The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co. COM 88579Y101 740 4,168 SH   SOLE 0 0 4,168 0
Abbott Laboratories COM 002824100 2,149 15,270 SH   SOLE 0 0 15,270 0
AbbVie Inc. COM 00287Y109 3,413 25,205 SH   SOLE 0 0 25,205 0
Accenture plc SHS CL A G1151C101 5,082 12,258 SH   SOLE 0 0 12,258 0
Adobe Inc. COM 00724F101 5,024 8,859 SH   SOLE 0 0 8,859 0
Advanced Micro Devices Inc. COM 007903107 2,646 18,389 SH   SOLE 0 0 18,389 0
Aegon NV NY REGISTRY SHS 007924103 238 48,196 SH   SOLE 0 0 48,196 0
Agilent Technologies Inc. COM 00846U101 339 2,122 SH   SOLE 0 0 2,122 0
Air Lease Corp. CL A 00912X302 1,122 25,360 SH   SOLE 0 0 25,360 0
Allstate Corp. COM 020002101 1,897 16,124 SH   SOLE 0 0 16,124 0
Ally Financial Inc. COM 02005N100 2,181 45,801 SH   SOLE 0 0 45,801 0
Alphabet Inc. - Class A CAP STK CL A 02079K305 13,813 4,768 SH   SOLE 0 0 4,768 0
Alphabet Inc. - Class C CAP STK CL C 02079K107 3,658 1,264 SH   SOLE 0 0 1,264 0
Amazon.com Inc. COM 023135106 9,333 2,799 SH   SOLE 0 0 2,799 0
American Tower Corp. COM 03027X100 288 984 SH   SOLE 0 0 984 0
American Water Works Co. Inc. COM 030420103 224 1,185 SH   SOLE 0 0 1,185 0
Ameriprise Financial Inc. COM 03076C106 282 936 SH   SOLE 0 0 936 0
Amgen Inc. COM 031162100 1,386 6,163 SH   SOLE 0 0 6,163 0
Amphenol Corp. CL A 032095101 797 9,114 SH   SOLE 0 0 9,114 0
Amyris Inc. COM NEW 03236M200 128 23,711 SH   SOLE 0 0 23,711 0
Analog Devices Inc. COM 032654105 224 1,273 SH   SOLE 0 0 1,273 0
Anthem Inc. COM 036752103 1,390 2,998 SH   SOLE 0 0 2,998 0
AON Corp. SHS CL A G0403H108 206 684 SH   SOLE 0 0 684 0
Apple Inc. COM 037833100 31,391 176,781 SH   SOLE 0 0 176,781 0
Applied Materials Inc. COM 038222105 348 2,210 SH   SOLE 0 0 2,210 0
Archer Daniels Midland Co. COM 039483102 701 10,377 SH   SOLE 0 0 10,377 0
Arconic Corp. COM 03966V107 2,110 63,934 SH   SOLE 0 0 63,934 0
Arista Networks Inc. COM 040413106 650 4,520 SH   SOLE 0 0 4,520 0
Arrow Electronics Inc. COM 042735100 1,419 10,571 SH   SOLE 0 0 10,571 0
Associated Banc-Corp. COM 045487105 411 18,183 SH   SOLE 0 0 18,183 0
AT&T Inc. COM 00206R102 679 27,590 SH   SOLE 0 0 27,590 0
Athene Holding Ltd. - Class A CL A G0684D107 2,263 27,153 SH   SOLE 0 0 27,153 0
Automatic Data Processing Inc. COM 053015103 683 2,771 SH   SOLE 0 0 2,771 0
AutoNation Inc. COM 05329W102 1,187 10,155 SH   SOLE 0 0 10,155 0
Autozone Inc. COM 053332102 346 165 SH   SOLE 0 0 165 0
Banco Bilbao Vizcaya Argentaria SA SPONSORED ADR 05946K101 82 13,890 SH   SOLE 0 0 13,890 0
Bank of America Corp. COM 060505104 1,894 42,561 SH   SOLE 0 0 42,561 0
Bank of New York Mellon Corp. COM 064058100 438 7,533 SH   SOLE 0 0 7,533 0
Baxter International Inc. COM 071813109 495 5,770 SH   SOLE 0 0 5,770 0
Becton Dickinson & Co. COM 075887109 376 1,494 SH   SOLE 0 0 1,494 0
Berkshire Hathaway Inc. - Class A CL A 084670108 3,155 700 SH   SOLE 0 0 700 0
Berkshire Hathaway Inc. - Class B CL B NEW 084670702 3,120 10,436 SH   SOLE 0 0 10,436 0
Best Buy Inc. COM 086516101 523 5,150 SH   SOLE 0 0 5,150 0
Biogen Idec Inc. COM 09062X103 325 1,353 SH   SOLE 0 0 1,353 0
