The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101   674,064 7,200 SH   SOLE   7,200 0 0
ABBOTT LABS COM 002824100   2,407,110 24,854 SH   SOLE   24,854 0 0
ABBOTT LABS COM 002824100   815,768 8,423 SH   DFND 13 0 8,423 0
ABBOTT LABS COM 002824100   2,886,905 29,808 SH   DFND 5 0 29,808 0
ABBOTT LABS COM 002824100   2,647,104 27,332 SH   DFND 1 0 27,332 0
ABBOTT LABS COM 002824100   154,960 1,600 SH   DFND 12 0 1,600 0
ABBOTT LABS COM 002824100   8,716 90 SH   DFND 6 0 90 0
ABBOTT LABS COM 002824100   87,165 900 SH   DFND 14 0 900 0
ABBVIE COM 00287Y109   734,120 4,925 SH   SOLE   4,925 0 0
ABBVIE COM 00287Y109   278,742 1,870 SH   DFND 13 0 1,870 0
ABBVIE COM 00287Y109   1,130,173 7,582 SH   DFND 1 0 7,582 0
ABBVIE COM 00287Y109   11,925 80 SH   DFND 5 0 80 0
ABBVIE COM 00287Y109   5,962 40 SH   DFND 6 0 40 0
ADVANCED MICRO DEVICES COM 007903107   2,578,520 25,078 SH   SOLE   25,078 0 0
ADVANCED MICRO DEVICES COM 007903107   723,133 7,033 SH   DFND 13 0 7,033 0
ADVANCED MICRO DEVICES COM 007903107   3,716,326 36,144 SH   DFND 5 0 36,144 0
ADVANCED MICRO DEVICES COM 007903107   2,189,552 21,295 SH   DFND 1 0 21,295 0
ADVANCED MICRO DEVICES COM 007903107   203,686 1,981 SH   DFND 12 0 1,981 0
ADVANCED MICRO DEVICES COM 007903107   9,254 90 SH   DFND 6 0 90 0
ADVANCED MICRO DEVICES COM 007903107   53,158 517 SH   DFND 14 0 517 0
AIR PRODUCTS & CHEM COM 009158106   311,740 1,100 SH   DFND 1 0 1,100 0
ALPHABET INC CL A COM 02079K305   3,532,828 26,997 SH   SOLE   26,997 0 0
ALPHABET INC CL A COM 02079K305   981,450 7,500 SH   DFND 13 0 7,500 0
ALPHABET INC CL A COM 02079K305   4,346,253 33,213 SH   DFND 5 0 33,213 0
ALPHABET INC CL A COM 02079K305   4,271,270 32,640 SH   DFND 1 0 32,640 0
ALPHABET INC CL A COM 02079K305   214,610 1,640 SH   DFND 12 0 1,640 0
ALPHABET INC CL A COM 02079K305   13,086 100 SH   DFND 6 0 100 0
ALPHABET INC CL A COM 02079K305   101,416 775 SH   DFND 14 0 775 0
ALPHABET INC CL C COM 02079K107   474,667 3,600 SH   DFND 1 0 3,600 0
AMAZON.COM COM 023135106   1,909,342 15,020 SH   SOLE   15,020 0 0
AMAZON.COM COM 023135106   605,727 4,765 SH   DFND 13 0 4,765 0
AMAZON.COM COM 023135106   2,623,757 20,640 SH   DFND 5 0 20,640 0
AMAZON.COM COM 023135106   2,698,758 21,230 SH   DFND 1 0 21,230 0
AMAZON.COM COM 023135106   114,408 900 SH   DFND 12 0 900 0
AMAZON.COM COM 023135106   7,627 60 SH   DFND 6 0 60 0
AMAZON.COM COM 023135106   69,916 550 SH   DFND 14 0 550 0
AMGEN INC COM 031162100   190,820 710 SH   SOLE   710 0 0
AMGEN INC COM 031162100   14,782 55 SH   DFND 13 0 55 0
ANALOG DEVICES COM 032654105   2,650,863 15,140 SH   SOLE   15,140 0 0
