-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, TA9sDpwyqlePxnSp5nBoXsBsVncUc/Dbtv4NTI9fGeR/1rCclg9GrvIhsnfv+WsI dFM/TIPDNxi2g8qXI9Ekdg== 0001056404-04-004093.txt : 20041202 0001056404-04-004093.hdr.sgml : 20041202 20041202075608 ACCESSION NUMBER: 0001056404-04-004093 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20041126 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20041202 FILER: COMPANY DATA: COMPANY CONFORMED NAME: STRUCTURED ADJUSTABLE RATE MORTGAGE LOAN TRUST MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-14 CENTRAL INDEX KEY: 0001304977 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-115858-20 FILM NUMBER: 041178871 BUSINESS ADDRESS: STREET 1: 3 WORLD FINANCIAL CENTER CITY: NEW YORK STATE: NY ZIP: 10285 BUSINESS PHONE: 2125267000 MAIL ADDRESS: STREET 1: 3 WORLD FINANCIAL CENTER CITY: NEW YORK STATE: NY ZIP: 10285 8-K 1 srm04014_nov.txt NOVEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 26, 2004 STRUCTURED ADJUSTABLE RATE MORTGAGE LOAN TRUST Mortgage Pass-Through Certificates, Series 2004-14 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-115858-20 54-2161254 Pooling and Servicing Agreement) (Commission 54-2161255 (State or other File Number) 54-2161256 jurisdiction 54-2162530 of Incorporation) 54-2162531 54-6643063 54-6643064 IRS EIN c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On November 26, 2004 a distribution was made to holders of STRUCTURED ADJUSTABLE RATE MORTGAGE LOAN TRUST, Mortgage Pass-Through Certificates, Series 2004-14 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-14 Trust, relating to the November 26, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. STRUCTURED ADJUSTABLE RATE MORTGAGE LOAN TRUST Mortgage Pass-Through Certificates, Series 2004-14 Trust (Registrant) By: Wells Fargo Bank, N.A. as Securities Administrator By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 11/26/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-14 Trust, relating to the November 26, 2004 distribution. EX-99.1
Structured Adjustable Rate Mortgage Trust Mortgage Pass-Through Certificates Record Date: 10/31/2004 Distribution Date: 11/26/2004 SARM Series: 2004-14 Contact: Customer Service - SecuritiesLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 846-8130 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A 863579CB2 SEN 5.12804% 565,347,399.16 2,415,936.55 10,909,414.16 2-A 863579CC0 SEN 5.39760% 214,372,288.28 964,245.62 3,005,748.55 3-A1 863579CD8 SEN 4.67000% 398,787,546.58 1,551,948.20 11,330,961.88 3-A2 863579CE6 SEN 4.67000% 11,277,701.74 43,889.06 320,439.32 3-AX 863579CF3 SEN 4.67000% 0.00 228,632.31 0.00 3-PAX 863579CG1 SEN 4.67000% 0.00 117,646.33 