The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES Common Stock 002824100   283,528 2,800 SH   OTR   2,800 0 0
ABBOTT LABORATORIES Common Stock 002824100   569,588 5,625 SH   SOLE   5,625 0 0
ABBVIE INC COMMON Common Stock 00287Y109   414,362 2,600 SH   OTR   2,600 0 0
ABBVIE INC COMMON Common Stock 00287Y109   127,496 800 SH   SOLE   800 0 0
ACCENTURE PLC Int'l Common Stock G1151C101   314,391 1,100 SH   SOLE   1,100 0 0
ALPHABET INC CAP STOCK CL C Common Stock 02079K107   2,405,728 23,132 SH   SOLE   23,132 0 0
AMAZON COM INC Common Stock 023135106   10,329 100 SH   OTR   100 0 0
AMAZON COM INC Common Stock 023135106   1,571,661 15,216 SH   SOLE   15,216 0 0
AMERICAN EXPRESS CO Common Stock 025816109   676,295 4,100 SH   SOLE   4,100 0 0
AMPHENOL CORP Common Stock 032095101   613,881 7,512 SH   SOLE   7,512 0 0
AON PLC COM USD0.01 CL A Int'l Common Stock G0403H108   384,654 1,220 SH   SOLE   1,220 0 0
APPLE INC Common Stock 037833100   29,022 176 SH   OTR   176 0 0
APPLE INC Common Stock 037833100   4,796,446 29,087 SH   SOLE   29,087 0 0
ARISTA NETWORKS INC Common Stock 040413106   615,375 3,666 SH   SOLE   3,666 0 0
ARISTA NETWORKS INC Common Stock 040413106   1,007 6 SH   OTR   6 0 0
ASTRAZENECA PLC SPONSORED ADR Int'l Common Stock 046353108   214,824 3,095 SH   SOLE   3,095 0 0
BANK OF AMERICA CORP Common Stock 060505104   11,983 419 SH   OTR   419 0 0
BANK OF AMERICA CORP Common Stock 060505104   456,199 15,951 SH   SOLE   15,951 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Common Stock 084670702   1,413,549 4,578 SH   SOLE   4,578 0 0
BHP GROUP LTD SPONSORED ADS Int'l Common Stock 088606108   334,171 5,270 SH   SOLE   5,270 0 0
BLACKROCK INC COM Common Stock 09247X101   703,245 1,051 SH   SOLE   1,051 0 0
BROADCOM INC COM Common Stock 11135F101   719,166 1,121 SH   SOLE   1,121 0 0
CHEVRON CORP NEW Common Stock 166764100   20,884 128 SH   OTR   128 0 0
CHEVRON CORP NEW Common Stock 166764100   616,908 3,781 SH   SOLE   3,781 0 0
CHIPOTLE MEXICAN GRILL INC Common Stock 169656105   601,318 352 SH   SOLE   352 0 0
CINEMARK HLDGS INC Common Stock 17243V102   1,003,930 67,879 SH   SOLE   67,879 0 0
COMMERCE BANCSHARES INC Common Stock 200525103   209,418 3,589 SH   SOLE   3,589 0 0
COMMUNICATIONS SERVICES SELECT SECTOR SPDR FUND Exchange Traded Fund 81369Y852   491,586 8,480 SH   SOLE   8,480 0 0
CONOCOPHILLIPS Common Stock 20825C104   992 10 SH   OTR   10 0 0
CONOCOPHILLIPS Common Stock 20825C104   781,279 7,875 SH   SOLE   7,875 0 0
CONSUMER DISCRETIONARY SELECT SECT SPDR Exchange Traded Fund 81369Y407   54,582 365 SH   OTR   365 0 0
CONSUMER DISCRETIONARY SELECT SECT SPDR Exchange Traded Fund 81369Y407   1,971,984 13,187 SH   SOLE   13,187 0 0
CONSUMER STAPLES SELECT SECTOR SPDR Exchange Traded Fund 81369Y308   101,606 1,360 SH   OTR   1,360 0 0
CONSUMER STAPLES SELECT SECTOR SPDR Exchange Traded Fund 81369Y308   1,292,931 17,306 SH   SOLE   17,306 0 0
COPART INC Common Stock 217204106   720,888 9,585 SH   SOLE   9,585 0 0
COPART INC Common Stock 217204106   1,203 16 SH   OTR   16 0 0
COSTCO WHOLESALE CORP Common Stock 22160K105   497 1 SH   OTR   1 0 0
COSTCO WHOLESALE CORP Common Stock 22160K105   836,729 1,684 SH   SOLE   1,684 0 0
