SVP, Director of Client Services

0001310658-22-000003.txt : 20220719 0001310658-22-000003.hdr.sgml : 20220719 20220719140048 ACCESSION NUMBER: 0001310658-22-000003 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220630 FILED AS OF DATE: 20220719 DATE AS OF CHANGE: 20220719 EFFECTIVENESS DATE: 20220719 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Ledyard National Bank CENTRAL INDEX KEY: 0001310658 IRS NUMBER: 020435982 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-11030 FILM NUMBER: 221091140 BUSINESS ADDRESS: BUSINESS PHONE: 603-640-2681 MAIL ADDRESS: STREET 1: P O BOX 799 STREET 2: 38 S MAIN ST CITY: HANOVER STATE: NH ZIP: 03755-0799 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001310658 XXXXXXXX 06-30-2022 06-30-2022 Ledyard National Bank

P O BOX 799 38 S MAIN ST HANOVER NH 03755-0799

13F HOLDINGS REPORT 028-11030 N Margie Arbuckle-Morrill SVP, Director of Client Services 603-640-2692 Margie Arbuckle-Morrill Hanover NH 07-19-2022 0 209 828100 false INFORMATION TABLE 2 13FHR0622.xml AT&T INC Com 00206R102 792 37785 SH SOLE 0 37785 0 0 AT&T INC Com 00206R102 286 13663 SH DFND 0 13663 0 0 ABBOTT LABORATORIES Com 002824100 2198 20227 SH SOLE 0 20111 0 116 ABBOTT LABORATORIES Com 002824100 90 826 SH DFND 0 826 0 0 ABBVIE INC Com 00287Y109 2727 17807 SH SOLE 0 17807 0 0 ABBVIE INC Com 00287Y109 102 666 SH DFND 0 666 0 0 ADOBE INC Com 00724F101 5743 15690 SH SOLE 0 15434 0 256 ADVANCED ENERGY INDUSTRIES INC Com 007973100 356 4873 SH SOLE 0 4800 0 73 AIR PRODUCTS & CHEMICALS INC Com 009158106 414 1722 SH SOLE 0 1722 0 0 ALPHABET INC CL C Com 02079K107 7402 3384 SH SOLE 0 3349 0 35 ALPHABET INC CL C Com 02079K107 103 47 SH DFND 0 47 0 0 ALPHABET INC CL A Com 02079K305 13328 6116 SH SOLE 0 6042 0 74 ALPHABET INC CL A Com 02079K305 102 47 SH DFND 0 47 0 0 AMAZON COM INC Com 023135106 14707 138469 SH SOLE 0 137262 0 1207 AMAZON COM INC Com 023135106 185 1742 SH DFND 0 1742 0 0 AMEREN CORP Com 023608102 426 4720 SH SOLE 0 4720 0 0 AMERICAN EXPRESS CO Com 025816109 932 6722 SH SOLE 0 6722 0 0 AMERICAN NATIONAL BANKSHARES INC Com 027745108 346 9984 SH SOLE 0 9984 0 0 AMERICAN TOWER CORP Com 03027X100 1984 7763 SH SOLE 0 7619 0 144 AMERICAN WATER WORKS CO INC Com 030420103 242 1627 SH SOLE 0 1627 0 0 AMERICAN WATER WORKS CO INC Com 030420103 60 400 SH DFND 0 400 0 0 AMGEN INC Com 031162100 7187 29539 SH SOLE 0 29539 0 0 AMGEN INC Com 031162100 757 3113 SH DFND 0 3113 0 0 ANALOG DEVICES INC Com 032654105 501 3431 SH SOLE 0 3431 0 0 APPLE INC Com 037833100 45391 331998 SH SOLE 0 328733 0 3265 APPLE INC Com 037833100 512 3748 SH DFND 0 3748 0 0 APPLIED MATERIALS INC Com 038222105 691 7600 SH SOLE 0 7600 0 0 