The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC Com 00206R102   279,699 17,536 SH   SOLE 0 17,536 0 0
AT&T INC Com 00206R102   207,557 13,013 SH   DFND 0 13,013 0 0
ABBOTT LABORATORIES Com 002824100   2,048,486 18,790 SH   SOLE 0 18,674 0 116
ABBOTT LABORATORIES Com 002824100   90,051 826 SH   DFND 0 826 0 0
ABBVIE INC Com 00287Y109   2,209,033 16,396 SH   SOLE 0 16,396 0 0
ABBVIE INC Com 00287Y109   86,092 639 SH   DFND 0 639 0 0
ADOBE INC Com 00724F101   7,701,593 15,750 SH   SOLE 0 15,469 0 281
ADVANCED ENERGY INDUSTRIES INC Com 007973100   559,702 5,022 SH   SOLE 0 4,949 0 73
AIR PRODUCTS & CHEMICALS INC Com 009158106   581,088 1,940 SH   SOLE 0 1,940 0 0
ALPHABET INC CL C Com 02079K107   6,555,122 54,188 SH   SOLE 0 53,938 0 250
ALPHABET INC CL C Com 02079K107   113,712 940 SH   DFND 0 940 0 0
ALPHABET INC CL A Com 02079K305   13,441,472 112,293 SH   SOLE 0 111,128 0 1,165
ALPHABET INC CL A Com 02079K305   112,518 940 SH   DFND 0 940 0 0
AMAZON COM INC Com 023135106   13,656,514 104,760 SH   SOLE 0 103,893 0 867
AMAZON COM INC Com 023135106   108,199 830 SH   DFND 0 830 0 0
AMEREN CORP Com 023608102   383,441 4,695 SH   SOLE 0 4,695 0 0
AMERICAN EXPRESS CO Com 025816109   1,053,562 6,048 SH   SOLE 0 6,048 0 0
AMERICAN NATIONAL BANKSHARES INC Com 027745108   289,336 9,984 SH   SOLE 0 9,984 0 0
AMERICAN TOWER CORP Com 03027X100   1,214,646 6,263 SH   SOLE 0 6,263 0 0
AMERIPRISE FINANCIAL INC Com 03076C106   209,261 630 SH   SOLE 0 630 0 0
AMGEN INC Com 031162100   6,345,776 28,582 SH   SOLE 0 28,482 0 100
AMGEN INC Com 031162100   691,148 3,113 SH   DFND 0 3,113 0 0
ANALOG DEVICES INC Com 032654105   478,064 2,454 SH   SOLE 0 2,454 0 0
APPLE INC Com 037833100   56,444,494 290,996 SH   SOLE 0 288,434 0 2,562
APPLE INC Com 037833100   727,000 3,748 SH   DFND 0 3,748 0 0
APPLIED MATERIALS INC Com 038222105   927,658 6,418 SH   SOLE 0 6,418 0 0
AUTOMATIC DATA PROCESSING INC Com 053015103   1,504,023 6,843 SH   SOLE 0 6,795 0 48
AUTOMATIC DATA PROCESSING INC Com 053015103   808,607 3,679 SH   DFND 0 3,679 0 0
AUTOZONE INC Com 053332102   311,670 125 SH   SOLE 0 125 0 0
BALL CORP Com 058498106   349,260 6,000 SH   SOLE 0 6,000 0 0
BANK OF AMERICA CORP Com 060505104   374,433 13,051 SH   SOLE 0 13,051 0 0
BANK OF AMERICA CORP Com 060505104   43,035 1,500 SH   DFND 0 1,500 0 0
BERKSHIRE HATHAWAY INC A Com 084670108   517,810 1 SH   SOLE 0 1 0 0
BERKSHIRE HATHAWAY INC B Com 084670702   12,641,893 37,073 SH   SOLE 0 36,751 0 322
BERKSHIRE HATHAWAY INC B Com 084670702   69,564 204 SH   DFND 0 204 0 0
BLACKROCK INC Com 09247X101   756,107 1,094 SH   SOLE 0 1,085 0 9
BRISTOL MYERS SQUIBB CO Com 110122108   1,583,274 24,758 SH   SOLE 0 24,624 0 134
BRISTOL MYERS SQUIBB CO Com 110122108   403,844 6,315 SH   DFND 0 6,315 0 0