CULLEN FROST BANKERS INC Common Stock 229899109   544,186 5,166 SH   SOLE   5,166 0 0
DANAHER CORP Common Stock 235851102   638,669 2,534 SH   SOLE   2,534 0 0
DIAGEO PLC ADR NEW Int'l Common Stock 25243Q205   315,434 1,741 SH   SOLE   1,741 0 0
DIAMONDBACK ENERGY INC Common Stock 25278X109   513,105 3,796 SH   SOLE   3,796 0 0
DIAMONDBACK ENERGY INC Common Stock 25278X109   946 7 SH   OTR   7 0 0
DISNEY WALT CO Common Stock 254687106   10,714 107 SH   OTR   107 0 0
DISNEY WALT CO Common Stock 254687106   415,339 4,148 SH   SOLE   4,148 0 0
ELEVANCE HEALTH INC Common Stock 036752103   551,312 1,199 SH   SOLE   1,199 0 0
EMCOR GROUP INC Common Stock 29084Q100   770,677 4,740 SH   SOLE   4,740 0 0
ENERGY SELECT SECTOR SPDR Exchange Traded Fund 81369Y506   56,324 680 SH   OTR   680 0 0
ENERGY SELECT SECTOR SPDR Exchange Traded Fund 81369Y506   477,681 5,767 SH   SOLE   5,767 0 0
EXXON MOBIL CORP Common Stock 30231G102   197,388 1,800 SH   OTR   600 1,200 0
EXXON MOBIL CORP Common Stock 30231G102   371,747 3,390 SH   SOLE   3,390 0 0
FINANCIAL SELECT SECTOR SPDR Exchange Traded Fund 81369Y605   70,569 2,195 SH   OTR   2,195 0 0
FINANCIAL SELECT SECTOR SPDR Exchange Traded Fund 81369Y605   2,116,852 65,843 SH   SOLE   65,843 0 0
FORTINET INC COM Common Stock 34959E109   232,610 3,500 SH   SOLE   3,500 0 0
HEALTH CARE SELECT SECTOR SPDR Exchange Traded Fund 81369Y209   143,053 1,105 SH   OTR   1,105 0 0
HEALTH CARE SELECT SECTOR SPDR Exchange Traded Fund 81369Y209   2,628,944 20,307 SH   SOLE   20,307 0 0
HOME DEPOT INC Common Stock 437076102   408,741 1,385 SH   SOLE   1,385 0 0
HOME DEPOT INC Common Stock 437076102   295 1 SH   OTR   1 0 0
IDEXX LABS INC COM Common Stock 45168D104   440,070 880 SH   SOLE   880 0 0
INDUSTRIAL SELECT SECTOR SPDR Exchange Traded Fund 81369Y704   122,934 1,215 SH   OTR   1,215 0 0
INDUSTRIAL SELECT SECTOR SPDR Exchange Traded Fund 81369Y704   1,593,281 15,747 SH   SOLE   15,747 0 0
INTERCONTINENTAL EXCHANGE INC COM Common Stock 45866F104   409,234 3,924 SH   SOLE   3,924 0 0
INTUIT Common Stock 461202103   474,363 1,064 SH   SOLE   1,064 0 0
INTUIT Common Stock 461202103   892 2 SH   OTR   2 0 0
ISHARES 0-5 YEAR TIPS BOND ETF Fixed Income ETF 46429B747   1,596,908 16,093 SH   SOLE   16,093 0 0
ISHARES 0-5 YEAR TIPS BOND ETF Fixed Income ETF 46429B747   12,106 122 SH   OTR   122 0 0
ISHARES CORE S&P 500 ETF Exchange Traded Fund 464287200   2,134,738 5,193 SH   OTR   4,331 862 0
ISHARES CORE S&P 500 ETF Exchange Traded Fund 464287200   23,043,912 56,057 SH   SOLE   55,732 325 0
ISHARES CORE S&P MID-CAP ETF Exchange Traded Fund 464287507   674,682 2,697 SH   OTR   2,064 633 0
ISHARES CORE S&P MID-CAP ETF Exchange Traded Fund 464287507   6,825,616 27,285 SH   SOLE   26,964 321 0
ISHARES CORE S&P SMALL-CAP ETF Exchange Traded Fund 464287804   820,113 8,481 SH   OTR   6,647 1,834 0
ISHARES CORE S&P SMALL-CAP ETF Exchange Traded Fund 464287804   6,159,887 63,701 SH   SOLE   62,516 1,185 0
ISHARES CORE S&P US GROWTH ETF Exchange Traded Fund 464287671   1,059,647 11,937 SH   SOLE   11,937 0 0
iSHARES CORE S&P US VALUE ETF Exchange Traded Fund 464287663   1,404,550 19,037 SH   SOLE   19,037 0 0