Bio-Rad Laboratories Inc. CL A 090572207 963 1,274 SH   SOLE 0 0 1,274 0
BlackRock Inc. COM 09247X101 399 436 SH   SOLE 0 0 436 0
Blackstone Group LP COM 09260D107 611 4,720 SH   SOLE 0 0 4,720 0
Booz Allen Hamilton Holding Corp. CL A 099502106 374 4,416 SH   SOLE 0 0 4,416 0
Boston Beer Co. CL A 100557107 494 979 SH   SOLE 0 0 979 0
Brighthouse Financial Inc. COM 10922N103 852 16,441 SH   SOLE 0 0 16,441 0
Bristol-Myers Squibb Company COM 110122108 1,021 16,372 SH   SOLE 0 0 16,372 0
Broadcom Ltd. COM 11135F101 1,170 1,759 SH   SOLE 0 0 1,759 0
Builders FirstSource Inc. COM 12008R107 220 2,566 SH   SOLE 0 0 2,566 0
Bunge Ltd. COM G16962105 893 9,569 SH   SOLE 0 0 9,569 0
Cable One Inc. COM 12685J105 201 114 SH   SOLE 0 0 114 0
Cadence Design Systems Inc. COM 127387108 3,167 16,997 SH   SOLE 0 0 16,997 0
Capital One Financial COM 14040H105 1,218 8,394 SH   SOLE 0 0 8,394 0
Carrier Global Corp. COM 14448C104 674 12,426 SH   SOLE 0 0 12,426 0
CBRE Group Inc. CL A 12504L109 1,595 14,696 SH   SOLE 0 0 14,696 0
Cerence Inc. COM 156727109 488 6,371 SH   SOLE 0 0 6,371 0
Cerner Corp. COM 156782104 968 10,428 SH   SOLE 0 0 10,428 0
Charles Schwab Corp. COM 808513105 554 6,593 SH   SOLE 0 0 6,593 0
ChevronTexaco Corp. COM 166764100 661 5,629 SH   SOLE 0 0 5,629 0
Church & Dwight Co. Inc. COM 171340102 321 3,130 SH   SOLE 0 0 3,130 0
Cigna Corp. COM 125523100 1,305 5,681 SH   SOLE 0 0 5,681 0
Cisco Systems Inc. COM 17275R102 1,981 31,253 SH   SOLE 0 0 31,253 0
Citigroup Inc. COM NEW 172967424 926 15,331 SH   SOLE 0 0 15,331 0
Citizens Financial Group Inc. COM 174610105 516 10,930 SH   SOLE 0 0 10,930 0
CNO Financial Group Inc. COM 12621E103 560 23,479 SH   SOLE 0 0 23,479 0
Coca Cola Co. COM 191216100 240 4,061 SH   SOLE 0 0 4,061 0
Cognizant Technology Solutions Corp. CL A 192446102 208 2,344 SH   SOLE 0 0 2,344 0
Colgate-Palmolive Co. COM 194162103 860 10,079 SH   SOLE 0 0 10,079 0
ComCast Corp. - Class A Common Stock CL A 20030N101 1,485 29,504 SH   SOLE 0 0 29,504 0
Commercial Metals Co. COM 201723103 899 24,768 SH   SOLE 0 0 24,768 0
Concentrix Corp. COM 20602D101 877 4,910 SH   SOLE 0 0 4,910 0
ConocoPhillips COM 20825C104 320 4,427 SH   SOLE 0 0 4,427 0
Consolidated Edison Inc. COM 209115104 832 9,746 SH   SOLE 0 0 9,746 0
Continental Resources Inc. COM 212015101 355 7,941 SH   SOLE 0 0 7,941 0
Corteva Inc. COM 22052L104 233 4,921 SH   SOLE 0 0 4,921 0
CoStar Group Inc. COM 22160N109 266 3,369 SH   SOLE 0 0 3,369 0
Costco Wholesale Corp. COM 22160K105 3,495 6,157 SH   SOLE 0 0 6,157 0
Santander Consumer USA Holdings Inc. COM 80283M101 838 19,935 SH   SOLE 0 0 19,935 0
Crocs Inc. COM 227046109 306 2,387 SH   SOLE 0 0 2,387 0
CSX Corp. COM 126408103 225 5,986 SH   SOLE 0 0 5,986 0
Cummins Inc. COM 231021106 228 1,043 SH   SOLE 0 0 1,043 0
CVS Health Corp. COM 126650100 5,600 54,284 SH   SOLE 0 0 54,284 0
D. R. Horton Inc. COM 23331A109 385 3,551 SH   SOLE 0 0 3,551 0
Dana Inc. COM 235825205 312 13,691 SH   SOLE 0 0 13,691 0
Danaher Corp. COM 235851102 2,648 8,048 SH   SOLE 0 0 8,048 0
Darling Ingredients Inc. COM 237266101 517 7,460 SH   SOLE 0 0 7,460 0
