-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, O61ozPGyD04jgztOeSu6ADz1MkyVkAosfYxpbjmIPaCSDjtSzFlA458DWSPBiwl8 91t0p0ASrb6v/YX5CNcupA== 0001056404-04-004121.txt : 20041202 0001056404-04-004121.hdr.sgml : 20041202 20041202105748 ACCESSION NUMBER: 0001056404-04-004121 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20041126 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20041202 FILER: COMPANY DATA: COMPANY CONFORMED NAME: MASTR Adjustable Rate Mortgages Trust 2004-9 CENTRAL INDEX KEY: 0001304805 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-106982-42 FILM NUMBER: 041179268 BUSINESS ADDRESS: STREET 1: 1285 AVE OF THE AMERICAS CITY: NEW YORK STATE: NY ZIP: 10019 BUSINESS PHONE: 2127132000 MAIL ADDRESS: STREET 1: 1285 AVENUE OF THE AMERICAS CITY: NEW YORK STATE: NY ZIP: 10019 8-K 1 mam04009_nov.txt NOVEMBER 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 26, 2004 MASTR ADJUSTABLE RATE MORTGAGES TRUST Mortgage Pass-Through Certificates, Series 2004-9 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-106982-42 54-2161220 Pooling and Servicing Agreement) (Commission 54-2161221 (State or other File Number) 54-6643050 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A., 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On November 26, 2004 a distribution was made to holders of MASTR ADJUSTABLE RATE MORTGAGES TRUST, Mortgage Pass-Through Certificates, Series 2004-9 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-9 Trust, relating to the November 26, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MASTR ADJUSTABLE RATE MORTGAGES TRUST Mortgage Pass-Through Certificates, Series 2004-9 Trust (Registrant) By: Wells Fargo Bank, N.A. as Master Servicer By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 11/27/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-9 Trust, relating to the November 26, 2004 distribution. EX-99.1
Mortgage Asset Securitization Transactions, Inc Mortgage Pass-Through Certificates Record Date: 10/31/2004 Distribution Date: 11/26/2004 MARM Series: 2004-9 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A-1 576433RH1 SEN 2.22250% 170,021,964.85 335,887.84 2,989,791.76 1-A-2 576433RJ7 SEN 2.43250% 24,165,000.00 52,250.10 0.00 1-A-3 576433RK4 SEN 2.31250% 162,758,149.48 334,558.42 2,631,576.71 1-A-4 576433RL2 SEN 2.53250% 11,591,000.00 26,092.63 0.00 1-A-5 576433RM0 SEN 2.34250% 24,654,815.37 51,336.80 358,215.05 1-A-6 576433RN8 SEN 2.43250% 18,365,000.00 39,709.21 0.00 2-A-1 576433RP3 SEN 2.31250% 286,270,481.40 588,444.88 6,222,945.96 2-A-2 576433RQ1 SEN 2.35250% 24,483,466.30 51,197.65 532,221.44 2-A-3A 576433RR9 SEN 2.37250% 15,903,480.37 33,538.67 345,709.76 2-A-3B 576433RS7 SEN 2.41250% 15,903,480.37 34,104.13 345,709.76 M-1 576433RT5 MEZ 2.51250% 28,334,000.00 63,279.27 0.00 M-2 576433RU2 MEZ 3.08250% 20,418,000.00 55,945.32 0.00 B-1 576433RV0 SUB 3.63250% 5,416,000.00 17,487.66 0.00 B-2 576433RW8 SUB 5.23250% 6,667,783.00 31,012.60 0.00 LR 576433TH9 SEN 0.00000% 0.00 0.00 0.00 R 576433TG1 SEN 0.00000% 0.00 0.00 0.00 X 576433TE6 SEN 0.00000% 0.00 2,260,171.59 0.00 P 576433TF3 PPAY 0.00000% 0.01 110,014.06 0.00 Totals 814,952,621.15 4,085,030.83 13,426,170.44
Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A-1 0.00 167,032,173.10 3,325,679.60 0.00 1-A-2 0.00 24,165,000.00 52,250.10 0.00 1-A-3 0.00 160,126,572.77 2,966,135.13 0.00 1-A-4 0.00 11,591,000.00 26,092.63 0.00 1-A-5 0.00 24,296,600.33 409,551.85 0.00 1-A-6 0.00 18,365,000.00 39,709.21 0.00 2-A-1 0.00 280,047,535.43 6,811,390.84 0.00 2-A-2 0.00 23,951,244.86 583,419.09 0.00 2-A-3A 0.00 15,557,770.61 379,248.43 0.00 2-A-3B 0.00 15,557,770.61 379,813.89 0.00 M-1 0.00 28,334,000.00 63,279.27 0.00 M-2 0.00 20,418,000.00 55,945.32 0.00 B-1 0.00 5,416,000.00 17,487.66 0.00 B-2 0.00 6,667,783.00 31,012.60 0.00 LR 0.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 X 0.00 0.00 2,260,171.59 0.00 P 0.00 0.01 110,014.06 0.00 Totals 0.00 801,526,450.72 17,511,201.27 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.
Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A-1 172,903,000.00 170,021,964.85 0.00 2,989,791.76 0.00 0.00 1-A-2 24,165,000.00 24,165,000.00 0.00 0.00 0.00 0.00 1-A-3 165,294,000.00 162,758,149.48 0.00 2,631,576.71 0.00 0.00 1-A-4 11,591,000.00 11,591,000.00 0.00 0.00 0.00 0.00 1-A-5 25,000,000.00 24,654,815.37 0.00 358,215.05 0.00 0.00 1-A-6 18,365,000.00 18,365,000.00 0.00 0.00 0.00 0.00 2-A-1 292,310,000.00 286,270,481.40 0.00 6,222,945.96 0.00 0.00 2-A-2 25,000,000.00 24,483,466.30 0.00 532,221.44 0.00 0.00 2-A-3A 16,239,000.00 15,903,480.37 0.00 345,709.76 0.00 0.00 2-A-3B 16,239,000.00 15,903,480.37 0.00 345,709.76 0.00 0.00 M-1 28,334,000.00 28,334,000.00 0.00 0.00 0.00 0.00 M-2 20,418,000.00 20,418,000.00 0.00 0.00 0.00 0.00 B-1 5,416,000.00 5,416,000.00 0.00 0.00 0.00 0.00 B-2 6,667,783.00 6,667,783.00 0.00 0.00 0.00 0.00 LR 0.00 0.00 0.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 0.00 X 0.00 0.00 0.00 0.00 0.00 0.00 P 0.01 0.01 0.00 0.00 0.00 0.00 Totals 827,941,783.01 814,952,621.15 0.00 13,426,170.44 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A-1 2,989,791.76 167,032,173.10 0.96604555 2,989,791.76 1-A-2 0.00 24,165,000.00 1.00000000 0.00 1-A-3 2,631,576.71 160,126,572.77 0.96873796 2,631,576.71 1-A-4 0.00 11,591,000.00 1.00000000 0.00 1-A-5 358,215.05 24,296,600.33 0.97186401 358,215.05 1-A-6 0.00 18,365,000.00 1.00000000 0.00 2-A-1 6,222,945.96 280,047,535.43 0.95804979 6,222,945.96 2-A-2 532,221.44 23,951,244.86 0.95804979 532,221.44 2-A-3A 345,709.76 15,557,770.61 0.95804979 345,709.76 2-A-3B 345,709.76 15,557,770.61 0.95804979 345,709.76 M-1 0.00 28,334,000.00 1.00000000 0.00 M-2 0.00 20,418,000.00 1.00000000 0.00 B-1 0.00 5,416,000.00 1.00000000 0.00 B-2 0.00 6,667,783.00 1.00000000 0.00 LR 0.00 0.00 0.00000000 0.00 R 0.00 0.00 0.00000000 0.00 X 0.00 0.00 0.00000000 0.00 P 0.00 0.01 1.00000000 0.00 Totals 13,426,170.44 801,526,450.72 0.96809518 13,426,170.44
Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A-1 172,903,000.00 983.33727495 0.00000000 17.29172866 0.00000000 1-A-2 24,165,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-3 165,294,000.00 984.65854465 0.00000000 15.92058217 0.00000000 1-A-4 11,591,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-5 25,000,000.00 986.19261480 0.00000000 14.32860200 0.00000000 1-A-6 18,365,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-1 292,310,000.00 979.33865212 0.00000000 21.28885758 0.00000000 2-A-2 25,000,000.00 979.33865200 0.00000000 21.28885760 0.00000000 2-A-3A 16,239,000.00 979.33865201 0.00000000 21.28885769 0.00000000 2-A-3B 16,239,000.00 979.33865201 0.00000000 21.28885769 0.00000000 M-1 28,334,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 M-2 20,418,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-1 5,416,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-2 6,667,783.00 1000.00000000 0.00000000 0.00000000 0.00000000 LR 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00 0.00000000 0.00000000 0.00000000 0.00000000 X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 P 0.01 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes are Per $1,000 Denomination.
Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A-1 0.00000000 17.29172866 966.04554635 0.96604555 17.29172866 1-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-3 0.00000000 15.92058217 968.73796248 0.96873796 15.92058217 1-A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-5 0.00000000 14.32860200 971.86401320 0.97186401 14.32860200 1-A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-1 0.00000000 21.28885758 958.04979450 0.95804979 21.28885758 2-A-2 0.00000000 21.28885760 958.04979440 0.95804979 21.28885760 2-A-3A 0.00000000 21.28885769 958.04979432 0.95804979 21.28885769 2-A-3B 0.00000000 21.28885769 958.04979432 0.95804979 21.28885769 M-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 M-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 B-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 P 0.00000000 0.00000000 0.00000000 1.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A-1 172,903,000.00 2.22250% 170,021,964.85 335,887.84 0.00 0.00 1-A-2 24,165,000.00 2.43250% 24,165,000.00 52,250.10 0.00 0.00 1-A-3 165,294,000.00 2.31250% 162,758,149.48 334,558.42 0.00 0.00 1-A-4 11,591,000.00 2.53250% 11,591,000.00 26,092.63 0.00 0.00 1-A-5 25,000,000.00 2.34250% 24,654,815.37 51,336.80 0.00 0.00 1-A-6 18,365,000.00 2.43250% 18,365,000.00 39,709.21 0.00 0.00 2-A-1 292,310,000.00 2.31250% 286,270,481.40 588,444.88 0.00 0.00 2-A-2 25,000,000.00 2.35250% 24,483,466.30 51,197.65 0.00 0.00 2-A-3A 16,239,000.00 2.37250% 15,903,480.37 33,538.67 0.00 0.00 2-A-3B 16,239,000.00 2.41250% 15,903,480.37 34,104.13 0.00 0.00 M-1 28,334,000.00 2.51250% 28,334,000.00 63,279.27 0.00 0.00 M-2 20,418,000.00 3.08250% 20,418,000.00 55,945.32 0.00 0.00 B-1 5,416,000.00 3.63250% 5,416,000.00 17,487.66 0.00 0.00 B-2 6,667,783.00 5.23250% 6,667,783.00 31,012.60 0.00 0.00 LR 0.00 0.00000% 0.00 0.00 0.00 0.00 R 0.00 0.00000% 0.00 0.00 0.00 0.00 X 0.00 0.00000% 820,369,452.13 0.00 0.00 0.00 P 0.01 0.00000% 0.01 0.00 0.00 0.00 Totals 827,941,783.01 1,714,845.18 0.00 0.00
Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A-1 0.00 0.00 335,887.84 0.00 167,032,173.10 1-A-2 0.00 0.00 52,250.10 0.00 24,165,000.00 1-A-3 0.00 0.00 334,558.42 0.00 160,126,572.77 1-A-4 0.00 0.00 26,092.63 0.00 11,591,000.00 1-A-5 0.00 0.00 51,336.80 0.00 24,296,600.33 1-A-6 0.00 0.00 39,709.21 0.00 18,365,000.00 2-A-1 0.00 0.00 588,444.88 0.00 280,047,535.43 2-A-2 0.00 0.00 51,197.65 0.00 23,951,244.86 2-A-3A 0.00 0.00 33,538.67 0.00 15,557,770.61 2-A-3B 0.00 0.00 34,104.13 0.00 15,557,770.61 M-1 0.00 0.00 63,279.27 0.00 28,334,000.00 M-2 0.00 0.00 55,945.32 0.00 20,418,000.00 B-1 0.00 0.00 17,487.66 0.00 5,416,000.00 B-2 0.00 0.00 31,012.60 0.00 6,667,783.00 LR 0.00 0.00 0.00 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 X 0.00 0.00 2,260,171.59 0.00 806,943,281.70 P 0.00 0.00 110,014.06 0.00 0.01 Totals 0.00 0.00 4,085,030.83 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A-1 172,903,000.00 2.22250% 983.33727495 1.94263743 0.00000000 0.00000000 1-A-2 24,165,000.00 2.43250% 1000.00000000 2.16222222 0.00000000 0.00000000 1-A-3 165,294,000.00 2.31250% 984.65854465 2.02402035 0.00000000 0.00000000 1-A-4 11,591,000.00 2.53250% 1000.00000000 2.25111121 0.00000000 0.00000000 1-A-5 25,000,000.00 2.34250% 986.19261480 2.05347200 0.00000000 0.00000000 1-A-6 18,365,000.00 2.43250% 1000.00000000 2.16222216 0.00000000 0.00000000 2-A-1 292,310,000.00 2.31250% 979.33865212 2.01308501 0.00000000 0.00000000 2-A-2 25,000,000.00 2.35250% 979.33865200 2.04790600 0.00000000 0.00000000 2-A-3A 16,239,000.00 2.37250% 979.33865201 