The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INCORPORATED Com 001055102 187 3,651 SH   SOLE 0 3,651 0 0
AFLAC INCORPORATED Com 001055102 26 500 SH   DFND 0 500 0 0
AT&T INC Com 00206R102 1,179 38,934 SH   SOLE 0 38,934 0 0
AT&T INC Com 00206R102 489 16,164 SH   DFND 0 15,864 0 300
ABBOTT LABORATORIES Com 002824100 3,350 27,958 SH   SOLE 0 27,958 0 0
ABBOTT LABORATORIES Com 002824100 110 916 SH   DFND 0 800 0 116
ABBVIE INC Com 00287Y109 2,693 24,880 SH   SOLE 0 24,880 0 0
ABBVIE INC Com 00287Y109 65 600 SH   DFND 0 600 0 0
ADOBE INC Com 00724F101 8,032 16,897 SH   SOLE 0 16,579 0 318
ADOBE INC Com 00724F101 12 25 SH   DFND 0 0 0 25
ADVANCED ENERGY INDUSTRIES INC Com 007973100 467 4,275 SH   SOLE 0 4,202 0 73
AIR PRODUCTS & CHEMICALS INC Com 009158106 501 1,782 SH   SOLE 0 1,782 0 0
ALPHABET INC CL C Com 02079K107 8,504 4,111 SH   SOLE 0 4,056 0 55
ALPHABET INC CL C Com 02079K107 85 41 SH   DFND 0 41 0 0
ALPHABET INC CL A Com 02079K305 14,273 6,920 SH   SOLE 0 6,865 0 55
ALPHABET INC CL A Com 02079K305 144 70 SH   DFND 0 41 0 29
ALTRIA GROUP INC Com 02209S103 696 13,608 SH   SOLE 0 13,608 0 0
AMAZON COM INC Com 023135106 22,432 7,250 SH   SOLE 0 7,185 0 65
AMAZON COM INC Com 023135106 291 94 SH   DFND 0 90 0 4
AMEREN CORP Com 023608102 383 4,709 SH   SOLE 0 4,709 0 0
AMERICAN EXPRESS CO Com 025816109 917 6,485 SH   SOLE 0 6,485 0 0
AMERICAN TOWER CORP Com 03027X100 2,191 9,163 SH   SOLE 0 9,163 0 0
AMERICAN TOWER CORP Com 03027X100 64 266 SH   DFND 0 0 0 266
AMERICAN WATER WORKS CO INC Com 030420103 349 2,329 SH   SOLE 0 2,329 0 0
AMERICAN WATER WORKS CO INC Com 030420103 60 400 SH   DFND 0 400 0 0
AMGEN INC Com 031162100 7,310 29,380 SH   SOLE 0 29,380 0 0
AMGEN INC Com 031162100 775 3,113 SH   DFND 0 3,113 0 0
ANALOG DEVICES INC Com 032654105 703 4,530 SH   SOLE 0 4,530 0 0
APPLE INC Com 037833100 47,585 389,558 SH   SOLE 0 386,612 0 2,946
APPLE INC Com 037833100 567 4,640 SH   DFND 0 3,440 0 1,200
APPLIED MATERIALS INC Com 038222105 1,083 8,108 SH   SOLE 0 8,108 0 0
AUTOMATIC DATA PROCESSING INC Com 053015103 2,254 11,962 SH   SOLE 0 11,962 0 0
AUTOMATIC DATA PROCESSING INC Com 053015103 725 3,848 SH   DFND 0 3,800 0 48
AUTOZONE INC Com 053332102 239 170 SH   SOLE 0 170 0 0
AVANGRID INC Com 05351W103 705 14,148 SH   SOLE 0 14,021 0 127
AVANGRID INC Com 05351W103 25 500 SH   DFND 0 500 0 0
BANK OF AMERICA CORP Com 060505104 426 11,005 SH   SOLE 0 11,005 0 0
BANK OF AMERICA CORP Com 060505104 58 1,500 SH   DFND 0 1,500 0 0
BAXTER INTERNATIONAL INC Com 071813109 534 6,334 SH   SOLE 0 5,984 0 350
BECTON DICKINSON & CO Com 075887109 390 1,606 SH   SOLE 0 1,606 0 0
BECTON DICKINSON & CO Com 075887109 24 100 SH   DFND 0 100 0 0
BERKSHIRE HATHAWAY INC B Com 084670702 11,796 46,172 SH   SOLE 0 45,697 0 475
BERKSHIRE HATHAWAY INC B Com 084670702 71 277 SH   DFND 0 125 0 152
BLACKROCK INC Com 09247X101 984 1,305 SH   SOLE 0 1,296 0 9
BOEING CO Com 097023105 496 1,946 SH   SOLE 0 1,946 0 0
BOOKING HOLDINGS INC Com 09857L108 356 153 SH   SOLE 0 153 0 0