0.00 4-A 863579CH9 SEN 3.93936% 253,760,577.43 833,045.70 2,407,447.80 5-A1 863579CJ5 SEN 4.90000% 81,571,479.43 333,083.54 41,913.73 5-A2 863579CK2 SEN 4.90000% 2,306,931.77 9,419.97 1,185.37 5-AX 863579CL0 SEN 4.90000% 0.00 28,431.02 0.00 5-PAX 863579CM8 SEN 4.90000% 0.00 21,169.46 0.00 6-A 863579CN6 SEN 5.65939% 107,714,930.64 508,000.79 114,654.54 7-A 863579CP1 SEN 5.37970% 65,408,118.49 293,229.96 470,717.14 M 863579CQ9 MEZ 2.43250% 18,254,578.05 39,470.45 6,409.56 MX 863579CR7 MEZ 2.16744% 0.00 35,169.47 0.00 B1 863579CS5 SUB 2.53250% 18,254,578.05 41,093.08 6,409.56 B1X 863579DP0 SUB 2.06744% 0.00 33,546.84 0.00 B2 863579CT3 SUB 2.58250% 25,556,009.41 58,665.24 8,973.24 B2X 863579CU0 SUB 2.01744% 0.00 45,829.02 0.00 B3 863579CV8 SUB 3.03250% 2,736,037.46 7,375.14 960.68 B3X 863579CW6 SUB 1.56744% 0.00 3,812.06 0.00 B4 863579CX4 SUB 4.90660% 16,428,220.56 65,027.24 5,768.29 B5 863579CY2 SUB 4.90660% 3,648,716.38 13,986.56 1,281.14 B6 863579CZ9 SUB 4.90660% 6,386,753.14 24,482.22 2,242.52 B7 863579DB1 SUB 4.90660% 10,037,468.82 41,041.53 3,524.36 B8 863579DC9 SUB 4.90660% 7,299,432.06 29,846.16 2,562.98 B9 863579DD7 SUB 4.90660% 5,507,742.38 22,520.24 1,933.88 CX SRM0412CX SEN 0.00000% 0.00 0.00 0.00 P-I SRM0412P1 SEN 0.00000% 0.00 0.00 0.00 P-II SRM0412P2 SEN 0.00000% 0.00 0.00 0.00 P-III SRM0412P3 SEN 0.00000% 0.00 0.00 0.00 R SRM04012R SEN 5.12721% 0.00 6,764.50 0.00 Totals 1,814,656,509.83 7,817,308.26 28,642,548.70
Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A 0.00 554,437,984.99 13,325,350.71 0.00 2-A 0.00 211,366,539.73 3,969,994.17 0.00 3-A1 0.00 387,456,584.70 12,882,910.08 0.00 3-A2 0.00 10,957,262.43 364,328.38 0.00 3-AX 0.00 0.00 228,632.31 0.00 3-PAX 0.00 0.00 117,646.33 0.00 4-A 0.00 251,353,129.62 3,240,493.50 0.00 5-A1 0.00 81,529,565.70 374,997.27 0.00 5-A2 0.00 2,305,746.40 10,605.34 0.00 5-AX 0.00 0.00 28,431.02 0.00 5-PAX 0.00 0.00 21,169.46 0.00 6-A 0.00 107,600,276.11 622,655.33 0.00 7-A 0.00 64,937,401.35 763,947.10 0.00 M 0.00 18,248,168.49 45,880.01 0.00 MX 0.00 0.00 35,169.47 0.00 B1 0.00 18,248,168.49 47,502.64 0.00 B1X 0.00 0.00 33,546.84 0.00 B2 0.00 25,547,036.17 67,638.48 0.00 B2X 0.00 0.00 45,829.02 0.00 B3 0.00 2,735,076.78 8,335.82 0.00 B3X 0.00 0.00 3,812.06 0.00 B4 0.00 16,422,452.27 70,795.53 0.00 B5 0.00 3,647,435.24 15,267.70 0.00 B6 0.00 6,384,510.62 26,724.74 0.00 B7 0.00 10,033,944.46 44,565.89 0.00 B8 0.00 7,296,869.08 32,409.14 0.00 B9 0.00 5,505,808.50 24,454.12 0.00 CX 0.00 0.00 0.00 0.00 P-I 0.00 0.00 0.00 0.00 P-II 0.00 0.00 0.00 0.00 P-III 0.00 0.00 0.00 0.00 R 0.00 0.00 6,764.50 0.00 Totals 0.00 1,786,013,961.13 36,459,856.96 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.
Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A 570,690,000.00 565,347,399.16 70,424.57 10,838,989.59 0.00 0.00 2-A 215,719,000.00 214,372,288.28 34,466.48 2,971,282.07 0.00 0.00 3-A1 402,122,000.00 398,787,546.58 78,025.36 11,252,936.53 0.00 0.00 3-A2 11,372,000.00 11,277,701.74 2,206.56 318,232.76 0.00 0.00 3-AX 0.00 0.00 0.00 0.00 0.00 0.00 3-PAX 0.00 0.00 0.00 0.00 0.00 0.00 4-A 254,625,000.00 253,760,577.43 364,167.15 2,043,280.65 0.00 0.00 5-A1 82,175,000.00 81,571,479.43 25,411.04 16,502.70 0.00 0.00 5-A2 2,324,000.00 2,306,931.77 718.65 466.71 0.00 0.00 5-AX 0.00 0.00 0.00 0.00 0.00 0.00 5-PAX 0.00 0.00 0.00 0.00 0.00 0.00 6-A 107,729,000.00 107,714,930.64 11,206.65 103,447.89 0.00 0.00 7-A 65,424,000.00 65,408,118.49 11,916.49 458,800.65 0.00 0.00 M 18,261,000.00 18,254,578.05 6,409.56 0.00 0.00 0.00 MX 0.00 0.00 0.00 0.00 0.00 0.00 B1 18,261,000.00 18,254,578.05 6,409.56 0.00 0.00 0.00 B1X 0.00 0.00 0.00 0.00 0.00 0.00 B2 25,565,000.00 25,556,009.41 8,973.24 0.00 0.00 0.00 B2X 0.00 0.00 0.00 0.00 0.00 0.00 B3 2,737,000.00 2,736,037.46 960.68 0.00 0.00 0.00 B3X 0.00 0.00 0.00 0.00 0.00 0.00 B4 16,434,000.00 16,428,220.56 5,768.29 0.00 0.00 0.00 B5 3,650,000.00 3,648,716.38 1,281.14 0.00 0.00 0.00 B6 6,389,000.00 6,386,753.14 2,242.52 0.00 0.00 0.00 B7 10,041,000.00 10,037,468.82 3,524.36 0.00 0.00 0.00 B8 7,302,000.00 7,299,432.06 2,562.98 0.00 0.00 0.00 B9 5,509,680.00 5,507,742.38 1,933.88 0.00 0.00 0.00 CX 0.00 0.00 0.00 0.00 0.00 0.00 P-I 0.00 0.00 0.00 0.00 0.00 0.00 P-II 0.00 0.00 0.00 0.00 0.00 0.00 P-III 0.00 0.00 0.00 0.00 0.00 0.00 R 100.00 0.00 0.00 0.00 0.00 0.00 Totals 1,826,329,780.00 1,814,656,509.83 638,609.16 28,003,939.55 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A 10,909,414.16 554,437,984.99 0.97152217 10,909,414.16 2-A 3,005,748.55 211,366,539.73 0.97982347 3,005,748.55 3-A1 11,330,961.88 387,456,584.70 0.96352994 11,330,961.88 3-A2 320,439.32 10,957,262.43 0.96352994 320,439.32 3-AX 0.00 0.00 0.00000000 0.00 3-PAX 0.00 0.00 0.00000000 0.00 4-A 2,407,447.80 251,353,129.62 0.98715024 2,407,447.80 5-A1 41,913.73 81,529,565.70 0.99214561 41,913.73 5-A2 1,185.37 2,305,746.40 0.99214561 1,185.37 5-AX 0.00 0.00 0.00000000 0.00 5-PAX 0.00 0.00 0.00000000 0.00 6-A 114,654.54 107,600,276.11 0.99880511 114,654.54 7-A 470,717.14 64,937,401.35 0.99256238 470,717.14 M 6,409.56 18,248,168.49 0.99929733 6,409.56 MX 0.00 0.00 0.00000000 0.00 B1 6,409.56 18,248,168.49 0.99929733 6,409.56 B1X 0.00 0.00 0.00000000 0.00 B2 8,973.24 25,547,036.17 0.99929733 8,973.24 B2X 0.00 0.00 0.00000000 0.00 B3 960.68 2,735,076.78 0.99929733 960.68 B3X 0.00 0.00 0.00000000 0.00 B4 5,768.29 16,422,452.27 0.99929733 5,768.29 B5 1,281.14 3,647,435.24 0.99929733 1,281.14 B6 2,242.52 6,384,510.62 0.99929733 2,242.52 B7 3,524.36 10,033,944.46 0.99929733 3,524.36 B8 2,562.98 7,296,869.08 0.99929733 2,562.98 B9 1,933.88 5,505,808.50 0.99929733 1,933.88 CX 0.00 0.00 0.00000000 0.00 P-I 0.00 0.00 0.00000000 0.00 P-II 0.00 0.00 0.00000000 0.00 P-III 0.00 0.00 0.00000000 0.00 R 0.00 0.00 0.00000000 0.00 Totals 28,642,548.70 1,786,013,961.13 0.97792523 28,642,548.70
Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A 570,690,000.00 990.63834860 0.12340250 18.99277995 0.00000000 2-A 215,719,000.00 993.75710197 0.15977489 13.77385427 0.00000000 3-A1 402,122,000.00 991.70785627 0.19403405 27.98388681 0.00000000 3-A2 11,372,000.00 991.70785614 0.19403447 27.98388674 0.00000000 3-AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 3-PAX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 4-A 254,625,000.00 996.60511509 1.43020972 8.02466627 0.00000000 5-A1 82,175,000.00 992.65566693 0.30923079 0.20082385 0.00000000 5-A2 2,324,000.00 992.65566695 0.30922978 0.20082186 0.00000000 5-AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 5-PAX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 6-A 107,729,000.00 999.86940044 0.10402631 0.96026038 0.00000000 7-A 65,424,000.00 999.75725254 0.18214249 7.01272698 0.00000000 M 18,261,000.00 999.64832430 0.35099721 0.00000000 0.00000000 MX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B1 18,261,000.00 999.64832430 0.35099721 0.00000000 0.00000000 B1X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B2 25,565,000.00 999.64832427 0.35099707 0.00000000 0.00000000 B2X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B3 2,737,000.00 999.64832298 0.35099744 0.00000000 0.00000000 B3X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B4 16,434,000.00 999.64832421 0.35099732 0.00000000 0.00000000 B5 3,650,000.00 999.64832329 0.35099726 0.00000000 0.00000000 B6 6,389,000.00 999.64832368 0.35099703 0.00000000 0.00000000 B7 10,041,000.00 999.64832387 0.35099691 0.00000000 0.00000000 B8 7,302,000.00 999.64832375 0.35099699 0.00000000 0.00000000 B9 5,509,680.00 999.64832440 0.35099679 0.00000000 0.00000000 CX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 P-I 0.00 0.00000000 0.00000000 0.00000000 0.00000000 P-II 0.00 0.00000000 0.00000000 0.00000000 0.00000000 P-III 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R 100.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) all classes per $1,000 denomination
Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A 0.00000000 19.11618245 971.52216613 0.97152217 19.11618245 2-A 0.00000000 13.93362917 979.82347280 0.97982347 13.93362917 3-A1 0.00000000 28.17792083 963.52993544 0.96352994 28.17792083 3-A2 0.00000000 28.17792121 963.52993581 0.96352994 28.17792121 3-AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-PAX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 4-A 0.00000000 9.45487599 987.15023906 0.98715024 9.45487599 5-A1 0.00000000 0.51005452 992.14561241 0.99214561 0.51005452 5-A2 0.00000000 0.51005594 992.14561102 0.99214561 0.51005594 5-AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 5-PAX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 6-A 0.00000000 1.06428668 998.80511385 0.99880511 1.06428668 7-A 0.00000000 7.19486947 992.56238307 0.99256238 7.19486947 M 0.00000000 0.35099721 999.29732709 0.99929733 0.35099721 MX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B1 0.00000000 0.35099721 999.29732709 0.99929733 0.35099721 B1X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B2 0.00000000 0.35099707 999.29732721 0.99929733 0.35099707 B2X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B3 0.00000000 0.35099744 999.29732554 0.99929733 0.35099744 B3X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B4 0.00000000 0.35099732 999.29732688 0.99929733 0.35099732 B5 0.00000000 0.35099726 999.29732603 0.99929733 0.35099726 B6 0.00000000 0.35099703 999.29732666 0.99929733 0.35099703 B7 0.00000000 0.35099691 999.29732696 0.99929733 0.35099691 B8 0.00000000 0.35099699 999.29732676 0.99929733 0.35099699 B9 0.00000000 0.35099679 999.29732761 0.99929733 0.35099679 CX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 