The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 1,387 6,985 SH   SOLE   6,985 0 0
3M COM 88579Y101 1,713 8,624 SH   DFND 7 0 8,624 0
3M COM 88579Y101 159 800 SH   DFND 6 0 800 0
3M COM 88579Y101 506 2,545 SH   DFND 5 0 2,545 0
3M COM 88579Y101 55 275 SH   DFND 07,13 0 275 0
ABBOTT LABS COM 002824100 978 8,437 SH   SOLE   8,437 0 0
ABBOTT LABS COM 002824100 314 2,712 SH   DFND 6 0 2,712 0
ABBOTT LABS COM 002824100 5,603 48,335 SH   DFND 7 0 48,335 0
ABBOTT LABS COM 002824100 3,478 29,999 SH   DFND 5 0 29,999 0
ABBOTT LABS COM 002824100 64 550 SH   DFND 12 0 550 0
ABBOTT LABS COM 002824100 49 425 SH   DFND 07,13 0 425 0
ABBOTT LABS COM 002824100 177 1,525 SH   DFND 13 0 1,525 0
ABBVIE COM 00287Y109 285 2,532 SH   SOLE   2,532 0 0
ABBVIE COM 00287Y109 309 2,745 SH   DFND 7 0 2,745 0
ABBVIE COM 00287Y109 37 330 SH   DFND 6 0 330 0
ABBVIE COM 00287Y109 1,168 10,370 SH   DFND 5 0 10,370 0
ALPHABET INC CL A COM 02079K305 1,157 474 SH   SOLE   474 0 0
ALPHABET INC CL A COM 02079K305 459 188 SH   DFND 6 0 188 0
ALPHABET INC CL A COM 02079K305 10,197 4,176 SH   DFND 7 0 4,176 0
ALPHABET INC CL A COM 02079K305 4,146 1,698 SH   DFND 5 0 1,698 0
ALPHABET INC CL A COM 02079K305 90 37 SH   DFND 12 0 37 0
ALPHABET INC CL A COM 02079K305 149 61 SH   DFND 07,13 0 61 0
ALPHABET INC CL A COM 02079K305 222 91 SH   DFND 13 0 91 0
AMAZON.COM COM 023135106 750 218 SH   SOLE   218 0 0
AMAZON.COM COM 023135106 2,346 682 SH   DFND 7 0 682 0
AMAZON.COM COM 023135106 182 53 SH   DFND 6 0 53 0
AMAZON.COM COM 023135106 2,529 735 SH   DFND 5 0 735 0
AMAZON.COM COM 023135106 69 20 SH   DFND 12 0 20 0
AMAZON.COM COM 023135106 93 27 SH   DFND 07,13 0 27 0
AMAZON.COM COM 023135106 155 45 SH   DFND 13 0 45 0
ANALOG DEVICES COM 032654105 963 5,595 SH   SOLE   5,595 0 0
ANALOG DEVICES COM 032654105 340 1,973 SH   DFND 6 0 1,973 0
ANALOG DEVICES COM 032654105 7,967 46,274 SH   DFND 7 0 46,274 0
ANALOG DEVICES COM 032654105 2,988 17,356 SH   DFND 5 0 17,356 0
ANALOG DEVICES COM 032654105 73 425 SH   DFND 12 0 425 0
ANALOG DEVICES COM 032654105 121 700 SH   DFND 07,13 0 700 0
ANALOG DEVICES COM 032654105 198 1,150 SH   DFND 13 0 1,150 0
ANNOVIS BIO ORD COM 03615A108 342 4,000 SH   DFND 7 0 4,000 0
APPLE INC COM 037833100 1,372 10,017 SH   SOLE   10,017 0 0
APPLE INC COM 037833100 611 4,462 SH   DFND 6 0 4,462 0
APPLE INC COM 037833100 12,527 91,462 SH   DFND 7 0 91,462 0
APPLE INC COM 037833100 4,509 32,921 SH   DFND 5 0 32,921 0
APPLE INC COM 037833100 96 700 SH   DFND 12 0 700 0
APPLE INC COM 037833100 185 1,350 SH   DFND 07,13 0 1,350 0
APPLE INC COM 037833100 226 1,650 SH   DFND 13 0 1,650 0
APTARGROUP COM 038336103 1,003 7,125 SH   SOLE   7,125 0 0
