The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 241 1,621 SH   SOLE 0 0 1,621 0
Abbott Laboratories COM 002824100 1,750 14,784 SH   SOLE 0 0 14,784 0
AbbVie Inc. COM 00287Y109 4,945 30,501 SH   SOLE 0 0 30,501 0
Accenture plc SHS CLASS A G1151C101 4,106 12,177 SH   SOLE 0 0 12,177 0
Adobe Inc. COM 00724F101 3,391 7,442 SH   SOLE 0 0 7,442 0
Advanced Micro Devices Inc. COM 007903107 2,306 21,094 SH   SOLE 0 0 21,094 0
Aegon NV NY REGISTRY SHS 007924103 255 48,196 SH   SOLE 0 0 48,196 0
Agilent Technologies Inc. COM 00846U101 281 2,122 SH   SOLE 0 0 2,122 0
Air Lease Corp. CL A 00912X302 1,073 24,023 SH   SOLE 0 0 24,023 0
Allstate Corp. COM 020002101 2,112 15,247 SH   SOLE 0 0 15,247 0
Ally Financial Inc. COM 02005N100 1,979 45,511 SH   SOLE 0 0 45,511 0
Alphabet Inc. - Class A CAP STK CL A 02079K305 13,373 4,808 SH   SOLE 0 0 4,808 0
Alphabet Inc. - Class C CAP STK CL C 02079K107 3,494 1,251 SH   SOLE 0 0 1,251 0
Altria Group Inc. COM 02209S103 283 5,419 SH   SOLE 0 0 5,419 0
Amazon.com Inc. COM 023135106 8,561 2,626 SH   SOLE 0 0 2,626 0
American Electric Power Co. Inc. COM 025537101 210 2,102 SH   SOLE 0 0 2,102 0
American Express Co. COM 025816109 266 1,424 SH   SOLE 0 0 1,424 0
American Tower Corp. COM 03027X100 223 886 SH   SOLE 0 0 886 0
Ameriprise Financial Inc. COM 03076C106 281 936 SH   SOLE 0 0 936 0
Amgen Inc. COM 031162100 1,458 6,028 SH   SOLE 0 0 6,028 0
Amphenol Corp. CL A 032095101 609 8,087 SH   SOLE 0 0 8,087 0
Amyris Inc. COM NEW 03236M200 103 23,711 SH   SOLE 0 0 23,711 0
Analog Devices Inc. COM 032654105 202 1,222 SH   SOLE 0 0 1,222 0
Anthem Inc. COM 036752103 1,860 3,786 SH   SOLE 0 0 3,786 0
AON Corp. SHS CL A G0403H108 222 683 SH   SOLE 0 0 683 0
Apollo Global Management Inc. - Class A COM CL A 03768E105 1,561 25,182 SH   SOLE 0 0 25,182 0
Apple Inc. COM 037833100 31,711 181,611 SH   SOLE 0 0 181,611 0
Applied Materials Inc. COM 038222105 283 2,144 SH   SOLE 0 0 2,144 0
Archer Daniels Midland Co. COM 039483102 1,048 11,615 SH   SOLE 0 0 11,615 0
Arconic Corp. COM 03966V107 1,538 60,016 SH   SOLE 0 0 60,016 0
Arista Networks Inc. COM 040413106 657 4,727 SH   SOLE 0 0 4,727 0
Arrow Electronics Inc. COM 042735100 1,220 10,280 SH   SOLE 0 0 10,280 0
Associated Banc-Corp. COM 045487105 414 18,183 SH   SOLE 0 0 18,183 0
AT&T Inc. COM 00206R102 1,011 42,793 SH   SOLE 0 0 42,793 0
Automatic Data Processing Inc. COM 053015103 462 2,032 SH   SOLE 0 0 2,032 0
AutoNation Inc. COM 05329W102 1,065 10,697 SH   SOLE 0 0 10,697 0
Autozone Inc. COM 053332102 380 186 SH   SOLE 0 0 186 0
Banco Bilbao Vizcaya Argentaria SA SPONSORED ADR 05946K101 85 14,895 SH   SOLE 0 0 14,895 0
Bank of America Corp. COM 060505104 1,805 43,788 SH   SOLE 0 0 43,788 0
Bank of New York Mellon Corp. COM 064058100 382 7,699 SH   SOLE 0 0 7,699 0
Baxter International Inc. COM 071813109 442 5,699 SH   SOLE 0 0 5,699 0
Becton Dickinson & Co. COM 075887109 377 1,417 SH   SOLE 0 0 1,417 0
Berkshire Hathaway Inc. - Class A CL A 084670108 3,702 700 SH   SOLE 0 0 700 0
Berkshire Hathaway Inc. - Class B CL B NEW 084670702 3,952 11,199 SH   SOLE 0 0 11,199 0
Best Buy Inc. COM 086516101 413 4,541 SH   SOLE 0 0 4,541 0