ANALOG DEVICES COM 032654105   876,501 5,006 SH   DFND 13 0 5,006 0
ANALOG DEVICES COM 032654105   3,817,487 21,803 SH   DFND 5 0 21,803 0
ANALOG DEVICES COM 032654105   2,762,395 15,777 SH   DFND 1 0 15,777 0
ANALOG DEVICES COM 032654105   183,844 1,050 SH   DFND 12 0 1,050 0
ANALOG DEVICES COM 032654105   96,299 550 SH   DFND 14 0 550 0
AON PLC COM G0403H108   316,114 975 SH   SOLE   975 0 0
APPLE COM 037833100   3,752,067 21,915 SH   SOLE   21,915 0 0
APPLE COM 037833100   1,012,707 5,915 SH   DFND 13 0 5,915 0
APPLE COM 037833100   4,888,217 28,551 SH   DFND 5 0 28,551 0
APPLE COM 037833100   15,258,406 89,121 SH   DFND 1 0 89,121 0
APPLE COM 037833100   214,012 1,250 SH   DFND 12 0 1,250 0
APPLE COM 037833100   11,129 65 SH   DFND 6 0 65 0
APPLE COM 037833100   111,286 650 SH   DFND 14 0 650 0
APTARGROUP COM 038336103   2,398,893 19,185 SH   SOLE   19,185 0 0
APTARGROUP COM 038336103   603,318 4,825 SH   DFND 13 0 4,825 0
APTARGROUP COM 038336103   2,972,576 23,773 SH   DFND 5 0 23,773 0
APTARGROUP COM 038336103   2,209,457 17,670 SH   DFND 1 0 17,670 0
APTARGROUP COM 038336103   168,804 1,350 SH   DFND 12 0 1,350 0
APTARGROUP COM 038336103   9,378 75 SH   DFND 6 0 75 0
APTARGROUP COM 038336103   81,276 650 SH   DFND 14 0 650 0
APTIV PLC COM G6095L109   267,179 2,710 SH   SOLE   2,710 0 0
APTIV PLC COM G6095L109   81,830 830 SH   DFND 13 0 830 0
APTIV PLC COM G6095L109   397,318 4,030 SH   DFND 5 0 4,030 0
APTIV PLC COM G6095L109   287,883 2,920 SH   DFND 1 0 2,920 0
APTIV PLC COM G6095L109   3,451 35 SH   DFND 6 0 35 0
AUTOMATIC DATA PROCESSING COM 053015103   5,682,740 23,621 SH   SOLE   23,621 0 0
AUTOMATIC DATA PROCESSING COM 053015103   962,320 4,000 SH   DFND 13 0 4,000 0
AUTOMATIC DATA PROCESSING COM 053015103   4,205,579 17,481 SH   DFND 5 0 17,481 0
AUTOMATIC DATA PROCESSING COM 053015103   3,957,541 16,450 SH   DFND 1 0 16,450 0
AUTOMATIC DATA PROCESSING COM 053015103   174,420 725 SH   DFND 12 0 725 0
AUTOMATIC DATA PROCESSING COM 053015103   2,406 10 SH   DFND 6 0 10 0
AUTOMATIC DATA PROCESSING COM 053015103   96,232 400 SH   DFND 14 0 400 0
BANK OF AMERICA COM 060505104   15,059 550 SH   SOLE   550 0 0
BANK OF AMERICA COM 060505104   823,180 30,065 SH   DFND 1 0 30,065 0
BCE INC COM 05534B760   427,504 11,200 SH   SOLE   11,200 0 0
BECTON DICKINSON COM 075887109   488,622 1,890 SH   SOLE   1,890 0 0
BECTON DICKINSON COM 075887109   98,241 380 SH   DFND 13 0 380 0
BECTON DICKINSON COM 075887109   208,634 807 SH   DFND 1 0 807 0
BECTON DICKINSON COM 075887109   738,103 2,855 SH   DFND 5 0 2,855 0