APTARGROUP COM 038336103 268 1,905 SH   DFND 6 0 1,905 0
APTARGROUP COM 038336103 3,100 22,013 SH   DFND 5 0 22,013 0
APTARGROUP COM 038336103 5,428 38,540 SH   DFND 7 0 38,540 0
APTARGROUP COM 038336103 42 300 SH   DFND 12 0 300 0
APTARGROUP COM 038336103 127 900 SH   DFND 07,13 0 900 0
APTARGROUP COM 038336103 130 925 SH   DFND 13 0 925 0
AUTOMATIC DATA PROCESSING COM 053015103 1,038 5,225 SH   SOLE   5,225 0 0
AUTOMATIC DATA PROCESSING COM 053015103 381 1,917 SH   DFND 6 0 1,917 0
AUTOMATIC DATA PROCESSING COM 053015103 5,528 27,831 SH   DFND 7 0 27,831 0
AUTOMATIC DATA PROCESSING COM 053015103 3,281 16,519 SH   DFND 5 0 16,519 0
AUTOMATIC DATA PROCESSING COM 053015103 65 325 SH   DFND 12 0 325 0
AUTOMATIC DATA PROCESSING COM 053015103 119 600 SH   DFND 07,13 0 600 0
AUTOMATIC DATA PROCESSING COM 053015103 170 855 SH   DFND 13 0 855 0
BAXTER INTERNTL COM 071813109 298 3,700 SH   DFND 7 0 3,700 0
BECTON DICKINSON COM 075887109 497 2,044 SH   SOLE   2,044 0 0
BECTON DICKINSON COM 075887109 58 237 SH   DFND 6 0 237 0
BECTON DICKINSON COM 075887109 2,607 10,719 SH   DFND 7 0 10,719 0
BECTON DICKINSON COM 075887109 1,186 4,876 SH   DFND 5 0 4,876 0
BECTON DICKINSON COM 075887109 43 175 SH   DFND 12 0 175 0
BECTON DICKINSON COM 075887109 61 250 SH   DFND 07,13 0 250 0
BECTON DICKINSON COM 075887109 109 450 SH   DFND 13 0 450 0
BRISTOL-MYERS SQUIBB COM 110122108 782 11,700 SH   DFND 5 0 11,700 0
CANADIAN NATL RAILWAY COM 136375102 1,166 11,046 SH   SOLE   11,046 0 0
CANADIAN NATL RAILWAY COM 136375102 341 3,230 SH   DFND 6 0 3,230 0
CANADIAN NATL RAILWAY COM 136375102 5,964 56,516 SH   DFND 7 0 56,516 0
CANADIAN NATL RAILWAY COM 136375102 3,031 28,723 SH   DFND 5 0 28,723 0
CANADIAN NATL RAILWAY COM 136375102 58 550 SH   DFND 12 0 550 0
CANADIAN NATL RAILWAY COM 136375102 124 1,175 SH   DFND 07,13 0 1,175 0
CANADIAN NATL RAILWAY COM 136375102 142 1,350 SH   DFND 13 0 1,350 0
CHEVRON COM 166764100 316 3,017 SH   SOLE   3,017 0 0
CHEVRON COM 166764100 91 868 SH   DFND 6 0 868 0
CHEVRON COM 166764100 1,752 16,729 SH   DFND 5 0 16,729 0
CHEVRON COM 166764100 478 4,568 SH   DFND 7 0 4,568 0
CHEVRON COM 166764100 37 350 SH   DFND 12 0 350 0
CHEVRON COM 166764100 73 700 SH   DFND 07,13 0 700 0
CHEVRON COM 166764100 101 960 SH   DFND 13 0 960 0
CHUBB LIMITED COM H1467J104 8 50 SH   SOLE   50 0 0
CHUBB LIMITED COM H1467J104 2,816 17,715 SH   DFND 7 0 17,715 0
CHUBB LIMITED COM H1467J104 79 500 SH   DFND 5 0 500 0
CHURCH & DWIGHT COM 171340102 5 60 SH   DFND 6 0 60 0
CHURCH & DWIGHT COM 171340102 549 6,445 SH   DFND 7 0 6,445 0
CHURCH & DWIGHT COM 171340102 102 1,198 SH   DFND 5 0 1,198 0