BROADCOM INC Com 11135F101   24,897,843 28,703 SH   SOLE 0 28,399 0 304
BROADCOM INC Com 11135F101   201,244 232 SH   DFND 0 232 0 0
CSX CORP Com 126408103   625,189 18,334 SH   SOLE 0 18,334 0 0
CVS HEALTH CORPORATION Com 126650100   4,394,940 63,575 SH   SOLE 0 62,835 0 740
CVS HEALTH CORPORATION Com 126650100   69,130 1,000 SH   DFND 0 1,000 0 0
CARRIER GLOBAL CORP Com 14448C104   541,740 10,898 SH   SOLE 0 10,898 0 0
CARRIER GLOBAL CORP Com 14448C104   14,913 300 SH   DFND 0 300 0 0
CATERPILLAR INC Com 149123101   360,955 1,467 SH   SOLE 0 1,467 0 0
CENTENE CORP Com 15135B101   377,990 5,604 SH   SOLE 0 5,464 0 140
CHEVRON CORPORATION Com 166764100   1,481,293 9,414 SH   SOLE 0 9,414 0 0
CHEVRON CORPORATION Com 166764100   363,006 2,307 SH   DFND 0 2,307 0 0
CISCO SYSTEMS INC Com 17275R102   14,410,884 278,525 SH   SOLE 0 275,934 0 2,591
CISCO SYSTEMS INC Com 17275R102   277,533 5,364 SH   DFND 0 5,364 0 0
CITIZENS FINANCIAL GROUP INC Com 174610105   2,914,857 111,766 SH   SOLE 0 111,266 0 500
CITIZENS FINANCIAL GROUP INC Com 174610105   6,520 250 SH   DFND 0 250 0 0
COCA COLA CO Com 191216100   939,552 15,602 SH   SOLE 0 15,602 0 0
COCA COLA CO Com 191216100   120,440 2,000 SH   DFND 0 2,000 0 0
COLGATE PALMOLIVE INC Com 194162103   238,054 3,090 SH   SOLE 0 3,090 0 0
COMCAST CORP Com 20030N101   8,008,887 192,753 SH   SOLE 0 192,473 0 280
COMCAST CORP Com 20030N101   14,169 341 SH   DFND 0 341 0 0
COMERICA INC Com 200340107   677,760 16,000 SH   SOLE 0 16,000 0 0
CONSOLIDATED EDISON INC Com 209115104   549,180 6,075 SH   SOLE 0 6,075 0 0
COSTCO WHOLESALE CORP Com 22160K105   1,048,226 1,947 SH   SOLE 0 1,947 0 0
COUPANG INC Com 22266T109   1,127,085 64,775 SH   SOLE 0 64,775 0 0
DANAHER CORP Com 235851102   1,309,680 5,457 SH   SOLE 0 5,457 0 0
DANAHER CORP Com 235851102   11,040 46 SH   DFND 0 46 0 0
DEERE & COMPANY Com 244199105   483,797 1,194 SH   SOLE 0 1,194 0 0
DEERE & COMPANY Com 244199105   10,535 26 SH   DFND 0 26 0 0
DIMENSIONAL EMERG CORE EQ MKT ETF Com 25434V302   17,330,676 738,733 SH   SOLE 0 732,530 0 6,203
WALT DISNEY CO Com 254687106   589,159 6,599 SH   SOLE 0 6,599 0 0
WALT DISNEY CO Com 254687106   11,160 125 SH   DFND 0 125 0 0
DOLLAR GENERAL CORP Com 256677105   4,879,647 28,741 SH   SOLE 0 28,696 0 45
ECOLAB INC Com 278865100   282,462 1,513 SH   SOLE 0 1,513 0 0
EDWARDS LIFESCIENCES CORP Com 28176E108   1,860,942 19,728 SH   SOLE 0 19,728 0 0
EDWARDS LIFESCIENCES CORP Com 28176E108   4,717 50 SH   DFND 0 50 0 0
EMERSON ELECTRIC CO Com 291011104   6,018,618 66,585 SH   SOLE 0 65,795 0 790
EMERSON ELECTRIC CO Com 291011104   269,453 2,981 SH   DFND 0 2,981 0 0
ENTEGRIS INC Com 29362U104   227,403 2,052 SH   SOLE 0 2,052 0 0
EVERGY INC Com 30034W106   5,187,170 88,791 SH   SOLE 0 88,791 0 0
EVERGY INC Com 30034W106   43,815 750 SH   DFND 0 750 0 0
