The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INCORPORATED Com 001055102 188 3,511 SH   SOLE 0 3,511 0 0
AFLAC INCORPORATED Com 001055102 27 500 SH   DFND 0 500 0 0
AT&T INC Com 00206R102 1,050 36,492 SH   SOLE 0 36,492 0 0
AT&T INC Com 00206R102 402 13,963 SH   DFND 0 13,663 0 300
ABBOTT LABORATORIES Com 002824100 3,159 27,252 SH   SOLE 0 27,252 0 0
ABBOTT LABORATORIES Com 002824100 114 982 SH   DFND 0 866 0 116
ABBVIE INC Com 00287Y109 2,747 24,388 SH   SOLE 0 24,388 0 0
ABBVIE INC Com 00287Y109 75 666 SH   DFND 0 666 0 0
ADOBE INC Com 00724F101 8,217 14,030 SH   SOLE 0 13,789 0 241
ADOBE INC Com 00724F101 15 25 SH   DFND 0 0 0 25
ADVANCED ENERGY INDUSTRIES INC Com 007973100 482 4,275 SH   SOLE 0 4,202 0 73
AIR PRODUCTS & CHEMICALS INC Com 009158106 507 1,762 SH   SOLE 0 1,762 0 0
ALPHABET INC CL C Com 02079K107 10,043 4,007 SH   SOLE 0 3,957 0 50
ALPHABET INC CL C Com 02079K107 118 47 SH   DFND 0 47 0 0
ALPHABET INC CL A Com 02079K305 16,514 6,763 SH   SOLE 0 6,713 0 50
ALPHABET INC CL A Com 02079K305 186 76 SH   DFND 0 47 0 29
ALTRIA GROUP INC Com 02209S103 529 11,104 SH   SOLE 0 11,104 0 0
AMAZON COM INC Com 023135106 24,745 7,193 SH   SOLE 0 7,130 0 63
AMAZON COM INC Com 023135106 323 94 SH   DFND 0 90 0 4
AMEREN CORP Com 023608102 367 4,579 SH   SOLE 0 4,579 0 0
AMERICAN EXPRESS CO Com 025816109 1,029 6,226 SH   SOLE 0 6,226 0 0
AMERICAN TOWER CORP Com 03027X100 2,458 9,098 SH   SOLE 0 9,098 0 0
AMERICAN TOWER CORP Com 03027X100 72 266 SH   DFND 0 0 0 266
AMERICAN WATER WORKS CO INC Com 030420103 359 2,329 SH   SOLE 0 2,329 0 0
AMERICAN WATER WORKS CO INC Com 030420103 62 400 SH   DFND 0 400 0 0
AMGEN INC Com 031162100 6,830 28,019 SH   SOLE 0 28,019 0 0
AMGEN INC Com 031162100 759 3,113 SH   DFND 0 3,113 0 0
ANALOG DEVICES INC Com 032654105 732 4,254 SH   SOLE 0 4,254 0 0
APPLE INC Com 037833100 52,571 383,842 SH   SOLE 0 380,896 0 2,946
APPLE INC Com 037833100 678 4,948 SH   DFND 0 3,748 0 1,200
APPLIED MATERIALS INC Com 038222105 1,123 7,888 SH   SOLE 0 7,888 0 0
AUTOMATIC DATA PROCESSING INC Com 053015103 2,356 11,862 SH   SOLE 0 11,862 0 0
AUTOMATIC DATA PROCESSING INC Com 053015103 764 3,848 SH   DFND 0 3,800 0 48
AUTOZONE INC Com 053332102 231 155 SH   SOLE 0 155 0 0
AVANGRID INC Com 05351W103 819 15,918 SH   SOLE 0 15,791 0 127
AVANGRID INC Com 05351W103 26 500 SH   DFND 0 500 0 0
BANK OF AMERICA CORP Com 060505104 500 12,126 SH   SOLE 0 12,126 0 0
BANK OF AMERICA CORP Com 060505104 62 1,500 SH   DFND 0 1,500 0 0
BAXTER INTERNATIONAL INC Com 071813109 500 6,209 SH   SOLE 0 5,859 0 350
BECTON DICKINSON & CO Com 075887109 384 1,577 SH   SOLE 0 1,577 0 0
BECTON DICKINSON & CO Com 075887109 24 100 SH   DFND 0 100 0 0
BERKSHIRE HATHAWAY INC B Com 084670702 12,101 43,543 SH   SOLE 0 43,068 0 475
BERKSHIRE HATHAWAY INC B Com 084670702 105 377 SH   DFND 0 225 0 152
BLACKROCK INC Com 09247X101 1,106 1,264 SH   SOLE 0 1,255 0 9
BOEING CO Com 097023105 355 1,480 SH   SOLE 0 1,480 0 0
BOEING CO Com 097023105 17 70 SH   DFND 0 70 0 0
BOOKING HOLDINGS INC Com 09857L108 335 153 SH   SOLE 0 153 0 0
BRISTOL MYERS SQUIBB CO Com 110122108 2,076 31,067 SH   SOLE 0 30,983 0 84