BRISTOL MYERS SQUIBB CO Com 110122108 1,948 30,857 SH   SOLE 0 30,773 0 84
BRISTOL MYERS SQUIBB CO Com 110122108 402 6,375 SH   DFND 0 6,375 0 0
BRITISH AMERICAN TOBACCO PLC Com 110448107 215 5,555 SH   SOLE 0 5,555 0 0
BROADRIDGE FINL SOLUTIONS INC Com 11133T103 6,438 42,054 SH   SOLE 0 41,724 0 330
BROADRIDGE FINL SOLUTIONS INC Com 11133T103 10 63 SH   DFND 0 0 0 63
BROADCOM INC Com 11135F101 16,726 36,073 SH   SOLE 0 35,688 0 385
BROADCOM INC Com 11135F101 159 342 SH   DFND 0 232 0 110
CARRIER GLOBAL CORP Com 14448C104 460 10,898 SH   SOLE 0 10,898 0 0
CARRIER GLOBAL CORP Com 14448C104 13 300 SH   DFND 0 300 0 0
CATERPILLAR INC Com 149123101 410 1,767 SH   SOLE 0 1,767 0 0
CENTENE CORP Com 15135B101 334 5,233 SH   SOLE 0 5,093 0 140
CERNER CORP Com 156782104 507 7,054 SH   SOLE 0 6,934 0 120
CHEVRON CORPORATION Com 166764100 1,016 9,696 SH   SOLE 0 9,696 0 0
CHEVRON CORPORATION Com 166764100 232 2,215 SH   DFND 0 2,215 0 0
CHURCH & DWIGHT CO INC Com 171340102 227 2,600 SH   SOLE 0 2,600 0 0
CHURCH & DWIGHT CO INC Com 171340102 28 320 SH   DFND 0 320 0 0
CISCO SYSTEMS INC Com 17275R102 14,490 280,208 SH   SOLE 0 278,525 0 1,683
CISCO SYSTEMS INC Com 17275R102 329 6,364 SH   DFND 0 5,364 0 1,000
CITIZENS FINANCIAL GROUP INC Com 174610105 4,510 102,163 SH   SOLE 0 102,163 0 0
CITIZENS FINANCIAL GROUP INC Com 174610105 11 250 SH   DFND 0 250 0 0
CLOROX Com 189054109 233 1,210 SH   SOLE 0 1,210 0 0
COCA COLA CO Com 191216100 1,331 25,258 SH   SOLE 0 25,058 0 200
COCA COLA CO Com 191216100 95 1,800 SH   DFND 0 1,800 0 0
COLGATE PALMOLIVE INC Com 194162103 268 3,400 SH   SOLE 0 3,400 0 0
COLGATE PALMOLIVE INC Com 194162103 4 53 SH   DFND 0 0 0 53
COMCAST CORP Com 20030N101 11,181 206,632 SH   SOLE 0 205,332 0 1,300
COMERICA INC Com 200340107 1,542 21,500 SH   SOLE 0 21,500 0 0
CONSOLIDATED EDISON INC Com 209115104 436 5,825 SH   SOLE 0 5,825 0 0
COSTCO WHOLESALE CORP Com 22160K105 965 2,739 SH   SOLE 0 2,739 0 0
DXC TECHNOLOGY CO Com 23355L106 725 23,205 SH   SOLE 0 22,971 0 234
DANAHER CORP Com 235851102 1,466 6,514 SH   SOLE 0 6,514 0 0
DEERE & COMPANY Com 244199105 584 1,561 SH   SOLE 0 1,561 0 0
DEERE & COMPANY Com 244199105 19 50 SH   DFND 0 50 0 0
WALT DISNEY CO Com 254687106 2,540 13,763 SH   SOLE 0 13,763 0 0
WALT DISNEY CO Com 254687106 28 150 SH   DFND 0 150 0 0
DISCOVERY COMMUNICATIONS C Com 25470F302 293 7,952 SH   SOLE 0 7,952 0 0
DOLLAR GENERAL CORP Com 256677105 8,491 41,904 SH   SOLE 0 41,904 0 0
DOLLAR GENERAL CORP Com 256677105 9 45 SH   DFND 0 0 0 45
DONALDSON CO INC Com 257651109 353 6,063 SH   SOLE 0 5,963 0 100
DUKE ENERGY CORP Com 26441C204 199 2,060 SH   SOLE 0 2,060 0 0
DUKE ENERGY CORP Com 26441C204 115 1,190 SH   DFND 0 1,190 0 0
DUPONT DE NEMOURS INC Com 26614N102 229 2,958 SH   SOLE 0 2,958 0 0
DUPONT DE NEMOURS INC Com 26614N102 76 981 SH   DFND 0 981 0 0
EBAY INC Com 278642103 8,132 132,797 SH   SOLE 0 132,278 0 519
EBAY INC Com 278642103 6 100 SH   DFND 0 100 0 0
ECOLAB INC Com 278865100 875 4,088 SH   SOLE 0 4,088 0 0