BECTON DICKINSON COM 075887109   3,878 15 SH   DFND 6 0 15 0
BERKSHIRE HATHAWAY CL B COM 084670702   968,229 2,764 SH   SOLE   2,764 0 0
BERKSHIRE HATHAWAY CL B COM 084670702   678,881 1,938 SH   DFND 1 0 1,938 0
BOEING COM 097023105   1,140,496 5,950 SH   SOLE   5,950 0 0
BOEING COM 097023105   135,134 705 SH   DFND 1 0 705 0
BRISTOL-MYERS SQUIBB COM 110122108   290,200 5,000 SH   SOLE   5,000 0 0
BRISTOL-MYERS SQUIBB COM 110122108   4,701 81 SH   DFND 1 0 81 0
BRISTOL-MYERS SQUIBB COM 110122108   23,216 400 SH   DFND 5 0 400 0
BROADRIDGE FINANCIAL SOLUTIONS COM 11133T103   546,102 3,050 SH   SOLE   3,050 0 0
CANADIAN NATL RAILWAY COM 136375102   2,719,083 25,100 SH   SOLE   25,100 0 0
CANADIAN NATL RAILWAY COM 136375102   761,560 7,030 SH   DFND 13 0 7,030 0
CANADIAN NATL RAILWAY COM 136375102   3,073,972 28,376 SH   DFND 5 0 28,376 0
CANADIAN NATL RAILWAY COM 136375102   2,464,507 22,750 SH   DFND 1 0 22,750 0
CANADIAN NATL RAILWAY COM 136375102   151,662 1,400 SH   DFND 12 0 1,400 0
CANADIAN NATL RAILWAY COM 136375102   9,750 90 SH   DFND 6 0 90 0
CANADIAN NATL RAILWAY COM 136375102   73,123 675 SH   DFND 14 0 675 0
CARRIER GLOBAL COM 14448C104   69,000 1,250 SH   SOLE   1,250 0 0
CARRIER GLOBAL COM 14448C104   165,600 3,000 SH   DFND 1 0 3,000 0
CHEVRON COM 166764100   1,119,300 6,638 SH   SOLE   6,638 0 0
CHEVRON COM 166764100   320,378 1,900 SH   DFND 13 0 1,900 0
CHEVRON COM 166764100   2,479,388 14,704 SH   DFND 5 0 14,704 0
CHEVRON COM 166764100   1,155,047 6,850 SH   DFND 1 0 6,850 0
CHEVRON COM 166764100   67,448 400 SH   DFND 12 0 400 0
CHEVRON COM 166764100   67,448 400 SH   DFND 14 0 400 0
CHUBB LIMITED COM H1467J104   131,153 630 SH   SOLE   630 0 0
CHUBB LIMITED COM H1467J104   97,012 466 SH   DFND 1 0 466 0
COCA COLA COM 191216100   449,519 8,030 SH   SOLE   8,030 0 0
COCA COLA COM 191216100   139,950 2,500 SH   DFND 1 0 2,500 0
COCA COLA COM 191216100   100,764 1,800 SH   DFND 5 0 1,800 0
CVS HEALTH COM 126650100   634,664 9,090 SH   SOLE   9,090 0 0
CVS HEALTH COM 126650100   365,508 5,235 SH   DFND 13 0 5,235 0
CVS HEALTH COM 126650100   1,102,318 15,788 SH   DFND 5 0 15,788 0
CVS HEALTH COM 126650100   496,350 7,109 SH   DFND 1 0 7,109 0
CVS HEALTH COM 126650100   6,982 100 SH   DFND 6 0 100 0
DANAHER CORP COM 235851102   2,281,776 9,197 SH   SOLE   9,197 0 0
DANAHER CORP COM 235851102   793,920 3,200 SH   DFND 13 0 3,200 0
DANAHER CORP COM 235851102   3,301,219 13,306 SH   DFND 5 0 13,306 0
DANAHER CORP COM 235851102   2,059,726 8,302 SH   DFND 1 0 8,302 0
DANAHER CORP COM 235851102   148,860 600 SH   DFND 12 0 600 0
DANAHER CORP COM 235851102   8,683 35 SH   DFND 6 0 35 0