BRISTOL MYERS SQUIBB CO Com 110122108 426 6,375 SH   DFND 0 6,375 0 0
BRITISH AMERICAN TOBACCO PLC Com 110448107 218 5,555 SH   SOLE 0 5,555 0 0
BROADRIDGE FINL SOLUTIONS INC Com 11133T103 6,729 41,658 SH   SOLE 0 41,328 0 330
BROADRIDGE FINL SOLUTIONS INC Com 11133T103 20 126 SH   DFND 0 63 0 63
BROADCOM INC Com 11135F101 17,057 35,771 SH   SOLE 0 35,386 0 385
BROADCOM INC Com 11135F101 183 383 SH   DFND 0 273 0 110
CARRIER GLOBAL CORP Com 14448C104 530 10,898 SH   SOLE 0 10,898 0 0
CARRIER GLOBAL CORP Com 14448C104 15 300 SH   DFND 0 300 0 0
CATERPILLAR INC Com 149123101 348 1,597 SH   SOLE 0 1,597 0 0
CENTENE CORP Com 15135B101 422 5,788 SH   SOLE 0 5,648 0 140
CERNER CORP Com 156782104 6,606 84,525 SH   SOLE 0 83,255 0 1,270
CHEVRON CORPORATION Com 166764100 958 9,148 SH   SOLE 0 9,148 0 0
CHEVRON CORPORATION Com 166764100 242 2,307 SH   DFND 0 2,307 0 0
CISCO SYSTEMS INC Com 17275R102 14,648 276,378 SH   SOLE 0 274,795 0 1,583
CISCO SYSTEMS INC Com 17275R102 337 6,364 SH   DFND 0 5,364 0 1,000
CITIZENS FINANCIAL GROUP INC Com 174610105 4,628 100,900 SH   SOLE 0 100,900 0 0
CITIZENS FINANCIAL GROUP INC Com 174610105 11 250 SH   DFND 0 250 0 0
CLOROX Com 189054109 218 1,210 SH   SOLE 0 1,210 0 0
COCA COLA CO Com 191216100 1,047 19,353 SH   SOLE 0 19,353 0 0
COCA COLA CO Com 191216100 108 2,000 SH   DFND 0 2,000 0 0
COLGATE PALMOLIVE INC Com 194162103 250 3,074 SH   SOLE 0 3,074 0 0
COLGATE PALMOLIVE INC Com 194162103 4 53 SH   DFND 0 0 0 53
COMCAST CORP Com 20030N101 11,882 208,375 SH   SOLE 0 207,075 0 1,300
COMERICA INC Com 200340107 1,534 21,500 SH   SOLE 0 21,500 0 0
CONSOLIDATED EDISON INC Com 209115104 418 5,825 SH   SOLE 0 5,825 0 0
COSTCO WHOLESALE CORP Com 22160K105 1,055 2,667 SH   SOLE 0 2,667 0 0
DXC TECHNOLOGY CO Com 23355L106 903 23,198 SH   SOLE 0 22,964 0 234
DANAHER CORP Com 235851102 1,534 5,718 SH   SOLE 0 5,718 0 0
DANAHER CORP Com 235851102 12 46 SH   DFND 0 46 0 0
DEERE & COMPANY Com 244199105 553 1,569 SH   SOLE 0 1,569 0 0
DEERE & COMPANY Com 244199105 18 50 SH   DFND 0 50 0 0
WALT DISNEY CO Com 254687106 2,191 12,463 SH   SOLE 0 12,463 0 0
WALT DISNEY CO Com 254687106 26 150 SH   DFND 0 150 0 0
DISCOVERY COMMUNICATIONS C Com 25470F302 201 6,930 SH   SOLE 0 6,930 0 0
DOLLAR GENERAL CORP Com 256677105 8,796 40,647 SH   SOLE 0 40,647 0 0
DOLLAR GENERAL CORP Com 256677105 10 45 SH   DFND 0 0 0 45
DUKE ENERGY CORP Com 26441C204 194 1,966 SH   SOLE 0 1,966 0 0
DUKE ENERGY CORP Com 26441C204 117 1,190 SH   DFND 0 1,190 0 0
DUPONT DE NEMOURS INC Com 26614N102 174 2,250 SH   SOLE 0 2,250 0 0
DUPONT DE NEMOURS INC Com 26614N102 83 1,066 SH   DFND 0 1,066 0 0
EBAY INC Com 278642103 9,231 131,471 SH   SOLE 0 130,952 0 519
EBAY INC Com 278642103 20 287 SH   DFND 0 287 0 0
ECOLAB INC Com 278865100 788 3,828 SH   SOLE 0 3,828 0 0
ECOLAB INC Com 278865100 206 1,000 SH   DFND 0 0 0 1,000
EDWARDS LIFESCIENCES CORP Com 28176E108 2,654 25,622 SH   SOLE 0 25,622 0 0
EDWARDS LIFESCIENCES CORP Com 28176E108 12 120 SH   DFND 0 120 0 0
EMERSON ELECTRIC CO Com 291011104 6,688 69,497 SH   SOLE 0 69,097 0 400
EMERSON ELECTRIC CO Com 291011104 306 3,181 SH   DFND 0 2,981 0 200