P-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 P-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 P-III 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A 570,690,000.00 5.12804% 565,347,399.16 2,415,936.55 0.00 0.00 2-A 215,719,000.00 5.39760% 214,372,288.28 964,245.62 0.00 0.00 3-A1 402,122,000.00 4.67000% 398,787,546.58 1,551,948.20 0.00 0.00 3-A2 11,372,000.00 4.67000% 11,277,701.74 43,889.06 0.00 0.00 3-AX 0.00 4.67000% 59,064,462.39 229,859.20 0.00 0.00 3-PAX 0.00 4.67000% 30,392,543.63 118,277.65 0.00 0.00 4-A 254,625,000.00 3.93936% 253,760,577.43 833,045.70 0.00 0.00 5-A1 82,175,000.00 4.90000% 81,571,479.43 333,083.54 0.00 0.00 5-A2 2,324,000.00 4.90000% 2,306,931.77 9,419.97 0.00 0.00 5-AX 0.00 4.90000% 6,990,078.96 28,542.82 0.00 0.00 5-PAX 0.00 4.90000% 5,204,745.36 21,252.71 0.00 0.00 6-A 107,729,000.00 5.65939% 107,714,930.64 508,000.79 0.00 0.00 7-A 65,424,000.00 5.37970% 65,408,118.49 293,229.96 0.00 0.00 M 18,261,000.00 2.43250% 18,254,578.05 39,470.45 0.00 0.00 MX 0.00 2.16744% 18,254,578.05 35,169.47 0.00 0.00 B1 18,261,000.00 2.53250% 18,254,578.05 41,093.08 0.00 0.00 B1X 0.00 2.06744% 18,254,578.05 33,546.84 0.00 0.00 B2 25,565,000.00 2.58250% 25,556,009.41 58,665.24 0.00 0.00 B2X 0.00 2.01744% 25,556,009.41 45,829.02 0.00 0.00 B3 2,737,000.00 3.03250% 2,736,037.46 7,375.14 0.00 0.00 B3X 0.00 1.56744% 2,736,037.46 3,812.06 0.00 0.00 B4 16,434,000.00 4.90660% 16,428,220.56 67,172.25 0.00 0.00 B5 3,650,000.00 4.90660% 3,648,716.38 14,918.99 0.00 0.00 B6 6,389,000.00 4.90660% 6,386,753.14 26,114.37 0.00 0.00 B7 10,041,000.00 4.90660% 10,037,468.82 41,041.53 0.00 0.00 B8 7,302,000.00 4.90660% 7,299,432.06 29,846.16 0.00 0.00 B9 5,509,680.00 4.90660% 5,507,742.38 22,520.24 0.00 0.00 CX 0.00 0.00000% 0.00 0.00 0.00 0.00 P-I 0.00 0.00000% 0.00 0.00 0.00 0.00 P-II 0.00 0.00000% 0.00 0.00 0.00 0.00 P-III 0.00 0.00000% 0.00 0.00 0.00 0.00 R 100.00 5.12721% 0.00 0.00 0.00 0.00 Totals 1,826,329,780.00 7,817,306.61 0.00 0.00
Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A 0.00 0.00 2,415,936.55 0.00 554,437,984.99 2-A 0.00 0.00 964,245.62 0.00 211,366,539.73 3-A1 0.00 0.00 1,551,948.20 0.00 387,456,584.70 3-A2 0.00 0.00 43,889.06 0.00 10,957,262.43 3-AX 0.00 0.00 228,632.31 0.00 (286,236,908.20) 3-PAX 0.00 0.00 117,646.33 0.00 (139,732,658.54) 4-A 0.00 0.00 833,045.70 0.00 251,353,129.62 5-A1 0.00 0.00 333,083.54 0.00 81,529,565.70 5-A2 0.00 0.00 9,419.97 0.00 2,305,746.40 5-AX 0.00 0.00 28,431.02 0.00 6,987,644.05 5-PAX 0.00 0.00 21,169.46 0.00 5,202,591.84 6-A 0.00 0.00 508,000.79 0.00 107,600,276.11 7-A 0.00 0.00 293,229.96 0.00 64,937,401.35 M 0.00 0.00 39,470.45 0.00 18,248,168.49 MX 0.00 0.00 35,169.47 0.00 18,248,168.49 B1 0.00 0.00 41,093.08 0.00 18,248,168.49 B1X 0.00 0.00 33,546.84 0.00 18,248,168.49 B2 0.00 0.00 58,665.24 0.00 25,547,036.17 B2X 0.00 0.00 45,829.02 0.00 25,547,036.17 B3 0.00 0.00 7,375.14 0.00 2,735,076.78 B3X 0.00 0.00 3,812.06 0.00 2,735,076.78 B4 0.00 0.00 65,027.24 0.00 16,422,452.27 B5 0.00 0.00 13,986.56 0.00 3,647,435.24 B6 0.00 0.00 24,482.22 0.00 6,384,510.62 B7 0.00 0.00 41,041.53 0.00 10,033,944.46 B8 0.00 0.00 29,846.16 0.00 7,296,869.08 B9 0.00 0.00 22,520.24 0.00 5,505,808.50 CX 0.00 0.00 0.00 0.00 0.00 P-I 0.00 0.00 0.00 0.00 0.00 P-II 0.00 0.00 0.00 0.00 0.00 P-III 0.00 0.00 0.00 0.00 0.00 R 0.00 0.00 6,764.50 0.00 0.00 Totals 0.00 0.00 7,817,308.26 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A 570,690,000.00 