CIGNA CORP NEW COM 125523100 201 848 SH   SOLE   848 0 0
CIGNA CORP NEW COM 125523100 284 1,200 SH   DFND 7 0 1,200 0
CISCO SYS INC COM 17275R102 216 4,075 SH   SOLE   4,075 0 0
CISCO SYS INC COM 17275R102 1,607 30,325 SH   DFND 7 0 30,325 0
CISCO SYS INC COM 17275R102 222 4,195 SH   DFND 5 0 4,195 0
CISCO SYS INC COM 17275R102 40 750 SH   DFND 6 0 750 0
CISCO SYS INC COM 17275R102 64 1,200 SH   DFND 13 0 1,200 0
COCA COLA COM 191216100 88 1,630 SH   SOLE   1,630 0 0
COCA COLA COM 191216100 184 3,400 SH   DFND 6 0 3,400 0
COCA COLA COM 191216100 241 4,450 SH   DFND 7 0 4,450 0
COCA COLA COM 191216100 108 2,000 SH   DFND 5 0 2,000 0
CONOCOPHILLIPS COM 20825C104 65 1,069 SH   SOLE   1,069 0 0
CONOCOPHILLIPS COM 20825C104 184 3,015 SH   DFND 5 0 3,015 0
CSX COM 126408103 327 10,200 SH   DFND 6 0 10,200 0
CVS HEALTH COM 126650100 406 4,864 SH   SOLE   4,864 0 0
CVS HEALTH COM 126650100 1,627 19,502 SH   DFND 5 0 19,502 0
CVS HEALTH COM 126650100 2,763 33,115 SH   DFND 7 0 33,115 0
CVS HEALTH COM 126650100 89 1,062 SH   DFND 6 0 1,062 0
CVS HEALTH COM 126650100 33 400 SH   DFND 12 0 400 0
CVS HEALTH COM 126650100 50 600 SH   DFND 07,13 0 600 0
CVS HEALTH COM 126650100 79 950 SH   DFND 13 0 950 0
CYCLERION THERAPEUTICS INC COM 23255M105 4 1,000 SH   SOLE   1,000 0 0
CYCLERION THERAPEUTICS INC COM 23255M105 122 31,175 SH   DFND 7 0 31,175 0
DANAHER CORP COM 235851102 1,142 4,255 SH   SOLE   4,255 0 0
DANAHER CORP COM 235851102 261 974 SH   DFND 6 0 974 0
DANAHER CORP COM 235851102 11,431 42,594 SH   DFND 7 0 42,594 0
DANAHER CORP COM 235851102 3,335 12,428 SH   DFND 5 0 12,428 0
DANAHER CORP COM 235851102 81 300 SH   DFND 12 0 300 0
DANAHER CORP COM 235851102 141 525 SH   DFND 07,13 0 525 0
DANAHER CORP COM 235851102 203 755 SH   DFND 13 0 755 0
DEERE & CO COM 244199105 123 350 SH   SOLE   350 0 0
DEERE & CO COM 244199105 166 470 SH   DFND 7 0 470 0
DEERE & CO COM 244199105 35 100 SH   DFND 07,13 0 100 0
DENALI THERAPEUTICS INC COM 24823R105 314 4,000 SH   DFND 7 0 4,000 0
DISNEY COM 254687106 640 3,639 SH   SOLE   3,639 0 0
DISNEY COM 254687106 152 867 SH   DFND 6 0 867 0
DISNEY COM 254687106 4,228 24,057 SH   DFND 7 0 24,057 0
DISNEY COM 254687106 1,831 10,416 SH   DFND 5 0 10,416 0
DISNEY COM 254687106 62 350 SH   DFND 12 0 350 0
DISNEY COM 254687106 97 550 SH   DFND 07,13 0 550 0
DISNEY COM 254687106 145 825 SH   DFND 13 0 825 0
DOW CHEMICAL COMPANY COM 260557103 58 912 SH   SOLE   912 0 0
DOW CHEMICAL COMPANY COM 260557103 123 1,950 SH   DFND 7 0 1,950 0
DOW CHEMICAL COMPANY COM 260557103 61 960 SH   DFND 5 0 960 0
ELI LILLY & CO COM 532457108 4 16 SH   SOLE   16 0 0
ELI LILLY & CO COM 532457108 275 1,200 SH   DFND 7 0 1,200 0
