-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, LfSiWtgwaNDtAWiKIzYhme7iCxN77pRWAhTX8GctCA2n431gsakeMb6Mg0zSzooP x0xiPkZYGNU7W/CWzOb26w== 0001304424-05-000001.txt : 20050104 0001304424-05-000001.hdr.sgml : 20050104 20050104104617 ACCESSION NUMBER: 0001304424-05-000001 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20041221 ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20050104 FILER: COMPANY DATA: COMPANY CONFORMED NAME: RAMP Series 2004-SL3 Trust CENTRAL INDEX KEY: 0001304424 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-117232-04 FILM NUMBER: 05504450 BUSINESS ADDRESS: STREET 1: 8400 NORMANDALE LAKE BLVD STREET 2: SUITE 600 CITY: MINNEAPOLIS STATE: MN ZIP: 55437 BUSINESS PHONE: 952 857-7000 MAIL ADDRESS: STREET 1: 8400 NORMANDALE LAKE BLVD SUITE 600 CITY: MINNEAPOLIS STATE: MN ZIP: 55437 8-K 1 sl38k12.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 27, 2004 RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC. as depositor of the RAMP SERIES 2004- SL3 TRUST (Exact name of the registrant as specified in its charter) Delaware 333-117232-04 41-1955181 (State or other (Commission File Number) (I.R.S. Employee jurisdiction of incorporation) Identification No.) Residential Asset Mortgage Products, Inc. 8400 Normandale Lake Boulevard Minneapolis, Minnesota 55437 (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code (952) 857-7000 N/A _______________________________________________________________________________ (Former name or address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: [ ] Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) INFORMATION TO BE INCLUDED IN THE REPORT Section 8 - Other Events Item 8.01 - Other Events A copy of the monthly report relating to the December 2004 distribution to holders of the Residential Asset Mortgage Products, Inc., Mortgage Asset-Backed Pass-Through Certificates, Series 2004-SL3 is included as an exhibit to this Report Section 9 - Financial Statements and Exhibits Item 9.01 - Financial Statements, Pro Forma Financial Information and Exhibits The following is filed as an Exhibit to this Report under Exhibit 20. No. 20. December 2004 Monthly Report SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC., as depositor of the registrant identified on the cover page to this Report By: /s/ Barbara Wendt Name: Barbara Wendt Title: Managing Director Dated: December 27, 2004 EX-20 2 sl30412.txt Run: 12/21/04 12:31:06 REPT1B.FRG Page: 1 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC. (DEPOSITOR) MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2004-SL3(POOL # 4904) STATEMENT TO CERTIFICATEHOLDERS DISTRIBUTION SUMMARY FOR POOL# 4904 _______________________________________________________________________________ PRINCIPAL CURRENT ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION _______________________________________________________________________________ A-I 76112BBP4 32,967,000.00 29,739,402.20 7.000000 % 992,451.94 A-II 76112BBQ2 80,527,000.00 75,782,646.86 6.500000 % 3,348,760.23 A-III 76112BBR0 55,552,000.00 51,619,435.19 7.500000 % 2,289,832.77 A-IV 76112BBS8 44,871,000.00 40,139,152.22 8.500000 % 2,204,187.75 A-I-IO 76112BBT6 0.00 0.00 7.000000 % 0.00 A-I-PO 76112BBU3 1,002,822.79 911,735.91 0.000000 % 39,915.48 A-IO 76112BBV1 0.00 0.00 0.000000 % 0.00 A-PO 76112BBW9 2,481,188.53 2,262,949.21 0.000000 % 133,804.97 R-I 76112BBX7 50.00 0.00 6.500000 % 0.00 R-II 76112BBY5 50.00 0.00 6.500000 % 0.00 M-1 76112BBZ2 2,449,000.00 2,435,613.97 7.257860 % 6,759.63 M-2 76112BCA6 1,780,000.00 1,770,270.67 7.257860 % 4,913.08 M-3 76112BCB4 334,000.00 332,174.38 7.257851 % 921.89 B-1 76112BDL1 222,000.00 220,786.57 