ENBRIDGE INC Com 29250N105 270 6,752 SH   SOLE 0 6,752 0 0
ENBRIDGE INC Com 29250N105 9 233 SH   DFND 0 233 0 0
ENTEGRIS INC Com 29362U104 295 2,400 SH   SOLE 0 2,400 0 0
ESSENTIAL UTILITIES INC Com 29670G102 1,742 38,117 SH   SOLE 0 37,817 0 300
ESSENTIAL UTILITIES INC Com 29670G102 112 2,450 SH   DFND 0 2,450 0 0
EVERGY INC Com 30034W106 5,036 83,339 SH   SOLE 0 82,054 0 1,285
EVERGY INC Com 30034W106 45 750 SH   DFND 0 750 0 0
EXELON CORP Com 30161N101 294 6,640 SH   SOLE 0 6,640 0 0
EXXON MOBIL CORP Com 30231G102 2,201 34,887 SH   SOLE 0 34,887 0 0
EXXON MOBIL CORP Com 30231G102 56 888 SH   DFND 0 888 0 0
FACEBOOK INC Com 30303M102 7,674 22,071 SH   SOLE 0 21,971 0 100
FACEBOOK INC Com 30303M102 251 723 SH   DFND 0 700 0 23
FEDERATED HERMES INC Com 314211103 5,528 163,023 SH   SOLE 0 160,258 0 2,765
FEDERATED HERMES INC Com 314211103 40 1,170 SH   DFND 0 1,170 0 0
FIRST TRUST GLOBAL WIND ENERGY ETF Com 33736G106 2,092 97,254 SH   SOLE 0 96,654 0 600
FIRST TRUST GLOBAL WIND ENERGY ETF Com 33736G106 26 1,200 SH   DFND 0 1,200 0 0
FLEXSHARES IBOXX 3 YR TGT TIPS ETF Com 33939L506 612 23,104 SH   SOLE 0 23,104 0 0
FLEXSHARES GLOBAL QUALITY REAL ESTATE ETF Com 33939L787 402 6,030 SH   SOLE 0 6,030 0 0
FLEXSHARES STOXX GLOBAL BROAD INFRA ETF Com 33939L795 1,256 21,851 SH   SOLE 0 21,526 0 325
FLEXSHARES QUALITY DIV DEFENSIVE ETF Com 33939L845 516 9,600 SH   SOLE 0 9,600 0 0
FLEXSHARES QUALITY DVD ETF Com 33939L860 12,736 226,869 SH   SOLE 0 224,669 0 2,200
FULTON FINANCIAL CORP Com 360271100 181 11,500 SH   SOLE 0 11,500 0 0
GENERAL DYNAMICS CORP Com 369550108 28 150 SH   SOLE 0 150 0 0
GENERAL DYNAMICS CORP Com 369550108 176 935 SH   DFND 0 935 0 0
GENERAL ELECTRIC CO Com 369604103 390 28,982 SH   SOLE 0 28,982 0 0
GENERAL ELECTRIC CO Com 369604103 33 2,456 SH   DFND 0 2,456 0 0
GENERAL MILLS INC Com 370334104 228 3,734 SH   SOLE 0 3,734 0 0
GENERAL MILLS INC Com 370334104 81 1,325 SH   DFND 0 1,325 0 0
GENERAL MOTORS CO Com 37045V100 422 7,134 SH   SOLE 0 7,134 0 0
GLAXO SMITHKLINE PLC SP ADR Com 37733W105 372 9,351 SH   SOLE 0 9,351 0 0
GOLDMAN SACHS ACTIVEBETA INTL EQUITY ETF Com 381430107 20,013 572,945 SH   SOLE 0 567,019 0 5,926
GOLDMAN SACHS ACTIVEBETA INTL EQUITY ETF Com 381430107 56 1,601 SH   DFND 0 601 0 1,000
GOLDMAN SACHS ACTIVEBETA US LGE CAP EQ ETF Com 381430503 7,087 82,384 SH   SOLE 0 81,384 0 1,000
GOLDMAN SACHS ACTIVEBETA US LGE CAP EQ ETF Com 381430503 10 119 SH   DFND 0 119 0 0
JACK HENRY & ASSOCIATES INC Com 426281101 344 2,105 SH   SOLE 0 2,105 0 0
HOLOGIC INC Com 436440101 648 9,710 SH   SOLE 0 9,540 0 170
HOME DEPOT INC Com 437076102 14,204 44,541 SH   SOLE 0 44,041 0 500
HOME DEPOT INC Com 437076102 254 797 SH   DFND 0 675 0 122
HONEYWELL INTL INC Com 438516106 1,335 6,084 SH   SOLE 0 6,084 0 0
HONEYWELL INTL INC Com 438516106 132 600 SH   DFND 0 600 0 0
IDEXX LABORATORIES INC Com 45168D104 325 515 SH   SOLE 0 515 0 0
IDEXX LABORATORIES INC Com 45168D104 246 390 SH   DFND 0 390 0 0
ILLINOIS TOOL WORKS INC Com 452308109 425 1,901 SH   SOLE 0 1,901 0 0
ILLINOIS TOOL WORKS INC Com 452308109 683 3,056 SH   DFND 0 3,000 0 56