EXELON CORP Com 30161N101   249,003 6,112 SH   SOLE 0 6,112 0 0
EXXON MOBIL CORP Com 30231G102   3,188,221 29,727 SH   SOLE 0 29,727 0 0
EXXON MOBIL CORP Com 30231G102   83,119 775 SH   DFND 0 775 0 0
META PLATFORMS INC Com 30303M102   400,624 1,396 SH   SOLE 0 1,396 0 0
META PLATFORMS INC Com 30303M102   100,443 350 SH   DFND 0 350 0 0
FEDERATED HERMES INC Com 314211103   10,135,978 282,733 SH   SOLE 0 280,781 0 1,952
FEDERATED HERMES INC Com 314211103   41,945 1,170 SH   DFND 0 1,170 0 0
FIRST TRUST GLOBAL WIND ENERGY ETF Com 33736G106   1,409,043 80,655 SH   SOLE 0 80,262 0 393
FIRST TRUST GLOBAL WIND ENERGY ETF Com 33736G106   20,964 1,200 SH   DFND 0 1,200 0 0
FLEXSHARES STOXX GLOBAL BROAD INFRA ETF Com 33939L795   311,258 5,944 SH   SOLE 0 5,944 0 0
FLEXSHARES QUALITY DIV DEFENSIVE ETF Com 33939L845   389,916 6,975 SH   SOLE 0 6,975 0 0
FLEXSHARES QUALITY DVD ETF Com 33939L860   9,366,834 162,084 SH   SOLE 0 160,334 0 1,750
GENERAL MILLS INC Com 370334104   109,221 1,424 SH   SOLE 0 1,424 0 0
GENERAL MILLS INC Com 370334104   101,628 1,325 SH   DFND 0 1,325 0 0
GENERAL MOTORS CO Com 37045V100   455,162 11,804 SH   SOLE 0 11,804 0 0
GENERAL MOTORS CO Com 37045V100   1,928 50 SH   DFND 0 50 0 0
GSK PLC Com 37733W204   241,247 6,769 SH   SOLE 0 6,769 0 0
GOLDMAN SACHS ACTIVEBETA INTL EQUITY ETF Com 381430107   13,602,640 433,896 SH   SOLE 0 427,690 0 6,206
GOLDMAN SACHS ACTIVEBETA INTL EQUITY ETF Com 381430107   18,841 601 SH   DFND 0 601 0 0
GOLDMAN SACHS ACTIVEBETA US LGE CAP EQ ETF Com 381430503   8,166,915 93,550 SH   SOLE 0 91,600 0 1,950
GOLDMAN SACHS ACTIVEBETA US LGE CAP EQ ETF Com 381430503   10,389 119 SH   DFND 0 119 0 0
JACK HENRY & ASSOCIATES INC Com 426281101   289,481 1,730 SH   SOLE 0 1,730 0 0
HERSHEY COMPANY Com 427866108   474,430 1,900 SH   SOLE 0 1,900 0 0
HOLOGIC INC Com 436440101   758,284 9,365 SH   SOLE 0 9,195 0 170
HOME DEPOT INC Com 437076102   11,375,947 36,621 SH   SOLE 0 36,283 0 338
HOME DEPOT INC Com 437076102   209,682 675 SH   DFND 0 675 0 0
HONEYWELL INTL INC Com 438516106   944,333 4,551 SH   SOLE 0 4,551 0 0
HONEYWELL INTL INC Com 438516106   124,500 600 SH   DFND 0 600 0 0
ILLINOIS TOOL WORKS INC Com 452308109   241,905 967 SH   SOLE 0 911 0 56
ILLINOIS TOOL WORKS INC Com 452308109   704,451 2,816 SH   DFND 0 2,816 0 0
INTEL CORP Com 458140100   896,326 26,804 SH   SOLE 0 26,804 0 0
INTEL CORP Com 458140100   390,980 11,692 SH   DFND 0 11,692 0 0
INTERNATIONAL BUSINESS MACHINES CORP Com 459200101   1,208,304 9,030 SH   SOLE 0 9,030 0 0
INTERNATIONAL BUSINESS MACHINES CORP Com 459200101   26,762 200 SH   DFND 0 200 0 0
INVESCO QQQ TRUST SERIES 1 ETF Com 46090E103   496,870 1,345 SH   SOLE 0 1,345 0 0
INVESCO WATER RESOURCES ETF Com 46137V142   965,735 17,126 SH   SOLE 0 16,886 0 240
