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<infoTable>

<nameOfIssuer>Air Methods Corp </nameOfIssuer>
<titleOfClass>COM PAR .06</titleOfClass>
<cusip>009128307</cusip>
<value>716</value>
<shrsOrPrnAmt>

<sshPrnamt>12895</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>12122</Sole>
<Shared>0</Shared>
<None>773</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>American Express Co </nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>025816109</cusip>
<value>289</value>
<shrsOrPrnAmt>

<sshPrnamt>3300</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>3300</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
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<infoTable>

<nameOfIssuer>Apple Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>037833100</cusip>
<value>499</value>
<shrsOrPrnAmt>

<sshPrnamt>4956</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>4956</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Bank of America Corp</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>060505104</cusip>
<value>270</value>
<shrsOrPrnAmt>

<sshPrnamt>15851</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>15851</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
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<infoTable>

<nameOfIssuer>Baytex Energy Corp</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>07317Q105</cusip>
<value>292</value>
<shrsOrPrnAmt>

<sshPrnamt>7700</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>7249</Sole>
<Shared>0</Shared>
<None>451</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Berkshire Hathaway</nameOfIssuer>
<titleOfClass>CL A</titleOfClass>
<cusip>084670108</cusip>
<value>207</value>
<shrsOrPrnAmt>

<sshPrnamt>1</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>1</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
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<infoTable>

<nameOfIssuer>Berkshire Hathaway Inc Del Cl B New</nameOfIssuer>
<titleOfClass>CL B NEW</titleOfClass>
<cusip>084670702</cusip>
<value>486</value>
<shrsOrPrnAmt>

<sshPrnamt>3517</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>3517</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
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<infoTable>

<nameOfIssuer>Biogen Idec Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>09062X103</cusip>
<value>932</value>
<shrsOrPrnAmt>

<sshPrnamt>2818</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>2647</Sole>
<Shared>0</Shared>
<None>171</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Boeing Co </nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>097023105</cusip>
<value>223</value>
<shrsOrPrnAmt>

<sshPrnamt>1750</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>1750</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Canadian National Railway Co</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>136375102</cusip>
<value>877</value>
<shrsOrPrnAmt>

<sshPrnamt>12363</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>11613</Sole>
<Shared>0</Shared>
<None>750</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Cerner Corp </nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>156782104</cusip>
<value>848</value>
<shrsOrPrnAmt>

<sshPrnamt>14230</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>13390</Sole>
<Shared>0</Shared>
<None>840</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Chevron Corp New</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>166764100</cusip>
<value>248</value>
<shrsOrPrnAmt>

<sshPrnamt>2079</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>2079</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Coca-Cola Co</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>191216100</cusip>
<value>220</value>
<shrsOrPrnAmt>

<sshPrnamt>5150</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>5150</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Cognizant Technology Solutions Corp Cl A</nameOfIssuer>
<titleOfClass>CL A</titleOfClass>
<cusip>192446102</cusip>
<value>709</value>
<shrsOrPrnAmt>

<sshPrnamt>15836</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>14945</Sole>
<Shared>0</Shared>
<None>891</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Consumer Discretionary Select Sector SPDR </nameOfIssuer>
<titleOfClass>SBI CONS DISCR</titleOfClass>
<cusip>81369Y407</cusip>
<value>1230</value>
<shrsOrPrnAmt>

<sshPrnamt>18448</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>18448</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Consumer Staples Select Sector SPDR</nameOfIssuer>
<titleOfClass>SBI CONS STPLS</titleOfClass>
<cusip>81369Y308</cusip>
<value>1505</value>
<shrsOrPrnAmt>

<sshPrnamt>33354</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>33354</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Disney Walt Co</nameOfIssuer>
<titleOfClass>COM DISNEY</titleOfClass>
<cusip>254687106</cusip>
<value>701</value>
<shrsOrPrnAmt>

<sshPrnamt>7870</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>7870</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Dollar Tree Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>256746108</cusip>
<value>475</value>
<shrsOrPrnAmt>

<sshPrnamt>8471</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>7975</Sole>
<Shared>0</Shared>
<None>496</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Emerson Electric Co</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>291011104</cusip>
<value>122</value>
<shrsOrPrnAmt>

