865 0
MASTERCARD COM 57636Q104 197 1,000 SH   DFND 14 0 1,000 0
MASTERCARD COM 57636Q104 688 3,500 SH   DFND 05,13 0 3,500 0
MERCK COM 58933Y105 76 1,250 SH   SOLE   1,250 0 0
MERCK COM 58933Y105 146 2,400 SH   DFND 5 0 2,400 0
MERCK COM 58933Y105 1 10 SH   DFND 13 0 10 0
MERCK COM 58933Y105 61 1,000 SH   DFND 12 0 1,000 0
MERCK COM 58933Y105 206 3,400 SH   DFND 1 0 3,400 0
MICROSOFT CORP COM 594918104 473 4,800 SH   SOLE   4,800 0 0
MICROSOFT CORP COM 594918104 3,530 35,800 SH   DFND 5 0 35,800 0
MICROSOFT CORP COM 594918104 1,454 14,740 SH   DFND 1 0 14,740 0
MICROSOFT CORP COM 594918104 190 1,930 SH   DFND 13 0 1,930 0
MICROSOFT CORP COM 594918104 542 5,500 SH   DFND 12 0 5,500 0
MICROSOFT CORP COM 594918104 44 450 SH   DFND 15 0 450 0
MICROSOFT CORP COM 594918104 89 900 SH   DFND 14 0 900 0
NESTLE SA ADR COM 641069406 495 6,391 SH   SOLE   6,391 0 0
NESTLE SA ADR COM 641069406 3,439 44,408 SH   DFND 5 0 44,408 0
NESTLE SA ADR COM 641069406 1,536 19,840 SH   DFND 1 0 19,840 0
NESTLE SA ADR COM 641069406 313 4,040 SH   DFND 13 0 4,040 0
NESTLE SA ADR COM 641069406 612 7,900 SH   DFND 12 0 7,900 0
NESTLE SA ADR COM 641069406 28 360 SH   DFND 6 0 360 0
NESTLE SA ADR COM 641069406 157 2,030 SH   DFND 15 0 2,030 0
NESTLE SA ADR COM 641069406 211 2,724 SH   DFND 16 0 2,724 0
NESTLE SA ADR COM 641069406 101 1,300 SH   DFND 14 0 1,300 0
NESTLE SA ADR COM 641069406 542 7,000 SH   DFND 05,13 0 7,000 0
NORFOLK SOUTHERN COM 655844108 75 500 SH   DFND 13 0 500 0
NORFOLK SOUTHERN COM 655844108 754 5,000 SH   DFND 05,13 0 5,000 0
NOVARTIS AG ADR COM 66987V109 446 5,910 SH   SOLE   5,910 0 0
NOVARTIS AG ADR COM 66987V109 3,109 41,160 SH   DFND 5 0 41,160 0
NOVARTIS AG ADR COM 66987V109 1,265 16,744 SH   DFND 1 0 16,744 0
NOVARTIS AG ADR COM 66987V109 362 4,790 SH   DFND 13 0 4,790 0
NOVARTIS AG ADR COM 66987V109 453 6,000 SH   DFND 12 0 6,000 0
NOVARTIS AG ADR COM 66987V109 170 2,250 SH   DFND 15 0 2,250 0
NOVARTIS AG ADR COM 66987V109 268 3,550 SH   DFND 16 0 3,550 0
NOVARTIS AG ADR COM 66987V109 110 1,450 SH   DFND 14 0 1,450 0
NOVARTIS AG ADR COM 66987V109 453 6,000 SH   DFND 05,13 0 6,000 0
NOVARTIS AG ADR COM 66987V109 8 100 SH   DFND 6 0 100 0
NOVOZYMES A S DKK 2.0 COM B798FW902 359 7,090 SH   SOLE   7,090 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 2,800 55,280 SH   DFND 5 0 55,280 0
NOVOZYMES A S DKK 2.0 COM B798FW902 1,047 20,665 SH   DFND 1 0 20,665 0
NOVOZYMES A S DKK 2.0 COM B798FW902 240 4,740 SH   DFND 13 0 4,740 0
NOVOZYMES A S DKK 2.0 COM B798FW902 443 8,750 SH   DFND 12 0 8,750 0
NOVOZYMES A S DKK 2.0 COM B798FW902 136 2,675 SH   DFND 15 0 2,675 0
NOVOZYMES A S DKK 2.0 COM B798FW902 58 1,150 SH   DFND 16 0 1,150 0
NOVOZYMES A S DKK 2.0 COM B798FW902 91 1,800 SH   DFND 14 0 1,800 0
NOVOZYMES A S DKK 2.0 COM B798FW902 583 11,500 SH   DFND 05,13 0 11,500 0
NOVOZYMES A S DKK 2.0 COM B798FW902 8 150 SH   DFND 6 0 150 0