INVESCO WATER RESOURCES ETF Com 46137V142   28,195 500 SH   DFND 0 500 0 0
INVESCO MSCI SUSTAINABLE FUTURE ETF Com 46137V407   629,108 12,835 SH   SOLE 0 12,515 0 320
INVESCO MSCI SUSTAINABLE FUTURE ETF Com 46137V407   20,831 425 SH   DFND 0 425 0 0
INVESCO SOLAR ETF Com 46138G706   1,576,025 22,067 SH   SOLE 0 21,974 0 93
INVESCO SOLAR ETF Com 46138G706   35,710 500 SH   DFND 0 500 0 0
ISHARES SELECT DIVIDEND ETF Com 464287168   997,267 8,802 SH   SOLE 0 8,802 0 0
ISHARES CORE S&P 500 ETF Com 464287200   39,493,026 88,607 SH   SOLE 0 86,932 0 1,675
ISHARES CORE TOT AGGR US BOND ETF Com 464287226   480,739 4,908 SH   SOLE 0 4,908 0 0
ISHARES IBOXX INV GRADE CORP BD ETF Com 464287242   1,121,412 10,370 SH   SOLE 0 10,370 0 0
ISHARES MSCI EAFE INDEX ETF Com 464287465   1,407,080 19,408 SH   SOLE 0 19,408 0 0
ISHARES MSCI EAFE INDEX ETF Com 464287465   94,685 1,306 SH   DFND 0 1,306 0 0
ISHARES CORE S&P MIDCAP ETF Com 464287507   1,102,923 4,218 SH   SOLE 0 4,218 0 0
ISHARES RUSSELL 1000 VALUE ETF Com 464287598   204,706 1,297 SH   SOLE 0 1,297 0 0
ISHARES RUSSELL 1000 GROWTH ETF Com 464287614   451,020 1,639 SH   SOLE 0 1,639 0 0
ISHARES RUSSELL 2000 ETF Com 464287655   287,085 1,533 SH   SOLE 0 1,533 0 0
ISHARES RUSSELL 3000 ETF Com 464287689   1,680,077 6,602 SH   SOLE 0 6,602 0 0
ISHARES CORE S&P SMALL CAP ETF Com 464287804   642,344 6,446 SH   SOLE 0 6,446 0 0
ISHARES CORE S&P SMALL CAP ETF Com 464287804   18,136 182 SH   DFND 0 182 0 0
ISHARES GLBL TIMBER & FORESTRY ETF Com 464288174   387,870 5,410 SH   SOLE 0 5,341 0 69
ISHARES NATL MUNI BOND ETF Com 464288414   15,631,462 146,458 SH   SOLE 0 144,515 0 1,943
ISHARES NATL MUNI BOND ETF Com 464288414   211,219 1,979 SH   DFND 0 1,979 0 0
ISHARES 1-5 YR INV GRADE CORP BD ETF Com 464288646   280,701 5,595 SH   SOLE 0 5,595 0 0
ISHARES MSCI USA ESG SELECT SOCIAL IDX ETF Com 464288802   1,727,003 18,443 SH   SOLE 0 18,283 0 160
ISHARES MSCI EAFE GROWTH ETF Com 464288885   333,172 3,492 SH   SOLE 0 3,492 0 0
ISHARES MSCI EAFE MIN VOL FACTOR ETF Com 46429B689   7,397,528 109,593 SH   SOLE 0 109,253 0 340
ISHARES EDGE MSCI MIN VOL USA ETF Com 46429B697   288,400 3,880 SH   SOLE 0 3,880 0 0
ISHARES EDGE MSCI USA QUAL FACT ETF Com 46432F339   1,206,277 8,944 SH   SOLE 0 8,944 0 0
ISHARES CORE MSCI EAFE ETF Com 46432F842   37,541,880 556,176 SH   SOLE 0 552,218 0 3,958
ISHARES CORE MSCI EAFE ETF Com 46432F842   44,550 660 SH   DFND 0 660 0 0
ISHARES U S EQUITY FACTOR ETF Com 46434V282   279,659 6,276 SH   SOLE 0 6,276 0 0
ISHARES MSCI INTL QUAL FACTOR ETF Com 46434V456   11,000,008 308,989 SH   SOLE 0 307,739 0 1,250
ISHARES MSCI INTL QUAL FACTOR ETF Com 46434V456   11,463 322 SH   DFND 0 322 0 0
ISHARES CORE DIVIDEND GROWTH ETF Com 46434V621   51,431,269 998,084 SH   SOLE 0 988,421 0 9,663
ISHARES CORE DIVIDEND GROWTH ETF Com 46434V621   7,730 150 SH   DFND 0 150 0 0