ECOLAB INC Com 278865100 214 1,000 SH   DFND 0 0 0 1,000
EDWARDS LIFESCIENCES CORP Com 28176E108 2,143 25,622 SH   SOLE 0 25,622 0 0
EDWARDS LIFESCIENCES CORP Com 28176E108 13 150 SH   DFND 0 150 0 0
EMERSON ELECTRIC CO Com 291011104 6,435 71,328 SH   SOLE 0 70,928 0 400
EMERSON ELECTRIC CO Com 291011104 287 3,181 SH   DFND 0 2,981 0 200
ENBRIDGE INC Com 29250N105 256 7,045 SH   SOLE 0 7,045 0 0
ENTEGRIS INC Com 29362U104 268 2,400 SH   SOLE 0 2,400 0 0
ESSENTIAL UTILITIES INC Com 29670G102 1,746 39,015 SH   SOLE 0 38,715 0 300
ESSENTIAL UTILITIES INC Com 29670G102 110 2,450 SH   DFND 0 2,450 0 0
EVERGY INC Com 30034W106 5,003 84,041 SH   SOLE 0 82,756 0 1,285
EVERGY INC Com 30034W106 45 750 SH   DFND 0 750 0 0
EXELON CORP Com 30161N101 290 6,640 SH   SOLE 0 6,640 0 0
EXXON MOBIL CORP Com 30231G102 1,970 35,293 SH   SOLE 0 35,293 0 0
EXXON MOBIL CORP Com 30231G102 43 775 SH   DFND 0 775 0 0
FACEBOOK INC Com 30303M102 6,768 22,978 SH   SOLE 0 22,878 0 100
FACEBOOK INC Com 30303M102 216 733 SH   DFND 0 710 0 23
FIRST TRUST GLOBAL WIND ENERGY ETF Com 33736G106 1,955 86,665 SH   SOLE 0 86,065 0 600
FIRST TRUST GLOBAL WIND ENERGY ETF Com 33736G106 27 1,200 SH   DFND 0 1,200 0 0
FLEXSHARES IBOXX 3 YR TGT TIPS ETF Com 33939L506 625 23,684 SH   SOLE 0 23,684 0 0
FLEXSHARES GLOBAL QUALITY REAL ESTATE ETF Com 33939L787 385 6,341 SH   SOLE 0 6,341 0 0
FLEXSHARES STOXX GLOBAL BROAD INFRA ETF Com 33939L795 1,238 22,061 SH   SOLE 0 21,736 0 325
FLEXSHARES QUALITY DIV DEFENSIVE ETF Com 33939L845 795 15,550 SH   SOLE 0 14,200 0 1,350
FLEXSHARES QUALITY DVD ETF Com 33939L860 12,541 235,299 SH   SOLE 0 232,499 0 2,800
GENERAL ELECTRIC CO Com 369604103 459 34,982 SH   SOLE 0 34,982 0 0
GENERAL ELECTRIC CO Com 369604103 32 2,456 SH   DFND 0 2,456 0 0
GENERAL MILLS INC Com 370334104 263 4,292 SH   SOLE 0 4,292 0 0
GENERAL MILLS INC Com 370334104 81 1,325 SH   DFND 0 1,325 0 0
GENERAL MOTORS CO Com 37045V100 380 6,614 SH   SOLE 0 6,614 0 0
GLAXO SMITHKLINE PLC SP ADR Com 37733W105 334 9,351 SH   SOLE 0 9,351 0 0
GOLDMAN SACHS ACTIVEBETA INTL EQUITY ETF Com 381430107 18,307 554,099 SH   SOLE 0 549,983 0 4,116
GOLDMAN SACHS ACTIVEBETA INTL EQUITY ETF Com 381430107 33 1,000 SH   DFND 0 0 0 1,000
GOLDMAN SACHS ACTIVEBETA US LGE CAP EQ ETF Com 381430503 7,157 90,462 SH   SOLE 0 90,462 0 0
JACK HENRY & ASSOCIATES INC Com 426281101 319 2,105 SH   SOLE 0 2,105 0 0
HOLOGIC INC Com 436440101 699 9,400 SH   SOLE 0 9,230 0 170
HOME DEPOT INC Com 437076102 13,852 45,378 SH   SOLE 0 44,878 0 500
HOME DEPOT INC Com 437076102 243 797 SH   DFND 0 675 0 122
HONEYWELL INTL INC Com 438516106 1,348 6,211 SH   SOLE 0 6,211 0 0
HONEYWELL INTL INC Com 438516106 130 600 SH   DFND 0 600 0 0
IDEXX LABORATORIES INC Com 45168D104 443 905 SH   SOLE 0 905 0 0
ILLINOIS TOOL WORKS INC Com 452308109 443 2,000 SH   SOLE 0 2,000 0 0
ILLINOIS TOOL WORKS INC Com 452308109 677 3,056 SH   DFND 0 3,000 0 56
INGERSOLL RAND INC Com 45687V106 91 1,843 SH   SOLE 0 1,843 0 0