<sshPrnamt>1953</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>1953</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Emerson Electric Co</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>291011104</cusip>
<value>90</value>
<shrsOrPrnAmt>

<sshPrnamt>1433</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>1433</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Energy Select Sector SPDR</nameOfIssuer>
<titleOfClass>SBI INT-ENERGY</titleOfClass>
<cusip>81369Y506</cusip>
<value>1555</value>
<shrsOrPrnAmt>

<sshPrnamt>17161</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>17161</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Entergy Corp New</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>29364G103</cusip>
<value>205</value>
<shrsOrPrnAmt>

<sshPrnamt>2650</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>2650</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Express Scripts Holding Co</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>30219G108</cusip>
<value>858</value>
<shrsOrPrnAmt>

<sshPrnamt>12149</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>11438</Sole>
<Shared>0</Shared>
<None>711</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>30231G102</cusip>
<value>842</value>
<shrsOrPrnAmt>

<sshPrnamt>8951</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>8951</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>30231G102</cusip>
<value>207</value>
<shrsOrPrnAmt>

<sshPrnamt>2200</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>2200</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Financial Select Sector SPDR</nameOfIssuer>
<titleOfClass>SBI INT-FINL</titleOfClass>
<cusip>81369Y605</cusip>
<value>1991</value>
<shrsOrPrnAmt>

<sshPrnamt>85924</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>85924</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>FMC Technologies Inc </nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>30249U101</cusip>
<value>623</value>
<shrsOrPrnAmt>

<sshPrnamt>11463</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>10773</Sole>
<Shared>0</Shared>
<None>690</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Gartner Inc Common</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>366651107</cusip>
<value>460</value>
<shrsOrPrnAmt>

<sshPrnamt>6260</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>5924</Sole>
<Shared>0</Shared>
<None>336</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>375558103</cusip>
<value>1256</value>
<shrsOrPrnAmt>

<sshPrnamt>11795</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>11099</Sole>
<Shared>0</Shared>
<None>696</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Health Care Select Sector SPDR</nameOfIssuer>
<titleOfClass>SBI HEALTHCARE</titleOfClass>
<cusip>81369Y209</cusip>
<value>2162</value>
<shrsOrPrnAmt>

<sshPrnamt>33836</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>33836</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Honeywell International Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>438516106</cusip>
<value>745</value>
<shrsOrPrnAmt>

<sshPrnamt>7999</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>7506</Sole>
<Shared>0</Shared>
<None>493</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>IHS Inc Cl A</nameOfIssuer>
<titleOfClass>CL A</titleOfClass>
<cusip>451734107</cusip>
<value>393</value>
<shrsOrPrnAmt>

<sshPrnamt>3136</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>2955</Sole>
<Shared>0</Shared>
<None>181</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Industrial Select Sector SPDR </nameOfIssuer>
<titleOfClass>SBI INT-INDS</titleOfClass>
<cusip>81369Y704</cusip>
<value>1605</value>
<shrsOrPrnAmt>

<sshPrnamt>30192</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>30192</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>International Business Machines Corp</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>459200101</cusip>
<value>201</value>
<shrsOrPrnAmt>

<sshPrnamt>1060</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>1060</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>International Business Machines Corp</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>459200101</cusip>
<value>84</value>
<shrsOrPrnAmt>

<sshPrnamt>442</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>442</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>iShares Barclays 1-3 Year Credit Bond</nameOfIssuer>
<titleOfClass>1-3 YR CR BD ETF</titleOfClass>
<cusip>464288646</cusip>
<value>8684</value>
<shrsOrPrnAmt>

<sshPrnamt>82487</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>80755</Sole>
<Shared>0</Shared>
<None>1732</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>iShares Barclays 1-3 Year Credit Bond</nameOfIssuer>
<titleOfClass>1-3 YR CR BD ETF</titleOfClass>
<cusip>464288646</cusip>
<value>4</value>
<shrsOrPrnAmt>

<sshPrnamt>39</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>39</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>iShares Core S&#x26;P 500 ETF</nameOfIssuer>
<titleOfClass>CORE S&#x26;P500 ETF</titleOfClass>
<cusip>464287200</cusip>
<value>44619</value>
<shrsOrPrnAmt>