JP MORGAN CHASE & CO Com 46625H100   13,561,553 93,245 SH   SOLE 0 92,737 0 508
JP MORGAN CHASE & CO Com 46625H100   101,081 695 SH   DFND 0 695 0 0
JPMORGAN US QUALITY FACTOR ETF Com 46641Q761   5,387,061 121,659 SH   SOLE 0 117,725 0 3,934
JOHNSON & JOHNSON CO Com 478160104   8,898,024 53,758 SH   SOLE 0 52,883 0 875
JOHNSON & JOHNSON CO Com 478160104   570,713 3,448 SH   DFND 0 3,448 0 0
KELLOGG CO Com 487836108   287,326 4,263 SH   SOLE 0 4,263 0 0
KEYCORP NEW Com 493267108   319,270 34,553 SH   SOLE 0 34,273 0 280
KIMBERLY-CLARK CORP Com 494368103   1,246,958 9,032 SH   SOLE 0 9,032 0 0
KIMBERLY-CLARK CORP Com 494368103   303,732 2,200 SH   DFND 0 2,200 0 0
KROGER CO Com 501044101   14,812,849 315,167 SH   SOLE 0 312,805 0 2,362
KROGER CO Com 501044101   17,437 371 SH   DFND 0 371 0 0
L3 HARRIS TECHNOLOGIES INC Com 502431109   4,328,279 22,109 SH   SOLE 0 22,009 0 100
ELI LILLY & CO Com 532457108   1,543,882 3,292 SH   SOLE 0 3,292 0 0
ELI LILLY & CO Com 532457108   311,403 664 SH   DFND 0 664 0 0
LINCOLN ELECTRIC HOLDINGS Com 533900106   9,018,994 45,406 SH   SOLE 0 44,834 0 572
LOWES COMPANIES INC Com 548661107   9,383,252 41,574 SH   SOLE 0 41,474 0 100
MARSH & MCLENNAN CO INC Com 571748102   309,768 1,647 SH   SOLE 0 1,647 0 0
MASTERCARD INC CL A Com 57636Q104   1,848,510 4,700 SH   SOLE 0 4,330 0 370
MASTERCARD INC CL A Com 57636Q104   39,330 100 SH   DFND 0 100 0 0
MCDONALDS CORP Com 580135101   854,945 2,865 SH   SOLE 0 2,865 0 0
MCDONALDS CORP Com 580135101   269,166 902 SH   DFND 0 902 0 0
MERCK & CO INC Com 58933Y105   16,771,129 145,343 SH   SOLE 0 144,684 0 659
MERCK & CO INC Com 58933Y105   213,472 1,850 SH   DFND 0 1,850 0 0
METLIFE INC Com 59156R108   4,598,263 81,342 SH   SOLE 0 81,142 0 200
METLIFE INC Com 59156R108   47,542 841 SH   DFND 0 841 0 0
MICROSOFT CORP Com 594918104   45,216,220 132,778 SH   SOLE 0 131,640 0 1,138
MICROSOFT CORP Com 594918104   1,682,268 4,940 SH   DFND 0 4,940 0 0
MONDELEZ INTERNATIONAL INC A Com 609207105   14,222,935 194,995 SH   SOLE 0 193,641 0 1,354
MONDELEZ INTERNATIONAL INC A Com 609207105   58,352 800 SH   DFND 0 800 0 0
MORGAN STANLEY Com 617446448   404,881 4,741 SH   SOLE 0 4,741 0 0
NASDAQ INC Com 631103108   115,702 2,321 SH   SOLE 0 2,321 0 0
NASDAQ INC Com 631103108   89,730 1,800 SH   DFND 0 1,800 0 0
NEXTERA ENERGY INC Com 65339F101   3,352,430 45,181 SH   SOLE 0 45,181 0 0
NIKE INC CLASS B Com 654106103   1,955,977 17,722 SH   SOLE 0 17,722 0 0
NIKE INC CLASS B Com 654106103   11,037 100 SH   DFND 0 100 0 0
NOVARTIS AG ADR Com 66987V109   221,800 2,198 SH   SOLE 0 2,198 0 0
NOVO-NORDISK A/S SPONS ADR Com 670100205   46,445 287 SH   SOLE 0 287 0 0
NOVO-NORDISK A/S SPONS ADR Com 670100205   226,562 1,400 SH   DFND 0 1,400 0 0