Bio-Rad Laboratories Inc. CL A 090572207 534 948 SH   SOLE 0 0 948 0
BlackRock Inc. COM 09247X101 331 433 SH   SOLE 0 0 433 0
Blackstone Group LP COM 09260D107 599 4,720 SH   SOLE 0 0 4,720 0
Booking Holdings Inc. COM 09857L108 202 86 SH   SOLE 0 0 86 0
Booz Allen Hamilton Holding Corp. CL A 099502106 357 4,068 SH   SOLE 0 0 4,068 0
Boston Beer Co. CL A 100557107 275 709 SH   SOLE 0 0 709 0
Brighthouse Financial Inc. COM 10922N103 818 15,825 SH   SOLE 0 0 15,825 0
Bristol-Myers Squibb Company COM 110122108 1,345 18,413 SH   SOLE 0 0 18,413 0
Broadcom Ltd. COM 11135F101 1,371 2,177 SH   SOLE 0 0 2,177 0
Builders FirstSource Inc. COM 12008R107 454 7,027 SH   SOLE 0 0 7,027 0
Bunge Ltd. COM G16962105 1,448 13,069 SH   SOLE 0 0 13,069 0
Cadence Design Systems Inc. COM 127387108 2,746 16,697 SH   SOLE 0 0 16,697 0
Capital One Financial COM 14040H105 1,199 9,133 SH   SOLE 0 0 9,133 0
Carrier Global Corp. COM 14448C104 518 11,284 SH   SOLE 0 0 11,284 0
Caterpillar Inc. COM 149123101 342 1,537 SH   SOLE 0 0 1,537 0
CBRE Group Inc. CL A 12504L109 1,351 14,762 SH   SOLE 0 0 14,762 0
Cerner Corp. COM 156782104 1,228 13,130 SH   SOLE 0 0 13,130 0
Charles Schwab Corp. COM 808513105 590 6,998 SH   SOLE 0 0 6,998 0
ChevronTexaco Corp. COM 166764100 1,112 6,827 SH   SOLE 0 0 6,827 0
Chubb Ltd. COM H1467J104 253 1,182 SH   SOLE 0 0 1,182 0
Church & Dwight Co. Inc. COM 171340102 314 3,156 SH   SOLE 0 0 3,156 0
Cigna Corp. COM 125523100 1,282 5,350 SH   SOLE 0 0 5,350 0
Cisco Systems Inc. COM 17275R102 1,734 31,089 SH   SOLE 0 0 31,089 0
Citigroup Inc. COM NEW 172967424 696 13,028 SH   SOLE 0 0 13,028 0
Citizens Financial Group Inc. COM 174610105 473 10,444 SH   SOLE 0 0 10,444 0
CNO Financial Group Inc. COM 12621E103 578 23,051 SH   SOLE 0 0 23,051 0
Coca Cola Co. COM 191216100 269 4,338 SH   SOLE 0 0 4,338 0
Cognizant Technology Solutions Corp. CL A 192446102 319 3,562 SH   SOLE 0 0 3,562 0
Colgate-Palmolive Co. COM 194162103 735 9,692 SH   SOLE 0 0 9,692 0
ComCast Corp. - Class A Common Stock CL A 20030N101 1,256 26,824 SH   SOLE 0 0 26,824 0
Commercial Metals Co. COM 201723103 1,017 24,424 SH   SOLE 0 0 24,424 0
Concentrix Corp. COM 20602D101 816 4,902 SH   SOLE 0 0 4,902 0
ConocoPhillips COM 20825C104 598 5,981 SH   SOLE 0 0 5,981 0
Consolidated Edison Inc. COM 209115104 972 10,270 SH   SOLE 0 0 10,270 0
Continental Resources Inc. COM 212015101 489 7,968 SH   SOLE 0 0 7,968 0
Corteva Inc. COM 22052L104 283 4,922 SH   SOLE 0 0 4,922 0
Costco Wholesale Corp. COM 22160K105 3,541 6,149 SH   SOLE 0 0 6,149 0
Coterra Energy Inc. COM 127097103 244 9,059 SH   SOLE 0 0 9,059 0
CSX Corp. COM 126408103 217 5,787 SH   SOLE 0 0 5,787 0
CVS Health Corp. COM 126650100 5,783 57,139 SH   SOLE 0 0 57,139 0
D. R. Horton Inc. COM 23331A109 268 3,597 SH   SOLE 0 0 3,597 0
Dana Inc. COM 235825205 240 13,665 SH   SOLE 0 0 13,665 0
Danaher Corp. COM 235851102 2,086 7,113 SH   SOLE 0 0 7,113 0
Darling Ingredients Inc. COM 237266101 606 7,545 SH   SOLE 0 0 7,545 0
Deere & Co. COM 244199105 688 1,656 SH   SOLE 0 0 1,656 0
Dell Technologies Inc. CL C 24703L202 588 11,711 SH   SOLE 0 0 11,711 0
