-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, EChYuD4h/k9SqHv9B3VmFRw+J3637ZjK0TED0LksB+SWL6yEiuS2jYrKvGAHwKCJ +zhBb/+s6BqhUb5wBZ8Faw== 0001307127-05-000001.txt : 20050104 0001307127-05-000001.hdr.sgml : 20050104 20050104094603 ACCESSION NUMBER: 0001307127-05-000001 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20041221 ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20050104 FILER: COMPANY DATA: COMPANY CONFORMED NAME: RAMP Series 2004-RS10 Trust CENTRAL INDEX KEY: 0001307127 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-117232-08 FILM NUMBER: 05504209 BUSINESS ADDRESS: STREET 1: 8400 NORMANDALE LAKE BLVD STREET 2: SUITE 600 CITY: MINNEAPOLIS STATE: MN ZIP: 55437 BUSINESS PHONE: 952 857-7000 MAIL ADDRESS: STREET 1: 8400 NORMANDALE LAKE BLVD SUITE 600 CITY: MINNEAPOLIS STATE: MN ZIP: 55437 8-K 1 rs108k12.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 27, 2004 RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC. as depositor of the RAMP SERIES 2004-RS10 TRUST (Exact name of the registrant as specified in its charter) Delaware 333-117232-08 41-1955181 (State or other (Commission File Number) (I.R.S. Employee jurisdiction of incorporation) Identification No.) Residential Asset Mortgage Products, Inc. 8400 Normandale Lake Boulevard Minneapolis, Minnesota 55437 (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code (952) 857-7000 N/A _______________________________________________________________________________ (Former name or address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: [ ] Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) INFORMATION TO BE INCLUDED IN THE REPORT Section 8 - Other Events Item 8.01 - Other Events A copy of the monthly report relating to the December 2004 distribution to holders of the Residential Asset Mortgage Products, Inc., Mortgage Asset-Backed Pass-Through Certificates, Series 2004-RS10 is included as an exhibit to this Report Section 9 - Financial Statements and Exhibits Item 9.01 - Financial Statements, Pro Forma Financial Information and Exhibits The following is filed as an Exhibit to this Report under Exhibit 20. No. 20. December 2004 Monthly Report SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC., as depositor of the registrant identified on the cover page to this Report By: /s/ Barbara Wendt Name: Barbara Wendt Title: Managing Director Dated: December 27, 2004 EX-20 2 rs100412.txt Run: 12/21/04 12:31:07 REPT1B.FRG Page: 1 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC. (DEPOSITOR) MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2004-RS10(POOL # 4922) STATEMENT TO CERTIFICATEHOLDERS DISTRIBUTION SUMMARY FOR POOL# 4922 _______________________________________________________________________________ PRINCIPAL CURRENT ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION _______________________________________________________________________________ A-I-1 76112BDP2 103,200,000.00 100,354,178.35 2.360630 % 5,109,102.87 A-I-2 76112BDQ0 27,900,000.00 27,900,000.00 3.620000 % 0.00 A-I-3 76112BDR8 36,300,000.00 36,300,000.00 3.950000 % 0.00 A-I-4 76112BDS6 39,600,000.00 39,600,000.00 4.570000 % 0.00 A-I-5 76112BDT4 27,900,000.00 27,900,000.00 5.550000 % 0.00 A-I-6 76112BDU1 26,100,000.00 26,100,000.00 4.550000 % 0.00 A-II-1 76112BDY3 351,700,000.00 345,381,474.29 2.350630 % 11,535,911.30 A-II-2 76112BDZ0 150,000,000.00 148,236,502.55 2.430630 % 3,219,667.24 A-II-3 76112BEA4 235,400,000.00 235,400,000.00 2.520630 % 0.00 A-II-4 76112BEB2 30,000,000.00 30,000,000.00 2.670630 % 0.00 M-I-1 