NVIDIA CORP Com 67066G104   432,326 1,022 SH   SOLE 0 1,022 0 0
NUVEEN MUNI VALUE FUND Com 670928100   338,169 38,870 SH   DFND 0 38,870 0 0
ORACLE CORPORATION Com 68389X105   13,798,601 115,867 SH   SOLE 0 115,429 0 438
ORACLE CORPORATION Com 68389X105   37,275 313 SH   DFND 0 313 0 0
PNC FINANCIAL SERVICES GROUP Com 693475105   3,758,096 29,838 SH   SOLE 0 29,439 0 399
PNC FINANCIAL SERVICES GROUP Com 693475105   7,809 62 SH   DFND 0 62 0 0
PPG INDUSTRIES Com 693506107   302,829 2,042 SH   SOLE 0 2,042 0 0
PPG INDUSTRIES Com 693506107   42,859 289 SH   DFND 0 289 0 0
PPL CORP Com 69351T106   308,259 11,650 SH   SOLE 0 11,650 0 0
PPL CORP Com 69351T106   10,584 400 SH   DFND 0 400 0 0
PAYCHEX INC Com 704326107   228,215 2,040 SH   SOLE 0 2,040 0 0
PEPSICO INC Com 713448108   3,267,651 17,642 SH   SOLE 0 17,642 0 0
PEPSICO INC Com 713448108   788,111 4,255 SH   DFND 0 4,255 0 0
PFIZER INC Com 717081103   12,685,558 345,844 SH   SOLE 0 343,346 0 2,498
PFIZER INC Com 717081103   601,259 16,392 SH   DFND 0 16,392 0 0
PHILIP MORRIS INTERNATIONAL INC Com 718172109   361,096 3,699 SH   SOLE 0 3,699 0 0
PROCTER & GAMBLE CO Com 742718109   11,536,337 76,027 SH   SOLE 0 75,077 0 950
PROCTER & GAMBLE CO Com 742718109   597,856 3,940 SH   DFND 0 3,940 0 0
PUBLIC SERVICE ENTERPRISE GROUP Com 744573106   276,987 4,424 SH   SOLE 0 4,424 0 0
RTX CORPORATION Com 75513E101   1,699,410 17,348 SH   SOLE 0 17,348 0 0
RTX CORPORATION Com 75513E101   29,388 300 SH   DFND 0 300 0 0
REGENERON PHARMACEUTICALS INC Com 75886F107   5,570,841 7,753 SH   SOLE 0 7,632 0 121
REPLIGEN CORP Com 759916109   2,961,182 20,933 SH   SOLE 0 20,933 0 0
ROPER TECHNOLOGIES, INC Com 776696106   493,301 1,026 SH   SOLE 0 1,026 0 0
SHELL PLC ADR Com 780259305   166,830 2,763 SH   SOLE 0 2,763 0 0
SHELL PLC ADR Com 780259305   238,803 3,955 SH   DFND 0 3,955 0 0
S&P GLOBAL INC Com 78409V104   300,267 749 SH   SOLE 0 749 0 0
SPDR S&P500 ETF Com 78462F103   4,194,759 9,463 SH   SOLE 0 9,463 0 0
SPDR GOLD SHARES ETF Com 78463V107   420,361 2,358 SH   SOLE 0 2,358 0 0
SPDR S&P DIVIDEND ETF Com 78464A763   2,402,568 19,600 SH   SOLE 0 19,600 0 0
SPDR S&P MIDCAP 400 ETF Com 78467Y107   364,451 761 SH   SOLE 0 761 0 0
SPDR BLOOMBERG 1-10 YR TIPS ETF Com 78468R861   1,035,071 56,071 SH   SOLE 0 56,071 0 0
SANOFI ADR Com 80105N105   2,383,674 44,224 SH   SOLE 0 44,224 0 0
SANOFI ADR Com 80105N105   36,167 671 SH   DFND 0 671 0 0
CHARLES SCHWAB CORP Com 808513105   243,724 4,300 SH   SOLE 0 4,300 0 0
SCHWAB US DIVIDEND EQUITY ETF Com 808524797   7,498,451 103,256 SH   SOLE 0 102,956 0 300
SPDR HEALTH CARE SEL SECT ETF Com 81369Y209   1,127,674 8,496 SH   SOLE 0 8,496 0 0
SPDR CONSUMER STAPLES SELECT SECTOR ETF Com 81369Y308   2,923,336 39,414 SH   SOLE 0 39,124 0 290
SPDR CONSUMER STAPLES SELECT SECTOR ETF Com 81369Y308   14,834 200 SH   DFND 0 200 0 0