ISHARES DOW JONES INTERNATIONAL SELECT Exchange Traded Fund 464288448   295,298 10,742 SH   OTR   10,742 0 0
ISHARES DOW JONES INTERNATIONAL SELECT Exchange Traded Fund 464288448   291,229 10,594 SH   SOLE   10,594 0 0
iSHARES MSCI ACWI EX US ETF Exchange Traded Fund 464288240   517,303 10,607 SH   SOLE   10,607 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND Exchange Traded Fund 464287614   936,273 3,832 SH   SOLE   3,832 0 0
ISHARES TR S&P MC 400GR ETF Exchange Traded Fund 464287606   203,947 2,852 SH   SOLE   2,852 0 0
JOHNSON & JOHNSON Common Stock 478160104   135,315 873 SH   OTR   389 484 0
JOHNSON & JOHNSON Common Stock 478160104   823,825 5,315 SH   SOLE   5,315 0 0
JPMORGAN CHASE & CO Common Stock 46625H100   1,079,488 8,284 SH   SOLE   8,284 0 0
KEYSIGHT TECHNOLOGIES INC Common Stock 49338L103   380,770 2,358 SH   SOLE   2,358 0 0
KROGER (THE) CO Common Stock 501044101   1,729,184 35,025 SH   SOLE   35,025 0 0
LILLY (ELI) & CO Common Stock 532457108   687 2 SH   OTR   2 0 0
LILLY (ELI) & CO Common Stock 532457108   874,691 2,547 SH   SOLE   2,547 0 0
Linde PLC Int'l Common Stock G54950103   321,318 904 SH   SOLE   904 0 0
LULULEMON ATHLETICA INC Common Stock 550021109   273,507 751 SH   SOLE   751 0 0
MARTIN MARIETTA MATERIALS INC Common Stock 573284106   353,995 997 SH   SOLE   997 0 0
MASTERCARD INC Common Stock 57636Q104   636,694 1,752 SH   SOLE   1,752 0 0
MATERIALS SELECT SECTOR SPDR Exchange Traded Fund 81369Y100   26,618 330 SH   OTR   330 0 0
MATERIALS SELECT SECTOR SPDR Exchange Traded Fund 81369Y100   434,112 5,382 SH   SOLE   5,382 0 0
METTLER TOLEDO INTERNATIONAL INC Common Stock 592688105   846,206 553 SH   SOLE   553 0 0
MICROSOFT CORP Common Stock 594918104   163,178 566 SH   OTR   566 0 0
MICROSOFT CORP Common Stock 594918104   4,018,037 13,937 SH   SOLE   13,937 0 0
MONSTER BEVERAGE CORP NEW Common Stock 61174X109   370,725 6,864 SH   SOLE   6,864 0 0
MONSTER BEVERAGE CORP NEW Common Stock 61174X109   864 16 SH   OTR   16 0 0
MYR GROUP INC Common Stock 55405W104   570,951 4,531 SH   SOLE   4,531 0 0
NEXTERA ENERGY INC Common Stock 65339F101   786,524 10,204 SH   SOLE   10,204 0 0
NICE SYSTEMS LTD Int'l Common Stock 653656108   277,186 1,211 SH   SOLE   1,211 0 0
NOVO-NORDISK SPONS ADR Int'l Common Stock 670100205   301,729 1,896 SH   SOLE   1,896 0 0
NVIDIA CORP Common Stock 67066G104   1,522,180 5,480 SH   SOLE   5,480 0 0
OCCIDENTAL PETROLEUM CORP Common Stock 674599105   671,872 10,762 SH   SOLE   10,762 0 0
OLD DOMINION FREIGHT LINE INC Common Stock 679580100   274,376 805 SH   SOLE   805 0 0
ON HLDG AG NAMEN AKT A Int'l Common Stock H5919C104   354,114 11,412 SH   SOLE   11,412 0 0
ON SEMICONDUCTOR CORP COM Common Stock 682189105   325,658 3,956 SH   SOLE   3,956 0 0
ON SEMICONDUCTOR CORP COM Common Stock 682189105   576 7 SH   OTR   7 0 0
O'REILLY AUTOMOTIVE INC Common Stock 67103H107   620,604 731 SH   SOLE   731 0 0
PEPSICO INC Common Stock 713448108   15,131 83 SH   OTR   83 0 0
PEPSICO INC Common Stock 713448108   663,754 3,641 SH   SOLE   3,641 0 0
PROCTER & GAMBLE CO Common Stock 742718109   157,165 1,057 SH   OTR   1,057 0 0
