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<informationTable xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">

<infoTable>

<nameOfIssuer>ABBVIE INC COMMON</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>00287Y109</cusip>
<value>22</value>
<shrsOrPrnAmt>

<sshPrnamt>330</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>330</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>ABBVIE INC COMMON</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>00287Y109</cusip>
<value>189</value>
<shrsOrPrnAmt>

<sshPrnamt>2900</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>2900</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>ACTIVISION BIZZARD INC</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>00507V109</cusip>
<value>490</value>
<shrsOrPrnAmt>

<sshPrnamt>9833</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>9833</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>ADOBE SYSTEMS INC</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>00724F101</cusip>
<value>777</value>
<shrsOrPrnAmt>

<sshPrnamt>5973</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>5973</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>ALPHABET INC CAP STOCK CL C</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>02079K107</cusip>
<value>1341</value>
<shrsOrPrnAmt>

<sshPrnamt>1616</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>1616</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>AMAZON COM INC</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>023135106</cusip>
<value>1076</value>
<shrsOrPrnAmt>

<sshPrnamt>1214</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>1214</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>025816109</cusip>
<value>248</value>
<shrsOrPrnAmt>

<sshPrnamt>3140</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>3140</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>APPLE INC</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>037833100</cusip>
<value>563</value>
<shrsOrPrnAmt>

<sshPrnamt>3921</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>3921</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>AT&#x26;T INC</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>00206R102</cusip>
<value>61</value>
<shrsOrPrnAmt>

<sshPrnamt>1480</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>1480</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>AT&#x26;T INC</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>00206R102</cusip>
<value>150</value>
<shrsOrPrnAmt>

<sshPrnamt>3605</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>3605</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>BANK OF AMERICA CORP</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>060505104</cusip>
<value>228</value>
<shrsOrPrnAmt>

<sshPrnamt>9659</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>9659</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>BERKSHIRE HATHAWAY INC DEL CL B NEW</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>084670702</cusip>
<value>362</value>
<shrsOrPrnAmt>

<sshPrnamt>2173</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>2173</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>BERKSHIRE HATHAWAY INC DEL CL B NEW</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>084670702</cusip>
<value>83</value>
<shrsOrPrnAmt>

<sshPrnamt>500</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>500</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>BIOGEN INC</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>09062X103</cusip>
<value>612</value>
<shrsOrPrnAmt>

<sshPrnamt>2237</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>2237</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>BROADCOM LTD</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>Y09827109</cusip>
<value>770</value>
<shrsOrPrnAmt>

<sshPrnamt>3517</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>3517</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>CANADIAN NATIONAL RAILWAY CO</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>136375102</cusip>
<value>714</value>
<shrsOrPrnAmt>

<sshPrnamt>9656</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>9656</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>CERNER CORP</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>156782104</cusip>
<value>655</value>
<shrsOrPrnAmt>

<sshPrnamt>11136</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>11136</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>CHARLES SCHWAB CORP</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>808513105</cusip>
<value>683</value>
<shrsOrPrnAmt>

<sshPrnamt>16732</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>16732</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>20825C104</cusip>
<value>218</value>
<shrsOrPrnAmt>

<sshPrnamt>4371</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>4371</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>CONSUMER DISCRETIONARY SELECT SECTOR SPDR</nameOfIssuer>
<titleOfClass>Equity ETF</titleOfClass>
<cusip>81369Y407</cusip>
<value>1547</value>
<shrsOrPrnAmt>

<sshPrnamt>17591</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>17591</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>CONSUMER STAPLES SELECT SECTOR SPDR</nameOfIssuer>
<titleOfClass>Equity ETF</titleOfClass>
<cusip>81369Y308</cusip>
<value>1511</value>
<shrsOrPrnAmt>

<sshPrnamt>27688</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>27688</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>254687106</cusip>
<value>578</value>
<shrsOrPrnAmt>

<sshPrnamt>5097</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>5097</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>DOLLAR TREE INC</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>256746108</cusip>
<value>389</value>
<shrsOrPrnAmt>

<sshPrnamt>4959</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>4959</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>EAGLE BANCORP INC MD COM</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>268948106</cusip>
<value>608</value>
<shrsOrPrnAmt>

<sshPrnamt>10192</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>10192</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>EATON VANCE CORP</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>278265103</cusip>
<value>220</value>
<shrsOrPrnAmt>

<sshPrnamt>4900</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>4900</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>ENERGY SELECT SECTOR SPDR</nameOfIssuer>
<titleOfClass>Equity ETF</titleOfClass>
<cusip>81369Y506</cusip>
<value>1088</value>
<shrsOrPrnAmt>

<sshPrnamt>15569</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>15569</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>30231G102</cusip>
<value>1058</value>
<shrsOrPrnAmt>