DANAHER CORP COM 235851102   99,240 400 SH   DFND 14 0 400 0
DEERE & CO COM 244199105   583,052 1,545 SH   SOLE   1,545 0 0
DEERE & CO COM 244199105   820,801 2,175 SH   DFND 1 0 2,175 0
DEERE & CO COM 244199105   1,132,140 3,000 SH   DFND 5 0 3,000 0
DEERE & CO COM 244199105   18,869 50 SH   DFND 13 0 50 0
DISNEY COM 254687106   133,732 1,650 SH   SOLE   1,650 0 0
DISNEY COM 254687106   340,005 4,195 SH   DFND 1 0 4,195 0
DISNEY COM 254687106   16,210 200 SH   DFND 12 0 200 0
DISNEY COM 254687106   59,166 730 SH   DFND 13 0 730 0
DISNEY COM 254687106   72,945 900 SH   DFND 5 0 900 0
DOMINION RES INC COM 25746U109   421,640 9,439 SH   SOLE   9,439 0 0
EDWARDS LIFESCIENCES COM 28176E108   350,557 5,060 SH   SOLE   5,060 0 0
EDWARDS LIFESCIENCES COM 28176E108   56,117 810 SH   DFND 13 0 810 0
EDWARDS LIFESCIENCES COM 28176E108   347,786 5,020 SH   DFND 5 0 5,020 0
EDWARDS LIFESCIENCES COM 28176E108   141,331 2,040 SH   DFND 1 0 2,040 0
EDWARDS LIFESCIENCES COM 28176E108   2,078 30 SH   DFND 6 0 30 0
EXXON MOBIL COM 30231G102   1,719,607 14,625 SH   SOLE   14,625 0 0
EXXON MOBIL COM 30231G102   318,289 2,707 SH   DFND 13 0 2,707 0
EXXON MOBIL COM 30231G102   744,281 6,330 SH   DFND 1 0 6,330 0
EXXON MOBIL COM 30231G102   448,568 3,815 SH   DFND 5 0 3,815 0
EXXON MOBIL COM 30231G102   10,582 90 SH   DFND 6 0 90 0
EXXON MOBIL COM 30231G102   44,092 375 SH   DFND 14 0 375 0
FASTENAL CO COM 311900104   487,935 8,930 SH   SOLE   8,930 0 0
FISERV COM 337738108   2,364,592 20,933 SH   SOLE   20,933 0 0
FISERV COM 337738108   738,307 6,536 SH   DFND 13 0 6,536 0
FISERV COM 337738108   3,342,373 29,589 SH   DFND 5 0 29,589 0
FISERV COM 337738108   3,409,811 30,186 SH   DFND 1 0 30,186 0
FISERV COM 337738108   169,440 1,500 SH   DFND 12 0 1,500 0
FISERV COM 337738108   8,472 75 SH   DFND 6 0 75 0
FISERV COM 337738108   79,072 700 SH   DFND 14 0 700 0
GENERAL ELECTRIC COM 369604301   140,177 1,268 SH   SOLE   1,268 0 0
GENERAL ELECTRIC COM 369604301   123,927 1,121 SH   DFND 1 0 1,121 0
GENERAL ELECTRIC COM 369604301   49,747 450 SH   DFND 13 0 450 0
GENERAL MILLS COM 370334104   314,511 4,915 SH   DFND 1 0 4,915 0
GENERAL MILLS COM 370334104   19,197 300 SH   DFND 13 0 300 0
GENERAL MILLS COM 370334104   159,975 2,500 SH   DFND 5 0 2,500 0
GILEAD SCIENCES COM 375558103   272,782 3,640 SH   SOLE   3,640 0 0
GILEAD SCIENCES COM 375558103   112,410 1,500 SH   DFND 1 0 1,500 0
GOLDMAN SACHS GROUP COM 38141G104   216,792 670 SH   DFND 1 0 670 0
HOME DEPOT COM 437076102   2,106,055 6,970 SH   SOLE   6,970 0 0
HOME DEPOT COM 437076102   708,565 2,345 SH   DFND 13 0 2,345 0