SPDR CONSUMER DISC SELECT SECTOR ETF Com 81369Y407   1,761,100 10,371 SH   SOLE 0 10,371 0 0
SPDR CONSUMER DISC SELECT SECTOR ETF Com 81369Y407   33,962 200 SH   DFND 0 200 0 0
SPDR FINANCIAL SELECT SECTOR ETF Com 81369Y605   6,414,271 190,278 SH   SOLE 0 189,628 0 650
SPDR FINANCIAL SELECT SECTOR ETF Com 81369Y605   3,371 100 SH   DFND 0 100 0 0
SPDR INDUSTRIAL SELECT SECTOR ETF Com 81369Y704   599,168 5,583 SH   SOLE 0 5,583 0 0
SPDR TECHNOLOGY SELECT SECTOR ETF Com 81369Y803   3,598,554 20,698 SH   SOLE 0 20,698 0 0
STARBUCKS CORP Com 855244109   6,829,791 68,946 SH   SOLE 0 68,508 0 438
STARBUCKS CORP Com 855244109   39,624 400 SH   DFND 0 400 0 0
STRYKER CORP Com 863667101   498,822 1,635 SH   SOLE 0 1,635 0 0
SYSCO CORPORATION Com 871829107   191,733 2,584 SH   SOLE 0 2,584 0 0
SYSCO CORPORATION Com 871829107   296,800 4,000 SH   DFND 0 4,000 0 0
TJX COMPANIES INC Com 872540109   9,949,174 117,339 SH   SOLE 0 114,923 0 2,416
TJX COMPANIES INC Com 872540109   16,110 190 SH   DFND 0 190 0 0
TARGET CORP Com 87612E106   5,270,988 39,962 SH   SOLE 0 39,776 0 186
TARGET CORP Com 87612E106   221,328 1,678 SH   DFND 0 1,678 0 0
TETRA TECH INC Com 88162G103   731,099 4,465 SH   SOLE 0 4,465 0 0
TEXAS INSTRUMENTS INC Com 882508104   5,882,514 32,677 SH   SOLE 0 32,577 0 100
TEXAS INSTRUMENTS INC Com 882508104   156,617 870 SH   DFND 0 870 0 0
THERMO FISHER SCIENTIFIC Com 883556102   1,486,988 2,850 SH   SOLE 0 2,850 0 0
THERMO FISHER SCIENTIFIC Com 883556102   22,435 43 SH   DFND 0 43 0 0
3M CO Com 88579Y101   854,669 8,539 SH   SOLE 0 8,539 0 0
3M CO Com 88579Y101   15,014 150 SH   DFND 0 150 0 0
TOTALENERGIES SE SPON ADR Com 89151E109   12,092,007 209,785 SH   SOLE 0 208,366 0 1,419
TRAVELERS COS INC Com 89417E109   442,312 2,547 SH   SOLE 0 2,547 0 0
TRUIST FINANCIAL CORP Com 89832Q109   7,657,517 252,307 SH   SOLE 0 250,962 0 1,345
TRUIST FINANCIAL CORP Com 89832Q109   122,068 4,022 SH   DFND 0 4,022 0 0
UNION PACIFIC CORP Com 907818108   887,232 4,336 SH   SOLE 0 4,336 0 0
UNION PACIFIC CORP Com 907818108   184,158 900 SH   DFND 0 900 0 0
UNITED PARCEL SERVICE INC Com 911312106   385,567 2,151 SH   SOLE 0 2,151 0 0
UNITED PARCEL SERVICE INC Com 911312106   125,475 700 SH   DFND 0 700 0 0
UNITEDHEALTH GROUP INC Com 91324P102   7,843,084 16,318 SH   SOLE 0 16,120 0 198
VANGUARD DIVIDEND APPREC ETF Com 921908844   7,848,942 48,322 SH   SOLE 0 48,322 0 0
VANGUARD ESG INTL STOCK ETF Com 921910725   2,904,745 54,693 SH   SOLE 0 54,121 0 572
VANGUARD FTSE DEV MKT ETF Com 921943858   331,203 7,172 SH   SOLE 0 7,172 0 0
VANGUARD HIGH DIVIDEND YIELD ETF Com 921946406   690,834 6,513 SH   SOLE 0 6,513 0 0
VANGUARD SHORT TERM TIPS ETF Com 922020805   377,084 7,952 SH   SOLE 0 7,952 0 0
VANGUARD FTSE PACIFIC ETF Com 922042866   6,170,847 88,509 SH   SOLE 0 88,197 0 312
