The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES Common Stock 002824100   305,256 2,800 SH   OTR   2,800 0 0
ABBOTT LABORATORIES Common Stock 002824100   613,238 5,625 SH   SOLE   5,625 0 0
ABBVIE INC COMMON Common Stock 00287Y109   350,298 2,600 SH   OTR   2,600 0 0
ABBVIE INC COMMON Common Stock 00287Y109   107,784 800 SH   SOLE   800 0 0
ACCENTURE PLC Int'l Common Stock G1151C101   349,313 1,132 SH   SOLE   1,132 0 0
ALPHABET INC CAP STOCK CL C Common Stock 02079K107   2,866,384 23,695 SH   SOLE   23,695 0 0
AMAZON COM INC Common Stock 023135106   13,036 100 SH   OTR   100 0 0
AMAZON COM INC Common Stock 023135106   2,072,594 15,899 SH   SOLE   15,899 0 0
AMERICAN EXPRESS CO Common Stock 025816109   726,240 4,169 SH   SOLE   4,155 0 14
AMPHENOL CORP Common Stock 032095101   651,651 7,671 SH   SOLE   7,671 0 0
AON PLC COM USD0.01 CL A Int'l Common Stock G0403H108   433,916 1,257 SH   SOLE   1,257 0 0
APPLE INC Common Stock 037833100   34,139 176 SH   OTR   176 0 0
APPLE INC Common Stock 037833100   5,680,799 29,287 SH   SOLE   29,287 0 0
ARISTA NETWORKS INC Common Stock 040413106   640,299 3,951 SH   SOLE   3,951 0 0
ARISTA NETWORKS INC Common Stock 040413106   972 6 SH   OTR   6 0 0
ASML HOLDING N V Int'l Common Stock N07059210   221,049 305 SH   SOLE   305 0 0
ASTRAZENECA PLC SPONSORED ADR Int'l Common Stock 046353108   236,038 3,298 SH   SOLE   3,298 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Common Stock 084670702   1,734,326 5,086 SH   SOLE   5,086 0 0
BHP GROUP LTD SPONSORED ADS Int'l Common Stock 088606108   327,111 5,482 SH   SOLE   5,482 0 0
BLACKROCK INC COM Common Stock 09247X101   729,844 1,056 SH   SOLE   1,056 0 0
BROADCOM INC COM Common Stock 11135F101   986,268 1,137 SH   SOLE   1,137 0 0
CANADIAN NATIONAL RAILWAY CO Int'l Common Stock 136375102   201,945 1,668 SH   SOLE   1,668 0 0
CANADIAN PACIFIC KANSAS CITY Int'l Common Stock 13646K108   205,398 2,543 SH   SOLE   2,543 0 0
CHEVRON CORP NEW Common Stock 166764100   20,141 128 SH   OTR   128 0 0
CHEVRON CORP NEW Common Stock 166764100   490,932 3,120 SH   SOLE   3,120 0 0
CHIPOTLE MEXICAN GRILL INC Common Stock 169656105   774,318 362 SH   SOLE   362 0 0
CINEMARK HLDGS INC Common Stock 17243V102   1,136,256 68,864 SH   SOLE   68,864 0 0
COMMUNICATIONS SERVICES SELECT SECTOR SPDR FUND Exchange Traded Fund 81369Y852   551,878 8,480 SH   SOLE   8,480 0 0
CONOCOPHILLIPS Common Stock 20825C104   1,036 10 SH   OTR   10 0 0
CONOCOPHILLIPS Common Stock 20825C104   817,379 7,889 SH   SOLE   7,889 0 0
CONSUMER DISCRETIONARY SELECT SECT SPDR Exchange Traded Fund 81369Y407   61,981 365 SH   OTR   365 0 0
CONSUMER DISCRETIONARY SELECT SECT SPDR Exchange Traded Fund 81369Y407   2,239,284 13,187 SH   SOLE   13,135 0 52
CONSUMER STAPLES SELECT SECTOR SPDR Exchange Traded Fund 81369Y308   100,871 1,360 SH   OTR   1,360 0 0
CONSUMER STAPLES SELECT SECTOR SPDR Exchange Traded Fund 81369Y308   1,283,586 17,306 SH   SOLE   17,246 0 60
COPART INC Common Stock 217204106   885,923 9,713 SH   SOLE   9,713 0 0
COPART INC Common Stock 217204106   1,459 16 SH   OTR   16 0 0
COSTCO WHOLESALE CORP Common Stock 22160K105   538 1 SH   OTR   1 0 0
