The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101   806,530 5,900 SH   SOLE   5,900 0 0
ABBOTT LABS COM 002824100   2,485,988 21,805 SH   SOLE   21,805 0 0
ABBOTT LABS COM 002824100   985,046 8,640 SH   DFND 13 0 8,640 0
ABBOTT LABS COM 002824100   3,935,853 34,522 SH   DFND 5 0 34,522 0
ABBOTT LABS COM 002824100   3,021,037 26,498 SH   DFND 1 0 26,498 0
ABBOTT LABS COM 002824100   10,261 90 SH   DFND 6 0 90 0
ABBOTT LABS COM 002824100   102,609 900 SH   DFND 14 0 900 0
ABBVIE COM 00287Y109   939,017 4,755 SH   SOLE   4,755 0 0
ABBVIE COM 00287Y109   341,640 1,730 SH   DFND 13 0 1,730 0
ABBVIE COM 00287Y109   1,287,767 6,521 SH   DFND 1 0 6,521 0
ABBVIE COM 00287Y109   9,874 50 SH   DFND 5 0 50 0
ABBVIE COM 00287Y109   7,899 40 SH   DFND 6 0 40 0
ADVANCED MICRO DEVICES COM 007903107   2,693,865 16,418 SH   SOLE   16,418 0 0
ADVANCED MICRO DEVICES COM 007903107   1,006,303 6,133 SH   DFND 13 0 6,133 0
ADVANCED MICRO DEVICES COM 007903107   4,431,144 27,006 SH   DFND 5 0 27,006 0
ADVANCED MICRO DEVICES COM 007903107   2,802,322 17,079 SH   DFND 1 0 17,079 0
ADVANCED MICRO DEVICES COM 007903107   10,665 65 SH   DFND 6 0 65 0
ADVANCED MICRO DEVICES COM 007903107   84,829 517 SH   DFND 14 0 517 0
AIR PRODUCTS & CHEM COM 009158106   327,514 1,100 SH   DFND 1 0 1,100 0
ALPHABET INC CL A COM 02079K305   3,554,995 21,435 SH   SOLE   21,435 0 0
ALPHABET INC CL A COM 02079K305   1,181,681 7,125 SH   DFND 13 0 7,125 0
ALPHABET INC CL A COM 02079K305   5,447,012 32,843 SH   DFND 5 0 32,843 0
ALPHABET INC CL A COM 02079K305   4,963,061 29,925 SH   DFND 1 0 29,925 0
ALPHABET INC CL A COM 02079K305   13,268 80 SH   DFND 6 0 80 0
ALPHABET INC CL A COM 02079K305   128,534 775 SH   DFND 14 0 775 0
ALPHABET INC CL C COM 02079K107   593,534 3,550 SH   DFND 1 0 3,550 0
AMAZON.COM COM 023135106   2,603,030 13,970 SH   SOLE   13,970 0 0
AMAZON.COM COM 023135106   955,873 5,130 SH   DFND 13 0 5,130 0
AMAZON.COM COM 023135106   4,276,273 22,950 SH   DFND 5 0 22,950 0
AMAZON.COM COM 023135106   3,857,217 20,701 SH   DFND 1 0 20,701 0
AMAZON.COM COM 023135106   11,180 60 SH   DFND 6 0 60 0
AMAZON.COM COM 023135106   102,481 550 SH   DFND 14 0 550 0
ANALOG DEVICES COM 032654105   2,596,318 11,280 SH   SOLE   11,280 0 0
ANALOG DEVICES COM 032654105   1,052,107 4,571 SH   DFND 13 0 4,571 0
ANALOG DEVICES COM 032654105   4,799,044 20,850 SH   DFND 5 0 20,850 0
ANALOG DEVICES COM 032654105   3,020,981 13,125 SH   DFND 1 0 13,125 0
ANALOG DEVICES COM 032654105   4,603 20 SH   DFND 6 0 20 0
ANALOG DEVICES COM 032654105   115,085 500 SH   DFND 14 0 500 0