ELI LILLY & CO COM 532457108 4 16 SH   DFND 6 0 16 0
ELI LILLY & CO COM 532457108 29 125 SH   DFND 07,13 0 125 0
EXXON MOBIL COM 30231G102 316 5,005 SH   SOLE   5,005 0 0
EXXON MOBIL COM 30231G102 781 12,389 SH   DFND 7 0 12,389 0
EXXON MOBIL COM 30231G102 243 3,850 SH   DFND 6 0 3,850 0
EXXON MOBIL COM 30231G102 1,382 21,907 SH   DFND 5 0 21,907 0
EXXON MOBIL COM 30231G102 24 375 SH   DFND 07,13 0 375 0
FISERV COM 337738108 768 7,185 SH   SOLE   7,185 0 0
FISERV COM 337738108 5,468 51,154 SH   DFND 7 0 51,154 0
FISERV COM 337738108 125 1,168 SH   DFND 6 0 1,168 0
FISERV COM 337738108 1,430 13,382 SH   DFND 5 0 13,382 0
FISERV COM 337738108 43 400 SH   DFND 12 0 400 0
FISERV COM 337738108 96 900 SH   DFND 07,13 0 900 0
FISERV COM 337738108 420 3,925 SH   DFND 13 0 3,925 0
GENERAL ELECTRIC COM 369604103 40 3,000 SH   SOLE   3,000 0 0
GENERAL ELECTRIC COM 369604103 172 12,775 SH   DFND 7 0 12,775 0
GENERAL ELECTRIC COM 369604103 121 9,000 SH   DFND 5 0 9,000 0
GENERAL ELECTRIC COM 369604103 35 2,600 SH   DFND 07,13 0 2,600 0
GENERAL MILLS COM 370334104 61 1,000 SH   SOLE   1,000 0 0
GENERAL MILLS COM 370334104 183 3,000 SH   DFND 6 0 3,000 0
GRAYSCALE BITCOIN TR BTC COM 389637109 209 7,000 SH   DFND 5 0 7,000 0
HOME DEPOT COM 437076102 730 2,290 SH   SOLE   2,290 0 0
HOME DEPOT COM 437076102 5,270 16,525 SH   DFND 7 0 16,525 0
HOME DEPOT COM 437076102 215 675 SH   DFND 6 0 675 0
HOME DEPOT COM 437076102 2,754 8,635 SH   DFND 5 0 8,635 0
HOME DEPOT COM 437076102 48 150 SH   DFND 12 0 150 0
HOME DEPOT COM 437076102 144 450 SH   DFND 07,13 0 450 0
HOME DEPOT COM 437076102 64 200 SH   DFND 13 0 200 0
HONEYWELL INTL COM 438516106 825 3,760 SH   SOLE   3,760 0 0
HONEYWELL INTL COM 438516106 7 34 SH   DFND 6 0 34 0
HONEYWELL INTL COM 438516106 2,341 10,673 SH   DFND 5 0 10,673 0
HONEYWELL INTL COM 438516106 2,113 9,632 SH   DFND 7 0 9,632 0
HONEYWELL INTL COM 438516106 33 150 SH   DFND 12 0 150 0
ILLUMINA COM 452327109 347 733 SH   SOLE   733 0 0
ILLUMINA COM 452327109 1,516 3,204 SH   DFND 5 0 3,204 0
ILLUMINA COM 452327109 4,493 9,495 SH   DFND 7 0 9,495 0
ILLUMINA COM 452327109 31 65 SH   DFND 6 0 65 0
ILLUMINA COM 452327109 59 125 SH   DFND 12 0 125 0
ILLUMINA COM 452327109 47 100 SH   DFND 07,13 0 100 0
ILLUMINA COM 452327109 95 200 SH   DFND 13 0 200 0
INGERSOLL RAND INC COM 45687V106 214 4,385 SH   DFND 5 0 4,385 0
INT'L FLAVORS & FRAGRANCES COM 459506101 51 342 SH   SOLE   342 0 0
INT'L FLAVORS & FRAGRANCES COM 459506101 110 735 SH   DFND 7 0 735 0
INT'L FLAVORS & FRAGRANCES COM 459506101 54 361 SH   DFND 5 0 361 0
INTEL CORP COM 458140100 258 4,600 SH   SOLE   4,600 0 0
INTEL CORP COM 458140100 190 3,380 SH   DFND 6 0 3,380 0