7.257887 % 612.76 B-2 76112BDM9 112,000.00 111,387.82 7.257885 % 309.14 B-3 76112BDN7 222,746.09 221,528.58 7.257845 % 614.82 - ------------------------------------------------------------------------------- 222,520,857.41 205,547,083.58 9,023,084.46 =============================================================================== _______________________________________________________________________________ REMAINING INTEREST TOTAL DEFERRED REALIZED PRINCIPAL DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE _______________________________________________________________________________ A-I 173,479.85 1,165,931.79 0.00 0.00 28,746,950.26 A-II 410,489.34 3,759,249.57 0.00 0.00 72,433,886.63 A-III 322,621.47 2,612,454.24 0.00 0.00 49,329,602.42 A-IV 284,318.99 2,488,506.74 0.00 0.00 37,934,964.47 A-I-IO 9,968.92 9,968.92 0.00 0.00 0.00 A-I-PO 0.00 39,915.48 0.00 0.00 871,820.43 A-IO 22,689.82 22,689.82 0.00 0.00 0.00 A-PO 0.00 133,804.97 0.00 0.00 2,129,144.24 R-I 0.00 0.00 0.00 0.00 0.00 R-II 0.00 0.00 0.00 0.00 0.00 M-1 14,731.12 21,490.75 0.00 0.00 2,428,854.34 M-2 10,706.98 15,620.06 0.00 0.00 1,765,357.59 M-3 2,009.06 2,930.95 0.00 0.00 331,252.49 B-1 1,335.37 1,948.13 0.00 0.00 220,173.81 B-2 673.70 982.84 0.00 0.00 111,078.68 B-3 1,339.85 1,954.67 0.00 0.00 220,913.76 - ------------------------------------------------------------------------------- 1,254,364.47 10,277,448.93 0.00 0.00 196,523,999.12 =============================================================================== Run: 12/21/04 12:31:06 Page: 2 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC. (DEPOSITOR) MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2004-SL3(POOL # 4904) STATEMENT TO CERTIFICATEHOLDERS DISTRIBUTION SUMMARY FOR POOL# 4904 _______________________________________________________________________________ AMOUNTS PER $1,000 UNIT _______________________________________________________________________________ BEGINNING ENDING BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR _______________________________________________________________________________ A-I 902.096102 30.104406 5.262227 35.366633 0.000000 871.991697 A-II 941.083697 41.585558 5.097537 46.683095 0.000000 899.498139 A-III 929.209303 41.219628 5.807558 47.027186 0.000000 887.989675 A-IV 894.545524 49.122769 6.336364 55.459133 0.000000 845.422756 A-I-IO 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000 A-I-PO 909.169513 39.803124 0.000000 39.803124 0.000000 869.366388 A-IO 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000 A-PO 912.042433 53.927772 0.000000 53.927772 0.000000 858.114660 R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000 R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000 M-1 994.534080 2.760155 6.015157 8.775312 0.000000 991.773925 M-2 994.534082 2.760157 6.015157 8.775314 0.000000 991.773925 M-3 994.534075 2.760150 6.015150 8.775300 0.000000 991.773925 B-1 994.534060 2.760135 6.015180 8.775315 0.000000 991.773925 B-2 994.534103 2.760179 6.015179 8.775358 0.000000 991.773925 B-3 994.534062 2.760138 6.015145 8.775283 0.000000 991.773924 _______________________________________________________________________________ DETERMINATION DATE 23-December-04 DISTRIBUTION DATE 27-December-04 Run: 12/21/04 12:31:06 rept2.frg Page: 3 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC. (DEPOSITOR) MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2004-SL3 (POOL # 4904) STATEMENT TO CERTIFICATEHOLDERS ADDITIONAL RELATED INFORMATION FOR POOL 4904 _______________________________________________________________________________ SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 47,272.90 SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,046.08 SUBSERVICER ADVANCES THIS MONTH 40,084.44 MASTER SERVICER ADVANCES THIS MONTH 0.00 NUMBER OF PRINCIPAL DELINQUENCIES: LOANS BALANCE (A) ONE MONTHLY PAYMENT: 12 2,544,467.81 (B) TWO MONTHLY PAYMENTS: 4 1,114,576.91 (C) THREE OR MORE MONTHLY PAYMENTS: 1 194,900.51 FORECLOSURES NUMBER OF LOANS 4 AGGREGATE PRINCIPAL BALANCE 647,974.32 SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER DISTRIBUTION 196,523,999.14 AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE DETERMINATION DATE 987 NUMBER OF REO LOANS ACQUIRED INCLUDING ANY PENDING CASH LIQUIDATIONS 0 BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH FORECLOSURE OR GRANT OF A DEED IN LIEU OF FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00 REMAINING SUBCLASS INTEREST SHORTFALL 0.00 CLASS A SHORTFALL (PRINCIPAL) 0.00 CLASS A SHORTFALL (INTEREST) 0.00 TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 8,456,469.32 TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00 DISTRIBUTION PERCENTAGES: SENIOR SUBORDINATE PERCENTAGE FOR CURRENT DISTRIBUTION 97.52282450 % 2.47717550 % CURRENT PREPAYMENT PERCENTAGE 0.00000000 % 100.00000000 % PERCENTAGE FOR NEXT DISTRIBUTION 97.41627960 % 2.58372040 % BANKRUPTCY AMOUNT AVAILABLE 100,000.00 FRAUD AMOUNT AVAILABLE 2,225,209.00 SPECIAL HAZARD AMOUNT AVAILABLE 2,225,209.00 ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.65019200 ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 249.25 POOL TRADING FACTOR: 88.31711393 Run: 12/21/04 12:31:06 rept2.frg Page: 3 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC. (DEPOSITOR) MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2004-SL3 (POOL # 4904) STATEMENT TO CERTIFICATEHOLDERS ADDITIONAL RELATED INFORMATION FOR POOL 4904 _______________________________________________________________________________ SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 6,748.18 SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 340.31 SUBSERVICER ADVANCES THIS MONTH 3,698.27 MASTER SERVICER ADVANCES THIS MONTH 0.00 NUMBER OF PRINCIPAL DELINQUENCIES: LOANS BALANCE (A) ONE MONTHLY PAYMENT: 1 41,984.11 (B) TWO MONTHLY PAYMENTS: 0 0.00 (C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00 FORECLOSURES NUMBER OF LOANS 1 AGGREGATE PRINCIPAL BALANCE 277,643.28 SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER DISTRIBUTION 30,395,551.59 AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE DETERMINATION DATE 194 NUMBER OF REO LOANS ACQUIRED INCLUDING ANY PENDING CASH LIQUIDATIONS 0 BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH FORECLOSURE OR GRANT OF A DEED IN LIEU OF FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00 REMAINING SUBCLASS INTEREST SHORTFALL 0.00 CLASS A SHORTFALL (PRINCIPAL) 0.00 CLASS A SHORTFALL (INTEREST) 0.00 TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 727,022.20 TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00 DISTRIBUTION PERCENTAGES: SENIOR SUBORDINATE PERCENTAGE FOR CURRENT DISTRIBUTION 97.42940300 % 0.00000000 % CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 % PERCENTAGE FOR NEXT DISTRIBUTION 97.36896100 % 0.00000000 % BANKRUPTCY AMOUNT AVAILABLE 100,000.00 FRAUD AMOUNT AVAILABLE 2,225,209.00 SPECIAL HAZARD AMOUNT AVAILABLE 2,225,209.00 ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.49353984 ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 102.50 POOL TRADING FACTOR: 87.41923673 Run: 12/21/04 12:31:06 rept2.frg Page: 3 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC. (DEPOSITOR) MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2004-SL3 (POOL # 4904) STATEMENT TO CERTIFICATEHOLDERS ADDITIONAL RELATED INFORMATION FOR