HOME DEPOT COM 437076102   2,961,470 9,801 SH   DFND 5 0 9,801 0
HOME DEPOT COM 437076102   2,714,303 8,983 SH   DFND 1 0 8,983 0
HOME DEPOT COM 437076102   151,080 500 SH   DFND 12 0 500 0
HOME DEPOT COM 437076102   4,532 15 SH   DFND 6 0 15 0
HOME DEPOT COM 437076102   52,878 175 SH   DFND 14 0 175 0
HONEYWELL INTL COM 438516106   95,141 515 SH   SOLE   515 0 0
HONEYWELL INTL COM 438516106   14,779 80 SH   DFND 13 0 80 0
HONEYWELL INTL COM 438516106   5,542 30 SH   DFND 5 0 30 0
HONEYWELL INTL COM 438516106   96,988 525 SH   DFND 1 0 525 0
ILLUMINA COM 452327109   308,605 2,248 SH   SOLE   2,248 0 0
ILLUMINA COM 452327109   101,587 740 SH   DFND 13 0 740 0
ILLUMINA COM 452327109   769,866 5,608 SH   DFND 5 0 5,608 0
ILLUMINA COM 452327109   13,728 100 SH   DFND 12 0 100 0
ILLUMINA COM 452327109   224,865 1,638 SH   DFND 1 0 1,638 0
ILLUMINA COM 452327109   2,746 20 SH   DFND 6 0 20 0
ILLUMINA COM 452327109   20,592 150 SH   DFND 14 0 150 0
INTEL COM 458140100   847,512 23,840 SH   SOLE   23,840 0 0
INTEL COM 458140100   170,640 4,800 SH   DFND 1 0 4,800 0
INTEL COM 458140100   53,325 1,500 SH   DFND 5 0 1,500 0
ISHARES S&P 500 COM 464287200   386,487 900 SH   DFND 13 0 900 0
JOHNSON & JOHNSON COM 478160104   4,035,015 25,907 SH   SOLE   25,907 0 0
JOHNSON & JOHNSON COM 478160104   832,172 5,343 SH   DFND 13 0 5,343 0
JOHNSON & JOHNSON COM 478160104   4,848,186 31,128 SH   DFND 5 0 31,128 0
JOHNSON & JOHNSON COM 478160104   2,624,232 16,849 SH   DFND 1 0 16,849 0
JOHNSON & JOHNSON COM 478160104   147,962 950 SH   DFND 12 0 950 0
JOHNSON & JOHNSON COM 478160104   8,566 55 SH   DFND 6 0 55 0
JOHNSON & JOHNSON COM 478160104   96,565 620 SH   DFND 14 0 620 0
JPMORGAN CHASE COM 46625H100   1,024,856 7,067 SH   SOLE   7,067 0 0
JPMORGAN CHASE COM 46625H100   638,088 4,400 SH   DFND 1 0 4,400 0
MASTERCARD COM 57636Q104   3,264,674 8,246 SH   SOLE   8,246 0 0
MASTERCARD COM 57636Q104   979,481 2,474 SH   DFND 13 0 2,474 0
MASTERCARD COM 57636Q104   4,256,428 10,751 SH   DFND 5 0 10,751 0
MASTERCARD COM 57636Q104   3,966,622 10,019 SH   DFND 1 0 10,019 0
MASTERCARD COM 57636Q104   221,710 560 SH   DFND 12 0 560 0
MASTERCARD COM 57636Q104   9,898 25 SH   DFND 6 0 25 0
MASTERCARD COM 57636Q104   108,875 275 SH   DFND 14 0 275 0
MEDTRONIC COM G5960L103   495,627 6,325 SH   SOLE   6,325 0 0
MEDTRONIC COM G5960L103   238,606 3,045 SH   DFND 13 0 3,045 0
MEDTRONIC COM G5960L103   597,103 7,620 SH   DFND 5 0 7,620 0
MEDTRONIC COM G5960L103   518,743 6,620 SH   DFND 1 0 6,620 0
MEDTRONIC COM G5960L103   3,918 50 SH   DFND 6 0 50 0
MEDTRONIC COM G5960L103   31,344 400 SH   DFND 14 0 400 0