5.12804% 990.63834860 4.23336058 0.00000000 0.00000000 2-A 215,719,000.00 5.39760% 993.75710197 4.46991512 0.00000000 0.00000000 3-A1 402,122,000.00 4.67000% 991.70785627 3.85939640 0.00000000 0.00000000 3-A2 11,372,000.00 4.67000% 991.70785614 3.85939676 0.00000000 0.00000000 3-AX 0.00 4.67000% 984.43784671 3.83110396 0.00000000 0.00000000 3-PAX 0.00 4.67000% 999.89375595 3.89125323 0.00000000 0.00000000 4-A 254,625,000.00 3.93936% 996.60511509 3.27165714 0.00000000 0.00000000 5-A1 82,175,000.00 4.90000% 992.65566693 4.05334396 0.00000000 0.00000000 5-A2 2,324,000.00 4.90000% 992.65566695 4.05334337 0.00000000 0.00000000 5-AX 0.00 4.90000% 989.67240514 4.04116198 0.00000000 0.00000000 5-PAX 0.00 4.90000% 999.80662928 4.08254369 0.00000000 0.00000000 6-A 107,729,000.00 5.65939% 999.86940044 4.71554354 0.00000000 0.00000000 7-A 65,424,000.00 5.37970% 999.75725254 4.48199376 0.00000000 0.00000000 M 18,261,000.00 2.43250% 999.64832430 2.16146158 0.00000000 0.00000000 MX 0.00 2.16744% 999.64832430 1.92593341 0.00000000 0.00000000 B1 18,261,000.00 2.53250% 999.64832430 2.25031926 0.00000000 0.00000000 B1X 0.00 2.06744% 999.64832430 1.83707574 0.00000000 0.00000000 B2 25,565,000.00 2.58250% 999.64832427 2.29474829 0.00000000 0.00000000 B2X 0.00 2.01744% 999.64832427 1.79264698 0.00000000 0.00000000 B3 2,737,000.00 3.03250% 999.64832298 2.69460723 0.00000000 0.00000000 B3X 0.00 1.56744% 999.64832298 1.39278772 0.00000000 0.00000000 B4 16,434,000.00 4.90660% 999.64832421 4.08739503 0.00000000 0.00000000 B5 3,650,000.00 4.90660% 999.64832329 4.08739452 0.00000000 0.00000000 B6 6,389,000.00 4.90660% 999.64832368 4.08739552 0.00000000 0.00000000 B7 10,041,000.00 4.90660% 999.64832387 4.08739468 0.00000000 0.00000000 B8 7,302,000.00 4.90660% 999.64832375 4.08739523 0.00000000 0.00000000 B9 5,509,680.00 4.90660% 999.64832440 4.08739528 0.00000000 0.00000000 CX 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 P-I 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 P-II 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 P-III 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R 100.00 5.12721% 0.00000000 0.00000000 0.00000000 0.00000000 (5) all classes per $1,000 denominations
Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A 0.00000000 0.00000000 4.23336058 0.00000000 971.52216613 2-A 0.00000000 0.00000000 4.46991512 0.00000000 979.82347280 3-A1 0.00000000 0.00000000 3.85939640 0.00000000 963.52993544 3-A2 0.00000000 0.00000000 3.85939676 0.00000000 963.52993581 3-AX 0.00000000 0.00000000 3.81065517 0.00000000 (4770.76120147) 3-PAX 0.00000000 0.00000000 3.87048324 0.00000000 (4597.10824068) 4-A 0.00000000 0.00000000 3.27165714 0.00000000 987.15023906 5-A1 0.00000000 0.00000000 4.05334396 0.00000000 992.14561241 5-A2 0.00000000 0.00000000 4.05334337 0.00000000 992.14561102 5-AX 0.00000000 0.00000000 4.02533306 0.00000000 989.32766466 5-PAX 0.00000000 0.00000000 4.06655177 0.00000000 999.39294842 6-A 0.00000000 0.00000000 4.71554354 0.00000000 998.80511385 7-A 0.00000000 0.00000000 4.48199376 0.00000000 992.56238307 M 0.00000000 0.00000000 2.16146158 0.00000000 999.29732709 MX 0.00000000 0.00000000 1.92593341 0.00000000 999.29732709 B1 0.00000000 0.00000000 2.25031926 0.00000000 999.29732709 B1X 0.00000000 0.00000000 1.83707574 0.00000000 999.29732709 B2 0.00000000 0.00000000 2.29474829 0.00000000 999.29732721 B2X 0.00000000 0.00000000 1.79264698 0.00000000 999.29732721 B3 