VANGUARD FTSE EUROPE ETF Com 922042874   7,842,193 127,102 SH   SOLE 0 126,308 0 794
VANGUARD HEALTH CARE ETF Com 92204A504   326,100 1,332 SH   SOLE 0 1,332 0 0
VANGUARD INDUSTRIALS ETF Com 92204A603   8,087,400 39,349 SH   SOLE 0 38,946 0 403
VANGUARD INDUSTRIALS ETF Com 92204A603   13,154 64 SH   DFND 0 64 0 0
VANGUARD INFO TECH ETF Com 92204A702   446,139 1,009 SH   SOLE 0 1,009 0 0
VANGUARD S&P 500 ETF Com 922908363   325,824 800 SH   SOLE 0 800 0 0
VANGUARD MID CAP VALUE ETF Com 922908512   14,877,787 107,514 SH   SOLE 0 106,764 0 750
VANGUARD MID CAP VALUE ETF Com 922908512   102,124 738 SH   DFND 0 738 0 0
VANGUARD MID CAP GROWTH ETF Com 922908538   454,134 2,207 SH   SOLE 0 2,207 0 0
VANGUARD MID CAP GROWTH ETF Com 922908538   79,221 385 SH   DFND 0 385 0 0
VANGUARD REIT INDEX ETF Com 922908553   340,423 4,074 SH   SOLE 0 4,074 0 0
VANGUARD REIT INDEX ETF Com 922908553   29,246 350 SH   DFND 0 350 0 0
VANGUARD LARGE CAP ETF Com 922908637   9,792,592 48,306 SH   SOLE 0 48,306 0 0
VANGUARD GROWTH ETF Com 922908736   260,323 920 SH   SOLE 0 920 0 0
VANGUARD TOTAL STOCK MKT ETF Com 922908769   4,087,516 18,556 SH   SOLE 0 18,556 0 0
VERIZON COMMUNICATIONS Com 92343V104   371,007 9,976 SH   SOLE 0 9,976 0 0
VERIZON COMMUNICATIONS Com 92343V104   280,152 7,533 SH   DFND 0 7,533 0 0
VERTEX PHARMACEUTICALS INC Com 92532F100   249,856 710 SH   SOLE 0 710 0 0
VISA INC Com 92826C839   11,178,896 47,073 SH   SOLE 0 46,913 0 160
VISA INC Com 92826C839   183,335 772 SH   DFND 0 772 0 0
WEC ENERGY GROUP INC Com 92939U106   662,771 7,511 SH   SOLE 0 7,429 0 82
WEC ENERGY GROUP INC Com 92939U106   26,472 300 SH   DFND 0 300 0 0
WALMART STORES INC Com 931142103   2,237,772 14,237 SH   SOLE 0 14,037 0 200
WALMART STORES INC Com 931142103   238,599 1,518 SH   DFND 0 1,518 0 0
WASTE MANAGEMENT Com 94106L109   374,067 2,157 SH   SOLE 0 2,157 0 0
WATTS WATER TECHNOLOGIES-A Com 942749102   906,524 4,934 SH   SOLE 0 4,844 0 90
YUM BRANDS INC Com 988498101   161,411 1,165 SH   SOLE 0 1,165 0 0
YUM BRANDS INC Com 988498101   96,985 700 SH   DFND 0 700 0 0
ACCENTURE PLC Com G1151C101   8,547,975 27,701 SH   SOLE 0 27,392 0 309
ACCENTURE PLC Com G1151C101   12,343 40 SH   DFND 0 40 0 0
EATON CORP PLC Com G29183103   10,274,802 51,093 SH   SOLE 0 50,848 0 245
EATON CORP PLC Com G29183103   168,321 837 SH   DFND 0 837 0 0
JOHNSON CONTROLS INTERNATIONAL PLC Com G51502105   4,424,739 64,936 SH   SOLE 0 64,511 0 425
LINDE PLC Com G54950103   606,298 1,591 SH   SOLE 0 1,591 0 0
LINDE PLC Com G54950103   85,743 225 SH   DFND 0 225 0 0
MEDTRONIC PLC Com G5960L103   5,814,688 66,001 SH   SOLE 0 65,608 0 393
TRANE TECHNOLOGIES PLC Com G8994E103   368,176 1,925 SH   SOLE 0 1,925 0 0
TRANE TECHNOLOGIES PLC Com G8994E103   956,300 5,000 SH   DFND 0 5,000 0 0