The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100 1,602 16,558 SH   SOLE 0 0 16,558 0
AbbVie Inc. COM 00287Y109 3,904 29,085 SH   SOLE 0 0 29,085 0
Accenture Plc SHS CLASS A G1151C101 3,334 12,959 SH   SOLE 0 0 12,959 0
Adobe Inc. COM 00724F101 1,395 5,069 SH   SOLE 0 0 5,069 0
Advanced Micro Devices Inc. COM 007903107 1,131 17,850 SH   SOLE 0 0 17,850 0
Aegon NV NY REGISTRY SHS 007924103 195 49,169 SH   SOLE 0 0 49,169 0
Agilent Technologies Inc. COM 00846U101 256 2,105 SH   SOLE 0 0 2,105 0
Air Lease Corp. CL A 00912X302 456 14,696 SH   SOLE 0 0 14,696 0
Allstate Corp. COM 020002101 1,736 13,944 SH   SOLE 0 0 13,944 0
Ally Financial Inc. COM 02005N100 1,278 45,928 SH   SOLE 0 0 45,928 0
Alphabet Inc. - Class A CAP STK CL A 02079K305 8,527 89,149 SH   SOLE 0 0 89,149 0
Alphabet Inc. - Class C CAP STK CL C 02079K107 2,664 27,703 SH   SOLE 0 0 27,703 0
Amazon.com Inc. COM 023135106 6,987 61,831 SH   SOLE 0 0 61,831 0
American Electric Power Co. Inc. COM 025537101 212 2,456 SH   SOLE 0 0 2,456 0
American Express Co. COM 025816109 311 2,306 SH   SOLE 0 0 2,306 0
American Water Works Co. Inc. COM 030420103 211 1,622 SH   SOLE 0 0 1,622 0
Ameriprise Financial Inc. COM 03076C106 334 1,324 SH   SOLE 0 0 1,324 0
Amgen Inc. COM 031162100 1,310 5,812 SH   SOLE 0 0 5,812 0
Amphenol Corp. CL A 032095101 511 7,628 SH   SOLE 0 0 7,628 0
Amyris Inc. COM NEW 03236M200 69 23,711 SH   SOLE 0 0 23,711 0
Analog Devices Inc. COM 032654105 227 1,629 SH   SOLE 0 0 1,629 0
APA Corp. COM 03743Q108 237 6,922 SH   SOLE 0 0 6,922 0
Apollo Global Management Inc. COM 03769M106 943 20,290 SH   SOLE 0 0 20,290 0
Apple Inc. COM 037833100 27,277 197,373 SH   SOLE 0 0 197,373 0
Archer Daniels Midland Co. COM 039483102 1,251 15,552 SH   SOLE 0 0 15,552 0
Arconic Corp. COM 03966V107 863 50,629 SH   SOLE 0 0 50,629 0
Arista Networks Inc. COM 040413106 559 4,949 SH   SOLE 0 0 4,949 0
Arrow Electronics Inc. COM 042735100 873 9,473 SH   SOLE 0 0 9,473 0
Associated Banc-Corp. COM 045487105 352 17,546 SH   SOLE 0 0 17,546 0
AT&T Inc. COM 00206R102 1,124 73,255 SH   SOLE 0 0 73,255 0
Automatic Data Processing Inc. COM 053015103 732 3,238 SH   SOLE 0 0 3,238 0
AutoNation Inc. COM 05329W102 1,230 12,078 SH   SOLE 0 0 12,078 0
Autozone Inc. COM 053332102 379 177 SH   SOLE 0 0 177 0
Avantis Emerging Markets ETF AVANTIS EMGMKT 025072604 13,594 295,979 SH   SOLE 0 0 295,979 0
Avantis Real Estate ETF REAL ESTATE ETF 025072356 1,504 38,563 SH   SOLE 0 0 38,563 0
Avnet Inc. COM 053807103 505 13,985 SH   SOLE 0 0 13,985 0
Banco Santander SA ADR 05964H105 63 27,277 SH   SOLE 0 0 27,277 0
Bank of America Corp. COM 060505104 1,202 39,817 SH   SOLE 0 0 39,817 0
Becton Dickinson & Co. COM 075887109 335 1,503 SH   SOLE 0 0 1,503 0
Berkshire Hathaway Inc. - Class A CL A 084670108 2,845 700 SH   SOLE 0 0 700 0
Berkshire Hathaway Inc. - Class B CL B NEW 084670702 2,743 10,271 SH   SOLE 0 0 10,271 0
Best Buy Inc. COM 086516101 253 3,992 SH   SOLE 0 0 3,992 0
BlackRock Inc. COM 09247X101 255 464 SH   SOLE 0 0 464 0
Blackstone Group LP COM 09260D107 404 4,831 SH   SOLE 0 0 4,831 0