0.00000000 0.00000000 2.69460723 0.00000000 999.29732554 B3X 0.00000000 0.00000000 1.39278772 0.00000000 999.29732554 B4 0.00000000 0.00000000 3.95687234 0.00000000 999.29732688 B5 0.00000000 0.00000000 3.83193425 0.00000000 999.29732603 B6 0.00000000 0.00000000 3.83193301 0.00000000 999.29732666 B7 0.00000000 0.00000000 4.08739468 0.00000000 999.29732696 B8 0.00000000 0.00000000 4.08739523 0.00000000 999.29732676 B9 0.00000000 0.00000000 4.08739528 0.00000000 999.29732761 CX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 P-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 P-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 P-III 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 67645.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 36,842,892.74 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 36,842,892.74 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 383,035.78 Payment of Interest and Principal 36,459,856.96 Total Withdrawals (Pool Distribution Amount) 36,842,892.74 Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES Gross Servicing Fee 379,255.25 Wells Fargo Bank, NA 3,780.53 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 383,035.78
OTHER ACCOUNTS Beginning Current Current Ending Account Type Balance Withdrawals Deposits Balance Reserve Fund 0.00 0.00 0.00 0.00
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3AX No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 5AX No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 6 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 7 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3PAX No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 5PAX No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 0.00
CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 651,858.00 0.03569224% 651,858.00 0.03649792% Fraud 36,526,596.00 2.00000002% 36,526,596.00 2.04514616% Special Hazard 18,263,297.00 0.99999996% 18,263,297.00 1.02257303% Limit of Subordinate's Exposure to Certain Types of Losses
COLLATERAL STATEMENT Collateral Description Mixed Fixed & Arm Weighted Average Gross Coupon 5.423641% Weighted Average Net Coupon 5.172846% Weighted Average Pass-Through Rate 5.170346% Weighted Average Maturity(Stepdown Calculation ) 357 Beginning Scheduled Collateral Loan Count 5,279 Number Of Loans Paid In Full 66 Ending Scheduled Collateral Loan Count 5,213 Beginning Scheduled Collateral Balance 1,814,656,509.94 Ending Scheduled Collateral Balance 1,786,013,961.23 Ending Actual Collateral Balance at 31-Oct-2004 1,786,496,131.97 Monthly P &I Constant 8,840,313.95 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Scheduled Principal 638,609.16 Unscheduled Principal 28,003,939.55
Miscellaneous Reporting B1 Cap Payment 0 B2 Cap Payment 0 B3 Cap Payment 0 M Cap Payment 0
Group Level Collateral Statement Group 1 2 3AX Collateral Description Fixed 15/30 & ARM Fixed 15/30 & ARM Fixed 15/30 & ARM Weighted Average Coupon Rate 5.383801 5.650282 5.851600 Weighted Average Net Rate 5.132952 5.400096 5.598982 Weighted Average Maturity 357 357 356 Beginning Loan Count 1,651 1,175 714 Loans Paid In Full 23 11 24 Ending Loan Count 1,628 1,164 690 Beginning Scheduled Balance 603,389,193.80 228,752,187.52 297,718,845.85 Ending scheduled Balance 592,475,040.82 225,744,126.99 286,236,908.20 Record Date 10/31/2004 10/31/2004 10/31/2004 Principal And Interest Constant 2,782,269.45 1,113,873.75 1,519,330.21 Scheduled Principal 75,163.39 36,778.46 67,553.89 Unscheduled Principal 10,838,989.59 2,971,282.07 11,414,383.76 Scheduled Interest 2,707,106.06 1,077,095.29 1,451,776.32 Servicing Fees 126,132.77 47,692.11 62,674.22 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 1,257.06 476.57 620.25 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 2,579,716.23 1,028,926.61 1,388,481.85 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.130452 5.397596 5.596482