AUTOMATIC DATA PROCESSING INC Com 053015103 1688 8038 SH SOLE 0 7990 0 48 AUTOMATIC DATA PROCESSING INC Com 053015103 789 3758 SH DFND 0 3758 0 0 AUTOZONE INC Com 053332102 279 130 SH SOLE 0 130 0 0 BALL CORP Com 058498106 416 6049 SH SOLE 0 6049 0 0 BANK OF AMERICA CORP Com 060505104 321 10307 SH SOLE 0 10307 0 0 BANK OF AMERICA CORP Com 060505104 47 1500 SH DFND 0 1500 0 0 BECTON DICKINSON & CO Com 075887109 207 838 SH SOLE 0 838 0 0 BECTON DICKINSON & CO Com 075887109 18 72 SH DFND 0 72 0 0 BERKSHIRE HATHAWAY INC B Com 084670702 11127 40756 SH SOLE 0 40222 0 534 BERKSHIRE HATHAWAY INC B Com 084670702 56 204 SH DFND 0 204 0 0 BEST BUY Com 086516101 4274 65556 SH SOLE 0 65556 0 0 BLACKROCK INC Com 09247X101 645 1059 SH SOLE 0 1050 0 9 BRISTOL MYERS SQUIBB CO Com 110122108 2040 26489 SH SOLE 0 26355 0 134 BRISTOL MYERS SQUIBB CO Com 110122108 486 6315 SH DFND 0 6315 0 0 BROADRIDGE FINL SOLUTIONS INC Com 11133T103 211 1480 SH SOLE 0 1480 0 0 BROADRIDGE FINL SOLUTIONS INC Com 11133T103 9 63 SH DFND 0 63 0 0 BROADCOM INC Com 11135F101 15418 31737 SH SOLE 0 31327 0 410 BROADCOM INC Com 11135F101 113 232 SH DFND 0 232 0 0 CVS HEALTH CORPORATION Com 126650100 136 1473 SH SOLE 0 1473 0 0 CVS HEALTH CORPORATION Com 126650100 93 1000 SH DFND 0 1000 0 0 CARRIER GLOBAL CORP Com 14448C104 389 10898 SH SOLE 0 10898 0 0 CARRIER GLOBAL CORP Com 14448C104 11 300 SH DFND 0 300 0 0 CATERPILLAR INC Com 149123101 280 1567 SH SOLE 0 1567 0 0 CENTENE CORP Com 15135B101 434 5133 SH SOLE 0 4993 0 140 CHEVRON CORPORATION Com 166764100 1223 8444 SH SOLE 0 8444 0 0 CHEVRON CORPORATION Com 166764100 334 2307 SH DFND 0 2307 0 0 CISCO SYSTEMS INC Com 17275R102 12023 281972 SH SOLE 0 279051 0 2921 CISCO SYSTEMS INC Com 17275R102 229 5364 SH DFND 0 5364 0 0 CITIZENS FINANCIAL GROUP INC Com 174610105 3852 107936 SH SOLE 0 107936 0 0 CITIZENS FINANCIAL GROUP INC Com 174610105 9 250 SH DFND 0 250 0 0 COCA COLA CO Com 191216100 905 14387 SH SOLE 0 14387 0 0 COCA COLA CO Com 191216100 126 2000 SH DFND 0 2000 0 0 COLGATE PALMOLIVE INC Com 194162103 308 3845 SH SOLE 0 3792 0 53 COMCAST CORP Com 20030N101 8141 207457 SH SOLE 0 206377 0 1080 COMCAST CORP Com 20030N101 5 125 SH DFND 0 125 0 0 COMERICA INC Com 200340107 1482 20200 SH SOLE 0 20200 0 0 CONSOLIDATED EDISON INC Com 209115104 592 6225 SH SOLE 0 6225 0 0 COSTCO WHOLESALE CORP Com 22160K105 1162 2425 SH SOLE 0 2425 0 0 COUPANG INC Com 22266T109 9612 753876 SH SOLE 0 753876 0 0 DXC TECHNOLOGY CO Com 23355L106 857 28279 SH SOLE 0 28045 0 234 DANAHER CORP Com 235851102 1394 5497 SH SOLE 0 5497 0 0 DANAHER CORP Com 235851102 12 46 SH DFND 0 46 0 0 DEERE & COMPANY Com 244199105 370 1234 SH SOLE 0 1234 0 0 DEERE & COMPANY Com 244199105 8 26 SH DFND 0 26 0 0 DIMENSIONAL EMERG CORE EQ MKT ETF Com 25434V302 6021 259973 SH SOLE 0 255769 0 4204 WALT DISNEY CO Com 254687106 702 7436 SH SOLE 0 7436 0 0 WALT DISNEY CO Com 254687106 12 125 SH DFND 0 125 0 0 DOLLAR GENERAL CORP Com 256677105 9877 40242 SH SOLE 0 40097 0 145 DUKE ENERGY CORP Com 26441C204 137 1279 SH SOLE 0 1279 0 0 DUKE ENERGY CORP Com 26441C204 128 1190 SH DFND 0 1190 0 0 EBAY INC Com 278642103 5446 130686 SH SOLE 0 129515 0 1171 EBAY INC Com 278642103 11 262 SH DFND 0 262 0 0 ECOLAB INC Com 278865100 248 1613 SH SOLE 0 1613 0 0 EDWARDS LIFESCIENCES CORP Com 28176E108 2173 22848 SH SOLE 0 22848 0 0 EDWARDS LIFESCIENCES CORP Com 28176E108 5 50 SH DFND 0 50 0 0 EMERSON ELECTRIC CO Com 291011104 6009 75552 SH SOLE 0 74952 0 600 EMERSON ELECTRIC CO Com 291011104 237 2981 SH DFND 0 2981 0 0 ENTEGRIS INC Com 29362U104 221 2400 SH SOLE 0 2400 0 0 ESSENTIAL UTILITIES INC Com 29670G102 1656 36128 SH SOLE 0 35828 0 300 ESSENTIAL UTILITIES INC Com 29670G102 89 1950 SH DFND 0 1950 0 0 EVERGY INC Com 30034W106 5805 88961 SH SOLE 0 88161 0 800 EVERGY INC Com 30034W106 49 750 SH DFND 0 750 0 0 EXELON CORP Com 30161N101 291 6420 SH SOLE 0 6420 0 0 EXXON MOBIL CORP Com 30231G102 2522 29446 SH SOLE 0 29446 0 0 EXXON MOBIL CORP Com 30231G102 66 775 SH DFND 0 775 0 0 META PLATFORMS INC Com 30303M102 3388 21012 SH SOLE 0 20765 0 247 META PLATFORMS INC Com 30303M102 105 650 SH DFND 0 650 0 0 FEDERATED HERMES INC Com 314211103 9330 293488 SH SOLE 0 290291 0 3197 FEDERATED HERMES INC Com 314211103 37 1170 SH DFND 0 1170 0 0 FEDEX CORP Com 31428X106 5619 24787 SH SOLE 0 24351 0 436 FEDEX CORP Com 31428X106 45 200 SH DFND 0 200 0 0 FIRST TRUST GLOBAL WIND ENERGY ETF Com 33736G106 1872 108682 SH SOLE 0 108082 0 600 FIRST TRUST GLOBAL WIND ENERGY ETF Com 33736G106 21 1200 SH DFND 0 1200 0 0 FLEXSHARES IBOXX 3 YR TGT TIPS ETF Com 33939L506 392 15809 SH SOLE 0 15809 0 0 FLEXSHARES GLOBAL QUALITY REAL ESTATE ETF Com 33939L787 246 4329 SH SOLE 0 4329 0 0 FLEXSHARES STOXX GLOBAL BROAD INFRA ETF Com 33939L795 876 16958 SH SOLE 0 16633 0 325 FLEXSHARES QUALITY DIV DEFENSIVE ETF Com 33939L845 414 8275 SH SOLE 0 8275 0 0 FLEXSHARES QUALITY DVD ETF Com 33939L860 9095 179285 SH SOLE 0 177535 0 1750 FORD MOTOR CO Com 345370860 131 11732 SH SOLE 0 11732 0 0 FORD MOTOR CO Com 345370860 2 150 SH DFND 0 150 0 0 GENERAL DYNAMICS CORP Com 369550108 35 157 SH SOLE 0 157 0 0 GENERAL DYNAMICS CORP Com 369550108 207 935 SH DFND 0 935 0 0 GENERAL MILLS INC Com 370334104 110 1464 SH SOLE 0 1464 0 0 GENERAL MILLS INC Com 370334104 100 1325 SH DFND 0 1325 0 0 GENERAL MOTORS CO Com 37045V100 436 13724 SH SOLE 0 13724 0 0 GENERAL