Booz Allen Hamilton Holding Corp. CL A 099502106 440 4,766 SH   SOLE 0 0 4,766 0
Brighthouse Financial Inc. COM 10922N103 1,297 29,881 SH   SOLE 0 0 29,881 0
Bristol-Myers Squibb Company COM 110122108 1,426 20,065 SH   SOLE 0 0 20,065 0
Broadcom Ltd. COM 11135F101 1,040 2,343 SH   SOLE 0 0 2,343 0
Builders FirstSource Inc. COM 12008R107 892 15,133 SH   SOLE 0 0 15,133 0
Bunge Ltd. COM G16962105 874 10,581 SH   SOLE 0 0 10,581 0
Cadence Design Systems Inc. COM 127387108 3,661 22,403 SH   SOLE 0 0 22,403 0
Capital One Financial Corp. COM 14040H105 847 9,187 SH   SOLE 0 0 9,187 0
CBRE Group Inc. CL A 12504L109 1,817 26,916 SH   SOLE 0 0 26,916 0
Celsius Holdings Inc. COM NEW 15118V207 238 2,625 SH   SOLE 0 0 2,625 0
Centene Corp. COM 15135B101 240 3,083 SH   SOLE 0 0 3,083 0
CF Industries Holdings Inc. COM 125269100 961 9,988 SH   SOLE 0 0 9,988 0
ChevronTexaco Corp. COM 166764100 1,133 7,886 SH   SOLE 0 0 7,886 0
Chubb Ltd. COM H1467J104 353 1,942 SH   SOLE 0 0 1,942 0
Church & Dwight Co. Inc. COM 171340102 229 3,211 SH   SOLE 0 0 3,211 0
Cigna Corp. COM 125523100 2,746 9,897 SH   SOLE 0 0 9,897 0
Cisco Systems Inc. COM 17275R102 1,208 30,194 SH   SOLE 0 0 30,194 0
Citigroup Inc. COM NEW 172967424 682 16,373 SH   SOLE 0 0 16,373 0
Citizens Financial Group Inc. COM 174610105 309 9,006 SH   SOLE 0 0 9,006 0
CNO Financial Group Inc. COM 12621E103 305 16,999 SH   SOLE 0 0 16,999 0
Coca Cola Co. COM 191216100 330 5,892 SH   SOLE 0 0 5,892 0
Cognizant Technology Solutions Corp. CL A 192446102 235 4,088 SH   SOLE 0 0 4,088 0
Colgate-Palmolive Co. COM 194162103 566 8,062 SH   SOLE 0 0 8,062 0
Comcast Corp. CL A 20030N101 798 27,196 SH   SOLE 0 0 27,196 0
Commercial Metals Co. COM 201723103 853 24,039 SH   SOLE 0 0 24,039 0
Concentrix Corp. COM 20602D101 500 4,478 SH   SOLE 0 0 4,478 0
ConocoPhillips COM 20825C104 652 6,368 SH   SOLE 0 0 6,368 0
Consolidated Edison Inc. COM 209115104 1,434 16,719 SH   SOLE 0 0 16,719 0
Constellation Energy Corp. COM 21037T109 614 7,383 SH   SOLE 0 0 7,383 0
Continental Resources Inc. COM 212015101 745 11,148 SH   SOLE 0 0 11,148 0
Corteva Inc. COM 22052L104 438 7,672 SH   SOLE 0 0 7,672 0
Costco Wholesale Corp. COM 22160K105 2,959 6,266 SH   SOLE 0 0 6,266 0
Coterra Energy Inc. COM 127097103 250 9,555 SH   SOLE 0 0 9,555 0
CVS Health Corp. COM 126650100 5,058 53,033 SH   SOLE 0 0 53,033 0
D. R. Horton Inc. COM 23331A109 294 4,370 SH   SOLE 0 0 4,370 0
Dana Inc. COM 235825205 155 13,524 SH   SOLE 0 0 13,524 0
Danaher Corp. COM 235851102 2,202 8,527 SH   SOLE 0 0 8,527 0
Darling Ingredients Inc. COM 237266101 448 6,774 SH   SOLE 0 0 6,774 0
Deere & Co. COM 244199105 521 1,561 SH   SOLE 0 0 1,561 0
Devon Energy Corp. COM 25179M103 1,678 27,900 SH   SOLE 0 0 27,900 0
DFA Emerging Markets Core Equity 2 ETF EMERGING MKTS CO 25434V732 43,895 2,147,517 SH   SOLE 0 0 2,147,517 0
DFA International Small Cap ETF INTL SMALL CAP E 25434V773 48,134 2,604,630 SH   SOLE 0 0 2,604,630 0
DFA International Value ETF INTERNATNAL VAL 25434V807 32,810 1,273,696 SH   SOLE 0 0 1,273,696 0