<sshPrnamt>225055</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>221295</Sole>
<Shared>0</Shared>
<None>3760</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>iShares Core S&#x26;P 500 ETF</nameOfIssuer>
<titleOfClass>CORE S&#x26;P500 ETF</titleOfClass>
<cusip>464287200</cusip>
<value>1865</value>
<shrsOrPrnAmt>

<sshPrnamt>9405</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>9405</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>iShares Core S&#x26;P Mid-Cap ETF</nameOfIssuer>
<titleOfClass>CORE S&#x26;P MCP ETF</titleOfClass>
<cusip>464287507</cusip>
<value>14559</value>
<shrsOrPrnAmt>

<sshPrnamt>106472</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>104930</Sole>
<Shared>0</Shared>
<None>1542</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>iShares Core S&#x26;P Mid-Cap ETF</nameOfIssuer>
<titleOfClass>CORE S&#x26;P MCP ETF</titleOfClass>
<cusip>464287507</cusip>
<value>563</value>
<shrsOrPrnAmt>

<sshPrnamt>4119</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>4119</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>iShares Core S&#x26;P Small-Cap ETF</nameOfIssuer>
<titleOfClass>CORE S&#x26;P SCP ETF</titleOfClass>
<cusip>464287804</cusip>
<value>13453</value>
<shrsOrPrnAmt>

<sshPrnamt>128984</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>127073</Sole>
<Shared>0</Shared>
<None>1911</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>iShares Core S&#x26;P Small-Cap ETF</nameOfIssuer>
<titleOfClass>CORE S&#x26;P SCP ETF</titleOfClass>
<cusip>464287804</cusip>
<value>549</value>
<shrsOrPrnAmt>

<sshPrnamt>5261</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>5261</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>iShares Dow Jones International Select Dividend Index Fund</nameOfIssuer>
<titleOfClass>INTL SEL DIV ETF</titleOfClass>
<cusip>464288448</cusip>
<value>8493</value>
<shrsOrPrnAmt>

<sshPrnamt>237309</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>234525</Sole>
<Shared>0</Shared>
<None>2784</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>iShares Dow Jones International Select Dividend Index Fund</nameOfIssuer>
<titleOfClass>INTL SEL DIV ETF</titleOfClass>
<cusip>464288448</cusip>
<value>299</value>
<shrsOrPrnAmt>

<sshPrnamt>8367</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>8367</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>iShares Invest Grade Corp Bond</nameOfIssuer>
<titleOfClass>IBOXX INV CP ETF</titleOfClass>
<cusip>464287242</cusip>
<value>9299</value>
<shrsOrPrnAmt>

<sshPrnamt>78661</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>77565</Sole>
<Shared>0</Shared>
<None>1096</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>iShares Invest Grade Corp Bond</nameOfIssuer>
<titleOfClass>IBOXX INV CP ETF</titleOfClass>
<cusip>464287242</cusip>
<value>3</value>
<shrsOrPrnAmt>

<sshPrnamt>25</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>25</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>iShares MSCI EAFE Index Fund</nameOfIssuer>
<titleOfClass>MSCI EAFE ETF</titleOfClass>
<cusip>464287465</cusip>
<value>574</value>
<shrsOrPrnAmt>

<sshPrnamt>8946</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>8946</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>iShares MSCI EAFE Index Fund</nameOfIssuer>
<titleOfClass>MSCI EAFE ETF</titleOfClass>
<cusip>464287465</cusip>
<value>31</value>
<shrsOrPrnAmt>

<sshPrnamt>490</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>490</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>iShares MSCI Emerging Minimum Volatility ETF</nameOfIssuer>
<titleOfClass>EM MK MINVOL ETF</titleOfClass>
<cusip>464286533</cusip>
<value>6520</value>
<shrsOrPrnAmt>

<sshPrnamt>109026</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>107759</Sole>
<Shared>0</Shared>
<None>1267</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>iShares MSCI Emerging Minimum Volatility ETF</nameOfIssuer>
<titleOfClass>EM MK MINVOL ETF</titleOfClass>
<cusip>464286533</cusip>
<value>248</value>
<shrsOrPrnAmt>