INGERSOLL RAND INC Com 45687V106 90 1,843 SH   SOLE 0 1,843 0 0
INGERSOLL RAND INC Com 45687V106 195 4,000 SH   DFND 0 4,000 0 0
INTEL CORP Com 458140100 17,007 302,940 SH   SOLE 0 301,135 0 1,805
INTEL CORP Com 458140100 739 13,162 SH   DFND 0 12,695 0 467
INTERCONTINENTAL EXCHANGE INC Com 45866F104 418 3,525 SH   SOLE 0 3,525 0 0
INTERNATIONAL BUSINESS MACHINES CORP Com 459200101 1,586 10,820 SH   SOLE 0 10,820 0 0
INTERNATIONAL BUSINESS MACHINES CORP Com 459200101 29 200 SH   DFND 0 200 0 0
INVESCO QQQ TRUST SERIES 1 ETF Com 46090E103 647 1,825 SH   SOLE 0 1,825 0 0
INVESCO WATER RESOURCES ETF Com 46137V142 1,004 18,766 SH   SOLE 0 18,416 0 350
INVESCO WATER RESOURCES ETF Com 46137V142 27 500 SH   DFND 0 500 0 0
INVESCO MSCI SUSTAINABLE FUTURE ETF Com 46137V407 674 9,733 SH   SOLE 0 9,413 0 320
INVESCO MSCI SUSTAINABLE FUTURE ETF Com 46137V407 29 425 SH   DFND 0 425 0 0
INVESCO SOLAR ETF Com 46138G706 2,270 25,415 SH   SOLE 0 25,246 0 169
INVESCO SOLAR ETF Com 46138G706 45 500 SH   DFND 0 500 0 0
ISHARES SELECT DIVIDEND ETF Com 464287168 1,740 14,920 SH   SOLE 0 14,920 0 0
ISHARES CORE S&P 500 ETF Com 464287200 17,501 40,708 SH   SOLE 0 40,208 0 500
ISHARES CORE TOTAL AGGR US BOND ETF Com 464287226 555 4,816 SH   SOLE 0 4,816 0 0
ISHARES IBOXX INV GRADE CORP BD ETF Com 464287242 1,555 11,571 SH   SOLE 0 11,571 0 0
ISHARES MSCI EAFE INDEX ETF Com 464287465 3,306 41,912 SH   SOLE 0 41,912 0 0
ISHARES MSCI EAFE INDEX ETF Com 464287465 103 1,306 SH   DFND 0 1,306 0 0
ISHARES RUSSELL MID CAP ETF Com 464287499 203 2,562 SH   SOLE 0 2,562 0 0
ISHARES CORE S&P MIDCAP ETF Com 464287507 1,652 6,148 SH   SOLE 0 6,148 0 0
ISHARES RUSSELL 1000 GROWTH ETF Com 464287614 468 1,725 SH   SOLE 0 1,725 0 0
ISHARES RUSSELL 2000 ETF Com 464287655 346 1,507 SH   SOLE 0 1,507 0 0
ISHARES RUSSELL 3000 ETF Com 464287689 1,809 7,069 SH   SOLE 0 7,069 0 0
ISHARES CORE S&P SMALL CAP ETF Com 464287804 723 6,399 SH   SOLE 0 6,399 0 0
ISHARES CORE S&P SMALL CAP ETF Com 464287804 21 182 SH   DFND 0 182 0 0
ISHARES MSCI KLD 400 SOCIAL ETF Com 464288570 154 1,864 SH   SOLE 0 1,864 0 0
ISHARES MSCI KLD 400 SOCIAL ETF Com 464288570 99 1,200 SH   DFND 0 1,200 0 0
ISHARES MSCI USA ESG SELECT SOCIAL IDX ETF Com 464288802 839 8,782 SH   SOLE 0 8,782 0 0
ISHARES MSCI EAFE GROWTH ETF Com 464288885 267 2,485 SH   SOLE 0 2,485 0 0
ISHARES MSCI EAFE MIN VOL FACTOR ETF Com 46429B689 3,459 45,789 SH   SOLE 0 45,789 0 0
ISHARES EDGE MSCI MIN VOL USA ETF Com 46429B697 277 3,761 SH   SOLE 0 3,761 0 0
ISHARES EDGE MSCI USA QUAL FACT ETF Com 46432F339 4,229 31,825 SH   SOLE 0 31,825 0 0
ISHARES EDGE MSCI USA VAL WT IDX ETF Com 46432F388 311 2,960 SH   SOLE 0 2,960 0 0
ISHARES CORE MSCI EAFE ETF Com 46432F842 36,461 487,054 SH   SOLE 0 484,786 0 2,268
ISHARES CORE MSCI EAFE ETF Com 46432F842 85 1,132 SH   DFND 0 350 0 782
ISHARES ESG AWARE MSCI EM ETF Com 46434G863 14,705 325,698 SH   SOLE 0 322,378 0 3,320
ISHARES EDGE MSCI MULT FACT USA ETF Com 46434V282 275 6,418 SH   SOLE 0 6,418 0 0
ISHARES CORE DIVIDEND GROWTH ETF Com 46434V621 24,853 493,498 SH   SOLE 0 489,998 0 3,500
ITRON INC Com 465741106 734 7,337 SH   SOLE 0 7,207 0 130