MERCK COM 58933Y105   594,536 5,775 SH   SOLE   5,775 0 0
MERCK COM 58933Y105   47,666 463 SH   DFND 5 0 463 0
MERCK COM 58933Y105   305,350 2,966 SH   DFND 1 0 2,966 0
MICROSOFT COM 594918104   2,895,427 9,170 SH   SOLE   9,170 0 0
MICROSOFT COM 594918104   1,056,184 3,345 SH   DFND 13 0 3,345 0
MICROSOFT COM 594918104   4,368,401 13,835 SH   DFND 5 0 13,835 0
MICROSOFT COM 594918104   3,616,285 11,453 SH   DFND 1 0 11,453 0
MICROSOFT COM 594918104   157,875 500 SH   DFND 12 0 500 0
MICROSOFT COM 594918104   7,894 25 SH   DFND 6 0 25 0
MICROSOFT COM 594918104   110,512 350 SH   DFND 14 0 350 0
NESTLE SA ADR COM 641069406   2,443,340 21,590 SH   SOLE   21,590 0 0
NESTLE SA ADR COM 641069406   705,615 6,235 SH   DFND 13 0 6,235 0
NESTLE SA ADR COM 641069406   2,882,553 25,471 SH   DFND 5 0 25,471 0
NESTLE SA ADR COM 641069406   2,174,562 19,215 SH   DFND 1 0 19,215 0
NESTLE SA ADR COM 641069406   147,121 1,300 SH   DFND 12 0 1,300 0
NESTLE SA ADR COM 641069406   9,619 85 SH   DFND 6 0 85 0
NESTLE SA ADR COM 641069406   67,902 600 SH   DFND 14 0 600 0
NIKE INC CLASS B COM 654106103   922,733 9,650 SH   SOLE   9,650 0 0
NIKE INC CLASS B COM 654106103   314,112 3,285 SH   DFND 13 0 3,285 0
NIKE INC CLASS B COM 654106103   1,408,865 14,734 SH   DFND 5 0 14,734 0
NIKE INC CLASS B COM 654106103   792,020 8,283 SH   DFND 1 0 8,283 0
NIKE INC CLASS B COM 654106103   23,905 250 SH   DFND 12 0 250 0
NIKE INC CLASS B COM 654106103   4,781 50 SH   DFND 6 0 50 0
NIKE INC CLASS B COM 654106103   28,686 300 SH   DFND 14 0 300 0
NOVARTIS AG ADR COM 66987V109   1,264,184 12,411 SH   SOLE   12,411 0 0
NOVARTIS AG ADR COM 66987V109   414,672 4,071 SH   DFND 13 0 4,071 0
NOVARTIS AG ADR COM 66987V109   454,194 4,459 SH   DFND 1 0 4,459 0
NOVARTIS AG ADR COM 66987V109   654,349 6,424 SH   DFND 5 0 6,424 0
NOVARTIS AG ADR COM 66987V109   50,930 500 SH   DFND 14 0 500 0
NOVO NORDISK A S ADR COM 670100205   289,189 3,180 SH   SOLE   3,180 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902   198,264 4,925 SH   SOLE   4,925 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902   28,180 700 SH   DFND 1 0 700 0
NOVOZYMES A S DKK 2.0 COM B798FW902   180,148 4,475 SH   DFND 5 0 4,475 0
NVIDIA CORP COM 67066G104   1,731,260 3,980 SH   SOLE   3,980 0 0
NVIDIA CORP COM 67066G104   532,863 1,225 SH   DFND 13 0 1,225 0
NVIDIA CORP COM 67066G104   1,605,113 3,690 SH   DFND 5 0 3,690 0
NVIDIA CORP COM 67066G104   1,383,268 3,180 SH   DFND 1 0 3,180 0
NVIDIA CORP COM 67066G104   8,700 20 SH   DFND 6 0 20 0
NVIDIA CORP COM 67066G104   58,724 135 SH   DFND 14 0 135 0
