Income Taxes (Details 2) - USD ($)	Dec. 31, 2015	Dec. 31, 2014
Deferred tax assets (liabilities):
Allowance for loan losses	$ 140,131	$ 89,131
Lost interest on nonaccrual loans	44,348	7,598
Real estate acquired in settlement of loans	250,453	248,148
Net operating loss carry-forward	1,987,292	5,213,659
Deferred operational and start-up costs	$ 56,513	69,554
Other-than-temporary impairment on non-marketable equity securities.		52,497
Unrealized loss (gain) on investment securities available for sale	$ (58,648)	(595)
Internally developed software	3,771,558	3,081,561
Other	185,313	78,197
Deferred tax liability, gross	6,376,960	8,839,750
Valuation allowance	$ (6,376,960)	$ (8,839,750)
Net deferred tax asset