INTEL CORP COM 458140100 2,068 36,835 SH   DFND 7 0 36,835 0
INTEL CORP COM 458140100 1,378 24,550 SH   DFND 5 0 24,550 0
INTEL CORP COM 458140100 51 900 SH   DFND 07,13 0 900 0
INTL BUSINESS MACH COM 459200101 231 1,575 SH   DFND 5 0 1,575 0
INTL BUSINESS MACH COM 459200101 14 97 SH   DFND 6 0 97 0
INTL BUSINESS MACH COM 459200101 18 125 SH   DFND 07,13 0 125 0
IRONWOOD PHARMACEUTICALS COM 46333X108 32 2,500 SH   SOLE   2,500 0 0
IRONWOOD PHARMACEUTICALS COM 46333X108 1,819 141,350 SH   DFND 7 0 141,350 0
JOHNSON & JOHNSON COM 478160104 1,110 6,735 SH   SOLE   6,735 0 0
JOHNSON & JOHNSON COM 478160104 341 2,070 SH   DFND 6 0 2,070 0
JOHNSON & JOHNSON COM 478160104 5,889 35,749 SH   DFND 7 0 35,749 0
JOHNSON & JOHNSON COM 478160104 3,260 19,787 SH   DFND 5 0 19,787 0
JOHNSON & JOHNSON COM 478160104 49 300 SH   DFND 12 0 300 0
JOHNSON & JOHNSON COM 478160104 128 775 SH   DFND 07,13 0 775 0
JOHNSON & JOHNSON COM 478160104 82 500 SH   DFND 13 0 500 0
KONINKLIJKE DSM NV COM 780249108 301 6,425 SH   SOLE   6,425 0 0
KONINKLIJKE DSM NV COM 780249108 39 834 SH   DFND 6 0 834 0
KONINKLIJKE DSM NV COM 780249108 1,097 23,440 SH   DFND 7 0 23,440 0
KONINKLIJKE DSM NV COM 780249108 1,130 24,150 SH   DFND 5 0 24,150 0
KONINKLIJKE DSM NV COM 780249108 37 800 SH   DFND 12 0 800 0
KONINKLIJKE DSM NV COM 780249108 47 1,000 SH   DFND 07,13 0 1,000 0
KONINKLIJKE DSM NV COM 780249108 47 1,000 SH   DFND 13 0 1,000 0
MASTERCARD COM 57636Q104 957 2,621 SH   SOLE   2,621 0 0
MASTERCARD COM 57636Q104 343 940 SH   DFND 6 0 940 0
MASTERCARD COM 57636Q104 9,426 25,818 SH   DFND 7 0 25,818 0
MASTERCARD COM 57636Q104 3,417 9,360 SH   DFND 5 0 9,360 0
MASTERCARD COM 57636Q104 55 150 SH   DFND 12 0 150 0
MASTERCARD COM 57636Q104 139 380 SH   DFND 07,13 0 380 0
MASTERCARD COM 57636Q104 188 515 SH   DFND 13 0 515 0
MCDONALDS CORP COM 580135101 58 250 SH   SOLE   250 0 0
MCDONALDS CORP COM 580135101 139 600 SH   DFND 7 0 600 0
MCDONALDS CORP COM 580135101 58 250 SH   DFND 6 0 250 0
MERCK COM 58933Y105 52 675 SH   SOLE   675 0 0
MERCK COM 58933Y105 316 4,060 SH   DFND 7 0 4,060 0
MERCK COM 58933Y105 351 4,515 SH   DFND 5 0 4,515 0
MERCK COM 58933Y105 8 100 SH   DFND 07,13 0 100 0
MICROSOFT CORP COM 594918104 621 2,293 SH   SOLE   2,293 0 0
MICROSOFT CORP COM 594918104 260 960 SH   DFND 6 0 960 0
MICROSOFT CORP COM 594918104 3,959 14,616 SH   DFND 5 0 14,616 0
MICROSOFT CORP COM 594918104 8,450 31,192 SH   DFND 7 0 31,192 0
MICROSOFT CORP COM 594918104 88 325 SH   DFND 12 0 325 0
MICROSOFT CORP COM 594918104 98 360 SH   DFND 07,13 0 360 0
MICROSOFT CORP COM 594918104 41 150 SH   DFND 13 0 150 0
NESTLE SA ADR COM 641069406 929 7,447 SH   SOLE   7,447 0 0