PAYCHEX COM 704326107   250,843 2,175 SH   SOLE   2,175 0 0
PAYPAL HOLDINGS COM 70450Y103   180,992 3,096 SH   SOLE   3,096 0 0
PAYPAL HOLDINGS COM 70450Y103   8,184 140 SH   DFND 13 0 140 0
PAYPAL HOLDINGS COM 70450Y103   275,054 4,705 SH   DFND 5 0 4,705 0
PAYPAL HOLDINGS COM 70450Y103   132,704 2,270 SH   DFND 1 0 2,270 0
PAYPAL HOLDINGS COM 70450Y103   2,046 35 SH   DFND 6 0 35 0
PEPSICO COM 713448108   1,526,654 9,010 SH   SOLE   9,010 0 0
PEPSICO COM 713448108   1,269,953 7,495 SH   DFND 5 0 7,495 0
PEPSICO COM 713448108   1,980,415 11,688 SH   DFND 1 0 11,688 0
PEPSICO COM 713448108   234,166 1,382 SH   DFND 13 0 1,382 0
PEPSICO COM 713448108   66,082 390 SH   DFND 14 0 390 0
PROCTER & GAMBLE COM 742718109   2,763,318 18,945 SH   SOLE   18,945 0 0
PROCTER & GAMBLE COM 742718109   803,105 5,506 SH   DFND 13 0 5,506 0
PROCTER & GAMBLE COM 742718109   3,275,432 22,456 SH   DFND 5 0 22,456 0
PROCTER & GAMBLE COM 742718109   2,556,196 17,525 SH   DFND 1 0 17,525 0
PROCTER & GAMBLE COM 742718109   145,860 1,000 SH   DFND 12 0 1,000 0
PROCTER & GAMBLE COM 742718109   9,481 65 SH   DFND 6 0 65 0
PROCTER & GAMBLE COM 742718109   80,223 550 SH   DFND 14 0 550 0
ROCKWELL AUTOMATION COM 773903109   1,900,750 6,649 SH   SOLE   6,649 0 0
ROCKWELL AUTOMATION COM 773903109   714,675 2,500 SH   DFND 13 0 2,500 0
ROCKWELL AUTOMATION COM 773903109   3,189,452 11,157 SH   DFND 5 0 11,157 0
ROCKWELL AUTOMATION COM 773903109   2,660,020 9,305 SH   DFND 1 0 9,305 0
ROCKWELL AUTOMATION COM 773903109   157,228 550 SH   DFND 12 0 550 0
ROCKWELL AUTOMATION COM 773903109   10,005 35 SH   DFND 6 0 35 0
ROCKWELL AUTOMATION COM 773903109   100,054 350 SH   DFND 14 0 350 0
RTX CORPORATION COM 75513E101   1,667,185 23,165 SH   SOLE   23,165 0 0
RTX CORPORATION COM 75513E101   521,495 7,246 SH   DFND 13 0 7,246 0
RTX CORPORATION COM 75513E101   2,252,949 31,304 SH   DFND 5 0 31,304 0
RTX CORPORATION COM 75513E101   1,883,023 26,164 SH   DFND 1 0 26,164 0
RTX CORPORATION COM 75513E101   111,553 1,550 SH   DFND 12 0 1,550 0
RTX CORPORATION COM 75513E101   7,197 100 SH   DFND 6 0 100 0
RTX CORPORATION COM 75513E101   52,178 725 SH   DFND 14 0 725 0
SCHNEIDER ELEC SA ADR COM 80687P106   299,384 9,075 SH   SOLE   9,075 0 0
SCHNEIDER ELEC SA ADR COM 80687P106   120,908 3,665 SH   DFND 13 0 3,665 0
SCHNEIDER ELEC SA ADR COM 80687P106   485,778 14,725 SH   DFND 5 0 14,725 0
SCHNEIDER ELEC SA ADR COM 80687P106   339,797 10,300 SH   DFND 1 0 10,300 0
SCHNEIDER ELEC SA ADR COM 80687P106   13,196 400 SH   DFND 14 0 400 0
SPDR S&P 500 ETF COM 78462F103   235,114 550 SH   DFND 12 0 550 0