Deere & Co. COM 244199105 559 1,630 SH   SOLE 0 0 1,630 0
Devon Energy Corporation COM 25179M103 456 10,362 SH   SOLE 0 0 10,362 0
DexCom Inc. COM 252131107 515 959 SH   SOLE 0 0 959 0
DFA International Value ETF INTERNATNAL VAL 25434V807 41,146 1,253,679 SH   SOLE 0 0 1,253,679 0
DFA US Core Equity 2 ETF US CORE EQUITY 2 25434V708 3,419 118,027 SH   SOLE 0 0 118,027 0
DFA US Small Cap ETF US SMALL CAP ETF 25434V500 259 4,311 SH   SOLE 0 0 4,311 0
DFA US Targeted Value ETF US TARGETED VLU 25434V609 47,110 991,378 SH   SOLE 0 0 991,378 0
DFA World ex US Core Equity 2 ETF WORLD EX US CORE 25434V880 7,960 304,876 SH   SOLE 0 0 304,876 0
Dick's Sporting Goods Inc. COM 253393102 203 1,766 SH   SOLE 0 0 1,766 0
Dollar General Corp. COM 256677105 448 1,901 SH   SOLE 0 0 1,901 0
Duke Energy Corp. COM NEW 26441C204 821 7,823 SH   SOLE 0 0 7,823 0
Eaton Corp. SHS G29183103 394 2,279 SH   SOLE 0 0 2,279 0
eBay Inc. COM 278642103 1,417 21,311 SH   SOLE 0 0 21,311 0
Ecolab Inc. COM 278865100 327 1,396 SH   SOLE 0 0 1,396 0
Edwards Lifesciences Corp. COM 28176E108 816 6,295 SH   SOLE 0 0 6,295 0
Electronic Arts Inc. COM 285512109 264 2,004 SH   SOLE 0 0 2,004 0
Eli Lilly & Co. COM 532457108 3,808 13,785 SH   SOLE 0 0 13,785 0
Enphase Energy Inc. COM 29355A107 214 1,168 SH   SOLE 0 0 1,168 0
EOG Resources Inc. COM 26875P101 319 3,587 SH   SOLE 0 0 3,587 0
Equitable Holdings Inc. COM 29452E101 1,811 55,244 SH   SOLE 0 0 55,244 0
Equity Residential SH BEN INT 29476L107 680 7,513 SH   SOLE 0 0 7,513 0
Estee Lauder Companies Inc. CL A 518439104 2,283 6,167 SH   SOLE 0 0 6,167 0
Exelon Corp. COM 30161N101 992 17,166 SH   SOLE 0 0 17,166 0
Expeditors Intl of Washington Inc. COM 302130109 314 2,337 SH   SOLE 0 0 2,337 0
Exxon Mobil Corp. COM 30231G102 1,019 16,652 SH   SOLE 0 0 16,652 0
Facebook Inc. CL A 30303M102 7,289 21,672 SH   SOLE 0 0 21,672 0
Fastenal Co. COM 311900104 1,211 18,911 SH   SOLE 0 0 18,911 0
FedEx Corp. COM 31428X106 252 973 SH   SOLE 0 0 973 0
Fiserv Inc. COM 337738108 245 2,363 SH   SOLE 0 0 2,363 0
Flowers Foods Inc. COM 343498101 284 10,356 SH   SOLE 0 0 10,356 0
Ford Motor Co. COM 345370860 443 21,314 SH   SOLE 0 0 21,314 0
Fortinet Inc. COM 34959E109 478 1,330 SH   SOLE 0 0 1,330 0
Generac Holdings Inc. COM 368736104 2,266 6,440 SH   SOLE 0 0 6,440 0
General Dynamics Corp. COM 369550108 304 1,460 SH   SOLE 0 0 1,460 0
General Motors Co. - Old COM 37045V100 1,963 33,478 SH   SOLE 0 0 33,478 0
Genworth Financial Inc. COM CL A 37247D106 41 10,244 SH   SOLE 0 0 10,244 0
Gilead Sciences Inc. COM 375558103 789 10,873 SH   SOLE 0 0 10,873 0
Goldman Sachs ActiveBeta International Equity ETF ACTIVEBETA INT 381430107 73,291 2,078,007 SH   SOLE 0 0 2,078,007 0
Goldman Sachs ActiveBeta US Large Cap Equity ETF ACTIVEBETA US LG 381430503 33,746 354,699 SH   SOLE 0 0 354,699 0
Goldman Sachs Group Inc. COM 38141G104 1,104 2,885 SH   SOLE 0 0 2,885 0
Goldman Sachs Treasury Access 0-1 Year ETF ACCES TREASURY 381430529 2,297 22,956 SH   SOLE 0 0 22,956 0
HCA Healthcare Inc. COM 40412C101 306 1,190 SH   SOLE 0 0 1,190 0
Hewlett Packard Enterprise Co. COM 42824C109 1,048 66,425 SH   SOLE 0 0 66,425 0