76112BDV9 21,750,000.00 21,750,000.00 5.280000 % 0.00 M-I-2 76112BDW7 9,750,000.00 9,750,000.00 5.670000 % 0.00 M-I-3 76112BDX5 7,500,000.00 7,500,000.00 6.000000 % 0.00 M-II-1 76112BEC0 68,900,000.00 68,900,000.00 2.840630 % 0.00 M-II-2 76112BED8 54,600,000.00 54,600,000.00 3.430630 % 0.00 M-II-3 76112BEE6 21,400,000.00 21,400,000.00 3.630630 % 0.00 M-II-4 76112BEF3 21,400,000.00 21,400,000.00 4.080630 % 0.00 M-II-5 76112BEG1 16,600,000.00 16,600,000.00 4.130630 % 0.00 SB-I 76112BEH9 888.78 815,074.56 0.000000 % 0.00 SB-II 76112BEJ5 50.41 3,932,978.78 0.000000 % 0.00 R-I 0.00 0.00 0.000000 % 0.00 R-II 0.00 0.00 0.000000 % 0.00 R-III 0.00 0.00 0.000000 % 0.00 R-IV 0.00 0.00 0.000000 % 0.00 - ------------------------------------------------------------------------------- 1,250,000,939.19 1,243,820,208.53 19,864,681.41 =============================================================================== _______________________________________________________________________________ REMAINING INTEREST TOTAL DEFERRED REALIZED PRINCIPAL DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE _______________________________________________________________________________ A-I-1 203,996.43 5,313,099.30 0.00 0.00 95,245,075.48 A-I-2 84,165.00 84,165.00 0.00 0.00 27,900,000.00 A-I-3 119,487.50 119,487.50 0.00 0.00 36,300,000.00 A-I-4 150,810.00 150,810.00 0.00 0.00 39,600,000.00 A-I-5 129,037.50 129,037.50 0.00 0.00 27,900,000.00 A-I-6 98,962.50 98,962.50 0.00 0.00 26,100,000.00 A-II-1 699,105.16 12,235,016.46 0.00 0.00 333,845,562.99 A-II-2 310,265.30 3,529,932.54 0.00 0.00 145,016,835.31 A-II-3 510,945.70 510,945.70 0.00 0.00 235,400,000.00 A-II-4 68,991.27 68,991.27 0.00 0.00 30,000,000.00 M-I-1 95,700.00 95,700.00 0.00 0.00 21,750,000.00 M-I-2 46,068.75 46,068.75 0.00 0.00 9,750,000.00 M-I-3 37,500.00 37,500.00 0.00 0.00 7,500,000.00 M-II-1 168,536.16 168,536.16 0.00 0.00 68,900,000.00 M-II-2 161,296.79 161,296.79 0.00 0.00 54,600,000.00 M-II-3 66,904.44 66,904.44 0.00 0.00 21,400,000.00 M-II-4 75,196.94 75,196.94 0.00 0.00 21,400,000.00 M-II-5 59,045.06 59,045.06 0.00 0.00 16,600,000.00 SB-I 0.00 0.00 769,321.17 0.00 1,584,395.73 SB-II 0.00 0.00 3,556,910.89 0.00 7,489,889.67 R-I 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 R-III 0.00 0.00 0.00 0.00 0.00 R-IV 0.00 0.00 0.00 0.00 0.00 - ------------------------------------------------------------------------------- 3,086,014.50 22,950,695.91 4,326,232.06 0.00 1,228,281,759.18 =============================================================================== Run: 12/21/04 12:31:07 Page: 2 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC. (DEPOSITOR) MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2004-RS10(POOL # 4922) STATEMENT TO CERTIFICATEHOLDERS DISTRIBUTION SUMMARY FOR POOL# 4922 _______________________________________________________________________________ AMOUNTS PER $1,000 UNIT _______________________________________________________________________________ BEGINNING ENDING BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR _______________________________________________________________________________ A-I-1 972.424209 49.506811 1.976710 51.483521 0.000000 922.917398 A-I-2 1000.000000 0.000000 3.016667 3.016667 0.000000 1000.000000 A-I-3 1000.000000 0.000000 3.291667 3.291667 0.000000 1000.000000 A-I-4 1000.000000 0.000000 3.808333 3.808333 0.000000 1000.000000 A-I-5 1000.000000 0.000000 4.625000 4.625000 0.000000 1000.000000 A-I-6 1000.000000 0.000000 3.791667 3.791667 0.000000 1000.000000 A-II-1 982.034331 32.800430 