COSTCO WHOLESALE CORP Common Stock 22160K105   937,320 1,741 SH   SOLE   1,741 0 0
CULLEN FROST BANKERS INC Common Stock 229899109   786,152 7,311 SH   SOLE   7,311 0 0
DANAHER CORP Common Stock 235851102   619,200 2,580 SH   SOLE   2,580 0 0
DIAGEO PLC ADR NEW Int'l Common Stock 25243Q205   308,447 1,778 SH   SOLE   1,778 0 0
DIAMONDBACK ENERGY INC Common Stock 25278X109   499,956 3,806 SH   SOLE   3,806 0 0
DIAMONDBACK ENERGY INC Common Stock 25278X109   920 7 SH   OTR   7 0 0
DISNEY WALT CO Common Stock 254687106   9,553 107 SH   OTR   107 0 0
DISNEY WALT CO Common Stock 254687106   370,333 4,148 SH   SOLE   4,148 0 0
ELEVANCE HEALTH INC Common Stock 036752103   533,148 1,200 SH   SOLE   1,200 0 0
EMCOR GROUP INC Common Stock 29084Q100   880,846 4,767 SH   SOLE   4,767 0 0
ENERGY SELECT SECTOR SPDR Exchange Traded Fund 81369Y506   55,196 680 SH   OTR   680 0 0
ENERGY SELECT SECTOR SPDR Exchange Traded Fund 81369Y506   468,107 5,767 SH   SOLE   5,767 0 0
EXXON MOBIL CORP Common Stock 30231G102   364,972 3,403 SH   OTR   2,203 1,200 0
EXXON MOBIL CORP Common Stock 30231G102   179,751 1,676 SH   SOLE   1,662 0 14
FINANCIAL SELECT SECTOR SPDR Exchange Traded Fund 81369Y605   73,993 2,195 SH   OTR   2,195 0 0
FINANCIAL SELECT SECTOR SPDR Exchange Traded Fund 81369Y605   2,200,623 65,281 SH   SOLE   65,069 0 212
FORTINET INC COM Common Stock 34959E109   264,565 3,500 SH   SOLE   3,500 0 0
HEALTH CARE SELECT SECTOR SPDR Exchange Traded Fund 81369Y209   146,667 1,105 SH   OTR   1,105 0 0
HEALTH CARE SELECT SECTOR SPDR Exchange Traded Fund 81369Y209   2,669,466 20,112 SH   SOLE   20,039 0 73
HOME DEPOT INC Common Stock 437076102   311 1 SH   OTR   1 0 0
HOME DEPOT INC Common Stock 437076102   349,159 1,124 SH   SOLE   1,124 0 0
ICON PLC SHS Int'l Common Stock G4705A100   351,781 1,406 SH   SOLE   1,406 0 0
IDEXX LABS INC COM Common Stock 45168D104   443,971 884 SH   SOLE   884 0 0
INDUSTRIAL SELECT SECTOR SPDR Exchange Traded Fund 81369Y704   130,394 1,215 SH   OTR   1,215 0 0
INDUSTRIAL SELECT SECTOR SPDR Exchange Traded Fund 81369Y704   1,689,968 15,747 SH   SOLE   15,747 0 0
INTERCONTINENTAL EXCHANGE INC COM Common Stock 45866F104   445,761 3,942 SH   SOLE   3,942 0 0
INTUIT Common Stock 461202103   487,514 1,064 SH   SOLE   1,064 0 0
INTUIT Common Stock 461202103   916 2 SH   OTR   2 0 0
ISHARES 0-5 YEAR TIPS BOND ETF Fixed Income ETF 46429B747   1,600,542 16,399 SH   SOLE   16,399 0 0
ISHARES 0-5 YEAR TIPS BOND ETF Fixed Income ETF 46429B747   11,907 122 SH   OTR   122 0 0
ISHARES CORE S&P 500 ETF Exchange Traded Fund 464287200   2,314,572 5,193 SH   OTR   4,331 862 0
ISHARES CORE S&P 500 ETF Exchange Traded Fund 464287200   24,906,721 55,881 SH   SOLE   55,375 325 181
ISHARES CORE S&P MID-CAP ETF Exchange Traded Fund 464287507   705,212 2,697 SH   OTR   2,064 633 0
ISHARES CORE S&P MID-CAP ETF Exchange Traded Fund 464287507   7,117,486 27,220 SH   SOLE   26,748 321 151
ISHARES CORE S&P SMALL-CAP ETF Exchange Traded Fund 464287804   845,132 8,481 SH   OTR   6,647 1,834 0
ISHARES CORE S&P SMALL-CAP ETF Exchange Traded Fund 464287804   6,337,341 63,596 SH   SOLE   61,938 1,185 473
ISHARES CORE S&P US GROWTH ETF Exchange Traded Fund 464287671   1,326,049 13,581 SH   SOLE   13,581 0 0