DFA Small Cap Value ETF US SMALL CAP VAL 25434V815 16,811 771,493 SH   SOLE 0 0 771,493 0
DFA US Core Equity 2 ETF US CORE EQUITY 2 25434V708 2,837 127,560 SH   SOLE 0 0 127,560 0
DFA US Marketwide Value ETF US MKTWIDE VALUE 25434V724 226,106 7,636,123 SH   SOLE 0 0 7,636,123 0
DFA US Targeted Value ETF US TARGETED VLU 25434V609 31,085 797,666 SH   SOLE 0 0 797,666 0
DFA World ex US Core Equity 2 ETF WORLD EX US CORE 25434V880 5,524 292,412 SH   SOLE 0 0 292,412 0
Diamondback Energy Inc. COM 25278X109 249 2,069 SH   SOLE 0 0 2,069 0
Dimensional US High Profitability ETF US HIGH PROFITAB 25434V831 732 34,279 SH   SOLE 0 0 34,279 0
Dollar General Corp. COM 256677105 493 2,054 SH   SOLE 0 0 2,054 0
Duke Energy Corp. COM NEW 26441C204 768 8,252 SH   SOLE 0 0 8,252 0
Eaton Corp. SHS G29183103 250 1,871 SH   SOLE 0 0 1,871 0
eBay Inc. COM 278642103 409 11,101 SH   SOLE 0 0 11,101 0
Edwards Lifesciences Corp. COM 28176E108 549 6,641 SH   SOLE 0 0 6,641 0
Electronic Arts Inc. COM 285512109 513 4,435 SH   SOLE 0 0 4,435 0
Elevance Health Inc. COM 036752103 1,686 3,711 SH   SOLE 0 0 3,711 0
Eli Lilly & Co. COM 532457108 4,934 15,259 SH   SOLE 0 0 15,259 0
Enphase Energy Inc. COM 29355A107 619 2,231 SH   SOLE 0 0 2,231 0
EOG Resources Inc. COM 26875P101 401 3,588 SH   SOLE 0 0 3,588 0
Equitable Holdings Inc. COM 29452E101 1,714 65,040 SH   SOLE 0 0 65,040 0
Equity Residential SH BEN INT 29476L107 505 7,506 SH   SOLE 0 0 7,506 0
Estee Lauder Companies Inc. CL A 518439104 1,236 5,725 SH   SOLE 0 0 5,725 0
Exelon Corp. COM 30161N101 727 19,398 SH   SOLE 0 0 19,398 0
Expeditors Intl of Washington Inc. COM 302130109 244 2,763 SH   SOLE 0 0 2,763 0
Exxon Mobil Corp. COM 30231G102 2,285 26,173 SH   SOLE 0 0 26,173 0
Fastenal Co. COM 311900104 765 16,623 SH   SOLE 0 0 16,623 0
FedEx Corp. COM 31428X106 209 1,407 SH   SOLE 0 0 1,407 0
Fiserv Inc. COM 337738108 530 5,659 SH   SOLE 0 0 5,659 0
Ford Motor Co. COM 345370860 421 37,569 SH   SOLE 0 0 37,569 0
Fortinet Inc. COM 34959E109 245 4,989 SH   SOLE 0 0 4,989 0
Generac Holdings Inc. COM 368736104 1,004 5,637 SH   SOLE 0 0 5,637 0
General Dynamics Corp. COM 369550108 389 1,835 SH   SOLE 0 0 1,835 0
General Motors Co. - Old COM 37045V100 1,135 35,367 SH   SOLE 0 0 35,367 0
Gilead Sciences Inc. COM 375558103 581 9,426 SH   SOLE 0 0 9,426 0
Goldman Sachs ActiveBeta International Equity ETF ACTIVEBETA INT 381430107 54,426 2,199,037 SH   SOLE 0 0 2,199,037 0
Goldman Sachs ActiveBeta U.S. Large Cap Equity ETF ACTIVEBETA US LG 381430503 23,648 332,983 SH   SOLE 0 0 332,983 0
Goldman Sachs Group Inc. COM 38141G104 832 2,839 SH   SOLE 0 0 2,839 0
Goldman Sachs Treasury Access 0-1 Year ETF ACCES TREASURY 381430529 1,497 14,991 SH   SOLE 0 0 14,991 0
Goodyear Tire & Rubber Co. COM 382550101 152 15,055 SH   SOLE 0 0 15,055 0
H&R Block Inc. COM 093671105 654 15,370 SH   SOLE 0 0 15,370 0
Hershey Corp COM 427866108 462 2,096 SH   SOLE 0 0 2,096 0
Hewlett Packard Enterprise Co. COM 42824C109 1,649 137,639 SH   SOLE 0 0 137,639 0
Home Depot Inc. COM 437076102 3,692 13,380 SH   SOLE 0 0 13,380 0
Honeywell Intl Inc. COM 438516106 694 4,156 SH   SOLE 0 0 4,156 0