Devon Energy Corporation COM 25179M103 1,845 31,203 SH   SOLE 0 0 31,203 0
DexCom Inc. COM 252131107 453 886 SH   SOLE 0 0 886 0
DFA International Value ETF INTERNATNAL VAL 25434V807 42,326 1,264,208 SH   SOLE 0 0 1,264,208 0
DFA Small Cap Value ETF US SMALL CAP VAL 25434V815 624 24,195 SH   SOLE 0 0 24,195 0
DFA US Core Equity 2 ETF US CORE EQUITY 2 25434V708 3,436 124,575 SH   SOLE 0 0 124,575 0
DFA US Small Cap ETF US SMALL CAP ETF 25434V500 219 3,903 SH   SOLE 0 0 3,903 0
DFA US Targeted Value ETF US TARGETED VLU 25434V609 47,907 1,028,478 SH   SOLE 0 0 1,028,478 0
DFA World ex US Core Equity 2 ETF WORLD EX US CORE 25434V880 7,563 303,124 SH   SOLE 0 0 303,124 0
Diamondback Energy Inc. COM 25278X109 468 3,414 SH   SOLE 0 0 3,414 0
Dollar General Corp. COM 256677105 379 1,702 SH   SOLE 0 0 1,702 0
Duke Energy Corp. COM NEW 26441C204 799 7,155 SH   SOLE 0 0 7,155 0
Eaton Corp. SHS G29183103 324 2,138 SH   SOLE 0 0 2,138 0
eBay Inc. COM 278642103 1,131 19,758 SH   SOLE 0 0 19,758 0
Ecolab Inc. COM 278865100 237 1,342 SH   SOLE 0 0 1,342 0
Edwards Lifesciences Corp. COM 28176E108 824 7,001 SH   SOLE 0 0 7,001 0
Electronic Arts Inc. COM 285512109 253 2,001 SH   SOLE 0 0 2,001 0
Eli Lilly & Co. COM 532457108 3,889 13,579 SH   SOLE 0 0 13,579 0
EOG Resources Inc. COM 26875P101 547 4,590 SH   SOLE 0 0 4,590 0
Equitable Holdings Inc. COM 29452E101 1,612 52,166 SH   SOLE 0 0 52,166 0
Equity Residential SH BEN INT 29476L107 676 7,513 SH   SOLE 0 0 7,513 0
Estee Lauder Companies Inc. CL A 518439104 1,568 5,757 SH   SOLE 0 0 5,757 0
Exelon Corp. COM 30161N101 912 19,140 SH   SOLE 0 0 19,140 0
Expeditors Intl of Washington Inc. COM 302130109 206 1,996 SH   SOLE 0 0 1,996 0
Exxon Mobil Corp. COM 30231G102 1,606 19,446 SH   SOLE 0 0 19,446 0
Facebook Inc. CL A 30303M102 3,506 15,768 SH   SOLE 0 0 15,768 0
Fastenal Co. COM 311900104 1,082 18,221 SH   SOLE 0 0 18,221 0
Fiserv Inc. COM 337738108 247 2,434 SH   SOLE 0 0 2,434 0
Flowers Foods Inc. COM 343498101 244 9,486 SH   SOLE 0 0 9,486 0
Ford Motor Co. COM 345370860 1,224 72,395 SH   SOLE 0 0 72,395 0
Fortinet Inc. COM 34959E109 445 1,303 SH   SOLE 0 0 1,303 0
Generac Holdings Inc. COM 368736104 1,824 6,135 SH   SOLE 0 0 6,135 0
General Dynamics Corp. COM 369550108 353 1,463 SH   SOLE 0 0 1,463 0
General Motors Co. - Old COM 37045V100 1,340 30,631 SH   SOLE 0 0 30,631 0
Genworth Financial Inc. COM CL A 37247D106 39 10,244 SH   SOLE 0 0 10,244 0
Gilead Sciences Inc. COM 375558103 404 6,804 SH   SOLE 0 0 6,804 0
Goldman Sachs ActiveBeta International Equity ETF ACTIVEBETA INT 381430107 69,946 2,137,062 SH   SOLE 0 0 2,137,062 0
Goldman Sachs ActiveBeta U.S. Large Cap Equity ETF ACTIVEBETA US LG 381430503 30,996 348,115 SH   SOLE 0 0 348,115 0
Goldman Sachs Group Inc. COM 38141G104 839 2,541 SH   SOLE 0 0 2,541 0
Goldman Sachs Treasury Access 0-1 Year ETF ACCES TREASURY 381430529 2,064 20,648 SH   SOLE 0 0 20,648 0
HCA Healthcare Inc. COM 40412C101 312 1,244 SH   SOLE 0 0 1,244 0
Hewlett Packard Enterprise Co. COM 42824C109 1,782 106,650 SH   SOLE 0 0 106,650 0
Home Depot Inc. COM 437076102 4,202 14,037 SH   SOLE 0 0 14,037 0