1.987788 34.788218 0.000000 949.233901 A-II-2 988.243350 21.464448 2.068435 23.532883 0.000000 966.778902 A-II-3 1000.000000 0.000000 2.170542 2.170542 0.000000 1000.000000 A-II-4 1000.000000 0.000000 2.299709 2.299709 0.000000 1000.000000 M-I-1 1000.000000 0.000000 4.400000 4.400000 0.000000 1000.000000 M-I-2 1000.000000 0.000000 4.725000 4.725000 0.000000 1000.000000 M-I-3 1000.000000 0.000000 5.000000 5.000000 0.000000 1000.000000 M-II-1 1000.000000 0.000000 2.446098 2.446098 0.000000 1000.000000 M-II-2 1000.000000 0.000000 2.954154 2.954154 0.000000 1000.000000 M-II-3 1000.000000 0.000000 3.126376 3.126376 0.000000 1000.000000 M-II-4 1000.000000 0.000000 3.513876 3.513876 0.000000 1000.000000 M-II-5 1000.000000 0.000000 3.556931 3.556931 0.000000 1000.000000 SB-I ****.****** 0.000000 0.000000 0.000000 ***.****** ****.****** SB-II ****.****** 0.000000 0.000000 0.000000 ***.****** ****.****** R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000 R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000 R-III 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000 R-IV 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000 _______________________________________________________________________________ DETERMINATION DATE 20-December-04 DISTRIBUTION DATE 27-December-04 Run: 12/21/04 12:31:07 rept2.frg Page: 3 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC. (DEPOSITOR) MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2004-RS10 (POOL # 4922) STATEMENT TO CERTIFICATEHOLDERS ADDITIONAL RELATED INFORMATION FOR POOL 4922 _______________________________________________________________________________ SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 414,777.38 SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 10,181.03 SUBSERVICER ADVANCES THIS MONTH 81,137.86 MASTER SERVICER ADVANCES THIS MONTH 0.00 NUMBER OF PRINCIPAL DELINQUENCIES: LOANS BALANCE (A) ONE MONTHLY PAYMENT: 74 10,318,032.43 (B) TWO MONTHLY PAYMENTS: 4 886,996.19 (C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00 FORECLOSURES NUMBER OF LOANS 2 AGGREGATE PRINCIPAL BALANCE 411,130.00 SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER DISTRIBUTION 1,228,281,759.18 AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE DETERMINATION DATE 8,347 NUMBER OF REO LOANS ACQUIRED INCLUDING ANY PENDING CASH LIQUIDATIONS 0 BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH FORECLOSURE OR GRANT OF A DEED IN LIEU OF FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00 REMAINING SUBCLASS INTEREST SHORTFALL 0.00 CLASS A SHORTFALL (PRINCIPAL) 0.00 CLASS A SHORTFALL (INTEREST) 0.00 TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 14,664,378.27 TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00 DISTRIBUTION PERCENTAGES: SENIOR SUBORDINATE PERCENTAGE FOR CURRENT DISTRIBUTION 81.77806950 % 2.31931060 % CURRENT PREPAYMENT PERCENTAGE 0.00000000 % 100.00000000 % PERCENTAGE FOR NEXT DISTRIBUTION 81.19533380 % 2.70086930 % BANKRUPTCY AMOUNT AVAILABLE 0.00 FRAUD AMOUNT AVAILABLE 0.00 SPECIAL HAZARD AMOUNT AVAILABLE 0.00 ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.60870600 ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 354.47 POOL TRADING FACTOR: 98.26246690 Run: 12/21/04 12:31:07 rept2.frg Page: 3 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC. (DEPOSITOR) MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2004-RS10 (POOL # 4922) STATEMENT TO CERTIFICATEHOLDERS ADDITIONAL RELATED INFORMATION FOR POOL 4922 _______________________________________________________________________________ SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 70,614.47 SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00 SUBSERVICER ADVANCES THIS MONTH 9,181.83 MASTER SERVICER ADVANCES THIS MONTH 0.00 NUMBER OF PRINCIPAL DELINQUENCIES: LOANS BALANCE (A) ONE MONTHLY PAYMENT: 7 1,082,083.77 (B) TWO MONTHLY PAYMENTS: 1 147,250.00 (C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00 FORECLOSURES NUMBER OF LOANS 1 AGGREGATE PRINCIPAL BALANCE 135,230.00 SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER DISTRIBUTION 293,629,471.21 AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE DETERMINATION DATE 2,177 NUMBER OF REO LOANS ACQUIRED INCLUDING ANY PENDING CASH LIQUIDATIONS 0 BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH FORECLOSURE OR GRANT OF A DEED IN LIEU OF FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00 REMAINING SUBCLASS INTEREST SHORTFALL 0.00 CLASS A SHORTFALL (PRINCIPAL) 0.00 CLASS A SHORTFALL (INTEREST) 0.00 TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,076,236.33 TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00 DISTRIBUTION PERCENTAGES: SENIOR SUBORDINATE PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 0.00000000 % CURRENT PREPAYMENT PERCENTAGE 0.00000000 % 100.00000000 % PERCENTAGE FOR NEXT DISTRIBUTION 0.00000000 % 0.00000000 % BANKRUPTCY AMOUNT AVAILABLE 0.00 FRAUD AMOUNT AVAILABLE 0.00 SPECIAL HAZARD AMOUNT AVAILABLE 0.00 ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.32813056 ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 347.70 POOL TRADING FACTOR: 97.87620044 Run: 12/21/04 12:31:07 rept2.frg Page: 3 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC. (DEPOSITOR) MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2004-RS10 (POOL # 4922) STATEMENT TO CERTIFICATEHOLDERS ADDITIONAL RELATED INFORMATION FOR POOL 4922 _______________________________________________________________________________ SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 344,162.91 SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 10,181.03 SUBSERVICER ADVANCES THIS MONTH 71,956.03 MASTER SERVICER ADVANCES THIS MONTH 0.00 NUMBER OF PRINCIPAL DELINQUENCIES: LOANS BALANCE (A) ONE MONTHLY PAYMENT: 67 9,235,948.66 (B) TWO MONTHLY PAYMENTS: 3 739,746.19 (C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00 FORECLOSURES NUMBER OF LOANS 1 AGGREGATE PRINCIPAL BALANCE 275,900.00 SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER DISTRIBUTION 934,652,287.97 AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE DETERMINATION DATE 6,170 NUMBER OF REO LOANS ACQUIRED INCLUDING ANY PENDING CASH LIQUIDATIONS 0 BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH FORECLOSURE OR GRANT OF A DEED IN LIEU OF FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00 REMAINING SUBCLASS INTEREST SHORTFALL 0.00 CLASS A SHORTFALL (PRINCIPAL) 0.00 CLASS A SHORTFALL (INTEREST) 0.00 TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 10,588,141.94 TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00 DISTRIBUTION PERCENTAGES: SENIOR SUBORDINATE PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 0.00000000 % CURRENT PREPAYMENT PERCENTAGE 0.00000000 % 100.00000000 % PERCENTAGE FOR NEXT DISTRIBUTION 0.00000000 % 0.00000000 % BANKRUPTCY AMOUNT AVAILABLE 0.00 FRAUD AMOUNT AVAILABLE 0.00 SPECIAL HAZARD AMOUNT AVAILABLE 0.00 ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.69685115 ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 356.60 POOL TRADING FACTOR: 98.38444614 -----END PRIVACY-ENHANCED MESSAGE-----