POOL 4904 _______________________________________________________________________________ SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,534.29 SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 38.00 SUBSERVICER ADVANCES THIS MONTH 0.00 MASTER SERVICER ADVANCES THIS MONTH 0.00 NUMBER OF PRINCIPAL DELINQUENCIES: LOANS BALANCE (A) ONE MONTHLY PAYMENT: 0 0.00 (B) TWO MONTHLY PAYMENTS: 0 0.00 (C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00 FORECLOSURES NUMBER OF LOANS 0 AGGREGATE PRINCIPAL BALANCE 0.00 SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER DISTRIBUTION 75,076,719.54 AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE DETERMINATION DATE 216 NUMBER OF REO LOANS ACQUIRED INCLUDING ANY PENDING CASH LIQUIDATIONS 0 BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH FORECLOSURE OR GRANT OF A DEED IN LIEU OF FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00 REMAINING SUBCLASS INTEREST SHORTFALL 0.00 CLASS A SHORTFALL (PRINCIPAL) 0.00 CLASS A SHORTFALL (INTEREST) 0.00 TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,293,114.08 TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00 DISTRIBUTION PERCENTAGES: SENIOR SUBORDINATE PERCENTAGE FOR CURRENT DISTRIBUTION 97.54034200 % 0.00000000 % CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 % PERCENTAGE FOR NEXT DISTRIBUTION 97.43325300 % 0.00000000 % BANKRUPTCY AMOUNT AVAILABLE 100,000.00 FRAUD AMOUNT AVAILABLE 2,225,209.00 SPECIAL HAZARD AMOUNT AVAILABLE 2,225,209.00 ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 6.92650473 ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 288.40 POOL TRADING FACTOR: 90.11292972 Run: 12/21/04 12:31:06 rept2.frg Page: 3 of 3 RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER) RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC. (DEPOSITOR) MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2004-SL3 (POOL # 4904) STATEMENT TO CERTIFICATEHOLDERS ADDITIONAL RELATED INFORMATION FOR POOL 4904 _______________________________________________________________________________ SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 11,781.35 SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00 SUBSERVICER ADVANCES THIS MONTH 12,185.26 MASTER SERVICER ADVANCES THIS MONTH 0.00 NUMBER OF PRINCIPAL DELINQUENCIES: LOANS BALANCE (A) ONE MONTHLY PAYMENT: 4 773,991.48 (B) TWO MONTHLY PAYMENTS: 1 533,253.20 (C) THREE OR MORE MONTHLY PAYMENTS: 1 194,900.51 FORECLOSURES NUMBER OF LOANS 1 AGGREGATE PRINCIPAL BALANCE 58,245.30 SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER DISTRIBUTION 51,510,702.07 AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE DETERMINATION DATE 248 NUMBER OF REO LOANS ACQUIRED INCLUDING ANY PENDING CASH LIQUIDATIONS 0 BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH FORECLOSURE OR GRANT OF A DEED IN LIEU OF FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00 REMAINING SUBCLASS INTEREST SHORTFALL 0.00 CLASS A SHORTFALL (PRINCIPAL) 0.00 CLASS A SHORTFALL (INTEREST) 0.00 TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,238,558.71 TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00 DISTRIBUTION PERCENTAGES: SENIOR SUBORDINATE PERCENTAGE FOR CURRENT DISTRIBUTION 97.49607600 % 0.00000000 % CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 % PERCENTAGE FOR NEXT DISTRIBUTION 97.38692800 % 0.00000000 % BANKRUPTCY AMOUNT AVAILABLE 100,000.00 FRAUD AMOUNT AVAILABLE 2,225,209.00 SPECIAL HAZARD AMOUNT AVAILABLE 2,225,209.00 ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.80214873 ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 261.00 POOL TRADING FACTOR: 89.08843810 -----END PRIVACY-ENHANCED MESSAGE-----