AON PLC COM G0403H108   216,244 625 SH   SOLE   625 0 0
APPLE COM 037833100   4,140,410 17,770 SH   SOLE   17,770 0 0
APPLE COM 037833100   1,329,265 5,705 SH   DFND 13 0 5,705 0
APPLE COM 037833100   6,918,003 29,691 SH   DFND 5 0 29,691 0
APPLE COM 037833100   20,059,669 86,093 SH   DFND 1 0 86,093 0
APPLE COM 037833100   15,145 65 SH   DFND 6 0 65 0
APPLE COM 037833100   151,450 650 SH   DFND 14 0 650 0
APTARGROUP COM 038336103   2,370,812 14,800 SH   SOLE   14,800 0 0
APTARGROUP COM 038336103   770,514 4,810 SH   DFND 13 0 4,810 0
APTARGROUP COM 038336103   4,417,720 27,578 SH   DFND 5 0 27,578 0
APTARGROUP COM 038336103   2,678,697 16,722 SH   DFND 1 0 16,722 0
APTARGROUP COM 038336103   11,213 70 SH   DFND 6 0 70 0
APTARGROUP COM 038336103   104,123 650 SH   DFND 14 0 650 0
APTIV PLC COM G6095L109   75,250 1,045 SH   SOLE   1,045 0 0
APTIV PLC COM G6095L109   58,688 815 SH   DFND 13 0 815 0
APTIV PLC COM G6095L109   21,963 305 SH   DFND 5 0 305 0
APTIV PLC COM G6095L109   141,140 1,960 SH   DFND 1 0 1,960 0
APTIV PLC COM G6095L109   2,520 35 SH   DFND 6 0 35 0
AUTOMATIC DATA PROCESSING COM 053015103   5,376,864 19,430 SH   SOLE   19,430 0 0
AUTOMATIC DATA PROCESSING COM 053015103   1,077,863 3,895 SH   DFND 13 0 3,895 0
AUTOMATIC DATA PROCESSING COM 053015103   4,786,322 17,296 SH   DFND 5 0 17,296 0
AUTOMATIC DATA PROCESSING COM 053015103   4,196,610 15,165 SH   DFND 1 0 15,165 0
AUTOMATIC DATA PROCESSING COM 053015103   5,535 20 SH   DFND 6 0 20 0
AUTOMATIC DATA PROCESSING COM 053015103   110,692 400 SH   DFND 14 0 400 0
BALL CORP COM 058498106   1,104,217 16,260 SH   SOLE   16,260 0 0
BALL CORP COM 058498106   475,710 7,005 SH   DFND 13 0 7,005 0
BALL CORP COM 058498106   1,999,949 29,450 SH   DFND 5 0 29,450 0
BALL CORP COM 058498106   874,681 12,880 SH   DFND 1 0 12,880 0
BALL CORP COM 058498106   3,395 50 SH   DFND 6 0 50 0
BALL CORP COM 058498106   20,373 300 SH   DFND 14 0 300 0
BANK OF AMERICA COM 060505104   13,888 350 SH   SOLE   350 0 0
BANK OF AMERICA COM 060505104   1,192,979 30,065 SH   DFND 1 0 30,065 0
BECTON DICKINSON COM 075887109   216,990 900 SH   SOLE   900 0 0
BECTON DICKINSON COM 075887109   61,480 255 SH   DFND 13 0 255 0
BECTON DICKINSON COM 075887109   125,613 521 SH   DFND 1 0 521 0
BECTON DICKINSON COM 075887109   321,868 1,335 SH   DFND 5 0 1,335 0
BECTON DICKINSON COM 075887109   3,616 15 SH   DFND 6 0 15 0
BERKSHIRE HATHAWAY CL B COM 084670702   1,127,177 2,449 SH   SOLE   2,449 0 0
BERKSHIRE HATHAWAY CL B COM 084670702   802,233 1,743 SH   DFND 1 0 1,743 0