Horizon Therapeutics Public Ltd. Co. SHS G46188101 360 5,814 SH   SOLE 0 0 5,814 0
HP Inc. COM 40434L105 1,035 41,521 SH   SOLE 0 0 41,521 0
Humana Inc. COM 444859102 880 1,813 SH   SOLE 0 0 1,813 0
IBM Corp. COM 459200101 341 2,866 SH   SOLE 0 0 2,866 0
IDEXX Laboratories Inc. COM 45168D104 1,013 3,108 SH   SOLE 0 0 3,108 0
Illinois Tool Works Inc. COM 452308109 456 2,526 SH   SOLE 0 0 2,526 0
ING Groep NV SPONSORED ADR 456837103 133 15,614 SH   SOLE 0 0 15,614 0
Intel Corp. COM 458140100 1,075 41,702 SH   SOLE 0 0 41,702 0
Intuit Inc. COM 461202103 3,436 8,871 SH   SOLE 0 0 8,871 0
Invesco FTSE RAFI US 1500 Small-Mid ETF FTSE RAFI 1500 46137V597 216 1,481 SH   SOLE 0 0 1,481 0
Invesco QQQ Trust UNIT SER 1 46090E103 792 2,965 SH   SOLE 0 0 2,965 0
Invesco S&P 500 Pure Growth ETF S&P 500 PUR GWT 46137V266 850 5,878 SH   SOLE 0 0 5,878 0
iShares Core S&P 500 ETF CORE S&P 500 ETF 464287200 57,645 160,728 SH   SOLE 0 0 160,728 0
iShares Core S&P Small-Cap ETF CORE S&P SCP ETF 464287804 1,004 11,516 SH   SOLE 0 0 11,516 0
iShares Core US Aggregate Bond ETF CORE US AGGBD ET 464287226 4,549 47,222 SH   SOLE 0 0 47,222 0
iShares Edge MSCI Multifactor Intl ETF INTL EQTY FACTOR 46434V274 51,055 2,438,171 SH   SOLE 0 0 2,438,171 0
iShares Edge MSCI Multifactor USA ETF US EQUITY FACTR 46434V282 5,418 149,578 SH   SOLE 0 0 149,578 0
iShares Edge MSCI USA Momentum Factor ETF MSCI USA MMENTM 46432F396 79,702 607,603 SH   SOLE 0 0 607,603 0
iShares Edge MSCI USA Quality Factor ETF MSCI USA QLT FCT 46432F339 55,631 535,221 SH   SOLE 0 0 535,221 0
iShares ESG Advanced MSCI EAFE ETF ESG EAFE ETF 46436E759 1,006 21,602 SH   SOLE 0 0 21,602 0
iShares ESG MSCI EM Leaders ETF ESG MSCI EM LDRS 46436E601 1,211 29,714 SH   SOLE 0 0 29,714 0
iShares ESG MSCI USA Leaders ETF ESG MSCI LEADR 46435U218 1,282 20,762 SH   SOLE 0 0 20,762 0
iShares Micro-Cap ETF MICRO-CAP ETF 464288869 10,454 101,113 SH   SOLE 0 0 101,113 0
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465 45,817 818,012 SH   SOLE 0 0 818,012 0
iShares MSCI EAFE Growth ETF EAFE GRWTH ETF 464288885 17,733 244,391 SH   SOLE 0 0 244,391 0
iShares MSCI EAFE Small-Cap ETF EAFE SML CP ETF 464288273 5,774 118,363 SH   SOLE 0 0 118,363 0
iShares MSCI EAFE Value ETF EAFE VALUE ETF 464288877 1,685 43,727 SH   SOLE 0 0 43,727 0
iShares MSCI KLD 400 Social ETF MSCI KLD400 SOC 464288570 1,480 22,100 SH   SOLE 0 0 22,100 0
iShares National Muni Bond ETF NATIONAL MUN ETF 464288414 44,052 429,441 SH   SOLE 0 0 429,441 0
iShares Russell 1000 ETF RUS 1000 ETF 464287622 810 4,104 SH   SOLE 0 0 4,104 0
iShares Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614 120,526 572,843 SH   SOLE 0 0 572,843 0
iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598 52,128 383,319 SH   SOLE 0 0 383,319 0
iShares Russell 2000 ETF RUSSELL 2000 ETF 464287655 698 4,231 SH   SOLE 0 0 4,231 0
iShares Russell 2000 Growth ETF RUS 2000 GRW ETF 464287648 8,062 39,023 SH   SOLE 0 0 39,023 0
iShares Russell 3000 ETF RUSSELL 3000 ETF 464287689 321 1,550 SH   SOLE 0 0 1,550 0