Home Depot Inc. COM 437076102 5,966 14,376 SH   SOLE 0 0 14,376 0
Honeywell Intl Inc. COM 438516106 915 4,389 SH   SOLE 0 0 4,389 0
Horizon Therapeutics Public Ltd. Co. SHS G46188101 1,050 9,746 SH   SOLE 0 0 9,746 0
HP Inc. COM 40434L105 1,566 41,566 SH   SOLE 0 0 41,566 0
Humana Inc. COM 444859102 840 1,810 SH   SOLE 0 0 1,810 0
IBM Corp. COM 459200101 327 2,446 SH   SOLE 0 0 2,446 0
IDEXX Laboratories Inc. COM 45168D104 2,591 3,935 SH   SOLE 0 0 3,935 0
Illinois Tool Works Inc. COM 452308109 614 2,489 SH   SOLE 0 0 2,489 0
ING Groep NV SPONSORED ADR 456837103 158 11,326 SH   SOLE 0 0 11,326 0
Intel Corp. COM 458140100 2,382 46,261 SH   SOLE 0 0 46,261 0
Intuit Inc. COM 461202103 5,627 8,748 SH   SOLE 0 0 8,748 0
Intuitive Surgical Inc. COM NEW 46120E602 231 644 SH   SOLE 0 0 644 0
Invesco FTSE RAFI US 1500 Small-Mid ETF FTSE RAFI 1500 46137V597 284 1,481 SH   SOLE 0 0 1,481 0
Invesco Ltd. SHS G491BT108 213 9,243 SH   SOLE 0 0 9,243 0
Invesco QQQ Trust UNIT SER 1 46090E103 1,395 3,507 SH   SOLE 0 0 3,507 0
Invesco S&P 500 Pure Growth ETF S&P500 PUR GWT 46137V266 1,251 5,934 SH   SOLE 0 0 5,934 0
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200 79,770 167,236 SH   SOLE 0 0 167,236 0
iShares Core S&P Small-Cap ETF CORE S&P SCP ETF 464287804 1,409 12,306 SH   SOLE 0 0 12,306 0
iShares Dow Jones US ETF DOW JONES US ETF 464287846 232 1,966 SH   SOLE 0 0 1,966 0
iShares Edge MSCI Multifactor Intl ETF MSCI INTL MULTFT 46434V274 67,110 2,328,580 SH   SOLE 0 0 2,328,580 0
iShares Edge MSCI Multifactor USA ETF MSCI USA MULTIFT 46434V282 7,661 164,544 SH   SOLE 0 0 164,544 0
iShares Edge MSCI USA Momentum Factor ETF MSCI USA MMENTM 46432F396 107,566 591,606 SH   SOLE 0 0 591,606 0
iShares Edge MSCI USA Quality Factor ETF MSCI USA QLT FCT 46432F339 76,696 526,900 SH   SOLE 0 0 526,900 0
iShares ESG Advanced MSCI EAFE ETF ESG EAFE ETF 46436E759 402 5,850 SH   SOLE 0 0 5,850 0
iShares ESG MSCI EM Leaders ETF ESG MSCI EM LDRS 46436E601 442 7,683 SH   SOLE 0 0 7,683 0
iShares ESG MSCI USA Leaders ETF ESG MSCI LEADR 46435U218 1,342 15,907 SH   SOLE 0 0 15,907 0
iShares Micro-Cap ETF RUS MD CP GR ETF 464287481 14,145 101,233 SH   SOLE 0 0 101,233 0
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465 54,137 688,070 SH   SOLE 0 0 688,070 0
iShares MSCI EAFE Growth ETF EAFE GRWTH ETF 464288885 22,241 201,660 SH   SOLE 0 0 201,660 0
iShares MSCI EAFE Small-Cap ETF EAFE SML CP ETF 464288273 2,034 27,824 SH   SOLE 0 0 27,824 0
iShares MSCI EAFE Value ETF EAFE VALUE ETF 464288877 493 9,774 SH   SOLE 0 0 9,774 0
iShares MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234 209 4,276 SH   SOLE 0 0 4,276 0
iShares MSCI KLD 400 Social ETF MSCI KLD400 SOC 464288570 2,050 22,062 SH   SOLE 0 0 22,062 0
iShares Russell 1000 ETF RUS 1000 ETF 464287622 1,172 4,432 SH   SOLE 0 0 4,432 0
iShares Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614 181,615 594,310 SH   SOLE 0 0 594,310 0
iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598 67,833 403,934 SH   SOLE 0 0 403,934 0
iShares Russell 2000 ETF RUSSELL 2000 ETF 464287655 670 3,011 SH   SOLE 0 0 3,011 0