INGERSOLL RAND INC Com 45687V106 197 4,000 SH   DFND 0 4,000 0 0
INTEL CORP Com 458140100 19,626 306,664 SH   SOLE 0 304,559 0 2,105
INTEL CORP Com 458140100 842 13,162 SH   DFND 0 12,695 0 467
INTERCONTINENTAL EXCHANGE INC Com 45866F104 394 3,525 SH   SOLE 0 3,525 0 0
INTERNATIONAL BUSINESS MACHINES CORP Com 459200101 1,451 10,892 SH   SOLE 0 10,892 0 0
INTERNATIONAL BUSINESS MACHINES CORP Com 459200101 27 200 SH   DFND 0 200 0 0
INVESCO QQQ TRUST SERIES 1 ETF Com 46090E103 618 1,935 SH   SOLE 0 1,935 0 0
INVESCO WATER RESOURCES ETF Com 46137V142 742 15,023 SH   SOLE 0 14,673 0 350
INVESCO WATER RESOURCES ETF Com 46137V142 25 500 SH   DFND 0 500 0 0
INVESCO MSCI SUSTAINABLE FUTURE ETF Com 46137V407 634 8,400 SH   SOLE 0 8,080 0 320
INVESCO MSCI SUSTAINABLE FUTURE ETF Com 46137V407 32 425 SH   DFND 0 425 0 0
INVESCO SOLAR ETF Com 46138G706 2,202 23,994 SH   SOLE 0 23,825 0 169
INVESCO SOLAR ETF Com 46138G706 46 500 SH   DFND 0 500 0 0
ISHARES CORE S&P TOTAL US STK MKT ETF Com 464287150 201 2,194 SH   SOLE 0 2,194 0 0
ISHARES SELECT DIVIDEND ETF Com 464287168 1,879 16,472 SH   SOLE 0 16,472 0 0
ISHARES CORE S&P 500 ETF Com 464287200 16,707 41,997 SH   SOLE 0 41,997 0 0
ISHARES CORE TOTAL AGGR US BOND ETF Com 464287226 636 5,584 SH   SOLE 0 5,584 0 0
ISHARES IBOXX INV GRADE CORP BD ETF Com 464287242 1,508 11,595 SH   SOLE 0 11,595 0 0
ISHARES MSCI EAFE INDEX ETF Com 464287465 3,489 45,980 SH   SOLE 0 45,980 0 0
ISHARES MSCI EAFE INDEX ETF Com 464287465 83 1,100 SH   DFND 0 1,100 0 0
ISHARES CORE S&P MIDCAP ETF Com 464287507 1,750 6,723 SH   SOLE 0 6,723 0 0
ISHARES RUSSELL 1000 GROWTH ETF Com 464287614 404 1,662 SH   SOLE 0 1,662 0 0
ISHARES RUSSELL 2000 ETF Com 464287655 333 1,507 SH   SOLE 0 1,507 0 0
ISHARES RUSSELL 3000 ETF Com 464287689 1,612 6,793 SH   SOLE 0 6,793 0 0
ISHARES CORE S&P SMALL CAP ETF Com 464287804 878 8,089 SH   SOLE 0 8,089 0 0
ISHARES MSCI KLD 400 SOCIAL ETF Com 464288570 142 1,864 SH   SOLE 0 1,864 0 0
ISHARES MSCI KLD 400 SOCIAL ETF Com 464288570 92 1,200 SH   DFND 0 1,200 0 0
ISHARES MSCI EAFE GROWTH ETF Com 464288885 246 2,444 SH   SOLE 0 2,444 0 0
ISHARES MSCI EAFE MIN VOL FACTOR ETF Com 46429B689 2,916 39,955 SH   SOLE 0 39,955 0 0
ISHARES EDGE MSCI MIN VOL USA ETF Com 46429B697 285 4,120 SH   SOLE 0 4,120 0 0
ISHARES EDGE MSCI USA QUAL FACT ETF Com 46432F339 4,028 33,074 SH   SOLE 0 33,074 0 0
ISHARES EDGE MSCI USA VAL WT IDX ETF Com 46432F388 302 2,945 SH   SOLE 0 2,945 0 0
ISHARES CORE MSCI EAFE ETF Com 46432F842 34,486 478,633 SH   SOLE 0 476,965 0 1,668
ISHARES CORE MSCI EAFE ETF Com 46432F842 82 1,132 SH   DFND 0 350 0 782
ISHARES ESG AWARE MSCI EM ETF Com 46434G863 12,811 295,800 SH   SOLE 0 293,950 0 1,850
ISHARES EDGE MSCI MULT FACT USA ETF Com 46434V282 260 6,404 SH   SOLE 0 6,404 0 0
ISHARES CORE DIVIDEND GROWTH ETF Com 46434V621 22,200 459,920 SH   SOLE 0 458,920 0 1,000
ITRON INC Com 465741106 611 6,887 SH   SOLE 0 6,757 0 130
JP MORGAN CHASE & CO Com 46625H100 12,852 84,424 SH   SOLE 0 83,957 0 467