<sshPrnamt>4154</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>4154</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Johnson &#x26; Johnson </nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>478160104</cusip>
<value>258</value>
<shrsOrPrnAmt>

<sshPrnamt>2419</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>2419</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Johnson &#x26; Johnson </nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>478160104</cusip>
<value>53</value>
<shrsOrPrnAmt>

<sshPrnamt>500</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>500</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>JPMorgan Chase &#x26; Co</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>46625H100</cusip>
<value>214</value>
<shrsOrPrnAmt>

<sshPrnamt>3550</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>3550</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>JPMorgan Chase &#x26; Co</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>46625H100</cusip>
<value>27</value>
<shrsOrPrnAmt>

<sshPrnamt>450</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>450</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Kirby Corp </nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>497266106</cusip>
<value>969</value>
<shrsOrPrnAmt>

<sshPrnamt>8221</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>7718</Sole>
<Shared>0</Shared>
<None>503</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Kroger (The) Co</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>501044101</cusip>
<value>9010</value>
<shrsOrPrnAmt>

<sshPrnamt>173276</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>173276</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Kroger (The) Co</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>501044101</cusip>
<value>672</value>
<shrsOrPrnAmt>

<sshPrnamt>12915</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>12915</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Materials Select Sector SPDR</nameOfIssuer>
<titleOfClass>SBI MATERIALS</titleOfClass>
<cusip>81369Y100</cusip>
<value>424</value>
<shrsOrPrnAmt>

<sshPrnamt>8542</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>8542</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>McDonalds Corp</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>580135101</cusip>
<value>314</value>
<shrsOrPrnAmt>

<sshPrnamt>3315</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>3315</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>McKesson Corp</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>58155Q103</cusip>
<value>810</value>
<shrsOrPrnAmt>

<sshPrnamt>4159</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>3917</Sole>
<Shared>0</Shared>
<None>242</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Mettler Toledo International Inc </nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>592688105</cusip>
<value>606</value>
<shrsOrPrnAmt>

<sshPrnamt>2367</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>2239</Sole>
<Shared>0</Shared>
<None>128</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>NIC Inc </nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>62914B100</cusip>
<value>406</value>
<shrsOrPrnAmt>

<sshPrnamt>23581</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>22134</Sole>
<Shared>0</Shared>
<None>1447</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Novo-Nordisk Spons ADR</nameOfIssuer>
<titleOfClass>ADR</titleOfClass>
<cusip>670100205</cusip>
<value>663</value>
<shrsOrPrnAmt>

<sshPrnamt>13915</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>13108</Sole>
<Shared>0</Shared>
<None>807</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Oceaneering International Inc </nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>675232102</cusip>
<value>783</value>
<shrsOrPrnAmt>

<sshPrnamt>12020</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>11294</Sole>
<Shared>0</Shared>
<None>726</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Pepsico Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>713448108</cusip>
<value>229</value>
<shrsOrPrnAmt>

<sshPrnamt>2460</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>2460</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Petsmart Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>716768106</cusip>
<value>442</value>
<shrsOrPrnAmt>

<sshPrnamt>6306</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>5957</Sole>
<Shared>0</Shared>
<None>349</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Philip Morris International Inc </nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>718172109</cusip>
<value>139</value>
<shrsOrPrnAmt>

<sshPrnamt>1667</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>1667</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Philip Morris International Inc </nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>718172109</cusip>
<value>83</value>
<shrsOrPrnAmt>

<sshPrnamt>1000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>1000</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Polaris Inds Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>731068102</cusip>
<value>655</value>
<shrsOrPrnAmt>

<sshPrnamt>4370</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>4109</Sole>
<Shared>0</Shared>
<None>261</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Praxair Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>74005P104</cusip>
<value>258</value>
<shrsOrPrnAmt>

<sshPrnamt>2000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>2000</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Priceline Group Inc New</nameOfIssuer>
<titleOfClass>COM NEW</titleOfClass>
<cusip>741503403</cusip>
<value>696</value>
<shrsOrPrnAmt>

<sshPrnamt>601</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>566</Sole>
<Shared>0</Shared>
<None>35</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Qualcomm Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>747525103</cusip>
<value>234</value>
<shrsOrPrnAmt>

<sshPrnamt>3132</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>3132</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Quanta Services Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>74762E102</cusip>
<value>751</value>
<shrsOrPrnAmt>