iShares Russell Midcap Growth ETF RUS MD CP GR ETF 464287481 222 2,827 SH   SOLE 0 0 2,827 0
iShares Russell Mid-Cap Value ETF RUS MDCP VAL ETF 464287473 417 4,339 SH   SOLE 0 0 4,339 0
iShares S&P 500 Growth ETF S&P 500 GRWT ETF 464287309 2,898 50,100 SH   SOLE 0 0 50,100 0
iShares S&P 500 Value ETF S&P 500 VAL ETF 464287408 618 4,809 SH   SOLE 0 0 4,809 0
iShares Short-Term National Muni Bond ETF SHRT NAT MUN ETF 464288158 1,965 19,138 SH   SOLE 0 0 19,138 0
iShares US Technology ETF US TECH ETF 464287721 269 3,660 SH   SOLE 0 0 3,660 0
Jabil Circuit COM 466313103 251 4,350 SH   SOLE 0 0 4,350 0
Jefferies Financial Group Inc. COM 47233W109 383 12,968 SH   SOLE 0 0 12,968 0
John Bean Technologies Corp. COM 477839104 1,042 12,117 SH   SOLE 0 0 12,117 0
Johnson & Johnson COM 478160104 6,675 40,860 SH   SOLE 0 0 40,860 0
Jones Lang LaSalle Inc. COM 48020Q107 2,444 16,175 SH   SOLE 0 0 16,175 0
JPMorgan Chase & Co. COM 46625H100 2,390 22,868 SH   SOLE 0 0 22,868 0
KB Home COM 48666K109 309 11,913 SH   SOLE 0 0 11,913 0
Keysight Technologies Inc. COM 49338L103 266 1,693 SH   SOLE 0 0 1,693 0
Kimberly Clark Corp. COM 494368103 248 2,206 SH   SOLE 0 0 2,206 0
KLA Corp. COM NEW 482480100 319 1,053 SH   SOLE 0 0 1,053 0
Kroger Co. COM 501044101 2,628 60,058 SH   SOLE 0 0 60,058 0
Lam Research Corp. COM 512807108 324 884 SH   SOLE 0 0 884 0
Liberty Broadband Corp. COM SER C 530307305 440 5,962 SH   SOLE 0 0 5,962 0
Lincoln National Corp. COM 534187109 297 6,755 SH   SOLE 0 0 6,755 0
Linde Plc SHS G5494J103 290 1,075 SH   SOLE 0 0 1,075 0
Lloyds Banking Group SPONSORED ADR 539439109 41 23,083 SH   SOLE 0 0 23,083 0
Lockheed Martin Corp. COM 539830109 969 2,509 SH   SOLE 0 0 2,509 0
Louisiana Pacific Corp. COM 546347105 479 9,360 SH   SOLE 0 0 9,360 0
Lowe's Companies Inc. COM 548661107 1,094 5,826 SH   SOLE 0 0 5,826 0
LPL Financial Holdings Inc. COM 50212V100 1,016 4,649 SH   SOLE 0 0 4,649 0
Lululemon Athletica Inc. COM 550021109 332 1,188 SH   SOLE 0 0 1,188 0
Lumen Technologies COM 550241103 113 15,513 SH   SOLE 0 0 15,513 0
Macy's Inc. COM 55616P104 332 21,156 SH   SOLE 0 0 21,156 0
Manulife Financial Corp. COM 56501R106 185 11,779 SH   SOLE 0 0 11,779 0
Marathon Oil Corp. COM 565849106 921 40,776 SH   SOLE 0 0 40,776 0
Marathon Petroleum Corp. COM 56585A102 1,073 10,799 SH   SOLE 0 0 10,799 0
Marsh & McLennan Companies Inc. COM 571748102 327 2,189 SH   SOLE 0 0 2,189 0
MasterCard Inc. CL A 57636Q104 2,257 7,938 SH   SOLE 0 0 7,938 0
Matador Resources Co. COM 576485205 266 5,438 SH   SOLE 0 0 5,438 0
McDonald's Corp. COM 580135101 1,354 5,869 SH   SOLE 0 0 5,869 0
McKesson Corp. COM 58155Q103 548 1,612 SH   SOLE 0 0 1,612 0
Medical Properties Trust Inc. COM 58463J304 764 64,434 SH   SOLE 0 0 64,434 0
Medtronic plc SHS G5960L103 265 3,277 SH   SOLE 0 0 3,277 0
Merck & Co. Inc. COM 58933Y105 2,638 30,631 SH   SOLE 0 0 30,631 0
Meta Platforms Inc. CL A 30303M102 1,477 10,889 SH   SOLE 0 0 10,889 0
MetLife Inc. COM 59156R108 4,829 79,454 SH   SOLE 0 0 79,454 0
MGIC Investment Corp. COM 552848103 361 28,197 SH   SOLE 0 0 28,197 0
