Consolidated Statements of Operations (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
INTEREST INCOME:
Loans	$ 14,471	$ 13,569
Federal funds sold	43	47
Investment securities	1,634	1,709
Total interest income	16,148	15,325
Deposits:
Interest-bearing demand	1	1
Money market and savings	273	201
Certificates of deposit	64	31
Other	266	246
Total interest expense	604	479
Net interest income	15,544	14,846
Provision for credit losses	750	1,750
Net interest income after provision for credit losses	14,794	13,096
NON-INTEREST INCOME:
Service charges on deposit accounts	873	805
International fee income	635	717
Gain on sale of SBA loans	400
Other non interest income	1,010	1,020
Total non-interest income	2,918	2,542
OPERATING EXPENSES:
Salaries and benefits	7,561	7,039
Premises and fixed assets	982	936
Other operating expenses	3,317	3,102
Total operating expenses	11,860	11,077
Income before income taxes	5,852	4,561
Income taxes	2,431	1,854
Net income	$ 3,421	$ 2,707
Basic income per share (in dollars per share)	$ 0.24	$ 0.19
Diluted income per share (in dollars per share)	$ 0.23	$ 0.18
Average common shares outstanding (in shares)	14,411,008	14,363,541
Average common and equivalent shares outstanding (in shares)	15,068,931	14,798,723