MOTORS CO Com 37045V100 2 50 SH DFND 0 50 0 0 GSK PLC ADR Com 37733W105 384 8827 SH SOLE 0 8827 0 0 GOLDMAN SACHS ACTIVEBETA INTL EQUITY ETF Com 381430107 19351 696817 SH SOLE 0 687995 0 8822 GOLDMAN SACHS ACTIVEBETA INTL EQUITY ETF Com 381430107 17 601 SH DFND 0 601 0 0 GOLDMAN SACHS ACTIVEBETA US LGE CAP EQ ETF Com 381430503 5681 75809 SH SOLE 0 73859 0 1950 GOLDMAN SACHS ACTIVEBETA US LGE CAP EQ ETF Com 381430503 9 119 SH DFND 0 119 0 0 JACK HENRY & ASSOCIATES INC Com 426281101 343 1905 SH SOLE 0 1905 0 0 HERSHEY COMPANY Com 427866108 409 1900 SH SOLE 0 1900 0 0 HOLOGIC INC Com 436440101 705 10176 SH SOLE 0 10006 0 170 HOME DEPOT INC Com 437076102 11017 40169 SH SOLE 0 39616 0 553 HOME DEPOT INC Com 437076102 185 675 SH DFND 0 675 0 0 HONEYWELL INTL INC Com 438516106 877 5043 SH SOLE 0 5043 0 0 HONEYWELL INTL INC Com 438516106 104 600 SH DFND 0 600 0 0 ILLINOIS TOOL WORKS INC Com 452308109 253 1387 SH SOLE 0 1331 0 56 ILLINOIS TOOL WORKS INC Com 452308109 547 3000 SH DFND 0 3000 0 0 INGERSOLL RAND INC Com 45687V106 78 1843 SH SOLE 0 1843 0 0 INGERSOLL RAND INC Com 45687V106 168 4000 SH DFND 0 4000 0 0 INTEL CORP Com 458140100 11985 320379 SH SOLE 0 318067 0 2312 INTEL CORP Com 458140100 475 12695 SH DFND 0 12695 0 0 INTERNATIONAL BUSINESS MACHINES CORP Com 459200101 1145 8110 SH SOLE 0 8110 0 0 INTERNATIONAL BUSINESS MACHINES CORP Com 459200101 28 200 SH DFND 0 200 0 0 INVESCO QQQ TRUST SERIES 1 ETF Com 46090E103 408 1457 SH SOLE 0 1457 0 0 INVESCO WATER RESOURCES ETF Com 46137V142 1158 25059 SH SOLE 0 24709 0 350 INVESCO WATER RESOURCES ETF Com 46137V142 23 500 SH DFND 0 500 0 0 INVESCO MSCI SUSTAINABLE FUTURE ETF Com 46137V407 752 14001 SH SOLE 0 13681 0 320 INVESCO MSCI SUSTAINABLE FUTURE ETF Com 46137V407 23 425 SH DFND 0 425 0 0 INVESCO SOLAR ETF Com 46138G706 1926 26974 SH SOLE 0 26805 0 169 INVESCO SOLAR ETF Com 46138G706 36 500 SH DFND 0 500 0 0 ISHARES SELECT DIVIDEND ETF Com 464287168 1210 10279 SH SOLE 0 10279 0 0 ISHARES CORE S&P 500 ETF Com 464287200 19630 51773 SH SOLE 0 50159 0 1614 ISHARES IBOXX INV GRADE CORP BD ETF Com 464287242 1097 9972 SH SOLE 0 9972 0 0 ISHARES MSCI EAFE INDEX ETF Com 464287465 1538 24609 SH SOLE 0 24609 0 0 ISHARES MSCI EAFE INDEX ETF Com 464287465 82 1306 SH DFND 0 1306 0 0 ISHARES CORE S&P MIDCAP ETF Com 464287507 995 4397 SH SOLE 0 4397 0 0 ISHARES RUSSELL 1000 GROWTH ETF Com 464287614 342 1563 SH SOLE 0 1563 0 0 ISHARES RUSSELL 2000 ETF Com 464287655 249 1470 SH SOLE 0 1470 0 0 ISHARES RUSSELL 3000 ETF Com 464287689 1502 6911 SH SOLE 0 6911 0 0 ISHARES CORE S&P SMALL CAP ETF Com 464287804 416 4501 SH SOLE 0 4501 0 0 ISHARES CORE S&P SMALL CAP ETF Com 464287804 17 182 SH DFND 0 