Micron Technology Inc. COM 595112103 1,816 36,248 SH   SOLE 0 0 36,248 0
Microsoft Corp. COM 594918104 16,511 70,893 SH   SOLE 0 0 70,893 0
Mitsubishi UFJ Financial Group Inc. SPONSORED ADS 606822104 90 20,030 SH   SOLE 0 0 20,030 0
Moderna Inc. COM 60770K107 389 3,288 SH   SOLE 0 0 3,288 0
Mondelez International Inc. CL A 609207105 318 5,799 SH   SOLE 0 0 5,799 0
Morgan Stanley COM NEW 617446448 1,705 21,578 SH   SOLE 0 0 21,578 0
Mosaic Co. COM 61945C103 541 11,204 SH   SOLE 0 0 11,204 0
MSC Industrial Direct Co. Inc. - Class A CL A 553530106 295 4,058 SH   SOLE 0 0 4,058 0
MSCI Inc. COM 55354G100 731 1,732 SH   SOLE 0 0 1,732 0
National Fuel Gas Co. COM 636180101 218 3,534 SH   SOLE 0 0 3,534 0
Navient Corp. COM 63938C108 309 21,051 SH   SOLE 0 0 21,051 0
Netflix Inc. COM 64110L106 330 1,402 SH   SOLE 0 0 1,402 0
Nexstar Media Group Inc. COMMON STOCK 65336K103 633 3,791 SH   SOLE 0 0 3,791 0
NextEra Energy Inc. COM 65339F101 1,847 23,561 SH   SOLE 0 0 23,561 0
Nike Inc. - Class B CL B 654106103 804 9,668 SH   SOLE 0 0 9,668 0
Norfolk Southern Corp. COM 655844108 335 1,600 SH   SOLE 0 0 1,600 0
Northern Trust Corp. COM 665859104 221 2,581 SH   SOLE 0 0 2,581 0
Northrop Grumman Corp. COM 666807102 776 1,650 SH   SOLE 0 0 1,650 0
NortonLifeLock Inc. COM 668771108 634 31,463 SH   SOLE 0 0 31,463 0
Novo Nordisk A/S ADR 670100205 316 3,169 SH   SOLE 0 0 3,169 0
NRG Energy Inc. COM NEW 629377508 1,590 41,536 SH   SOLE 0 0 41,536 0
Nucor Corp. COM 670346105 335 3,132 SH   SOLE 0 0 3,132 0
Nuveen ESG Large-Cap Growth ETF NUVEEN ESG LRGCP 67092P201 1,075 23,325 SH   SOLE 0 0 23,325 0
Nuveen ESG Small-Cap ETF NUVEEN ESG SMLCP 67092P607 1,709 53,308 SH   SOLE 0 0 53,308 0
Nvidia Corp. COM 67066G104 3,144 25,897 SH   SOLE 0 0 25,897 0
Occidental Petroleum Corp COM 674599105 930 15,129 SH   SOLE 0 0 15,129 0
Old Dominion Freight Line Inc. COM 679580100 751 3,018 SH   SOLE 0 0 3,018 0
Olin Corp. COM PAR $1 680665205 405 9,445 SH   SOLE 0 0 9,445 0
ON Semiconductor Corp. COM 682189105 517 8,300 SH   SOLE 0 0 8,300 0
OneMain Holdings Inc. COM 68268W103 341 11,568 SH   SOLE 0 0 11,568 0
Oracle Corp. COM 68389X105 1,768 28,949 SH   SOLE 0 0 28,949 0
Ovintiv Inc. COM 69047Q102 403 8,756 SH   SOLE 0 0 8,756 0
Paychex Inc. COM 704326107 575 5,127 SH   SOLE 0 0 5,127 0
PayPal Holdings Inc. COM 70450Y103 296 3,437 SH   SOLE 0 0 3,437 0
PDC Energy Inc. COM 69327R101 271 4,690 SH   SOLE 0 0 4,690 0
Penske Automotive Group Inc. COM 70959W103 388 3,938 SH   SOLE 0 0 3,938 0
PepsiCo Inc. COM 713448108 3,115 19,080 SH   SOLE 0 0 19,080 0
Pfizer Inc. COM 717081103 3,679 84,074 SH   SOLE 0 0 84,074 0
Philip Morris International Inc. COM 718172109 546 6,582 SH   SOLE 0 0 6,582 0
Pioneer Natural Resources Co. COM 723787107 316 1,458 SH   SOLE 0 0 1,458 0
PotlatchDeltic Corp. COM 737630103 311 7,566 SH   SOLE 0 0 7,566 0
PPG Industries Inc. COM 693506107 208 1,879 SH   SOLE 0 0 1,879 0
Procter & Gamble Co. COM 742718109 3,550 28,116 SH   SOLE 0 0 28,116 0
Progressive Corp. COM 743315103 693 5,962 SH   SOLE 0 0 5,962 0
ProLogis Inc. COM 74340W103 235 2,317 SH   SOLE 0 0 2,317 0