<sshPrnamt>12903</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>12903</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>30231G102</cusip>
<value>148</value>
<shrsOrPrnAmt>

<sshPrnamt>1800</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>1800</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>FACEBOOK INC</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>30303M102</cusip>
<value>1145</value>
<shrsOrPrnAmt>

<sshPrnamt>8064</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>8064</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>FINANCIAL SELECT SECTOR SPDR</nameOfIssuer>
<titleOfClass>Equity ETF</titleOfClass>
<cusip>81369Y605</cusip>
<value>1948</value>
<shrsOrPrnAmt>

<sshPrnamt>82080</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>82080</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>FIRST INST BANCSYSTEM INC COM CL A</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>32055Y201</cusip>
<value>252</value>
<shrsOrPrnAmt>

<sshPrnamt>6349</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>6349</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>FISERV INC</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>337738108</cusip>
<value>625</value>
<shrsOrPrnAmt>

<sshPrnamt>5421</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>5421</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>FLEETCOR TECHNOLOGIES INC COM</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>339041105</cusip>
<value>373</value>
<shrsOrPrnAmt>

<sshPrnamt>2461</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>2461</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>FORTUNE BRANDS HOME &#x26; SEC INC</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>34964C106</cusip>
<value>619</value>
<shrsOrPrnAmt>

<sshPrnamt>10170</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>10170</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>GARTNER INC COMMON</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>366651107</cusip>
<value>771</value>
<shrsOrPrnAmt>

<sshPrnamt>7144</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>7144</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>HEALTH CARE SELECT SECTOR SPDR</nameOfIssuer>
<titleOfClass>Equity ETF</titleOfClass>
<cusip>81369Y209</cusip>
<value>2131</value>
<shrsOrPrnAmt>

<sshPrnamt>28659</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>28659</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>HEXCEL CORP NEW</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>428291108</cusip>
<value>744</value>
<shrsOrPrnAmt>

<sshPrnamt>13630</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>13630</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>HONEYWELL INTERNATIONAL INC</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>438516106</cusip>
<value>870</value>
<shrsOrPrnAmt>

<sshPrnamt>6968</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>6968</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>INDUSTRIAL SELECT SECTOR SPDR</nameOfIssuer>
<titleOfClass>Equity ETF</titleOfClass>
<cusip>81369Y704</cusip>
<value>1684</value>
<shrsOrPrnAmt>

<sshPrnamt>25887</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>25887</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>INPHI CORP</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>45772F107</cusip>
<value>678</value>
<shrsOrPrnAmt>

<sshPrnamt>13891</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>13891</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>INSPERITY INC COM</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>45778Q107</cusip>
<value>545</value>
<shrsOrPrnAmt>

<sshPrnamt>6150</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>6150</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>INTERPUBLIC GROUP COS INC</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>460690100</cusip>
<value>401</value>
<shrsOrPrnAmt>

<sshPrnamt>16311</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>16311</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>ISHARES CORE S&#x26;P 500 ETF</nameOfIssuer>
<titleOfClass>Equity ETF</titleOfClass>
<cusip>464287200</cusip>
<value>54822</value>
<shrsOrPrnAmt>

<sshPrnamt>231052</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>231052</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>ISHARES CORE S&#x26;P 500 ETF</nameOfIssuer>
<titleOfClass>Equity ETF</titleOfClass>
<cusip>464287200</cusip>
<value>2894</value>
<shrsOrPrnAmt>

<sshPrnamt>12195</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>12195</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>ISHARES CORE S&#x26;P MID-CAP ETF</nameOfIssuer>
<titleOfClass>Equity ETF</titleOfClass>
<cusip>464287507</cusip>
<value>16262</value>
<shrsOrPrnAmt>

<sshPrnamt>94980</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>94980</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>ISHARES CORE S&#x26;P MID-CAP ETF</nameOfIssuer>
<titleOfClass>Equity ETF</titleOfClass>
<cusip>464287507</cusip>
<value>911</value>
<shrsOrPrnAmt>

<sshPrnamt>5319</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>5319</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>ISHARES CORE S&#x26;P SMALL-CAP ETF</nameOfIssuer>
<titleOfClass>Equity ETF</titleOfClass>
<cusip>464287804</cusip>
<value>17401</value>
<shrsOrPrnAmt>

<sshPrnamt>251598</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>251598</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>ISHARES CORE S&#x26;P SMALL-CAP ETF</nameOfIssuer>
<titleOfClass>Equity ETF</titleOfClass>
<cusip>464287804</cusip>
<value>928</value>
<shrsOrPrnAmt>