182 0 0 ISHARES MSCI USA ESG SELECT SOCIAL IDX ETF Com 464288802 1736 21517 SH SOLE 0 21357 0 160 ISHARES MSCI EAFE GROWTH ETF Com 464288885 207 2569 SH SOLE 0 2569 0 0 ISHARES MSCI EAFE MIN VOL FACTOR ETF Com 46429B689 5164 81567 SH SOLE 0 81567 0 0 ISHARES EDGE MSCI MIN VOL USA ETF Com 46429B697 263 3749 SH SOLE 0 3749 0 0 ISHARES EDGE MSCI USA QUAL FACT ETF Com 46432F339 3124 27957 SH SOLE 0 27957 0 0 ISHARES EDGE MSCI USA VAL WT IDX ETF Com 46432F388 259 2859 SH SOLE 0 2859 0 0 ISHARES CORE MSCI EAFE ETF Com 46432F842 29402 499617 SH SOLE 0 496007 0 3610 ISHARES CORE MSCI EAFE ETF Com 46432F842 21 350 SH DFND 0 350 0 0 ISHARES ESG AWARE MSCI EM ETF Com 46434G863 7871 243618 SH SOLE 0 240751 0 2867 ISHARES U S EQUITY FACTOR ETF Com 46434V282 234 6182 SH SOLE 0 6182 0 0 ISHARES CORE DIVIDEND GROWTH ETF Com 46434V621 28869 605985 SH SOLE 0 599885 0 6100 ITRON INC Com 465741106 275 5566 SH SOLE 0 5436 0 130 JP MORGAN CHASE & CO Com 46625H100 10545 93638 SH SOLE 0 92995 0 643 JP MORGAN CHASE & CO Com 46625H100 78 695 SH DFND 0 695 0 0 JOHNSON & JOHNSON CO Com 478160104 9846 55467 SH SOLE 0 54611 0 856 JOHNSON & JOHNSON CO Com 478160104 612 3448 SH DFND 0 3448 0 0 KELLOGG CO Com 487836108 300 4200 SH SOLE 0 4200 0 0 KEYCORP NEW Com 493267108 761 44187 SH SOLE 0 43907 0 280 KIMBERLY-CLARK CORP Com 494368103 1593 11785 SH SOLE 0 11785 0 0 KIMBERLY-CLARK CORP Com 494368103 297 2200 SH DFND 0 2200 0 0 KROGER CO Com 501044101 8935 188772 SH SOLE 0 186372 0 2400 L3 HARRIS TECHNOLOGIES INC Com 502431109 5504 22773 SH SOLE 0 22773 0 0 LABORATORY CORP OF AMERICA HOLDINGS Com 50540R409 4477 19101 SH SOLE 0 18787 0 314 ELI LILLY & CO Com 532457108 1062 3274 SH SOLE 0 3274 0 0 ELI LILLY & CO Com 532457108 215 664 SH DFND 0 664 0 0 LINCOLN ELECTRIC HOLDINGS Com 533900106 6187 50151 SH SOLE 0 49674 0 477 LOWES COMPANIES INC Com 548661107 7612 43580 SH SOLE 0 43580 0 0 MASTERCARD INC CL A Com 57636Q104 1527 4841 SH SOLE 0 4471 0 370 MASTERCARD INC CL A Com 57636Q104 32 100 SH DFND 0 100 0 0 MCDONALDS CORP Com 580135101 746 3021 SH SOLE 0 3021 0 0 MCDONALDS CORP Com 580135101 223 902 SH DFND 0 902 0 0 MEDICAL PROPERTIES TRUST INC Com 58463J304 318 20848 SH SOLE 0 20584 0 264 MERCK & CO INC Com 58933Y105 13709 150363 SH SOLE 0 149404 0 959 MERCK & CO INC Com 58933Y105 169 1850 SH DFND 0 1850 0 0 METLIFE INC Com 59156R108 5536 88167 SH SOLE 0 88167 0 0 METLIFE INC Com 59156R108 48 760 SH DFND 0 760 0 0 MICROSOFT CORP Com 594918104 37042 144229 SH SOLE 0 142841 0 1388 MICROSOFT CORP Com 594918104 1289 5019 SH DFND 0 5019 0 0 MONDELEZ INTERNATIONAL INC A Com 609207105 449 7227 SH SOLE 0 7227 0 0 MONDELEZ INTERNATIONAL INC A Com 609207105 50 800 