BOEING COM 097023105   866,628 5,700 SH   SOLE   5,700 0 0
BOEING COM 097023105   19,005 125 SH   DFND 1 0 125 0
BRISTOL-MYERS SQUIBB COM 110122108   238,004 4,600 SH   SOLE   4,600 0 0
BROADRIDGE FINANCIAL SOLUTIONS COM 11133T103   634,338 2,950 SH   SOLE   2,950 0 0
CANADIAN NATL RAILWAY COM 136375102   2,190,705 18,700 SH   SOLE   18,700 0 0
CANADIAN NATL RAILWAY COM 136375102   766,161 6,540 SH   DFND 13 0 6,540 0
CANADIAN NATL RAILWAY COM 136375102   3,238,612 27,645 SH   DFND 5 0 27,645 0
CANADIAN NATL RAILWAY COM 136375102   2,319,101 19,796 SH   DFND 1 0 19,796 0
CANADIAN NATL RAILWAY COM 136375102   8,200 70 SH   DFND 6 0 70 0
CANADIAN NATL RAILWAY COM 136375102   79,076 675 SH   DFND 14 0 675 0
CARRIER GLOBAL COM 14448C104   1,434,734 17,825 SH   SOLE   17,825 0 0
CARRIER GLOBAL COM 14448C104   569,467 7,075 SH   DFND 13 0 7,075 0
CARRIER GLOBAL COM 14448C104   2,371,235 29,460 SH   DFND 5 0 29,460 0
CARRIER GLOBAL COM 14448C104   1,354,244 16,825 SH   DFND 1 0 16,825 0
CARRIER GLOBAL COM 14448C104   4,829 60 SH   DFND 6 0 60 0
CARRIER GLOBAL COM 14448C104   24,147 300 SH   DFND 14 0 300 0
CHEVRON COM 166764100   1,080,962 7,340 SH   SOLE   7,340 0 0
CHEVRON COM 166764100   360,811 2,450 SH   DFND 13 0 2,450 0
CHEVRON COM 166764100   2,680,314 18,200 SH   DFND 5 0 18,200 0
CHEVRON COM 166764100   921,321 6,256 SH   DFND 1 0 6,256 0
CHEVRON COM 166764100   66,271 450 SH   DFND 14 0 450 0
CHUBB LIMITED COM H1467J104   173,034 600 SH   SOLE   600 0 0
CHUBB LIMITED COM H1467J104   72,097 250 SH   DFND 1 0 250 0
COCA COLA COM 191216100   497,990 6,930 SH   SOLE   6,930 0 0
COCA COLA COM 191216100   17,965 250 SH   DFND 1 0 250 0
COCA COLA COM 191216100   111,383 1,550 SH   DFND 5 0 1,550 0
COSTCO WHOLESALE COM 22160K105   213,651 241 SH   DFND 1 0 241 0
DANAHER CORP COM 235851102   2,313,682 8,322 SH   SOLE   8,322 0 0
DANAHER CORP COM 235851102   997,536 3,588 SH   DFND 13 0 3,588 0
DANAHER CORP COM 235851102   4,403,837 15,840 SH   DFND 5 0 15,840 0
DANAHER CORP COM 235851102   2,195,246 7,896 SH   DFND 1 0 7,896 0
DANAHER CORP COM 235851102   11,121 40 SH   DFND 6 0 40 0
DANAHER CORP COM 235851102   118,158 425 SH   DFND 14 0 425 0
DEERE & CO COM 244199105   310,911 745 SH   SOLE   745 0 0
DEERE & CO COM 244199105   1,560,814 3,740 SH   DFND 5 0 3,740 0
DEERE & CO COM 244199105   907,693 2,175 SH   DFND 1 0 2,175 0
DEERE & CO COM 244199105   20,866 50 SH   DFND 13 0 50 0
DOMINION RES INC COM 25746U109   471,393 8,157 SH   SOLE   8,157 0 0
EXXON MOBIL COM 30231G102   1,644,010 14,025 SH   SOLE   14,025 0 0