ORACLE COM 68389X105 148 3,350 SH   SOLE   3,350 0 0
ORACLE COM 68389X105 1,632 37,050 SH   DFND 5 0 37,050 0
ORACLE COM 68389X105 364 8,265 SH   DFND 1 0 8,265 0
ORACLE COM 68389X105 11 250 SH   DFND 13 0 250 0
ORACLE COM 68389X105 115 2,610 SH   DFND 16 0 2,610 0
ORACLE COM 68389X105 22 500 SH   DFND 15 0 500 0
ORACLE COM 68389X105 66 1,500 SH   DFND 12 0 1,500 0
ORACLE COM 68389X105 308 7,000 SH   DFND 05,13 0 7,000 0
PAYPAL HOLDINGS COM 70450Y103 26 315 SH   SOLE   315 0 0
PAYPAL HOLDINGS COM 70450Y103 8 100 SH   DFND 13 0 100 0
PAYPAL HOLDINGS COM 70450Y103 505 6,065 SH   DFND 1 0 6,065 0
PAYPAL HOLDINGS COM 70450Y103 50 600 SH   DFND 12 0 600 0
PAYPAL HOLDINGS COM 70450Y103 75 900 SH   DFND 15 0 900 0
PAYPAL HOLDINGS COM 70450Y103 42 500 SH   DFND 14 0 500 0
PAYPAL HOLDINGS COM 70450Y103 3 35 SH   DFND 16 0 35 0
PAYPAL HOLDINGS COM 70450Y103 129 1,550 SH   DFND 5 0 1,550 0
PEPSICO COM 713448108 215 1,975 SH   SOLE   1,975 0 0
PEPSICO COM 713448108 1,968 18,075 SH   DFND 5 0 18,075 0
PEPSICO COM 713448108 1,561 14,335 SH   DFND 1 0 14,335 0
PEPSICO COM 713448108 116 1,070 SH   DFND 13 0 1,070 0
PEPSICO COM 713448108 16 150 SH   DFND 6 0 150 0
PEPSICO COM 713448108 240 2,200 SH   DFND 16 0 2,200 0
PEPSICO COM 713448108 16 150 SH   DFND 15 0 150 0
PEPSICO COM 713448108 87 800 SH   DFND 12 0 800 0
PEPSICO COM 713448108 327 3,000 SH   DFND 05,13 0 3,000 0
PEPSICO COM 713448108 42 390 SH   DFND 14 0 390 0
PHILLIPS 66 COM 718546104 49 432 SH   SOLE   432 0 0
PHILLIPS 66 COM 718546104 309 2,750 SH   DFND 05,13 0 2,750 0
PROCTER & GAMBLE COM 742718109 598 7,657 SH   SOLE   7,657 0 0
PROCTER & GAMBLE COM 742718109 350 4,490 SH   DFND 13 0 4,490 0
PROCTER & GAMBLE COM 742718109 3,013 38,602 SH   DFND 5 0 38,602 0
PROCTER & GAMBLE COM 742718109 1,336 17,110 SH   DFND 1 0 17,110 0
PROCTER & GAMBLE COM 742718109 558 7,150 SH   DFND 12 0 7,150 0
PROCTER & GAMBLE COM 742718109 17 215 SH   DFND 6 0 215 0
PROCTER & GAMBLE COM 742718109 164 2,100 SH   DFND 15 0 2,100 0
PROCTER & GAMBLE COM 742718109 293 3,750 SH   DFND 16 0 3,750 0
PROCTER & GAMBLE COM 742718109 94 1,200 SH   DFND 14 0 1,200 0
PROCTER & GAMBLE COM 742718109 468 6,000 SH   DFND 05,13 0 6,000 0
QUALCOMM COM 747525103 10 175 SH   SOLE   175 0 0
QUALCOMM COM 747525103 20 350 SH   DFND 12 0 350 0
QUALCOMM COM 747525103 3 50 SH   DFND 6 0 50 0
QUALCOMM COM 747525103 45 800 SH   DFND 13 0 800 0
QUALCOMM COM 747525103 281 5,000 SH   DFND 5 0 5,000 0
QUALCOMM COM 747525103 39 700 SH   DFND 14 0 700 0
QUALCOMM COM 747525103 84 1,500 SH   DFND 1 0 1,500 0
ROCHE HLDG LTD ADR COM 771195104 179 6,475 SH   SOLE   6,475 0 0
ROCHE HLDG LTD ADR COM 771195104 1,966 71,150 SH   DFND 5 0 71,150 0
ROCHE HLDG LTD ADR COM 771195104 146 5,290 SH   DFND 13 0 5,290 0
ROCHE HLDG LTD ADR COM 771195104 145 5,250 SH   DFND 12 0 5,250 0
ROCHE HLDG LTD ADR COM 771195104 318 11,505 SH   DFND 1 0 11,505 0