Honeywell Intl Inc. COM 438516106 811 4,169 SH   SOLE 0 0 4,169 0
Horizon Therapeutics Public Ltd. Co. SHS G46188101 931 8,852 SH   SOLE 0 0 8,852 0
HP Inc. COM 40434L105 1,901 52,377 SH   SOLE 0 0 52,377 0
Humana Inc. COM 444859102 718 1,651 SH   SOLE 0 0 1,651 0
IBM Corp. COM 459200101 315 2,419 SH   SOLE 0 0 2,419 0
IDEXX Laboratories Inc. COM 45168D104 2,020 3,693 SH   SOLE 0 0 3,693 0
Illinois Tool Works Inc. COM 452308109 513 2,448 SH   SOLE 0 0 2,448 0
ING Groep NV SPONSORED ADR 456837103 113 10,817 SH   SOLE 0 0 10,817 0
Intel Corp. COM 458140100 2,077 41,915 SH   SOLE 0 0 41,915 0
Intuit Inc. COM 461202103 4,041 8,405 SH   SOLE 0 0 8,405 0
Invesco FTSE RAFI US 1000 ETF FTSE RAFI 1000 46137V613 212 1,238 SH   SOLE 0 0 1,238 0
Invesco FTSE RAFI US 1500 Small-Mid ETF FTSE RAFI 1500 46137V597 271 1,481 SH   SOLE 0 0 1,481 0
Invesco Ltd. SHS G491BT108 274 11,873 SH   SOLE 0 0 11,873 0
Invesco QQQ Trust UNIT SER 1 46090E103 1,204 3,320 SH   SOLE 0 0 3,320 0
Invesco S&P 500 Pure Growth ETF S&P500 PUR GWT 46137V266 1,080 5,878 SH   SOLE 0 0 5,878 0
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200 75,433 166,265 SH   SOLE 0 0 166,265 0
iShares Core S&P Small-Cap ETF CORE S&P SCP ETF 464287804 1,328 12,306 SH   SOLE 0 0 12,306 0
iShares Dow Jones US ETF DOW JONES US ETF 464287846 219 1,966 SH   SOLE 0 0 1,966 0
iShares Edge MSCI Multifactor Intl ETF MSCI INTL MULTFT 46434V274 67,476 2,438,615 SH   SOLE 0 0 2,438,615 0
iShares Edge MSCI Multifactor USA ETF MSCI USA MULTIFT 46434V282 6,999 157,362 SH   SOLE 0 0 157,362 0
iShares Edge MSCI USA Momentum Factor ETF MSCI USA MMENTM 46432F396 100,067 594,681 SH   SOLE 0 0 594,681 0
iShares Edge MSCI USA Quality Factor ETF MSCI USA QLT FCT 46432F339 71,731 532,799 SH   SOLE 0 0 532,799 0
iShares ESG Advanced MSCI EAFE ETF ESG EAFE ETF 46436E759 714 11,697 SH   SOLE 0 0 11,697 0
iShares ESG MSCI EM Leaders ETF ESG MSCI EM LDRS 46436E601 799 14,837 SH   SOLE 0 0 14,837 0
iShares ESG MSCI USA Leaders ETF ESG MSCI LEADR 46435U218 1,410 17,805 SH   SOLE 0 0 17,805 0
iShares Micro-Cap ETF MICRO-CAP ETF 464288869 12,867 99,853 SH   SOLE 0 0 99,853 0
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465 51,438 698,882 SH   SOLE 0 0 698,882 0
iShares MSCI EAFE Growth ETF EAFE GRWTH ETF 464288885 20,027 208,033 SH   SOLE 0 0 208,033 0
iShares MSCI EAFE Small-Cap ETF EAFE SML CP ETF 464288273 1,678 25,299 SH   SOLE 0 0 25,299 0
iShares MSCI EAFE Value ETF EAFE VALUE ETF 464288877 441 8,769 SH   SOLE 0 0 8,769 0
iShares MSCI KLD 400 Social ETF MSCI KLD400 SOC 464288570 1,914 22,098 SH   SOLE 0 0 22,098 0
iShares National Muni Bond ETF NATIONAL MUN ETF 464288414 16,654 151,894 SH   SOLE 0 0 151,894 0
iShares Russell 1000 ETF RUS 1000 ETF 464287622 1,052 4,205 SH   SOLE 0 0 4,205 0
iShares Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614 163,089 587,434 SH   SOLE 0 0 587,434 0
iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598 66,137 398,461 SH   SOLE 0 0 398,461 0
iShares Russell 2000 ETF RUSSELL 2000 ETF 464287655 640 3,116 SH   SOLE 0 0 3,116 0
iShares Russell 2000 Growth ETF RUS 2000 GRW ETF 464287648 9,382 36,686 SH   SOLE 0 0 36,686 0