EXXON MOBIL COM 30231G102   317,315 2,707 SH   DFND 13 0 2,707 0
EXXON MOBIL COM 30231G102   474,741 4,050 SH   DFND 1 0 4,050 0
EXXON MOBIL COM 30231G102   68,574 585 SH   DFND 5 0 585 0
EXXON MOBIL COM 30231G102   10,550 90 SH   DFND 6 0 90 0
EXXON MOBIL COM 30231G102   43,957 375 SH   DFND 14 0 375 0
FASTENAL CO COM 311900104   230,687 3,230 SH   SOLE   3,230 0 0
FIDELITY NATL INFO SVCS COM 31620M106   242,875 2,900 SH   DFND 5 0 2,900 0
FISERV COM 337738108   2,887,874 16,075 SH   SOLE   16,075 0 0
FISERV COM 337738108   1,117,962 6,223 SH   DFND 13 0 6,223 0
FISERV COM 337738108   4,839,052 26,936 SH   DFND 5 0 26,936 0
FISERV COM 337738108   5,041,518 28,063 SH   DFND 1 0 28,063 0
FISERV COM 337738108   12,575 70 SH   DFND 6 0 70 0
FISERV COM 337738108   125,755 700 SH   DFND 14 0 700 0
GENERAL ELECTRIC COM 369604301   204,609 1,085 SH   SOLE   1,085 0 0
GENERAL ELECTRIC COM 369604301   47,145 250 SH   DFND 13 0 250 0
GENERAL ELECTRIC COM 369604301   9,429 50 SH   DFND 1 0 50 0
GENERAL MILLS COM 370334104   18,462 250 SH   DFND 13 0 250 0
GENERAL MILLS COM 370334104   184,625 2,500 SH   DFND 5 0 2,500 0
GENERAL MILLS COM 370334104   210,472 2,850 SH   DFND 1 0 2,850 0
GOLDMAN SACHS GROUP COM 38141G104   331,724 670 SH   DFND 1 0 670 0
HOME DEPOT COM 437076102   2,348,134 5,795 SH   SOLE   5,795 0 0
HOME DEPOT COM 437076102   945,332 2,333 SH   DFND 13 0 2,333 0
HOME DEPOT COM 437076102   4,338,071 10,706 SH   DFND 5 0 10,706 0
HOME DEPOT COM 437076102   3,399,223 8,389 SH   DFND 1 0 8,389 0
HOME DEPOT COM 437076102   6,078 15 SH   DFND 6 0 15 0
HOME DEPOT COM 437076102   91,170 225 SH   DFND 14 0 225 0
INTEL COM 458140100   466,619 19,890 SH   SOLE   19,890 0 0
INTEL COM 458140100   35,190 1,500 SH   DFND 1 0 1,500 0
ISHARES S&P 500 COM 464287200   461,456 800 SH   DFND 13 0 800 0
JOHNSON & JOHNSON COM 478160104   3,460,791 21,355 SH   SOLE   21,355 0 0
JOHNSON & JOHNSON COM 478160104   883,227 5,450 SH   DFND 13 0 5,450 0
JOHNSON & JOHNSON COM 478160104   4,881,409 30,121 SH   DFND 5 0 30,121 0
JOHNSON & JOHNSON COM 478160104   2,550,662 15,739 SH   DFND 1 0 15,739 0
JOHNSON & JOHNSON COM 478160104   9,724 60 SH   DFND 6 0 60 0
JOHNSON & JOHNSON COM 478160104   105,339 650 SH   DFND 14 0 650 0
JPMORGAN CHASE COM 46625H100   1,372,066 6,507 SH   SOLE   6,507 0 0
JPMORGAN CHASE COM 46625H100   822,354 3,900 SH   DFND 1 0 3,900 0
LOCKHEED MARTIN CORP COM 539830109   233,824 400 SH   SOLE   400 0 0
MASTERCARD COM 57636Q104   3,094,645 6,267 SH   SOLE   6,267 0 0
MASTERCARD COM 57636Q104   1,185,120 2,400 SH   DFND 13 0 2,400 0