<sshPrnamt>13413</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>13413</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>ISHARES DOW JONES INTERNATIONAL SELECT DIVIDEND INDEX FUND</nameOfIssuer>
<titleOfClass>Equity ETF</titleOfClass>
<cusip>464288448</cusip>
<value>9507</value>
<shrsOrPrnAmt>

<sshPrnamt>302182</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>302182</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>ISHARES DOW JONES INTERNATIONAL SELECT DIVIDEND INDEX FUND</nameOfIssuer>
<titleOfClass>Equity ETF</titleOfClass>
<cusip>464288448</cusip>
<value>400</value>
<shrsOrPrnAmt>

<sshPrnamt>12712</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>12712</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>ISHARES EDGE MSCI MIN VOL EMERGING MARKETS ETF</nameOfIssuer>
<titleOfClass>Equity ETF</titleOfClass>
<cusip>464286533</cusip>
<value>6355</value>
<shrsOrPrnAmt>

<sshPrnamt>118787</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>118787</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>ISHARES EDGE MSCI MIN VOL EMERGING MARKETS ETF</nameOfIssuer>
<titleOfClass>Equity ETF</titleOfClass>
<cusip>464286533</cusip>
<value>283</value>
<shrsOrPrnAmt>

<sshPrnamt>5287</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>5287</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>ISHARES MSCI EAFE INDEX ETF</nameOfIssuer>
<titleOfClass>Equity ETF</titleOfClass>
<cusip>464287465</cusip>
<value>541</value>
<shrsOrPrnAmt>

<sshPrnamt>8685</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>8685</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>ISHARES MSCI EAFE INDEX ETF</nameOfIssuer>
<titleOfClass>Equity ETF</titleOfClass>
<cusip>464287465</cusip>
<value>31</value>
<shrsOrPrnAmt>

<sshPrnamt>490</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>490</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>JOHNSON &#x26; JOHNSON</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>478160104</cusip>
<value>155</value>
<shrsOrPrnAmt>

<sshPrnamt>1245</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>1245</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>JOHNSON &#x26; JOHNSON</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>478160104</cusip>
<value>60</value>
<shrsOrPrnAmt>

<sshPrnamt>484</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>484</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>JPMORGAN CHASE &#x26; CO</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>46625H100</cusip>
<value>174</value>
<shrsOrPrnAmt>

<sshPrnamt>1980</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>1980</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>JPMORGAN CHASE &#x26; CO</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>46625H100</cusip>
<value>40</value>
<shrsOrPrnAmt>

<sshPrnamt>450</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>450</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>KROGER (THE) CO</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>501044101</cusip>
<value>10306</value>
<shrsOrPrnAmt>

<sshPrnamt>349458</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>349458</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>MARTIN MARIETTA MATLS INC COM</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>573284106</cusip>
<value>482</value>
<shrsOrPrnAmt>

<sshPrnamt>2208</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>2208</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>MATERIALS SELECT SECTOR SPDR</nameOfIssuer>
<titleOfClass>Equity ETF</titleOfClass>
<cusip>81369Y100</cusip>
<value>401</value>
<shrsOrPrnAmt>

<sshPrnamt>7650</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>7650</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>580135101</cusip>
<value>261</value>
<shrsOrPrnAmt>

<sshPrnamt>2013</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>2013</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>METTLER TOLEDO INTERNATIONAL INC</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>592688105</cusip>
<value>917</value>
<shrsOrPrnAmt>

<sshPrnamt>1915</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>1915</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>MIDDLEBY CORP</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>596278101</cusip>
<value>642</value>
<shrsOrPrnAmt>

<sshPrnamt>4706</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>4706</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>MKS INSTRUMENT INC COM</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>55306N104</cusip>
<value>292</value>
<shrsOrPrnAmt>

<sshPrnamt>4250</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>4250</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>MOHAWK INDS INC COM</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>608190104</cusip>
<value>668</value>
<shrsOrPrnAmt>

<sshPrnamt>2912</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>2912</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>MONOLITHIC PWR SYS INC COM</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>609839105</cusip>
<value>434</value>
<shrsOrPrnAmt>

<sshPrnamt>4708</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>4708</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>NIKE INC CL B</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>654106103</cusip>
<value>434</value>
<shrsOrPrnAmt>

<sshPrnamt>7790</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>7790</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>ORMAT TECHNOLOGIES INC</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>686688102</cusip>
<value>710</value>
<shrsOrPrnAmt>

<sshPrnamt>12433</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>12433</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>PDC ENERGY INC COM</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>69327R101</cusip>
<value>341</value>
<shrsOrPrnAmt>

<sshPrnamt>5465</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>5465</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>PEPSICO INC</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>713448108</cusip>
<value>264</value>
<shrsOrPrnAmt>

<sshPrnamt>2360</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>2360</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>PIONEER NATURAL RESOURCES CO</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>723787107</cusip>
<value>771</value>
<shrsOrPrnAmt>