ROCHE HLDG LTD ADR COM 771195104 14 500 SH   DFND 16 0 500 0
ROCHE HLDG LTD ADR COM 771195104 26 950 SH   DFND 15 0 950 0
ROCHE HLDG LTD ADR COM 771195104 90 3,250 SH   DFND 14 0 3,250 0
ROCKWELL AUTOMATION COM 773903109 415 2,495 SH   SOLE   2,495 0 0
ROCKWELL AUTOMATION COM 773903109 2,671 16,070 SH   DFND 5 0 16,070 0
ROCKWELL AUTOMATION COM 773903109 1,104 6,640 SH   DFND 1 0 6,640 0
ROCKWELL AUTOMATION COM 773903109 116 700 SH   DFND 12 0 700 0
ROCKWELL AUTOMATION COM 773903109 58 350 SH   DFND 6 0 350 0
ROCKWELL AUTOMATION COM 773903109 186 1,120 SH   DFND 13 0 1,120 0
ROCKWELL AUTOMATION COM 773903109 75 450 SH   DFND 15 0 450 0
ROCKWELL AUTOMATION COM 773903109 129 775 SH   DFND 14 0 775 0
ROCKWELL AUTOMATION COM 773903109 103 620 SH   DFND 16 0 620 0
ROCKWELL AUTOMATION COM 773903109 332 2,000 SH   DFND 05,13 0 2,000 0
SCHLUMBERGER COM 806857108 114 1,700 SH   SOLE   1,700 0 0
SCHLUMBERGER COM 806857108 132 1,975 SH   DFND 1 0 1,975 0
SCHLUMBERGER COM 806857108 503 7,511 SH   DFND 5 0 7,511 0
SCHLUMBERGER COM 806857108 235 3,500 SH   DFND 05,13 0 3,500 0
SMUCKER J M COM 832696405 96 890 SH   SOLE   890 0 0
SMUCKER J M COM 832696405 60 560 SH   DFND 13 0 560 0
SMUCKER J M COM 832696405 156 1,450 SH   DFND 12 0 1,450 0
SMUCKER J M COM 832696405 113 1,050 SH   DFND 5 0 1,050 0
SMUCKER J M COM 832696405 85 795 SH   DFND 1 0 795 0
SMUCKER J M COM 832696405 59 550 SH   DFND 16 0 550 0
SMUCKER J M COM 832696405 161 1,500 SH   DFND 05,13 0 1,500 0
SMUCKER J M COM 832696405 3 25 SH   DFND 6 0 25 0
SNAP ON COM 833034101 289 1,800 SH   DFND 12 0 1,800 0
SPDR S&P 500 ETF COM 78462F103 407 1,500 SH   DFND 12 0 1,500 0
SPDR S&P 500 ETF COM 78462F103 1,038 3,825 SH   DFND 5 0 3,825 0
STATE STREET COM 857477103 159 1,710 SH   SOLE   1,710 0 0
STATE STREET COM 857477103 14 150 SH   DFND 13 0 150 0
STATE STREET COM 857477103 264 2,840 SH   DFND 1 0 2,840 0
STATE STREET COM 857477103 102 1,100 SH   DFND 16 0 1,100 0
STRYKER CORP COM 863667101 46 275 SH   DFND 13 0 275 0
STRYKER CORP COM 863667101 186 1,100 SH   DFND 1 0 1,100 0
SYSCO COM 871829107 41 600 SH   SOLE   600 0 0
SYSCO COM 871829107 580 8,500 SH   DFND 12 0 8,500 0
SYSCO COM 871829107 273 4,000 SH   DFND 1 0 4,000 0
UNILEVER PLC NEW ADR COM 904767704 368 6,665 SH   SOLE   6,665 0 0
UNILEVER PLC NEW ADR COM 904767704 2,343 42,380 SH   DFND 5 0 42,380 0
UNILEVER PLC NEW ADR COM 904767704 843 15,245 SH   DFND 1 0 15,245 0
UNILEVER PLC NEW ADR COM 904767704 197 3,570 SH   DFND 13 0 3,570 0
UNILEVER PLC NEW ADR COM 904767704 202 3,650 SH   DFND 12 0 3,650 0
UNILEVER PLC NEW ADR COM 904767704 12 225 SH   DFND 6 0 225 0
UNILEVER PLC NEW ADR COM 904767704 175 3,170 SH   DFND 15 0 3,170 0
UNILEVER PLC NEW ADR COM 904767704 150 2,710 SH   DFND 16 0 2,710 0
UNILEVER PLC NEW ADR COM 904767704 122 2,200 SH   DFND 14 0 2,200 0
UNILEVER PLC NEW ADR COM 904767704 111 2,000 SH   DFND 05,13 0 2,000 0