JP MORGAN CHASE & CO Com 46625H100 117 771 SH   DFND 0 695 0 76
JOHNSON & JOHNSON CO Com 478160104 10,448 63,574 SH   SOLE 0 63,199 0 375
JOHNSON & JOHNSON CO Com 478160104 692 4,208 SH   DFND 0 3,508 0 700
KELLOGG CO Com 487836108 500 7,891 SH   SOLE 0 7,891 0 0
KEYCORP NEW Com 493267108 1,025 51,309 SH   SOLE 0 51,029 0 280
KEYCORP NEW Com 493267108 24 1,200 SH   DFND 0 1,200 0 0
KIMBERLY-CLARK CORP Com 494368103 7,029 50,550 SH   SOLE 0 50,550 0 0
KIMBERLY-CLARK CORP Com 494368103 314 2,260 SH   DFND 0 2,200 0 60
KROGER CO Com 501044101 7,868 218,612 SH   SOLE 0 216,012 0 2,600
L3 HARRIS TECHNOLOGIES INC Com 502431109 5,541 27,340 SH   SOLE 0 27,340 0 0
ELI LILLY & CO Com 532457108 667 3,572 SH   SOLE 0 3,572 0 0
ELI LILLY & CO Com 532457108 124 664 SH   DFND 0 664 0 0
LINCOLN ELECTRIC HOLDINGS Com 533900106 6,420 52,221 SH   SOLE 0 51,744 0 477
LOWES COMPANIES INC Com 548661107 10,030 52,739 SH   SOLE 0 52,739 0 0
MSA SAFETY INC Com 553498106 566 3,775 SH   SOLE 0 3,775 0 0
MARKEL CORP Com 570535104 353 310 SH   SOLE 0 310 0 0
MARRIOTT INTERNATIONAL INC Com 571903202 544 3,672 SH   SOLE 0 3,672 0 0
MASTERCARD INC CL A Com 57636Q104 2,038 5,725 SH   SOLE 0 5,355 0 370
MASTERCARD INC CL A Com 57636Q104 36 100 SH   DFND 0 100 0 0
MCDONALDS CORP Com 580135101 901 4,018 SH   SOLE 0 4,018 0 0
MCDONALDS CORP Com 580135101 194 865 SH   DFND 0 865 0 0
MEDICAL PROPERTIES TRUST INC Com 58463J304 381 17,889 SH   SOLE 0 17,625 0 264
MERCK & CO INC Com 58933Y105 7,136 92,562 SH   SOLE 0 92,503 0 59
MERCK & CO INC Com 58933Y105 170 2,207 SH   DFND 0 1,850 0 357
METLIFE INC Com 59156R108 5,193 85,419 SH   SOLE 0 85,419 0 0
MICROSOFT CORP Com 594918104 35,866 152,122 SH   SOLE 0 150,793 0 1,329
MICROSOFT CORP Com 594918104 1,200 5,088 SH   DFND 0 4,954 0 134
MONDELEZ INTERNATIONAL INC A Com 609207105 499 8,521 SH   SOLE 0 8,521 0 0
MONDELEZ INTERNATIONAL INC A Com 609207105 47 800 SH   DFND 0 800 0 0
MORGAN STANLEY Com 617446448 391 5,029 SH   SOLE 0 5,029 0 0
NASDAQ INC Com 631103108 246 1,667 SH   SOLE 0 1,667 0 0
NASDAQ INC Com 631103108 88 600 SH   DFND 0 600 0 0
NEXTERA ENERGY INC Com 65339F101 4,111 54,367 SH   SOLE 0 54,367 0 0
NICE LTD SPON ADR Com 653656108 214 980 SH   SOLE 0 980 0 0
NIKE INC CLASS B Com 654106103 3,308 24,893 SH   SOLE 0 24,893 0 0
NIKE INC CLASS B Com 654106103 13 100 SH   DFND 0 100 0 0
NORFOLK SOUTHERN CORP Com 655844108 335 1,249 SH   SOLE 0 1,249 0 0
NORFOLK SOUTHERN CORP Com 655844108 27 100 SH   DFND 0 100 0 0
NOVARTIS AG ADR Com 66987V109 414 4,840 SH   SOLE 0 4,840 0 0
NOVARTIS AG ADR Com 66987V109 120 1,400 SH   DFND 0 1,133 0 267
NUANCE COMMUNICATIONS INC Com 67020Y100 422 9,678 SH   SOLE 0 9,198 0 480
NVIDIA CORP Com 67066G104 262 490 SH   SOLE 0 490 0 0
NUVEEN MUNI VALUE FUND Com 670928100 22 2,000 SH   SOLE 0 2,000 0 0
NUVEEN MUNI VALUE FUND Com 670928100 433 38,870 SH   DFND 0 38,870 0 0
ORACLE CORPORATION Com 68389X105 12,100 172,441 SH   SOLE 0 171,344 0 1,097
ORACLE CORPORATION Com 68389X105 27 389 SH   DFND 0 250 0 139