iShares Russell 3000 ETF RUSSELL 3000 ETF 464287689 407 1,550 SH   SOLE 0 0 1,550 0
iShares Russell Mid-Cap Value ETF RUS MDCP VAL ETF 464287473 310 2,587 SH   SOLE 0 0 2,587 0
iShares S&P 500 Growth ETF S&P 500 GRWT ETF 464287309 3,905 51,130 SH   SOLE 0 0 51,130 0
iShares S&P 500 Value ETF S&P 500 VAL ETF 464287408 749 4,809 SH   SOLE 0 0 4,809 0
iShares US Technology ETF US TECH ETF 464287721 377 3,660 SH   SOLE 0 0 3,660 0
Jefferies Financial Group Inc. COM 47233W109 612 18,638 SH   SOLE 0 0 18,638 0
John Bean Technologies Corp. COM 477839104 1,460 12,323 SH   SOLE 0 0 12,323 0
Johnson & Johnson COM 478160104 7,088 39,993 SH   SOLE 0 0 39,993 0
Jones Lang LaSalle Inc. COM 48020Q107 2,258 9,428 SH   SOLE 0 0 9,428 0
JPMorgan Chase & Co. COM 46625H100 3,086 22,635 SH   SOLE 0 0 22,635 0
KB Home COM 48666K109 305 9,422 SH   SOLE 0 0 9,422 0
Kimberly Clark Corp. COM 494368103 271 2,204 SH   SOLE 0 0 2,204 0
KLA Corp. COM NEW 482480100 306 835 SH   SOLE 0 0 835 0
Kohl's Corp. COM 500255104 401 6,638 SH   SOLE 0 0 6,638 0
Kroger Co. COM 501044101 3,504 61,085 SH   SOLE 0 0 61,085 0
Lam Research Corp. COM 512807108 491 914 SH   SOLE 0 0 914 0
Liberty Broadband Corp. - Class C COM SER C 530307305 828 6,116 SH   SOLE 0 0 6,116 0
Lincoln National Corp. COM 534187109 567 8,675 SH   SOLE 0 0 8,675 0
Linde Plc SHS G5494J103 365 1,144 SH   SOLE 0 0 1,144 0
Lockheed Martin Corp. COM 539830109 1,164 2,637 SH   SOLE 0 0 2,637 0
Louisiana Pacific Corp. COM 546347105 1,715 27,600 SH   SOLE 0 0 27,600 0
Lowe's Companies Inc. COM 548661107 1,299 6,424 SH   SOLE 0 0 6,424 0
Lululemon Athletica Inc. COM 550021109 378 1,036 SH   SOLE 0 0 1,036 0
Lumen Technologies COM 550241103 320 28,435 SH   SOLE 0 0 28,435 0
LyondellBasell Industries NV SHS A N53745100 296 2,874 SH   SOLE 0 0 2,874 0
Manpower Inc. COM 56418H100 219 2,329 SH   SOLE 0 0 2,329 0
Manulife Financial Corp. COM 56501R106 243 11,381 SH   SOLE 0 0 11,381 0
Marathon Oil Corp. COM 565849106 890 35,444 SH   SOLE 0 0 35,444 0
Marathon Petroleum Corp. COM 56585A102 245 2,866 SH   SOLE 0 0 2,866 0
Marsh & McLennan Companies Inc. COM 571748102 372 2,183 SH   SOLE 0 0 2,183 0
Marvell Technology Group Ltd. COM 573874104 251 3,505 SH   SOLE 0 0 3,505 0
MasterCard Inc. CL A 57636Q104 2,275 6,365 SH   SOLE 0 0 6,365 0
McDonald's Corp. COM 580135101 1,248 5,046 SH   SOLE 0 0 5,046 0
McKesson Corp. COM 58155Q103 253 827 SH   SOLE 0 0 827 0
Medical Properties Trust Inc. COM 58463J304 646 30,579 SH   SOLE 0 0 30,579 0
Medtronic plc SHS G5960L103 313 2,819 SH   SOLE 0 0 2,819 0
Merck & Co. Inc. COM 58933Y105 1,962 23,911 SH   SOLE 0 0 23,911 0
MetLife Inc. COM 59156R108 6,214 88,423 SH   SOLE 0 0 88,423 0
Mettler-Toledo International Inc. COM 592688105 255 186 SH   SOLE 0 0 186 0
MGIC Investment Corp. COM 552848103 372 27,469 SH   SOLE 0 0 27,469 0
Micron Technology Inc. COM 595112103 2,757 35,398 SH   SOLE 0 0 35,398 0
Microsoft Corp. COM 594918104 20,660 67,010 SH   SOLE 0 0 67,010 0
Mitsubishi UFJ Financial Group Inc. SPONSORED ADS 606816104 124 20,030 SH   SOLE 0 0 20,030 0
Moderna Inc. COM 60770K107 265 1,539 SH   SOLE 0 0 1,539 0