UNION PACIFIC COM 907818108 113 800 SH   SOLE   800 0 0
UNION PACIFIC COM 907818108 146 1,032 SH   DFND 5 0 1,032 0
UNION PACIFIC COM 907818108 32 225 SH   DFND 13 0 225 0
UNION PACIFIC COM 907818108 173 1,220 SH   DFND 1 0 1,220 0
UNITED TECHNOLOGIES COM 913017109 501 4,010 SH   SOLE   4,010 0 0
UNITED TECHNOLOGIES COM 913017109 363 2,900 SH   DFND 13 0 2,900 0
UNITED TECHNOLOGIES COM 913017109 3,006 24,040 SH   DFND 5 0 24,040 0
UNITED TECHNOLOGIES COM 913017109 1,853 14,820 SH   DFND 1 0 14,820 0
UNITED TECHNOLOGIES COM 913017109 263 2,100 SH   DFND 12 0 2,100 0
UNITED TECHNOLOGIES COM 913017109 166 1,325 SH   DFND 15 0 1,325 0
UNITED TECHNOLOGIES COM 913017109 257 2,055 SH   DFND 16 0 2,055 0
UNITED TECHNOLOGIES COM 913017109 131 1,050 SH   DFND 14 0 1,050 0
UNITED TECHNOLOGIES COM 913017109 9 75 SH   DFND 6 0 75 0
US BANCORP COM 902973304 40 800 SH   DFND 5 0 800 0
US BANCORP COM 902973304 280 5,600 SH   DFND 1 0 5,600 0
VERIZON COMMUNICATIONS COM 92343V104 86 1,700 SH   SOLE   1,700 0 0
VERIZON COMMUNICATIONS COM 92343V104 91 1,806 SH   DFND 1 0 1,806 0
VERIZON COMMUNICATIONS COM 92343V104 38 760 SH   DFND 12 0 760 0
WAL-MART STORES COM 931142103 94 1,100 SH   DFND 12 0 1,100 0
WAL-MART STORES COM 931142103 248 2,900 SH   DFND 1 0 2,900 0
WAL-MART STORES COM 931142103 621 7,250 SH   DFND 5 0 7,250 0
WAL-MART STORES COM 931142103 41 480 SH   DFND 14 0 480 0
WALGREEN BOOTS ALLIANCE INC COM 931427108 42 700 SH   SOLE   700 0 0
WALGREEN BOOTS ALLIANCE INC COM 931427108 122 2,033 SH   DFND 5 0 2,033 0
WALGREEN BOOTS ALLIANCE INC COM 931427108 276 4,600 SH   DFND 1 0 4,600 0
WELLS FARGO COM 949746101 130 2,350 SH   DFND 1 0 2,350 0
WELLS FARGO COM 949746101 333 6,000 SH   DFND 12 0 6,000 0
XILINX COM 983919101 375 5,748 SH   SOLE   5,748 0 0
XILINX COM 983919101 2,519 38,600 SH   DFND 5 0 38,600 0
XILINX COM 983919101 166 2,545 SH   DFND 13 0 2,545 0
XILINX COM 983919101 183 2,800 SH   DFND 12 0 2,800 0
XILINX COM 983919101 500 7,665 SH   DFND 1 0 7,665 0
XILINX COM 983919101 52 800 SH   DFND 15 0 800 0
XILINX COM 983919101 20 300 SH   DFND 16 0 300 0
XILINX COM 983919101 7 100 SH   DFND 6 0 100 0
XYLEM INC COM 98419M100 83 1,225 SH   SOLE   1,225 0 0
XYLEM INC COM 98419M100 920 13,655 SH   DFND 5 0 13,655 0
XYLEM INC COM 98419M100 85 1,265 SH   DFND 13 0 1,265 0
XYLEM INC COM 98419M100 115 1,700 SH   DFND 12 0 1,700 0
XYLEM INC COM 98419M100 333 4,935 SH   DFND 1 0 4,935 0
XYLEM INC COM 98419M100 71 1,050 SH   DFND 15 0 1,050 0
XYLEM INC COM 98419M100 88 1,300 SH   DFND 16 0 1,300 0
XYLEM INC COM 98419M100 44 650 SH   DFND 14 0 650 0
GABELLI UTILITES FUND CLASS A Equity Mutual Fu 36240E202 1,229 138,714 SH   DFND 1 0 138,714 0
VANGUARD 500 INDEX FD ADMIRAL Equity Mutual Fu 922908710 238 950 SH   SOLE   950 0 0
VANGUARD TOTAL STOCK MARKET IN Equity Mutual Fu 922908728 308 4,501 SH   DFND 12 0 4,501 0