PNC FINANCIAL SERVICES GROUP Com 693475105 5,358 30,548 SH   SOLE 0 29,918 0 630
PPG INDUSTRIES Com 693506107 180 1,200 SH   SOLE 0 1,200 0 0
PPG INDUSTRIES Com 693506107 53 350 SH   DFND 0 350 0 0
PPL CORP Com 69351T106 343 11,910 SH   SOLE 0 11,910 0 0
PPL CORP Com 69351T106 32 1,100 SH   DFND 0 1,100 0 0
PEPSICO INC Com 713448108 3,088 21,834 SH   SOLE 0 21,834 0 0
PEPSICO INC Com 713448108 615 4,348 SH   DFND 0 4,299 0 49
PFIZER INC Com 717081103 12,566 346,844 SH   SOLE 0 344,626 0 2,218
PFIZER INC Com 717081103 594 16,392 SH   DFND 0 16,392 0 0
PHILIP MORRIS INTERNATIONAL INC Com 718172109 1,244 14,017 SH   SOLE 0 14,017 0 0
PROCTER & GAMBLE CO Com 742718109 10,634 78,518 SH   SOLE 0 78,318 0 200
PROCTER & GAMBLE CO Com 742718109 654 4,832 SH   DFND 0 3,760 0 1,072
PUBLIC SERVICE ENTERPRISE GROUP Com 744573106 12,116 201,232 SH   SOLE 0 199,576 0 1,656
RAYTHEON TECHNOLOGIES CORP Com 75513E101 1,577 20,414 SH   SOLE 0 20,414 0 0
RAYTHEON TECHNOLOGIES CORP Com 75513E101 31 400 SH   DFND 0 400 0 0
REGENERON PHARMACEUTICALS INC Com 75886F107 3,759 7,944 SH   SOLE 0 7,873 0 71
ROBERT HALF INTL INC Com 770323103 203 2,605 SH   SOLE 0 2,605 0 0
ROPER TECHNOLOGIES, INC Com 776696106 470 1,165 SH   SOLE 0 1,165 0 0
ROYAL DUTCH SHELL PLC ADR A Com 780259206 80 2,048 SH   SOLE 0 2,048 0 0
ROYAL DUTCH SHELL PLC ADR A Com 780259206 176 4,483 SH   DFND 0 4,483 0 0
SPDR S&P500 ETF Com 78462F103 5,645 14,244 SH   SOLE 0 14,244 0 0
SPDR GOLD SHARES ETF Com 78463V107 319 1,994 SH   SOLE 0 1,994 0 0
SPDR S&P DIVIDEND ETF Com 78464A763 4,272 36,197 SH   SOLE 0 36,197 0 0
SPDR S&P MIDCAP 400 ETF TRUST Com 78467Y107 247 519 SH   SOLE 0 519 0 0
SALESFORCE.COM INC Com 79466L302 278 1,314 SH   SOLE 0 1,314 0 0
SANOFI ADR Com 80105N105 3,262 65,945 SH   SOLE 0 65,945 0 0
SANOFI ADR Com 80105N105 33 671 SH   DFND 0 671 0 0
CHARLES SCHWAB CORP Com 808513105 9,619 147,569 SH   SOLE 0 146,819 0 750
CHARLES SCHWAB CORP Com 808513105 55 845 SH   DFND 0 0 0 845
SCHWAB US MID CAP ETF Com 808524508 442 5,936 SH   SOLE 0 5,936 0 0
SCHWAB US SMALL CAP ETF Com 808524607 319 3,201 SH   SOLE 0 3,201 0 0
SCHWAB EMERGING MKTS EQUITY ETF Com 808524706 318 10,000 SH   SOLE 0 10,000 0 0
SCHWAB US DIVIDEND EQUITY ETF Com 808524797 687 9,424 SH   SOLE 0 9,424 0 0
MATERIALS SELECT SECTOR SPDR ETF Com 81369Y100 256 3,250 SH   SOLE 0 3,250 0 0
HEALTH CARE SEL SECT SPDR ETF Com 81369Y209 1,772 15,183 SH   SOLE 0 15,183 0 0
CONSUMER STAPLES SELECT SECTOR SPDR ETF Com 81369Y308 6,770 99,101 SH   SOLE 0 97,306 0 1,795
CONSUMER STAPLES SELECT SECTOR SPDR ETF Com 81369Y308 85 1,240 SH   DFND 0 1,200 0 40
CONSUMER DISC SELECT SECTOR SPDR ETF Com 81369Y407 3,511 20,890 SH   SOLE 0 20,890 0 0
CONSUMER DISC SELECT SECTOR SPDR ETF Com 81369Y407 34 200 SH   DFND 0 200 0 0
FINANCIAL SELECT SECTOR SPDR ETF Com 81369Y605 6,440 189,137 SH   SOLE 0 189,137 0 0
INDUSTRIAL SELECT SECTOR SPDR ETF Com 81369Y704 779 7,914 SH   SOLE 0 7,914 0 0
TECHNOLOGY SELECT SECT SPDR ETF Com 81369Y803 4,165 31,364 SH   SOLE 0 31,364 0 0