MASTERCARD COM 57636Q104   5,439,701 11,016 SH   DFND 5 0 11,016 0
MASTERCARD COM 57636Q104   4,388,401 8,887 SH   DFND 1 0 8,887 0
MASTERCARD COM 57636Q104   12,345 25 SH   DFND 6 0 25 0
MASTERCARD COM 57636Q104   123,450 250 SH   DFND 14 0 250 0
MCCORMICK & CO COM 579780206   657,577 7,990 SH   SOLE   7,990 0 0
MCCORMICK & CO COM 579780206   307,802 3,740 SH   DFND 13 0 3,740 0
MCCORMICK & CO COM 579780206   1,203,637 14,625 SH   DFND 5 0 14,625 0
MCCORMICK & CO COM 579780206   541,945 6,585 SH   DFND 1 0 6,585 0
MCCORMICK & CO COM 579780206   2,057 25 SH   DFND 6 0 25 0
MCCORMICK & CO COM 579780206   20,575 250 SH   DFND 14 0 250 0
MEDTRONIC COM G5960L103   217,873 2,420 SH   SOLE   2,420 0 0
MEDTRONIC COM G5960L103   93,631 1,040 SH   DFND 13 0 1,040 0
MEDTRONIC COM G5960L103   45,015 500 SH   DFND 1 0 500 0
MEDTRONIC COM G5960L103   139,546 1,550 SH   DFND 5 0 1,550 0
MEDTRONIC COM G5960L103   36,012 400 SH   DFND 14 0 400 0
MERCK COM 58933Y105   616,063 5,425 SH   SOLE   5,425 0 0
MERCK COM 58933Y105   41,222 363 SH   DFND 5 0 363 0
MERCK COM 58933Y105   336,819 2,966 SH   DFND 1 0 2,966 0
MICROSOFT COM 594918104   3,105,475 7,217 SH   SOLE   7,217 0 0
MICROSOFT COM 594918104   1,382,124 3,212 SH   DFND 13 0 3,212 0
MICROSOFT COM 594918104   6,052,170 14,065 SH   DFND 5 0 14,065 0
MICROSOFT COM 594918104   4,429,938 10,295 SH   DFND 1 0 10,295 0
MICROSOFT COM 594918104   12,909 30 SH   DFND 6 0 30 0
MICROSOFT COM 594918104   150,605 350 SH   DFND 14 0 350 0
NESTLE SA ADR COM 641069406   1,524,855 15,140 SH   SOLE   15,140 0 0
NESTLE SA ADR COM 641069406   511,743 5,081 SH   DFND 13 0 5,081 0
NESTLE SA ADR COM 641069406   2,910,318 28,896 SH   DFND 5 0 28,896 0
NESTLE SA ADR COM 641069406   1,383,348 13,735 SH   DFND 1 0 13,735 0
NESTLE SA ADR COM 641069406   8,561 85 SH   DFND 6 0 85 0
NESTLE SA ADR COM 641069406   60,430 600 SH   DFND 14 0 600 0
NEXTERA ENERGY COM 65339F101   76,922 910 SH   SOLE   910 0 0
NEXTERA ENERGY COM 65339F101   139,474 1,650 SH   DFND 1 0 1,650 0
NOVO NORDISK A S ADR COM 670100205   314,345 2,640 SH   SOLE   2,640 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902   206,562 2,875 SH   SOLE   2,875 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902   82,625 1,150 SH   DFND 5 0 1,150 0
NVIDIA CORP COM 67066G104   2,909,095 23,955 SH   SOLE   23,955 0 0
NVIDIA CORP COM 67066G104   1,264,798 10,415 SH   DFND 13 0 10,415 0
NVIDIA CORP COM 67066G104   5,155,735 42,455 SH   DFND 5 0 42,455 0
NVIDIA CORP COM 67066G104   3,207,838 26,415 SH   DFND 1 0 26,415 0