JP MORGAN CHASE & CO Com 46625H100 13,112 84,297 SH   SOLE 0 83,830 0 467
JP MORGAN CHASE & CO Com 46625H100 120 771 SH   DFND 0 695 0 76
JOHNSON & JOHNSON CO Com 478160104 10,045 60,973 SH   SOLE 0 60,598 0 375
JOHNSON & JOHNSON CO Com 478160104 698 4,234 SH   DFND 0 3,534 0 700
KELLOGG CO Com 487836108 500 7,771 SH   SOLE 0 7,771 0 0
KEYCORP NEW Com 493267108 1,031 49,919 SH   SOLE 0 49,639 0 280
KEYCORP NEW Com 493267108 25 1,200 SH   DFND 0 1,200 0 0
KIMBERLY-CLARK CORP Com 494368103 6,753 50,476 SH   SOLE 0 50,476 0 0
KIMBERLY-CLARK CORP Com 494368103 302 2,260 SH   DFND 0 2,200 0 60
KROGER CO Com 501044101 8,180 213,528 SH   SOLE 0 210,928 0 2,600
L3 HARRIS TECHNOLOGIES INC Com 502431109 6,065 28,058 SH   SOLE 0 28,058 0 0
ELI LILLY & CO Com 532457108 768 3,346 SH   SOLE 0 3,346 0 0
ELI LILLY & CO Com 532457108 152 664 SH   DFND 0 664 0 0
LINCOLN ELECTRIC HOLDINGS Com 533900106 6,770 51,403 SH   SOLE 0 50,926 0 477
LOWES COMPANIES INC Com 548661107 9,865 50,856 SH   SOLE 0 50,856 0 0
MSA SAFETY INC Com 553498106 627 3,784 SH   SOLE 0 3,784 0 0
MARKEL CORP Com 570535104 368 310 SH   SOLE 0 310 0 0
MARRIOTT INTERNATIONAL INC Com 571903202 307 2,252 SH   SOLE 0 2,252 0 0
MASTERCARD INC CL A Com 57636Q104 1,986 5,439 SH   SOLE 0 5,069 0 370
MASTERCARD INC CL A Com 57636Q104 37 100 SH   DFND 0 100 0 0
MCDONALDS CORP Com 580135101 887 3,839 SH   SOLE 0 3,839 0 0
MCDONALDS CORP Com 580135101 208 902 SH   DFND 0 902 0 0
MEDICAL PROPERTIES TRUST INC Com 58463J304 372 18,499 SH   SOLE 0 18,235 0 264
MERCK & CO INC Com 58933Y105 7,170 92,196 SH   SOLE 0 92,137 0 59
MERCK & CO INC Com 58933Y105 172 2,207 SH   DFND 0 1,850 0 357
METLIFE INC Com 59156R108 5,028 84,016 SH   SOLE 0 84,016 0 0
MICROSOFT CORP Com 594918104 40,768 150,491 SH   SOLE 0 149,162 0 1,329
MICROSOFT CORP Com 594918104 1,423 5,253 SH   DFND 0 5,119 0 134
MONDELEZ INTERNATIONAL INC A Com 609207105 472 7,552 SH   SOLE 0 7,552 0 0
MONDELEZ INTERNATIONAL INC A Com 609207105 50 800 SH   DFND 0 800 0 0
MORGAN STANLEY Com 617446448 461 5,029 SH   SOLE 0 5,029 0 0
NASDAQ INC Com 631103108 279 1,587 SH   SOLE 0 1,587 0 0
NASDAQ INC Com 631103108 105 600 SH   DFND 0 600 0 0
NEXTERA ENERGY INC Com 65339F101 3,827 52,231 SH   SOLE 0 52,231 0 0
NIKE INC CLASS B Com 654106103 3,693 23,905 SH   SOLE 0 23,905 0 0
NIKE INC CLASS B Com 654106103 15 100 SH   DFND 0 100 0 0
NORFOLK SOUTHERN CORP Com 655844108 338 1,274 SH   SOLE 0 1,274 0 0
NORFOLK SOUTHERN CORP Com 655844108 27 100 SH   DFND 0 100 0 0
NORTONLIFELOCK INC Com 668771108 702 25,779 SH   SOLE 0 25,478 0 301
NOVARTIS AG ADR Com 66987V109 288 3,154 SH   SOLE 0 3,154 0 0
NOVARTIS AG ADR Com 66987V109 103 1,133 SH   DFND 0 1,133 0 0
NOVO-NORDISK A/S SPONS ADR Com 670100205 98 1,170 SH   SOLE 0 1,170 0 0
NOVO-NORDISK A/S SPONS ADR Com 670100205 117 1,400 SH   DFND 0 1,400 0 0
NUANCE COMMUNICATIONS INC Com 67020Y100 527 9,678 SH   SOLE 0 9,198 0 480
NVIDIA CORP Com 67066G104 392 490 SH   SOLE 0 490 0 0
NUVEEN MUNI VALUE FUND Com 670928100 23 2,000 SH   SOLE 0 2,000 0 0
NUVEEN MUNI VALUE FUND Com 670928100 448 38,870 SH   DFND 0 38,870 0 0