SEMPRA ENERGY Com 816851109 220 1,660 SH   SOLE 0 1,660 0 0
SEMPRA ENERGY Com 816851109 27 200 SH   DFND 0 200 0 0
SKYWORKS SOLUTIONS INC Com 83088M102 5,740 31,285 SH   SOLE 0 30,935 0 350
SKYWORKS SOLUTIONS INC Com 83088M102 5 28 SH   DFND 0 0 0 28
SPROTT PHYSICAL GOLD TRUST Com 85207H104 163 12,131 SH   SOLE 0 12,131 0 0
STARBUCKS CORP Com 855244109 8,066 73,818 SH   SOLE 0 73,421 0 397
STARBUCKS CORP Com 855244109 51 471 SH   DFND 0 400 0 71
STRYKER CORP Com 863667101 5,694 23,376 SH   SOLE 0 23,176 0 200
SYSCO CORPORATION Com 871829107 388 4,922 SH   SOLE 0 4,922 0 0
SYSCO CORPORATION Com 871829107 315 4,000 SH   DFND 0 4,000 0 0
TJX COMPANIES INC Com 872540109 8,646 130,709 SH   SOLE 0 127,943 0 2,766
TJX COMPANIES INC Com 872540109 40 610 SH   DFND 0 0 0 610
TAIWAN SEMICONDUCTOR MANUFACTURING ADR Com 874039100 538 4,550 SH   SOLE 0 4,550 0 0
TAIWAN SEMICONDUCTOR MANUFACTURING ADR Com 874039100 118 1,000 SH   DFND 0 1,000 0 0
TARGET CORP Com 87612E106 9,238 46,638 SH   SOLE 0 46,638 0 0
TARGET CORP Com 87612E106 352 1,775 SH   DFND 0 1,775 0 0
TETRA TECH INC Com 88162G103 534 3,932 SH   SOLE 0 3,932 0 0
TEXAS INSTRUMENTS INC Com 882508104 7,481 39,586 SH   SOLE 0 39,586 0 0
TEXAS INSTRUMENTS INC Com 882508104 183 970 SH   DFND 0 970 0 0
THERMO FISHER SCIENTIFIC Com 883556102 1,877 4,112 SH   SOLE 0 4,112 0 0
3M CO Com 88579Y101 2,413 12,525 SH   SOLE 0 12,525 0 0
3M CO Com 88579Y101 29 150 SH   DFND 0 150 0 0
TRAVELERS COS INC Com 89417E109 456 3,031 SH   SOLE 0 3,031 0 0
TRUIST FINANCIAL CORP Com 89832Q109 15,413 264,287 SH   SOLE 0 263,640 0 647
TRUIST FINANCIAL CORP Com 89832Q109 253 4,331 SH   DFND 0 4,172 0 159
UNILEVER PLC SPON ADR Com 904767704 416 7,460 SH   SOLE 0 7,460 0 0
UNION PACIFIC CORP Com 907818108 2,020 9,164 SH   SOLE 0 9,164 0 0
UNION PACIFIC CORP Com 907818108 198 900 SH   DFND 0 900 0 0
UNITED PARCEL SERVICE INC Com 911312106 289 1,701 SH   SOLE 0 1,701 0 0
UNITED PARCEL SERVICE INC Com 911312106 119 700 SH   DFND 0 700 0 0
UNITEDHEALTH GROUP INC Com 91324P102 9,715 26,110 SH   SOLE 0 25,723 0 387
UNITEDHEALTH GROUP INC Com 91324P102 48 129 SH   DFND 0 0 0 129
VANECK VECTORS LOW CARBON ENERGY ETF Com 92189F502 374 2,379 SH   SOLE 0 2,379 0 0
VANGUARD DIVIDEND APPREC ETF Com 921908844 9,761 66,364 SH   SOLE 0 66,364 0 0
VANGUARD TOTAL INTL STOCK ETF Com 921909768 275 4,392 SH   SOLE 0 4,392 0 0
VANGUARD ESG INTL STOCK ETF Com 921910725 1,105 18,004 SH   SOLE 0 17,847 0 157
VANGUARD FTSE DEV MKT ETF Com 921943858 238 4,841 SH   SOLE 0 4,841 0 0
VANGUARD HIGH DIVIDEND YIELD ETF Com 921946406 1,973 19,515 SH   SOLE 0 19,515 0 0
VANGUARD SHORT TERM TIPS ETF Com 922020805 2,543 49,346 SH   SOLE 0 49,346 0 0
VANGUARD FTSE EMERGING MARKETS ETF Com 922042858 267 5,129 SH   SOLE 0 5,129 0 0
VANGUARD FTSE EMERGING MARKETS ETF Com 922042858 10 200 SH   DFND 0 200 0 0
VANGUARD FTSE PACIFIC ETF Com 922042866 6,264 76,706 SH   SOLE 0 76,125 0 581
VANGUARD FTSE PACIFIC ETF Com 922042866 7 83 SH   DFND 0 0 0 83