iShares Russell 2000 Growth ETF RUS 2000 GRW ETF 464287648 8,868 30,261 SH   SOLE 0 0 30,261 0
iShares Russell 3000 ETF RUSSELL 3000 ETF 464287689 392 1,412 SH   SOLE 0 0 1,412 0
iShares Russell Mid-Cap Value ETF RUS MDCP VAL ETF 464287473 317 2,587 SH   SOLE 0 0 2,587 0
iShares S&P 500 Growth ETF S&P 500 GRWT ETF 464287309 4,307 51,474 SH   SOLE 0 0 51,474 0
iShares S&P 500 Value ETF S&P 500 VAL ETF 464287408 753 4,809 SH   SOLE 0 0 4,809 0
iShares US Technology ETF US TECH ETF 464287721 420 3,660 SH   SOLE 0 0 3,660 0
Jefferies Financial Group Inc. COM 47233W109 885 22,797 SH   SOLE 0 0 22,797 0
John Bean Technologies Corp. COM 477839104 2,015 13,122 SH   SOLE 0 0 13,122 0
Johnson & Johnson COM 478160104 6,874 40,183 SH   SOLE 0 0 40,183 0
Jones Lang LaSalle Inc. COM 48020Q107 2,404 8,926 SH   SOLE 0 0 8,926 0
JPMorgan Chase & Co. COM 46625H100 3,586 22,648 SH   SOLE 0 0 22,648 0
KB Home COM 48666K109 549 12,267 SH   SOLE 0 0 12,267 0
Keysight Technologies Inc. COM 49338L103 240 1,160 SH   SOLE 0 0 1,160 0
Kimberly Clark Corp. COM 494368103 400 2,798 SH   SOLE 0 0 2,798 0
KLA Corp. COM NEW 482480100 346 804 SH   SOLE 0 0 804 0
Kohl's Corp. COM 500255104 276 5,592 SH   SOLE 0 0 5,592 0
Kroger Co. COM 501044101 2,762 61,019 SH   SOLE 0 0 61,019 0
Lam Research Corp. COM 512807108 707 983 SH   SOLE 0 0 983 0
Liberty Broadband Corp. - Class C COM SER C 530307305 1,001 6,215 SH   SOLE 0 0 6,215 0
Lincoln National Corp. COM 534187109 577 8,446 SH   SOLE 0 0 8,446 0
Linde Plc SHS G5494J103 461 1,331 SH   SOLE 0 0 1,331 0
Lockheed Martin Corp. COM 539830109 922 2,595 SH   SOLE 0 0 2,595 0
Louisiana Pacific Corp. COM 546347105 1,300 16,595 SH   SOLE 0 0 16,595 0
Lowe's Companies Inc. COM 548661107 1,548 5,991 SH   SOLE 0 0 5,991 0
Lululemon Athletica Inc. COM 550021109 419 1,071 SH   SOLE 0 0 1,071 0
Lumen Technologies COM 550241103 354 28,214 SH   SOLE 0 0 28,214 0
Manpower Inc. COM 56418H100 206 2,120 SH   SOLE 0 0 2,120 0
Manulife Financial Corp. COM 56501R106 217 11,381 SH   SOLE 0 0 11,381 0
Marathon Oil COM 565849106 233 14,196 SH   SOLE 0 0 14,196 0
Marsh & McLennan Companies Inc. COM 571748102 379 2,183 SH   SOLE 0 0 2,183 0
Marvell Technology Group Ltd. COM 573874104 298 3,407 SH   SOLE 0 0 3,407 0
MasterCard Inc. CL A 57636Q104 2,027 5,642 SH   SOLE 0 0 5,642 0
McDonald's Corp. COM 580135101 1,435 5,352 SH   SOLE 0 0 5,352 0
Medical Properties Trust Inc. COM 58463J304 774 32,751 SH   SOLE 0 0 32,751 0
Medtronic plc SHS G5960L103 317 3,066 SH   SOLE 0 0 3,066 0
Merck & Co. Inc. COM 58933Y105 1,997 26,053 SH   SOLE 0 0 26,053 0
MetLife Inc. COM 59156R108 5,802 92,843 SH   SOLE 0 0 92,843 0
Mettler-Toledo International Inc. COM 592688105 317 187 SH   SOLE 0 0 187 0
MGIC Investment Corp. COM 552848103 398 27,628 SH   SOLE 0 0 27,628 0
Micron Technology Inc. COM 595112103 3,275 35,161 SH   SOLE 0 0 35,161 0
Microsoft Corp. COM 594918104 22,446 66,741 SH   SOLE 0 0 66,741 0
Moderna Inc. COM 60770K107 472 1,859 SH   SOLE 0 0 1,859 0
Mondelez International Inc. CL A 609207105 314 4,734 SH   SOLE 0 0 4,734 0