NESTLE SA ADR COM 641069406 6,526 52,313 SH   DFND 7 0 52,313 0
NESTLE SA ADR COM 641069406 373 2,992 SH   DFND 6 0 2,992 0
NESTLE SA ADR COM 641069406 3,155 25,292 SH   DFND 5 0 25,292 0
NESTLE SA ADR COM 641069406 75 600 SH   DFND 12 0 600 0
NESTLE SA ADR COM 641069406 140 1,125 SH   DFND 07,13 0 1,125 0
NESTLE SA ADR COM 641069406 156 1,250 SH   DFND 13 0 1,250 0
NEXTERA ENERGY COM 65339F101 73 1,000 SH   SOLE   1,000 0 0
NEXTERA ENERGY COM 65339F101 147 2,000 SH   DFND 6 0 2,000 0
NEXTERA ENERGY COM 65339F101 59 800 SH   DFND 07,13 0 800 0
NIKE INC CLASS B COM 654106103 332 2,150 SH   SOLE   2,150 0 0
NIKE INC CLASS B COM 654106103 119 771 SH   DFND 6 0 771 0
NIKE INC CLASS B COM 654106103 2,603 16,852 SH   DFND 7 0 16,852 0
NIKE INC CLASS B COM 654106103 495 3,203 SH   DFND 5 0 3,203 0
NIKE INC CLASS B COM 654106103 23 150 SH   DFND 12 0 150 0
NIKE INC CLASS B COM 654106103 62 400 SH   DFND 07,13 0 400 0
NIKE INC CLASS B COM 654106103 77 500 SH   DFND 13 0 500 0
NOVARTIS AG ADR COM 66987V109 673 7,375 SH   SOLE   7,375 0 0
NOVARTIS AG ADR COM 66987V109 319 3,499 SH   DFND 6 0 3,499 0
NOVARTIS AG ADR COM 66987V109 3,872 42,438 SH   DFND 7 0 42,438 0
NOVARTIS AG ADR COM 66987V109 2,235 24,492 SH   DFND 5 0 24,492 0
NOVARTIS AG ADR COM 66987V109 36 400 SH   DFND 12 0 400 0
NOVARTIS AG ADR COM 66987V109 100 1,100 SH   DFND 07,13 0 1,100 0
NOVARTIS AG ADR COM 66987V109 109 1,200 SH   DFND 13 0 1,200 0
NOVO NORDISK A S ADR COM 670100205 201 2,400 SH   SOLE   2,400 0 0
NOVO NORDISK A S ADR COM 670100205 157 1,875 SH   DFND 7 0 1,875 0
NOVOZYMES A S DKK 2.0 COM B798FW902 268 3,570 SH   SOLE   3,570 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 1,235 16,422 SH   DFND 5 0 16,422 0
NOVOZYMES A S DKK 2.0 COM B798FW902 4,758 63,272 SH   DFND 7 0 63,272 0
NVIDIA CORP COM 67066G104 434 542 SH   SOLE   542 0 0
NVIDIA CORP COM 67066G104 1,551 1,938 SH   DFND 7 0 1,938 0
NVIDIA CORP COM 67066G104 3,855 4,818 SH   DFND 5 0 4,818 0
NVIDIA CORP COM 67066G104 100 125 SH   DFND 12 0 125 0
NVIDIA CORP COM 67066G104 8 10 SH   DFND 6 0 10 0
NVIDIA CORP COM 67066G104 128 160 SH   DFND 07,13 0 160 0
PAYPAL HOLDINGS COM 70450Y103 860 2,950 SH   SOLE   2,950 0 0
PAYPAL HOLDINGS COM 70450Y103 181 621 SH   DFND 6 0 621 0
PAYPAL HOLDINGS COM 70450Y103 8,473 29,068 SH   DFND 7 0 29,068 0
PAYPAL HOLDINGS COM 70450Y103 3,126 10,724 SH   DFND 5 0 10,724 0
PAYPAL HOLDINGS COM 70450Y103 64 220 SH   DFND 12 0 220 0
PAYPAL HOLDINGS COM 70450Y103 117 400 SH   DFND 07,13 0 400 0
PAYPAL HOLDINGS COM 70450Y103 175 600 SH   DFND 13 0 600 0
PEMBINA PIPELINE CO COM 706327103 97 3,050 SH   SOLE   3,050 0 0
PEMBINA PIPELINE CO COM 706327103 613 19,300 SH   DFND 5 0 19,300 0