<sshPrnamt>4140</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>4140</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>PRAXAIR INC</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>74005P104</cusip>
<value>237</value>
<shrsOrPrnAmt>

<sshPrnamt>2000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>2000</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>PRICELINE GROUP INC NEW</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>741503403</cusip>
<value>749</value>
<shrsOrPrnAmt>

<sshPrnamt>421</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>421</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>ROSS STORES INC</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>778296103</cusip>
<value>573</value>
<shrsOrPrnAmt>

<sshPrnamt>8702</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>8702</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>806857108</cusip>
<value>706</value>
<shrsOrPrnAmt>

<sshPrnamt>9039</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>9039</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>806857108</cusip>
<value>31</value>
<shrsOrPrnAmt>

<sshPrnamt>400</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>400</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>SELECT SECTOR SPDR TR RL EST SEL SEC</nameOfIssuer>
<titleOfClass>Equity ETF</titleOfClass>
<cusip>81369Y860</cusip>
<value>349</value>
<shrsOrPrnAmt>

<sshPrnamt>11029</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>11029</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>SKYWORKS SOLUTIONS INC</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>83088M102</cusip>
<value>657</value>
<shrsOrPrnAmt>

<sshPrnamt>6704</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>6704</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>SPDR GOLD TR GOLD SHS</nameOfIssuer>
<titleOfClass>Equity ETF</titleOfClass>
<cusip>78463V107</cusip>
<value>232</value>
<shrsOrPrnAmt>

<sshPrnamt>1955</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>1955</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>855244109</cusip>
<value>593</value>
<shrsOrPrnAmt>

<sshPrnamt>10152</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>10152</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>TECHNOLOGY SELECT SECTOR SPDR</nameOfIssuer>
<titleOfClass>Equity ETF</titleOfClass>
<cusip>81369Y803</cusip>
<value>3650</value>
<shrsOrPrnAmt>

<sshPrnamt>68472</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>68472</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>883556102</cusip>
<value>555</value>
<shrsOrPrnAmt>

<sshPrnamt>3611</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>3611</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>TRACTOR SUPPLY</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>892356106</cusip>
<value>563</value>
<shrsOrPrnAmt>

<sshPrnamt>8160</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>8160</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>US BANCORP</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>902973304</cusip>
<value>545</value>
<shrsOrPrnAmt>

<sshPrnamt>10573</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>10573</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>US BANCORP</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>902973304</cusip>
<value>12</value>
<shrsOrPrnAmt>

<sshPrnamt>233</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>233</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>UTILITIES SELECT SECTOR SPDR</nameOfIssuer>
<titleOfClass>Equity ETF</titleOfClass>
<cusip>81369Y886</cusip>
<value>510</value>
<shrsOrPrnAmt>

<sshPrnamt>9937</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>9937</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>UTILITIES SELECT SECTOR SPDR</nameOfIssuer>
<titleOfClass>Equity ETF</titleOfClass>
<cusip>81369Y886</cusip>
<value>41</value>
<shrsOrPrnAmt>

<sshPrnamt>800</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>800</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>VANGUARD REIT ETF</nameOfIssuer>
<titleOfClass>Equity ETF</titleOfClass>
<cusip>922908553</cusip>
<value>499</value>
<shrsOrPrnAmt>

<sshPrnamt>6040</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>6040</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>92343V104</cusip>
<value>33</value>
<shrsOrPrnAmt>

<sshPrnamt>675</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>675</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>92343V104</cusip>
<value>206</value>
<shrsOrPrnAmt>

<sshPrnamt>4233</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>4233</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>VISA INC CL A</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>92826C839</cusip>
<value>854</value>
<shrsOrPrnAmt>

<sshPrnamt>9611</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>9611</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>WAL-MART STORES INC</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>931142103</cusip>
<value>318</value>
<shrsOrPrnAmt>

<sshPrnamt>4407</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>4407</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>WAL-MART STORES INC</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>931142103</cusip>
<value>36</value>
<shrsOrPrnAmt>

<sshPrnamt>500</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>500</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>WELLS FARGO &#x26; CO NEW</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>949746101</cusip>
<value>32</value>
<shrsOrPrnAmt>

<sshPrnamt>572</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>572</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>WELLS FARGO &#x26; CO NEW</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>949746101</cusip>
<value>301</value>
<shrsOrPrnAmt>

<sshPrnamt>5400</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>5400</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>WOODWARD INC COM</nameOfIssuer>
<titleOfClass>Common Stock</titleOfClass>
<cusip>980745103</cusip>
<value>263</value>
<shrsOrPrnAmt>

<sshPrnamt>3868</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>3868</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
</informationTable>