Morgan Stanley COM NEW 617446448 1,886 19,214 SH   SOLE 0 0 19,214 0
MSC Industrial Direct Co. Inc. - Class A CL A 553530106 346 4,118 SH   SOLE 0 0 4,118 0
MSCI Inc. COM 55354G100 1,062 1,733 SH   SOLE 0 0 1,733 0
National Fuel Gas Co. COM 636180101 203 3,182 SH   SOLE 0 0 3,182 0
Navient Corp. COM 63938C108 462 21,758 SH   SOLE 0 0 21,758 0
Netflix Inc. COM 64110L106 939 1,559 SH   SOLE 0 0 1,559 0
New Residential Investment Corp. COM NEW 64828T201 738 68,951 SH   SOLE 0 0 68,951 0
Newmont Mining Corp. COM 651639106 806 12,988 SH   SOLE 0 0 12,988 0
Nexstar Media Group Inc. CL A 65336K103 203 1,345 SH   SOLE 0 0 1,345 0
NextEra Energy Inc. COM 65339F101 2,160 23,135 SH   SOLE 0 0 23,135 0
Nike Inc. - Class B CL B 654106103 1,659 9,951 SH   SOLE 0 0 9,951 0
Norfolk Southern Corp. COM 655844108 487 1,636 SH   SOLE 0 0 1,636 0
Northern Trust Corp. COM 665859104 338 2,825 SH   SOLE 0 0 2,825 0
Northrop Grumman Corp. COM 666807102 598 1,544 SH   SOLE 0 0 1,544 0
NortonLifeLock Inc. COM 668771108 999 38,450 SH   SOLE 0 0 38,450 0
Novo Nordisk A/S ADR 670100205 355 3,173 SH   SOLE 0 0 3,173 0
NRG Energy Inc. COM NEW 629377508 776 18,004 SH   SOLE 0 0 18,004 0
Nuance Communications Inc. COM 67020Y100 244 4,413 SH   SOLE 0 0 4,413 0
Nuveen ESG Large-Cap Growth ETF NUVEEN ESG LRGCP 67092P201 1,031 15,035 SH   SOLE 0 0 15,035 0
Nuveen ESG Small-Cap ETF NUVEEN ESG SMLCP 67092P607 1,234 29,369 SH   SOLE 0 0 29,369 0
Nvidia Corp. COM 67066G104 9,288 31,579 SH   SOLE 0 0 31,579 0
Old Dominion Freight Line Inc. COM 679580100 950 2,651 SH   SOLE 0 0 2,651 0
Old Republic Inernational Corp. COM 680223104 256 10,428 SH   SOLE 0 0 10,428 0
One Gas Inc. COM 68235P108 203 2,621 SH   SOLE 0 0 2,621 0
OneMain Holdings Inc. COM 68268W103 636 12,712 SH   SOLE 0 0 12,712 0
Oracle Corp. COM 68389X105 3,246 37,224 SH   SOLE 0 0 37,224 0
Organon & Co. COMMON STOCK 68622V106 781 25,660 SH   SOLE 0 0 25,660 0
Oshkosh Corp. COM 688239201 401 3,557 SH   SOLE 0 0 3,557 0
PayPal Holdings Inc. COM 70450Y103 1,123 5,956 SH   SOLE 0 0 5,956 0
Penske Automotive Group Inc. COM 70959W103 267 2,488 SH   SOLE 0 0 2,488 0
PepsiCo Inc. COM 713448108 2,908 16,738 SH   SOLE 0 0 16,738 0
Pfizer Inc. COM 717081103 4,647 78,703 SH   SOLE 0 0 78,703 0
Philip Morris International Inc. COM 718172109 615 6,476 SH   SOLE 0 0 6,476 0
Pimco Active Bond ETF ACTIVE BD ETF 72201R775 216 1,977 SH   SOLE 0 0 1,977 0
Pioneer Natural Resources COM 723787107 256 1,405 SH   SOLE 0 0 1,405 0
PNC Bank Corp. COM 693475105 247 1,230 SH   SOLE 0 0 1,230 0
Popular Inc. COM NEW 733174700 263 3,201 SH   SOLE 0 0 3,201 0
PotlatchDeltic Corp. COM 737630103 646 10,730 SH   SOLE 0 0 10,730 0
Invesco FTSE RAFI US 1000 ETF FTSE RAFI 1000 46137V613 213 1,238 SH   SOLE 0 0 1,238 0
PPG Industries Inc. COM 693506107 343 1,991 SH   SOLE 0 0 1,991 0
Procter & Gamble Co. COM 742718109 4,590 28,062 SH   SOLE 0 0 28,062 0
Progressive Corp. COM 743315103 277 2,696 SH   SOLE 0 0 2,696 0
ProLogis Inc. COM 74340W103 345 2,052 SH   SOLE 0 0 2,052 0
Prudential Financial Inc. COM 744320102 1,697 15,681 SH   SOLE 0 0 15,681 0
