Consolidated Balance Sheets (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
ASSETS
Cash and due from banks	$ 28,299	$ 8,676
Federal funds sold	110,330	114,240
Total cash and equivalents	138,629	122,916
Interest bearing deposits in other banks	335	2,539
Investment securities available for sale	207,275	217,303
Loans, net of allowance for credit losses of $16,872 at June 30, 2011 and $15,546 at December 31, 2010	634,791	634,557
Premises and equipment, net	2,223	2,580
Other real estate owned	9,661	6,645
Accrued interest receivable	3,313	3,439
Other assets	37,738	39,752
Total assets	1,033,965	1,029,731
Deposits:
Demand noninterest-bearing	515,622	443,806
Demand interest-bearing	6,505	5,275
Money market and savings	324,079	355,772
Time	33,467	43,093
Total deposits	879,673	847,946
Junior subordinated debt securities	17,527	17,527
Other borrowings		7,672
Accrued interest payable	41	48
Other liabilities	13,092	14,235
Total liabilities	910,333	887,428
Commitments and contingencies
SHAREHOLDERS' EQUITY
Preferred stock, no par value; 10,000,000 shares authorized; no shares issued and outstanding at June 30, 2011 and 23,864 shares issued and outstanding at December 31, 2010		23,864
Common stock, no par value; 30,000,000 shares authorized; 15,089,856 shares issued and outstanding at June 30, 2011; 14,510,379 shares issued and outstanding at December 31, 2010;	100,602	100,435
Additional paid in capital	4,637	4,408
Retained earnings	18,939	15,784
Accumulated other comprehensive (loss)	(546)	(2,188)
Total shareholders' equity	123,632	142,303
Total liabilities and shareholders' equity	$ 1,033,965	$ 1,029,731