PEMBINA PIPELINE CO COM 706327103 2 78 SH   DFND 7 0 78 0
PEPSICO COM 713448108 595 4,015 SH   SOLE   4,015 0 0
PEPSICO COM 713448108 2,170 14,648 SH   DFND 7 0 14,648 0
PEPSICO COM 713448108 551 3,720 SH   DFND 5 0 3,720 0
PEPSICO COM 713448108 33 225 SH   DFND 6 0 225 0
PEPSICO COM 713448108 78 525 SH   DFND 07,13 0 525 0
PEPSICO COM 713448108 44 300 SH   DFND 13 0 300 0
PFIZER COM 717081103 65 1,654 SH   SOLE   1,654 0 0
PFIZER COM 717081103 188 4,800 SH   DFND 6 0 4,800 0
PFIZER COM 717081103 27 700 SH   DFND 07,13 0 700 0
PROCTER & GAMBLE COM 742718109 1,032 7,647 SH   SOLE   7,647 0 0
PROCTER & GAMBLE COM 742718109 417 3,093 SH   DFND 6 0 3,093 0
PROCTER & GAMBLE COM 742718109 5,968 44,229 SH   DFND 7 0 44,229 0
PROCTER & GAMBLE COM 742718109 3,226 23,911 SH   DFND 5 0 23,911 0
PROCTER & GAMBLE COM 742718109 67 500 SH   DFND 12 0 500 0
PROCTER & GAMBLE COM 742718109 129 955 SH   DFND 07,13 0 955 0
PROCTER & GAMBLE COM 742718109 162 1,200 SH   DFND 13 0 1,200 0
RAYTHEON TECHNOLOGIES COM 75513E101 722 8,460 SH   SOLE   8,460 0 0
RAYTHEON TECHNOLOGIES COM 75513E101 244 2,857 SH   DFND 6 0 2,857 0
RAYTHEON TECHNOLOGIES COM 75513E101 4,115 48,241 SH   DFND 7 0 48,241 0
RAYTHEON TECHNOLOGIES COM 75513E101 2,278 26,698 SH   DFND 5 0 26,698 0
RAYTHEON TECHNOLOGIES COM 75513E101 43 500 SH   DFND 12 0 500 0
RAYTHEON TECHNOLOGIES COM 75513E101 85 1,000 SH   DFND 07,13 0 1,000 0
RAYTHEON TECHNOLOGIES COM 75513E101 154 1,800 SH   DFND 13 0 1,800 0
ROCHE HLDG LTD ADR COM 771195104 209 4,440 SH   SOLE   4,440 0 0
ROCHE HLDG LTD ADR COM 771195104 1,078 22,950 SH   DFND 5 0 22,950 0
ROCHE HLDG LTD ADR COM 771195104 23 500 SH   DFND 7 0 500 0
ROCHE HLDG LTD ADR COM 771195104 2 40 SH   DFND 6 0 40 0
ROCHE HLDG LTD ADR COM 771195104 75 1,600 SH   DFND 13 0 1,600 0
ROCKWELL AUTOMATION COM 773903109 845 2,955 SH   SOLE   2,955 0 0
ROCKWELL AUTOMATION COM 773903109 217 757 SH   DFND 6 0 757 0
ROCKWELL AUTOMATION COM 773903109 6,093 21,303 SH   DFND 7 0 21,303 0
ROCKWELL AUTOMATION COM 773903109 3,130 10,944 SH   DFND 5 0 10,944 0
ROCKWELL AUTOMATION COM 773903109 72 250 SH   DFND 12 0 250 0
ROCKWELL AUTOMATION COM 773903109 157 550 SH   DFND 07,13 0 550 0
ROCKWELL AUTOMATION COM 773903109 179 625 SH   DFND 13 0 625 0
SPDR TOTAL STOCK MARKET PORTFO COM 78464A805 1,859 35,100 SH   DFND 13 0 35,100 0
THERMO FISHER SCIENTIFIC COM 883556102 73 145 SH   DFND 6 0 145 0
THERMO FISHER SCIENTIFIC COM 883556102 479 950 SH   DFND 13 0 950 0
TJX COS COM 872540109 381 5,650 SH   SOLE   5,650 0 0
TJX COS COM 872540109 104 1,539 SH   DFND 6 0 1,539 0
TJX COS COM 872540109 2,506 37,170 SH   DFND 7 0 37,170 0