Mondelez International Inc. CL A 609207105 303 4,831 SH   SOLE 0 0 4,831 0
Morgan Stanley COM NEW 617446448 1,674 19,152 SH   SOLE 0 0 19,152 0
Mosaic Co. COM 61945C103 287 4,319 SH   SOLE 0 0 4,319 0
MSC Industrial Direct Co. Inc. - Class A CL A 553530106 349 4,090 SH   SOLE 0 0 4,090 0
MSCI Inc. COM 55354G100 871 1,733 SH   SOLE 0 0 1,733 0
National Fuel Gas Co. COM 636180101 260 3,783 SH   SOLE 0 0 3,783 0
Navient Corp. COM 63938C108 352 20,663 SH   SOLE 0 0 20,663 0
Netflix Inc. COM 64110L106 272 727 SH   SOLE 0 0 727 0
New Residential Investment Corp. COM NEW 64828T201 750 68,346 SH   SOLE 0 0 68,346 0
Newmont Mining Corp. COM 651639106 1,000 12,590 SH   SOLE 0 0 12,590 0
Nexstar Media Group Inc. CL A 65336K103 447 2,371 SH   SOLE 0 0 2,371 0
NextEra Energy Inc. COM 65339F101 1,928 22,763 SH   SOLE 0 0 22,763 0
Nike Inc. - Class B CL B 654106103 1,299 9,655 SH   SOLE 0 0 9,655 0
Norfolk Southern Corp. COM 655844108 463 1,623 SH   SOLE 0 0 1,623 0
Northern Trust Corp. COM 665859104 329 2,825 SH   SOLE 0 0 2,825 0
Northrop Grumman Corp. COM 666807102 708 1,584 SH   SOLE 0 0 1,584 0
NortonLifeLock Inc. COM 668771108 1,036 39,061 SH   SOLE 0 0 39,061 0
Novo Nordisk A/S ADR 670100205 345 3,110 SH   SOLE 0 0 3,110 0
NRG Energy Inc. COM NEW 629377508 677 17,659 SH   SOLE 0 0 17,659 0
Nucor Corp. COM 670346105 275 1,851 SH   SOLE 0 0 1,851 0
Nuveen ESG Large-Cap Growth ETF NUVEEN ESG LRGCP 67092P201 1,043 17,179 SH   SOLE 0 0 17,179 0
Nuveen ESG Small-Cap ETF NUVEEN ESG SMLCP 67092P607 1,564 39,253 SH   SOLE 0 0 39,253 0
Nvidia Corp. COM 67066G104 8,556 31,359 SH   SOLE 0 0 31,359 0
Old Dominion Freight Line Inc. COM 679580100 777 2,601 SH   SOLE 0 0 2,601 0
Old Republic Inernational Corp. COM 680223104 392 15,146 SH   SOLE 0 0 15,146 0
One Gas Inc. COM 68235P108 231 2,617 SH   SOLE 0 0 2,617 0
OneMain Holdings Inc. COM 68268W103 604 12,731 SH   SOLE 0 0 12,731 0
Oracle Corp. COM 68389X105 2,655 32,091 SH   SOLE 0 0 32,091 0
Organon & Co. COMMON STOCK 68622V106 483 13,829 SH   SOLE 0 0 13,829 0
Oshkosh Corp. COM 688239201 358 3,557 SH   SOLE 0 0 3,557 0
Paramount Global CL B 92556H206 242 6,394 SH   SOLE 0 0 6,394 0
Paychex Inc. COM 704326107 215 1,574 SH   SOLE 0 0 1,574 0
PayPal Holdings Inc. COM 70450Y103 479 4,144 SH   SOLE 0 0 4,144 0
PDC Energy Inc. COM 69327R101 253 3,480 SH   SOLE 0 0 3,480 0
Penske Automotive Group Inc. COM 70959W103 246 2,620 SH   SOLE 0 0 2,620 0
PepsiCo Inc. COM 713448108 2,583 15,431 SH   SOLE 0 0 15,431 0
Pfizer Inc. COM 717081103 4,642 89,666 SH   SOLE 0 0 89,666 0
Philip Morris International Inc. COM 718172109 712 7,576 SH   SOLE 0 0 7,576 0
Pimco Active Bond ETF ACTIVE BD ETF 72201R775 201 1,979 SH   SOLE 0 0 1,979 0
Pioneer Natural Resources Co. COM 723787107 361 1,442 SH   SOLE 0 0 1,442 0
PNC Bank Corp. COM 693475105 231 1,251 SH   SOLE 0 0 1,251 0
Popular Inc. COM NEW 733174700 262 3,201 SH   SOLE 0 0 3,201 0
PotlatchDeltic Corp. COM 737630103 310 5,880 SH   SOLE 0 0 5,880 0
PPG Industries Inc. COM 693506107 249 1,903 SH   SOLE 0 0 1,903 0
Procter & Gamble Co. COM 742718109 4,290 28,077 SH   SOLE 0 0 28,077 0