iSHARES CORE S&P US VALUE ETF Exchange Traded Fund 464287663   1,407,819 17,989 SH   SOLE   17,989 0 0
ISHARES DOW JONES INTERNATIONAL SELECT Exchange Traded Fund 464288448   282,837 10,742 SH   OTR   10,742 0 0
ISHARES DOW JONES INTERNATIONAL SELECT Exchange Traded Fund 464288448   278,940 10,594 SH   SOLE   10,594 0 0
iSHARES MSCI ACWI EX US ETF Exchange Traded Fund 464288240   484,669 9,847 SH   SOLE   9,847 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND Exchange Traded Fund 464287614   1,110,626 4,036 SH   SOLE   4,036 0 0
ISHARES TR S&P MC 400GR ETF Exchange Traded Fund 464287606   213,900 2,852 SH   SOLE   2,852 0 0
JOHNSON & JOHNSON Common Stock 478160104   144,499 873 SH   OTR   389 484 0
JOHNSON & JOHNSON Common Stock 478160104   894,636 5,405 SH   SOLE   5,405 0 0
JPMORGAN CHASE & CO Common Stock 46625H100   1,440,001 9,901 SH   SOLE   9,881 0 20
KROGER (THE) CO Common Stock 501044101   1,597,013 33,979 SH   SOLE   33,979 0 0
LILLY (ELI) & CO Common Stock 532457108   938 2 SH   OTR   2 0 0
LILLY (ELI) & CO Common Stock 532457108   1,194,492 2,547 SH   SOLE   2,547 0 0
Linde PLC Int'l Common Stock G54950103   357,453 938 SH   SOLE   938 0 0
LULULEMON ATHLETICA INC Common Stock 550021109   294,852 779 SH   SOLE   779 0 0
MARTIN MARIETTA MATERIALS INC Common Stock 573284106   462,152 1,001 SH   SOLE   1,001 0 0
MASTERCARD INC Common Stock 57636Q104   703,220 1,788 SH   SOLE   1,788 0 0
MATERIALS SELECT SECTOR SPDR Exchange Traded Fund 81369Y100   39,778 480 SH   OTR   480 0 0
MATERIALS SELECT SECTOR SPDR Exchange Traded Fund 81369Y100   433,576 5,232 SH   SOLE   5,232 0 0
METTLER TOLEDO INTERNATIONAL INC Common Stock 592688105   729,272 556 SH   SOLE   556 0 0
MICROSOFT CORP Common Stock 594918104   192,746 566 SH   OTR   566 0 0
MICROSOFT CORP Common Stock 594918104   4,791,057 14,069 SH   SOLE   14,069 0 0
MONSTER BEVERAGE CORP NEW Common Stock 61174X109   396,279 6,899 SH   SOLE   6,899 0 0
MONSTER BEVERAGE CORP NEW Common Stock 61174X109   919 16 SH   OTR   16 0 0
MYR GROUP INC Common Stock 55405W104   639,684 4,624 SH   SOLE   4,624 0 0
NEXTERA ENERGY INC Common Stock 65339F101   765,373 10,315 SH   SOLE   10,315 0 0
NICE SYSTEMS LTD Int'l Common Stock 653656108   332,672 1,611 SH   SOLE   1,611 0 0
NOVO-NORDISK SPONS ADR Int'l Common Stock 670100205   312,008 1,928 SH   SOLE   1,928 0 0
NVIDIA CORP Common Stock 67066G104   2,099,871 4,964 SH   SOLE   4,964 0 0
OCCIDENTAL PETROLEUM CORP Common Stock 674599105   639,626 10,878 SH   SOLE   10,878 0 0
OLD DOMINION FREIGHT LINE INC Common Stock 679580100   299,128 809 SH   SOLE   809 0 0
ON HLDG AG NAMEN AKT A Int'l Common Stock H5919C104   457,578 13,866 SH   SOLE   13,866 0 0
ON SEMICONDUCTOR CORP COM Common Stock 682189105   379,171 4,009 SH   SOLE   4,009 0 0
ON SEMICONDUCTOR CORP COM Common Stock 682189105   662 7 SH   OTR   7 0 0
O'REILLY AUTOMOTIVE INC Common Stock 67103H107   711,699 745 SH   SOLE   745 0 0
PEPSICO INC Common Stock 713448108   15,373 83 SH   OTR   83 0 0
PEPSICO INC Common Stock 713448108   687,907 3,714 SH   SOLE   3,714 0 0
PROCTER & GAMBLE CO Common Stock 742718109   160,389 1,057 SH   OTR   1,057 0 0
