Consolidated Statements of Operations (unaudited) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Interest income
Loans	$ 1,171,051	$ 1,181,010	$ 3,349,379	$ 3,655,015
Investment securities	60,118	73,057	210,390	201,507
Federal funds sold and other	11,027	12,921	35,060	38,624
Total interest income	1,242,196	1,266,988	3,594,829	3,895,146
Interest expense
Deposits	303,562	487,490	1,041,425	1,590,619
Borrowings	53,449	80,249	158,825	322,259
Total interest expense	357,011	567,739	1,200,250	1,912,878
Net interest income	885,185	699,249	2,394,579	1,982,268
Provision for loan losses	(80,000)	1,220,000	730,000	2,055,000
Net interest income (expense) after provision for loan losses	965,185	(520,751)	1,664,579	(72,732)
Noninterest income	73,916	76,004	169,999	188,418
Noninterest expenses
Compensation and benefits	439,738	484,498	1,271,971	1,488,624
Net changes in fair value and (gains) losses on other real estate owned and repossessed assets	7,165	318,131	246,382	692,290
Occupancy and equipment	147,001	142,763	433,984	432,282
Insurance	63,685	125,818	316,935	383,876
Data processing and related costs	72,026	70,085	223,130	215,666
Professional fees	66,556	92,848	225,326	226,272
Marketing	14,515	18,727	56,052	79,458
Telephone and supplies	16,023	12,724	51,008	45,227
Other	172,867	80,716	418,875	221,540
Total noninterest expenses	999,576	1,346,310	3,243,663	3,785,235
Income (loss) before income tax expense	39,525	(1,791,057)	(1,409,085)	(3,669,549)
Income tax expense		1,374,937		1,374,937
Net income (loss)	$ 39,525	$ (3,165,994)	$ (1,409,085)	$ (5,044,486)
Income (loss) per common share - basic and diluted (in dollars per share)	$ 0.02	$ (1.52)	$ (0.68)	$ (2.42)
Weighted average common shares outstanding - basic and diluted (in Shares)	2,085,010	2,085,010	2,085,010	2,085,010