Group Level Collateral Statement Group 4 5AX 6 Collateral Description Fixed 15/30 & ARM Fixed 15/30 & ARM Fixed 15/30 & ARM Weighted Average Coupon Rate 4.191862 5.771275 5.911892 Weighted Average Net Rate 3.941862 5.520462 5.661892 Weighted Average Maturity 355 356 355 Beginning Loan Count 544 162 285 Loans Paid In Full 5 0 0 Ending Loan Count 539 162 285 Beginning Scheduled Balance 270,711,924.28 55,426,455.33 114,896,734.58 Ending scheduled Balance 268,280,149.91 55,393,596.17 114,781,332.85 Record Date 10/31/2004 10/31/2004 10/31/2004 Principal And Interest Constant 1,334,149.63 289,647.23 578,001.41 Scheduled Principal 388,493.72 23,079.45 11,953.84 Unscheduled Principal 2,043,280.65 9,779.71 103,447.89 Scheduled Interest 945,655.91 266,567.78 566,047.57 Servicing Fees 56,398.32 11,584.76 23,936.82 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 563.98 115.47 239.37 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 888,693.61 254,867.55 541,871.38 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 3.939362 5.517962 5.659392
Group Level Collateral Statement Group 7 3PAX 5PAX Collateral Description Fixed 15/30 & ARM Fixed 15/30 & ARM Fixed 15/30 & ARM Weighted Average Coupon Rate 5.633106 5.938253 5.900739 Weighted Average Net Rate 5.382201 5.688253 5.650739 Weighted Average Maturity 357.00 357.00 357.00 Record Date 10/31/2004 10/31/2004 10/31/2004 Principal And Interest Constant 340,225.90 710,409.07 172,407.30 Beginning Loan Count 367 292 89 Loans Paid In Full 2 1 0 Ending Loan Count 365 291 89 Beginning Scheduled Balance 69,769,288.54 139,907,514.60 34,084,365.44 Ending Scheduled Balance 69,297,776.85 139,732,658.54 34,072,370.90 Scheduled Principal 12,711.04 18,070.53 4,804.84 Unscheduled Principal 458,800.65 156,785.53 7,189.70 Scheduled Interest 327,514.86 692,338.54 167,602.46 Servicing Fee 14,587.94 29,147.40 7,100.91 Master Servicing Fee 0.00 0.00 0.00 Trustee Fee 145.35 291.47 71.01 Fry Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 312,781.57 662,899.67 160,430.54 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.379701 5.685753 5.648239
Group Level Collateral Statement Group Total Collateral Description Mixed Fixed & Arm Weighted Average Coupon Rate 5.423641 Weighted Average Net Rate 5.172846 Weighted Average Maturity 357.00 Record Date 10/31/2004 Principal And Interest Constant 8,840,313.95 Beginning Loan Count 5,279 Loans Paid In Full 66 Ending Loan Count 5,213 Beginning Scheduled Balance 1,814,656,509.94 Ending Scheduled Balance 1,786,013,961.23 Scheduled Principal 638,609.16 Unscheduled Principal 28,003,939.55 Scheduled Interest 8,201,704.79 Servicing Fee 379,255.25 Master Servicing Fee 0.00 Trustee Fee 3,780.53 Fry Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 7,818,669.01 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Percentage of Cumulative Losses 0.0000 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 5.170346
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