Public Storage Inc. COM 74460D109 202 538 SH   SOLE 0 0 538 0
Qualcomm Inc. COM 747525103 1,362 7,447 SH   SOLE 0 0 7,447 0
Quanta Services Inc. COM 74762E102 2,915 25,424 SH   SOLE 0 0 25,424 0
Qurate Retail Group Inc. - Class A COM SER A 74915M100 242 31,860 SH   SOLE 0 0 31,860 0
Raytheon Technologies Corp. COM 75513E101 324 3,766 SH   SOLE 0 0 3,766 0
Regeneron Pharmaceuticals Inc. COM 75886F107 871 1,380 SH   SOLE 0 0 1,380 0
Reliance Steel & Aluminum Co. COM 759509102 1,223 7,537 SH   SOLE 0 0 7,537 0
Robert Half Intl Inc. COM 770323103 1,026 9,201 SH   SOLE 0 0 9,201 0
S&P Global Inc. COM 78409V104 334 707 SH   SOLE 0 0 707 0
Salesforce.com Inc. COM 79466L302 675 2,658 SH   SOLE 0 0 2,658 0
Schwab Fundamental US Large Company Index ETF SCHWAB FDT US LG 808524771 398 6,797 SH   SOLE 0 0 6,797 0
Schwab US Broad Market ETF SCHWAB FDT US BM 808524789 677 5,992 SH   SOLE 0 0 5,992 0
Schwab US Large-Cap ETF US LRG CAP ETF 808524201 483 4,242 SH   SOLE 0 0 4,242 0
Seaboard Corp. COM 811543107 535 136 SH   SOLE 0 0 136 0
Seagate Technology plc ORD SHS G7997R103 316 2,797 SH   SOLE 0 0 2,797 0
ServiceNow Inc. COM 81762P102 506 780 SH   SOLE 0 0 780 0
Sherwin Williams Co. COM 824348106 683 1,939 SH   SOLE 0 0 1,939 0
SLM Corp. COM 78442P106 576 29,269 SH   SOLE 0 0 29,269 0
SolarEdge Technologies Inc. COM 83417M104 232 828 SH   SOLE 0 0 828 0
SPDR Dow Jones Global Real Estate ETF DJ GLB RL ES ETF 78463X749 323 5,710 SH   SOLE 0 0 5,710 0
SPDR MSCI AWCI ex-US ETF MSCI ACWI EXUS 78463X848 1,186 40,454 SH   SOLE 0 0 40,454 0
SPDR Portfolio Emerging Markets ETF PORTFOLIO EMG MK 78463X509 464 11,174 SH   SOLE 0 0 11,174 0
SPDR S&P 500 ETF Trust TR UNIT 78462F103 7,008 14,756 SH   SOLE 0 0 14,756 0
SPDR S&P Dividend ETF S&P DIVID ETF 78464A763 435 3,366 SH   SOLE 0 0 3,366 0
Starbucks Corp. COM 855244109 453 3,869 SH   SOLE 0 0 3,869 0
State Street Corp COM 857477103 364 3,915 SH   SOLE 0 0 3,915 0
Stryker Corp. COM 863667101 272 1,016 SH   SOLE 0 0 1,016 0
SVB Financial Group COM 78486Q101 219 323 SH   SOLE 0 0 323 0
Synaptics Inc. COM 87157D109 1,035 3,574 SH   SOLE 0 0 3,574 0
Synnex Corp. COM 87162W100 544 4,758 SH   SOLE 0 0 4,758 0
Synopsys Inc. COM 871607107 1,482 4,023 SH   SOLE 0 0 4,023 0
Target Corp. COM 87612E106 6,476 27,980 SH   SOLE 0 0 27,980 0
Taylor Morrison Home Corp. COM 87724P106 973 27,826 SH   SOLE 0 0 27,826 0
TE Connectivity Ltd. SHS H84989104 250 1,552 SH   SOLE 0 0 1,552 0
Tesla Inc. COM 88160R101 6,138 5,808 SH   SOLE 0 0 5,808 0
Texas Instruments Inc. COM 882508104 1,865 9,894 SH   SOLE 0 0 9,894 0
Thermo Fisher Scientific Inc. COM 883556102 2,094 3,139 SH   SOLE 0 0 3,139 0
TJX Companies Inc. COM 872540109 541 7,123 SH   SOLE 0 0 7,123 0
T-Mobile US Inc. COM 872590104 508 4,381 SH   SOLE 0 0 4,381 0
Trane Technologies Plc SHS G8994E103 300 1,486 SH   SOLE 0 0 1,486 0
Travelers Companies Inc. COM 89417E109 366 2,339 SH   SOLE 0 0 2,339 0
Two Harbors Investment Corp. COM NEW 90187B408 71 12,373 SH   SOLE 0 0 12,373 0
Tyson Foods Inc. CL A 902494103 598 6,859 SH   SOLE 0 0 6,859 0
U S X US Steel Group COM 912909108 237 9,970 SH   SOLE 0 0 9,970 0