PROCTER & GAMBLE CO Common Stock 742718109   163,410 1,099 SH   SOLE   1,099 0 0
QUALCOMM INC Common Stock 747525103   547,318 4,290 SH   SOLE   4,290 0 0
QUALCOMM INC Common Stock 747525103   1,021 8 SH   OTR   8 0 0
ROSS STORES INC Common Stock 778296103   633,172 5,966 SH   SOLE   5,966 0 0
S&P GLOBAL INC COM Common Stock 78409V104   1,034 3 SH   OTR   3 0 0
S&P GLOBAL INC COM Common Stock 78409V104   590,936 1,714 SH   SOLE   1,714 0 0
SCOTTS MIRACLE-GRO CO Common Stock 810186106   781,227 11,202 SH   SOLE   11,202 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC Exchange Traded Fund 81369Y860   11,401 305 SH   OTR   305 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC Exchange Traded Fund 81369Y860   305,731 8,179 SH   SOLE   8,179 0 0
SHELL PLC Int'l Common Stock 780259305   323,030 5,614 SH   SOLE   5,614 0 0
SPDR GOLD TR GOLD SHS Exchange Traded Fund 78463V107   213,451 1,165 SH   SOLE   1,165 0 0
T MOBILE US INC Common Stock 872590104   589,499 4,070 SH   SOLE   4,070 0 0
TAIWAN SEMICONDUCTOR MANUFACTURING CO Int'l Common Stock 874039100   306,036 3,290 SH   SOLE   3,290 0 0
TARGET CORP Common Stock 87612E106   651,423 3,933 SH   SOLE   3,933 0 0
TECHNOLOGY SELECT SECTOR SPDR Exchange Traded Fund 81369Y803   389,606 2,580 SH   OTR   2,580 0 0
TECHNOLOGY SELECT SECTOR SPDR Exchange Traded Fund 81369Y803   6,045,836 40,036 SH   SOLE   40,036 0 0
TESLA INC Common Stock 88160R101   641,674 3,093 SH   SOLE   3,093 0 0
TESLA INC Common Stock 88160R101   622 3 SH   OTR   3 0 0
THE HERSHEY COMPANY Common Stock 427866108   428,935 1,686 SH   SOLE   1,686 0 0
THERMO FISHER SCIENTIFIC INC Common Stock 883556102   1,306,631 2,267 SH   SOLE   2,267 0 0
TREX CO INC Common Stock 89531P105   378,507 7,777 SH   SOLE   7,777 0 0
UBS GROUP AG Int'l Common Stock H42097107   294,300 13,791 SH   SOLE   13,791 0 0
ULTA BEAUTY INC Common Stock 90384S303   637,888 1,169 SH   SOLE   1,169 0 0
ULTA BEAUTY INC Common Stock 90384S303   1,091 2 SH   OTR   2 0 0
UNITEDHEALTH GROUP INC Common Stock 91324P102   21,739 46 SH   OTR   46 0 0
UNITEDHEALTH GROUP INC Common Stock 91324P102   1,215,974 2,573 SH   SOLE   2,573 0 0
UTILITIES SELECT SECTOR SPDR Exchange Traded Fund 81369Y886   96,120 1,420 SH   OTR   250 1,170 0
UTILITIES SELECT SECTOR SPDR Exchange Traded Fund 81369Y886   458,600 6,775 SH   SOLE   6,775 0 0
VANGUARD REAL ESTATE ETF Exchange Traded Fund 922908553   567,994 6,840 SH   SOLE   6,840 0 0
VERTEX PHARMACEUTICALS INC Common Stock 92532F100   540,975 1,717 SH   SOLE   1,717 0 0
VERTEX PHARMACEUTICALS INC Common Stock 92532F100   945 3 SH   OTR   3 0 0
VISA INC CL A Common Stock 92826C839   13,077 58 SH   OTR   58 0 0
VISA INC CL A Common Stock 92826C839   1,063,946 4,719 SH   SOLE   4,719 0 0
VISTRA CORP Common Stock 92840M102   768,360 32,015 SH   SOLE   32,015 0 0
WALMART INC Common Stock 931142103   29,490 200 SH   OTR   200 0 0
WALMART INC Common Stock 931142103   998,089 6,769 SH   SOLE   5,069 1,700 0
WASTE MANAGEMENT INC DEL Common Stock 94106L109   619,720 3,798 SH   SOLE   3,798 0 0
WELLS FARGO & CO NEW Common Stock 949746101   211,870 5,668 SH   OTR   5,668 0 0
WOODSIDE ENERGY GROUP LTD Int'l Common Stock 980228308   205,907 9,180 SH   SOLE   9,180 0 0