SH DFND 0 800 0 0 MORGAN STANLEY Com 617446448 364 4784 SH SOLE 0 4784 0 0 NASDAQ INC Com 631103108 166 1085 SH SOLE 0 1085 0 0 NASDAQ INC Com 631103108 92 600 SH DFND 0 600 0 0 NEXTERA ENERGY INC Com 65339F101 3631 46878 SH SOLE 0 46878 0 0 NIKE INC CLASS B Com 654106103 2115 20695 SH SOLE 0 20695 0 0 NIKE INC CLASS B Com 654106103 10 100 SH DFND 0 100 0 0 NORFOLK SOUTHERN CORP Com 655844108 196 864 SH SOLE 0 864 0 0 NORFOLK SOUTHERN CORP Com 655844108 23 100 SH DFND 0 100 0 0 NORTONLIFELOCK INC Com 668771108 798 36329 SH SOLE 0 35928 0 401 NOVARTIS AG ADR Com 66987V109 166 1965 SH SOLE 0 1965 0 0 NOVARTIS AG ADR Com 66987V109 57 673 SH DFND 0 673 0 0 NVIDIA CORP Com 67066G104 261 1722 SH SOLE 0 1722 0 0 NUVEEN MUNI VALUE FUND Com 670928100 347 38870 SH DFND 0 38870 0 0 ORACLE CORPORATION Com 68389X105 11965 171251 SH SOLE 0 170393 0 858 ORACLE CORPORATION Com 68389X105 31 438 SH DFND 0 438 0 0 PNC FINANCIAL SERVICES GROUP Com 693475105 4887 30974 SH SOLE 0 30281 0 693 PNC FINANCIAL SERVICES GROUP Com 693475105 10 62 SH DFND 0 62 0 0 PPG INDUSTRIES Com 693506107 212 1854 SH SOLE 0 1854 0 0 PPG INDUSTRIES Com 693506107 33 289 SH DFND 0 289 0 0 PPL CORP Com 69351T106 317 11700 SH SOLE 0 11700 0 0 PPL CORP Com 69351T106 11 400 SH DFND 0 400 0 0 PEPSICO INC Com 713448108 3191 19146 SH SOLE 0 19146 0 0 PEPSICO INC Com 713448108 720 4320 SH DFND 0 4320 0 0 PFIZER INC Com 717081103 18150 346177 SH SOLE 0 343244 0 2933 PFIZER INC Com 717081103 859 16392 SH DFND 0 16392 0 0 PHILIP MORRIS INTERNATIONAL INC Com 718172109 671 6799 SH SOLE 0 6799 0 0 PROCTER & GAMBLE CO Com 742718109 10951 76157 SH SOLE 0 75316 0 841 PROCTER & GAMBLE CO Com 742718109 567 3940 SH DFND 0 3940 0 0 PUBLIC SERVICE ENTERPRISE GROUP Com 744573106 12463 196952 SH SOLE 0 195239 0 1713 RAYTHEON TECHNOLOGIES CORP Com 75513E101 1739 18092 SH SOLE 0 18092 0 0 RAYTHEON TECHNOLOGIES CORP Com 75513E101 38 400 SH DFND 0 400 0 0 REGENERON PHARMACEUTICALS INC Com 75886F107 5441 9205 SH SOLE 0 9023 0 182 REPLIGEN CORP Com 759916109 4073 25077 SH SOLE 0 25077 0 0 ROPER TECHNOLOGIES, INC Com 776696106 345 875 SH SOLE 0 875 0 0 SHELL PLC ADR Com 780259305 169 3226 SH SOLE 0 3226 0 0 SHELL PLC ADR Com 780259305 207 3955 SH DFND 0 3955 0 0 S&P GLOBAL INC Com 78409V104 272 807 SH SOLE 0 807 0 0 SPDR S&P500 ETF Com 78462F103 3846 10196 SH SOLE 0 10196 0 0 SPDR GOLD SHARES ETF Com 78463V107 295 1749 SH SOLE 0 1749 0 0 SPDR S&P DIVIDEND ETF Com 78464A763 2668 22475 SH SOLE 0 22475 0 0 SALESFORCE INC Com 79466L302 214 1299 SH SOLE 0 1299 0 0 SANOFI ADR Com 80105N105 2515 50275 SH SOLE 0 50275 0 0 SANOFI ADR Com 80105N105 34 671 SH DFND 0 671 0 0 CHARLES SCHWAB CORP Com 808513105 699 