Prudential Financial Inc. COM 744320102 1,124 13,101 SH   SOLE 0 0 13,101 0
Qualcomm Inc. COM 747525103 880 7,789 SH   SOLE 0 0 7,789 0
Quanta Services Inc. COM 74762E102 3,077 24,153 SH   SOLE 0 0 24,153 0
Raymond James Financial Inc. COM 754730109 333 3,365 SH   SOLE 0 0 3,365 0
Raytheon Technologies Corp. COM 75513E101 365 4,463 SH   SOLE 0 0 4,463 0
Regeneron Pharmaceuticals Inc. COM 75886F107 1,255 1,822 SH   SOLE 0 0 1,822 0
Reliance Steel & Aluminum Co. COM 759509102 1,238 7,100 SH   SOLE 0 0 7,100 0
Rithm Capital Corp. COM NEW 64828T201 481 65,707 SH   SOLE 0 0 65,707 0
Robert Half Intl Inc. COM 770323103 571 7,466 SH   SOLE 0 0 7,466 0
S&P Global Inc. COM 78409V104 294 963 SH   SOLE 0 0 963 0
Salesforce.com Inc. COM 79466L302 433 3,012 SH   SOLE 0 0 3,012 0
Schneider National Inc. CL B 80689H102 216 10,639 SH   SOLE 0 0 10,639 0
Schwab Fundamental US Large Company Index ETF SCHWAB FDT US LG 808524771 325 6,797 SH   SOLE 0 0 6,797 0
Schwab US Broad Market ETF SCHWAB FDT US BM 808524789 500 11,915 SH   SOLE 0 0 11,915 0
Schwab US Large-Cap ETF US LRG CAP ETF 808524201 397 9,381 SH   SOLE 0 0 9,381 0
Sempra Energy COM 816851109 217 1,447 SH   SOLE 0 0 1,447 0
ServiceNow Inc. COM 81762P102 353 935 SH   SOLE 0 0 935 0
Sherwin Williams Co. COM 824348106 382 1,864 SH   SOLE 0 0 1,864 0
ShockWave Medical Inc. COM 82489T104 461 1,659 SH   SOLE 0 0 1,659 0
SLM Corp. COM 78442P106 310 22,175 SH   SOLE 0 0 22,175 0
SPDR MSCI AWCI ex-US ETF MSCI ACWI EXUS 78463X848 779 36,747 SH   SOLE 0 0 36,747 0
SPDR Portfolio Emerging Markets ETF PORTFOLIO EMG MK 78463X509 354 11,395 SH   SOLE 0 0 11,395 0
SPDR Portfolio S&P 500 Growth ETF PRTFLO S&P 500 GW 78464A409 1,966 39,251 SH   SOLE 0 0 39,251 0
SPDR Portfolio S&P 500 Value ETF PRTFLO S&P 500 VL 78464A508 5,457 158,232 SH   SOLE 0 0 158,232 0
SPDR S&P 500 ETF Trust TR UNIT 78462F103 4,684 13,114 SH   SOLE 0 0 13,114 0
SPDR S&P Dividend ETF S&P DIVID ETF 78464A763 371 3,326 SH   SOLE 0 0 3,326 0
Starbucks Corp. COM 855244109 367 4,357 SH   SOLE 0 0 4,357 0
State Street Corp. COM 857477103 217 3,562 SH   SOLE 0 0 3,562 0
Steel Dynamics Inc. COM 858119100 868 12,233 SH   SOLE 0 0 12,233 0
Stellantis N.V. SHS N82405106 209 17,614 SH   SOLE 0 0 17,614 0
Stryker Corp. COM 863667101 222 1,097 SH   SOLE 0 0 1,097 0
Sumitomo Mitsui Financial Group Inc. SPONSORED ADR 86562M209 83 15,010 SH   SOLE 0 0 15,010 0
Synaptics Inc. COM 87157D109 330 3,334 SH   SOLE 0 0 3,334 0
Synchrony Financial COM 87165B103 276 9,781 SH   SOLE 0 0 9,781 0
Synnex Corp. COM 87162W100 450 5,546 SH   SOLE 0 0 5,546 0
Synopsys Inc. COM 871607107 1,442 4,719 SH   SOLE 0 0 4,719 0
Target Corp. COM 87612E106 2,881 19,416 SH   SOLE 0 0 19,416 0
Taylor Morrison Home Corp. COM 87724P106 922 39,529 SH   SOLE 0 0 39,529 0
TE Connectivity Ltd. SHS H84989104 246 2,232 SH   SOLE 0 0 2,232 0
Tesla Inc. COM 88160R101 5,271 19,872 SH   SOLE 0 0 19,872 0
Texas Instruments Inc. COM 882508104 1,675 10,823 SH   SOLE 0 0 10,823 0
Thermo Fisher Scientific Inc. COM 883556102 1,725 3,402 SH   SOLE 0 0 3,402 0
TJX Companies Inc. COM 872540109 458 7,365 SH   SOLE 0 0 7,365 0