ORACLE CORPORATION Com 68389X105 13,134 168,728 SH   SOLE 0 167,631 0 1,097
ORACLE CORPORATION Com 68389X105 45 577 SH   DFND 0 438 0 139
ORGANON & CO Com 68622V106 240 7,945 SH   SOLE 0 7,940 0 5
ORGANON & CO Com 68622V106 7 220 SH   DFND 0 185 0 35
PNC FINANCIAL SERVICES GROUP Com 693475105 5,759 30,192 SH   SOLE 0 29,562 0 630
PNC FINANCIAL SERVICES GROUP Com 693475105 12 62 SH   DFND 0 62 0 0
PPG INDUSTRIES Com 693506107 170 1,000 SH   SOLE 0 1,000 0 0
PPG INDUSTRIES Com 693506107 59 350 SH   DFND 0 350 0 0
PPL CORP Com 69351T106 333 11,910 SH   SOLE 0 11,910 0 0
PPL CORP Com 69351T106 31 1,100 SH   DFND 0 1,100 0 0
PEPSICO INC Com 713448108 3,034 20,479 SH   SOLE 0 20,479 0 0
PEPSICO INC Com 713448108 645 4,354 SH   DFND 0 4,354 0 0
PFIZER INC Com 717081103 13,616 347,696 SH   SOLE 0 345,478 0 2,218
PFIZER INC Com 717081103 642 16,392 SH   DFND 0 16,392 0 0
PHILIP MORRIS INTERNATIONAL INC Com 718172109 1,213 12,234 SH   SOLE 0 12,234 0 0
PROCTER & GAMBLE CO Com 742718109 9,820 72,779 SH   SOLE 0 72,579 0 200
PROCTER & GAMBLE CO Com 742718109 680 5,042 SH   DFND 0 3,970 0 1,072
PUBLIC SERVICE ENTERPRISE GROUP Com 744573106 11,994 200,763 SH   SOLE 0 199,107 0 1,656
QUALCOMM Com 747525103 183 1,278 SH   SOLE 0 1,278 0 0
QUALCOMM Com 747525103 21 150 SH   DFND 0 150 0 0
RAYTHEON TECHNOLOGIES CORP Com 75513E101 1,729 20,264 SH   SOLE 0 20,264 0 0
RAYTHEON TECHNOLOGIES CORP Com 75513E101 34 400 SH   DFND 0 400 0 0
REGENERON PHARMACEUTICALS INC Com 75886F107 4,519 8,091 SH   SOLE 0 8,020 0 71
ROPER TECHNOLOGIES, INC Com 776696106 513 1,090 SH   SOLE 0 1,090 0 0
ROYAL DUTCH SHELL PLC ADR A Com 780259206 83 2,048 SH   SOLE 0 2,048 0 0
ROYAL DUTCH SHELL PLC ADR A Com 780259206 181 4,483 SH   DFND 0 4,483 0 0
SPDR S&P500 ETF Com 78462F103 5,607 13,099 SH   SOLE 0 13,099 0 0
SPDR GOLD SHARES ETF Com 78463V107 351 2,118 SH   SOLE 0 2,118 0 0
SPDR S&P DIVIDEND ETF Com 78464A763 4,175 34,142 SH   SOLE 0 34,142 0 0
SPDR S&P MIDCAP 400 ETF TRUST Com 78467Y107 225 459 SH   SOLE 0 459 0 0
SALESFORCE.COM INC Com 79466L302 321 1,314 SH   SOLE 0 1,314 0 0
SANOFI ADR Com 80105N105 3,391 64,387 SH   SOLE 0 64,387 0 0
SANOFI ADR Com 80105N105 35 671 SH   DFND 0 671 0 0
CHARLES SCHWAB CORP Com 808513105 10,648 146,248 SH   SOLE 0 145,498 0 750
CHARLES SCHWAB CORP Com 808513105 62 845 SH   DFND 0 0 0 845
SCHWAB US MID CAP ETF Com 808524508 465 5,936 SH   SOLE 0 5,936 0 0
SCHWAB US SMALL CAP ETF Com 808524607 333 3,201 SH   SOLE 0 3,201 0 0
SCHWAB EMERGING MKTS EQUITY ETF Com 808524706 329 10,000 SH   SOLE 0 10,000 0 0
SCHWAB US DIVIDEND EQUITY ETF Com 808524797 1,691 22,363 SH   SOLE 0 22,363 0 0
MATERIALS SELECT SECTOR SPDR ETF Com 81369Y100 261 3,173 SH   SOLE 0 3,173 0 0
HEALTH CARE SEL SECT SPDR ETF Com 81369Y209 1,715 13,618 SH   SOLE 0 13,618 0 0
CONSUMER STAPLES SELECT SECTOR SPDR ETF Com 81369Y308 6,728 96,155 SH   SOLE 0 94,860 0 1,295
CONSUMER STAPLES SELECT SECTOR SPDR ETF Com 81369Y308 87 1,240 SH   DFND 0 1,200 0 40
CONSUMER DISC SELECT SECTOR SPDR ETF Com 81369Y407 3,570 19,993 SH   SOLE 0 19,993 0 0
CONSUMER DISC SELECT SECTOR SPDR ETF Com 81369Y407 36 200 SH   DFND 0 200 0 0