2.06531621 0.00000000 0.00000000 2-A-3B 16,239,000.00 2.41250% 979.33865201 2.10013732 0.00000000 0.00000000 M-1 28,334,000.00 2.51250% 1000.00000000 2.23333345 0.00000000 0.00000000 M-2 20,418,000.00 3.08250% 1000.00000000 2.74000000 0.00000000 0.00000000 B-1 5,416,000.00 3.63250% 1000.00000000 3.22888848 0.00000000 0.00000000 B-2 6,667,783.00 5.23250% 1000.00000000 4.65111117 0.00000000 0.00000000 LR 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 X 0.00 0.00000% 984.41347914 0.00000000 0.00000000 0.00000000 P 0.01 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All Classes are Per $1,000 Denomination.
Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A-1 0.00000000 0.00000000 1.94263743 0.00000000 966.04554635 1-A-2 0.00000000 0.00000000 2.16222222 0.00000000 1000.00000000 1-A-3 0.00000000 0.00000000 2.02402035 0.00000000 968.73796248 1-A-4 0.00000000 0.00000000 2.25111121 0.00000000 1000.00000000 1-A-5 0.00000000 0.00000000 2.05347200 0.00000000 971.86401320 1-A-6 0.00000000 0.00000000 2.16222216 0.00000000 1000.00000000 2-A-1 0.00000000 0.00000000 2.01308501 0.00000000 958.04979450 2-A-2 0.00000000 0.00000000 2.04790600 0.00000000 958.04979440 2-A-3A 0.00000000 0.00000000 2.06531621 0.00000000 958.04979432 2-A-3B 0.00000000 0.00000000 2.10013732 0.00000000 958.04979432 M-1 0.00000000 0.00000000 2.23333345 0.00000000 1000.00000000 M-2 0.00000000 0.00000000 2.74000000 0.00000000 1000.00000000 B-1 0.00000000 0.00000000 3.22888848 0.00000000 1000.00000000 B-2 0.00000000 0.00000000 4.65111117 0.00000000 1000.00000000 LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 X 0.00000000 0.00000000 2.71212363 0.00000000 968.30256337 P 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 17,515,397.67 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 106,355.94 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 110,014.06 Total Deposits 17,731,767.67 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 220,566.40 Payment of Interest and Principal 17,511,201.27 Total Withdrawals (Pool Distribution Amount) 17,731,767.67 Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES Gross Servicing Fee 217,866.06 LPMI 2,700.34 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 220,566.40
OTHER ACCOUNTS Beginning Current Current Ending Account Type Balance Withdrawals Deposits Balance Yield Maintence Payment - 1A 0.00 0.00 0.00 0.00 Yield Maintence Payment - 2A 0.00 0.00 0.00 0.00 Excess Reserve Fund Account 0.00 0.00 0.00 0.00 Yield Maintenance Reserve Account 0.00 0.00 0.00 0.00
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 4 0 0 4 656,114.97 0.00 0.00 656,114.97 30 Days 70 0 0 0 70 18,289,380.45 0.00 0.00 0.00 18,289,380.45 60 Days 3 0 0 0 3 957,172.84 0.00 0.00 0.00 957,172.84 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 73 4 0 0 77 19,246,553.29 656,114.97 0.00 0.00 19,902,668.26 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.119653% 0.000000% 0.000000% 0.119653% 0.081283% 0.000000% 0.000000% 0.081283% 30 Days 2.093928% 0.000000% 0.000000% 0.000000% 2.093928% 2.265772% 0.000000% 0.000000% 0.000000% 2.265772% 60 Days 0.089740% 0.000000% 0.000000% 0.000000% 0.089740% 0.118579% 0.000000% 0.000000% 0.000000% 0.118579% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.183667% 0.119653% 0.000000% 0.000000% 2.303320% 2.384351% 0.081283% 0.000000% 0.000000% 2.465634%
Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 4 0 0 4 656,114.97 0.00 0.00 656,114.97 30 Days 52 0 0 0 52 8,753,301.59 0.00 0.00 0.00 8,753,301.59 60 Days 2 0 0 0 2 532,172.84 0.00 0.00 0.00 532,172.84 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 54 4 0 0 58 9,285,474.43 656,114.97 0.00 0.00 9,941,589.40 0-29 Days 0.154321% 0.000000% 0.000000% 0.154321% 0.148522% 0.000000% 0.000000% 0.148522% 30 Days 2.006173% 0.000000% 0.000000% 0.000000% 2.006173% 1.981448% 0.000000% 0.000000% 0.000000% 1.981448% 60 Days 0.077160% 0.000000% 0.000000% 0.000000% 0.077160% 0.120466% 0.000000% 0.000000% 0.000000% 0.120466% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.083333% 0.154321% 0.000000% 0.000000% 2.237654% 2.101914% 0.148522% 0.000000% 0.000000% 2.250436% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 18 0 0 0 18 9,536,078.86 0.00 0.00 0.00 9,536,078.86 60 Days 1 0 0 0 1 425,000.00 0.00 0.00 0.00 425,000.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 19 0 0 0 19 9,961,078.86 0.00 0.00 0.00 9,961,078.86 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 2.396804% 0.000000% 0.000000% 0.000000% 2.396804% 2.609478% 0.000000% 0.000000% 0.000000% 2.609478% 60 Days 0.133156% 0.000000% 0.000000% 0.000000% 0.133156% 0.116298% 0.000000% 0.000000% 0.000000% 0.116298% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 2.529960% 0.000000% 0.000000% 0.000000% 2.529960% 2.725776% 0.000000% 0.000000% 0.000000% 2.725776%
OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 106,355.94
COLLATERAL STATEMENT Collateral Description Mixed ARM Weighted Average Gross Coupon 6.137112% Weighted Average Net Coupon 5.818428% Weighted Average Pass-Through Rate 5.814478% Weighted Average Maturity(Stepdown Calculation ) 356 Beginning Scheduled Collateral Loan Count 3,389 Number Of Loans Paid In Full 46 Ending Scheduled Collateral Loan Count 3,343 Beginning Scheduled Collateral Balance 820,369,452.13 Ending Scheduled Collateral Balance 806,943,281.70 Ending Actual Collateral Balance at 31-Oct-2004 807,202,971.93 Monthly P &I Constant 4,513,416.31 Special Servicing Fee 0.00 Prepayment Penalties 110,014.06 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Scheduled Principal 317,833.33 Unscheduled Principal 13,108,337.10 Required Overcollateralization Amount 0.00 Overcollateralized Increase Amount 0.00 Overcollateralized reduction Amount 0.00 Specified O/C Amount 5,416,830.99 Overcollateralized Amount 5,416,830.99 Overcollateralized Deficiency Amount 0.00 Base Overcollateralized Amount 0.00 Extra principal distribution Amount 0.00 Excess Cash Amount 2,260,171.59
Miscellaneous Reporting Trigger Event NO
Group Level Collateral Statement Group 1 2 Total Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 6.234690 6.019948 6.137112 Weighted Average Net Rate 5.915748 5.701572 5.818428 Weighted Average Maturity 356 356 356 Beginning Loan Count 2,622 767 3,389 Loans Paid In Full 30 16 46 Ending Loan Count 2,592 751 3,343 Beginning Scheduled Balance 447,598,109.79 372,771,342.34 820,369,452.13 Ending scheduled Balance 441,618,526.28 365,324,755.42 806,943,281.70 Record Date 10/31/2004 10/31/2004 10/31/2004 Principal And Interest Constant 2,510,009.42 2,003,406.89 4,513,416.31 Scheduled Principal 184,479.90 133,353.43 317,833.33 Unscheduled Principal 5,795,103.61 7,313,233.49 13,108,337.10 Scheduled Interest 2,325,529.52 1,870,053.46 4,195,582.98 Servicing Fees 118,964.79 98,901.27 217,866.06 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 1,175.00 1,525.34 2,700.34 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 2,205,389.73 1,769,626.85 3,975,016.58 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.912598 5.696662 5.814478
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