T-Mobile US Inc. COM 872590104 765 5,704 SH   SOLE 0 0 5,704 0
Travelers Companies Inc. COM 89417E109 566 3,697 SH   SOLE 0 0 3,697 0
Tyson Foods Inc. CL A 902494103 613 9,302 SH   SOLE 0 0 9,302 0
Ulta Beauty Inc. COM 90384S303 1,145 2,854 SH   SOLE 0 0 2,854 0
Union Pacific Corp. COM 907818108 613 3,146 SH   SOLE 0 0 3,146 0
United Parcel Service Inc. CL B 911312106 1,418 8,779 SH   SOLE 0 0 8,779 0
United States Steel Corp. COM 912909108 197 10,881 SH   SOLE 0 0 10,881 0
United Therapeutics Corp. COM 91307C102 665 3,175 SH   SOLE 0 0 3,175 0
UnitedHealth Group Inc. COM 91324P102 7,825 15,494 SH   SOLE 0 0 15,494 0
Unum Group COM 91529Y106 4,177 107,664 SH   SOLE 0 0 107,664 0
Vanguard Dividend Appreciation ETF DIV APP ETF 921908844 722 5,342 SH   SOLE 0 0 5,342 0
Vanguard FTSE Emerging Markets ETF FTSE EMR MKT ETF 922042858 527 14,448 SH   SOLE 0 0 14,448 0
Vanguard Growth ETF GROWTH ETF 922908736 52,689 246,267 SH   SOLE 0 0 246,267 0
Vanguard Information Technology ETF INF TECH ETF 92204A702 235 766 SH   SOLE 0 0 766 0
Vanguard Large-Cap ETF LARGE CAP ETF 922908637 568 3,471 SH   SOLE 0 0 3,471 0
Vanguard S&P 500 ETF S&P 500 ETF SHS 922908363 810 2,468 SH   SOLE 0 0 2,468 0
Vanguard Small-Cap ETF SMALL CP ETF 922908751 268 1,566 SH   SOLE 0 0 1,566 0
Vanguard Small-Cap Growth ETF SML CP GRW ETF 922908595 106,288 544,705 SH   SOLE 0 0 544,705 0
Vanguard Small-Cap Value ETF SM CP VAL ETF 922908611 613 4,275 SH   SOLE 0 0 4,275 0
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835 230 3,218 SH   SOLE 0 0 3,218 0
Vanguard Total Stock Market ETF TOTAL STK MKT 922908769 2,535 14,126 SH   SOLE 0 0 14,126 0
Vanguard Total World Stock ETF REAL ESTATE ETF 922908553 238 3,019 SH   SOLE 0 0 3,019 0
Vanguard Value ETF VALUE ETF 922908744 564 4,571 SH   SOLE 0 0 4,571 0
Verizon Communications Inc. COM 92343V104 811 21,347 SH   SOLE 0 0 21,347 0
Vertex Pharmaceuticals Inc. COM 92532F100 1,167 4,029 SH   SOLE 0 0 4,029 0
Viatris Inc. COM 92556V106 178 20,908 SH   SOLE 0 0 20,908 0
VICI Properties Inc. COM 925652109 849 28,428 SH   SOLE 0 0 28,428 0
Visa Inc. COM CL A 92826C839 2,674 15,054 SH   SOLE 0 0 15,054 0
W.W. Grainger Inc. COM 384802104 431 881 SH   SOLE 0 0 881 0
Walgreen Boots Alliance Inc. COM 931427108 247 7,851 SH   SOLE 0 0 7,851 0
Wal-Mart Stores Inc. COM 931142103 4,775 36,818 SH   SOLE 0 0 36,818 0
Walt Disney Co. COM 254687106 963 10,209 SH   SOLE 0 0 10,209 0
Waste Management Inc. COM 94106L109 340 2,121 SH   SOLE 0 0 2,121 0
Wells Fargo & Co. COM 949746101 236 5,872 SH   SOLE 0 0 5,872 0
Wesco International Inc. COM 95082P105 1,207 10,113 SH   SOLE 0 0 10,113 0
Weyerhaeuser Co. COM NEW 962166104 352 12,317 SH   SOLE 0 0 12,317 0
Williams-Sonoma Inc. COM 969904101 438 3,714 SH   SOLE 0 0 3,714 0
WisdomTree US Value Fund WISDOMTREE US VA 97717W547 2,660 52,112 SH   SOLE 0 0 52,112 0
World Wrestling Entertainment Inc. CL A 98156Q108 603 8,597 SH   SOLE 0 0 8,597 0
Zimmer Biomet Holdings Inc. COM 98956P102 217 2,079 SH   SOLE 0 0 2,079 0
Zoetis Inc. CL A 98978V103 304 2,052 SH   SOLE 0 0 2,052 0