VANGUARD FTSE EUROPE ETF Com 922042874 6,336 100,569 SH   SOLE 0 100,569 0 0
VANGUARD FTSE EUROPE ETF Com 922042874 3 45 SH   DFND 0 0 0 45
VANGUARD FINANCIALS ETF Com 92204A405 262 3,100 SH   SOLE 0 3,100 0 0
VANGUARD HEALTH CARE ETF Com 92204A504 239 1,043 SH   SOLE 0 1,043 0 0
VANGUARD INDUSTRIALS ETF Com 92204A603 7,602 40,164 SH   SOLE 0 39,546 0 618
VANGUARD INDUSTRIALS ETF Com 92204A603 9 46 SH   DFND 0 0 0 46
VANGUARD INFO TECH ETF Com 92204A702 1,106 3,084 SH   SOLE 0 3,084 0 0
VANGUARD S&P 500 ETF Com 922908363 241 661 SH   SOLE 0 661 0 0
VANGUARD MID CAP VALUE ETF Com 922908512 13,278 98,452 SH   SOLE 0 97,711 0 741
VANGUARD MID CAP VALUE ETF Com 922908512 122 902 SH   DFND 0 652 0 250
VANGUARD MID CAP GROWTH ETF Com 922908538 5,861 27,311 SH   SOLE 0 26,897 0 414
VANGUARD MID CAP GROWTH ETF Com 922908538 132 617 SH   DFND 0 485 0 132
VANGUARD REIT INDEX ETF Com 922908553 2,237 24,350 SH   SOLE 0 24,095 0 255
VANGUARD REIT INDEX ETF Com 922908553 161 1,755 SH   DFND 0 1,755 0 0
VANGUARD MID CAP ETF Com 922908629 305 1,378 SH   SOLE 0 1,378 0 0
VANGUARD LARGE CAP ETF Com 922908637 13,899 75,008 SH   SOLE 0 75,008 0 0
VANGUARD GROWTH ETF Com 922908736 231 900 SH   SOLE 0 900 0 0
VANGUARD TOTAL STOCK MKT ETF Com 922908769 14,989 72,519 SH   SOLE 0 72,519 0 0
VERIZON COMMUNICATIONS Com 92343V104 6,280 107,988 SH   SOLE 0 107,988 0 0
VERIZON COMMUNICATIONS Com 92343V104 438 7,533 SH   DFND 0 7,533 0 0
VISA INC Com 92826C839 10,980 51,860 SH   SOLE 0 51,585 0 275
VISA INC Com 92826C839 165 779 SH   DFND 0 700 0 79
WEC ENERGY GROUP INC Com 92939U106 678 7,241 SH   SOLE 0 7,159 0 82
WEC ENERGY GROUP INC Com 92939U106 28 300 SH   DFND 0 300 0 0
WALMART STORES INC Com 931142103 1,964 14,462 SH   SOLE 0 14,462 0 0
WALMART STORES INC Com 931142103 236 1,739 SH   DFND 0 1,700 0 39
WASTE MANAGEMENT Com 94106L109 290 2,246 SH   SOLE 0 2,246 0 0
WATERS CORP Com 941848103 420 1,477 SH   SOLE 0 1,447 0 30
WATTS WATER TECHNOLOGIES-A Com 942749102 725 6,103 SH   SOLE 0 5,993 0 110
XYLEM INC Com 98419M100 658 6,260 SH   SOLE 0 6,175 0 85
YUM BRANDS INC Com 988498101 165 1,524 SH   SOLE 0 1,524 0 0
YUM BRANDS INC Com 988498101 76 700 SH   DFND 0 700 0 0
ACCENTURE PLC Com G1151C101 10,370 37,539 SH   SOLE 0 37,011 0 528
EATON CORP PLC Com G29183103 8,118 58,704 SH   SOLE 0 58,019 0 685
EATON CORP PLC Com G29183103 116 837 SH   DFND 0 837 0 0
JOHNSON CONTROLS INTERNATIONAL PLC Com G51502105 3,379 56,626 SH   SOLE 0 56,476 0 150
LINDE PLC Com G5494J103 721 2,573 SH   SOLE 0 2,573 0 0
LINDE PLC Com G5494J103 63 225 SH   DFND 0 225 0 0
MEDTRONIC PLC Com G5960L103 8,736 73,949 SH   SOLE 0 73,354 0 595
MEDTRONIC PLC Com G5960L103 17 143 SH   DFND 0 0 0 143
SENSATA TECHNOLOGIES HOLDING PLC Com G8060N102 357 6,153 SH   SOLE 0 6,003 0 150
TRANE TECHNOLOGIES PUBLIC LTD CO Com G8994E103 339 2,050 SH   SOLE 0 2,050 0 0
TRANE TECHNOLOGIES PUBLIC LTD CO Com G8994E103 828 5,000 SH   DFND 0 5,000 0 0
ASML HOLDING NV Com N07059210 228 370 SH   SOLE 0 370 0 0