11059 SH SOLE 0 11059 0 0 SCHWAB EMERGING MKTS EQUITY ETF Com 808524706 254 10000 SH SOLE 0 10000 0 0 SCHWAB US DIVIDEND EQUITY ETF Com 808524797 3247 45329 SH SOLE 0 45329 0 0 MATERIALS SELECT SECTOR SPDR ETF Com 81369Y100 208 2828 SH SOLE 0 2828 0 0 HEALTH CARE SEL SECT SPDR ETF Com 81369Y209 1170 9127 SH SOLE 0 9127 0 0 CONSUMER STAPLES SELECT SECTOR SPDR ETF Com 81369Y308 7388 102360 SH SOLE 0 100848 0 1512 CONSUMER STAPLES SELECT SECTOR SPDR ETF Com 81369Y308 14 200 SH DFND 0 200 0 0 CONSUMER DISC SELECT SECTOR SPDR ETF Com 81369Y407 1920 13969 SH SOLE 0 13969 0 0 CONSUMER DISC SELECT SECTOR SPDR ETF Com 81369Y407 27 200 SH DFND 0 200 0 0 FINANCIAL SELECT SECTOR SPDR ETF Com 81369Y605 6029 191703 SH SOLE 0 191703 0 0 FINANCIAL SELECT SECTOR SPDR ETF Com 81369Y605 3 100 SH DFND 0 100 0 0 INDUSTRIAL SELECT SECTOR SPDR ETF Com 81369Y704 512 5863 SH SOLE 0 5863 0 0 TECHNOLOGY SELECT SECT SPDR ETF Com 81369Y803 2927 23022 SH SOLE 0 23022 0 0 SPROTT PHYSICAL GOLD TRUST Com 85207H104 145 10232 SH SOLE 0 10232 0 0 STARBUCKS CORP Com 855244109 5770 75538 SH SOLE 0 74800 0 738 STARBUCKS CORP Com 855244109 31 400 SH DFND 0 400 0 0 SYSCO CORPORATION Com 871829107 273 3222 SH SOLE 0 3222 0 0 SYSCO CORPORATION Com 871829107 339 4000 SH DFND 0 4000 0 0 TJX COMPANIES INC Com 872540109 7377 132089 SH SOLE 0 128713 0 3376 TJX COMPANIES INC Com 872540109 11 190 SH DFND 0 190 0 0 TARGET CORP Com 87612E106 5864 41524 SH SOLE 0 41488 0 36 TARGET CORP Com 87612E106 237 1678 SH DFND 0 1678 0 0 TETRA TECH INC Com 88162G103 562 4119 SH SOLE 0 4119 0 0 TEXAS INSTRUMENTS INC Com 882508104 5670 36903 SH SOLE 0 36903 0 0 TEXAS INSTRUMENTS INC Com 882508104 142 926 SH DFND 0 926 0 0 THERMO FISHER SCIENTIFIC Com 883556102 1189 2189 SH SOLE 0 2189 0 0 THERMO FISHER SCIENTIFIC Com 883556102 23 43 SH DFND 0 43 0 0 3M CO Com 88579Y101 1415 10931 SH SOLE 0 10931 0 0 3M CO Com 88579Y101 19 150 SH DFND 0 150 0 0 TRAVELERS COS INC Com 89417E109 483 2857 SH SOLE 0 2857 0 0 TRUIST FINANCIAL CORP Com 89832Q109 12359 260580 SH SOLE 0 258810 0 1770 TRUIST FINANCIAL CORP Com 89832Q109 191 4022 SH DFND 0 4022 0 0 UNION PACIFIC CORP Com 907818108 1274 5975 SH SOLE 0 5975 0 0 UNION PACIFIC CORP Com 907818108 192 900 SH DFND 0 900 0 0 UNITED PARCEL SERVICE INC Com 911312106 393 2151 SH SOLE 0 2151 0 0 UNITED PARCEL SERVICE INC Com 911312106 128 700 SH DFND 0 700 0 0 UNITEDHEALTH GROUP INC Com 91324P102 8998 17518 SH SOLE 0 17218 0 300 VANECK VECTORS LOW CARBON ENERGY ETF Com 92189F502 402 3219 SH SOLE 0 3139 0 80 VANGUARD DIVIDEND APPREC ETF Com 921908844 7655 53356 SH SOLE 0 53356 0 0 VANGUARD ESG INTL STOCK ETF Com 921910725 1283 26159 SH SOLE 0 26002 0 157 VANGUARD