Progressive Corp. COM 743315103 353 3,093 SH   SOLE 0 0 3,093 0
ProLogis Inc. COM 74340W103 323 1,998 SH   SOLE 0 0 1,998 0
Prudential Financial Inc. COM 744320102 1,986 16,803 SH   SOLE 0 0 16,803 0
Public Storage Inc. COM 74460D109 220 563 SH   SOLE 0 0 563 0
Qualcomm Inc. COM 747525103 1,308 8,562 SH   SOLE 0 0 8,562 0
Quanta Services Inc. COM 74762E102 3,308 25,136 SH   SOLE 0 0 25,136 0
Qurate Retail Group Inc. - Class A COM SER A 74915M100 72 15,143 SH   SOLE 0 0 15,143 0
Raytheon Technologies Corp. COM 75513E101 447 4,517 SH   SOLE 0 0 4,517 0
Regeneron Pharmaceuticals Inc. COM 75886F107 1,238 1,773 SH   SOLE 0 0 1,773 0
Reliance Steel & Aluminum Co. COM 759509102 1,341 7,316 SH   SOLE 0 0 7,316 0
Robert Half Intl Inc. COM 770323103 1,188 10,405 SH   SOLE 0 0 10,405 0
S&P Global Inc. COM 78409V104 442 1,077 SH   SOLE 0 0 1,077 0
Salesforce.com Inc. COM 79466L302 473 2,228 SH   SOLE 0 0 2,228 0
Sanderson Farms Inc. COM 800013104 359 1,915 SH   SOLE 0 0 1,915 0
Schneider National Inc. CL B 80689H102 283 11,083 SH   SOLE 0 0 11,083 0
Schwab Fundamental US Large Company Index ETF SCHWAB FDT US LG 808524771 398 6,797 SH   SOLE 0 0 6,797 0
Schwab US Broad Market ETF SCHWAB FDT US BM 808524789 640 11,980 SH   SOLE 0 0 11,980 0
Schwab US Large-Cap ETF US LRG CAP ETF 808524201 452 8,400 SH   SOLE 0 0 8,400 0
Seagate Technology Holdings Plc ORD SHS G7997R103 265 2,952 SH   SOLE 0 0 2,952 0
ServiceNow Inc. COM 81762P102 498 894 SH   SOLE 0 0 894 0
Sherwin Williams Co. COM 824348106 479 1,917 SH   SOLE 0 0 1,917 0
SLM Corp. COM 78442P106 531 28,919 SH   SOLE 0 0 28,919 0
SolarEdge Technologies Inc. COM 83417M104 227 703 SH   SOLE 0 0 703 0
SPDR Dow Jones Global Real Estate ETF DJ GLB RL ES ETF 78463X749 308 5,710 SH   SOLE 0 0 5,710 0
SPDR MSCI AWCI ex-US ETF MSCI ACWI EXUS 78463X848 1,026 37,293 SH   SOLE 0 0 37,293 0
SPDR Portfolio Emerging Markets ETF PORTFOLIO EMG MK 78463X509 439 11,358 SH   SOLE 0 0 11,358 0
SPDR Portfolio S&P 500 Growth ETF PRTFLO S&P500 GW 78464A409 226 3,415 SH   SOLE 0 0 3,415 0
SPDR S&P 500 ETF Trust TR UNIT 78462F103 5,744 12,717 SH   SOLE 0 0 12,717 0
SPDR S&P Dividend ETF S&P DIVID ETF 78464A763 431 3,366 SH   SOLE 0 0 3,366 0
Starbucks Corp. COM 855244109 343 3,766 SH   SOLE 0 0 3,766 0
State Street Corp. COM 857477103 328 3,768 SH   SOLE 0 0 3,768 0
Stryker Corp. COM 863667101 272 1,018 SH   SOLE 0 0 1,018 0
Synaptics Inc. COM 87157D109 763 3,827 SH   SOLE 0 0 3,827 0
Synnex Corp. COM 87162W100 485 4,700 SH   SOLE 0 0 4,700 0
Synopsys Inc. COM 871607107 1,336 4,009 SH   SOLE 0 0 4,009 0
Target Corp. COM 87612E106 5,704 26,879 SH   SOLE 0 0 26,879 0
Taylor Morrison Home Corp. COM 87724P106 795 29,194 SH   SOLE 0 0 29,194 0
Tesla Inc. COM 88160R101 5,482 5,087 SH   SOLE 0 0 5,087 0
Texas Instruments Inc. COM 882508104 1,667 9,088 SH   SOLE 0 0 9,088 0
Thermo Fisher Scientific Inc. COM 883556102 1,705 2,887 SH   SOLE 0 0 2,887 0
TJX Companies Inc. COM 872540109 423 6,983 SH   SOLE 0 0 6,983 0
T-Mobile US Inc. COM 872590104 509 3,967 SH   SOLE 0 0 3,967 0
Trane Technologies Plc SHS G8994E103 220 1,443 SH   SOLE 0 0 1,443 0