U.S. Bancorp COM NEW 902973304 237 4,222 SH   SOLE 0 0 4,222 0
Ubiquiti Inc. COM 90353W103 208 679 SH   SOLE 0 0 679 0
UGI Corp. COM 902681105 254 5,533 SH   SOLE 0 0 5,533 0
Ulta Beauty Inc. COM 90384S303 1,065 2,582 SH   SOLE 0 0 2,582 0
Union Pacific Corp. COM 907818108 774 3,074 SH   SOLE 0 0 3,074 0
United Parcel Service Inc. CL B 911312106 1,726 8,055 SH   SOLE 0 0 8,055 0
United Therapeutics Corp. COM 91307C102 905 4,190 SH   SOLE 0 0 4,190 0
UnitedHealth Group Inc. COM 91324P102 6,407 12,760 SH   SOLE 0 0 12,760 0
Unum Group COM 91529Y106 2,212 90,014 SH   SOLE 0 0 90,014 0
Vanguard Dividend Appreciation ETF DIV APP ETF 921908844 815 4,748 SH   SOLE 0 0 4,748 0
Vanguard FTSE Emerging Markets ETF FTSE EMR MKT ETF 922042858 730 14,765 SH   SOLE 0 0 14,765 0
Vanguard Growth ETF GROWTH ETF 922908736 75,679 235,833 SH   SOLE 0 0 235,833 0
Vanguard High Dividend Yield ETF HIGH DIV YLD 921946406 226 2,020 SH   SOLE 0 0 2,020 0
Vanguard Information Technology ETF INF TECH ETF 92204A702 342 746 SH   SOLE 0 0 746 0
Vanguard Large-Cap ETF LARGE CAP ETF 922908637 788 3,566 SH   SOLE 0 0 3,566 0
Vanguard S&P 500 ETF S&P 500 ETF SHS 922908363 1,288 2,950 SH   SOLE 0 0 2,950 0
Vanguard Small-Cap Growth ETF SML CP GRW ETF 922908595 138,027 489,821 SH   SOLE 0 0 489,821 0
Vanguard Small-Cap Value ETF SM CP VAL ETF 922908611 777 4,345 SH   SOLE 0 0 4,345 0
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835 270 3,189 SH   SOLE 0 0 3,189 0
Vanguard Total Stock Market ETF TOTAL STK MKT 922908769 3,473 14,383 SH   SOLE 0 0 14,383 0
Vanguard Total World Stock ETF REAL ESTATE ETF 922908553 378 3,521 SH   SOLE 0 0 3,521 0
Vanguard Value ETF VALUE ETF 922908744 687 4,668 SH   SOLE 0 0 4,668 0
VeriSign Inc. COM 92343E102 253 995 SH   SOLE 0 0 995 0
Verizon Communications Inc. COM 92343V104 1,374 26,452 SH   SOLE 0 0 26,452 0
VICI Properties Inc. COM 925652109 377 12,506 SH   SOLE 0 0 12,506 0
Visa Inc. COM CL A 92826C839 2,775 12,803 SH   SOLE 0 0 12,803 0
W.W. Grainger Inc. COM 384802104 231 446 SH   SOLE 0 0 446 0
Walgreen Boots Alliance Inc. COM 931427108 256 4,912 SH   SOLE 0 0 4,912 1
Wal-Mart Stores Inc. COM 931142103 5,859 40,494 SH   SOLE 0 0 40,494 2
Walt Disney Co. COM 254687106 1,481 9,562 SH   SOLE 0 0 9,562 3
Waste Management Inc. COM 94106L109 286 1,713 SH   SOLE 0 0 1,713 4
Watsco Inc. COM 942622200 463 1,480 SH   SOLE 0 0 1,480 5
Welbilt Inc. COM 949090104 245 10,307 SH   SOLE 0 0 10,307 6
Werner Enterprises Inc. COM 950755108 236 4,956 SH   SOLE 0 0 4,956 7
Wesco Intl Inc. COM 95082P105 1,578 11,994 SH   SOLE 0 0 11,994 8
Westrock Co. COM 96145D105 499 11,241 SH   SOLE 0 0 11,241 9
Weyerhaeuser Co. COM NEW 962166104 479 11,632 SH   SOLE 0 0 11,632 10
WisdomTree Global ex-US Dividend Growth Fund GLB US QTLY DIV 97717W844 308 7,064 SH   SOLE 0 0 7,064 11
WisdomTree US Quality Sharehld Yld ETF US QLT SHRHD YLD 97717W547 3,309 52,214 SH   SOLE 0 0 52,214 12
Xilinx Inc. COM 983919101 243 1,147 SH   SOLE 0 0 1,147 13
Zimmer Biomet Holdings Inc. COM 98956P102 297 2,336 SH   SOLE 0 0 2,336 14
Zoetis Inc. - Class A CL A 98978V103 476 1,952 SH   SOLE 0 0 1,952 15