NVIDIA CORP COM 67066G104   14,573 120 SH   DFND 6 0 120 0
NVIDIA CORP COM 67066G104   163,944 1,350 SH   DFND 14 0 1,350 0
PAYCHEX COM 704326107   291,863 2,175 SH   SOLE   2,175 0 0
PEPSICO COM 713448108   932,724 5,485 SH   SOLE   5,485 0 0
PEPSICO COM 713448108   1,183,548 6,960 SH   DFND 5 0 6,960 0
PEPSICO COM 713448108   1,647,784 9,690 SH   DFND 1 0 9,690 0
PEPSICO COM 713448108   185,865 1,093 SH   DFND 13 0 1,093 0
PEPSICO COM 713448108   66,319 390 SH   DFND 14 0 390 0
PROCTER & GAMBLE COM 742718109   2,403,496 13,877 SH   SOLE   13,877 0 0
PROCTER & GAMBLE COM 742718109   907,741 5,241 SH   DFND 13 0 5,241 0
PROCTER & GAMBLE COM 742718109   4,115,406 23,761 SH   DFND 5 0 23,761 0
PROCTER & GAMBLE COM 742718109   2,943,361 16,994 SH   DFND 1 0 16,994 0
PROCTER & GAMBLE COM 742718109   11,258 65 SH   DFND 6 0 65 0
PROCTER & GAMBLE COM 742718109   86,600 500 SH   DFND 14 0 500 0
ROCKWELL AUTOMATION COM 773903109   1,519,215 5,659 SH   SOLE   5,659 0 0
ROCKWELL AUTOMATION COM 773903109   667,123 2,485 SH   DFND 13 0 2,485 0
ROCKWELL AUTOMATION COM 773903109   3,260,447 12,145 SH   DFND 5 0 12,145 0
ROCKWELL AUTOMATION COM 773903109   2,368,086 8,821 SH   DFND 1 0 8,821 0
ROCKWELL AUTOMATION COM 773903109   9,396 35 SH   DFND 6 0 35 0
ROCKWELL AUTOMATION COM 773903109   93,961 350 SH   DFND 14 0 350 0
RTX CORPORATION COM 75513E101   2,133,628 17,610 SH   SOLE   17,610 0 0
RTX CORPORATION COM 75513E101   881,318 7,274 SH   DFND 13 0 7,274 0
RTX CORPORATION COM 75513E101   4,380,055 36,151 SH   DFND 5 0 36,151 0
RTX CORPORATION COM 75513E101   2,788,982 23,019 SH   DFND 1 0 23,019 0
RTX CORPORATION COM 75513E101   12,116 100 SH   DFND 6 0 100 0
RTX CORPORATION COM 75513E101   87,841 725 SH   DFND 14 0 725 0
SCHNEIDER ELEC SA ADR COM 80687P106   1,487,182 28,208 SH   SOLE   28,208 0 0
SCHNEIDER ELEC SA ADR COM 80687P106   597,077 11,325 SH   DFND 13 0 11,325 0
SCHNEIDER ELEC SA ADR COM 80687P106   2,708,066 51,365 SH   DFND 5 0 51,365 0
SCHNEIDER ELEC SA ADR COM 80687P106   1,643,345 31,170 SH   DFND 1 0 31,170 0
SCHNEIDER ELEC SA ADR COM 80687P106   7,908 150 SH   DFND 6 0 150 0
SCHNEIDER ELEC SA ADR COM 80687P106   47,450 900 SH   DFND 14 0 900 0
SPDR S&P 500 ETF COM 78462F103   200,816 350 SH   SOLE   350 0 0
SPDR S&P 500 ETF COM 78462F103   688,512 1,200 SH   DFND 5 0 1,200 0
STATE STREET COM 857477103   17,694 200 SH   SOLE   200 0 0
STATE STREET COM 857477103   75,199 850 SH   DFND 13 0 850 0
STATE STREET COM 857477103   168,093 1,900 SH   DFND 1 0 1,900 0
STRYKER CORP COM 863667101   597,163 1,653 SH   DFND 1 0 1,653 0