<sshPrnamt>20698</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>19490</Sole>
<Shared>0</Shared>
<None>1208</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Ross Stores Inc </nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>778296103</cusip>
<value>508</value>
<shrsOrPrnAmt>

<sshPrnamt>6724</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>6332</Sole>
<Shared>0</Shared>
<None>392</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Signature Bk New York N Y </nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>82669G104</cusip>
<value>512</value>
<shrsOrPrnAmt>

<sshPrnamt>4569</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>4290</Sole>
<Shared>0</Shared>
<None>279</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Skyworks Solutions Inc </nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>83088M102</cusip>
<value>1253</value>
<shrsOrPrnAmt>

<sshPrnamt>21592</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>20437</Sole>
<Shared>0</Shared>
<None>1155</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Stratasys Ltd Shs</nameOfIssuer>
<titleOfClass>SHS</titleOfClass>
<cusip>M85548101</cusip>
<value>573</value>
<shrsOrPrnAmt>

<sshPrnamt>4745</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>4470</Sole>
<Shared>0</Shared>
<None>275</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Synaptics Inc </nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>87157D109</cusip>
<value>586</value>
<shrsOrPrnAmt>

<sshPrnamt>8012</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>7542</Sole>
<Shared>0</Shared>
<None>470</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Technology Select Sector SPDR </nameOfIssuer>
<titleOfClass>TECHNOLOGY</titleOfClass>
<cusip>81369Y803</cusip>
<value>3021</value>
<shrsOrPrnAmt>

<sshPrnamt>75704</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>75704</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Toronto Dominion Bank ADR</nameOfIssuer>
<titleOfClass>COM NEW</titleOfClass>
<cusip>891160509</cusip>
<value>399</value>
<shrsOrPrnAmt>

<sshPrnamt>8082</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>7626</Sole>
<Shared>0</Shared>
<None>456</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Tractor Supply </nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>892356106</cusip>
<value>724</value>
<shrsOrPrnAmt>

<sshPrnamt>11765</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>11041</Sole>
<Shared>0</Shared>
<None>724</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Union Pacific Corp</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>907818108</cusip>
<value>503</value>
<shrsOrPrnAmt>

<sshPrnamt>4635</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>4635</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Utilities Select Sector SPDR</nameOfIssuer>
<titleOfClass>SBI INT-UTILS</titleOfClass>
<cusip>81369Y886</cusip>
<value>455</value>
<shrsOrPrnAmt>

<sshPrnamt>10822</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>10822</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Utilities Select Sector SPDR</nameOfIssuer>
<titleOfClass>SBI INT-UTILS</titleOfClass>
<cusip>81369Y886</cusip>
<value>34</value>
<shrsOrPrnAmt>

<sshPrnamt>800</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>800</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Vangard REIT ETF</nameOfIssuer>
<titleOfClass>REIT ETF</titleOfClass>
<cusip>922908553</cusip>
<value>345</value>
<shrsOrPrnAmt>

<sshPrnamt>4807</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>4807</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Verizon Communications Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>92343V104</cusip>
<value>36</value>
<shrsOrPrnAmt>

<sshPrnamt>711</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>711</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Verizon Communications Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>92343V104</cusip>
<value>176</value>
<shrsOrPrnAmt>

<sshPrnamt>3518</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>3518</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Virtusa Corp Common</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>92827P102</cusip>
<value>796</value>
<shrsOrPrnAmt>

<sshPrnamt>22397</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>21082</Sole>
<Shared>0</Shared>
<None>1315</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Wal-Mart Stores Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>931142103</cusip>
<value>431</value>
<shrsOrPrnAmt>

<sshPrnamt>5642</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>5642</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Wells Fargo &#x26; Co New</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>949746101</cusip>
<value>241</value>
<shrsOrPrnAmt>

<sshPrnamt>4638</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<votingAuthority>

<Sole>4638</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable>

<nameOfIssuer>Wells Fargo &#x26; Co New</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>949746101</cusip>
<value>280</value>
<shrsOrPrnAmt>

<sshPrnamt>5400</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>OTR</investmentDiscretion>
<votingAuthority>

<Sole>5400</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
</informationTable>