HIGH DIVIDEND YIELD ETF Com 921946406 1305 12836 SH SOLE 0 12836 0 0 VANGUARD SHORT TERM TIPS ETF Com 922020805 2052 40946 SH SOLE 0 40946 0 0 VANGUARD FTSE PACIFIC ETF Com 922042866 5209 82058 SH SOLE 0 81165 0 893 VANGUARD FTSE EUROPE ETF Com 922042874 6471 122519 SH SOLE 0 121625 0 894 VANGUARD INDUSTRIALS ETF Com 92204A603 6620 40531 SH SOLE 0 39681 0 850 VANGUARD INDUSTRIALS ETF Com 92204A603 10 64 SH DFND 0 64 0 0 VANGUARD INFO TECH ETF Com 92204A702 590 1807 SH SOLE 0 1807 0 0 VANGUARD S&P 500 ETF Com 922908363 319 921 SH SOLE 0 921 0 0 VANGUARD MID CAP VALUE ETF Com 922908512 13594 104954 SH SOLE 0 104014 0 940 VANGUARD MID CAP VALUE ETF Com 922908512 84 652 SH DFND 0 652 0 0 VANGUARD MID CAP GROWTH ETF Com 922908538 569 3244 SH SOLE 0 3244 0 0 VANGUARD MID CAP GROWTH ETF Com 922908538 68 385 SH DFND 0 385 0 0 VANGUARD REIT INDEX ETF Com 922908553 476 5225 SH SOLE 0 5225 0 0 VANGUARD REIT INDEX ETF Com 922908553 160 1755 SH DFND 0 1755 0 0 VANGUARD LARGE CAP ETF Com 922908637 9216 53472 SH SOLE 0 53472 0 0 VANGUARD TOTAL STOCK MKT ETF Com 922908769 4912 26041 SH SOLE 0 26041 0 0 VERIZON COMMUNICATIONS Com 92343V104 6922 136389 SH SOLE 0 136239 0 150 VERIZON COMMUNICATIONS Com 92343V104 382 7533 SH DFND 0 7533 0 0 VISA INC Com 92826C839 10044 51015 SH SOLE 0 50686 0 329 VISA INC Com 92826C839 152 772 SH DFND 0 772 0 0 WEC ENERGY GROUP INC Com 92939U106 837 8319 SH SOLE 0 8237 0 82 WEC ENERGY GROUP INC Com 92939U106 30 300 SH DFND 0 300 0 0 WALMART STORES INC Com 931142103 1658 13634 SH SOLE 0 13595 0 39 WALMART STORES INC Com 931142103 194 1593 SH DFND 0 1593 0 0 WARNER BROS DISCOVERY INC Com 934423104 93 6920 SH SOLE 0 6920 0 0 WARNER BROS DISCOVERY INC Com 934423104 44 3303 SH DFND 0 3303 0 0 WASTE MANAGEMENT Com 94106L109 298 1946 SH SOLE 0 1946 0 0 WATTS WATER TECHNOLOGIES-A Com 942749102 614 4995 SH SOLE 0 4905 0 90 YUM BRANDS INC Com 988498101 146 1286 SH SOLE 0 1286 0 0 YUM BRANDS INC Com 988498101 79 700 SH DFND 0 700 0 0 ACCENTURE PLC Com G1151C101 8195 29516 SH SOLE 0 29022 0 494 ACCENTURE PLC Com G1151C101 11 40 SH DFND 0 40 0 0 EATON CORP PLC Com G29183103 7464 59245 SH SOLE 0 58580 0 665 EATON CORP PLC Com G29183103 105 837 SH DFND 0 837 0 0 JOHNSON CONTROLS INTERNATIONAL PLC Com G51502105 3265 68190 SH SOLE 0 68040 0 150 LINDE PLC Com G5494J103 499 1736 SH SOLE 0 1736 0 0 LINDE PLC Com G5494J103 65 225 SH DFND 0 225 0 0 MEDTRONIC PLC Com G5960L103 6487 72282 SH SOLE 0 71594 0 688 SENSATA TECHNOLOGIES HOLDING PLC Com G8060N102 388 9394 SH SOLE 0 9244 0 150 TRANE TECHNOLOGIES PUBLIC LTD CO Com G8994E103 266 2050 SH SOLE 0 2050 0 0 TRANE TECHNOLOGIES PUBLIC LTD CO Com G8994E103 649 5000 SH DFND 0 5000 0 0