PROCTER & GAMBLE CO Common Stock 742718109   43,246 285 SH   SOLE   285 0 0
QUALCOMM INC Common Stock 747525103   512,229 4,303 SH   SOLE   4,303 0 0
QUALCOMM INC Common Stock 747525103   714 6 SH   OTR   6 0 0
ROSS STORES INC Common Stock 778296103   672,556 5,998 SH   SOLE   5,998 0 0
S&P GLOBAL INC COM Common Stock 78409V104   1,203 3 SH   OTR   3 0 0
S&P GLOBAL INC COM Common Stock 78409V104   690,333 1,722 SH   SOLE   1,722 0 0
SCOTTS MIRACLE-GRO CO Common Stock 810186106   712,284 11,362 SH   SOLE   11,362 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC Exchange Traded Fund 81369Y860   11,495 305 SH   OTR   305 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC Exchange Traded Fund 81369Y860   304,083 8,068 SH   SOLE   8,068 0 0
SHELL PLC Int'l Common Stock 780259305   353,646 5,857 SH   SOLE   5,857 0 0
SONY GROUP CORPORATION Int'l Common Stock 835699307   281,465 3,126 SH   SOLE   3,126 0 0
SS&C TECHNOLOGIES HLDGS INC Common Stock 78467J100   703,324 11,606 SH   SOLE   11,606 0 0
TAIWAN SEMICONDUCTOR MANUFACTURING CO Int'l Common Stock 874039100   342,825 3,397 SH   SOLE   3,397 0 0
TARGET CORP Common Stock 87612E106   527,600 4,000 SH   SOLE   4,000 0 0
TECHNOLOGY SELECT SECTOR SPDR Exchange Traded Fund 81369Y803   448,559 2,580 SH   OTR   2,580 0 0
TECHNOLOGY SELECT SECTOR SPDR Exchange Traded Fund 81369Y803   6,925,887 39,836 SH   SOLE   39,678 0 158
TESLA INC Common Stock 88160R101   831,382 3,176 SH   SOLE   3,176 0 0
TESLA INC Common Stock 88160R101   785 3 SH   OTR   3 0 0
THERMO FISHER SCIENTIFIC INC Common Stock 883556102   1,185,416 2,272 SH   SOLE   2,272 0 0
TREX CO INC Common Stock 89531P105   734,731 11,207 SH   SOLE   11,207 0 0
UBS GROUP AG Int'l Common Stock H42097107   388,698 19,176 SH   SOLE   19,176 0 0
ULTA BEAUTY INC Common Stock 90384S303   840,483 1,786 SH   SOLE   1,786 0 0
ULTA BEAUTY INC Common Stock 90384S303   1,412 3 SH   OTR   3 0 0
UNITEDHEALTH GROUP INC Common Stock 91324P102   22,109 46 SH   OTR   46 0 0
UNITEDHEALTH GROUP INC Common Stock 91324P102   1,245,338 2,591 SH   SOLE   2,591 0 0
UTILITIES SELECT SECTOR SPDR Exchange Traded Fund 81369Y886   92,925 1,420 SH   OTR   250 1,170 0
UTILITIES SELECT SECTOR SPDR Exchange Traded Fund 81369Y886   447,544 6,839 SH   SOLE   6,839 0 0
VANGUARD REAL ESTATE ETF Exchange Traded Fund 922908553   571,550 6,840 SH   SOLE   6,840 0 0
VERTEX PHARMACEUTICALS INC Common Stock 92532F100   607,045 1,725 SH   SOLE   1,725 0 0
VERTEX PHARMACEUTICALS INC Common Stock 92532F100   1,056 3 SH   OTR   3 0 0
VISA INC CL A Common Stock 92826C839   13,774 58 SH   OTR   58 0 0
VISA INC CL A Common Stock 92826C839   1,124,943 4,737 SH   SOLE   4,737 0 0
VISTRA CORP Common Stock 92840M102   852,548 32,478 SH   SOLE   32,478 0 0
WALMART INC Common Stock 931142103   31,436 200 SH   OTR   200 0 0
WALMART INC Common Stock 931142103   1,088,943 6,928 SH   SOLE   5,228 1,700 0
WASTE MANAGEMENT INC DEL Common Stock 94106L109   672,523 3,878 SH   SOLE   3,878 0 0
WELLS FARGO & CO NEW Common Stock 949746101   241,910 5,668 SH   OTR   5,668 0 0
WOODSIDE ENERGY GROUP LTD Int'l Common Stock 980228308   222,995 9,616 SH   SOLE   9,616 0 0