Travelers Companies Inc. COM 89417E109 456 2,496 SH   SOLE 0 0 2,496 0
Two Harbors Investment Corp. COM NEW 90187B408 68 12,210 SH   SOLE 0 0 12,210 0
Tyson Foods Inc. CL A 902494103 787 8,782 SH   SOLE 0 0 8,782 0
U S X US Steel Group COM 912909108 378 10,009 SH   SOLE 0 0 10,009 0
U.S. Bancorp COM NEW 902973304 294 5,534 SH   SOLE 0 0 5,534 0
Ulta Beauty Inc. COM 90384S303 1,250 3,139 SH   SOLE 0 0 3,139 0
Union Pacific Corp. COM 907818108 867 3,175 SH   SOLE 0 0 3,175 0
United Parcel Service Inc. CL B 911312106 2,000 9,328 SH   SOLE 0 0 9,328 0
United Therapeutics Corp. COM 91307C102 655 3,649 SH   SOLE 0 0 3,649 0
UnitedHealth Group Inc. COM 91324P102 6,988 13,703 SH   SOLE 0 0 13,703 0
Unum Group COM 91529Y106 2,797 88,763 SH   SOLE 0 0 88,763 0
Vanguard Dividend Appreciation ETF DIV APP ETF 921908844 770 4,748 SH   SOLE 0 0 4,748 0
Vanguard FTSE Emerging Markets ETF FTSE EMR MKT ETF 922042858 693 15,020 SH   SOLE 0 0 15,020 0
Vanguard Growth ETF GROWTH ETF 922908736 70,833 246,288 SH   SOLE 0 0 246,288 0
Vanguard High Dividend Yield ETF HIGH DIV YLD 921946406 215 1,912 SH   SOLE 0 0 1,912 0
Vanguard Information Technology ETF INF TECH ETF 92204A702 311 746 SH   SOLE 0 0 746 0
Vanguard Large-Cap ETF LARGE CAP ETF 922908637 724 3,471 SH   SOLE 0 0 3,471 0
Vanguard S&P 500 ETF S&P 500 ETF SHS 922908363 1,202 2,896 SH   SOLE 0 0 2,896 0
Vanguard Small-Cap ETF SMALL CP ETF 922908751 214 1,007 SH   SOLE 0 0 1,007 0
Vanguard Small-Cap Growth ETF SML CP GRW ETF 922908595 125,856 507,219 SH   SOLE 0 0 507,219 0
Vanguard Small-Cap Value ETF SM CP VAL ETF 922908611 734 4,172 SH   SOLE 0 0 4,172 0
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835 255 3,209 SH   SOLE 0 0 3,209 0
Vanguard Total Stock Market ETF TOTAL STK MKT 922908769 3,211 14,102 SH   SOLE 0 0 14,102 0
Vanguard Total World Stock ETF REAL ESTATE ETF 922908553 322 3,182 SH   SOLE 0 0 3,182 0
Vanguard Value ETF VALUE ETF 922908744 687 4,648 SH   SOLE 0 0 4,648 0
VeriSign Inc. COM 92343E102 209 938 SH   SOLE 0 0 938 0
Verizon Communications Inc. COM 92343V104 1,135 22,290 SH   SOLE 0 0 22,290 0
VICI Properties Inc. COM 925652109 359 12,630 SH   SOLE 0 0 12,630 0
Visa Inc. COM CL A 92826C839 3,200 14,431 SH   SOLE 0 0 14,431 0
W.W. Grainger Inc. COM 384802104 329 638 SH   SOLE 0 0 638 0
Walgreen Boots Alliance Inc. COM 931427108 239 5,346 SH   SOLE 0 0 5,346 0
Wal-Mart Stores Inc. COM 931142103 5,617 37,715 SH   SOLE 0 0 37,715 0
Walt Disney Co. COM 254687106 1,242 9,057 SH   SOLE 0 0 9,057 0
Waste Management Inc. COM 94106L109 270 1,706 SH   SOLE 0 0 1,706 0
Watsco Inc. COM 942622200 311 1,021 SH   SOLE 0 0 1,021 0
Wesco Intl Inc. COM 95082P105 1,540 11,831 SH   SOLE 0 0 11,831 0
Westrock Co. COM 96145D105 524 11,134 SH   SOLE 0 0 11,134 0
Weyerhaeuser Co. COM NEW 962166104 623 16,438 SH   SOLE 0 0 16,438 0
WisdomTree Global ex-US Dividend Growth Fund GLB US QTLY DIV 97717W844 281 7,064 SH   SOLE 0 0 7,064 0
WisdomTree U.S. Value Fund US QLT SHRHD YLD 97717W547 3,210 52,121 SH   SOLE 0 0 52,121 0
Zimmer Biomet Holdings Inc. COM 98956P102 296 2,316 SH   SOLE 0 0 2,316 0
Zoetis Inc. - Class A CL A 98978V103 368 1,949 SH   SOLE 0 0 1,949 0