STRYKER CORP COM 863667101   45,519 126 SH   DFND 13 0 126 0
TELEFLEX COM 879369106   210,222 850 SH   SOLE   850 0 0
TJX COS COM 872540109   1,865,477 15,871 SH   SOLE   15,871 0 0
TJX COS COM 872540109   849,226 7,225 SH   DFND 13 0 7,225 0
TJX COS COM 872540109   3,945,230 33,565 SH   DFND 5 0 33,565 0
TJX COS COM 872540109   2,080,105 17,697 SH   DFND 1 0 17,697 0
TJX COS COM 872540109   10,579 90 SH   DFND 6 0 90 0
TJX COS COM 872540109   94,032 800 SH   DFND 14 0 800 0
UNION PACIFIC COM 907818108   926,765 3,760 SH   SOLE   3,760 0 0
UNION PACIFIC COM 907818108   39,437 160 SH   DFND 5 0 160 0
UNION PACIFIC COM 907818108   35,740 145 SH   DFND 13 0 145 0
UNION PACIFIC COM 907818108   12,324 50 SH   DFND 1 0 50 0
UNITED HEALTH GROUP COM 91324P102   1,843,496 3,153 SH   SOLE   3,153 0 0
UNITED HEALTH GROUP COM 91324P102   778,209 1,331 SH   DFND 13 0 1,331 0
UNITED HEALTH GROUP COM 91324P102   3,831,993 6,554 SH   DFND 5 0 6,554 0
UNITED HEALTH GROUP COM 91324P102   2,048,134 3,503 SH   DFND 1 0 3,503 0
UNITED HEALTH GROUP COM 91324P102   8,770 15 SH   DFND 6 0 15 0
UNITED HEALTH GROUP COM 91324P102   99,396 170 SH   DFND 14 0 170 0
VERIZON COMMUNICATIONS COM 92343V104   287,424 6,400 SH   SOLE   6,400 0 0
VERTEX PHARMACEUTICALS COM 92532F100   783,660 1,685 SH   SOLE   1,685 0 0
VERTEX PHARMACEUTICALS COM 92532F100   370,204 796 SH   DFND 13 0 796 0
VERTEX PHARMACEUTICALS COM 92532F100   1,438,492 3,093 SH   DFND 5 0 3,093 0
VERTEX PHARMACEUTICALS COM 92532F100   967,366 2,080 SH   DFND 1 0 2,080 0
VERTEX PHARMACEUTICALS COM 92532F100   4,651 10 SH   DFND 6 0 10 0
VERTEX PHARMACEUTICALS COM 92532F100   18,603 40 SH   DFND 14 0 40 0
VISA COM 92826C839   279,349 1,016 SH   DFND 1 0 1,016 0
WAL-MART STORES COM 931142103   355,300 4,400 SH   SOLE   4,400 0 0
WAL-MART STORES COM 931142103   450,181 5,575 SH   DFND 1 0 5,575 0
WAL-MART STORES COM 931142103   251,536 3,115 SH   DFND 5 0 3,115 0
WAL-MART STORES COM 931142103   92,862 1,150 SH   DFND 14 0 1,150 0
XYLEM INC COM 98419M100   1,483,305 10,985 SH   SOLE   10,985 0 0
XYLEM INC COM 98419M100   642,743 4,760 SH   DFND 13 0 4,760 0
XYLEM INC COM 98419M100   2,973,361 22,020 SH   DFND 5 0 22,020 0
XYLEM INC COM 98419M100   1,481,684 10,973 SH   DFND 1 0 10,973 0
XYLEM INC COM 98419M100   6,751 50 SH   DFND 6 0 50 0
XYLEM INC COM 98419M100   74,266 550 SH   DFND 14 0 550 0
GABELLI UTILITES FUND CLASS A Equity Mutual Fu 36240E202   803,155 138,714 SH   DFND 1 0 138,714 0
VANGUARD 500 INDEX FD ADMIRAL Equity Mutual Fu 922908710   212,657 400 SH   SOLE   400 0 0