FINANCIAL SELECT SECTOR SPDR ETF Com 81369Y605 7,091 193,265 SH   SOLE 0 193,265 0 0
INDUSTRIAL SELECT SECTOR SPDR ETF Com 81369Y704 749 7,311 SH   SOLE 0 7,311 0 0
TECHNOLOGY SELECT SECT SPDR ETF Com 81369Y803 4,451 30,144 SH   SOLE 0 30,144 0 0
SEMPRA ENERGY Com 816851109 220 1,660 SH   SOLE 0 1,660 0 0
SEMPRA ENERGY Com 816851109 26 200 SH   DFND 0 200 0 0
SKYWORKS SOLUTIONS INC Com 83088M102 6,052 31,560 SH   SOLE 0 31,260 0 300
SKYWORKS SOLUTIONS INC Com 83088M102 5 28 SH   DFND 0 0 0 28
SPROTT PHYSICAL GOLD TRUST Com 85207H104 170 12,131 SH   SOLE 0 12,131 0 0
STARBUCKS CORP Com 855244109 8,031 71,823 SH   SOLE 0 71,426 0 397
STARBUCKS CORP Com 855244109 53 471 SH   DFND 0 400 0 71
STRYKER CORP Com 863667101 6,104 23,500 SH   SOLE 0 23,300 0 200
SYSCO CORPORATION Com 871829107 336 4,322 SH   SOLE 0 4,322 0 0
SYSCO CORPORATION Com 871829107 311 4,000 SH   DFND 0 4,000 0 0
TJX COMPANIES INC Com 872540109 8,853 131,308 SH   SOLE 0 128,542 0 2,766
TJX COMPANIES INC Com 872540109 54 800 SH   DFND 0 190 0 610
TAIWAN SEMICONDUCTOR MANUFACTURING ADR Com 874039100 523 4,350 SH   SOLE 0 4,350 0 0
TAIWAN SEMICONDUCTOR MANUFACTURING ADR Com 874039100 120 1,000 SH   DFND 0 1,000 0 0
TARGET CORP Com 87612E106 10,922 45,181 SH   SOLE 0 45,181 0 0
TARGET CORP Com 87612E106 429 1,775 SH   DFND 0 1,775 0 0
TETRA TECH INC Com 88162G103 491 4,027 SH   SOLE 0 4,027 0 0
TEXAS INSTRUMENTS INC Com 882508104 7,377 38,360 SH   SOLE 0 38,360 0 0
TEXAS INSTRUMENTS INC Com 882508104 187 970 SH   DFND 0 970 0 0
THERMO FISHER SCIENTIFIC Com 883556102 1,326 2,629 SH   SOLE 0 2,629 0 0
THERMO FISHER SCIENTIFIC Com 883556102 22 43 SH   DFND 0 43 0 0
3M CO Com 88579Y101 2,414 12,155 SH   SOLE 0 12,155 0 0
3M CO Com 88579Y101 30 150 SH   DFND 0 150 0 0
TRAVELERS COS INC Com 89417E109 454 3,031 SH   SOLE 0 3,031 0 0
TRUIST FINANCIAL CORP Com 89832Q109 14,634 263,680 SH   SOLE 0 263,033 0 647
TRUIST FINANCIAL CORP Com 89832Q109 240 4,331 SH   DFND 0 4,172 0 159
UNILEVER PLC SPON ADR Com 904767704 397 6,793 SH   SOLE 0 6,793 0 0
UNION PACIFIC CORP Com 907818108 1,630 7,411 SH   SOLE 0 7,411 0 0
UNION PACIFIC CORP Com 907818108 198 900 SH   DFND 0 900 0 0
UNITED PARCEL SERVICE INC Com 911312106 349 1,676 SH   SOLE 0 1,676 0 0
UNITED PARCEL SERVICE INC Com 911312106 146 700 SH   DFND 0 700 0 0
UNITEDHEALTH GROUP INC Com 91324P102 10,437 26,064 SH   SOLE 0 25,702 0 362
UNITEDHEALTH GROUP INC Com 91324P102 52 129 SH   DFND 0 0 0 129
VANECK VECTORS LOW CARBON ENERGY ETF Com 92189F502 447 2,777 SH   SOLE 0 2,777 0 0
VANGUARD DIVIDEND APPREC ETF Com 921908844 10,113 65,331 SH   SOLE 0 65,331 0 0
VANGUARD TOTAL INTL STOCK ETF Com 921909768 267 4,060 SH   SOLE 0 4,060 0 0
VANGUARD ESG INTL STOCK ETF Com 921910725 1,298 20,239 SH   SOLE 0 20,082 0 157
VANGUARD FTSE DEV MKT ETF Com 921943858 243 4,716 SH   SOLE 0 4,716 0 0
VANGUARD HIGH DIVIDEND YIELD ETF Com 921946406 1,434 13,683 SH   SOLE 0 13,683 0 0
VANGUARD SHORT TERM TIPS ETF Com 922020805 2,634 50,250 SH   SOLE 0 50,250 0 0
VANGUARD FTSE EMERGING MARKETS ETF Com 922042858 282 5,201 SH   SOLE 0 5,201 0 0
VANGUARD FTSE EMERGING MARKETS ETF Com 922042858 11 200 SH   DFND 0 200 0 0