SPDR S&P 500 ETF COM 78462F103   8,550 20 SH   DFND 1 0 20 0
SPDR S&P 500 ETF COM 78462F103   512,976 1,200 SH   DFND 5 0 1,200 0
STATE STREET COM 857477103   33,480 500 SH   SOLE   500 0 0
STATE STREET COM 857477103   61,938 925 SH   DFND 13 0 925 0
STATE STREET COM 857477103   160,704 2,400 SH   DFND 1 0 2,400 0
STRYKER CORP COM 863667101   462,100 1,691 SH   DFND 1 0 1,691 0
STRYKER CORP COM 863667101   47,002 172 SH   DFND 13 0 172 0
TJX COS COM 872540109   1,756,091 19,758 SH   SOLE   19,758 0 0
TJX COS COM 872540109   643,936 7,245 SH   DFND 13 0 7,245 0
TJX COS COM 872540109   2,688,531 30,249 SH   DFND 5 0 30,249 0
TJX COS COM 872540109   1,718,584 19,336 SH   DFND 1 0 19,336 0
TJX COS COM 872540109   133,320 1,500 SH   DFND 12 0 1,500 0
TJX COS COM 872540109   7,999 90 SH   DFND 6 0 90 0
TJX COS COM 872540109   71,104 800 SH   DFND 14 0 800 0
UNION PACIFIC COM 907818108   928,553 4,560 SH   SOLE   4,560 0 0
UNION PACIFIC COM 907818108   32,581 160 SH   DFND 5 0 160 0
UNION PACIFIC COM 907818108   32,581 160 SH   DFND 13 0 160 0
UNION PACIFIC COM 907818108   37,672 185 SH   DFND 1 0 185 0
UNITED HEALTH GROUP COM 91324P102   1,584,669 3,143 SH   SOLE   3,143 0 0
UNITED HEALTH GROUP COM 91324P102   610,574 1,211 SH   DFND 13 0 1,211 0
UNITED HEALTH GROUP COM 91324P102   2,839,094 5,631 SH   DFND 5 0 5,631 0
UNITED HEALTH GROUP COM 91324P102   1,707,187 3,386 SH   DFND 1 0 3,386 0
UNITED HEALTH GROUP COM 91324P102   121,006 240 SH   DFND 12 0 240 0
UNITED HEALTH GROUP COM 91324P102   5,042 10 SH   DFND 6 0 10 0
UNITED HEALTH GROUP COM 91324P102   75,628 150 SH   DFND 14 0 150 0
VERIZON COMMUNICATIONS COM 92343V104   217,147 6,700 SH   SOLE   6,700 0 0
VERIZON COMMUNICATIONS COM 92343V104   6,676 206 SH   DFND 1 0 206 0
VISA COM 92826C839   252,321 1,097 SH   DFND 1 0 1,097 0
WAL-MART STORES COM 931142103   239,895 1,500 SH   SOLE   1,500 0 0
WAL-MART STORES COM 931142103   327,856 2,050 SH   DFND 1 0 2,050 0
WAL-MART STORES COM 931142103   943,587 5,900 SH   DFND 5 0 5,900 0
WAL-MART STORES COM 931142103   63,972 400 SH   DFND 14 0 400 0
XYLEM INC COM 98419M100   1,042,293 11,450 SH   SOLE   11,450 0 0
XYLEM INC COM 98419M100   411,456 4,520 SH   DFND 13 0 4,520 0
XYLEM INC COM 98419M100   1,919,003 21,081 SH   DFND 5 0 21,081 0
XYLEM INC COM 98419M100   1,020,901 11,215 SH   DFND 1 0 11,215 0
XYLEM INC COM 98419M100   136,545 1,500 SH   DFND 12 0 1,500 0
XYLEM INC COM 98419M100   4,551 50 SH   DFND 6 0 50 0
XYLEM INC COM 98419M100   50,066 550 SH   DFND 14 0 550 0
GABELLI UTILITES FUND CLASS A Equity Mutual Fu 36240E202   742,121 138,714 SH   DFND 1 0 138,714 0