TJX COS COM 872540109 1,284 19,051 SH   DFND 5 0 19,051 0
TJX COS COM 872540109 40 600 SH   DFND 12 0 600 0
TJX COS COM 872540109 54 800 SH   DFND 07,13 0 800 0
TJX COS COM 872540109 81 1,200 SH   DFND 13 0 1,200 0
TRANE TECHNOLOGIES PLC COM G8994E103 749 4,070 SH   DFND 5 0 4,070 0
UNILEVER PLC NEW ADR COM 904767704 469 8,024 SH   SOLE   8,024 0 0
UNILEVER PLC NEW ADR COM 904767704 66 1,127 SH   DFND 6 0 1,127 0
UNILEVER PLC NEW ADR COM 904767704 1,167 19,948 SH   DFND 5 0 19,948 0
UNILEVER PLC NEW ADR COM 904767704 3,848 65,775 SH   DFND 7 0 65,775 0
UNILEVER PLC NEW ADR COM 904767704 53 900 SH   DFND 12 0 900 0
UNILEVER PLC NEW ADR COM 904767704 111 1,900 SH   DFND 13 0 1,900 0
UNION PACIFIC COM 907818108 220 1,000 SH   SOLE   1,000 0 0
UNION PACIFIC COM 907818108 278 1,265 SH   DFND 5 0 1,265 0
UNION PACIFIC COM 907818108 411 1,869 SH   DFND 7 0 1,869 0
UNITED HEALTH GROUP COM 91324P102 334 835 SH   SOLE   835 0 0
UNITED HEALTH GROUP COM 91324P102 1,442 3,601 SH   DFND 5 0 3,601 0
UNITED HEALTH GROUP COM 91324P102 2,538 6,338 SH   DFND 7 0 6,338 0
UNITED HEALTH GROUP COM 91324P102 6 15 SH   DFND 6 0 15 0
UNITED HEALTH GROUP COM 91324P102 50 125 SH   DFND 12 0 125 0
UNITED HEALTH GROUP COM 91324P102 52 130 SH   DFND 07,13 0 130 0
UNITED HEALTH GROUP COM 91324P102 72 180 SH   DFND 13 0 180 0
WAL-MART STORES COM 931142103 78 550 SH   DFND 5 0 550 0
WAL-MART STORES COM 931142103 141 1,000 SH   DFND 13 0 1,000 0
WELLTOWER COM 95040Q104 824 9,910 SH   DFND 7 0 9,910 0
XILINX COM 983919101 619 4,280 SH   SOLE   4,280 0 0
XILINX COM 983919101 276 1,905 SH   DFND 6 0 1,905 0
XILINX COM 983919101 6,913 47,795 SH   DFND 7 0 47,795 0
XILINX COM 983919101 2,079 14,374 SH   DFND 5 0 14,374 0
XILINX COM 983919101 58 400 SH   DFND 12 0 400 0
XILINX COM 983919101 87 600 SH   DFND 07,13 0 600 0
XILINX COM 983919101 166 1,150 SH   DFND 13 0 1,150 0
XYLEM INC COM 98419M100 263 2,195 SH   SOLE   2,195 0 0
XYLEM INC COM 98419M100 68 566 SH   DFND 6 0 566 0
XYLEM INC COM 98419M100 1,041 8,674 SH   DFND 5 0 8,674 0
XYLEM INC COM 98419M100 5,925 49,388 SH   DFND 7 0 49,388 0
XYLEM INC COM 98419M100 48 400 SH   DFND 12 0 400 0
XYLEM INC COM 98419M100 168 1,400 SH   DFND 13 0 1,400 0
FPA CRESCENT FUND Equity Mutual Fu 30254T759 6,125 154,331 SH   DFND 7 0 154,331 0
HARDING LOEVNER INSTL EMERGING Equity Mutual Fu 412295701 5,736 209,509 SH   DFND 7 0 209,509 0
MATTHEWS ASIA DIVIDEND FUND IN Equity Mutual Fu 577130750 2,027 87,835 SH   DFND 7 0 87,835 0
NEUBERGER BERMAN ALTERN LONG S Equity Mutual Fu 64128R608 5,316 304,843 SH   DFND 7 0 304,843 0
ROBECO BOSTON PARTNERS LONG SH Equity Mutual Fu 74925K581 5,274 317,337 SH   DFND 7 0 317,337 0