VANGUARD FTSE PACIFIC ETF Com 922042866 6,395 77,691 SH   SOLE 0 77,110 0 581
VANGUARD FTSE PACIFIC ETF Com 922042866 7 83 SH   DFND 0 0 0 83
VANGUARD FTSE EUROPE ETF Com 922042874 6,972 103,656 SH   SOLE 0 103,356 0 300
VANGUARD FTSE EUROPE ETF Com 922042874 3 45 SH   DFND 0 0 0 45
VANGUARD FINANCIALS ETF Com 92204A405 262 2,902 SH   SOLE 0 2,902 0 0
VANGUARD HEALTH CARE ETF Com 92204A504 273 1,106 SH   SOLE 0 1,106 0 0
VANGUARD INDUSTRIALS ETF Com 92204A603 7,907 40,251 SH   SOLE 0 39,633 0 618
VANGUARD INDUSTRIALS ETF Com 92204A603 22 110 SH   DFND 0 64 0 46
VANGUARD INFO TECH ETF Com 92204A702 1,180 2,959 SH   SOLE 0 2,959 0 0
VANGUARD S&P 500 ETF Com 922908363 260 661 SH   SOLE 0 661 0 0
VANGUARD MID CAP VALUE ETF Com 922908512 14,195 101,031 SH   SOLE 0 100,290 0 741
VANGUARD MID CAP VALUE ETF Com 922908512 127 902 SH   DFND 0 652 0 250
VANGUARD MID CAP GROWTH ETF Com 922908538 1,134 4,799 SH   SOLE 0 4,719 0 80
VANGUARD MID CAP GROWTH ETF Com 922908538 115 485 SH   DFND 0 485 0 0
VANGUARD REIT INDEX ETF Com 922908553 1,370 13,459 SH   SOLE 0 13,459 0 0
VANGUARD REIT INDEX ETF Com 922908553 179 1,755 SH   DFND 0 1,755 0 0
VANGUARD MID CAP ETF Com 922908629 365 1,538 SH   SOLE 0 1,538 0 0
VANGUARD LARGE CAP ETF Com 922908637 14,476 72,110 SH   SOLE 0 72,110 0 0
VANGUARD GROWTH ETF Com 922908736 258 900 SH   SOLE 0 900 0 0
VANGUARD TOTAL STOCK MKT ETF Com 922908769 12,973 58,222 SH   SOLE 0 58,222 0 0
VERIZON COMMUNICATIONS Com 92343V104 6,144 109,661 SH   SOLE 0 109,661 0 0
VERIZON COMMUNICATIONS Com 92343V104 422 7,533 SH   DFND 0 7,533 0 0
VISA INC Com 92826C839 12,046 51,518 SH   SOLE 0 51,268 0 250
VISA INC Com 92826C839 199 851 SH   DFND 0 772 0 79
WEC ENERGY GROUP INC Com 92939U106 644 7,241 SH   SOLE 0 7,159 0 82
WEC ENERGY GROUP INC Com 92939U106 27 300 SH   DFND 0 300 0 0
WALMART STORES INC Com 931142103 2,009 14,249 SH   SOLE 0 14,249 0 0
WALMART STORES INC Com 931142103 251 1,782 SH   DFND 0 1,743 0 39
WASTE MANAGEMENT Com 94106L109 315 2,246 SH   SOLE 0 2,246 0 0
WATERS CORP Com 941848103 510 1,477 SH   SOLE 0 1,447 0 30
WATTS WATER TECHNOLOGIES-A Com 942749102 866 5,933 SH   SOLE 0 5,823 0 110
XYLEM INC Com 98419M100 725 6,045 SH   SOLE 0 5,960 0 85
YUM BRANDS INC Com 988498101 175 1,524 SH   SOLE 0 1,524 0 0
YUM BRANDS INC Com 988498101 81 700 SH   DFND 0 700 0 0
ACCENTURE PLC Com G1151C101 10,879 36,904 SH   SOLE 0 36,402 0 502
ACCENTURE PLC Com G1151C101 12 40 SH   DFND 0 40 0 0
EATON CORP PLC Com G29183103 8,637 58,290 SH   SOLE 0 57,605 0 685
EATON CORP PLC Com G29183103 124 837 SH   DFND 0 837 0 0
JOHNSON CONTROLS INTERNATIONAL PLC Com G51502105 3,868 56,360 SH   SOLE 0 56,210 0 150
LINDE PLC Com G5494J103 744 2,573 SH   SOLE 0 2,573 0 0
LINDE PLC Com G5494J103 65 225 SH   DFND 0 225 0 0
MEDTRONIC PLC Com G5960L103 8,857 71,355 SH   SOLE 0 70,760 0 595
MEDTRONIC PLC Com G5960L103 18 143 SH   DFND 0 0 0 143
SENSATA TECHNOLOGIES HOLDING PLC Com G8060N102 382 6,595 SH   SOLE 0 6,445 0 150
TRANE TECHNOLOGIES PUBLIC LTD CO Com G8994E103 377 2,050 SH   SOLE 0 2,050 0 0
TRANE TECHNOLOGIES PUBLIC LTD CO Com G8994E103 921 5,000 SH   DFND 0 5,000 0 0